UVSP Univest Financial Corporation - Common Stock
$42.81
Price · Aug 18, 2026
Fundamentals as of Jul 28, 2026
52W Range
$28–$45
85% of range
Analyst Rating
HOLD
8 analysts
Price Target
$46
+6% upside
P/E (TTM)
13.7
ROE
9.8%
Net Profit Margin
27.7%
UVSP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$42.81
Market Cap
$1.21B
P/E (TTM)
13.7
EPS (TTM)
$3.13
Revenue (TTM)
$328M
Div Yield
2.1%
ROE
9.8%
Debt/Equity
0.0
52W Range
$28 – $45
UVSP Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$328M
2022-12-31
→
2025-12-31
EPS
$3.13
2022-12-31
→
2025-12-31
Free Cash Flow
$97M
2022-12-31
→
2025-12-31
Margins
27.7%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
UVSP
Peer Median
P/E (TTM)
13.7
15.6
P/S (TTM)
3.7
1.8
P/B
1.3
1.0
Price / FCF
12.4
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
UVSP
Peer Median
Net Profit Margin
27.7%
24.6%
ROA
1.1%
1.0%
ROE
9.8%
9.3%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
UVSP
Peer Median
Debt / Equity
0.0
0.1
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
UVSP
Peer Median
Revenue YoY
9.6%
—
Revenue CAGR 3Y
3.5%
—
EPS YoY
21.3%
—
Net Income YoY
19.5%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
UVSP
Peer Median
Payout Ratio
27.9%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
2.1%
Payout Ratio
27.9%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 5, 2026 | $0.2300 |
| May 6, 2026 | $0.2300 |
| Feb. 11, 2026 | $0.2200 |
| Nov. 5, 2025 | $0.2200 |
| Aug. 6, 2025 | $0.2200 |
| May 7, 2025 | $0.2200 |
| Feb. 5, 2025 | $0.2100 |
| Nov. 6, 2024 | $0.2100 |
| Aug. 7, 2024 | $0.2100 |
| May 7, 2024 | $0.2100 |
| Feb. 6, 2024 | $0.2100 |
| Nov. 7, 2023 | $0.2100 |
| Aug. 8, 2023 | $0.2100 |
| May 9, 2023 | $0.2100 |
| Feb. 7, 2023 | $0.2100 |
| Nov. 8, 2022 | $0.2100 |
| Aug. 9, 2022 | $0.2100 |
| May 10, 2022 | $0.2100 |
| Feb. 8, 2022 | $0.2000 |
| Nov. 9, 2021 | $0.2000 |
UVSP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
SELL
8 analysts
- Strong Buy 0 0.0%
- Buy 0 0.0%
- Hold 5 62.5%
- Sell 1 12.5%
- Strong Sell 2 25.0%
12-Month Price Target
3 analysts · 2026-08-16
Median
$46.00
Mean
$45.50
← Below all targets
$42.81
Low
$43.50
High
$47.00
Median target
$46.00
+7.5%
Mean target
$45.50
+6.3%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.08%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.02 | $0.89 | 0.13% |
| March 31, 2026 | $0.98 | $0.85 | 0.13% |
| Dec. 31, 2025 | $0.79 | $0.78 | 0.01% |
| Sept. 30, 2025 | $0.89 | $0.78 | 0.11% |
| June 30, 2025 | $0.69 | $0.70 | -0.01% |
| March 31, 2025 | $0.77 | $0.66 | 0.11% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| UVSP | $922M | 10.5 | 9.6% | 27.7% | 9.8% | — |
| HBT | $813M | 10.6 | 5.6% | 32.5% | 12.9% | — |
| OSBC | $1.03B | 12.0 | 18.9% | 23.7% | 9.9% | — |
| HFWA | $803M | 12.1 | 13.5% | 27.4% | 7.5% | — |
| MCB | $770M | 11.5 | -53.8% | 643.2% | 9.7% | — |
| AMTB | — | 15.5 | 30.8% | 11.9% | 5.6% | — |
| FSBC | $765M | 12.3 | 25.6% | 38.9% | 14.3% | — |
| CFFN | $839M | 12.2 | 6.5% | 417.3% | 6.5% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $328M | $299M | $297M | $296M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Interest Expense | · | · | $152M | $34M | $21M | $30M | $45M | $32M | $20M | $12M | $8M | $4M | |
| Interest Income | $430M | $412M | $372M | $252M | $210M | $204M | $214M | $190M | $163M | $127M | $102M | $76M | |
| Pretax Income | $113M | $95M | $89M | $97M | $114M | $57M | $80M | $61M | $62M | $23M | $37M | $30M | |
| Income Tax | $23M | $19M | $18M | $19M | $23M | $10M | $14M | $10M | $18M | $4M | $10M | $7M | |
| Net Income | $91M | $76M | $71M | $78M | $92M | $47M | $66M | $51M | $44M | $20M | $27M | $22M | |
| EPS (Basic) | $3.16 | $2.60 | $2.42 | $2.66 | $3.12 | $1.60 | $2.24 | $1.72 | $1.64 | $0.85 | $1.39 | $1.37 | |
| EPS (Diluted) | $3.13 | $2.58 | $2.41 | $2.64 | $3.11 | $1.60 | $2.24 | $1.72 | $1.64 | $0.84 | $1.39 | $1.37 | |
