CASS
NASDAQ
US
Cass Information Systems, Inc - Common Stock
$44.41
▲ +$0.08
(+0.18%)
Vol 63K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$543.3M
P/E
17.2
ROE
13.3%
Margin
15.4%
D/E
257.75
Beta
0.48
Div Yield
3.08%
52W
$36–$47
Wall Street Consensus
7 analysts · Apr 20262
Strong Buy
4
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.65 | $0.62 | $-0.03 |
| Sep 2025 | $0.68 | $0.68 | $0.00 |
| Jun 2025 | $0.73 | $0.66 | $-0.07 |
| Mar 2025 | $0.61 | $0.66 | +$0.05 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $46.4M | $41.1M | $47.3M | $44.4M | $49.9M | — |
| Net Income | $2.9M | $4.6M | $9.0M | $8.9M | $9.1M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.8% | 10.8% | 10.8% | 10.8% | 13.3% | 13.3% |
| P/E (TTM) | 22.90 | 22.03 | 20.47 | 20.61 | 17.63 | 17.23 |
| Net Margin | 18.2% | 12.3% | 12.3% | 12.3% | 15.4% | 15.4% |
| Gross Margin | 91.4% | 93.5% | 93.5% | 93.5% | 93.9% | 93.9% |
| D/E Ratio | 262.93 | 262.93 | 262.93 | 262.93 | 257.75 | 257.75 |
| Current Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 |
Key Ratios
ROA (TTM)
1.3%
P/S (TTM)
2.66
P/B
2.4
EPS (TTM)
$2.33
CF/Share
$2.24
Rev Growth 3Y
+8.8%
52W High
$47.00
52W Low
$36.07
$36.07
52-Week Range
$47.00
Financial Health
Free Cash Flow
$11.3M
Cash
$258.6M
As of Sep 30, 2025
How does CASS compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
CASS valuation vs Financial Services peers
P/E ratio
17.2
▲
40%
above
peers
(12.3)
vs Peers
vs Industry
Pricier
P/S ratio
2.7
▼
19%
below
peers
(3.3)
vs Peers
vs Industry
Pricier
P/B ratio
2.4
▲
50%
above
peers
(1.6)
vs Peers
vs Industry
Pricier
Div yield
3.1%
▼
31%
below
peers
(4.5%)
vs Peers
vs Industry
Low yield
CASS profitability vs Financial Services peers
ROE
13.3%
▲
9%
above
peers
(12.3%)
vs Peers
vs Industry
In line
Net margin
15.4%
▼
18%
below
peers
(18.9%)
vs Peers
vs Industry
Below avg
Gross margin
93.9%
▲
44%
above
peers
(65.1%)
vs Peers
vs Industry
Below avg
ROA
1.3%
▼
54%
below
peers
(2.9%)
vs Peers
vs Industry
Weak
CASS financial health vs Financial Services peers
D/E ratio
257.8
▲
149%
above
peers
(103.6)
vs Peers
vs Industry
High debt
Current ratio
0.0
▼
97%
below
peers
(1.2)
vs Peers
vs Industry
Low liquidity
Beta
0.5
▼
50%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
CASS fundamentals radar
CASS
Peer median
Industry
CASS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
CASS vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
CLERMONT RALPH W
Director · Mar 19
301 shs
RUPP JOSEPH D
Director · Mar 19
301 shs
WICKS FRANKLIN D JR
Director · Mar 19
301 shs
LINDEMANN JAMES J
Director · Mar 19
301 shs
SCHILLING RANDALL L
Director · Mar 19
301 shs
SCHUCKMAN MATTHEW STEVEN
Officer · Jan 26
1484 shs
RESCH MARTIN H
Chief Executive Officer · Jan 26
4026 shs
NORMILE MICHAEL JAMES
Chief Financial Officer · Jan 26
1786 shs
CAVELLIER JAMES M JR
Chief Technology Officer · Jan 26
1675 shs
ERDBRUEGGER DWIGHT D
President · Jan 26
1747 shs
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As of Dec 31, 2025
Dividends
$1.26
/ year
Mar 03, 2026
$0.3200
Dec 05, 2025
$0.3200
Sep 05, 2025
$0.3100
Jun 03, 2025
$0.3100
Mar 04, 2025
$0.3100
Dec 03, 2024
$0.3100
Sep 03, 2024
$0.3000
Jun 04, 2024
$0.3000