VEL Velocity Financial, Inc. Common Stock
NYSE · Financial Services · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 6, 2026
$14,59
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$14,18rendah 52m
$21,40tinggi 52m
Kapitalisasi Pasar (MRQ)
$573M
P/E
5.2
EPS
$2.75
lencana Anda
Rentang 52M
$14–$21
Peringkat Analis
BUY
Target Harga
$22
P/E
5.2
ROE
17.7%
Margin Laba Bersih
56.5%
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
VEL Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$14.59
Kapitalisasi Pasar (MRQ)
$573M
P/E
5.2
EPS
$2.75
ROE
17.7%
Rentang 52M
$14–$21
VEL Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
EPS$2.752020-12-31 → 2025-12-31
Arus Kas Bebas$18M2020-12-31 → 2025-12-31
Margin bersih56.5%2020-12-31 → 2025-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | VEL | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E | 5.2rata-rata 5T ≈11.1 | ≈11.1 | 11.5 | Kurang nilai | |
| P/S | 3.1rata-rata 5T ≈4.8 | ≈4.8 | 2.5 | Terlalu mahal | |
| P/B (MRQ) | 0.8rata-rata 5T ≈1.2 | ≈1.2 | 1.1 | Kurang nilai | |
| Harga / FCF (TTM) | 25.4rata-rata 5T ≈17.9 | ≈17.9 | · | · | |
| Harga / Arus Kas (TTM) | 25.2rata-rata 5T ≈17.7 | ≈17.7 | · | · | |
| Price / Tangible Book (Harga / Nilai Buku Berwujud) | 0.9rata-rata 5T ≈1.2 | ≈1.2 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | VEL | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| EBITDA Margin (Margin EBITDA) | 0.28%rata-rata 5T ≈0.80% | ≈0.80% | 2.6% | Lemah | |
| Pretax Margin (Margin Sebelum Pajak) | 78.7%rata-rata 5T ≈64.3% | ≈64.3% | 5.9% | Tingkat teratas | |
| Net Profit Margin (Margin Laba Bersih) | 56.5%rata-rata 5T ≈46.5% | ≈46.5% | 0.98% | Tingkat teratas | |
| ROA | 1.6%rata-rata 5T ≈1.3% | ≈1.3% | 0.89% | Tingkat teratas | |
| ROE | 17.7%rata-rata 5T ≈12.8% | ≈12.8% | 5.4% | Tingkat teratas |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | VEL | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | 36.8%rata-rata 5T ≈22.9% | ≈22.9% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 30.7%rata-rata 5T ≈23.0% | ≈23.0% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 22.5% | · | · | · | |
| EPS YoY | 44.0%rata-rata 5T ≈35.2% | ≈35.2% | · | · | |
| Net Income YoY (Laba Bersih YoY) | 53.5%rata-rata 5T ≈44.3% | ≈44.3% | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | 43.0% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | 48.3%rata-rata 5T ≈41.4% | ≈41.4% | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | 42.7% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | VEL | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.0rata-rata 5T ≈0.0 | ≈0.0 | 0.0 | Di bawah rata-rata |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
17.2%
Laporan Berikutnya
Nov 04, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Agu 5, 2026 | $0.71 | $0.66 | 8.1% |
| 31 Maret 2026 | $0.68 | $0.65 | 5.2% | |
| 31 Des. 2025 | $0.93 | $0.68 | 37.4% | |
| 30 Sep. 2025 | $0.69 | $0.61 | 12.9% | |
| 30 Juni 2025 | $0.73 | $0.54 | 35.5% | |
