XYF X Financial American Depositary Shares, each representing six Class A Ordinary Shares

NYSE · Financial Services
$5.41
Price · Aug 19, 2026

XYF Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$5.41
Market Cap
P/E (TTM)
EPS (TTM)
Revenue (TTM)
Div Yield
ROE
Debt/Equity
52W Range
$3 – $16

XYF Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income
EPS
Free Cash Flow
Margins

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
XYF
Peer Median

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
XYF
Peer Median

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
XYF
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
XYF
Peer Median

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
XYF
Peer Median

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
XYF
Peer Median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
Payout Ratio
5Y Div CAGR
Ex-dateAmount
April 30, 2026$0.2800
June 20, 2025$0.2500
Sept. 4, 2024$0.1700
May 9, 2024$0.1700
Sept. 18, 2023$0.1700
April 4, 2019$0.3000

XYF Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

SELL 8 analysts
  • Strong Buy 0 0.0%
  • Buy 0 0.0%
  • Hold 3 37.5%
  • Sell 4 50.0%
  • Strong Sell 1 12.5%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.19%
Period EPS Actual EPS Est Surprise
March 31, 2020 $-0.42 $0.29 -0.71%
Dec. 31, 2019 $0.30 $0.34 -0.04%
Sept. 30, 2019 $0.45 $0.71 -0.26%
June 30, 2019 $0.93 $0.69 0.24%

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
XYF
HTT
LX
JFIN
YRD

My Metrics Your personal watchlist — selected rows from Full Fundamentals

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Institutional owners (13F) 25 filers · $3.8M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
5 (0 vs prior Q) 10 (-8 vs prior Q) 7 (+2 vs prior Q) 8 (-7 vs prior Q) -345K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
TWO SIGMA INVESTMENTS, LP $923,385 190,782 24.61% Shares
Qube Research & Technologies Ltd $662,073 136,792 17.65% Shares
TWO SIGMA ADVISERS, LP $447,440 79,900 11.93% Shares
Trexquant Investment LP $413,230 85,378 11.01% Shares
CITADEL ADVISORS LLC $384,049 79,349 10.24% Shares
O'SHAUGHNESSY ASSET MANAGEMENT, LLC $302,892 62,581 8.07% Shares
UBS Group AG $196,446 40,588 5.24% Shares
JPMORGAN CHASE & CO $114,443 22,843 3.05% Shares
STATE STREET CORP $104,757 21,644 2.79% Shares
SmartHarvest Portfolios, LLC $74,638 15,421 1.99% Shares
DGS Capital Management, LLC $42,560 10,330 1.13% Shares
Police & Firemen's Retirement System of New Jersey $36,997 7,644 0.99% Shares
JANE STREET GROUP, LLC $19,767 4,084 0.53% Shares
WealthCollab, LLC $11,757 2,429 0.31% Shares
MORGAN STANLEY $5,133 1,060 0.14% Shares
ROYAL BANK OF CANADA $4,000 809 0.11% Shares
Tower Research Capital LLC (TRC) $3,480 719 0.09% Shares
CITIGROUP INC $1,834 379 0.05% Shares
RHUMBLINE ADVISERS $924 191 0.02% Shares
KELLEHER FINANCIAL ADVISORS $838 173 0.02% Shares
ACADIAN ASSET MANAGEMENT LLC $505 105,211 0.01% Shares
SBI Securities Co., Ltd. $411 85 0.01% Shares
MERCER GLOBAL ADVISORS INC /ADV $402 83 0.01% Shares
GSA CAPITAL PARTNERS LLP $126 25,966 0.00% Shares
Smartleaf Asset Management LLC $10 2 0.00% Shares

Company insiders 3 insiders · 0 officers · 3 directors

Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Zheng Xue Director Aug. 1, 2026 C 499,998 0 0 $0
Longgen Zhang Director Aug. 1, 2026 C 499,998 0 0 $0
Zheng Wan Director June 15, 2026 S 0 0 2 $-942,300

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

Activists & 5%+ owners 1 position

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Mangrove Coast Investment Limited, Rhone Trustees (Bahamas) Ltd. as trustee of the Mangrove Coast Trust, Purple Mountain Holding Ltd., Yue (Justin) Tang ×6 filings March 31, 2026 49.01% Amendment Passive investment SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

ETF ownership Held by 2 ETFs

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
APIE · Trust for Professional Managers 0.01% 16,939 NS May 31, 2026 N-PORT
AVEM · AMERICAN CENTURY ETF TRUST 0.00% 1,275 NS May 31, 2026 N-PORT