AMSF logo
AMSF NASDAQ US

AMERISAFE, Inc. - Common Stock

Financials · Insurance Website · IPO Nov 2005
$32.97
▲ +$0.40 (+1.23%)
Vol 238K
7
Quality Score
fail
Mkt Cap
$726.9M
P/E
14.6
ROE
18.9%
Margin
16.3%
D/E
0.00
Beta
0.40
Div Yield
4.06%
52W
$36–$53

Wall Street Consensus

9 analysts · Apr 2026
2
Strong Buy
4
Buy
3
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.61 $0.51 $-0.10
Sep 2025 $0.57 $0.55 $-0.02
Jun 2025 $0.55 $0.53 $-0.02
Mar 2025 $0.62 $0.60 $-0.02

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $74.0M $72.6M $81.1M $82.0M $81.6M
Net Income $13.2M $8.9M $14.0M $13.8M $10.4M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 18.4% 18.4% 18.4% 18.4% 18.9% 18.9%
P/E (TTM) 16.52 17.38 16.53 15.04 15.19 14.56
Net Margin 17.6% 16.6% 16.6% 16.6% 16.3% 16.3%
Gross Margin
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio 0.03 0.03 0.03 0.03 0.03

Key Ratios

ROA (TTM)
4.3%
P/S (TTM)
2.38
P/B
3.8
EPS (TTM)
$2.61
CF/Share
$3.39
Rev Growth 3Y
-0.5%
52W High
$53.27
52W Low
$36.34
$36.34 52-Week Range $53.27

Financial Health

Free Cash Flow
$10.4M
Cash
$61.9M
As of Dec 31, 2025

How does AMSF compare to Insurance peers?

Peer group: Small-cap Insurance ($300M+) · 38 companies

AMSF valuation vs Insurance peers

P/E ratio
14.6
18% above peers (12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
2.4
53% above peers (1.6)
vs Peers
vs Industry
Overvalued
P/B ratio
3.8
128% above peers (1.7)
vs Peers
vs Industry
Overvalued
Div yield
4.1%
98% above peers (2.1%)
vs Peers
vs Industry
Below avg

AMSF profitability vs Insurance peers

ROE
18.9%
15% above peers (16.5%)
vs Peers
vs Industry
Top tier
Net margin
16.3%
38% above peers (11.8%)
vs Peers
vs Industry
Top tier
Gross margin
0% below peers (35.3%)
vs Peers
vs Industry
Weak
ROA
4.3%
33% above peers (3.2%)
vs Peers
vs Industry
Below avg

AMSF financial health vs Insurance peers

D/E ratio
0.0
100% below peers (14.4)
vs Peers
vs Industry
Low debt
Current ratio
0.0
96% below peers (0.7)
vs Peers
vs Industry
Low liquidity
Beta
0.4
17% below peers (0.5)
vs Peers
vs Industry
More volatile

AMSF fundamentals radar

AMSF Peer median Industry

AMSF profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

AMSF vs peers: key metrics

Dividends

$2.58
/ year
Mar 13, 2026 $0.4100
Dec 05, 2025 $1.3900
Sep 12, 2025 $0.3900
Jun 13, 2025 $0.3900
Mar 07, 2025 $0.3900
Dec 06, 2024 $3.3700
Sep 06, 2024 $0.3700
Jun 14, 2024 $0.3700

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