BOTJ Bank of the James Financial Group, Inc. - Common Stock
$27,04
Prezzo · Ago 19, 2026
Fondamentali al Ago 12, 2026
Intervallo 52 sett.
$14–$30
82% of range
Rating Analisti
—
Prezzo Obiettivo
—
P/E (TTM)
13.6
ROE
11.9%
Margine di Profitto Netto
211.1%
BOTJ Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane
Prezzo
$27.04
Capitalizzazione di Mercato
$123M
P/E (TTM)
13.6
EPS (TTM)
$1.99
Ricavi (TTM)
$4M
Rendimento div.
1.5%
ROE
11.9%
D/E Debito/Patrimonio
—
Intervallo 52 sett.
$14 – $30
BOTJ Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione
Configure
Performance decennale Andamento di ricavi, utile netto, margini e EPS
Ricavi e Utile Netto
$4M
2023-12-31
→
2025-12-31
EPS
$1.99
2023-12-31
→
2025-12-31
Flusso di cassa libero
$10M
2023-12-31
→
2025-12-31
Margini
211.1%
Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?
Metrica
Tendenza 5 anni
BOTJ
Mediana dei peer
P/E (TTM)
13.6
11.9
P/S (TTM)
28.8
1.8
P/B
1.5
1.0
Price / FCF (Prezzo / FCF)
11.7
—
Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC
Metrica
Tendenza 5 anni
BOTJ
Mediana dei peer
Net Profit Margin (Margine di Profitto Netto)
211.1%
22.4%
ROA
0.89%
0.79%
ROE
11.9%
8.5%
Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio
Metrica
Tendenza 5 anni
BOTJ
Mediana dei peer
Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y
Metrica
Tendenza 5 anni
BOTJ
Mediana dei peer
Revenue YoY (Ricavi YoY)
6.7%
—
Revenue CAGR 3Y (CAGR Ricavi 3Y)
6.0%
—
Revenue CAGR 5Y (CAGR Ricavi 5Y)
16.0%
—
EPS YoY
13.7%
—
Net Income YoY (Utile Netto YoY)
13.6%
—
Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti
Metrica
Tendenza 5 anni
BOTJ
Mediana dei peer
Payout Ratio (Rapporto di Distribuzione Utili)
20.1%
—
Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y
Dividend Yield
1.5%
Rapporto di Distribuzione Utili
20.1%
CAGR Dividendi 5Y
—
| Data ex-dividendo | Importo |
|---|---|
| 22 Maggio 2026 | $0,1000 |
| 17 Febbraio 2026 | $0,1000 |
| 21 Novembre 2025 | $0,1000 |
| 12 Settembre 2025 | $0,1000 |
| 06 Giugno 2025 | $0,1000 |
| 07 Marzo 2025 | $0,1000 |
| 22 Novembre 2024 | $0,1000 |
| 06 Settembre 2024 | $0,1000 |
| 07 Giugno 2024 | $0,1000 |
| 29 Febbraio 2024 | $0,1000 |
| 22 Novembre 2023 | $0,0800 |
| 31 Agosto 2023 | $0,0800 |
| 01 Giugno 2023 | $0,0800 |
| 02 Marzo 2023 | $0,0800 |
| 23 Novembre 2022 | $0,0800 |
| 01 Settembre 2022 | $0,0700 |
| 02 Giugno 2022 | $0,0700 |
| 03 Marzo 2022 | $0,0700 |
| 24 Novembre 2021 | $0,0700 |
| 02 Settembre 2021 | $0,0700 |
Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili
| Periodo | EPS Actual | EPS Stimato | Sorpresa |
|---|---|---|---|
| 31 Marzo 2025 | $0.19 | — | — |
| 30 Settembre 2023 | $0.46 | — | — |
| 30 Giugno 2023 | $0.56 | — | — |
| 31 Marzo 2023 | $0.43 | — | — |
Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore
| Ticker | Capitalizzazione di Mercato | P/E | Rev YoY | Margine Netto | ROE | Margine lordo |
