FRST Primis Financial Corp. - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 7, 2026
$15.62
· of 52w range
· above low
· to high
$9.5552w low
$16.8852w high
Market Cap (MRQ)
$387M
P/E
6.3
EPS
$2.49
your badges
52W Range
$10–$17
Analyst Rating
BUY
Price Target
$19
P/E
6.3
ROE
15.9%
Net Profit Margin
27.5%
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FRST Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$15.62
Market Cap (MRQ)
$387M
P/E
6.3
EPS
$2.49
Div Yield
2.5%
ROE
15.9%
52W Range
$10–$17
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| April 30, 2007 | 11-for-10 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$2.492023-12-31 → 2025-12-31
Free Cash Flow$9M2023-12-31 → 2025-12-31
Net margin27.5%2023-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | FRST | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 6.3 | · | 9.8 | Undervalued | |
| P/S | 1.7 | · | 3.9 | Undervalued | |
| P/B (MRQ) | 0.9 | · | 0.9 | Fair value | |
| Price / FCF | 42.8 | · | · | · | |
| Price / Cash Flow | 35.9 | · | 10.8 | Overvalued | |
| Price / Tangible Book | 1.2 | · | · | · | |
| PEG Ratio | ≈0.3 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | FRST | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin | 32.4% | · | 40.4% | Weak | |
| Net Profit Margin | 27.5% | · | 33.3% | Weak | |
| ROA | 1.6% | · | 1.1% | Top tier | |
| ROE | 15.9% | · | 11.3% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | FRST | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 51.9% | · | · | · | |
| Revenue CAGR 3Y | 23.1% | · | · | · | |
| Revenue CAGR 5Y | 16.1% | · | · | · | |
| EPS CAGR 3Y | 63.5% | · | · | · | |
| EPS CAGR 5Y | 21.0% | · | · | · | |
| Net Income CAGR 3Y | 63.1% | · | · | · | |
| Net Income CAGR 5Y | 21.7% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | FRST | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.1 | · | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield2.5%
Payout Ratio16.1%
Annualized Payout≈$0.40
5Y Div CAGR≈0.00%
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 7, 2026 | $0.10 | USD | ≈2.5% |
| May 8, 2026 | $0.10 | USD | ≈2.8% |
| Feb 13, 2026 | $0.10 | USD | ≈2.9% |
| Nov 7, 2025 | $0.10 | USD | ≈3.7% |
| Aug 8, 2025 | $0.10 | USD | ≈3.6% |
| May 14, 2025 | $0.10 | USD | ≈4.2% |
| Feb 12, 2025 | $0.10 | USD | ≈3.6% |
| Nov 8, 2024 | $0.10 | USD | ≈3.3% |
| Aug 9, 2024 | $0.10 | USD | ≈3.5% |
| May 9, 2024 | $0.10 | USD | ≈3.7% |
| Feb 8, 2024 | $0.10 | USD | ≈3.2% |
| Nov 9, 2023 | $0.10 | USD | ≈4.2% |
| Aug 10, 2023 | $0.10 | USD | ≈4.2% |
| May 11, 2023 | $0.10 | USD | ≈5.6% |
| Feb 9, 2023 | $0.10 | USD | ≈3.4% |
| Nov 10, 2022 | $0.10 | USD | ≈3.2% |
| Aug 11, 2022 | $0.10 | USD | ≈2.9% |
| May 12, 2022 | $0.10 | USD | ≈3.1% |
| Feb 10, 2022 | $0.10 | USD | ≈2.7% |
| Nov 10, 2021 | $0.10 | USD | ≈2.5% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-31.6%
Next Report
Oct 21, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 22, 2026 | $0.23 | $0.39 | -40.9% |
| March 31, 2026 | $0.33 | $0.29 | 14.2% | |
| Dec. 31, 2025 | $0.10 | $1.13 | -91.2% | |
| Sept. 30, 2025 | $0.28 | $0.23 | 23.3% | |
| June 30, 2025 | $0.11 | $0.22 | -49.8% | |
| March 31, 2025 | $0.14 | $0.26 | -45.1% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $94M | $22M | $19M | $26M | $37M | $28M | $16M | $9M | $7M | · | |
| Interest Income | $200M | $211M | $193M | $123M | $113M | $118M | $121M | $119M | $84M | $49M | $44M | · | |
| Pretax Income | $73M | $-29M | $-11M | $17M | $40M | $19M | $38M | $43M | $16M | $15M | $14M | · | |
| Income Tax | $15M | $-4M | $-1M | $3M | $9M | $4M | $6M | $10M | $13M | $5M | $5M | · | |
| Net Income | $61M | $-16M | $-8M | $14M | $31M | $23M | $33M | $34M | $2M | $10M | $9M | · | |
