VERITY Wealth Advisors

CIK 1763138 · View on SEC EDGAR ↗

Portfolio value QoQ: +10.6% 13F does not disclose cash

Top 10 holdings weight68.93%

Top 25 holdings weight82.35%

Positions above 1%14

Effective number of positions8.4

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 2.19% Est. buys $3,459,835 · sells $5,485,863

Median holding: 6.0 quarters Tracked Q1 2025–Q2 2026 · 89.0% still held

New positions5

Increased25

Decreased11

Closed5

Portfolio value $165.6M #7,123 of 9,337 by 13F value · top 76.3%

Positions 81

As of June 30, 2026 Data as of Q2 2026

Sector breakdown

Technology 3.6%

Healthcare 2.0%

Financials 0.9%

Industrials 0.9%

Retail 0.8%

Utilities 0.6%

Consumer Staples 0.6%

Communication Services 0.6%

Energy 0.1%

Other/Unmapped 90.0%

Full portfolio 81 positions

					Streak
VTI Vanguard Morningstar Total Stock Market ETF	$46,052,196	27.81%	124,452	$5,521,254	Down ×5
IVV iShares Trust	$28,289,980	17.09%	37,776	$3,614,397
VEU Vanguard FTSE All World Ex US ETF	$13,826,088	8.35%	165,088	$1,698,697	Up ×1
VWO Vanguard FTSE Emerging Markets ETF	$5,069,830	3.06%	84,936	$479,039
VEA Vanguard FTSE Developed Markets ETF	$4,489,605	2.71%	63,012	$451,796
ACWX iShares MSCI ACWI ex U.S. ETF	$4,300,844	2.60%	56,508	$443,051	Up ×1
SUSA iShares ESG Optimized MSCI USA ETF	$3,589,481	2.17%	23,263	$477,998	Down ×1
SCHF SCHWAB STRATEGIC TRUST	$3,530,171	2.13%	127,443	$887,638	Up ×1
SCHX SCHWAB STRATEGIC TRUST	$2,589,811	1.56%	87,999	$278,083	Down ×3
MSFT Microsoft Corporation - Common Stock	$2,399,265	1.45%	6,432	$74,968	Up ×1
VNQ Vanguard Real Estate ETF	$2,219,860	1.34%	23,020	$193,234	Up ×1
HEFA iShares Currency Hedged MSCI EAFE ETF	$1,877,016	1.13%	40,000	$177,202
USXF iShares ESG Advanced MSCI USA ETF	$1,838,133	1.11%	26,467	$389,906	Up ×2
JNJ Johnson & Johnson Common Stock	$1,768,647	1.07%	6,964	$66,367
DFAX Dimensional ETF Trust	$1,610,608	0.97%	43,719	$125,474
VXUS Vanguard Total International Stock ETF	$1,542,667	0.93%	18,045	$151,217
VGSH Vanguard Short-Term Treasury ETF	$1,474,264	0.89%	25,331	$-88,871	Down ×1
QCOM QUALCOMM Incorporated - Common Stock	$1,440,438	0.87%	7,795	$436,598
VOO Vanguard S&P 500 ETF	$1,363,318	0.82%	1,985	$177,181
IEMG iShares, Inc.	$1,318,140	0.80%	15,912	$212,431	Up ×3
INTC Intel Corporation - Common Stock	$1,212,687	0.73%	8,685	$839,877	Up ×1
USMV iShares MSCI USA Min Vol Factor ETF	$1,167,356	0.71%	12,102	$45,020
IXUS iShares Core MSCI Total International Stock ETF	$1,147,952	0.69%	12,028	$182,436	Up ×2
DMXF iShares ESG Advanced MSCI EAFE ETF	$1,136,009	0.69%	13,428	$129,808	Up ×2
BND Vanguard Total Bond Market ETF	$1,102,760	0.67%	15,022	$-41,476	Down ×2
VCSH Vanguard Short-Term Corporate Bond ETF	$1,080,828	0.65%	13,676	$-434	Up ×6
IGOV iShares International Treasury Bond ETF	$1,035,802	0.63%	25,245	$288,428	Up ×2
ISHG iShares 1-3 Year International Treasury Bond ETF	$973,278	0.59%	13,109	$217,267	Up ×2
LNT Alliant Energy Corporation - Common Stock	$932,645	0.56%	12,225	$55,379
PEP PepsiCo, Inc. - Common Stock	$910,700	0.55%	6,726	$-133,781
DSI iShares Trust	$904,888	0.55%	6,355	$134,726
ICF iShares Select U.S. REIT ETF	$901,062	0.54%	13,323	$78,976	Up ×6
SCHZ SCHWAB STRATEGIC TRUST	$862,853	0.52%	37,305	$66,256	Up ×1
STT State Street Corporation Common Stock	$841,894	0.51%	4,964	$213,650
PICB Invesco Exchange-Traded Fund Trust II	$828,896	0.50%	35,790	$79,740	Up ×2
EFV iShares Trust	$812,272	0.49%	10,611	$23,344
CTAS Cintas Corporation - Common Stock	$797,675	0.48%	4,690	$-153,568	Down ×1
IVE iShares Trust	$782,903	0.47%	3,448	$54,858
ESGD iShares ESG Aware MSCI EAFE ETF	$764,033	0.46%	7,432	$62,660	Up ×1
BSV VANGUARD BOND INDEX FUNDS	$760,947	0.46%	9,767	$-4,883
IBB iShares Trust	$734,183	0.44%	3,860	$-100,486	Down ×2
IWV iShares Russell 3000 Fund	$703,986	0.43%	1,651	$91,993
ITOT iShares Trust	$684,185	0.41%	4,165	$90,964
GILD Gilead Sciences, Inc. - Common Stock	$674,403	0.41%	5,338	$-69,554
STIP iShares 0-5 Year TIPS Bond ETF	$672,519	0.41%	6,583	$-759,056	Down ×1
AAPL Apple Inc. - Common Stock	$670,736	0.41%	2,318	$82,451
SUSB iShares ESG Aware 1-5 Year USD Corporate Bond ETF	$657,787	0.40%	26,322	$-1,974
XLK SELECT SECTOR SPDR TRUST	$614,427	0.37%	3,225	$195,792	Up ×1
BNDX Vanguard Total International Bond ETF	$588,271	0.36%	12,147	$4,616
BRK-B (filed as BRKB) Berkshire Hathaway Inc. Class B	$492,884	0.30%	985	$-386,448	Down ×1
XT iShares Future Exponential Technologies ETF	$478,097	0.29%	5,786	$83,785
COST Costco Wholesale Corporation - Common Stock	$467,735	0.28%	500	$-30,480
CPNG Coupang, Inc. Class A Common Stock	$459,002	0.28%	26,425	$-39,902
IEFA iShares Core MSCI EAFE ETF	$438,377	0.26%	4,539	$-623,449	Down ×1
AMZN Amazon.com, Inc. - Common Stock	$424,245	0.26%	1,780	$53,524
VO Vanguard Morningstar Mid-Cap ETF	$406,316	0.25%	5,043	$-4,889	Up ×4
USRT iShares Core U.S. REIT ETF	$398,434	0.24%	5,996	$43,531
TMO Thermo Fisher Scientific Inc Common Stock	$354,462	0.21%	707	$-85,949	Down ×1
GE GE Aerospace Common Stock	$348,690	0.21%	933	$83,933
VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares	$341,614	0.21%	6,801	$129,876	Up ×1
GEV GE Vernova Inc. Common Stock	$314,862	0.19%	268	$111,476	Up ×1
VB Vanguard Morningstar Small-Cap ETF	$313,729	0.19%	1,035	$47,880	Up ×1
Unknown issuer (CUSIP: 30233Q108)	$310,901	0.19%	2,274		Up ×1
SCHB SCHWAB STRATEGIC TRUST	$307,555	0.19%	10,620	$40,993
EPP iShares, Inc.	$305,712	0.18%	5,740	$688
GOOGL Alphabet Inc. - Class A Common Stock	$300,191	0.18%	840	$58,641
GOOG Alphabet Inc. - Class C Capital Stock	$289,731	0.17%	820	$54,506
ICLN iShares Global Clean Energy ETF	$279,770	0.17%	13,654	$30,349	Up ×1
SUB iShares Short-Term National Muni Bond ETF	$273,415	0.17%	2,568	$-77
MEAR iShares U.S. ETF Trust	$271,196	0.16%	5,383	$216
USFR WisdomTree Floating Rate Treasury Fund	$265,193	0.16%	5,267	$52
IJR iShares Trust	$243,228	0.15%	1,640	$39,360
VZ Verizon Communications Inc. Common Stock	$242,439	0.15%	5,726	$-45,006
MRK Merck & Company, Inc. Common Stock (new)	$234,127	0.14%	1,822		Up ×1
ESGE iShares ESG Aware MSCI EM ETF	$222,173	0.13%	4,062		Up ×1
ABBV AbbVie Inc. Common Stock	$219,430	0.13%	872
T AT&T Inc.	$215,446	0.13%	10,408	$-73,352	Up ×1
SLB SLB Limited Common Shares	$213,900	0.13%	4,601	$-22,545
OSBC Old Second Bancorp, Inc. - Common Stock	$205,566	0.12%	8,815		Up ×1
MUB iShares Trust	$205,337	0.12%	1,908	$4,409	Up ×2
FIG Figma, Inc. Class A Common Stock	$180,900	0.11%	10,000	$-30,500
No matches

