$29.73
▲ +$0.13
(+0.44%)
Vol 8K
7
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$320.4M
P/E
13.8
ROE
7.0%
D/E
2.60
Beta
0.35
Div Yield
3.06%
52W
$22–$33
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
77.8%
Buy Rating
Price Chart
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Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.66 | $0.63 | $-0.03 |
| Sep 2025 | $0.53 | $0.46 | $-0.07 |
| Jun 2025 | $0.56 | $0.58 | +$0.02 |
| Mar 2025 | $0.53 | $0.51 | $-0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $25.5M | $23.6M | $24.3M | $24.8M | $26.0M | — |
| Net Income | $6.0M | $6.1M | $5.7M | $6.4M | $5.0M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.4% | 7.4% | 7.4% | 7.0% | 7.0% | 7.0% |
| P/E (TTM) | 12.53 | 12.84 | 12.66 | 12.84 | 13.63 | 13.81 |
| Net Margin | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 21.93 | 21.93 | 21.93 | 2.60 | 2.60 | 2.60 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/B
0.9
EPS (TTM)
$2.10
52W High
$33.15
52W Low
$22.22
$22.22
52-Week Range
$33.15
Financial Health
Free Cash Flow
$6.2M
Net Debt
$1.5M
Cash
$21.7M
Total Debt
$23.2M
As of Sep 30, 2025
How does BCML compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BCML valuation vs Banking peers
P/E ratio
13.8
▲
10%
above
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
—
▼
0%
below
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.9
▼
12%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
3.1%
▲
2%
above
peers
(3.0%)
vs Peers
vs Industry
In line
BCML profitability vs Banking peers
ROE
7.0%
▼
22%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
—
▼
0%
below
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
6%
below
peers
(1.0%)
vs Peers
vs Industry
In line
BCML financial health vs Banking peers
D/E ratio
2.6
▼
81%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
49%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
BCML fundamentals radar
BCML
Peer median
Industry
BCML profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BCML vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
GUARINI GEORGE J
Chief Executive Officer · Mar 04
8693 shs
Last 90 days
Top Holders
Top 5: 35.29%Wellington Management Group…
9.72%
$30.8M
Blackrock Inc.
8.07%
$25.5M
Royce & Associates LP
6.01%
$19.0M
Vanguard Group Inc
5.81%
$18.4M
Dimensional Fund Advisors LP
5.68%
$18.0M
As of Dec 31, 2025
Dividends
$1.05
/ year
Mar 12, 2026
$0.3000
Dec 11, 2025
$0.3000
Sep 11, 2025
$0.2500
Jun 12, 2025
$0.2000
Mar 13, 2025
$0.1500
Dec 12, 2024
$0.1500
Sep 19, 2024
$0.1000
Jun 13, 2024
$0.1000
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