DAVE Dave Inc. - Class A Common Stock
$240.90
Price · May 20, 2026
Fundamentals as of May 5, 2026
52W Range
$152–$288
65% of range
Analyst Rating
BUY
16 analysts
Price Target
$340
+41% upside
P/E (TTM)
—
ROE
—
Net Profit Margin
—
DAVE Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$240.90
Market Cap
—
P/E (TTM)
—
EPS (TTM)
—
Revenue (TTM)
—
Div Yield
—
ROE
—
Debt/Equity
—
52W Range
$152 – $288
DAVE Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
—
Free Cash Flow
—
Margins
—
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
DAVE
Peer Median
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
DAVE
Peer Median
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
DAVE
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
DAVE
Peer Median
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
DAVE
Peer Median
DAVE Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
16 analysts
- Strong Buy 4 25.0%
- Buy 11 68.8%
- Hold 1 6.2%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
8 analysts · 2026-05-20
Median
$343.50
← Below all targets
$240.90
Low
$290.00
High
$365.00
Median target
$343.50
+42.6%
Mean target
$339.88
+41.1%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
1.0%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| March 31, 2026 | $4.02 | $2.93 | 1.1% |
| Dec. 31, 2025 | $4.57 | $3.26 | 1.3% |
| Sept. 30, 2025 | $4.45 | $1.86 | 2.6% |
| June 30, 2025 | $0.62 | $1.54 | -0.92% |
| March 31, 2025 | $1.97 | $0.84 | 1.1% |
Peer Comparison Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| DAVE | — | — | — | — | — | — |
| CACC | $4.74B | 12.2 | 7.2% | 18.3% | 27.5% | — |
| NNI | — | 11.3 | 21.1% | 120.9% | 12.2% | — |
| SLM | $5.39B | 7.8 | 7.3% | 37.5% | 30.9% | — |
| ENVA | $3.89B | 13.6 | 18.6% | 9.8% | 24.3% | 58.1% |
| BFH | $3.26B | 6.8 | — | 12.8% | 16.0% | — |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | — |
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
| LC | $2.19B | 16.3 | — | 36.4% | 9.3% | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 12
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue | $158M | $108M | |
| Operating Expenses | $99M | $73M | |
| Interest Expense | $2M | $2M | |
| Other Non-op | $11M | $-1M | |
| Pretax Income | $70M | $34M | |
| Income Tax | $12M | $5M | |
| Net Income | $58M | $29M | |
| EPS (Basic) | $4.31 | $2.19 | |
| EPS (Diluted) | $4.02 | $1.97 | |
| Shares (Basic) | 13,434,862 | 13,126,286 | |
| Shares (Diluted) | 14,399,635 | 14,646,526 | |
| EBITDA | $2M | · |
Balance Sheet 20
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Cash & Equivalents | $133M | · | |
| Prepaid Expense | $25M | · | |
| Other Current Assets | $3M | · | |
| Current Assets | $480M | · | |
| PP&E (Net) | $429.0K | · | |
| Intangibles | $14M | · | |
| Other Non-current Assets | $361.0K | · | |
| Total Assets | $531M | · | |
| Accounts Payable | $7M | · | |
| Accrued Liabilities | $13M | · | |
| Current Liabilities | $124M | · | |
| Capital Leases | $124.0K | · | |
| Other Non-current Liabilities | $5M | · | |
| Total Liabilities | $327M | · | |
| Paid-in Capital | $334M | · | |
| Retained Earnings | $101M | · | |
| Treasury Stock | $232M | · | |
| AOCI | $296.0K | · | |
| Stockholders' Equity | $204M | · | |
| Liabilities + Equity | $531M | · |
Cash Flow 12
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| D&A | $2M | $2M | |
| Deferred Tax | $22.0K | $0 | |
| Amort. of Intangibles | $2M | $1M | |
| Other Non-cash | $22M | · | |
| Operating Cash Flow | $82M | $45M | |
| CapEx | $19.0K | $37.0K | |
| Investing Cash Flow | $-10M | $-28M | |
| Stock Repurchased | $187M | $7M | |
| Net Stock Activity | $-187M | · | |
| Financing Cash Flow | $-19M | $-20M | |
| Free Cash Flow | $82M | · | |
| Levered FCF | $81M | · |
Profitability 5
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Net Margin | 36.6% | · | |
| Pretax Margin | 44.3% | · | |
| EBITDA Margin | 1.0% | · | |
| ROA | 13.7% | · | |
| ROE | 28.7% | · |
Liquidity & Solvency 2
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Current Ratio | 3.9 | · | |
| Quick Ratio | 1.1 | · |
Efficiency 1
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Asset Turnover | 0.4 | · |
Valuation (TTM) 4
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue TTM | $549M | · | |
| Net Income TTM | $188M | · | |
| P/E | 13.4 | · | |
| Earnings Yield | 7.4% | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Latest News Recent headlines mentioning this company
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