| Shares (Basic) | · | · | 29,433,000 | 29,393,000 | 29,395,000 | 29,198,000 | 29,193,000 | 29,177,000 | 26,606,000 | 22,871,000 | 19,491,000 | 16,056,000 | |
| Shares (Diluted) | 28,977,000 | 29,401,000 | 29,533,000 | 29,551,000 | 29,554,000 | 29,268,000 | 29,261,000 | 29,259,000 | 26,708,000 | 22,931,000 | 19,522,000 | 16,079,000 |
Balance Sheet 17
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $46M | $47M | $51M | $51M | $57M | $56M | $57M | $60M | $62M | $64M | $42M | $37M | |
| PP&E (Gross) | $88M | $96M | $101M | $99M | $103M | $101M | $97M | $101M | $104M | $103M | $79M | $72M | |
| Accum. Depreciation | $42M | $49M | $49M | $48M | $47M | $45M | $40M | $42M | $42M | $39M | $37M | $35M | |
| Goodwill | $176M | $176M | $176M | $176M | $176M | $173M | $173M | $173M | $173M | $173M | $113M | $68M | |
| Intangibles | $7M | $8M | $11M | $11M | $12M | $9M | $10M | $12M | $14M | $17M | $13M | $12M | |
| Total Assets | $8.44B | $8.13B | $7.78B | $7.22B | $7.12B | $6.34B | $5.38B | $4.98B | $4.55B | $4.23B | $2.88B | $2.24B | |
| Short-term Debt | $24M | $11M | $6M | $197M | $20M | $18M | $19M | $190M | $105M | $196M | $24M | · | |
| Total Liabilities | $7.49B | $7.24B | $6.94B | $6.45B | $6.35B | $5.64B | $4.71B | $4.36B | $3.95B | $3.73B | $2.52B | $1.95B | |
| Long-term Debt | · | · | · | · | · | · | $150M | $145M | $156M | $128M | $0 | · | |
| Total Debt | $24M | $11M | $6M | $197M | $20M | $18M | $19M | $190M | $105M | $196M | · | · | |
| Common Stock | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $145M | $110M | $91M | |
| Retained Earnings | $591M | $526M | $475M | $429M | $375M | $307M | $289M | $248M | $217M | $195M | $193M | $182M | |
| Treasury Stock | $84M | $55M | $44M | $49M | $42M | $46M | $45M | $46M | $44M | $45M | $47M | $37M | |
| AOCI | $-25M | $-44M | $-51M | $-62M | $-16M | $-22M | $-22M | $-28M | $-18M | $-19M | $-17M | $-14M | |
| Stockholders' Equity | $943M | $887M | $839M | $776M | $774M | $692M | $675M | $624M | $603M | $505M | $362M | $285M | |
| Liabilities + Equity | $8.44B | $8.13B | $7.78B | $7.22B | $7.12B | $6.34B | $5.38B | $4.98B | $4.55B | $4.23B | $2.88B | $2.24B | |
| Shares Outstanding | 28,156,917 | 29,045,877 | 29,511,721 | 29,271,915 | 29,500,542 | 29,295,052 | 29,334,629 | 29,270,852 | 29,334,859 | 26,589,353 | 19,530,930 | 16,221,607 |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $5M | $5M | $4M | $4M | $4M | $1M | $2M | $3M | $3M | $2M | $1M | $1M | |
| Deferred Tax | $508.0K | $-1M | $-710.0K | $-545.0K | $4M | $-10M | $-2M | $-599.0K | $7M | $942.0K | $4M | $4M | |
| Amort. of Intangibles | $469.0K | $648.0K | $845.0K | $1M | $965.0K | $1M | $2M | $3M | $4M | $4M | $4M | $3M | |
| Restructuring | $0 | $0 | $2M | $184.0K | $0 | $1M | $0 | $571.0K | $0 | $2M | $2M | $0 | |
| Operating Cash Flow | $102M | $75M | $90M | $109M | $102M | $51M | $73M | $86M | $69M | $33M | $39M | $30M | |
| CapEx | $5M | $3M | $7M | $5M | $6M | $4M | $4M | $4M | $4M | $13M | $6M | $6M | |
| Investing Cash Flow | $-84M | $-260M | $-454M | $-898M | $-127M | $-867M | $-343M | $-431M | $-332M | $-314M | $-190M | $-36M | |
| Debt Issued | · | · | · | · | · | · | $25M | $10M | $95M | $20M | $0 | $0 | |
| Net Debt Issued | · | · | · | · | · | · | $5M | $-10M | $30M | $5M | · | · | |
| Stock Repurchased | $35M | $19M | $462.0K | $11M | $295.0K | $4M | $2M | $6M | $4M | $8M | $13M | $5M | |
| Net Stock Activity | $-35M | $-19M | $-462.0K | $-11M | $-295.0K | $-4M | $-2M | $-6M | $-4M | $-8M | $-13M | $-5M | |
| Dividends Paid | $25M | $25M | $25M | $25M | $24M | $18M | $23M | $23M | $21M | $17M | $15M | $13M | |
| Financing Cash Flow | $207M | $264M | $462M | $51M | $695M | $911M | $286M | $379M | $281M | $278M | $151M | $6M | |
| Taxes Paid | $21M | $21M | $21M | $12M | $27M | $17M | $17M | $2M | $13M | $8M | $2M | $6M | |
| Free Cash Flow | $97M | $72M | $83M | $104M | $96M | $47M | $71M | $83M | $65M | $21M | $30M | $26M | |