| 31 Maret 2025 | $0.55 | $0.53 | 4.0% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Pretax Income | $146M | $96M | $71M | $45M | $40M | $23M | $25M | |
| Income Tax | $41M | $28M | $19M | $12M | $11M | $5M | $8M | |
| Net Income | $105M | $68M | $52M | $32M | $29M | $18M | $17M | |
| EPS (Basic) | $2.81 | $2.07 | $1.60 | $0.99 | $0.90 | $-1.55 | · | |
| EPS (Diluted) | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | $-1.55 | · | |
| Shares (Basic) | 36,850,000 | 32,653,000 | 32,206,000 | 31,913,000 | 22,813,000 | 20,087,000 | · | |
| Shares (Diluted) | 38,178,000 | 35,760,000 | 34,484,000 | 34,131,000 | 33,982,000 | 20,087,000 | · | |
| EBITDA | $516.0K | $793.0K | $752.0K | $796.0K | $1M | $1M | · |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $92M | $50M | $41M | $45M | $36M | $13M | $21M | |
| Prepaid Expense | $3M | $2M | $2M | $2M | $2M | $1M | $2M | |
| PP&E (Net) | $1M | $2M | $3M | $3M | $4M | $4M | $5M | |
| PP&E (Gross) | $9M | $10M | $10M | $10M | $11M | $10M | $10M | |
| Accum. Depreciation | $8M | $8M | $8M | $7M | $7M | $6M | $5M | |
| Goodwill | $7M | $7M | $7M | $7M | $7M | · | · | |
| Total Assets | $7.38B | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | |
| Accounts Payable | $168M | $148M | $122M | $92M | $92M | $63M | $56M | |
| Total Liabilities | $6.71B | $5.01B | $3.97B | $3.37B | $2.47B | $1.79B | $2.06B | |
| Common Stock | $398.0K | $339.0K | $331.0K | $326.0K | $323.0K | $201.0K | · | |
| Paid-in Capital | $383M | $323M | $307M | $300M | $296M | $204M | · | |
| Retained Earnings | $302M | $197M | $129M | $77M | $44M | $15M | · | |
| Treasury Stock | $10M | $3M | $1M | $458.0K | · | · | · | |
| AOCI | $-3M | $-805.0K | $-1M | · | · | · | · | |
| Stockholders' Equity | $673M | $517M | $433M | $377M | $341M | $220M | $153M | |
| Liabilities + Equity | $7.38B | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | |
| Shares Outstanding | 38,965,317 | 33,545,585 | 32,865,836 | 32,489,869 | 32,293,042 | 20,087,494 | 0 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| D&A | $516.0K | $793.0K | $752.0K | $796.0K | $1M | $1M | $1M | |
| Stock-based Comp | $8M | $6M | $4M | $3M | $2M | $965.0K | · | |
| Deferred Tax | $-8M | $-11M | $3M | $12M | $-10M | $2M | $-8M | |
| Other Non-cash | $-88M | $-26M | $-11M | $753.0K | $35M | $33M | · | |
| Operating Cash Flow | $18M | $38M | $49M | $49M | $58M | $55M | $-105M | |
| CapEx | $281.0K | $289.0K | $180.0K | $326.0K | $135.0K | $726.0K | $882.0K | |
| Investing Cash Flow | $-1.52B | $-1.05B | $-585M | $-908M | $-656M | $88M | $-306M | |
| Stock Issued | $41M | $10M | $2M | $607.0K | $137.0K | $101M | · | |
| Stock Repurchased | $7M | $2M | $861.0K | $458.0K | · | · | · | |
| Net Stock Activity | $34M | $10M | $1M | $149.0K | $137.0K | $101M | · | |
| Financing Cash Flow | $1.68B | $1.02B | $536M | $874M | $626M | $-150M | $422M | |
| Net Change in Cash | $178M | $9M | $-129.0K | $14M | $27M | $-7M | $11M | |
| Taxes Paid | $51M | $42M | $8M | $23M | $10M | $965.0K | $15M | |
