YRD Yiren Digital Ltd. American Depositary Shares, each representing two ordinary shares

NYSE · Financial Services
$1.17
Price · Aug 19, 2026

YRD Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$1.17
Market Cap
P/E (TTM)
EPS (TTM)
Revenue (TTM)
Div Yield
ROE
Debt/Equity
52W Range
$1 – $7

YRD Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income
EPS
Free Cash Flow
Margins

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
YRD
Peer Median

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
YRD
Peer Median

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
YRD
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
YRD
Peer Median

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
YRD
Peer Median

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
YRD
Peer Median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
Payout Ratio
5Y Div CAGR
Ex-dateAmount
April 30, 2025$0.2200
Sept. 30, 2024$0.2000
April 27, 2018$0.2800
Sept. 28, 2017$1.5000

YRD Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

SELL 8 analysts
  • Strong Buy 0 0.0%
  • Buy 0 0.0%
  • Hold 2 25.0%
  • Sell 5 62.5%
  • Strong Sell 1 12.5%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
1.6%
Period EPS Actual EPS Est Surprise
March 31, 2026 $-5.58
June 30, 2025 $4.09
March 31, 2025 $2.80
March 31, 2020 $0.20 $1.68 -1.5%
Dec. 31, 2019 $4.34 $1.27 3.1%
March 31, 2019 $4.34 $1.27 3.1%

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
YRD
XYF
JFIN
AIHS $6M -0.6 -18.5% -340.9% 121.3% 13.6%
JF

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Institutional owners (13F) 31 filers · $1.5M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
9 (+6 vs prior Q) 6 (-2 vs prior Q) 7 (-2 vs prior Q) 7 (-2 vs prior Q) -225K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
DIMENSIONAL FUND ADVISORS LP $731,462 875,269 49.47% Shares
RENAISSANCE TECHNOLOGIES LLC $225,131 269,392 15.23% Shares
Atria Wealth Solutions, Inc. $90,750 15,000 6.14% Shares
TWO SIGMA ADVISERS, LP $78,070 21,100 5.28% Shares
WOLVERINE TRADING, LLC $75,953 12,680 5.14% Shares
AXA Investment Managers S.A. $68,563 11,562 4.64% Shares
Verdad Advisers, LP $51,794 61,977 3.50% Shares
Trexquant Investment LP $25,018 29,936 1.69% Shares
CITADEL ADVISORS LLC $23,985 28,700 1.62% Call option
SmartHarvest Portfolios, LLC $20,492 24,521 1.39% Shares
AMERICAN CENTURY COMPANIES INC $20,137 24,096 1.36% Shares
SEI INVESTMENTS CO $17,732 21,218 1.20% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $13,440 16,000 0.91% Call option
IMC-Chicago, LLC $12,466 14,917 0.84% Shares
XTX Topco Ltd $10,074 12,054 0.68% Shares
BNP PARIBAS FINANCIAL MARKETS $4,431 5,302 0.30% Shares
CITIGROUP INC $4,429 5,300 0.30% Shares
ROYAL BANK OF CANADA $1,000 1,217 0.07% Shares
GROUP ONE TRADING LLC $992 1,187 0.07% Shares
Lindbrook Capital, LLC $936 136 0.06% Shares
JPMORGAN CHASE & CO $457 415 0.03% Shares
MORGAN STANLEY $334 400 0.02% Shares
UBS Group AG $321 384 0.02% Shares
MERCER GLOBAL ADVISORS INC /ADV $246 294 0.02% Shares
BlackRock, Inc. $173 207 0.01% Shares
GSA CAPITAL PARTNERS LLP $84 100,741 0.01% Shares
ACADIAN ASSET MANAGEMENT LLC $40 49,590 0.00% Shares
HRT FINANCIAL LP $23 28,704 0.00% Shares
SBI Securities Co., Ltd. $13 15 0.00% Shares
RHUMBLINE ADVISERS $9 11 0.00% Shares
Virtu Financial LLC $9 10,544 0.00% Shares

Company insiders 1 insider · 1 officers · 1 directors

Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Ning Tang Executive Chairman and CEO June 5, 2026 J 143,421,412 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

Activists & 5%+ owners 2 positions

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Ning Tang, Great Service Holdings Limited ×5 filings June 8, 2026 82.00% Amendment SEC
CreditEase Holdings (Cayman) Limited ×2 filings April 27, 2023 Initial filing SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

ETF ownership Held by 1 ETF

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
AVEM · AMERICAN CENTURY ETF TRUST 0.00% 17,674 NS May 31, 2026 N-PORT