|---|---|---|---|---|---|---|
| BOTJ | $84M | 9.3 | 6.7% | 211.1% | 11.9% | — |
| PNBK | $209M | -10.7 | 4.2% | -42.9% | -15.8% | — |
| MGYR | $112M | 11.1 | 14.0% | 30.6% | 8.4% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario
Conto Economico 11
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4M | $4M | $4M | $4M | $2M | $2M | $2M | $2M | $2M | |
| Interest Expense | · | · | $10M | $2M | $2M | $5M | $5M | $4M | $3M | |
| Interest Income | $47M | $45M | $39M | $32M | $29M | $30M | $30M | $27M | $24M | |
| Pretax Income | $11M | $10M | $10M | $11M | $9M | $6M | $7M | $7M | $5M | |
| Income Tax | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $2M | |
| Net Income | $9M | $8M | $9M | $9M | $8M | $5M | $6M | $5M | $3M | |
| EPS (Basic) | $1.99 | $1.75 | $1.91 | $1.91 | $1.60 | $1.04 | $1.28 | $1.21 | $0.67 | |
| EPS (Diluted) | $1.99 | $1.75 | $1.91 | $1.91 | $1.60 | $1.04 | $1.28 | $1.21 | $0.67 | |
| Shares (Basic) | 4,543,338 | 4,543,338 | 4,562,374 | 4,698,041 | 4,747,821 | 4,775,733 | 4,375,814 | 4,378,436 | 4,378,436 | |
| Shares (Diluted) | 4,543,338 | 4,543,338 | 4,562,374 | 4,698,041 | 4,747,821 | 4,775,733 | 4,381,597 | 4,378,459 | 4,378,521 | |
| EBITDA | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $930.0K | $811.0K |
Stato Patrimoniale 14
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | $50M | $37M | |
| PP&E (Net) | $19M | $19M | $18M | $18M | $18M | $17M | $17M | $13M | $12M | |
| PP&E (Gross) | $37M | $36M | $34M | $32M | $31M | $28M | $30M | $26M | $23M | |
| Accum. Depreciation | $18M | $17M | $15M | $14M | $13M | $11M | $13M | $12M | $11M | |
| Goodwill | $2M | $2M | $2M | $2M | $3M | · | · | · | · | |
| Intangibles | $6M | $7M | $7M | $8M | $8M | · | · | · | · | |
| Total Assets | $1.04B | $979M | $969M | $929M | $988M | $851M | $725M | $675M | $626M | |
| Total Liabilities | $959M | $914M | $909M | $878M | $918M | $785M | $664M | $620M | $575M | |
| Common Stock | $10M | $10M | $10M | $10M | $10M | $9M | $9M | $9M | $9M | |
| Retained Earnings | $50M | $43M | $37M | $31M | $23M | $25M | $21M | $17M | $12M | |
| AOCI | $-15M | $-23M | $-22M | $-27M | $-1M | $2M | $-5.0K | $-2M | $-1M | |
| Stockholders' Equity | $80M | $65M | $60M | $50M | $69M | $67M | $61M | $55M | $52M | |
| Liabilities + Equity | $1.04B | $979M | $969M | $929M | $988M | $851M | $725M | $675M | $626M | |
| Shares Outstanding | 4,543,338 | 4,543,338 | 4,543,338 | 4,628,657 | 4,740,657 | 4,339,436 | 4,357,436 | 4,378,436 | 4,378,436 |
Flusso di cassa 17
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $930.0K | $811.0K | |
| Stock-based Comp | · | · | · | · | $106.0K | $106.0K | $106.0K | · | · | |
| Deferred Tax | · | $28.0K | $-356.0K | $-10.0K | $114.0K | $-838.0K | $-17.0K | $-132.0K | $764.0K | |
| Amort. of Intangibles | $561.0K | $560.0K | $560.0K | $560.0K | · | · | · | · | · | |
