ISBA Isabella Bank Corporation - Common stock
$39,81
Prix · Aoû 19, 2026
Données fondamentales au Aoû 10, 2026
Fourchette 52 semaines
$30–$57
37% of range
Note des analystes
HOLD
10 analysts
Objectif de cours
$43
+8% upside
P/E (TTM)
15.6
ROE
8.4%
Marge nette
24.1%
ISBA Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines
Prix
$39.81
Capitalisation Boursière
$292M
P/E (TTM)
15.6
BPA (TTM)
$2.56
Revenus (TTM)
—
Rendement div.
2.8%
ROE
8.4%
Dette/Capitaux propres
—
Fourchette 52 semaines
$30 – $57
ISBA Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue
Configure
Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA
Revenus et bénéfice net
—
2016-12-31
→
2018-12-31
BPA
$2.56
2016-12-31
→
2025-12-31
Flux de trésorerie libre
$23M
2017-12-31
→
2025-12-31
Marges
24.1%
Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?
Métrique
Tendance sur 5 ans
ISBA
Médiane des pairs
P/E (TTM)
15.6
13.2
P/S (TTM)
51.0
1.6
P/B
1.3
1.2
Price / FCF (Cours / FCF)
12.5
—
Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC
Métrique
Tendance sur 5 ans
ISBA
Médiane des pairs
Net Profit Margin (Marge nette)
24.1%
18.9%
ROA
0.88%
1.1%
ROE
8.4%
9.5%
Santé financière Dette, liquidité, solvabilité — solidité du bilan
Métrique
Tendance sur 5 ans
ISBA
Médiane des pairs
Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans
Métrique
Tendance sur 5 ans
ISBA
Médiane des pairs
Revenue YoY (Chiffre d'affaires YoY)
11.5%
—
Revenue CAGR 3Y (CAGR du chiffre d'affaires 3 ans)
1.9%
—
Revenue CAGR 5Y (CAGR du chiffre d'affaires 5 ans)
3.9%
—
EPS YoY (BPA Année/Année)
37.6%
—
Net Income YoY (Bénéfice net YoY)
36.1%
—
Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances
Métrique
Tendance sur 5 ans
ISBA
Médiane des pairs
Payout Ratio (Ratio de distribution)
42.8%
—
Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans
Rendement du Dividende
2.8%
Ratio de distribution
42.8%
CAGR des dividendes sur 5 ans
—
| Date ex-dividende | Montant |
|---|---|
| 26 juin 2026 | $0,2800 |
| 27 mars 2026 | $0,2800 |
| 17 décembre 2025 | $0,2800 |
| 26 septembre 2025 | $0,2800 |
| 26 juin 2025 | $0,2800 |
| 27 mars 2025 | $0,2800 |
| 16 décembre 2024 | $0,2800 |
| 26 septembre 2024 | $0,2800 |
| 26 juin 2024 | $0,2800 |
| 26 mars 2024 | $0,2800 |
| 12 décembre 2023 | $0,2800 |
| 26 septembre 2023 | $0,2800 |
| 27 juin 2023 | $0,2800 |
| 28 mars 2023 | $0,2800 |
| 13 décembre 2022 | $0,2800 |
| 27 septembre 2022 | $0,2700 |
| 27 juin 2022 | $0,2700 |
| 28 mars 2022 | $0,2700 |
| 13 décembre 2021 | $0,2700 |
| 27 septembre 2021 | $0,2700 |
ISBA Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse
VENTE
10 analystes
- Achat fort 0 0,0%
- Achat 0 0,0%
- Conserver 6 60,0%
- Vente 2 20,0%
- Vente forte 2 20,0%
Objectif de cours à 12 mois
1 analystes · 2026-08-15
Bas
$43.00
Haut
$43.00
Objectif médian
$43.00
+8,0%
Objectif moyen
$43.00
+8,0%
Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats
Surprise Moyenne
-2.0%
| Période | EPS Actual | BPA est. | Surprise |
|---|---|---|---|
| 31 mars 2026 | $-2.69 | $-1.17 | -1.5% |
| 31 décembre 2025 | $-5.83 | $-0.78 | -5.1% |
| 30 septembre 2025 | $-1.70 | $-0.54 | -1.2% |
| 30 juin 2025 | $-3.76 | $-0.24 | -3.5% |
| 31 mars 2025 | $-0.48 | $-0.59 | 0.11% |
| 31 décembre 2024 | $-1.76 | $-0.61 | -1.1% |
Comparaison des pairs (sous-secteur GICS) Indicateurs clés par rapport aux pairs du secteur
| Ticker | Capitalisation Boursière | P/E | Revenus Année/Année | Marge Nette | ROE | Marge Brute |
|---|---|---|---|---|---|---|
| ISBA | $366M | 19.5 | 11.5% | 24.1% | 8.4% | — |
