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EARN NYSE US

Ellington Credit Company Common Shares of Beneficial Interest

Financial Services · Financial Services Website · IPO Jan 2013
$4.59
▼ $-0.02 (-0.34%)
Vol 33K
Mkt Cap
$172.6M
P/E
11.7
ROE
2.1%
Margin
11.0%
Beta
1.32
Div Yield
17.91%
52W
$4–$6

Wall Street Consensus

10 analysts · Apr 2026
2
Strong Buy
4
Buy
4
Hold
0
Sell
0
Strong Sell
60.0%
Buy Rating

Price Chart

Earnings

Beat rate: 0.0%
Next Report May 18, 2026
EPS Estimate: $0.24
Quarter EPS Est EPS Act Surprise
Mar 2026 $0.24
Dec 2025 $0.24
Jun 2025 $0.23 $0.18 $-0.05
Mar 2025 $0.27 $0.26 $-0.01

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0…
Revenue $8.6M $83K -$5.3M
Net Income $5.4M -$2.0M -$7.9M

Key Ratios

ROA (TTM)
0.7%
P/S (TTM)
3.29
P/B
0.9
EPS (TTM)
$0.36
Rev Growth 3Y
-23.9%
52W High
$6.08
52W Low
$4.27
$4.27 52-Week Range $6.08

Financial Health

Free Cash Flow
$9.2M
Cash
$20.1M
As of Sep 30, 2025

How does EARN compare to Financial Services peers?

Peer group: Peers · Financial Services (Peers) · 10 companies

EARN valuation vs Financial Services peers

P/E ratio
11.7
29% below peers (16.4)
vs Peers
vs Industry
Undervalued
P/S ratio
3.3
4% above peers (3.2)
vs Peers
vs Industry
Fair value
P/B ratio
0.9
14% below peers (1.0)
vs Peers
vs Industry
Undervalued
Div yield
17.9%
65% above peers (10.9%)
vs Peers
vs Industry
Strong yield

EARN profitability vs Financial Services peers

ROE
2.1%
63% below peers (5.8%)
vs Peers
vs Industry
Weak
Net margin
11.0%
0% above peers (11.0%)
vs Peers
vs Industry
In line
Gross margin
47.3%
6% below peers (50.4%)
vs Peers
vs Industry
Weak
ROA
0.7%
81% below peers (3.5%)
vs Peers
vs Industry
Weak

EARN financial health vs Financial Services peers

D/E ratio
0% below peers (108.6)
vs Peers
vs Industry
High debt
Current ratio
0.2
77% below peers (0.8)
vs Peers
vs Industry
Low liquidity
Beta
1.3
88% above peers (0.7)
vs Peers
vs Industry
More volatile

EARN fundamentals radar

EARN Peer median Industry

EARN profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

EARN vs peers: key metrics

Insider Buy Returns

BORENSTEIN GREGORY MORRIS
Oct 01, 2025
$15870 -13.15%
SIMON RONALD I
Sep 11, 2025
$59843 -19.11%
BORENSTEIN GREGORY MORRIS
Sep 05, 2025
$22480 -18.25%

Top Holders

Top 5: 7.01%
Wells Fargo & Company
2.40%
$4.2M
Delphi Financial Group, Inc.
1.62%
$2.8M
Morgan Stanley
1.39%
$2.4M
Clear Harbor Asset Manageme…
0.93%
$1.6M
Arrowstreet Capital, Limite…
0.67%
$1.2M
As of Dec 31, 2025

Dividends

$0.32
/ year
Mar 31, 2026 $0.0800
Feb 27, 2026 $0.0800
Jan 30, 2026 $0.0800
Dec 31, 2025 $0.0800
Nov 28, 2025 $0.0800
Oct 31, 2025 $0.0800
Sep 30, 2025 $0.0800
Aug 29, 2025 $0.0800