| Levered FCF | · | · | $-39M | $77M | $79M | $23M | $34M | $56M | $51M | $10M | $24M | $23M |
Profitability 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.7% | 25.4% | 24.0% | 26.4% | · | · | · | · | · | · | · | 18.4% | |
| Pretax Margin | 34.5% | 31.9% | 29.9% | 32.8% | · | · | · | · | · | · | · | 24.6% | |
| ROA | 1.1% | 0.95% | 0.91% | 1.1% | 1.3% | 0.74% | 1.2% | 1.0% | 0.98% | 0.47% | 0.95% | 1.0% | |
| ROE | 9.8% | 8.6% | 8.6% | 10.2% | 12.0% | 6.9% | 9.8% | 8.2% | 7.8% | 3.9% | 7.6% | 7.7% |
Liquidity & Solvency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | 0.3 | 0.2 | 0.4 | · | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
Growth Rates 9
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 9.6% | 0.81% | 0.22% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 3.5% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 21.3% | 7.0% | -8.7% | -15.1% | 94.4% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 5.8% | -6.0% | 14.6% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 14.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 19.5% | 6.8% | -9.0% | -14.9% | 95.7% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 5.1% | -6.1% | 14.9% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 14.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 7.6% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $328M | $299M | $297M | $296M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Net Income TTM | $91M | $76M | $71M | $78M | $92M | $47M | $66M | $51M | $44M | $20M | $27M | $22M | |
| Market Cap | $922M | $857M | $650M | $765M | $883M | $603M | $786M | $631M | $823M | $822M | $407M | $328M | |
| P/E | 10.5 | 11.4 | 9.1 | 9.9 | 9.6 | 12.9 | 12.0 | 12.5 | 17.1 | 36.8 | 15.0 | 14.8 | |
| P/S | 2.8 | 2.9 | 2.2 | 2.6 | · | · | · | · | · | · | · | · | |
| P/B | 1.0 | 1.0 | 0.8 | 1.0 | 1.1 | 0.9 | 1.2 | 1.0 | 1.4 | 1.6 | 1.1 | 1.2 | |
| P / Tangible Book | 1.2 | 1.2 | 1.0 | 1.3 | 1.5 | 1.2 | · | · | · | · | · | · | |
| P / Cash Flow | 9.1 | 11.4 | 7.2 | 7.0 | 8.6 | 11.8 | 10.7 | 7.3 | 12.0 | 24.7 | 11.4 | 10.3 | |
| P / FCF | 9.5 | 11.9 | 7.8 | 7.3 | 9.2 | 12.7 | 11.1 | 7.6 | 12.7 | 39.8 | 13.7 | 12.5 | |
| Dividend Yield | 2.8% | 2.9% | 3.9% | 3.2% | 2.7% | 2.9% | 3.0% | 3.7% | 2.6% | 2.1% | 3.7% | 4.0% | |
| Earnings Yield | 9.6% | 8.7% | 10.9% | 10.1% | 10.4% | 7.8% | 8.4% | 8.0% | 5.9% | 2.7% | 6.7% | 6.8% | |
| Payout Ratio | 27.9% | 32.7% | 35.2% | 31.5% | 25.7% | 37.4% | 35.7% | 46.5% | 48.3% | 87.3% | 55.0% | 58.5% | |
| Annual Payout | $25M | $25M | $25M | $25M | $24M | $18M | $23M | $23M | $21M | $17M | $15M | $13M |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $84M | $87M | $85M | $83M | $81M | $79M | $77M | $73M | $72M | $77M | · | · | · | · | · | · | |
| Interest Expense | · | · | · | · | · | · | · | · | $49M | $47M | · | $44M | $36M | $24M | $15M | $9M | |
| Interest Income | $108M | $106M | $112M | $110M | $106M | $103M | $107M | $106M | $100M | $99M | $101M | $97M | $90M | $83M | $77M | $67M | |
| Pretax Income | $29M | $33M | $29M | $32M | $25M | $28M | $24M | $23M | $23M | $26M | $20M | $21M | $21M | $26M | $30M | $26M | |
| Income Tax | $6M | $6M | $6M | $6M | $5M | $5M | $5M | $5M | $4M | $5M | $4M | $4M | $4M | $5M | $6M | $5M | |
| Net Income | $23M | $27M | $23M | $26M | $20M | $22M | $19M | $19M | $18M | $20M | $16M | $17M | $17M | $21M | $24M | $21M | |
| EPS (Basic) | $0.83 | $0.97 | $0.81 | $0.89 | $0.69 | $0.77 | $0.65 | $0.64 | $0.62 | $0.69 | $0.55 | $0.58 | $0.57 | $0.72 | $0.81 | $0.71 | |
| EPS (Diluted) | $0.82 | $0.96 | $0.78 | $0.89 | $0.69 | $0.77 | $0.64 | $0.63 | $0.62 | $0.69 | $0.55 | $0.58 | $0.57 | $0.71 | $0.80 | $0.71 | |
| Shares (Basic) | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | 29,291,000 | |
| Shares (Diluted) | 27,964,000 | 28,309,000 | -58,301,000 | 28,960,000 | 29,047,000 | 29,271,000 | -58,862,000 | 29,346,000 | 29,353,000 | 29,564,000 | -59,035,000 | 29,558,000 | 29,504,000 | 29,506,000 | -59,219,000 | 29,432,000 |