| SBET | $1.76B | -1.2 | 666.1% | -2618.4% | -51.2% | — |
| ACEL | $939M | 19.0 | 8.1% | 3.9% | 19.4% | — |
| BALY | $802M | -1.5 | -0.58% | -26.7% | -126.8% | — |
| INSE | $252M | -16.1 | 2.4% | -5.6% | 132.3% | — |
| CPHC | $79M | -154.0 | -3.2% | -0.89% | -0.63% | — |
| FLL | $94M | -2.3 | 3.5% | -13.3% | -338.5% | — |
| LVS | $43.94B | 27.7 | 15.2% | 12.5% | 72.7% | — |
Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie
Compte de résultat 10
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | · | · | $6M | $5M | $5M | |
| Interest Expense | · | · | $22M | $5M | $7M | $14M | $18M | $16M | $12M | $11M | |
| Interest Income | $96M | $90M | $80M | $66M | $60M | $64M | $67M | $64M | $58M | $54M | |
| Pretax Income | $24M | $16M | $22M | $27M | $23M | $12M | $14M | $15M | $16M | $16M | |
| Income Tax | $5M | $3M | $4M | $5M | $4M | $987.0K | $1M | $1M | $3M | $2M | |
| Net Income | $19M | $14M | $18M | $22M | $19M | $11M | $13M | $14M | $13M | $14M | |
| EPS (Basic) | $2.56 | $1.86 | $2.42 | $2.95 | $2.48 | $1.37 | $1.65 | $1.78 | $1.69 | $1.77 | |
| EPS (Diluted) | $2.56 | $1.86 | $2.40 | $2.91 | $2.45 | $1.34 | $1.61 | $1.74 | $1.65 | $1.73 | |
| Shares (Basic) | 7,372,434 | 7,465,343 | 7,511,591 | 7,549,878 | 7,853,398 | 7,959,705 | 7,909,794 | 7,872,077 | 7,841,451 | 7,813,739 | |
| Shares (Diluted) | 7,385,862 | 7,482,374 | 7,575,492 | 7,647,612 | 7,965,961 | 8,106,091 | 8,095,042 | 8,072,848 | 8,033,737 | 7,999,350 |
Bilan 14
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $26M | $25M | $34M | $39M | $105M | $247M | $61M | $73M | $31M | $23M | |
| PP&E (Net) | $29M | $28M | $28M | $26M | $24M | $25M | $26M | $28M | $28M | $29M | |
| PP&E (Gross) | $80M | $77M | $77M | $73M | $73M | $73M | $72M | $71M | $69M | $68M | |
| Accum. Depreciation | $51M | $49M | $49M | $48M | $49M | $47M | $45M | $43M | $41M | $39M | |
| Goodwill | $48M | $48M | $48M | $48M | $48M | $48M | $48M | $48M | $48M | $48M | |
| Intangibles | · | · | $2.0K | $5.0K | $20.0K | $49.0K | $97.0K | $169.0K | $265.0K | $384.0K | |
| Total Assets | $2.21B | $2.09B | $2.06B | $2.03B | $2.03B | $1.96B | $1.81B | $1.84B | $1.81B | $1.73B | |
| Total Liabilities | $1.98B | $1.88B | $1.86B | $1.84B | $1.82B | $1.74B | $1.60B | $1.65B | $1.62B | $1.54B | |
| Common Stock | $123M | $126M | $127M | $129M | $129M | $142M | $141M | $140M | $140M | $140M | |
| Retained Earnings | $114M | $103M | $97M | $90M | $76M | $64M | $62M | $57M | $52M | $46M | |
| AOCI | $-8M | $-21M | $-26M | $-37M | $2M | $8M | $2M | $-8M | $-3M | $-3M | |
| Stockholders' Equity | $231M | $210M | $202M | $186M | $211M | $219M | $210M | $196M | $195M | $188M | |
| Liabilities + Equity | $2.21B | $2.09B | $2.06B | $2.03B | $2.03B | $1.96B | $1.81B | $1.84B | $1.81B | $1.73B | |
| Shares Outstanding | 7,322,207 | 7,424,893 | 7,485,889 | 7,559,421 | 7,532,641 | 7,997,247 | 7,910,804 | 7,870,969 | 7,857,293 | 7,821,069 |
Flux de trésorerie 15
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $341.0K | $476.0K | $782.0K | $610.0K | · | · | $523.0K | $612.0K | $640.0K | $573.0K | |
| Deferred Tax | $38.0K | $-310.0K | $1M | $13.0K | $-523.0K | $-276.0K | $408.0K | $275.0K | $3M | $-282.0K | |
| Amort. of Intangibles | · | · | $3.0K | $15.0K | $29.0K | $48.0K | $72.0K | $96.0K | $119.0K | $162.0K | |
| Operating Cash Flow | $27M | $20M | $24M | $27M | $26M | $22M | $23M | $22M | $20M | $20M | |
| CapEx | $3M | $2M | $4M | $3M | $2M | $2M | $1M | $2M | $2M | $4M | |
| Investing Cash Flow | $-116M | $-38M | $-26M | $-106M | $-230M | $45M | $15M | $7M | $-82M | $-70M | |