| Other Non-cash | $1M | $-841.0K | $-263.0K | $-2M | $6M | $-1M | $-2M | $2M | $2M | |
| Operating Cash Flow | $12M | $9M | $9M | $9M | $16M | $5M | $6M | $9M | $7M | |
| CapEx | $1M | $3M | $2M | $1M | $3M | $2M | $4M | $2M | $2M | |
| Investing Cash Flow | $-42M | $-11M | $-23M | $-88M | $-65M | $-62M | $-53M | $-39M | $-47M | |
| Net Debt Issued | · | · | · | · | · | $-5M | · | · | · | |
| Stock Repurchased | · | · | $997.0K | $1M | $427.0K | $275.0K | $315.0K | · | · | |
| Net Stock Activity | · | · | $-997.0K | $-1M | $-427.0K | $-275.0K | $-315.0K | · | · | |
| Dividends Paid | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Financing Cash Flow | $42M | $1M | $27M | $-43M | $131M | $119M | $36M | $44M | $48M | |
| Net Change in Cash | · | · | · | · | · | · | · | $13M | $8M | |
| Taxes Paid | $2M | $2M | $2M | $2M | $3M | $2M | $120.0K | $1M | $2M | |
| Free Cash Flow | $10M | $6M | $8M | $8M | $13M | $3M | $1M | $6M | $5M | |
| Levered FCF | · | · | $-229.7K | $6M | $11M | $-211.0K | $-3M | $3M | $3M |
Redditività 5
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 211.1% | 198.4% | 223.1% | 249.5% | 304.1% | 245.0% | 314.0% | 283.4% | 11.5% | |
| Pretax Margin | 260.8% | 247.9% | 263.5% | 309.4% | 378.7% | 303.9% | 388.5% | 354.4% | 21.1% | |
| EBITDA Margin | 31.1% | 34.4% | 36.1% | 57.1% | 82.5% | 99.8% | 93.3% | 49.7% | 3.2% | |
| ROA | 0.89% | 0.80% | 0.90% | 0.95% | 0.79% | 0.59% | 0.78% | 0.79% | 0.47% | |
| ROE | 11.9% | 11.9% | 15.8% | 18.2% | 11.0% | 7.5% | 9.2% | 9.8% | 5.7% |
Efficienza 1
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Tassi di Crescita 10
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 6.7% | 2.6% | 8.6% | 43.9% | 22.8% | · | · | · | · | |
| Revenue CAGR 3Y | 6.0% | 17.1% | 24.3% | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 16.0% | · | · | · | · | · | · | · | · | |
| EPS YoY | 13.7% | -8.4% | 0.00% | 19.4% | 53.8% | · | · | · | · | |
| EPS CAGR 3Y | 1.4% | 3.0% | 22.5% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 13.9% | · | · | · | · | · | · | · | · | |
| Net Income YoY | 13.6% | -8.7% | -2.9% | 18.1% | 52.4% | · | · | · | · | |
| Net Income CAGR 3Y | 0.23% | 1.5% | 20.5% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 12.6% | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 8.4% | · | · | · | · | · | · | · | · |
Valutazione (TTM) 13
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4M | $4M | $4M | $4M | $2M | $2M | $2M | $2M | $2M | |
| Net Income TTM | $9M | $8M | $9M | $9M | $8M | $5M | $6M | $5M | $3M | |
| Market Cap | $84M | $72M | $56M | $55M | $73M | $48M | $60M | $52M | $59M | |
| P/E | 9.3 | 9.1 | 6.4 | 6.2 | 9.7 | 10.6 | 10.8 | 9.8 | 20.3 | |
| P/S | 19.8 | 18.0 | 14.2 | 15.4 | 29.4 | 23.5 | 33.9 | 27.7 | 33.8 | |
| P/B | 1.1 | 1.1 | 0.9 | 1.1 | 1.1 | 0.7 | 1.0 | 0.9 | 1.2 | |
| P / Tangible Book | 1.2 | 1.3 | 1.1 | 1.4 | 1.3 | 0.7 | · | · | · | |