Balance Sheet 16
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $44M | $45M | $46M | $46M | $47M | $47M | $47M | $47M | $48M | $49M | · | $51M | $52M | $52M | · | $51M | |
| PP&E (Gross) | · | · | $88M | · | · | · | $96M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $42M | · | · | · | $49M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | $176M | |
| Intangibles | $8M | $8M | $7M | $8M | $8M | $8M | $8M | $7M | $8M | $7M | · | $11M | $11M | $11M | · | $12M | |
| Total Assets | $8.20B | $8.14B | $8.44B | $8.57B | $7.94B | $7.98B | $8.13B | $8.21B | $7.86B | $7.75B | · | $7.83B | $7.60B | $7.36B | · | $6.91B | |
| Short-term Debt | $19M | $26M | $24M | $12M | $6M | $4M | $11M | $8M | $12M | $5M | · | $15M | $245M | $272M | · | $81M | |
| Total Liabilities | $7.25B | $7.19B | $7.49B | $7.64B | $7.02B | $7.07B | $7.24B | $7.33B | $7.00B | $6.90B | · | $7.02B | $6.79B | $6.56B | · | $6.15B | |
| Total Debt | $19M | $26M | · | $12M | $6M | $4M | · | $8M | $12M | $5M | · | $15M | $245M | $272M | · | $81M | |
| Common Stock | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | · | $158M | $158M | $158M | · | $158M | |
| Retained Earnings | $628M | $612M | $591M | $575M | $555M | $542M | $526M | $513M | $500M | $489M | · | $465M | $454M | $443M | · | $411M | |
| Treasury Stock | $108M | $93M | $84M | $70M | $63M | $59M | $55M | $53M | $50M | $47M | · | $44M | $45M | $45M | · | $49M | |
| AOCI | $-27M | $-26M | $-25M | $-32M | $-35M | $-38M | $-44M | $-42M | $-54M | $-55M | · | $-72M | $-61M | $-56M | · | $-65M | |
| Stockholders' Equity | $954M | $952M | $943M | $933M | $917M | $903M | $887M | $877M | $854M | $844M | $839M | $807M | $805M | $798M | $776M | $754M | |
| Liabilities + Equity | $8.20B | $8.14B | $8.44B | $8.57B | $7.94B | $7.98B | $8.13B | $8.21B | $7.86B | $7.75B | · | $7.83B | $7.60B | $7.36B | · | $6.91B | |
| Shares Outstanding | 27,585,768 | 27,949,173 | 28,156,917 | 28,576,346 | 28,810,805 | 28,962,648 | 29,045,877 | 29,081,108 | 29,190,640 | 29,337,919 | · | 29,508,128 | 29,471,124 | 29,427,696 | · | 29,242,451 |
Cash Flow 12
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $965.0K | $1M | $1M | $1M | $1M | $1M | |
| Restructuring | $0 | $427.0K | · | · | $0 | $0 | $0 | $0 | $0 | · | $189.0K | $0 | $1M | · | $184.0K | $0 | |
| Operating Cash Flow | $24M | $22M | $31M | $32M | $23M | $16M | $28M | $39M | $-3M | $12M | $28M | $22M | $19M | $21M | $26M | $24M | |
| CapEx | $1M | $578.0K | $670.0K | $622.0K | $1M | $2M | $637.0K | $615.0K | $812.0K | $1M | $2M | $946.0K | $2M | $3M | $2M | $2M | |
| Investing Cash Flow | $-92M | $-37M | $-125M | $17M | $27M | $-3M | $-104M | $-46M | $-95M | $-14M | $19M | $-88M | $-237M | $-149M | $-273M | $-203M | |
| Stock Repurchased | $17M | $12M | $15M | $8M | $5M | $7M | $4M | $4M | $4M | $6M | $462.0K | $0 | $0 | $0 | $0 | $4M | |
| Net Stock Activity | · | $-12M | · | · | · | $-7M | · | · | · | $-6M | · | · | · | · | · | · | |
| Dividends Paid | $6M | $7M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | |
| Financing Cash Flow | $41M | $-316M | $-169M | $608M | $-59M | $-172M | $-99M | $321M | $87M | $-45M | $-88M | $216M | $220M | $114M | $287M | $198M | |
| Taxes Paid | · | · | $7M | $3M | $11M | $70.0K | $5M | $5M | $11M | $122.0K | $8M | $5M | $8M | $65.0K | $5M | $4M | |
| Free Cash Flow | · | $22M | · | · | · | $14M | · | · | · | $11M | · | · | · | $18M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-27M | · | · | · | $-1M | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.2% | 31.0% | · | 30.8% | 24.6% | 28.3% | · | 25.3% | 25.1% | 26.4% | · | 23.5% | 22.7% | 26.6% | · | 27.3% | |
| Pretax Margin | 33.9% | 38.3% | · | 38.5% | 30.9% | 34.8% | · | 31.9% | 31.4% | 33.2% | · | 29.4% | 28.2% | 33.0% | · | 34.1% | |
