ESQ logo
ESQ NASDAQ US

Esquire Financial Holdings, Inc. - Common Stock

Financials · Banking Website · IPO Jun 2017
$108.95
▲ +$0.34 (+0.31%)
Vol 64K
10
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$874.3M
P/E
17.8
ROE
19.1%
Margin
36.7%
D/E
0.00
Beta
0.47
Div Yield
0.69%
52W
$69–$111

Wall Street Consensus

7 analysts · Apr 2026
2
Strong Buy
3
Buy
2
Hold
0
Sell
0
Strong Sell
71.4%
Buy Rating

Price Chart

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Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.55 $1.55 +$0.00
Sep 2025 $1.48 $1.62 +$0.14
Jun 2025 $1.40 $1.38 $-0.02
Mar 2025 $1.33 $1.33 +$0.00

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue — $33.1M $33.8M $35.8M $37.6M $39.4M
Net Income — $11.8M $11.4M $11.9M $14.1M $13.5M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 18.9% 18.9% 18.9% 18.9% 19.1% 19.1%
P/E (TTM) 17.26 17.76 18.45 17.26 17.92 17.80
Net Margin — 36.7% 36.7% 36.7% 36.7% 36.7%
Gross Margin — — — — — —
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
2.4%
P/S (TTM)
3.40
P/B
2.8
EPS (TTM)
$5.68
CF/Share
$4.92
Rev Growth 3Y
+18.5%
52W High
$110.71
52W Low
$68.90
$68.90 52-Week Range $110.71

Financial Health

Free Cash Flow
$16.1M
Cash
$235.9M
As of Dec 31, 2025

How does ESQ compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

ESQ ACNB AFBI AMAL AROW

ESQ valuation vs Banking peers

P/E ratio
17.8
▲ 42% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
3.4
▲ 47% above peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
2.8
▲ 166% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
0.7%
▼ 77% below peers (3.0%)
vs Peers
vs Industry
Low yield

ESQ profitability vs Banking peers

ROE
19.1%
▲ 112% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
36.7%
▲ 28% above peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
2.4%
▲ 156% above peers (1.0%)
vs Peers
vs Industry
Top tier

ESQ financial health vs Banking peers

D/E ratio
0.0
▼ 100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.5
▼ 33% below peers (0.7)
vs Peers
vs Industry
More volatile

ESQ fundamentals radar

ESQ Peer median Industry

ESQ profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

ESQ vs peers: key metrics

Related Signals

Bounce Up
$95.60 1.50x Oct 30

Insider Activity

Neutral
Buys
0
Sells
0
POWERS RICHARD T
Director · Mar 19
2308 shs
ZINES SELIG
Director · Mar 19
30000 shs
KORNHABER ARI P
Officer · Jan 29
5122 shs
SAGLIOCCA ANDREW C
Chief Executive Officer · Jan 29
8148 shs
LACAPRIA MICHAEL
Chief Financial Officer · Jan 29
1164 shs
BADER ERIC S
Chief Operating Officer · Jan 29
3492 shs
POWERS RICHARD T
Director · Jan 05
1500 shs
BADER ERIC S
Chief Operating Officer · Jan 05
14125 shs
KORNHABER ARI P
Officer · Jan 05
18625 shs
SAGLIOCCA ANDREW C
Chief Executive Officer · Jan 05
29250 shs
Last 90 days

Top Holders

Top 5: 28.22%
Mawer Investment Management…
9.27%
$85.3M
Blackrock Inc.
6.45%
$59.3M
Vanguard Group Inc
5.22%
$48.0M
Wasatch Advisors LP
4.17%
$38.4M
Basswood Capital Management…
3.11%
$28.6M
As of Dec 31, 2025

Dividends

$0.73
/ year
Feb 13, 2026 $0.2000
Nov 14, 2025 $0.1750
Aug 15, 2025 $0.1750
May 15, 2025 $0.1750
Feb 14, 2025 $0.1750
Nov 15, 2024 $0.1500
Aug 15, 2024 $0.1500
May 14, 2024 $0.1500

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