| EPS (Basic) | $2.49 | $-0.66 | $-0.32 | $0.58 | · | $0.96 | $1.38 | $1.40 | $0.13 | $0.84 | $0.76 | · | |
| EPS (Diluted) | $2.49 | $-0.66 | $-0.32 | $0.57 | · | $0.96 | $1.36 | $1.39 | $0.13 | $0.83 | $0.75 | · | |
| Shares (Basic) | 24,668,000 | 24,688,000 | 24,639,000 | 24,561,000 | 24,438,000 | 24,239,000 | 24,050,000 | 24,012,000 | 18,391,000 | 12,252,000 | 12,224,000 | · | |
| Shares (Diluted) | 24,683,000 | 24,688,000 | 24,639,000 | 24,669,000 | 24,601,000 | 24,363,000 | 24,325,000 | 24,273,000 | 18,672,000 | 12,427,000 | 12,330,000 | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $144M | $65M | $78M | $78M | $530M | $196M | $32M | $29M | $25M | $47M | $30M | $38M | |
| PP&E (Net) | $6M | $19M | $21M | $25M | $30M | $30M | $31M | $32M | $36M | $8M | · | · | |
| PP&E (Gross) | $17M | $39M | $38M | $44M | $49M | $46M | $45M | $44M | $67M | $15M | · | · | |
| Accum. Depreciation | $11M | $20M | $18M | $18M | $18M | $16M | $14M | $12M | $32M | $7M | · | · | |
| Goodwill | $93M | $93M | $93M | $105M | $102M | $102M | $102M | $102M | $101M | $11M | · | · | |
| Intangibles | $36.0K | $665.0K | $2M | $3M | $4M | $6M | $7M | $9M | $10M | $874.0K | · | · | |
| Total Assets | $4.05B | $3.69B | $3.86B | $3.57B | $3.41B | $3.09B | $2.72B | $2.70B | $2.61B | $1.14B | · | · | |
| Total Liabilities | $3.62B | $3.33B | $3.46B | $3.18B | $3.00B | $2.70B | $2.34B | $2.35B | $2.29B | $1.02B | · | · | |
| Common Stock | $247.0K | $247.0K | $247.0K | $246.0K | $245.0K | $243.0K | $241.0K | $240.0K | $239.0K | $123.0K | · | · | |
| Paid-in Capital | $317M | $315M | $314M | $313M | $311M | $309M | $307M | $306M | $305M | $105M | · | · | |
| Retained Earnings | $110M | $58M | $84M | $102M | $98M | $78M | $69M | $45M | $19M | $22M | · | · | |
| Treasury Stock | $807.0K | $0 | · | · | · | · | · | · | · | · | · | · | |
| AOCI | $-3M | $-21M | $-22M | $-26M | $1M | $3M | $783.0K | $-3M | $-1M | $-789.0K | $-610.0K | $-3M | |
| Stockholders' Equity | $423M | $365M | $376M | $389M | $410M | $389M | $377M | $348M | $323M | $126M | $120M | $114M | |
| Liabilities + Equity | $4.05B | $3.69B | $3.86B | $3.57B | $3.41B | $3.09B | $2.72B | $2.70B | $2.61B | $1.14B | · | · | |
| Shares Outstanding | 24,695,385 | 24,722,734 | 24,693,172 | 24,680,097 | 24,574,619 | 24,368,612 | 24,181,534 | 24,052,253 | 23,936,453 | 12,263,643 | · | · |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $2M | · | · | · | |
| Stock-based Comp | $3M | $940.0K | $712.0K | $395.0K | $747.0K | $2M | $432.0K | $280.0K | $251.0K | $260.0K | $331.0K | · | |
| Deferred Tax | $6M | $-4M | $-4M | $-3M | $6M | $-1M | $1M | $3M | $10M | $29.0K | $2M | · | |
| Amort. of Intangibles | $602.0K | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $845.0K | $219.0K | $261.0K | · | |
| Operating Cash Flow | $11M | $20M | $29M | $12M | $28M | $29M | $37M | $41M | $25M | $18M | $12M | · | |
| CapEx | $2M | $1M | $2M | $1M | $2M | $1M | $1M | $2M | $1M | $143.0K | $307.0K | · | |
| Investing Cash Flow | $-158M | $108M | $-313M | $-617M | · | $-204M | $-5M | $-94M | $-62M | $-96M | $-127M | · | |
| Stock Repurchased | $807.0K | · | · | · | · | · | · | · | · | · | $721.0K | · | |
| Net Stock Activity | $-807.0K | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $10M | $10M | $10M | $10M | $10M | $10M | $9M | $8M | $6M | $4M | $6M | · | |
| Financing Cash Flow | $227M | $-141M | $284M | $152M | $296M | $339M | $-28M | $55M | $15M | $95M | $107M | · | |
| Net Change in Cash | $79M | $-13M | $-306.0K | $-452M | $334M | $164M | $3M | $3M | $-22M | $17M | $-8M | · | |
| Taxes Paid | $-483.0K | $2M | $6M | $3M | $6M | $8M | $5M | $7M | $4M | $5M | · | · | |
| Free Cash Flow | $9M | $18M | $27M | $12M | $25M | $29M | $36M | $39M | $23M | · | · | · | |