| ROA | 0.28% | 0.34% | · | 0.31% | 0.25% | 0.28% | · | 0.23% | 0.23% | 0.27% | · | 0.23% | 0.23% | 0.29% | · | 0.30% | |
| ROE | 2.5% | 2.9% | · | 2.8% | 2.3% | 2.6% | · | 2.2% | 2.2% | 2.5% | · | 2.2% | 2.1% | 2.7% | · | 2.8% |
Liquidity & Solvency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.3 | 0.3 | · | 0.1 |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $336M | $331M | · | $317M | $306M | $302M | · | · | · | · | · | $0 | $0 | $0 | · | $0 | |
| Net Income TTM | $96M | $95M | · | $87M | $79M | $79M | · | $74M | $72M | $75M | · | $76M | $72M | $75M | · | $75M | |
| Market Cap | $1.21B | $958M | · | $858M | $865M | $821M | · | $818M | $666M | $611M | · | $513M | $533M | $699M | · | $687M | |
| P/E | 13.0 | 10.4 | · | 10.1 | 11.1 | 10.5 | · | 11.2 | 9.3 | 8.2 | · | 6.8 | 7.4 | 9.3 | · | 9.2 | |
| P/S | 3.6 | 2.9 | · | 2.7 | 2.8 | 2.7 | · | · | · | · | · | · | · | · | · | · | |
| P/B | 1.3 | 1.0 | · | 0.9 | 0.9 | 0.9 | · | 0.9 | 0.8 | 0.7 | · | 0.6 | 0.7 | 0.9 | · | 0.9 | |
| P / Tangible Book | 1.6 | 1.2 | · | 1.1 | 1.2 | 1.1 | · | 1.2 | 1.0 | 0.9 | · | 0.8 | 0.9 | 1.1 | · | 1.2 | |
| P / Cash Flow | · | 43.3 | · | · | · | 52.6 | · | · | · | 52.8 | · | · | · | 33.7 | · | · | |
| P / FCF | · | 44.4 | · | · | · | 60.2 | · | · | · | 58.0 | · | · | · | 38.5 | · | · | |
| Earnings Yield | 7.7% | 9.7% | · | 9.9% | 9.0% | 9.6% | · | 9.0% | 10.8% | 12.2% | · | 14.8% | 13.5% | 10.7% | · | 10.9% | |
| Payout Ratio | · | 24.1% | · | · | · | 28.6% | · | · | · | 30.6% | · | · | · | 29.4% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | |
|---|---|---|---|---|---|
| Revenue | $328M | $299M | $297M | — | — |
| Net Income | $91M | $76M | $71M | — | — |
| Diluted EPS | $3.13 | $2.58 | $2.41 | — | — |
Balance Sheet
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | |
|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | 0.0 | — | — |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | |
|---|---|---|---|---|---|
| Free Cash Flow | $97M | $72M | $83M | — | — |
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Institutional owners (13F) 240 filers · $675.1M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 37 (+8 vs prior Q) | 14 (0 vs prior Q) | 73 (-2 vs prior Q) | 58 (+6 vs prior Q) | +1.7M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $80,232,660 | 1,833,889 | 11.88% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $51,960,125 | 1,187,660 | 7.70% | Shares |
| STATE STREET CORP | $43,399,344 | 991,985 | 6.43% | Shares |
| AMERICAN CENTURY COMPANIES INC | $37,024,837 | 846,282 | 5.48% | Shares |
| PZENA INVESTMENT MANAGEMENT LLC | $36,514,975 | 834,628 | 5.41% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $33,426,138 | 764,026 | 4.95% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $31,408,498 | 717,805 | 4.65% | Shares |
| FMR LLC | $22,828,356 | 521,791 | 3.38% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $22,565,769 | 515,789 | 3.34% | Shares |
| TWO SIGMA INVESTMENTS, LP | $18,561,025 | 424,252 | 2.75% | Shares |
| Assenagon Asset Management S.A. | $15,670,506 | 358,183 | 2.32% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $15,368,544 | 351,281 | 2.28% | Shares |
| Leeward Investments, LLC - MA | $14,062,913 | 321,438 | 2.08% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $13,908,475 | 317,908 | 2.06% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $11,688,644 | 267,169 | 1.73% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $10,471,650 | 239,352 | 1.55% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $10,338,519 | 236,309 | 1.53% | Shares |
| UNIVEST FINANCIAL Corp | $9,070,935 | 207,336 | 1.34% | Shares |
| BlackRock, Inc. | $8,040,025 | 183,772 | 1.19% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $8,017,538 | 183,258 | 1.19% | Shares |
| NEUBERGER BERMAN GROUP LLC | $7,984,191 | 182,496 | 1.18% | Shares |
| GOLDMAN SACHS GROUP INC | $6,915,956 | 158,079 | 1.02% | Shares |
