ATLCL logo
ATLCL NASDAQ US

Atlanticus Holdings Corporation - 6.125% Senior Notes due 2026

Financial Services · Financial Services Website · IPO Apr 1999
$25.01
▲ +$0.01 (+0.04%)
Vol 3K
10
Quality Score
ok
Mkt Cap
$1.0B
P/E
8.6
ROE
19.8%
Margin
16.2%
D/E
958.94
Beta
1.99
52W
$41–$79

Wall Street Consensus

11 analysts · Apr 2026
5
Strong Buy
5
Buy
1
Hold
0
Sell
0
Strong Sell
90.9%
Buy Rating

Price Chart

Similar Stocks

EZPW
EZCORP Inc
P/E 10.8
$1.2B
ECPG
Encore Capital Group Inc
$1.2B
JCAP
Jefferson Capital Inc
$1.3B
ATLC
Atlanticus Holdings Corp
P/E 8.6
$1.0B
NAVI
Navient Corp
$1.3B
NRDS
NerdWallet Inc
P/E 13.4
$985.3M
PRAA
PRA Group Inc
$690.2M
WRLD
World Acceptance Corp
P/E 12.4
$707.3M

Earnings

Beat rate: 60.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.62 $1.75 +$0.13
Sep 2025 $1.55 $1.21 $-0.34
Jun 2025 $1.25 $1.51 +$0.26
Mar 2025 $1.51 $1.49 $-0.02

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 21.1% 21.1% 21.1% 21.1% 19.8% 19.8%
P/E (TTM) 6.74 7.72 7.24 6.78 7.33 8.56
Net Margin 17.2% 18.6% 18.6% 18.6% 16.2% 16.2%
Gross Margin 50.5% 51.8% 51.8% 51.8% 50.4% 50.4%
D/E Ratio 459.85 459.85 459.85 459.85 958.94 958.94
Current Ratio 1.39 1.39 1.39 1.39 1.15 1.15

Key Ratios

ROA (TTM)
2.7%
P/S (TTM)
1.39
P/B
1.4
EPS (TTM)
$6.20
CF/Share
$4.10
Rev Growth 3Y
+3.0%
52W High
$78.91
52W Low
$41.37
$41.37 52-Week Range $78.91

How does ATLCL compare to Financial Services peers?

Peer group: Small-cap Financial Services ($300M+) · 132 companies

ATLCL ACT ACTG AFRM ALRS

ATLCL valuation vs Financial Services peers

P/E ratio
8.6
▼ 30% below peers (12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
1.4
▼ 57% below peers (3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.4
▼ 13% below peers (1.6)
vs Peers
vs Industry
Fair value
Div yield
—
▼ 0% below peers (4.5%)
vs Peers
vs Industry
In line

ATLCL profitability vs Financial Services peers

ROE
19.8%
▲ 62% above peers (12.3%)
vs Peers
vs Industry
Top tier
Net margin
16.2%
▼ 14% below peers (18.9%)
vs Peers
vs Industry
In line
Gross margin
50.4%
▼ 22% below peers (65.1%)
vs Peers
vs Industry
Weak
ROA
2.7%
▼ 5% below peers (2.9%)
vs Peers
vs Industry
In line

ATLCL financial health vs Financial Services peers

D/E ratio
958.9
▲ 826% above peers (103.6)
vs Peers
vs Industry
High debt
Current ratio
1.2
▲ 0% above peers (1.2)
vs Peers
vs Industry
In line
Beta
2.0
▲ 110% above peers (1.0)
vs Peers
vs Industry
More volatile

ATLCL fundamentals radar

ATLCL Peer median Industry

ATLCL profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

ATLCL vs peers: key metrics

Dividends

$1.53
/ year
Jan 15, 2026 $0.3830
Oct 15, 2025 $0.3830
Jul 15, 2025 $0.3830
Apr 15, 2025 $0.3830
Jan 15, 2025 $0.3830
Oct 15, 2024 $0.3830
Jul 15, 2024 $0.3830
Apr 12, 2024 $0.3830

Latest News

No related news yet