| Levered FCF | · | · | $-58M | $-6M | $10M | $8M | $4M | $18M | $21M | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.5% | -11.0% | -5.4% | 11.8% | 29.7% | 19.9% | 34.5% | 33.3% | 3.3% | · | · | · | |
| Pretax Margin | 32.4% | -19.6% | -7.8% | 14.4% | 37.7% | 25.5% | 40.8% | 42.8% | 21.2% | · | · | · | |
| ROA | 1.6% | -0.42% | -0.20% | 0.41% | 0.96% | 0.80% | 1.2% | 1.3% | 0.13% | · | · | · | |
| ROE | 15.9% | -4.5% | -2.0% | 3.6% | 7.6% | 6.0% | 8.9% | 9.8% | 1.1% | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · | · | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $17.12 | $14.23 | $15.23 | $15.76 | $16.76 | $16.03 | $15.60 | $14.48 | $13.48 | · | · | · | |
| Revenue / Share | $9.07 | $5.97 | $5.84 | $4.87 | $4.28 | $4.81 | $3.95 | $4.17 | $3.93 | · | · | · | |
| Cash Flow / Share | $0.44 | $0.79 | $1.17 | $0.53 | $1.13 | $1.22 | $1.51 | $1.71 | $1.32 | · | · | · | |
| Cash / Share | $5.82 | $2.61 | $3.14 | $3.15 | $21.57 | $8.05 | $1.32 | $1.19 | $1.06 | · | · | · | |
| Dividend Paid / Share | $0.40 | $0.40 | $0.40 | $0.40 | $0.40 | $0.40 | $0.36 | $0.32 | $0.32 | $0.32 | $0.32 | · | |
| EPS (TTM) | $2.49 | $-0.66 | $-0.32 | $0.57 | $1.56 | $0.96 | $1.36 | $1.39 | $0.13 | $0.83 | $0.75 | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 51.9% | 2.4% | 19.9% | 14.1% | -0.92% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 23.1% | 11.9% | 10.7% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 16.1% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 63.5% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 21.0% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | · | · | · | -54.5% | 35.4% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 63.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 21.7% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 0.28% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $224M | $147M | $144M | $120M | $105M | $106M | $95M | $101M | $73M | $43M | $40M | $33M | |
| Net Income TTM | $61M | $-16M | $-8M | $14M | $31M | $23M | $33M | $34M | $2M | $10M | $9M | $7M | |
| Market Cap | $344M | $288M | $313M | $292M | $370M | $295M | $395M | $318M | $384M | · | · | · | |
| P/E | 5.6 | -17.7 | -39.6 | 20.8 | 9.6 | 12.6 | 12.0 | 9.5 | 123.3 | 19.7 | 17.4 | · | |
| P/S | 1.5 | 2.0 | 2.2 | 2.4 | 3.5 | 2.8 | 4.2 | 3.1 | 5.2 | · | · | · | |
| P/B | 0.8 | 0.8 | 0.8 | 0.8 | 0.9 | 0.8 | 1.0 | 0.9 | 1.2 | · | · | · | |
| P / Tangible Book | 1.0 | 1.1 | 1.1 | 1.0 | 1.2 | 1.0 | · | · | · | · | · | · | |
| P / Cash Flow | 31.9 | 14.8 | 10.8 | 22.5 | 13.3 | 9.9 | 10.8 | 7.7 | 15.6 | · | · | · | |
| P / FCF | 38.0 | 15.7 | 11.6 | 24.4 | 14.6 | 10.3 | 11.1 | 8.1 | 16.6 | · | · | · | |
| Dividend Yield | 2.9% | 3.4% | 3.2% | 3.4% | 2.6% | 3.3% | 2.2% | 2.4% | 1.5% | · | · | · | |
| Earnings Yield | 17.9% | -5.7% | -2.5% | 4.8% | 10.4% | 7.9% | 8.3% | 10.5% | 0.81% | 5.1% | 5.7% | · | |
| Payout Ratio | 16.1% | -61.0% | -126.1% | 69.6% | 31.4% | 41.8% | 26.2% | 22.8% | 239.1% | · | · | · | |
| Annual Payout | $10M | $10M | $10M | $10M | $10M | $10M | $9M | $8M | $6M | $4M | $6M | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | $29M | $27M | $25M | · | $24M | $27M | $19M | · | $5M | |
| Interest Income | $56M | $54M | $53M | $52M | $48M | $48M | $51M | $57M | $52M | $50M | $50M | $48M | $50M | $44M | $36M | $32M | |
| Pretax Income | $12M | $10M | $36M | $9M | $3M | $25M | $-32M | $-1M | $3M | $2M | $-15M | $-5M | $-3M | $11M | $2M | $4M | |
| Income Tax | $3M | $3M | $7M | $2M | $528.0K | $6M | $-6M | $-304.0K | $1M | $718.0K | $-4M | $2M | $-526.0K | $2M | $-386.0K | $969.0K | |
| Net Income | $9M | $7M | $30M | $7M | $2M | $23M | $-23M | $1M | $3M | $2M | $-8M | $-6M | $-2M | $8M | $2M | $3M | |