| MILLENNIUM MANAGEMENT LLC | $6,383,781 | 145,915 | 0.95% | Shares |
| Empowered Funds, LLC | $6,090,656 | 139,215 | 0.90% | Shares |
| Trexquant Investment LP | $5,973,625 | 136,540 | 0.88% | Shares |
| Point72 Asset Management, L.P. | $5,766,513 | 131,806 | 0.85% | Shares |
| TUDOR INVESTMENT CORP ET AL | $5,620,125 | 128,460 | 0.83% | Shares |
| BANK OF AMERICA CORP /DE/ | $5,471,724 | 125,068 | 0.81% | Shares |
| Man Group plc | $5,454,881 | 124,683 | 0.81% | Shares |
| MORGAN STANLEY | $5,235,563 | 119,670 | 0.78% | Shares |
| Qube Research & Technologies Ltd | $5,007,144 | 114,449 | 0.74% | Shares |
| ALGERT GLOBAL LLC | $4,215,794 | 96,361 | 0.62% | Shares |
| Bank of New York Mellon Corp | $3,824,013 | 87,406 | 0.57% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $3,571,750 | 81,640 | 0.53% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $3,538,413 | 80,878 | 0.52% | Shares |
| AMERIPRISE FINANCIAL INC | $3,199,046 | 73,121 | 0.47% | Shares |
| PRUDENTIAL FINANCIAL INC | $3,064,731 | 70,051 | 0.45% | Shares |
| State of New Jersey Common Pension Fund D | $3,037,738 | 69,434 | 0.45% | Shares |
| Campbell & CO Investment Adviser LLC | $2,857,269 | 65,309 | 0.42% | Shares |
| Integrated Quantitative Investments LLC | $2,827,562 | 64,630 | 0.42% | Shares |
| TWO SIGMA ADVISERS, LP | $2,720,039 | 83,080 | 0.40% | Shares |
| Swiss National Bank | $2,488,413 | 56,878 | 0.37% | Shares |
| HSBC HOLDINGS PLC | $2,317,164 | 52,472 | 0.34% | Shares |
| ROYCE & ASSOCIATES LP | $2,225,344 | 50,865 | 0.33% | Shares |
| BARCLAYS PLC | $2,137,013 | 48,846 | 0.32% | Shares |
| LOGAN CAPITAL MANAGEMENT INC | $2,126,250 | 48,600 | 0.31% | Shares |
| Everhart Financial Group, Inc. | $2,094,794 | 47,881 | 0.31% | Shares |
| Quantinno Capital Management LP | $1,746,307 | 39,915 | 0.26% | Shares |
| RAYMOND JAMES FINANCIAL INC | $1,721,215 | 39,342 | 0.25% | Shares |
| Smartleaf Asset Management LLC | $1,679,220 | 38,000 | 0.25% | Shares |
| RHUMBLINE ADVISERS | $1,652,080 | 37,762 | 0.24% | Shares |
| Compass Ion Advisors, LLC | $1,629,907 | 37,255 | 0.24% | Shares |
| Savant Capital, LLC | $1,341,418 | 34,781 | 0.20% | Shares |
| Cubist Systematic Strategies, LLC | $1,301,914 | 43,368 | 0.19% | Shares |
| IEQ CAPITAL, LLC | $1,295,438 | 29,610 | 0.19% | Shares |
| DEUTSCHE BANK AG\ | $1,263,325 | 28,876 | 0.19% | Shares |
| ALLIANCEBERNSTEIN L.P. | $1,211,776 | 35,370 | 0.18% | Shares |
| TEACHER RETIREMENT SYSTEM OF TEXAS | $1,160,776 | 26,532 | 0.17% | Shares |
| AlphaQuest LLC | $1,153,496 | 35,232 | 0.17% | Shares |
| Graves Light Lenhart Wealth, Inc. | $1,069,688 | 24,450 | 0.16% | Shares |
| Bernardo Wealth Planning LLC | $1,061,870 | 24,271 | 0.16% | Shares |
| BLB&B Advisors, LLC | $1,023,405 | 23,392 | 0.15% | Shares |
| SEI INVESTMENTS CO | $972,038 | 22,218 | 0.14% | Shares |
| IVC Wealth Advisors LLC | $959,744 | 21,937 | 0.14% | Shares |
| LPL Financial LLC | $957,149 | 21,878 | 0.14% | Shares |
| Legato Capital Management LLC | $935,769 | 21,389 | 0.14% | Shares |
| Global Retirement Partners, LLC | $933,056 | 21,327 | 0.14% | Shares |
| GABELLI FUNDS LLC | $918,750 | 21,000 | 0.14% | Shares |
| WEDGE CAPITAL MANAGEMENT L L P/NC | $913,783 | 26,672 | 0.14% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $912,344 | 26,630 | 0.14% | Shares |
| STRS OHIO | $866,250 | 19,800 | 0.13% | Shares |
| Mariner, LLC | $839,123 | 19,179 | 0.12% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $828,800 | 18,944 | 0.12% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $827,969 | 18,925 | 0.12% | Shares |
| Bison Wealth, LLC | $825,180 | 18,665 | 0.12% | Shares |
| WEALTH ENHANCEMENT ADVISORY SERVICES, LLC | $817,849 | 18,823 | 0.12% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $808,981 | 18,491 | 0.12% | Shares |
| CANADA PENSION PLAN INVESTMENT BOARD | $805,000 | 18,400 | 0.12% | Shares |