| Stock Issued | $1M | $2M | $2M | $2M | $2M | $4M | $5M | $7M | $6M | $5M | |
| Stock Repurchased | $5M | $3M | $3M | · | · | · | · | · | · | · | |
| Net Stock Activity | $-3M | $2M | $2M | $2M | $2M | $4M | $5M | $7M | $6M | · | |
| Dividends Paid | $8M | $8M | $8M | $8M | $8M | $9M | $8M | $8M | $8M | $8M | |
| Financing Cash Flow | $91M | $9M | $-3M | $13M | $63M | $119M | $-52M | $14M | $70M | $51M | |
| Net Change in Cash | $1M | $-9M | $-5M | $-66M | $-141M | $186M | $-13M | $43M | $8M | $1M | |
| Taxes Paid | $2M | $2M | $2M | · | · | · | · | · | · | · | |
| Free Cash Flow | $23M | $18M | $20M | $24M | $24M | $20M | $22M | $20M | $15M | · | |
| Levered FCF | · | · | $2M | $19M | $18M | $8M | $6M | $5M | $5M | · |
Rentabilité 4
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 24.1% | 19.7% | 25.3% | 30.0% | 29.3% | 16.8% | 22.7% | 247.9% | 23.3% | · | |
| Pretax Margin | 30.7% | 23.3% | 30.4% | 36.2% | 35.1% | 18.3% | 25.1% | 272.0% | 28.6% | · | |
| ROA | 0.88% | 0.67% | 0.89% | 1.1% | 0.98% | 0.58% | 0.71% | 0.77% | 0.75% | · | |
| ROE | 8.4% | 6.6% | 9.4% | 12.3% | 9.0% | 4.9% | 6.2% | 7.3% | 6.8% | · |
Efficacité 1
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Taux de croissance 10
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 11.5% | -1.9% | -3.2% | 11.5% | 2.7% | · | · | · | · | · | |
| Revenue CAGR 3Y | 1.9% | 1.9% | 3.5% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 3.9% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 37.6% | -22.5% | -17.5% | 18.8% | 82.8% | · | · | · | · | · | |
| EPS CAGR 3Y | -4.2% | -8.8% | 21.4% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 13.8% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 36.1% | -23.5% | -18.3% | 14.1% | 79.1% | · | · | · | · | · | |
| Net Income CAGR 3Y | -5.3% | -10.7% | 18.6% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 11.7% | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | -1.1% | · | · | · | · | · | · | · | · | · |
Valorisation (TTM) 13
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $5M | $5M | |
| Net Income TTM | $19M | $14M | $18M | $22M | $19M | $11M | $13M | $14M | $13M | $14M | |
| Market Cap | $366M | $193M | $161M | $178M | $192M | $157M | $192M | $178M | $222M | · | |
| P/E | 19.5 | 14.0 | 9.0 | 8.1 | 10.4 | 14.6 | 15.1 | 13.0 | 17.1 | 16.1 | |
| P/S | 63.9 | 33.7 | 28.1 | 31.0 | 33.6 | 27.3 | 33.6 | 31.4 | 41.2 | · | |
| P/B | 1.6 | 0.9 | 0.8 | 1.0 | 0.9 | 0.7 | 0.9 | 0.9 | 1.1 | · | |
| P / Tangible Book | 2.0 | 1.2 | 1.0 | 1.3 | 1.2 | 0.9 | · | · | · | · | |
| P / Cash Flow | 13.7 | 9.8 | 6.8 | 6.6 | 7.5 | 7.1 | 8.3 | 8.1 | 13.1 | · | |
| P / FCF | 15.7 | 11.0 | 8.2 | 7.5 | 8.0 | 7.6 | 8.8 | 9.0 | 14.8 | · | |
| Dividend Yield | 2.2% | 4.2% | 5.1% | 4.5% | 4.4% | 5.5% | 4.3% | 4.6% | 3.6% | · | |
| Earnings Yield | 5.1% | 7.2% | 11.2% | 12.4% | 9.6% | 6.9% | 6.6% | 7.7% | 5.8% | 6.2% | |
| Payout Ratio | 42.8% | 58.7% | 45.2% | 36.3% | 42.9% | 78.3% | 63.6% | 58.3% | 60.4% | · | |
| Annual Payout | $8M | $8M | $8M | $8M | $8M | $9M | $8M | $8M | $8M | $8M |
Compte de résultat 9
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | $9M | $9M | $8M | · | $6M | $5M | $3M | · | $1M | |
| Interest Income | $26M | $25M | $25M | $25M | $23M | $23M | $23M | $23M | $22M | $21M | $21M | $20M | $19M | $19M | $18M | $17M | |
| Pretax Income | $6M | $6M | $7M | $6M | $6M | $5M | $5M | $4M | $4M | $4M | $5M | $5M | $6M | $6M | $8M | $7M | |
| Income Tax | · | · | · | · | · | · | · | · | · | $511.0K | $726.0K | $937.0K | $918.0K | $1M | $1M | $1M | |