| Free Cash Flow | $18M | $37M | $49M | $48M | $57M | $54M | · |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 56.5% | 50.4% | 48.5% | 38.7% | 38.5% | 26.4% | · | |
| Pretax Margin | 78.7% | 71.0% | 66.0% | 53.6% | 52.4% | 34.3% | · | |
| EBITDA Margin | 0.28% | 0.58% | 0.70% | 0.96% | 1.5% | 1.8% | · | |
| ROA | 1.6% | 1.4% | 1.3% | 0.98% | 1.2% | 0.82% | · | |
| ROE | 17.7% | 14.4% | 12.9% | 9.0% | 10.2% | 8.3% | · |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $16.99 | $15.41 | $13.19 | $11.60 | $10.56 | $10.93 | · | |
| Revenue / Share | $4.87 | $3.80 | $3.12 | $2.44 | $2.24 | $3.36 | · | |
| Cash Flow / Share | $0.48 | $1.06 | $1.42 | $1.43 | $1.70 | $2.73 | · | |
| Cash / Share | $2.33 | $1.49 | $1.23 | $1.39 | $1.11 | $0.66 | · | |
| EPS (TTM) | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | $-1.55 | · |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 36.8% | 26.0% | 29.6% | 9.4% | 12.6% | · | · | |
| Revenue CAGR 3Y | 30.7% | 21.4% | 16.9% | · | · | · | · | |
| Revenue CAGR 5Y | 22.5% | · | · | · | · | · | · | |
| EPS YoY | 44.0% | 25.7% | 61.7% | 9.3% | · | · | · | |
| EPS CAGR 3Y | 43.0% | 30.5% | · | · | · | · | · | |
| Net Income YoY | 53.5% | 30.9% | 62.3% | 10.2% | 64.4% | · | · | |
| Net Income CAGR 3Y | 48.3% | 32.8% | 43.3% | · | · | · | · | |
| Net Income CAGR 5Y | 42.7% | · | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $186M | $136M | $108M | $83M | $76M | $67M | $59M | |
| Net Income TTM | $105M | $68M | $52M | $32M | $29M | $18M | $17M | |
| Market Cap | $822M | $656M | $566M | $314M | $442M | $125M | · | |
| P/E | 7.5 | 10.2 | 11.3 | 10.3 | 15.9 | -4.0 | · | |
| P/S | 4.4 | 4.8 | 5.3 | 3.8 | 5.8 | 1.9 | · | |
| P/B | 1.2 | 1.3 | 1.3 | 0.8 | 1.3 | 0.6 | · | |
| P / Tangible Book | 1.2 | 1.3 | 1.3 | 0.8 | 1.3 | 0.6 | · | |
| P / Cash Flow | 45.2 | 17.4 | 11.6 | 6.4 | 7.7 | 2.3 | · | |
| P / FCF | 45.9 | 17.5 | 11.6 | 6.5 | 7.7 | 2.3 | · | |
| Earnings Yield | 13.2% | 9.8% | 8.8% | 9.7% | 6.3% | -24.9% | · |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pretax Income | $35M | $31M | $50M | $35M | $34M | $27M | $32M | $21M | $20M | $23M | $22M | $17M | $17M | $15M | $12M | $14M | |
| Income Tax | $10M | $9M | $15M | $10M | $8M | $8M | $11M | $6M | $5M | $6M | $5M | $5M | $5M | $4M | $3M | $4M | |
| Net Income | $25M | $22M | $35M | $25M | $26M | $19M | $21M | $16M | $15M | $17M | $17M | $12M | $12M | $11M | $8M | $10M | |
| EPS (Basic) | $0.64 | $0.57 | $0.91 | $0.66 | $0.69 | $0.55 | $0.62 | $0.48 | $0.45 | $0.52 | $0.53 | $0.37 | $0.37 | $0.33 | $0.25 | $0.31 | |
| EPS (Diluted) | $0.64 | $0.57 | $0.90 | $0.65 | $0.69 | $0.51 | $0.56 | $0.44 | $0.42 | $0.49 | $0.50 | $0.35 | $0.36 | $0.31 | $0.25 | $0.29 | |
| Shares (Basic) | 38,730,000 | 38,626,000 | · | 38,073,000 | 37,194,000 | 33,687,000 | · | 32,711,000 | 32,585,000 | 32,541,000 | · | 32,275,000 | 32,122,000 | 32,098,000 | · | 31,922,000 | |
| Shares (Diluted) | 39,304,000 | 39,174,000 | · | 38,800,000 | 37,790,000 | 36,811,000 | · | 35,895,000 | 35,600,000 | 35,439,000 | · | 34,731,000 | 34,140,000 | 34,052,000 | · | 34,199,000 | |