| EPS (Basic) | $0.38 | $0.30 | $1.19 | $0.28 | $0.10 | $0.92 | $-0.95 | $0.05 | $0.14 | $0.10 | $-0.34 | $-0.24 | $-0.08 | $0.34 | $0.09 | $0.12 | |
| EPS (Diluted) | $0.38 | $0.30 | $1.19 | $0.28 | $0.10 | $0.92 | $-0.95 | $0.05 | $0.14 | $0.10 | $-0.34 | $-0.24 | $-0.08 | $0.34 | $0.08 | $0.12 | |
| Shares (Basic) | 24,732,000 | 24,665,000 | · | 24,632,000 | 24,701,000 | 24,707,000 | · | 24,696,000 | 24,683,000 | 24,674,000 | · | 24,642,000 | 24,639,000 | 24,626,000 | · | 24,577,000 | |
| Shares (Diluted) | 24,788,000 | 24,715,000 | · | 24,644,000 | 24,714,000 | 24,723,000 | · | 24,720,000 | 24,708,000 | 24,707,000 | · | 24,642,000 | 24,639,000 | 24,685,000 | · | 24,688,000 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $177M | $160M | $144M | $64M | $94M | $57M | $65M | $77M | $67M | $89M | · | $94M | $101M | $607M | · | $98M | |
| PP&E (Net) | $6M | $6M | $6M | $19M | $20M | $19M | $19M | $20M | $20M | $20M | · | $25M | $25M | $25M | · | $26M | |
| PP&E (Gross) | · | · | $17M | · | · | · | $39M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $11M | · | · | · | $20M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $93M | $93M | $93M | $93M | $93M | $93M | $93M | $93M | $93M | $93M | · | $93M | $105M | $105M | · | $105M | |
| Intangibles | · | · | $36.0K | $43.0K | $49.0K | $345.0K | $665.0K | $985.0K | $1M | $2M | · | $2M | $3M | $3M | · | $4M | |
| Total Assets | $4.35B | $4.26B | $4.05B | $3.95B | $3.87B | $3.70B | $3.69B | $4.02B | $3.97B | $3.89B | $3.86B | $3.84B | $3.87B | $4.22B | $3.57B | $3.36B | |
| Total Liabilities | $3.92B | $3.83B | $3.62B | $3.57B | $3.50B | $3.32B | $3.33B | $3.63B | $3.57B | $3.50B | · | $3.46B | $3.48B | $3.82B | · | $2.97B | |
| Common Stock | $248.0K | $248.0K | $247.0K | $247.0K | $247.0K | $247.0K | $247.0K | $247.0K | $247.0K | $247.0K | · | $246.0K | $246.0K | $246.0K | · | $246.0K | |
| Paid-in Capital | $317M | $317M | $317M | $315M | $315M | $315M | $315M | $314M | $314M | $314M | · | $313M | $313M | $313M | · | $312M | |
| Retained Earnings | $121M | $114M | $110M | $83M | $78M | $78M | $58M | $84M | $85M | $84M | · | $95M | $103M | $108M | · | $107M | |
| Treasury Stock | $807.0K | $807.0K | $807.0K | $807.0K | $807.0K | · | · | · | · | · | · | · | · | · | · | · | |
| AOCI | $-4M | $-3M | $-3M | $-15M | $-16M | $-18M | $-21M | $-17M | $-23M | $-24M | · | $-30M | $-26M | $-23M | · | $-27M | |
| Stockholders' Equity | $434M | $427M | $423M | $382M | $376M | $376M | $352M | $381M | $376M | $375M | · | $378M | $390M | $397M | · | $392M | |
| Liabilities + Equity | $4.35B | $4.26B | $4.05B | $3.95B | $3.87B | $3.70B | $3.69B | $4.02B | $3.97B | $3.89B | · | $3.84B | $3.87B | $4.22B | · | $3.36B | |
| Shares Outstanding | 24,799,072 | 24,772,072 | 24,695,385 | 24,644,385 | 24,643,185 | 24,722,734 | 24,722,734 | 24,722,734 | 24,708,234 | 24,696,672 | 24,693,172 | 24,686,764 | 24,690,064 | 24,685,064 | · | 24,650,239 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $328.0K | $113.0K | $3M | $12.0K | $18.0K | $31.0K | $628.0K | $41.0K | $44.0K | $227.0K | $455.0K | $76.0K | $73.0K | $108.0K | $-564.0K | $116.0K | |
| Amort. of Intangibles | · | · | $0 | $0 | $289.0K | $313.0K | $313.0K | $318.0K | $317.0K | $317.0K | $317.0K | $317.0K | $318.0K | $317.0K | $317.0K | $326.0K | |
| Operating Cash Flow | $-6M | $-54M | $29M | $-11M | $-41M | $34M | $-38M | $8M | $52M | $-965.0K | $65M | $-2M | $-25M | $-12M | $-11M | $11M | |
| CapEx | $298.0K | $204.0K | · | · | · | · | $1M | $0 | $0 | $0 | $519.0K | $0 | $944.0K | $461.0K | $306.0K | $170.0K | |
| Investing Cash Flow | $-68M | $-132M | $55M | $-94M | $-93M | $-27M | $328M | $-48M | $-148M | $-26M | $-100M | $-8M | $-148M | $-90M | $-218M | $-106M | |