| Net Income | $5M | $5M | $5M | $5M | $5M | $4M | $4M | $3M | $3M | $3M | $4M | $4M | $5M | $5M | $6M | $6M | |
| EPS (Basic) | $0.69 | $0.68 | $0.64 | $0.71 | $0.68 | $0.53 | $0.53 | $0.44 | $0.47 | $0.42 | $0.51 | $0.59 | $0.62 | $0.70 | $0.84 | $0.78 | |
| EPS (Diluted) | $0.69 | $0.68 | $0.64 | $0.71 | $0.68 | $0.53 | $0.54 | $0.44 | $0.46 | $0.42 | $0.51 | $0.58 | $0.61 | $0.70 | $0.83 | $0.77 | |
| Shares (Basic) | 7,330,929 | 7,325,789 | -14,788,620 | 7,357,977 | 7,383,338 | 7,419,739 | -14,959,398 | 7,454,097 | 7,477,310 | 7,493,334 | -15,038,746 | 7,495,168 | 7,498,584 | 7,556,585 | -15,084,167 | 7,555,333 | |
| Shares (Diluted) | 7,337,378 | 7,329,058 | -14,816,061 | 7,371,652 | 7,398,109 | 7,432,162 | -14,993,377 | 7,473,184 | 7,494,828 | 7,507,739 | -15,196,826 | 7,570,374 | 7,567,527 | 7,634,417 | -15,293,171 | 7,650,950 |
Bilan 13
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $42M | $50M | $26M | $161M | $109M | $69M | $25M | $27M | $24M | $25M | · | $116M | $30M | $99M | · | $99M | |
| PP&E (Net) | $29M | $29M | $29M | $29M | $28M | $28M | $28M | $28M | $28M | $28M | · | $27M | $26M | $26M | · | $25M | |
| PP&E (Gross) | · | · | $80M | · | · | · | $77M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $51M | · | · | · | $49M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | $48M | · | · | · | $48M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $2.22B | $2.25B | $2.21B | $2.26B | $2.16B | $2.10B | $2.09B | $2.11B | $2.06B | $2.06B | · | $2.12B | $2.04B | $2.08B | · | $2.06B | |
| Total Liabilities | $1.97B | $2.02B | $1.98B | $2.03B | $1.94B | $1.89B | $1.88B | $1.89B | $1.86B | $1.86B | · | $1.93B | $1.85B | $1.89B | · | $1.89B | |
| Common Stock | $135M | $123M | $123M | $124M | $125M | $126M | $126M | $125M | $126M | $127M | · | $128M | $126M | $128M | · | $129M | |
| Retained Earnings | $120M | $117M | $114M | $111M | $108M | $105M | $103M | $101M | $100M | $98M | · | $96M | $93M | $91M | · | $85M | |
| AOCI | $-9M | $-9M | $-8M | $-10M | $-14M | $-17M | $-21M | $-17M | $-28M | $-28M | · | $-42M | $-36M | $-30M | $-37M | $-43M | |
| Stockholders' Equity | $249M | $234M | $231M | $227M | $220M | $216M | $210M | $213M | $202M | $201M | $202M | $185M | $188M | $193M | $186M | $177M | |
| Liabilities + Equity | $2.22B | $2.25B | $2.21B | $2.26B | $2.16B | $2.10B | $2.09B | $2.11B | $2.06B | $2.06B | · | $2.12B | $2.04B | $2.08B | · | $2.06B | |
| Shares Outstanding | 7,628,809 | 7,333,319 | 7,322,207 | 7,350,567 | 7,361,684 | 7,408,010 | 7,424,893 | 7,438,720 | 7,474,016 | 7,488,101 | 7,485,889 | 7,490,557 | 7,496,826 | 7,540,015 | 7,559,421 | 7,564,348 |
Flux de trésorerie 13
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $47.0K | $172.0K | $63.0K | $56.0K | $48.0K | $174.0K | $73.0K | $79.0K | $81.0K | $243.0K | $86.0K | $140.0K | · | · | · | · | |
| Amort. of Intangibles | · | · | · | · | · | · | · | · | · | $0 | · | $0 | $1.0K | $1.0K | · | $4.0K | |
| Operating Cash Flow | $8M | $4M | $12M | $3M | $8M | $5M | $7M | $4M | $6M | $3M | $5M | $4M | $7M | $8M | $6M | $6M | |
| CapEx | $409.0K | $536.0K | $878.0K | $1M | $600.0K | $984.0K | $516.0K | $361.0K | $411.0K | $818.0K | $1M | $1M | $595.0K | $1M | $926.0K | $1M | |
| Investing Cash Flow | $22M | $-18M | $-89M | $-43M | $-13M | $28M | $11M | $-35M | $-5M | $-10M | $-9M | $5M | $-34M | $12M | $-22M | $-13M | |
| Stock Issued | $12M | $433.0K | $300.0K | $272.0K | $340.0K | $419.0K | $333.0K | $350.0K | $393.0K | $447.0K | $409.0K | $362.0K | $384.0K | $462.0K | $418.0K | $437.0K | |