| EBITDA | · | $133.0K | · | · | · | $138.0K | · | · | · | $182.0K | · | · | · | $195.0K | · | · |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $76M | $87M | $92M | $99M | $80M | $52M | $50M | $44M | $47M | $35M | $41M | $29M | $34M | $39M | $45M | $26M | |
| Prepaid Expense | · | · | $3M | · | · | · | $2M | · | · | · | · | · | · | · | · | · | |
| PP&E (Net) | $1M | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $2M | $2M | · | $3M | $3M | $3M | · | $3M | |
| PP&E (Gross) | · | · | $9M | · | · | · | $10M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $8M | · | · | · | $8M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | |
| Total Assets | $7.96B | $7.59B | $7.38B | $6.96B | $6.48B | $5.97B | $5.53B | $5.20B | $4.87B | $4.63B | · | $4.12B | $3.95B | $3.84B | · | $3.65B | |
| Accounts Payable | $186M | $173M | $168M | $171M | $165M | $153M | $148M | $141M | $138M | $124M | · | $98M | $95M | $85M | · | $75M | |
| Total Liabilities | $7.24B | $6.90B | $6.71B | $6.32B | $5.87B | $5.41B | $5.01B | $4.71B | $4.40B | $4.17B | · | $3.70B | $3.55B | $3.45B | · | $3.28B | |
| Common Stock | $405.0K | $403.0K | $398.0K | $396.0K | $390.0K | $359.0K | $339.0K | $335.0K | $335.0K | $334.0K | · | $330.0K | $329.0K | $328.0K | · | $325.0K | |
| Paid-in Capital | $391M | $385M | $383M | $379M | $369M | $353M | $323M | $313M | $311M | $308M | · | $305M | $303M | $301M | · | $299M | |
| Retained Earnings | $350M | $325M | $302M | $268M | $242M | $216M | $197M | $177M | $161M | $146M | · | $112M | $99M | $87M | · | $68M | |
| Treasury Stock | $17M | $15M | $10M | $10M | $10M | $5M | $3M | $3M | $3M | $3M | · | $1M | $1M | $1M | · | $458.0K | |
| AOCI | $-2M | $-2M | $-3M | $-3M | $-3M | $-2M | $-805.0K | $-3M | $2M | $794.0K | · | $905.0K | · | · | · | · | |
| Stockholders' Equity | $722M | $693M | $673M | $634M | $598M | $563M | $517M | $485M | $471M | $453M | · | $416M | $402M | $388M | · | $367M | |
| Liabilities + Equity | $7.96B | $7.59B | $7.38B | $6.96B | $6.48B | $5.97B | $5.53B | $5.20B | $4.87B | $4.63B | · | $4.12B | $3.95B | $3.84B | · | $3.65B | |
| Shares Outstanding | 39,293,655 | 39,235,281 | 39,573,657 | 38,900,030 | 38,289,087 | 35,384,747 | 33,545,585 | 33,114,845 | 33,098,635 | 32,985,794 | · | 32,784,157 | 32,741,628 | 32,602,432 | · | 32,415,860 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $131.0K | $133.0K | $123.0K | $123.0K | $132.0K | $138.0K | $143.0K | $283.0K | $185.0K | $182.0K | $185.0K | $186.0K | $186.0K | $195.0K | $191.0K | $204.0K | |
| Stock-based Comp | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $923.0K | $1M | $1M | $1M | $933.0K | $931.0K | |
| Deferred Tax | $-2M | $4M | $-6M | $-4M | $-867.0K | $3M | $-327.0K | $-12M | $168.0K | $480.0K | $-2M | $1M | $664.0K | $2M | $-695.0K | $11M | |
| Other Non-cash | · | $-17M | · | · | · | $-20M | · | · | · | $-9M | · | · | · | $-26M | · | · | |
| Operating Cash Flow | $4M | $12M | $-4M | $11M | $8M | $4M | $33M | $-18M | $11M | $11M | $26M | $-10M | $44M | $-12M | $40M | $-4M | |