| D. E. Shaw & Co., Inc. | $758,188 | 17,330 | 0.11% | Shares |
| KLP KAPITALFORVALTNING AS | $756,875 | 17,300 | 0.11% | Shares |
| JPMORGAN CHASE & CO | $751,407 | 17,004 | 0.11% | Shares |
| FRANKLIN RESOURCES INC | $750,575 | 17,156 | 0.11% | Shares |
| Allianz Asset Management GmbH | $726,757 | 21,213 | 0.11% | Shares |
| MetLife Investment Management, LLC | $725,375 | 16,580 | 0.11% | Shares |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $725,069 | 16,573 | 0.11% | Shares |
| XTX Topco Ltd | $713,606 | 16,311 | 0.11% | Shares |
| Quadrature Capital Ltd | $712,250 | 16,280 | 0.11% | Shares |
| Vanguard Global Advisers, LLC | $697,681 | 15,947 | 0.10% | Shares |
| Y-Intercept (Hong Kong) Ltd | $646,406 | 14,775 | 0.10% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $626,107 | 14,311 | 0.09% | Shares |
| Rafferty Asset Management, LLC | $617,269 | 14,109 | 0.09% | Shares |
| Dakota Wealth Management | $598,719 | 13,685 | 0.09% | Shares |
| Summit Financial, LLC | $593,673 | 13,570 | 0.09% | Shares |
| Keeley-Teton Advisors, LLC | $587,591 | 20,719 | 0.09% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $564,813 | 12,910 | 0.08% | Shares |
| Brandywine Global Investment Management, LLC | $555,139 | 16,956 | 0.08% | Shares |
| Lakeview Capital Partners, LLC | $549,771 | 18,630 | 0.08% | Shares |
| FIRST MANHATTAN CO. LLC. | $543,988 | 12,434 | 0.08% | Shares |
| UNITED CAPITAL FINANCIAL ADVISORS, LLC | $536,550 | 12,264 | 0.08% | Shares |
| Magnetar Financial LLC | $528,894 | 12,089 | 0.08% | Shares |
Company insiders 33 insiders · 10 officers · 16 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| SCHWEITZER JEFFREY M | Chairman, President & CEO | June 8, 2026 M | 110,513 | 0 | 1 | $-570,014 |
| Brian Jason Richardson | Sr EVP & CFO | June 8, 2026 M | 24,228 | 0 | 1 | $-85,489 |
| Roger S Deacon | Senior EVP and CFO | March 15, 2018 A | 69,839 | 0 | 0 | $0 |
| Wallace H Bieler | Senior Executive VP & CFO | Dec. 31, 2007 A | 2,500 | 0 | 0 | $0 |
| Megan D Santana | Sr EVP & Chief Risk Officer | June 8, 2026 M | 35,975 | 0 | 1 | $-113,803 |
| BROBST DUANE J | Executive VP | Jan. 31, 2010 A | 20,652 | 0 | 0 | $0 |
| HOCHSTETLER KENNETH D | Senior Executive VP | Jan. 31, 2010 A | 20,168 | 0 | 0 | $0 |
| LIDDLE MARY E | SVP & Controller | Jan. 31, 2010 A | — | 0 | 0 | $0 |
| George D Terry | Executive Vice President | June 21, 2005 D | 140 | 0 | 0 | $0 |
| Martin Renninger | Executive Vice President | June 23, 2004 D | 8,249 | 0 | 0 | $0 |
| Martin P. Connor | Director | Jan. 31, 2026 A | 8,076 | 0 | 0 | $0 |
| William S Aichele | Director | Jan. 31, 2024 A | 143,949 | 0 | 0 | $0 |
| Roger H Ballou | Director | Jan. 31, 2023 A | 11,253 | 0 | 0 | $0 |
| Glenn E Moyer | Director | Jan. 31, 2023 A | 17,391 | 0 | 0 | $0 |
| Leon K Moyer | Director | May 28, 2021 S | 66,347 | 0 | 0 | $0 |
| William G Morral | Director | Oct. 1, 2018 D | 31,437 | 0 | 0 | $0 |
| Lee R Delp | Director | Oct. 1, 2018 D | 16,705 | 0 | 0 | $0 |
| Gregory P Shelly | Director | Dec. 1, 2017 D | 107,761 | 0 | 0 | $0 |
| Ray H Mininger | Director | Sept. 24, 2012 S | 8,595 | 0 | 0 | $0 |
| Thomas Leidy | Director | May 5, 2010 P | 90,157 | 0 | 0 | $0 |
| John U Young | Director | Nov. 20, 2009 P | 10,993 | 0 | 0 | $0 |
| Marvin A Anders | Director | April 2, 2008 G | 76,123 | 0 | 0 | $0 |
| James L Bergey | Director | May 1, 2006 P | 1,851 | 0 | 0 | $0 |
| Merrill S Moyer | Director | Nov. 1, 2004 P | 126,000 | 0 | 0 | $0 |
| Charles H Hoeflich | Director | Nov. 3, 2003 D | 210,209 | 0 | 0 | $0 |
| Michael L. Turner | — | Aug. 13, 2026 S | 24,684 | 0 | 1 | $-344,320 |
| Natalye Paquin | — | April 27, 2026 S | 17,004 | 3 | 1 | $-451,819 |
| Todd S Benning | — | Jan. 31, 2026 A | 16,127 | 0 | 0 | $0 |
| Domenick A Cama | — | Jan. 31, 2026 A | — | 0 | 0 | $0 |
| Thomas M Petro | — | Jan. 31, 2026 A | 52,031 | 0 | 2 | $-285,750 |
| SCHLOSSER MARK A | — | April 17, 2018 D | 4,366 | 0 | 0 | $0 |