| Stock Repurchased | $224.0K | $402.0K | $1M | $609.0K | $2M | $1M | $657.0K | $1M | $662.0K | $740.0K | $509.0K | $497.0K | · | · | · | · | |
| Net Stock Activity | · | $31.0K | · | · | · | $-726.0K | · | · | · | $447.0K | · | · | · | $462.0K | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Financing Cash Flow | $-38M | $39M | $-58M | $93M | $44M | $12M | $-21M | $35M | $-2M | $-2M | $-79M | $77M | $-42M | $40M | $-44M | $24M | |
| Net Change in Cash | $-8M | $24M | $-135M | $53M | $39M | $45M | $-3M | $4M | $-2M | $-8M | $-82M | $86M | $-69M | $60M | $-60M | $17M | |
| Free Cash Flow | · | $3M | · | · | · | $4M | · | · | · | $3M | · | · | · | $6M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-4M | · | · | · | $4M | · | · |
Rentabilité 4
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 22.4% | 23.5% | · | 25.6% | 26.7% | 21.9% | · | 18.2% | 20.3% | 18.7% | · | 24.9% | 25.3% | 28.5% | · | 30.9% | |
| Pretax Margin | 27.5% | 28.1% | · | 30.7% | 32.8% | 26.9% | · | 21.3% | 23.8% | 21.8% | · | 30.2% | 30.3% | 34.4% | · | 37.4% | |
| ROA | 0.23% | 0.23% | · | 0.24% | 0.24% | 0.19% | · | 0.16% | 0.17% | 0.15% | · | 0.21% | 0.23% | 0.26% | · | 0.28% | |
| ROE | 2.1% | 2.2% | · | 2.4% | 2.4% | 1.9% | · | 1.7% | 1.8% | 1.6% | · | 2.4% | 2.4% | 2.7% | · | 3.0% |
Efficacité 1
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valorisation (TTM) 11
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6M | $6M | · | $6M | $6M | $6M | · | $6M | $6M | $6M | · | $6M | $6M | $6M | · | $6M | |
| Net Income TTM | $20M | $19M | · | $18M | $16M | $14M | · | $14M | $16M | $17M | · | $20M | $21M | $21M | · | $21M | |
| Market Cap | $301M | $335M | · | $259M | $222M | $175M | · | $158M | $136M | $145M | · | $158M | $154M | $187M | · | $162M | |
| P/E | 14.3 | 17.6 | · | 14.9 | 14.3 | 12.8 | · | 11.2 | 8.8 | 8.4 | · | 7.9 | 7.4 | 8.9 | · | 8.0 | |
| P/S | 52.6 | 58.5 | · | 45.3 | 38.8 | 30.5 | · | 27.6 | 23.8 | 25.4 | · | 27.5 | 26.8 | 32.7 | · | 28.3 | |
| P/B | 1.2 | 1.4 | · | 1.1 | 1.0 | 0.8 | · | 0.7 | 0.7 | 0.7 | · | 0.9 | 0.8 | 1.0 | · | 0.9 | |
| P / Tangible Book | 1.2 | 1.4 | · | 1.1 | 1.0 | 0.8 | · | 0.7 | 0.7 | 0.7 | · | 0.9 | 0.8 | 1.0 | · | 0.9 | |
| P / Cash Flow | · | 88.6 | · | · | · | 37.2 | · | · | · | 43.5 | · | · | · | 24.7 | · | · | |
| P / FCF | · | 103.3 | · | · | · | 47.0 | · | · | · | 57.6 | · | · | · | 29.5 | · | · | |
| Earnings Yield | 7.0% | 5.7% | · | 6.7% | 7.0% | 7.8% | · | 9.0% | 11.4% | 11.9% | · | 12.6% | 13.5% | 11.2% | · | 12.4% | |
| Payout Ratio | · | 41.1% | · | · | · | 51.5% | · | · | · | 66.9% | · | · | · | 38.8% | · | · |
États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années
Compte de résultat
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Résultat net | $19M | $14M | $18M | $22M | $19M |
| BPA dilué | $2.56 | $1.86 | $2.40 | $2.91 | $2.45 |
Flux de trésorerie
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Flux de trésorerie libre | $23M | $18M | $20M | $24M | $24M |
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Détenteurs institutionnels (13F) 59 déclarants · $50.8M total · Au 30 juin 2026
Institutions qui déclarent détenir cette action dans leur Formulaire SEC 13F trimestriel. Uniquement les positions longues ; un même déclarant peut apparaître deux fois pour des jambes d'options distinctes. Les jambes put/call compensatoires importantes reflètent généralement la tenue de marché ou un inventaire couvert, pas une conviction directionnelle.
