FLYW logo
FLYW NASDAQ US

Flywire Corporation - Voting Common Stock

Financial Services · Financial Services Website · IPO May 2021
$11.78
▲ +$0.20 (+1.73%)
Vol 938K
7
Quality Score
fail
Mkt Cap
$1.7B
ROE
-0.3%
Margin
-0.4%
D/E
1.81
Beta
1.28
52W
$8–$21

Wall Street Consensus

22 analysts · Apr 2026
5
Strong Buy
10
Buy
6
Hold
1
Sell
0
Strong Sell
68.2%
Buy Rating

Price Chart

Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $-0.01 $0.00 +$0.01
Sep 2025 $0.19 $0.23 +$0.04
Jun 2025 $-0.07 $-0.10 $-0.03
Mar 2025 $0.02 $0.02 +$0.00

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $117.5M $133.5M $131.9M $200.1M $157.5M
Net Income -$15.9M -$4.2M -$12.0M $29.6M $33K

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 0.8% 0.8% 0.8% 0.8% -0.3% -0.3%
P/E (TTM) 208.23 218.48 241.22 238.53
Net Margin -9.1% 1.3% 1.3% 1.3% -0.4% -0.4%
Gross Margin 59.1% 62.9% 62.9% 62.9% 62.6% 62.6%
D/E Ratio 7.57 7.57 7.57 7.57 1.81 1.81
Current Ratio 1.87 1.87 1.87 1.87 1.53 1.53

Key Ratios

ROA (TTM)
-0.2%
P/S (TTM)
2.97
P/B
3.1
EPS (TTM)
$-0.03
CF/Share
$0.03
Rev Growth 3Y
+34.8%
52W High
$21.31
52W Low
$8.20
$8.20 52-Week Range $21.31

Financial Health

Free Cash Flow
$1.8M
Net Debt
-$329.0M
Cash
$330.3M
Total Debt
$1.3M
As of Dec 31, 2025

How does FLYW compare to Financial Services peers?

Peer group: Small-cap Financial Services ($300M+) · 132 companies

FLYW ACT ACTG AFRM ALRS

FLYW valuation vs Financial Services peers

P/E ratio
0% below peers (12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
3.0
9% below peers (3.3)
vs Peers
vs Industry
Fair value
P/B ratio
3.2
94% above peers (1.6)
vs Peers
vs Industry
Overvalued
Div yield
0% below peers (4.5%)
vs Peers
vs Industry
In line

FLYW profitability vs Financial Services peers

ROE
-0.3%
102% below peers (12.3%)
vs Peers
vs Industry
Weak
Net margin
-0.4%
102% below peers (18.9%)
vs Peers
vs Industry
Weak
Gross margin
62.6%
4% below peers (65.1%)
vs Peers
vs Industry
Weak
ROA
-0.2%
107% below peers (2.9%)
vs Peers
vs Industry
Weak

FLYW financial health vs Financial Services peers

D/E ratio
1.8
98% below peers (103.6)
vs Peers
vs Industry
Low debt
Current ratio
1.5
33% above peers (1.2)
vs Peers
vs Industry
Below avg
Beta
1.3
35% above peers (1.0)
vs Peers
vs Industry
More volatile

FLYW fundamentals radar

FLYW Peer median Industry

FLYW profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

FLYW vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
MASSARO MICHAEL P
Chief Executive Officer · Mar 16
14087 shs
BUTTERFIELD PETER T
General Counsel · Mar 05
9009 shs
MASSARO MICHAEL P
Chief Executive Officer · Mar 02
150000 shs
MASSARO MICHAEL P
Chief Executive Officer · Feb 24
751811 shs
ORGEL ROBERT
President · Feb 24
362318 shs
KING DAVID R.
Officer · Feb 24
244565 shs
BUTTERFIELD PETER T
General Counsel · Feb 24
181159 shs
PITIGOI COSMIN
Chief Financial Officer · Feb 24
362318 shs
BLANC PATRICK
Chief Technology Officer · Feb 23
234234 shs
VOSS CAPITAL, L.P.
Beneficial Owner of more than… · Feb 13
25000 shs
Last 90 days

Top Holders

Top 5: 38.19%
Voss Capital, LP
9.85%
$133.5M
Vanguard Group Inc
9.10%
$123.4M
Blackrock Inc.
7.24%
$98.2M
Cadian Capital Management, …
6.64%
$90.1M
Temasek Holdings (Private) …
5.36%
$72.6M
As of Dec 31, 2025

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