EFSCP
NASDAQ
US
Enterprise Financial Services Corporation - Depositary Shares Each Representing a 1/40th Interest in a Share of 5% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A
$19.30
▼ $-0.18
(-0.92%)
Vol 300
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$2.0B
P/E
10.2
ROE
10.3%
Margin
33.7%
D/E
17.18
Beta
0.87
Div Yield
6.36%
52W
$45–$63
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
72.7%
Buy Rating
Price Chart
Similar Stocks
NBTB
NBT Bancorp Inc
P/E 14.5
$2.2B
BUSE
First Busey Corp
P/E 20.5
$2.1B
BANR
Banner Corp
P/E 11.2
$2.1B
EFSC
Enterprise Financial Services Corp
P/E 10.2
$2.0B
SYBT
Stock Yards Bancorp Inc
P/E 14.2
$1.9B
CASH
Pathward Financial Inc
P/E 8.5
$1.6B
NWBI
Northwest Bancshares Inc
P/E 15.5
$1.8B
CLBK
Columbia Financial Inc
P/E 109.2
$1.6B
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.37 | $1.45 | +$0.08 |
| Sep 2025 | $1.32 | $1.19 | $-0.13 |
| Jun 2025 | $1.23 | $1.36 | +$0.13 |
| Mar 2025 | $1.19 | $1.31 | +$0.12 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $136.0M | $137.4M | $143.2M | $176.6M | $159.2M |
| Net Income | — | $48.8M | $50.0M | $51.4M | $45.2M | $54.8M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.8% | 10.8% | 10.8% | 10.3% | 10.3% | 10.3% |
| P/E (TTM) | 10.11 | 10.50 | 10.49 | 9.91 | 10.36 | 10.22 |
| Net Margin | — | 33.7% | 33.7% | 33.7% | 33.7% | 33.7% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 19.11 | 19.11 | 19.11 | 17.18 | 17.18 | 17.18 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.2%
P/S (TTM)
2.32
P/B
1.1
EPS (TTM)
$5.22
CF/Share
$5.75
Rev Growth 3Y
+19.1%
52W High
$62.60
52W Low
$45.22
$45.22
52-Week Range
$62.60
Financial Health
Free Cash Flow
$39.8M
Net Debt
-$488.4M
Cash
$677.0M
Total Debt
$188.6M
As of Dec 31, 2025
How does EFSCP compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
EFSCP valuation vs Banking peers
P/E ratio
10.2
▼
19%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.3
▼
0%
below
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.2
▲
9%
above
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
6.4%
▲
113%
above
peers
(3.0%)
vs Peers
vs Industry
Strong yield
EFSCP profitability vs Banking peers
ROE
10.3%
▲
14%
above
peers
(9.0%)
vs Peers
vs Industry
In line
Net margin
33.8%
▲
18%
above
peers
(28.6%)
vs Peers
vs Industry
Below avg
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲
29%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
EFSCP financial health vs Banking peers
D/E ratio
17.2
▲
24%
above
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
27%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
EFSCP fundamentals radar
EFSCP
Peer median
Industry
EFSCP profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
EFSCP vs peers: key metrics
Top Holders
Top 5: 0.53%JAG Capital Management, LLC
0.53%
$284K
As of Dec 31, 2025
Dividends
$1.25
/ year
Feb 27, 2026
$0.3130
Nov 28, 2025
$0.3130
Aug 29, 2025
$0.3130
May 30, 2025
$0.3130
Feb 28, 2025
$0.3130
Nov 29, 2024
$0.3130
Aug 30, 2024
$0.3130
Jun 03, 2024
$0.3130
Latest News
No related news yet