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COFS NASDAQ US

ChoiceOne Financial Services, Inc. - Common Stock

Financials · Banking Situs Web · IPO Jun 2001
$28,50
▲ +$0,11 (+0,39%)
Vol 104K
10
Skor Kualitas
ok
Pemeriksaan Mendalam
2/5 ok
Kap. Pasar
$443.5M
P/E
20,7
ROE
5,5%
Margin
27,9%
D/E
10,76
Beta
0,59
Imbal Hasil Dividen
3,93%
52W
$25–$37

Konsensus Wall Street

9 analis · Apr 2026
2
Beli Kuat
5
Beli
2
Tahan
0
Jual
0
Jual Kuat
77,8%
Peringkat Beli

Grafik Harga

Saham Serupa

BSRR
Sierra Bancorp
P/E 11,1
$440.6M
CWBC
Community West Bancshares
P/E 12,7
$431.1M
OBT
Orange County Bancorp Inc
P/E 10,5
$381.6M
BMRC
Bank of Marin Bancorp
P/E 42,4
$418.6M
PDLB
Ponce Financial Group Inc
P/E 18,3
$392.4M
FRBA
FIRST BANK (Hamilton)
P/E 9,9
$413.7M
CZNC
Citizens & Northern Corp
P/E 13,2
$359.1M

Pendapatan

Tingkat beat: 100,0%
Kuartal EPS Estimasi EPS Aktual Kejutan
Des 2025 $0,92 $0,92 +$0,00
Sep 2025 $0,88 $0,97 +$0,09
Jun 2025 $0,80 $0,91 +$0,11
Mar 2025 $0,80 $0,86 +$0,06

Pendapatan & Laba Kuartalan

Kuartal 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Pendapatan $25.1M $24.3M $31.2M $42.8M $44.7M —
Laba Bersih $7.3M $7.2M -$13.9M $13.5M $14.7M —

Tren Fundamental

Metrik 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 4.1% 4.1% 4.1% 4.1% 5.5% 5.5%
P/E (TTM) 30.42 31.76 30.24 30.42 21.32 20.66
Net Margin — 27.9% 27.9% 27.9% 27.9% 27.9%
Gross Margin — — — — — —
D/E Ratio 11.18 11.18 11.18 11.18 10.76 10.76
Current Ratio — — — — — —

Rasio Utama

ROA (TTM)
0,5%
P/S (TTM)
2,34
P/B
1,2
EPS (TTM)
$1,36
CF/Share
$4,65
Pertumbuhan Pendapatan 3T
+32,2%
52W High
$36,57
52W Low
$24,89
$24,89 Rentang 52 Minggu $36,57

Kesehatan Keuangan

Arus Kas Bebas
$13.7M
Utang Bersih
$147.4M
Kas
$99.0M
Total Utang
$246.4M
Per tanggal Sep 30, 2025

Як COFS виглядає на тлі конкурентів у Banking?

Група порівняння: Micro-cap Banking (All) · 289 компаній

COFS ACNB AFBI AMAL AROW

Оцінка COFS vs аналоги Banking

P/E
20,7
▲ 64% di atas rekan (12,6)
vs Rekan
vs Industri
Overvalued
P/S
2,3
▲ 1% di atas rekan (2,3)
vs Rekan
vs Industri
Nilai wajar
P/B
1,2
▲ 17% di atas rekan (1,1)
vs Rekan
vs Industri
Overvalued
Дивідендна дохідність
3,9%
▲ 31% di atas rekan (3,0%)
vs Rekan
vs Industri
Di bawah rata-rata

Прибутковість COFS vs аналоги Banking

ROE
5,5%
▼ 39% di bawah rekan (9,0%)
vs Rekan
vs Industri
Lemah
Net margin
27,9%
▼ 3% di bawah rekan (28,6%)
vs Rekan
vs Industri
Lemah
Валова маржа
—
—
vs Rekan
vs Industri
Lemah
ROA
0,6%
▼ 42% di bawah rekan (1,0%)
vs Rekan
vs Industri
Lemah

Фінансове здоровʼя COFS vs аналоги Banking

D/E ratio
10,8
▼ 22% di bawah rekan (13,8)
vs Rekan
vs Industri
Di atas rata-rata
Поточна ліквідність
—
▼ 0% di bawah rekan (0,1)
vs Rekan
vs Industri
Likuiditas rendah
Beta
0,6
▼ 14% di bawah rekan (0,7)
vs Rekan
vs Industri
Kurang volatil

Радар фундаменталів COFS

COFS Median rekan Industri

COFS прибутковість vs борг

Розмір бульбашки = капіталізація · X = чиста маржа · Y = D/E ratio

COFS vs аналоги: ключові метрики

Sinyal Terkait

Bounce Up SL Hit
$29.60 1,50x Sep 16

Aktivitas Orang Dalam

Neutral
Pembelian
0
Penjualan
0
GREENLAND ADOM J
Officer · Mar 12
500 shs
BURROUGH ERIC E
Director · Mar 11
5000 shs
MCCONNELL GREGORY A
Director · Mar 06
1050 shs
MCGINNIS BRADLEY F
Director · Mar 03
1000 shs
BURKE MICHAEL J JR.
President · Feb 27
250 shs
MCCONNELL GREGORY A
Director · Feb 13
1550 shs
PETTY BRIAN P
Director · Feb 11
15000 shs
KRAUSE STEVEN THEODORE
Director · Feb 09
3125 shs
Terakhir 90 hari

Pemegang Terbesar

Top 5: 38,15%
Blackrock Inc.
13,28%
$26.2M
Vanguard Group Inc
11,15%
$22.0M
Alliancebernstein L.P.
4,81%
$9.5M
Geode Capital Management, L…
4,57%
$9.0M
State Street Corporation
4,34%
$8.6M
Per tanggal Des 31, 2025

Dividen

$1,14
/ tahun
Mar 13, 2026 $0,2900
Des 15, 2025 $0,2900
Sep 15, 2025 $0,2800
Jun 13, 2025 $0,2800
Mar 14, 2025 $0,2800
Des 13, 2024 $0,2800
Sep 13, 2024 $0,2700
Jun 14, 2024 $0,2700

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