Activité institutionnelle — Q2 2026 vs trimestre précédent
| Nouvelles positions | Positions clôturées | Augmenté | Diminué | Variation nette des actions |
|---|---|---|---|---|
| 29 (+18 vs T. préc.) | 10 (+7 vs T. préc.) | 13 (+1 vs T. préc.) | 6 (+1 vs T. préc.) | +424K |
Comparé à Q1 2026. Les dépôts de formulaire 13F de la SEC sont dus dans les 45 jours suivant la fin du trimestre, plus une courte période tampon pour les déposants tardifs — les trimestres encore dans cette fenêtre sont ignorés au profit de la paire la plus récente entièrement déclarée.
| Institution | Valeur | Actions | % de 13F suivies | Type |
|---|---|---|---|---|
| VANGUARD GROUP INC | $13 162 700 | 263 254 | 25,93% | Actions |
| VANGUARD CAPITAL MANAGEMENT LLC | $11 834 161 | 299 599 | 23,31% | Actions |
| GEODE CAPITAL MANAGEMENT, LLC | $5 924 374 | 149 944 | 11,67% | Actions |
| STATE STREET CORP | $3 419 950 | 86 581 | 6,74% | Actions |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1 846 309 | 46 742 | 3,64% | Actions |
| VANGUARD FIDUCIARY TRUST CO | $1 836 039 | 46 482 | 3,62% | Actions |
| HARBOUR INVESTMENTS, INC. | $1 303 040 | 32 988 | 2,57% | Actions |
| VICTORY CAPITAL MANAGEMENT INC | $1 224 500 | 31 000 | 2,41% | Actions |
| GOLDMAN SACHS GROUP INC | $1 084 749 | 27 462 | 2,14% | Actions |
| TWO SIGMA INVESTMENTS, LP | $942 391 | 23 858 | 1,86% | Actions |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $802 680 | 20 321 | 1,58% | Actions |
| AMERICAN CENTURY COMPANIES INC | $787 274 | 19 931 | 1,55% | Actions |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $562 480 | 14 240 | 1,11% | Actions |
| Integrated Wealth Concepts LLC | $482 432 | 12 214 | 0,95% | Actions |
| BANK OF AMERICA CORP /DE/ | $416 725 | 10 550 | 0,82% | Actions |
| CITADEL ADVISORS LLC | $392 275 | 9 931 | 0,77% | Actions |
| Walleye Capital LLC | $355 263 | 8 994 | 0,70% | Actions |
| Mattson Financial Services, LLC | $347 504 | 8 534 | 0,68% | Actions |
| Gradient Investments LLC | $337 093 | 8 534 | 0,66% | Actions |
| Qube Research & Technologies Ltd | $290 641 | 7 358 | 0,57% | Actions |
| DEUTSCHE BANK AG\ | $267 573 | 6 774 | 0,53% | Actions |
| DIMENSIONAL FUND ADVISORS LP | $267 099 | 6 762 | 0,53% | Actions |
| FourThought Financial Partners, LLC | $252 484 | 6 392 | 0,50% | Actions |
| Bank of New York Mellon Corp | $235 855 | 5 971 | 0,46% | Actions |
| WELLS FARGO & COMPANY/MN | $229 614 | 5 813 | 0,45% | Actions |
| RHUMBLINE ADVISERS | $211 520 | 5 355 | 0,42% | Actions |
| CITIGROUP INC | $181 384 | 4 592 | 0,36% | Actions |
| MetLife Investment Management, LLC | $169 850 | 4 300 | 0,33% | Actions |
| Nuveen, LLC | $137 579 | 3 483 | 0,27% | Actions |
| UBS Group AG | $128 968 | 3 265 | 0,25% | Actions |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $125 689 | 3 182 | 0,25% | Actions |
| BNP PARIBAS FINANCIAL MARKETS | $121 304 | 3 071 | 0,24% | Actions |
| JPMORGAN CHASE & CO | $117 295 | 2 877 | 0,23% | Actions |
| Invesco Ltd. | $109 257 | 2 766 | 0,22% | Actions |
| Vanguard Global Advisers, LLC | $105 742 | 2 677 | 0,21% | Actions |
| NEW YORK STATE COMMON RETIREMENT FUND | $102 700 | 2 600 | 0,20% | Actions |
| Atlantic Union Bankshares Corp | $101 239 | 2 563 | 0,20% | Actions |
| Police & Firemen's Retirement System of New Jersey | $80 856 | 2 047 | 0,16% | Actions |
| MORGAN STANLEY | $80 225 | 2 031 | 0,16% | Actions |
| STRS OHIO | $55 300 | 1 400 | 0,11% | Actions |
| MARSHALL WACE, LLP | $45 229 | 1 145 | 0,09% | Actions |
| NORTHERN TRUST CORP | $43 095 | 1 091 | 0,08% | Actions |