| Stock Repurchased | · | · | $0 | $0 | · | · | · | $0 | · | · | · | · | · | · | · | · | |
| Dividends Paid | $2M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Financing Cash Flow | $91M | $203M | $-4M | $75M | $171M | $-15M | $-303M | $50M | $73M | $38M | $18M | $3M | $-333M | $631M | $208M | $123M | |
| Net Change in Cash | $17M | $16M | $80M | $-30M | $37M | $-7M | $-13M | $11M | $-22M | $11M | $-16M | $-7M | $-506M | $529M | $-20M | $27M | |
| Taxes Paid | $3M | $-524.0K | $-979.0K | $219.0K | $277.0K | $0 | $2M | $0 | $19.0K | $23.0K | $2M | $0 | $4M | $0 | $11.0K | $1M | |
| Free Cash Flow | · | $-55M | · | · | · | · | · | · | · | $-965.0K | · | · | · | · | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-14M | · | · | · | · | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 16.9% | 16.0% | · | 16.7% | 5.6% | 38.6% | · | 3.3% | 9.6% | 6.9% | · | -17.7% | -6.2% | · | · | 15.3% | |
| Pretax Margin | 21.7% | 22.6% | · | 21.3% | 6.9% | 41.9% | · | -3.1% | 7.8% | 4.3% | · | -13.2% | -7.8% | · | · | 19.4% | |
| ROA | 0.23% | 0.18% | · | 0.17% | 0.06% | 0.60% | · | 0.03% | 0.09% | 0.06% | · | -0.17% | -0.06% | · | · | 0.15% | |
| ROE | 2.3% | 1.8% | · | 1.8% | 0.65% | 6.0% | · | 0.32% | 0.90% | 0.64% | · | -1.6% | -0.51% | · | · | 1.3% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | · | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $17.49 | $17.25 | · | $15.51 | $15.27 | $15.19 | · | $15.41 | $15.22 | $15.17 | · | $15.30 | $15.81 | $16.10 | · | $15.89 | |
| Revenue / Share | $2.25 | $1.85 | · | $1.66 | $1.75 | $2.37 | · | $1.51 | $1.45 | $1.44 | · | $1.38 | $1.31 | · | · | $1.34 | |
| Cash Flow / Share | · | $-2.20 | · | · | · | $1.39 | · | · | · | $-0.04 | · | · | · | · | · | · | |
| Cash / Share | $7.13 | $6.45 | · | $2.59 | $3.82 | $2.31 | · | $3.13 | $2.69 | $3.59 | · | $3.80 | $4.09 | $24.59 | · | $3.96 | |
| Dividend Paid / Share | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | |
| EPS (TTM) | $2.15 | $1.87 | · | $0.35 | $0.12 | $0.16 | · | $-0.05 | $-0.34 | $-0.56 | · | $0.10 | $0.46 | $0.73 | · | · |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $223M | $211M | · | $182M | $178M | $170M | · | $143M | $140M | $137M | · | $147M | $143M | $138M | · | $111M | |
| Net Income TTM | $53M | $46M | · | $9M | $3M | $4M | · | $-1M | $-8M | $-14M | · | $2M | $11M | $18M | · | $20M | |
| Market Cap | $406M | $329M | · | $259M | $267M | $242M | · | $301M | $259M | $301M | · | $201M | $208M | $238M | · | $299M | |
| P/E | 7.6 | 7.1 | · | 30.0 | 90.4 | 61.1 | · | -243.6 | -30.8 | -21.7 | · | 81.5 | 18.3 | 13.2 | · | · | |
| P/S | 1.8 | 1.6 | · | 1.4 | 1.5 | 1.4 | · | 2.1 | 1.8 | 2.2 | · | 1.4 | 1.4 | · | · | 2.7 | |
| P/B | 0.9 | 0.8 | · | 0.7 | 0.7 | 0.6 | · | 0.8 | 0.7 | 0.8 | · | 0.5 | 0.5 | 0.6 | · | 0.8 | |
| P / Tangible Book | 1.2 | 1.0 | · | 0.9 | 0.9 | 0.9 | · | 1.1 | 0.9 | 1.1 | · | 0.7 | 0.7 | 0.8 | · | 1.1 | |
| P / Cash Flow | · | -6.1 | · | · | · | 7.0 | · | · | · | -311.5 | · | · | · | · | · | · | |
| Dividend Yield | 2.5% | 3.0% | · | 3.8% | 3.7% | 4.1% | · | 3.3% | 3.8% | 3.3% | · | 4.9% | 4.8% | · | · | 3.3% | |
| Earnings Yield | 13.1% | 14.1% | · | 3.3% | 1.1% | 1.6% | · | -0.41% | -3.2% | -4.6% | · | 1.2% | 5.5% | 7.6% | · | · | |
| Payout Ratio | · | 35.0% | · | · | · | 10.9% | · | · | · | 100.4% | · | · | · | · | · | · | |
| Annual Payout | $10M | $10M | · | $10M | $10M | $10M | · | $10M | $10M | $10M | · | $10M | $10M | $10M | · | $10M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Net Income | $61M | · | · | $-16M | · |
| Diluted EPS | $2.49 | · | · | $-0.66 | · |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Free Cash Flow | $9M | · | · | $18M | · |
Institutional owners (13F) 149 filers · $377.4M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
