JCAP
NASDAQ
US
Jefferson Capital, Inc. - Common Stock
$19.43
▲ +$0.13
(+0.67%)
Vol 150K
3
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$1.3B
D/E
270.38
Beta
0.91
Div Yield
4.30%
52W
$16–$23
Wall Street Consensus
13 analysts · Apr 20264
Strong Buy
8
Buy
1
Hold
0
Sell
0
Strong Sell
92.3%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.68 | $0.69 | +$0.01 |
| Sep 2025 | $0.63 | $0.74 | +$0.11 |
| Jun 2025 | $0.89 | $1.02 | +$0.13 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $118.9M | $154.9M | $152.7M | $150.8M | $154.8M |
| Net Income | — | $3.4M | $50.7M | $47.7M | $38.4M | $37.7M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | — | — | — | — | — | — |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | 31.2% | — | — | — | — | — |
| Gross Margin | 71.5% | — | — | — | — | — |
| D/E Ratio | 287.60 | — | 287.60 | 287.60 | 287.60 | 270.38 |
| Current Ratio | 22.06 | 0.24 | 22.06 | 22.06 | 22.06 | 21.59 |
Key Ratios
52W High
$23.06
52W Low
$15.98
$15.98
52-Week Range
$23.06
Financial Health
Free Cash Flow
$74.7M
Net Debt
$1.4B
Cash
$23.2M
Total Debt
$1.4B
As of Dec 31, 2025
How does JCAP compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
JCAP valuation vs Financial Services peers
P/E ratio
—
▼
0%
below
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
—
▼
0%
below
peers
(3.3)
vs Peers
vs Industry
Overvalued
P/B ratio
—
▼
0%
below
peers
(1.6)
vs Peers
vs Industry
Overvalued
Div yield
4.3%
▼
3%
below
peers
(4.5%)
vs Peers
vs Industry
Low yield
JCAP profitability vs Financial Services peers
ROE
—
▼
0%
below
peers
(12.3%)
vs Peers
vs Industry
Top tier
Net margin
—
▼
0%
below
peers
(18.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼
0%
below
peers
(65.1%)
vs Peers
vs Industry
Top tier
ROA
—
▼
0%
below
peers
(2.9%)
vs Peers
vs Industry
Top tier
JCAP financial health vs Financial Services peers
D/E ratio
270.4
▲
161%
above
peers
(103.6)
vs Peers
vs Industry
High debt
Current ratio
21.6
▲
1777%
above
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.9
▼
4%
below
peers
(1.0)
vs Peers
vs Industry
Less volatile
JCAP fundamentals radar
JCAP
Peer median
Industry
JCAP profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
JCAP vs peers: key metrics
Dividends
$0.72
/ year
Mar 24, 2026
$0.2400
Nov 25, 2025
$0.2400
Aug 25, 2025
$0.2400
Latest News
No related news yet