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ROOT NASDAQ US

Root, Inc. - Common Stock

Financials · Insurance Website · IPO Oct 2020
$43.21
▼ $-0.05 (-0.12%)
Vol 270K
9
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$1.1B
P/E
19.2
ROE
16.8%
Margin
4.0%
D/E
52.20
Beta
2.74
52W
$68–$181

Wall Street Consensus

12 analysts · Apr 2026
3
Strong Buy
4
Buy
5
Hold
0
Sell
0
Strong Sell
58.3%
Buy Rating

Price Chart

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Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $-0.31 $0.31 +$0.62
Sep 2025 $-0.50 $-0.35 +$0.15
Jun 2025 $0.57 $1.29 +$0.72
Mar 2025 $0.34 $1.07 +$0.73

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 25.9% 25.9% 25.9% 25.9% 16.8% 16.8%
P/E (TTM) 23.22 15.81 16.06 14.69 20.42 19.17
Net Margin 5.8% 6.2% 6.2% 6.2% 4.0% 4.0%
Gross Margin — — — — — —
D/E Ratio 55.15 55.15 55.15 55.15 52.20 52.20
Current Ratio 0.27 0.27 0.27 0.27 0.19 0.19

Key Ratios

ROA (TTM)
3.7%
P/S (TTM)
0.77
P/B
3.5
EPS (TTM)
$3.37
CF/Share
$-12.40
Rev Growth 3Y
+50.5%
52W High
$181.14
52W Low
$68.08
$68.08 52-Week Range $181.14

How does ROOT compare to Insurance peers?

Peer group: Small-cap Insurance ($300M+) · 38 companies

ROOT ABL ABLLL ACGL ACGLN

ROOT valuation vs Insurance peers

P/E ratio
19.2
▲ 56% above peers (12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
0.8
▼ 50% below peers (1.6)
vs Peers
vs Industry
Undervalued
P/B ratio
3.5
▲ 108% above peers (1.7)
vs Peers
vs Industry
Overvalued
Div yield
—
▼ 0% below peers (2.1%)
vs Peers
vs Industry
In line

ROOT profitability vs Insurance peers

ROE
16.8%
▲ 2% above peers (16.5%)
vs Peers
vs Industry
In line
Net margin
4.0%
▼ 66% below peers (11.8%)
vs Peers
vs Industry
Weak
Gross margin
—
▼ 0% below peers (35.3%)
vs Peers
vs Industry
Weak
ROA
3.7%
▲ 15% above peers (3.2%)
vs Peers
vs Industry
In line

ROOT financial health vs Insurance peers

D/E ratio
52.2
▲ 263% above peers (14.4)
vs Peers
vs Industry
High debt
Current ratio
0.2
▼ 74% below peers (0.7)
vs Peers
vs Industry
Low liquidity
Beta
2.7
▲ 472% above peers (0.5)
vs Peers
vs Industry
More volatile

ROOT fundamentals radar

ROOT Peer median Industry

ROOT profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

ROOT vs peers: key metrics

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