149
Value held
$377.4M
New positions
24
Exited positions
12
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 24 (-1 vs prior Q) | 12 (+4 vs prior Q) | 65 (+21 vs prior Q) | 28 (-6 vs prior Q) | +1.9M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $40,288,439 | 2,461,114 | 10.68% | Shares |
| North Reef Capital Management LP | $20,074,253 | 1,226,283 | 5.32% | Shares |
| Patriot Financial Partners GP II, L.P. | $19,930,982 | 1,217,531 | 5.28% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $17,423,294 | 1,064,320 | 4.62% | Shares |
| VANGUARD GROUP INC | $17,050,030 | 1,225,739 | 4.52% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $16,130,540 | 985,372 | 4.27% | Shares |
| ALLIANCEBERNSTEIN L.P. | $15,886,466 | 1,196,270 | 4.21% | Shares |
| MENDON CAPITAL ADVISORS CORP | $15,219,762 | 929,735 | 4.03% | Shares |
| TWO SIGMA INVESTMENTS, LP | $15,121,149 | 923,711 | 4.01% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $14,685,527 | 897,100 | 3.89% | Shares |
| BANC FUNDS CO LLC | $14,290,372 | 872,961 | 3.79% | Shares |
| PATRIOT FINANCIAL PARTNERS GP, LP | $13,210,211 | 1,217,531 | 3.50% | Shares |
| Curi Capital, LLC | $13,125,418 | 801,797 | 3.48% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $8,787,143 | 536,724 | 2.33% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $8,642,361 | 527,939 | 2.29% | Shares |
| SALZHAUER MICHAEL | $7,723,279 | 471,795 | 2.05% | Shares |
| STATE STREET CORP | $7,046,532 | 430,454 | 1.87% | Shares |
| PRUDENTIAL FINANCIAL INC | $5,666,394 | 346,145 | 1.50% | Shares |
| Qube Research & Technologies Ltd | $5,122,877 | 312,943 | 1.36% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $4,641,729 | 283,551 | 1.23% | Shares |
| PL Capital Advisors, LLC | $3,883,635 | 237,241 | 1.03% | Shares |
| Nuveen, LLC | $3,853,072 | 235,374 | 1.02% | Shares |
| Foundry Partners, LLC | $3,815,478 | 390,530 | 1.01% | Shares |
| Petiole USA ltd | $3,768,735 | 230,222 | 1.00% | Shares |
| EJF Capital LP | $3,735,699 | 228,204 | 0.99% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $3,651,656 | 223,070 | 0.97% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $3,566,059 | 217,841 | 0.94% | Shares |
| ALGERT GLOBAL LLC | $3,461,698 | 211,466 | 0.92% | Shares |
| FRANKLIN RESOURCES INC | $3,278,436 | 200,271 | 0.87% | Shares |
| GOLDMAN SACHS GROUP INC | $3,147,018 | 192,243 | 0.83% | Shares |
| Trexquant Investment LP | $3,036,324 | 185,481 | 0.80% | Shares |
| NORTHERN TRUST CORP | $2,851,360 | 174,182 | 0.76% | Shares |
| MORGAN STANLEY | $2,784,490 | 170,097 | 0.74% | Shares |
| FIRST MANHATTAN CO. LLC. | $2,732,169 | 166,901 | 0.72% | Shares |
| AMERICAN CENTURY COMPANIES INC | $2,631,858 | 160,773 | 0.70% | Shares |
| KENNEDY CAPITAL MANAGEMENT LLC | $2,518,115 | 153,825 | 0.67% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2,459,691 | 150,256 | 0.65% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2,431,060 | 148,507 | 0.64% | Shares |
| TWO SIGMA ADVISERS, LP | $2,429,548 | 174,662 | 0.64% | Shares |
| MARSHALL WACE, LLP | $2,379,264 | 145,343 | 0.63% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $2,334,706 | 142,621 | 0.62% | Shares |
| Bank of New York Mellon Corp | $2,260,460 | 138,086 | 0.60% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $2,152,246 | 131,475 | 0.57% | Shares |
| Integrated Quantitative Investments LLC | $1,465,197 | 89,505 | 0.39% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $1,393,316 | 85,114 | 0.37% | Shares |
| Numerai GP LLC | $1,365,962 | 83,443 | 0.36% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $1,328,425 | 81,150 | 0.35% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $1,161,386 | 70,946 | 0.31% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1,053,982 | 64,385 | 0.28% | Shares |
