RF&L WEALTH MANAGEMENT, LLC
CIK 1965915 · View on SEC EDGAR ↗
- Portfolio value
- $147.8M
- Positions
- 50
- As of
- June 30, 2026
#7,446 of 9,443 by 13F value · top 78.9%
Portfolio value QoQ: +10.7% 13F does not disclose cash
- Top 10 holdings weight
- 65.24%
- Top 25 holdings weight
- 90.79%
- Positions above 1%
- 21
- Effective number of positions
- 17.5
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 1.35% Est. buys $1,893,669 · sells $2,725,334
Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 72.5% still held
- New positions
- 2
- Increased
- 8
- Decreased
- 30
- Closed
- 4
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Healthcare
4.7%
Technology
2.8%
Retail
0.8%
Financials
0.6%
Utilities
0.3%
Communication Services
0.2%
Energy
0.2%
Real Estate
0.2%
Consumer Discretionary
0.2%
Other/Unmapped
90.0%
Full portfolio 50 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| DFAT | $20,198,304 | 13.67% | 288,960 | $2,099,732 | Down ×2 | ||
| DFAC | $12,540,217 | 8.49% | 282,692 | $1,537,513 | Down ×4 | ||
| DFUS | $11,934,807 | 8.08% | 145,653 | $1,592,583 | Down ×4 | ||
| DFUV | $10,892,762 | 7.37% | 198,014 | $1,155,587 | Down ×3 | ||
| BSV | $9,676,337 | 6.55% | 124,199 | $588,390 | Up ×6 | ||
| DFAS | $7,497,963 | 5.07% | 91,061 | $1,027,836 | Up ×1 | ||
| DFIV | $6,850,600 | 4.64% | 126,816 | $86,104 | Down ×2 | ||
| VOO | $6,333,598 | 4.29% | 9,222 | $1,004,236 | Up ×6 | ||
| VTI | $5,338,620 | 3.61% | 14,427 | $521,075 | Down ×3 | ||
| VBR | $5,153,952 | 3.49% | 21,211 | $485,042 | Down ×2 | ||
| FNDC | $5,123,906 | 3.47% | 105,517 | $195,467 | Down ×3 | ||
| ITOT | $4,929,086 | 3.34% | 30,006 | $813,998 | Up ×6 | ||
| IEMG | $4,275,704 | 2.89% | 51,614 | $643,682 | Down ×1 | ||
| LLY Eli Lilly and Company Common Stock | $3,920,937 | 2.65% | 3,269 | $822,232 | Down ×4 | ||
| IDEV | $2,768,745 | 1.87% | 31,106 | $169,133 | Down ×1 | ||
| IWD | $2,292,175 | 1.55% | 9,455 | $267,225 | Down ×1 | ||
| FNDF | $2,226,736 | 1.51% | 42,205 | $123,774 | Down ×3 | ||
| NVDA NVIDIA Corporation - Common Stock | $2,182,982 | 1.48% | 10,910 | $280,278 | |||
| ABBV AbbVie Inc. Common Stock | $2,131,391 | 1.44% | 8,470 | $234,878 | Down ×6 | ||
| DFAX | $1,555,237 | 1.05% | 42,216 | $117,253 | Down ×1 | ||
| AAPL Apple Inc. - Common Stock | $1,477,281 | 1.00% | 5,105 | $275,499 | Up ×1 | ||
| DISV | $1,353,786 | 0.92% | 33,735 | $10,065 | Down ×1 | ||
| BSVO EA Bridgeway Omni Small-Cap Value ETF | $1,219,429 | 0.83% | 41,776 | $115,682 | Down ×1 | ||
| IWM | $1,171,983 | 0.79% | 3,901 | $184,768 | Down ×3 | ||
| VWO | $1,125,692 | 0.76% | 18,859 | $67,493 | Down ×2 | ||
| DFEM | $1,115,446 | 0.75% | 27,447 | $129,389 | Down ×2 | ||
| IJR | $1,073,764 | 0.73% | 7,240 | $142,806 | Down ×1 | ||
| VTV | $1,059,794 | 0.72% | 4,863 | $87,034 | Down ×2 | ||
| IWN | $1,037,428 | 0.70% | 4,690 | $148,251 | |||
| ABT Abbott Laboratories Common Stock | $861,449 | 0.58% | 9,494 | $-113,259 | |||
| COST Costco Wholesale Corporation - Common Stock | $809,182 | 0.55% | 865 | $-52,730 | |||
| SCZ iShares MSCI EAFE Small-Cap ETF | $761,025 | 0.51% | 9,250 | $35,868 | Up ×1 | ||
| SPDW | $628,514 | 0.43% | 12,473 | $46,340 | Down ×3 | ||