| BARCLAYS PLC | $40 804 | 1 033 | 0,08% | Actions |
| CWM, LLC | $34 527 | 756 | 0,07% | Actions |
| Legal & General Group Plc | $26 702 | 676 | 0,05% | Actions |
| Ameritas Investment Partners, Inc. | $24 885 | 630 | 0,05% | Actions |
| Russell Investments Group, Ltd. | $21 883 | 554 | 0,04% | Actions |
| Tower Research Capital LLC (TRC) | $20 461 | 518 | 0,04% | Actions |
| BlackRock, Inc. | $19 434 | 492 | 0,04% | Actions |
| ROYAL BANK OF CANADA | $12 000 | 307 | 0,02% | Actions |
| Clearstead Advisors, LLC | $11 100 | 281 | 0,02% | Actions |
| HUNTINGTON NATIONAL BANK | $9 875 | 250 | 0,02% | Actions |
| JONES FINANCIAL COMPANIES LLLP | $6 023 | 150 | 0,01% | Actions |
| Sterling Capital Management LLC | $5 530 | 140 | 0,01% | Actions |
| ROTHSCHILD INVESTMENT LLC | $1 975 | 50 | 0,00% | Actions |
| FMR LLC | $1 225 | 31 | 0,00% | Actions |
| OSAIC HOLDINGS, INC. | $751 | 19 | 0,00% | Actions |
| PRICE T ROWE ASSOCIATES INC /MD/ | $225 | 5 695 | 0,00% | Actions |
| Caitong International Asset Management Co., Ltd | $79 | 2 | 0,00% | Actions |
Initiés de la société 46 initiés · 17 dirigeants · 31 administrateurs
| Dirigeant | Rôle | Dernière activité | Actions détenues | Achats 12m | Ventes 12m | Net 12m |
|---|---|---|---|---|---|---|
| Jerome E Schwind | President & CEO | 1 juin 2026 A | 37 629 | 1 | 0 | $12 462 |
| William M Schaefer | Chief Financial Officer | 1 mai 2025 P | 7 249 | 0 | 0 | $0 |
| Dennis P Angner | President & CFO | 1 mars 2017 A | 28 124 | 0 | 0 | $0 |
| Neil Michael Mcdonnell | President | 1 juin 2026 A | 12 202 | 2 | 0 | $16 754 |
| Michael Kyle Huenemann | Chief Lending Officer | 2 mars 2026 P | 1 097 | 1 | 0 | $1 920 |
| Jon D Catlin | Chief Credit Officer | 2 mars 2026 P | 1 285 | 1 | 0 | $3 241 |
| Prisby Michael P | Treasurer | 21 mai 2025 S | 18 658 | 0 | 0 | $0 |
| Peggy Wheeler | Chief Operations Officer | 1 mai 2025 P | 8 871 | 0 | 0 | $0 |
| Julie Huber | VP & Chief Technology Officer | 1 juin 2022 P | 188 | 0 | 0 | $0 |
| Jennifer L Gill | VP & Controller | 1 février 2022 P | 810 | 0 | 0 | $0 |
| David J Reetz | Sr VP & Chief Lending Officer | 27 octobre 2021 S | 9 000 | 0 | 0 | $0 |
| Gregory S Matthews | Chief Credit Officer | 1 mars 2021 P | 451 | 0 | 0 | $0 |
| Rhonda S Tudor | Controller | 2 novembre 2020 P | 264 | 0 | 0 | $0 |
| Gregory S Mapes | VP & Treasurer | 30 juin 2010 J | 633 | 0 | 0 | $0 |
| Patricia Plaxton | Vice President | 30 juin 2010 J | 902 | 0 | 0 | $0 |
| Timothy M Miller | Vice President | 25 octobre 2006 A | 3 031 | 0 | 0 | $0 |
| Mary Ann Breuer | Vice Pres., Sec/Treasurer | 20 juillet 2004 G | 3 234 | 0 | 0 | $0 |
| Brian B Tessin | Administrateur | 1 juin 2026 A | 1 062 | 0 | 0 | $0 |
| Brian Roy Sackett | Administrateur | 1 juin 2026 A | 4 201 | 1 | 0 | $19 981 |
| Melinda Marie Coffin | Administrateur | 1 juin 2026 A | 5 611 | 1 | 0 | $22 014 |
| Vicki L Rupp | Administrateur | 1 juin 2026 A | 9 854 | 0 | 0 | $0 |
| Sarah R Opperman | Administrateur | 1 juin 2026 A | 24 514 | 1 | 0 | $13 734 |
| Jeffrey J Barnes | Administrateur | 1 juin 2026 A | 42 527 | 0 | 0 | $0 |
| Jae A Evans | Administrateur | 2 mars 2026 A | 26 971 | 1 | 1 | $-83 183 |
| David Brian Behen | Administrateur | 20 janvier 2026 P | 611 | 1 | 0 | $11 998 |
| Chad R Payton | Administrateur | 2 juin 2025 A | 7 474 | 0 | 0 | $0 |
| Gregory V Varner | Administrateur | 3 septembre 2024 A | 32 232 | 0 | 0 | $0 |
| Thomas L Kleinhardt | Administrateur | 3 septembre 2024 A | 107 710 | 0 | 0 | $0 |
| Richard L Mcguirk | Administrateur | 29 avril 2024 P | 15 712 | 0 | 0 | $0 |
