KMPB Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines

03
Prix $24.77
Capitalisation Boursière (MRQ) $1.46B
P/E (TTM) -3.0
BPA (TTM) $-8.30
Revenu (TTM) $4.57B
Rendement div. 5.5%
ROE (TTM) -19.3%
Dette/Capitaux propres (MRQ) 0.4
Fourchette 52 semaines $22–$25

KMPB Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue

04
fourchette
barres

La granularité des barres s'adapte à la période sélectionnée — survolez le graphique pour voir l'ouverture/le maximum/le minimum/la clôture d'une barre.

À propos de Kemper Corporation 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062 Présentation de l'entreprise depuis Wikipedia

05 · wikidata

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

History

Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton's conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986. Argonaut's original $20 per share stock appreciated 240 percent by 1990. Singleton remained Chairman of Unitrin after it was spun off to shareholders at $31.25 per share, trading on NASDAQ. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans.

In 2002, Unitrin purchased the renewal rights for the homeowners and automobile insurance lines of Kemper Insurance, a long-time Chicago insurance and financial services firm.

In 2010, Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation on August 25, 2011, with trading on the New York Stock Exchange under the KMPR ticker symbol.

In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer.

The company unified and refreshed its brand in October 2018.

Fortune Magazine included Kemper on its 2020 list of the 100 fastest-growing companies.

On November 23, 2020, the company announced it had entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. On April 1, 2021, the company announced it had completed the acquisition of AAC. AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas.

The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002.

Acquisitions

In April 2015, Kemper acquired Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California. Source:

In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion.

In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.

Subsidiaries

Kemper Property & Casualty

Kemper’s Property & Casualty Insurance segment includes the following businesses:

Kemper Auto, a national provider of auto insurance with a concentration on non-standard auto insurance

Infinity, a provider of non-standard auto insurance for drivers in the State of California only

Kemper Personal Insurance, which provides both home and auto insurance to the company’s preferred/standard book of business

Property & Casualty Insurance Companies

Alpha Property & Casualty Insurance Company

Alliance United Insurance Company

Charter Indemnity Company

Financial Indemnity Company

Infinity Insurance Company

Infinity Auto Insurance Company

Infinity Assurance Insurance Company

Infinity Casualty Insurance Company

Infinity County Mutual Insurance Company

Infinity Indemnity Insurance Company

Infinity Preferred Insurance Company

Infinity Safeguard Insurance Company

Infinity Select Insurance Company

Infinity Standard Insurance Company

Infinity Security Insurance Company

Kemper Financial Indemnity Company

Kemper Independence Insurance

Merastar Insurance Company

Mutual Savings Fire Insurance Company

Response Insurance Company

Response Worldwide Direct Auto Insurance Company

Response Worldwide Insurance Company

Trinity Universal Insurance Company

Unitrin Advantage Insurance Company

Unitrin Auto and Home Insurance Company

Unitrin Direct Insurance Company

Unitrin Direct Property & Casualty Company

Unitrin Preferred Insurance Company

Unitrin Safeguard Insurance Company

Valley Property & Casualty Insurance Company

Warner Insurance Company

Kemper Life & Kemper Health

Kemper’s Life & Health insurance segment is made up of the following businesses:

Kemper Life

Life & Health Insurance Companies

Mutual Savings Fire Insurance Company

Mutual Savings Life Insurance Company

Reserve National Insurance Company

The Reliable Life Insurance Company

Union National Life Insurance Company research department

United Insurance Company of America

United Casualty Insurance Company of America

Union National Fire Insurance Company

Other Affiliated Insurance Companies

Capitol County Mutual Fire Insurance Company

Old Reliable Casualty Company

Unitrin County Mutual Insurance Company

Source : Wikipedia (Anglais), CC BY-SA 4.0 · Voir sur Wikipedia ↗

Wikidata ↗

secteurFinancials industrieInsurance paysUS

Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA

06
Revenu$4.79B
2021-12-31 → 2025-12-31
BPA$2.29
2021-12-31 → 2025-12-31
Flux de trésorerie libre$554M
2021-12-31 → 2025-12-31
Marge nette-10.8%
2021-12-31 → 2025-12-31
Valorisation et Ratios 07–12

Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?