| CapEx | $98.0K | $42.0K | $57.0K | $66.0K | $78.0K | $80.0K | $99.0K | $65.0K | $84.0K | $41.0K | $108.0K | $24.0K | $0 | $48.0K | $53.0K | $56.0K | |
| Investing Cash Flow | $-200M | $-351M | $-250M | $-429M | $-441M | $-401M | $-356M | $-280M | $-197M | $-212M | $-224M | $-148M | $-141M | $-72M | $-89M | $-311M | |
| Stock Issued | · | · | $1M | $9M | $2M | $29M | $8M | $189.0K | $2M | $155.0K | $907.0K | $523.0K | · | · | · | · | |
| Stock Repurchased | $3M | $5M | $1.0K | $179.0K | $5M | $2M | $0 | $0 | $266.0K | $1M | $24.0K | $0 | $1.0K | $836.0K | · | $0 | |
| Net Stock Activity | · | $-5M | · | · | · | $29M | · | · | · | $-1M | · | · | · | $-836.0K | · | · | |
| Financing Cash Flow | $329M | $202M | $386M | $438M | $456M | $402M | $326M | $285M | $206M | $199M | $213M | $154M | $91M | $77M | $70M | $301M | |
| Net Change in Cash | $133M | $-137M | $131M | $21M | $23M | $4M | $4M | $-12M | $21M | $-3M | $15M | $-4M | $-5M | $-6M | $21M | $-15M | |
| Taxes Paid | $12M | $699.0K | $24M | $8M | $18M | $771.0K | $19M | $7M | $16M | $17.0K | $5M | $4M | $-1M | $264.0K | $78.0K | $1M | |
| Free Cash Flow | · | $12M | · | · | · | $3M | · | · | · | $11M | · | · | · | $-12M | · | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 51.5% | 50.9% | · | 51.7% | 54.6% | 50.3% | · | 45.1% | 45.6% | 58.5% | · | 44.2% | 48.1% | 43.7% | · | 40.2% | |
| Pretax Margin | 72.1% | 70.3% | · | 72.1% | 71.3% | 71.7% | · | 60.6% | 61.3% | 78.8% | · | 63.0% | 66.5% | 60.6% | · | 56.5% | |
| EBITDA Margin | · | 0.30% | · | · | · | 0.37% | · | · | · | 0.62% | · | · | · | 0.80% | · | · | |
| ROA | 0.35% | 0.33% | · | 0.42% | 0.46% | 0.36% | · | 0.34% | 0.33% | 0.41% | · | 0.31% | 0.33% | 0.31% | · | 0.33% | |
| ROE | 3.8% | 3.6% | · | 4.5% | 4.9% | 3.7% | · | 3.5% | 3.4% | 4.1% | · | 3.1% | 3.2% | 2.9% | · | 3.3% |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $18.36 | $17.67 | · | $16.30 | $15.62 | $15.92 | · | $14.63 | $14.24 | $13.73 | · | $12.70 | $12.27 | $11.89 | · | $11.32 | |
| Revenue / Share | $1.24 | $1.12 | · | $1.26 | $1.26 | $1.02 | · | $0.98 | $0.91 | $0.83 | · | $0.79 | $0.74 | $0.72 | · | $0.73 | |
| Cash Flow / Share | · | $0.31 | · | · | · | $0.10 | · | · | · | $0.30 | · | · | · | $-0.35 | · | · | |
| Cash / Share | $1.94 | $2.22 | · | $2.54 | $2.08 | $1.46 | · | $1.33 | $1.43 | $1.06 | · | $0.90 | $1.04 | $1.21 | · | $0.81 | |
| EPS (TTM) | $2.76 | $2.81 | · | $2.41 | $2.20 | $1.93 | · | $1.85 | $1.76 | $1.70 | · | $1.27 | $1.21 | $1.16 | · | $0.94 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $193M | $192M | · | $173M | $159M | $144M | · | $128M | $120M | $113M | · | $98M | $95M | $96M | · | $84M | |
| Net Income TTM | $108M | $109M | · | $91M | $81M | $70M | · | $65M | $61M | $59M | · | $43M | $41M | $40M | · | $32M | |
| Market Cap | $725M | $710M | · | $706M | $710M | $662M | · | $649M | $593M | $594M | · | $370M | $378M | $294M | · | $351M | |
| P/E | 6.7 | 6.4 | · | 7.5 | 8.4 | 9.7 | · | 10.6 | 10.2 | 10.6 | · | 8.9 | 9.5 | 7.8 | · | 11.5 | |