| Quantinno Capital Management LP | $1,033,307 | 63,122 | 0.27% | Shares |
Activists & 5%+ owners 6 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Castle Creek Capital Partners VII, LP, Castle Creek Capital VII LLC ×3 filings | April 21, 2026 | 4.40% | Amendment | · | SEC |
| Patriot Financial Partners III, L.P., Patriot Financial Partners GP III, L.P., Patriot Financial Partners GP III, LLC, W. Kirk Wycoff, James F. Deutsch ×2 filings | Sept. 25, 2025 | 4.94% | Amendment | Passive investment | SEC |
| Castle Creek Capital Partners IV, LP, Castle Creek Capital IV LLC ×4 filings | Dec. 18, 2020 | · | Initial filing | · | SEC |
| Patriot Financial Partners, L.P., Patriot Financial Partners Parallel, L.P., Patriot Financial Partners GP, L.P., Patriot Financial Partners GP, LLC, W. Kirk Wycoff, Ira M. Lubert, James J. Lynch ×2 filings | Dec. 22, 2014 | · | Initial filing | Passive investment | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Dec. 8, 2006 | · | Initial filing | Passive investment | SEC |
| Undisclosed reporting person | Nov. 6, 2006 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 47 insiders · 24 officers · 15 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Dennis J Zember JR | President/CEO | March 5, 2026 M | 270,981 | 0 | 0 | $0 |
| Matthew Alan Switzer | EVP, CFO | March 5, 2026 M | 101,445 | 1 | 0 | $35,150 |
| Joseph Darrell Pennington | SVP/Chief Financial Officer | Oct. 5, 2018 D | 0 | 0 | 0 | $0 |
| James Adam Sothen | CFO | June 23, 2017 A | 12,352 | 0 | 0 | $0 |
| Jeffrey Culver | President and COO | Nov. 9, 2018 P | 3,000 | 0 | 0 | $0 |
| George Cody Sheflett Jr | EVP, CIO/COO | Nov. 16, 2023 A | 21,440 | 0 | 0 | $0 |
| Anurag Sharma | EVP, Chief Information Officer | June 3, 2026 P | 694 | 1 | 0 | $9,994 |
| Marie Taylor Leibson | EVP, Chief Credit Officer | March 9, 2026 M | 68,848 | 0 | 0 | $0 |
| Rickey Allen Fulk | EVP, President | March 5, 2026 M | 18,074 | 0 | 0 | $0 |
| Ann-Stanton C Gore | EVP, Chief Marketing Officer | March 5, 2026 M | 13,840 | 0 | 0 | $0 |
| Cheryl Wood | EVP, Chief Admin Officer | March 5, 2026 M | 15,441 | 0 | 0 | $0 |
| Susan B Williamson | EVP, Director of Reg Relations | Feb. 6, 2025 P | 8,397 | 0 | 0 | $0 |
| Clinton Tyler Stafford | Pres Panacea Financial | June 7, 2023 P | 21,882 | 0 | 0 | $0 |
| Julia E Fredricks | EVP, Chief Risk Officer | March 14, 2023 P | 2,448 | 0 | 0 | $0 |
| Barry P Almond | EVP, Chief Retail Officer | March 1, 2023 S | 4,196 | 0 | 0 | $0 |
| Stephen B Weber | EVP, Chief Strategy Officer | Dec. 15, 2022 A | 15,750 | 0 | 0 | $0 |
| Bruce Todd Brockwell | EVP, Head of Commercial | Dec. 15, 2022 A | 10,757 | 0 | 0 | $0 |
| Jeffrey L Karafa | Chief Accounting Officer | Oct. 24, 2022 F | 3,275 | 0 | 0 | $0 |
| Jr John Colantoni | EVP, Chief Risk Officer | March 8, 2022 P | 4,254 | 0 | 0 | $0 |
| Keith Avant | EVP, Chief Credit Officer | July 16, 2021 D | 702 | 0 | 0 | $0 |
| William H Stevens | EVP, Chief Credit Risk Officer | July 9, 2020 P | 22,065 | 0 | 0 | $0 |
| William H Lagos | Executive Vice President | Jan. 24, 2019 P | 40,657 | 0 | 0 | $0 |
| Douglas Robert Taylor | EVP & Chief Risk Officer | June 23, 2017 A | 11,384 | 0 | 0 | $0 |
| James Stanley Thomas | Executive Vice President | June 23, 2017 A | 11,170 | 0 | 0 | $0 |
| Eric Alan Johnson | Director | Sept. 9, 2026 P | 52,447 | 4 | 0 | $69,757 |
| Margaret M Weichert | Director | Sept. 1, 2026 P | 734 | 4 | 0 | $6,599 |
| Jason Brock Saunders | Director | June 11, 2026 P | 500 | 1 | 0 | $7,600 |
| F L Garrett III | Director | June 9, 2026 P | 48,339 | 12 | 0 | $45,213 |
| Scott R Gamble | Director | June 3, 2026 P | 3,100 | 2 | 0 | $44,951 |