Métrique Tendance sur 5 ans KMPB moyenne 5 ans Médiane des pairs Verdict
P/E (TTM) -3.0 · · ·
P/S (TTM) 0.3 · · ·
P/B (MRQ) 0.7 · · ·
EV / EBITDA 30.6 · · ·
Cours / FCF (TTM) 3.7 · · ·
Cours / Flux de trésorerie (TTM) 3.4 · · ·
EV / Revenue (VE / Chiffre d'affaires) 0.5 · · ·
EV / FCF (VE / FCF) 4.1 · · ·
Price / Tangible Book (Cours / Actif net tangible) 1.2 · · ·

La médiane des pairs est calculée sur une base standardisée par métrique et peut ne pas toujours correspondre à la base TTM/MRQ indiquée pour cette action.

valeur · ≈ moyenne 5 ans · médiane du secteur · verdict par rapport à la médiane

Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans

13
Rendement du Dividende5.5%
Ratio de distribution55.5%
Paiement annualisé≈$1.47Payé trimestriellement
Date ex-dividendeMontantDeviseRendement
Sep 1, 2026$0,37USD≈6.2%
Jui 1, 2026$0,40USD≈6.3%
Fév 27, 2026$0,37USD≈6.2%
Déc 1, 2025$0,37USD≈6.3%
Aoû 29, 2025$0,37USD≈6.2%
Mai 30, 2025$0,37USD≈6.4%
Fév 28, 2025$0,37USD≈6.2%
Nov 29, 2024$0,37USD≈6.2%
Aoû 30, 2024$0,37USD≈4.9%
Mai 31, 2024$0,37USD≈3.3%
Fév 29, 2024$0,37USD≈1.7%
Mai 31, 2023$0,37USD≈8.5%
Fév 28, 2023$0,37USD≈7.2%
Nov 30, 2022$0,37USD≈5.6%
Aoû 31, 2022$0,37USD≈3.2%
Mai 31, 2022$0,39USD≈1.6%

Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats

14
Surprise Moyenne -33.3%
PériodeRapportEPS ActualBPA est.Surprise
30 juin 2026 $0.45 $0.35 29.2%
31 mars 2026 $0.21 $0.82 -74.2%
31 décembre 2025 $0.25 $0.87 -71.4%
30 septembre 2025 $0.33 $1.35 -75.5%
30 juin 2025 $1.30 $1.55 -16.2%
31 mars 2025 $1.65 $1.52 8.6%

Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie

15
Compte de résultat 12
Métrique Tendance 202520242023202220212020201920182017201620152014
Revenue $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Operating Expenses $4.63B$4.25B$5.29B$5.89B$5.97B$4.70B$4.38B$3.53B$2.56B$2.52B$2.24B$2.04B
Operating Income ··$-69M$-167M$-334M$547M$519M$286M$119M$3M$84M$136M
Interest Expense $38M$57M$56M$55M$44M$36M$42M$43M$35M$44M$46M·
Pretax Income $161M$388M$-347M$-390M$-245M$510M$662M$199M$161M$4M$100M$160M
Income Tax $28M$76M$-75M$-84M$-126M$100M$130M$11M$41M$-9M$20M$48M
Net Income $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
EPS (Basic) $2.31$4.95$-4.25$-4.50$-1.92$6.24$8.04$3.25$2.34$0.33$1.65$2.12
EPS (Diluted) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Shares (Basic) 62,010,70064,179,50064,025,60063,825,50064,264,40065,636,10065,880,90058,149,40051,345,60051,156,10051,606,90053,762,500
Shares (Diluted) 62,606,20064,776,00064,025,60063,825,50064,264,40066,729,80066,548,10058,751,90051,577,90051,214,70051,683,50053,867,900
EBITDA $74M$54M$-24M$-171M$-324M$583M$552M$286M$119M$3M$84M$136M
Bilan 14
Métrique Tendance 202520242023202220212020201920182017201620152014
Cash & Equivalents $124M$64M$64M$212M$148M$206M$137M$75M$46M$116M$162M$76M
Short-term Investments $314M$1.04B$521M$278M··$471M$286M····
Goodwill $1.25B$1.25B$1.25B$1.30B$1.31B$1.11B$1.11B$1.11B$323M$323M$323M$312M
Intangibles $226M$266M$269M$267M$293M$272M$328M$261M$133M···
Total Assets $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Deferred Tax $15M$15M$51M$0$227M$286M$178M$26M$15M$0··
Total Liabilities $9.80B$9.85B$10.24B$10.64B$10.91B$9.78B$9.02B$8.49B$6.26B$6.24B$6.04B$5.74B
Long-term Debt $944M$1.39B$1.39B$1.39B$1.12B$1.17B$778M$909M$592M$752M$751M·
Total Debt $944M$1.39B··········
Retained Earnings $1.16B$1.23B$1.01B$1.37B$1.76B$2.07B$1.81B$1.36B$1.24B$1.17B$1.21B$1.20B
AOCI $-206M$-304M$-361M$-515M$448M$680M$336M$22M$194M$137M$124M$223M
Stockholders' Equity $2.68B$2.79B$2.51B$241M$-850M$4.56B$3.97B$3.05B$2.12B$1.98B$1.99B$2.09B
Liabilities + Equity $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Shares Outstanding 58,666,64463,840,44264,111,55563,912,76263,684,62865,436,20766,665,88864,756,83351,462,40551,270,94051,326,75152,418,246
Flux de trésorerie 18
Métrique Tendance 202520242023202220212020201920182017201620152014
D&A $74M$54M$59M$71M$46M$36M$33M$16M$13M···
Deferred Tax $-30M$64M$-71M$-91M$-3M$14M$68M$46M$15M$-2M$-2M$6M
Amort. of Intangibles $64M$46M$49M$54M$87M$42M$38M$166M$11M$6M$15M$7M
Other Non-cash $397M$-53M$164M$135M$427M$-12M$-98M·····
Operating Cash Flow $584M$383M$-134M$-210M$351M$448M$534M$539M$241M$240M$215M$134M
CapEx $31M$53M$54M$31M$58M$53M$84M$65M$36M···
Investing Cash Flow $336M$-244M$108M$-108M$-118M$-757M$-633M$-498M$-105M$-238M$-29M$-104M
Debt Issued ····$0$396M$50M$249M$200M···
Net Debt Issued ····$0$396M$-135M·····
Stock Issued ····$0$0$128M$0····
Stock Repurchased $302M$39M$0$0$162M$110M$0$0$0$4M$45M$114M
Net Stock Activity $-302M$-39M$0$0$-162M$-110M·$0$0$-4M$-45M$-114M
