AVBH Avidbank Holdings, Inc. - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$29.70
Price · May 20, 2026
Fundamentals as of May 13, 2026
52W Range
$20–$32
84% of range
Analyst Rating
BUY
10 analysts
Price Target
$35
+19% upside
P/E (TTM)
-11.8
ROE
-8.1%
Net Profit Margin
-63.2%

AVBH Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$29.70
Market Cap
$291M
P/E (TTM)
-11.8
EPS (TTM)
$-2.25
Revenue (TTM)
—
Div Yield
—
ROE
-8.1%
Debt/Equity
0.2
52W Range
$20 – $32

AVBH Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income —
EPS $-2.25
2-point trend, -181.5%
2024-12-31 → 2025-12-31
Free Cash Flow $39M
2025-12-31 → 2025-12-31
Margins -63.2%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
AVBH
Peer Median
P/E (TTM)
-11.8
9.9
P/B
1.0
1.0
EV / EBITDA
173.2
—
Price / FCF
7.5
—

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
AVBH
Peer Median
Net Profit Margin
-63.2%
20.6%
ROA
-0.80%
1.1%
ROE
-8.1%
10.9%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
AVBH
Peer Median
Debt / Equity
0.2
11.5

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
AVBH
Peer Median
Revenue YoY
-61.9%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
AVBH
Peer Median
EPS (Diluted)
2-point trend, -181.5%
$-2.25
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
AVBH
Peer Median

AVBH Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 10 analysts
  • Strong Buy 3 30.0%
  • Buy 6 60.0%
  • Hold 1 10.0%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

4 analysts · 2026-05-15
Median target $35.50 +19.5%
Mean target $35.25 +18.7%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.23%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.84 $0.82 0.02%
Dec. 31, 2025 $0.65 $0.77 -0.12%
Sept. 30, 2025 $0.72 $-0.49 1.2%
June 30, 2025 $0.75 $0.77 -0.01%
March 31, 2025 $0.71 $0.62 0.09%
Dec. 31, 2024 $0.84 $0.65 0.19%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
AVBH $291M -11.8 -61.9% -63.2% -8.1% —
BCML $320M 13.5 3.1% 23.8% 7.1% —
NECB $316M 7.0 -0.71% 42.4% 12.9% —
USCB — 13.8 9.1% 28.9% 11.6% —
MVBF — 12.5 10.2% — — —
CHMG — 17.8 -2.2% 15.9% 6.2% —
NWFL $267M 9.3 8.1% 347.0% 11.9% —
FNLC $297M 8.6 18.0% 36.3% 12.3% —
TSBK $263M 9.1 9.6% 35.3% 11.3% —
TFC $62.13B 12.9 53.0% 26.1% 8.2% —

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 9
Annual Income Statement data for AVBH
Metric Trend 20252024
Interest Income 2-point trend, +2.3% $146M $142M
Pretax Income 2-point trend, -190.5% $-27M $30M
Income Tax 2-point trend, -184.4% $-7M $9M
Net Income 2-point trend, -193.0% $-20M $21M
EPS (Basic) 2-point trend, -179.5% $-2.25 $2.83
EPS (Diluted) 2-point trend, -181.5% $-2.25 $2.76
Shares (Basic) 2-point trend, +17.2% 8,702,468 7,426,096
Shares (Diluted) 2-point trend, +14.4% 8,702,468 7,604,442
EBITDA $1M ·
Balance Sheet 14
Annual Balance Sheet data for AVBH
Metric Trend 20252024
Cash & Equivalents 2-point trend, +86.9% $155M $83M
PP&E (Net) 2-point trend, -34.5% $2M $2M
PP&E (Gross) 2-point trend, -0.0% $8M $8M
Accum. Depreciation 2-point trend, +14.3% $6M $6M
Total Assets 2-point trend, +11.5% $2.57B $2.30B
Short-term Debt 2-point trend, -67.6% $60M $185M
Total Liabilities 2-point trend, +8.1% $2.29B $2.12B
Total Debt $60M ·
Common Stock 2-point trend, +58.9% $170M $107M
Retained Earnings 2-point trend, -15.0% $111M $131M
AOCI 2-point trend, +99.7% $-161.0K $-51M
Stockholders' Equity 2-point trend, +50.8% $281M $186M
Liabilities + Equity 2-point trend, +11.5% $2.57B $2.30B
Shares Outstanding 2-point trend, +38.5% 10,947,967 7,906,761
Cash Flow 11
Annual Cash Flow data for AVBH
Metric Trend 20252024
D&A 2-point trend, -31.2% $1M $2M
Stock-based Comp 2-point trend, -1.2% $3M $3M
Deferred Tax 2-point trend, +1996.8% $7M $348.0K
Other Non-cash $47M ·
Operating Cash Flow 2-point trend, +72.0% $39M $23M
CapEx 2-point trend, +97.9% $93.0K $47.0K
Investing Cash Flow 2-point trend, -137.9% $-197M $-83M
Financing Cash Flow 2-point trend, +274.4% $230M $61M
Net Change in Cash 2-point trend, +5407.1% $72M $1M
Taxes Paid 2-point trend, -41.0% $4M $7M
Free Cash Flow $39M ·
Profitability 5
Annual Profitability data for AVBH
Metric Trend 20252024
Net Margin -63.2% ·
Pretax Margin -87.2% ·
EBITDA Margin 3.7% ·
ROA -0.80% ·
ROE -8.1% ·
Liquidity & Solvency 1
Annual Liquidity & Solvency data for AVBH
Metric Trend 20252024
Debt / Equity 0.2 ·
Efficiency 1
Annual Efficiency data for AVBH
Metric Trend 20252024
Asset Turnover 0.0 ·
Per Share 5
Annual Per Share data for AVBH
Metric Trend 20252024
Book Value / Share $25.66 ·
Revenue / Share $3.55 ·
Cash Flow / Share $4.49 ·
Cash / Share $14.12 ·
EPS (TTM) $-2.25 ·
Growth Rates 1
Annual Growth Rates data for AVBH
Metric Trend 20252024
Revenue YoY -61.9% ·
Valuation (TTM) 11
Annual Valuation (TTM) data for AVBH
Metric Trend 20252024
Net Income TTM $-20M ·
Market Cap $291M ·
Enterprise Value $196M ·
P/E -11.8 ·
P/B 1.0 ·
P / Tangible Book 1.0 ·
P / Cash Flow 7.4 ·
P / FCF 7.5 ·
EV / EBITDA 173.2 ·
EV / FCF 5.0 ·
Earnings Yield -8.5% ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-31
Net Income $-20M$21M
Diluted EPS $-2.25$2.76
Balance Sheet
2025-12-312024-12-31
Debt / Equity 0.2—
Cash Flow
2025-12-312024-12-31
Free Cash Flow $39M—

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