| Robert Yates Clagett | Director | May 19, 2026 P | 53,665 | 4 | 0 | $84,600 |
| John Fitzgerald Biagas | Director | March 12, 2026 P | 91,944 | 2 | 0 | $44,402 |
| Deborah Diaz | Director | March 6, 2026 P | 21,122 | 2 | 0 | $33,251 |
| William Rand Cook | Director | Feb. 10, 2026 P | 46,203 | 2 | 0 | $45,188 |
| Charles A Kabbash | Director | Dec. 13, 2024 S | 65,000 | 0 | 0 | $0 |
| Allen R Jones Jr. | Director | March 15, 2023 P | 9,964 | 0 | 0 | $0 |
| John M Eggemeyer III | Director | Aug. 4, 2021 P | 413 | 0 | 0 | $0 |
| Daniel H Burch | Director | Dec. 14, 2018 P | 1,500 | 0 | 0 | $0 |
| Neil J Call | Director | May 9, 2018 P | 104,684 | 0 | 0 | $0 |
| Bruce W. Jennings | · | Feb. 3, 2022 P | 10,650 | 0 | 0 | $0 |
| Joe A Shearin | · | Feb. 26, 2020 P | 79,849 | 0 | 0 | $0 |
| Thomas Preston Baker | · | Jan. 11, 2018 P | 24,000 | 0 | 0 | $0 |
| John J Forch | · | May 16, 2017 P | 51,501 | 0 | 0 | $0 |
| Frederick L Bollerer | · | March 29, 2017 P | 13,589 | 0 | 0 | $0 |
| Robin R Shield | · | Feb. 9, 2012 A | 875 | 0 | 0 | $0 |
| Roderick R Porter | · | Feb. 2, 2009 P | 246,450 | 0 | 0 | $0 |
| Georgia S Derrico | · | Feb. 2, 2009 P | 246,450 | 0 | 0 | $0 |
| Michael A Gaffney | · | Jan. 23, 2008 A | 1,100 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 23 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.09% | 77,204 SH | Sept. 11, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.02% | 120,138 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.02% | 2,596 SH | Oct. 1, 2026 | Daily |
| IWM · iShares Trust | 0.01% | 670,087 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 10,548 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 127,434 SH | Aug. 19, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 11,620 SH | Aug. 19, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.01% | 9,460 SH | Aug. 19, 2026 | Daily |
| IWO · iShares Trust | 0.01% | 85,674 SH | Sept. 11, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.01% | 15,541 SH | Sept. 30, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.01% | 81,612 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 1,420 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 60,188 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,575 NS | July 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 10,005 SH | Sept. 3, 2026 | Daily |
| DFAU · Dimensional ETF Trust | 0.00% | 6,040 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,105 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 5,074 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 233,877 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 726,061 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,742 SH | Aug. 19, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.00% | 193 NS | July 31, 2026 | N-PORT |
| IWN · iShares Trust | · | 149,824 SH | Sept. 11, 2026 | Daily |
FRST Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 10 analysts
BUY
Median target
$19.38
+24.0%
4 40.0%
Strong Buy
5 50.0%
Buy
1 10.0%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
4 analysts · 2026-09-30Mean target $19.19 +22.8%
← Below all targets
Current price $15.62
Low$18.00
Mean$19.19
High$20.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| FRST | $344M | 5.6 | 51.9% | 27.5% | 15.9% | · |
| MVBF | · | 12.5 | 10.2% | · | · | · |
| PCB | $308M | 8.4 | 4.5% | 1291.9% | 9.8% | · |
| CHMG | · | 17.8 | -2.2% | 15.9% | 6.2% | · |
| CZFS | $300M | 7.5 | 2.8% | 370.1% | 11.2% | · |
| PKBK | · | 7.9 | 26.8% | 47.3% | 11.9% | · |
| FNLC | $297M | 8.6 | 18.0% | 36.3% | 12.3% | · |
| NWFL | $267M | 9.3 | 8.1% | 347.0% | 11.9% | · |
| NECB | $316M | 7.0 | -0.71% | 42.4% | 12.9% | · |
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Source: SEC 10-Q filed Aug 7, 2026