| P/S | 3.7 | 3.7 | · | 4.1 | 4.5 | 4.6 | · | 5.1 | 4.9 | 5.3 | · | 3.8 | 4.0 | 3.1 | · | 4.2 | |
| P/B | 1.0 | 1.0 | · | 1.1 | 1.2 | 1.2 | · | 1.3 | 1.3 | 1.3 | · | 0.9 | 0.9 | 0.8 | · | 1.0 | |
| P / Tangible Book | 1.0 | 1.0 | · | 1.1 | 1.2 | 1.2 | · | 1.4 | 1.3 | 1.3 | · | 0.9 | 1.0 | 0.8 | · | 1.0 | |
| P / Cash Flow | · | 58.7 | · | · | · | 187.2 | · | · | · | 56.1 | · | · | · | -24.7 | · | · | |
| Earnings Yield | 14.9% | 15.5% | · | 13.3% | 11.9% | 10.3% | · | 9.4% | 9.8% | 9.4% | · | 11.2% | 10.5% | 12.8% | · | 8.7% |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Laba Bersih | $105M | $68M | $52M | $32M | $29M |
| EPS Dilusian | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 |
Tidak ada data untuk laporan ini
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Arus Kas Bebas | $18M | $37M | $49M | $48M | $57M |
Pemilik institusional (13F) 120 pengaju · $750.5M total · Per tanggal 30 Sep. 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
120
Nilai yang dipegang
$750.5M
Posisi baru
17
Posisi yang keluar
15
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 17 (-2 vs Kuartal sebelumnya) | 15 (-6 vs Kuartal sebelumnya) | 50 (+16 vs Kuartal sebelumnya) | 23 (-12 vs Kuartal sebelumnya) | +85K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| Snow Phipps Group, LLC | $246.498.281 | 13.353.103 | 32,84% | Saham |
| Allianz Asset Management GmbH | $233.293.123 | 12.637.764 | 31,08% | Saham |
| Beach Point Capital Management LP | $121.510.735 | 6.582.380 | 16,19% | Saham |
| BlackRock, Inc. | $27.502.205 | 1.489.827 | 3,66% | Saham |
| HBK INVESTMENTS L P | $13.614.250 | 737.500 | 1,81% | Opsi jual |
| DIMENSIONAL FUND ADVISORS LP | $12.121.462 | 656.725 | 1,62% | Saham |
| VANGUARD GROUP INC | $11.512.831 | 554.568 | 1,53% | Saham |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $9.331.622 | 505.505 | 1,24% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $8.990.223 | 487.011 | 1,20% | Saham |
| AMERICAN CENTURY COMPANIES INC | $6.593.894 | 357.199 | 0,88% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $5.032.176 | 272.540 | 0,67% | Saham |
| STATE STREET CORP | $4.610.034 | 249.731 | 0,61% | Saham |
| GOLDMAN SACHS GROUP INC | $4.344.136 | 235.327 | 0,58% | Saham |
| D. E. Shaw & Co., Inc. | $2.291.440 | 124.130 | 0,31% | Saham |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $2.287.231 | 123.902 | 0,30% | Saham |
| Man Group plc | $2.158.436 | 116.925 | 0,29% | Saham |
| Qube Research & Technologies Ltd | $2.152.528 | 116.605 | 0,29% | Saham |
| WOLVERINE TRADING, LLC | $1.938.912 | 106.300 | 0,26% | Opsi jual |
| MORGAN STANLEY | $1.892.704 | 102.530 | 0,25% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1.886.427 | 102.190 | 0,25% | Saham |
| NORTHERN TRUST CORP | $1.700.923 | 92.141 | 0,23% | Saham |
| TUDOR INVESTMENT CORP ET AL | $1.683.903 | 91.219 | 0,22% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1.652.152 | 89.499 | 0,22% | Saham |