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security	Value	% of portfolio	Streak
IEMG	$1,318,140	0.80%	up ×3
VCSH	$1,080,828	0.65%	up ×6
ICF	$901,062	0.54%	up ×6
VO	$406,316	0.25%	up ×4

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
Unknown issuer (CUSIP: 30233Q108)	$310,901	2,274	0.19%
MRK	$234,127	1,822	0.14%
ESGE	$222,173	4,062	0.13%
ABBV	$219,430	872	0.13%
OSBC	$205,566	8,815	0.12%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
VTI	Trimmed	-2K	+$5.5M
IVV	Price move only	+0	+$3.6M
VEU	Bought more	+4K	+$1.7M
SCHF	Bought more	+21K	+$888K
INTC	Bought more	+237	+$840K
STIP	Trimmed	-7K	-$759K
IEFA	Trimmed	-7K	-$623K
VWO	Price move only	+0	+$479K
SUSA	Trimmed	-291	+$478K
VEA	Price move only	+0	+$452K

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
OEF	March 31, 2026	3,114	$1,068,152
CMF	March 31, 2026	10,915	$627,176
DFUV	June 30, 2026	12,775	$619,077
PFF	March 31, 2026	17,878	$553,503
VGT	June 30, 2026	790	$551,199	8.1%
IGF	Sept. 30, 2025	9,069	$536,885
XOM	June 30, 2026	2,274	$385,807	20.0%
DFIV	June 30, 2026	6,771	$357,373
SPY	June 30, 2026	503	$327,121	No longer tracked
ABBV	Dec. 31, 2025	872	$201,903	16.3%