PAYO
NASDAQ
US
Payoneer Global Inc. - Common Stock
$4.92
▲ +$0.09
(+1.86%)
Vol 2.4M
8
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$2.0B
P/E
27.7
ROE
9.7%
Margin
7.0%
D/E
0.00
Beta
1.06
52W
$5–$11
Wall Street Consensus
17 analysts · Apr 20266
Strong Buy
9
Buy
2
Hold
0
Sell
0
Strong Sell
88.2%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.06 | $0.05 | $-0.01 |
| Sep 2025 | $0.06 | $0.04 | $-0.02 |
| Jun 2025 | $0.07 | $0.05 | $-0.02 |
| Mar 2025 | $0.07 | $0.05 | $-0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $201.1M | $188.6M | $202.3M | $211.3M | $218.9M |
| Net Income | — | $18.2M | $20.6M | $19.5M | $14.1M | $19.0M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 13.4% | 13.4% | 13.4% | 13.4% | 9.7% | 9.7% |
| P/E (TTM) | 24.82 | 24.00 | 21.77 | 20.90 | 28.32 | 27.68 |
| Net Margin | 7.5% | 9.8% | 9.8% | 9.8% | 7.0% | 7.0% |
| Gross Margin | 84.4% | — | — | — | 84.1% | 84.1% |
| D/E Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Ratio | 1.00 | 1.00 | 1.00 | 1.00 | 1.01 | 1.01 |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
1.93
P/B
4.9
EPS (TTM)
$0.19
Rev Growth 3Y
+27.4%
52W High
$11.19
52W Low
$4.92
$4.92
52-Week Range
$11.19
Financial Health
Free Cash Flow
$23.4M
Net Debt
-$343.2M
Cash
$415.5M
Total Debt
$72.3M
As of Dec 31, 2025
How does PAYO compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
PAYO valuation vs Financial Services peers
P/E ratio
27.7
▲
125%
above
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
1.9
▼
41%
below
peers
(3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
4.9
▲
205%
above
peers
(1.6)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(4.5%)
vs Peers
vs Industry
In line
PAYO profitability vs Financial Services peers
ROE
9.7%
▼
21%
below
peers
(12.3%)
vs Peers
vs Industry
Weak
Net margin
7.0%
▼
63%
below
peers
(18.9%)
vs Peers
vs Industry
Weak
Gross margin
84.1%
▲
29%
above
peers
(65.1%)
vs Peers
vs Industry
Below avg
ROA
0.9%
▼
68%
below
peers
(2.9%)
vs Peers
vs Industry
Weak
PAYO financial health vs Financial Services peers
D/E ratio
0.0
▼
100%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
1.0
▼
12%
below
peers
(1.2)
vs Peers
vs Industry
Low liquidity
Beta
1.1
▲
11%
above
peers
(1.0)
vs Peers
vs Industry
Less volatile
PAYO fundamentals radar
PAYO
Peer median
Industry
PAYO profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
PAYO vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
ORDONEZ BEATRICE
Chief Financial Officer · Feb 20
850578 shs
GOLDMAN TSAFI
Officer · Feb 20
425289 shs
CAPLAN JOHN
Chief Executive Officer · Feb 20
1270275 shs
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