| Charles G Hubscher | Administrateur | 1 juin 2023 A | 231 538 | 0 | 0 | $0 |
| David J Maness | Administrateur | 1 juin 2023 A | 54 442 | 0 | 0 | $0 |
| Joseph W Manifold | Administrateur | 1 juin 2020 A | 33 289 | 0 | 0 | $0 |
| Michael W Mcguire | Administrateur | 2 décembre 2019 A | 107 973 | 0 | 0 | $0 |
| Joseph Laframboise | Administrateur | 3 septembre 2019 A | 16 356 | 0 | 0 | $0 |
| Richard J Barz | Administrateur | 29 octobre 2018 P | 41 114 | 0 | 0 | $0 |
| Dianne C Morey | Administrateur | 18 janvier 2011 P | 5 600 | 0 | 0 | $0 |
| William J Strickler | Administrateur | 30 juin 2010 J | 77 671 | 0 | 0 | $0 |
| James C Fabiano | Administrateur | 30 juin 2010 J | 264 002 | 0 | 0 | $0 |
| Dale D Weburg | Administrateur | 30 juin 2010 J | 30 700 | 0 | 0 | $0 |
| Ted Kortes | Administrateur | 4 janvier 2010 S | 6 515 | 0 | 0 | $0 |
| Sandra L Caul | Administrateur | 30 septembre 2009 J | 10 390 | 0 | 0 | $0 |
| David W Hole | Administrateur | 25 octobre 2006 A | 15 361 | 0 | 0 | $0 |
| Ronald Schumacher | Administrateur | 25 octobre 2006 A | 13 535 | 0 | 0 | $0 |
| Frederick L Bradford | Administrateur | 13 février 2004 P | 70 758 | 0 | 0 | $0 |
| Gerald D Cassel | Administrateur | 13 février 2004 P | 7 292 | 0 | 0 | $0 |
| Jill Bourland | — | 17 août 2026 P | 5 899 | 10 | 0 | $14 676 |
Initiés issus des déclarations SEC Form 3/4/5 ; net = uniquement P/S de marché
Activistes et détenteurs de 5%+ 1 participation
Investisseurs ayant déposé un Schedule 13D auprès de la SEC — détention effective supérieure à 5% avec l'intention d'influencer l'émetteur (participations activistes, campagnes pour le conseil d'administration, fusions-acquisitions). Chaque ligne montre le dernier état connu de la position du déposant.
| Déclarant | Déposé | Participation | Statut | Objectif | Dépôt |
|---|---|---|---|---|---|
| Richard L. McGuirk McGuirk Investments, LLC | 5 novembre 2021 | — | Dépôt initial | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Détention d'ETF Détenu par 16 ETFs
Le poids reflète uniquement les participations directes en actions (N-PORT) ; les fonds à effet de levier ou basés sur des dérivés peuvent détenir une exposition supplémentaire aux swaps non indiquée.
| Fonds | Poids | Unités | Au | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0,07% | 23 806 SH | 8 août 2026 | Quotidien |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 6 034 SH | 8 août 2026 | Quotidien |
| IWN · iShares Trust | 0,02% | 65 942 SH | 8 août 2026 | Quotidien |
| AVSC · AMERICAN CENTURY ETF TRUST | 0,01% | 7 115 NS | 31 mai 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 40 103 SH | 8 août 2026 | Quotidien |
| IWM · iShares Trust | 0,01% | 163 616 SH | 8 août 2026 | Quotidien |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,01% | 555 SH | 8 août 2026 | Quotidien |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,00% | 1 977 SH | 8 août 2026 | Quotidien |
| AVUV · AMERICAN CENTURY ETF TRUST | 0,00% | 12 310 NS | 31 mai 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 313 NS | 30 avril 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 919 NS | 30 avril 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 82 621 SH | 8 août 2026 | Quotidien |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 209 680 SH | 8 août 2026 | Quotidien |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 605 SH | 8 août 2026 | Quotidien |
| DFAT · Dimensional ETF Trust | 0,00% | 64 NS | 30 avril 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 306 NS | 30 avril 2026 | N-PORT |