| GL Globe Life Inc. Common Stock | $609,923 | 0.41% | 3,413 | $105,224 | Down ×2 | ||
| SCHX | $588,629 | 0.40% | 20,001 | $75,803 | |||
| BRKB | $556,434 | 0.38% | 1,112 | $13,980 | Down ×2 | ||
| SO Southern Company (The) Common Stock | $464,345 | 0.31% | 4,852 | $-3,929 | |||
| AMZN Amazon.com, Inc. - Common Stock | $437,831 | 0.30% | 1,837 | $55,239 | |||
| SPY SPY | $423,419 | 0.29% | 567 | $28,663 | Down ×1 | ||
| MSFT Microsoft Corporation - Common Stock | $405,573 | 0.27% | 1,087 | $-2,454 | Down ×3 | ||
| GOOGL Alphabet Inc. - Class A Common Stock | $363,188 | 0.25% | 1,016 | $70,947 | |||
| MGK | $358,233 | 0.24% | 4,075 | $44,072 | Up ×1 | ||
| JPM JP Morgan Chase & Co. Common Stock | $307,178 | 0.21% | 938 | $19,656 | Down ×4 | ||
| CVX Chevron Corporation Common Stock | $291,738 | 0.20% | 1,760 | $-72,406 | |||
| OHI Omega Healthcare Investors, Inc. Common Stock | $287,224 | 0.19% | 6,024 | $23,253 | |||
| BIV | $258,863 | 0.18% | 3,375 | $16,904 | Up ×2 | ||
| BIL | $244,221 | 0.17% | 2,665 | $-53,151 | Down ×3 | ||
| VUG | $229,994 | 0.16% | 2,670 | Up ×1 | |||
| TSLA Tesla, Inc. - Common Stock | $229,227 | 0.16% | 545 | $22,906 | Down ×3 | ||
| VEU | $209,375 | 0.14% | 2,500 | Up ×1 | |||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| BSV | $9,676,337 | 6.55% | up ×6 |
| VOO | $6,333,598 | 4.29% | up ×6 |
| ITOT | $4,929,086 | 3.34% | up ×6 |
Biggest new bets
New positions opened this quarter, largest first.
| Security | Value | Shares | % of portfolio |
|---|---|---|---|
| VUG | $229,994 | 2,670 | 0.16% |
| VEU | $209,375 | 2,500 | 0.14% |
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| DFAT | Trimmed | -849 | +$2.1M |
| DFUS | Trimmed | -197 | +$1.6M |
| DFAC | Trimmed | -445 | +$1.5M |
| DFUV | Trimmed | -3K | +$1.2M |
| DFAS | Bought more | +99 | +$1.0M |
| VOO | Bought more | +303 | +$1.0M |
| LLY | Trimmed | -100 | +$822K |
| ITOT | Bought more | +1K | +$814K |
| IEMG | Trimmed | -458 | +$644K |
| BSV | Bought more | +8K | +$588K |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.
| Security | Quarter | Shares before | Value before | Price since exit |
|---|---|---|---|---|
| META | March 31, 2026 | 8,385 | $5,534,855 | -4.1% |
| WMT | March 31, 2026 | 29,509 | $3,287,598 | -17.0% |
| CRWD | March 31, 2026 | 4,500 | $2,109,420 | -52.0% |
| UNH | March 31, 2026 | 5,114 | $1,688,183 | 43.1% |
| KO | March 31, 2026 | 17,130 | $1,197,558 | 19.2% |
| QCOM | March 31, 2026 | 4,906 | $839,171 | 25.0% |
| NFLX | March 31, 2026 | 8,532 | $799,960 | -17.2% |
| PFE | March 31, 2026 | 18,500 | $460,650 | -0.1% |
| FTEC | June 30, 2026 | 2,108 | $438,569 | No longer tracked |
| MGV | June 30, 2026 | 2,922 | $423,544 | No longer tracked |
| XOM | March 31, 2026 | 3,405 | $409,758 | -1.9% |
| SNPE | June 30, 2026 | 4,697 | $279,706 | No longer tracked |
| FXL | June 30, 2026 | 1,625 | $258,164 | No longer tracked |
| MRK | March 31, 2025 | 2,270 | $225,820 | 69.0% |
| XYZ | June 30, 2025 | 4,000 | $217,320 | 17.9% |
| BSX | Sept. 30, 2025 | 2,000 | $214,820 | -49.4% |
| UBER | March 31, 2026 | 2,500 | $204,275 | 8.7% |
| KR | Dec. 31, 2025 | 3,000 | $202,230 | -8.8% |
| RVNC | March 31, 2025 | 48,000 | $145,920 | No longer tracked |