Dividends Paid $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M
Financing Cash Flow $-860M$-137M$-122M$383M$-290M$378M$161M$-12M$-205M$-48M$-101M$-20M
Net Change in Cash $61M$1M$-148M$64M$-58M$69M$62M$29M····
Taxes Paid $35M$11M$-107M$-700.0K$-38M$56M$68M$200.0K$13M$500.0K$44M$37M
Free Cash Flow $554M$330M$-188M$-241M$293M$395M$450M·····
Levered FCF $522M··$-283M$271M$366M$416M·····
Rentabilité 7
Métrique Tendance 202520242023202220212020201920182017201620152014
Operating Margin ··-1.4%-4.0%-6.4%10.5%10.3%7.7%4.4%0.12%3.6%6.2%
Net Margin 3.0%6.9%-5.5%-5.4%-2.1%7.9%10.5%5.1%4.4%0.67%3.7%5.2%
Pretax Margin 3.4%··-7.0%-4.2%9.8%13.1%5.3%5.9%0.14%4.3%7.3%
EBITDA Margin 1.6%1.2%-0.50%-3.1%-5.6%11.2%10.9%7.7%4.4%0.12%3.6%6.2%
ROA 1.1%2.5%-2.1%-2.1%-0.82%3.0%4.3%1.9%1.5%0.21%1.1%1.5%
ROE 9.4%20.2%-19.8%-37.8%-2.8%9.6%15.1%7.4%5.9%0.85%4.2%5.5%
ROIC ···-7.0%-4.5%9.6%10.5%8.9%4.2%0.57%3.4%4.6%
Liquidité et Solvabilité 3
Métrique Tendance 202520242023202220212020201920182017201620152014
Debt / Equity 0.40.5··········
LT Debt / Equity 0.40.3··········
Interest Coverage ··-1.2-4.0-8.515.212.26.63.4···
Efficacité 1
Métrique Tendance 202520242023202220212020201920182017201620152014
Asset Turnover 0.40.40.40.40.40.40.40.40.30.30.30.3
Par action 6
Métrique Tendance 202520242023202220212020201920182017201620152014
Book Value / Share $45.71$43.68$39.08$38.23$62.93$69.74$59.59$47.10$41.11$38.52$38.82$39.88
Revenue / Share $76.51$71.61$77.22$87.38$90.14$78.01$75.72$63.40$52.80$49.24$45.29$40.78
Cash Flow / Share $9.34$5.91$-2.10$-3.29$5.46$6.71$8.03$9.18$4.66$4.70$4.16$2.48
Cash / Share $2.12$1.01$1.00$3.32$2.33$3.15$2.05$1.16$0.89$2.26$3.15$1.45
Dividend Paid / Share $1.28$1.24$1.24$1.24$1.24$1.20$1.03$0.96$0.96$0.96$0.96$0.96
EPS (TTM) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Taux de croissance 8
Métrique Tendance 202520242023202220212020201920182017201620152014
Revenue YoY 3.3%-6.2%-10.5%-3.4%9.8%·······
Revenue CAGR 3Y -4.6%-6.7%-1.7%·········
Revenue CAGR 5Y -1.7%···········
EPS YoY -53.4%···········
EPS CAGR 5Y -17.9%···········
Net Income YoY -54.9%···········
Net Income CAGR 5Y -19.0%···········
Dividends Paid CAGR 5Y 0.18%···········
Valorisation (TTM) 17
Métrique Tendance 202520242023202220212020201920182017201620152014
Revenue TTM $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Net Income TTM $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
Market Cap $1.37B$1.49B$1.29B$1.17B········
Enterprise Value $2.19B$2.82B··········
P/E 10.24.7-4.7-4.1········
P/S 0.30.30.30.2········
P/B 0.50.50.50.5········
P / Tangible Book 1.11.21.3·········
P / Cash Flow 2.33.9-9.6-5.6········
P / FCF 2.54.5-6.9-4.9········
EV / EBITDA 29.552.4··········
EV / FCF 4.08.5··········
EV / Revenue 0.50.6··········
Dividend Yield 5.8%5.4%6.2%6.8%········
Earnings Yield 9.8%21.1%-21.1%-24.5%········
Payout Ratio 55.5%25.2%-29.4%-26.5%-66.9%19.2%12.8%29.7%40.9%292.9%58.0%45.2%
Annual Payout $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M