| NFJ INVESTMENT GROUP, LLC | $1.340.399 | 72.611 | 0,18% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $1.320.739 | 71.546 | 0,18% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $1.247.822 | 67.596 | 0,17% | Saham |
| WOLVERINE TRADING, LLC | $1.245.792 | 68.300 | 0,17% | Opsi beli |
| Bank of New York Mellon Corp | $1.016.407 | 55.060 | 0,14% | Saham |
| Creative Planning | $1.012.586 | 54.853 | 0,13% | Saham |
| CITADEL ADVISORS LLC | $997.339 | 54.027 | 0,13% | Saham |
| HSBC HOLDINGS PLC | $970.225 | 53.574 | 0,13% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $948.844 | 51.400 | 0,13% | Saham |
| BNP PARIBAS FINANCIAL MARKETS | $919.456 | 49.808 | 0,12% | Saham |
| Beach Point Capital Management LP | $829.105 | 3.891 | 0,11% | Opsi beli |
| JPMORGAN CHASE & CO | $788.334 | 43.772 | 0,11% | Saham |
| Mariner, LLC | $775.747 | 42.023 | 0,10% | Saham |
| Quantinno Capital Management LP | $705.929 | 38.241 | 0,09% | Saham |
| WOLVERINE TRADING, LLC | $659.850 | 36.176 | 0,09% | Saham |
| XTX Topco Ltd | $652.284 | 35.335 | 0,09% | Saham |
| BANK OF AMERICA CORP /DE/ | $613.260 | 33.221 | 0,08% | Saham |
| FIRST TRUST ADVISORS LP | $603.198 | 32.676 | 0,08% | Saham |
| Trexquant Investment LP | $576.580 | 31.234 | 0,08% | Saham |
| Russell Investments Group, Ltd. | $540.269 | 29.267 | 0,07% | Saham |
| ALPS ADVISORS INC | $531.648 | 28.800 | 0,07% | Saham |
| UBS Group AG | $493.011 | 26.707 | 0,07% | Saham |
| HAP Trading, LLC | $438.244 | 24.159 | 0,06% | Saham |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $436.136 | 23.626 | 0,06% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $427.663 | 23.167 | 0,06% | Saham |
| Squarepoint Ops LLC | $390.872 | 21.174 | 0,05% | Saham |
| Empowered Funds, LLC | $390.780 | 21.169 | 0,05% | Saham |
Aktivis & pemilik 5%+ 2 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| SPG GP, LLC, Ian K. Snow, Snow Phipps Group AIV, L.P., Snow Phipps Group (RPV), L.P., Snow Phipps Group (B), L.P., Snow Phipps Group AIV (Offshore), L.P., SPG Co-Investment, L.P. ×5 pengajuan | 12 Agu 2025 | 34,70% | Amandemen | · | SEC |
| Pacific Investment Management Company LLC ×8 pengajuan | 1 Mei 2025 | 33,10% | Amandemen | Investasi pasif | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 11 orang dalam · 6 pejabat · 4 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Christopher D. Farrar | Chief Executive Officer | 30 Juni 2026 J | 399.665 | 0 | 0 | $0 |
| Mark R Szczepaniak | Chief Financial Officer | 10 Sep. 2026 S | 64.400 | 0 | 13 | $-355.767 |
| Roland Thomas Kelly | Chief Legal Officer and GC | 1 Sep. 2026 S | 98.139 | 0 | 7 | $-577.196 |
| Christopher J Oltmann | Corporate Treasurer | 14 Feb. 2022 A | 26.718 | 0 | 0 | $0 |
| Joseph A Cowell | See below | 15 Jan. 2021 A | 32.222 | 0 | 0 | $0 |
| Graham M Comley | Chief Information Officer, Velocity Commercial Capital LLC | 15 Jan. 2021 A | 30.100 | 0 | 0 | $0 |
| Joy L. Schaefer | Direktur | 26 Mei 2026 D | 40.798 | 0 | 0 | $0 |
| John Pitstick | Direktur | 26 Mei 2026 D | 59.410 | 0 | 0 | $0 |
| Dorika M Beckett | Direktur | 21 Mei 2026 A | 41.311 | 0 | 0 | $0 |