| Margaret K Zook | — | May 1, 2017 D | 6,326 | 0 | 0 | $0 |
| Marc B Davis | — | July 13, 2009 P | 496 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 52 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SVAL · iShares Trust | 0.43% | 20,725 SH | Aug. 8, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.30% | 4,348 NS | April 30, 2026 | N-PORT |
| IWC · iShares Trust | 0.28% | 96,839 SH | Aug. 8, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | 0.19% | 31,038 SH | Aug. 8, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.18% | 539 NS | April 30, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.13% | 17,319 NS | April 30, 2026 | N-PORT |
| VFQY · VANGUARD WELLINGTON FUND | 0.12% | 12,504 SH | Aug. 8, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.11% | 67,068 NS | April 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.10% | 683,453 NS | May 31, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.09% | 64,086 NS | May 31, 2026 | N-PORT |
| IWN · iShares Trust | 0.08% | 267,548 SH | Aug. 8, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.08% | 24,536 SH | Aug. 8, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.08% | 154,415 NS | April 30, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.07% | 14,496 SH | Aug. 8, 2026 | Daily |
| GSSC · Goldman Sachs ETF Trust | 0.07% | 16,464 NS | May 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.05% | 187,877 NS | April 30, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.04% | 2,817 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.04% | 162,029 SH | Aug. 8, 2026 | Daily |
| IWM · iShares Trust | 0.04% | 723,537 SH | Aug. 8, 2026 | Daily |
| ISCV · iShares Trust | 0.04% | 6,027 SH | Aug. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.03% | 12,196 NS | April 30, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.03% | 19,094 SH | Aug. 8, 2026 | Daily |
| ITWO · ProShares Trust | 0.03% | 1,322 NS | May 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.03% | 92,454 NS | April 30, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.02% | 137,339 NS | May 31, 2026 | N-PORT |
| JSTC · Tidal Trust I | 0.02% | 2,019 NS | May 31, 2026 | N-PORT |
| ISCB · iShares Trust | 0.02% | 1,163 SH | Aug. 8, 2026 | Daily |
| UWM · ProShares Trust | 0.02% | 1,034 NS | May 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 7,460 NS | April 30, 2026 | N-PORT |
| URTY · ProShares Trust | 0.01% | 1,046 NS | May 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 1,738 SH | Aug. 8, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 319,911 SH | Aug. 8, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 45,920 SH | Aug. 8, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 4,379 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.01% | 1,204 NS | May 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.01% | 23,490 NS | April 30, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 70,523 NS | April 30, 2026 | N-PORT |
| ONEQ · Fidelity Commonwealth Trust | 0.01% | 16,048 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 26 NS | May 31, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 11,518 NS | May 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,614 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 336 NS | April 30, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,526 NS | April 30, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 6,926 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 11,902 NS | April 30, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 41,978 SH | Aug. 8, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 7,313 SH | Aug. 8, 2026 | Daily |
| SCHB · SCHWAB STRATEGIC TRUST | 0.00% | 16,289 NS | May 31, 2026 | N-PORT |
| AVSU · AMERICAN CENTURY ETF TRUST | 0.00% | 46 NS | May 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 840,463 SH | Aug. 8, 2026 | Daily |