Période la plus récente à gauche · valeurs nulles affichées comme ·

États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années

16
Métrique 2025-12-312025-06-302025-03-312024-12-312024-09-30
Revenu $4.79B · · $4.64B ·
Résultat net $143M · · $318M ·
BPA dilué $2.29 · · $4.91 ·

Activistes et détenteurs de 5%+ 20 participations

18

Investisseurs ayant déposé un Schedule 13D auprès de la SEC — détention effective supérieure à 5% avec l'intention d'influencer l'émetteur (participations activistes, campagnes pour le conseil d'administration, fusions-acquisitions). Chaque ligne montre le dernier état connu de la position du déposant.

Déclarant Déposé Participation Statut Objectif Dépôt
Singleton Group LLC (2), William W. Singleton, as Manager of the Singleton Group LLC (2), Christina Singleton, as Manager of the Singleton Group LLC (2) ×7 dépôts 5 mars 2019 · Dépôt initial · SEC
Kemper Corporation, Trinity Universal Insurance Company ×2 dépôts 16 septembre 2011 · Dépôt initial · SEC
Unitrin, Inc., Trinity Universal Insurance Company ×6 dépôts 19 juillet 2011 · Dépôt initial · SEC
Singleton Group LLC, William W. Singleton, as Manager of the Singleton Group LLC, Christina Singleton Mednick, as Manager of the Singleton Group LLC, Donald E. Rugg, as Manager of the Singleton Group LLC ×2 dépôts 23 décembre 2008 · Dépôt initial Investissement passif SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 1 juillet 2003 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée 31 mars 2003 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 6 janvier 2003 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée 29 juillet 2002 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 8 mars 2002 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 14 février 2002 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 13 juillet 2001 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 8 juin 2001 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 21 mai 2001 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée 13 avril 2001 · Dépôt initial · SEC
Personne déclarante non divulguée, Personne déclarante non divulguée, Personne déclarante non divulguée 13 avril 2001 · Dépôt initial · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Initiés de la société 3 initiés · 1 dirigeants · 0 administrateurs

19
Dirigeant Rôle Dernière activité Actions détenues Achats 12m Ventes 12m Net 12m
Christopher Wade Flint EVP, President, Kemper Life 1 septembre 2026 F 27 085 0 0 $0
Gerald Laderman · 11 août 2026 P 33 365 1 0 $105 960
Jason N Gorevic · 10 août 2026 P 31 802 1 0 $129 550

Initiés issus des déclarations SEC Form 3/4/5 ; net = uniquement P/S de marché

Détention d'ETF Détenu par 2 ETFs

20

Le poids reflète uniquement les participations directes en actions (N-PORT) ; les fonds à effet de levier ou basés sur des dérivés peuvent détenir une exposition supplémentaire aux swaps non indiquée.

Fonds Poids Unités Au Source
PFFA · ETFis Series Trust I 0,22% 222 009 NS 31 juillet 2026 N-PORT
PFLD · ETF Series Solutions 0,08% 13 208 NS 31 juillet 2026 N-PORT

KMPB Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse

21
notation · 12 analystes CONSERVER
0 0,0% Achat fort
2 16,7% Achat
5 41,7% Conserver
2 16,7% Vente
3 25,0% Vente forte

Comparaison des pairs (sous-secteur GICS) Indicateurs clés par rapport aux pairs du secteur

22

Base F.A., prix à la clôture de la dernière fin d'exercice de chaque société.

Ticker Capitalisation Boursière P/E Revenus Année/Année Marge Nette ROE Marge Brute
KMPB $1.37B 10.2 3.3% 3.0% 9.4% ·
SLDE $2.42B 5.8 36.5% 38.4% 57.4% ·
SKWD $2.07B 12.6 23.2% 12.0% 18.9% ·
HCI $2.49B 8.4 20.1% 33.2% 40.0% ·
STC $2.12B 17.3 17.3% 4.0% 7.6% ·
SAFT · 11.6 12.8% 7.8% 11.2% ·
KMPR · · · · · ·
XZO $2.20B 24.5 62.0% 38.1% 61.4% 60.4%
UFCS $928M 8.1 10.6% 8.5% 13.7% ·
ASIC $1.01B 13.3 23.4% 17.4% 14.6% ·
UVE $947M 5.3 5.5% 11.4% 36.3% ·

Dernières actualités Actualités récentes mentionnant cette entreprise

23

Mes métriques Votre watchlist personnelle — lignes sélectionnées de Fondamentaux Complets

26

Choisissez les indicateurs qui vous importent — cliquez sur le + à côté de n'importe quelle ligne dans les Fondamentaux complets ci-dessus.

Votre sélection est enregistrée et vous suit sur tous les tickers.

Source : Dépôt SEC 10-Q le Aoû 5, 2026