| Fiona Tam | · | 11 Agu 2026 S | 47.129 | 0 | 2 | $-24.700 |
| Jeffrey T. Taylor | · | 11 Agu 2026 S | 172.490 | 0 | 7 | $-450.713 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 24 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| EBIT · Harbor ETF Trust | 0,15% | 1.027 NS | 31 Juli 2026 | N-PORT |
| IWC · iShares Trust | 0,05% | 42.056 SH | 11 Sep. 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 11.185 SH | 19 Agu 2026 | Harian |
| DFSV · Dimensional ETF Trust | 0,01% | 61.710 NS | 31 Juli 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 71.045 SH | 19 Agu 2026 | Harian |
| DFAS · Dimensional ETF Trust | 0,01% | 79.855 NS | 31 Juli 2026 | N-PORT |
| ISCG · iShares Trust | 0,01% | 4.783 SH | 11 Sep. 2026 | Harian |
| IWM · iShares Trust | 0,01% | 316.169 SH | 11 Sep. 2026 | Harian |
| RSSL · Global X Funds | 0,01% | 5.924 NS | 31 Juli 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,01% | 1.122 SH | 25 Sep. 2026 | Harian |
| DFAT · Dimensional ETF Trust | 0,01% | 51.321 NS | 31 Juli 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 762 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 2.524 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 2.729 NS | 31 Juli 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 31.853 NS | 31 Juli 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 8.033 SH | 3 Sep. 2026 | Harian |
| DFAU · Dimensional ETF Trust | 0,00% | 4.848 NS | 31 Juli 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 1.401 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 113.311 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 361.986 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 735 SH | 19 Agu 2026 | Harian |
| VFH · VANGUARD WORLD FUND | 0,00% | 19.225 SH | 19 Agu 2026 | Harian |
| IWN · iShares Trust | · | 128.009 SH | 11 Sep. 2026 | Harian |
| ISCB · iShares Trust | · | 1.082 SH | 11 Sep. 2026 | Harian |
VEL Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 7 analis
BELI
Target median
$22.00
+50,8%
2 28,6%
Beli Kuat
3 42,9%
Beli
1 14,3%
Tahan
1 14,3%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
3 analis · 2026-10-02Target rata-rata $21.50 +47,4%
← Di bawah semua target
Harga saat ini $14.59
Rendah$19.00
Rata-rata$21.50
Tinggi$23.50
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| VEL | $822M | 7.5 | 36.8% | 56.5% | 17.7% | · |
| MBIN | · | · | · | · | · | · |
| AGM | · | 10.6 | 8.9% | 50.8% | 12.7% | · |
| UWMC | · | 36.5 | 18.2% | 0.87% | 1.6% | · |
| WD | $2.01B | 36.7 | 9.0% | 4.6% | 3.2% | · |
| WSBF | $304M | 11.2 | 4.8% | 18.6% | 7.6% | · |
| SNFCA | · | 7.2 | 3.0% | 9.3% | 8.4% | · |
| ONIT | $390M | 2.1 | 9.3% | 17.8% | 34.2% | · |
| BETR | · | · | · | · | · | · |
| LDI | · | -4.6 | -93.7% | -609.7% | -15.2% | · |
| GHI | · | -13.2 | -6.4% | -8.9% | · | · |
Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap
Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.
Pilihan Anda disimpan dan mengikuti Anda di semua ticker.
Sumber: SEC 10-Q diajukan Agu 6, 2026