| P / Cash Flow | 7.2 | 8.5 | 5.8 | 5.9 | 4.6 | 9.2 | 10.8 | 6.0 | 8.8 | |
| P / FCF | 8.0 | 12.1 | 7.0 | 6.8 | 5.7 | 13.9 | 50.7 | 8.3 | 12.4 | |
| Dividend Yield | 2.1% | 2.5% | 2.6% | 2.5% | 1.7% | 2.5% | 2.0% | 2.0% | 1.8% | |
| Earnings Yield | 10.7% | 11.0% | 15.6% | 16.0% | 10.3% | 9.4% | 9.2% | 10.2% | 4.9% | |
| Payout Ratio | 20.1% | 22.9% | 16.8% | 15.2% | 16.8% | 24.4% | 21.9% | 19.8% | 35.9% | |
| Annual Payout | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M |
Conto Economico 11
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1M | $994.0K | $1M | $1M | $975.0K | $981.0K | $1M | $991.0K | $986.0K | $953.0K | $959.0K | $1M | $955.0K | $983.0K | $1M | $1M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $4M | · | $3M | $2M | $1M | $652.0K | $499.0K | |
| Interest Income | $12M | $12M | $12M | $12M | $12M | $11M | $12M | $12M | $11M | $11M | $11M | $10M | $10M | $9M | $9M | $8M | |
| Pretax Income | $4M | $3M | $3M | $3M | $3M | $1M | $2M | $2M | $3M | $3M | $2M | $3M | $3M | $2M | $2M | $3M | |
| Income Tax | $829.0K | $705.0K | $766.0K | $466.0K | $694.0K | $197.0K | $452.0K | $474.0K | $518.0K | $535.0K | $-56.0K | $511.0K | $633.0K | $487.0K | $442.0K | $601.0K | |
| Net Income | $3M | $3M | $3M | $3M | $3M | $842.0K | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $2M | $2M | $3M | |
| EPS (Basic) | $0.71 | $0.61 | $0.59 | $0.61 | $0.60 | $0.19 | $0.36 | $0.44 | $0.47 | $0.48 | $0.46 | $0.46 | $0.56 | $0.43 | $0.43 | $0.55 | |
| EPS (Diluted) | $0.71 | $0.61 | $0.59 | $0.61 | $0.60 | $0.19 | $0.36 | $0.44 | $0.47 | $0.48 | $0.46 | $0.46 | $0.56 | $0.43 | $0.43 | $0.55 | |
| Shares (Basic) | 4,543,338 | 4,543,338 | -9,086,676 | 4,543,338 | 4,543,338 | 4,543,338 | -9,086,676 | 4,543,338 | 4,543,338 | 4,543,338 | -9,144,821 | 4,543,338 | 4,545,173 | 4,618,684 | -9,466,854 | 4,683,581 | |
| Shares (Diluted) | 4,543,338 | 4,543,338 | -9,086,676 | 4,543,338 | 4,543,338 | 4,543,338 | -9,086,676 | 4,543,338 | 4,543,338 | 4,543,338 | -9,144,821 | 4,543,338 | 4,545,173 | 4,618,684 | -9,466,854 | 4,683,581 | |
| EBITDA | · | $346.0K | · | · | · | $324.0K | · | · | · | $344.0K | · | · | · | $491.0K | · | · |
Stato Patrimoniale 13
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | |
| PP&E (Gross) | · | · | $37M | · | · | · | $36M | · | · | · | $34M | · | · | · | $32M | · | |
| Accum. Depreciation | · | · | $18M | · | · | · | $17M | · | · | · | $15M | · | · | · | $14M | · | |
| Goodwill | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $4M | |
| Intangibles | $6M | $6M | $6M | $6M | $6M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $8M | $8M | $8M | |
| Total Assets | $1.04B | $1.06B | $1.04B | $1.02B | $1.00B | $1.01B | $979M | $1.01B | $978M | $985M | $969M | $961M | $951M | $948M | $929M | $963M | |
| Total Liabilities | $958M | $980M | $959M | $943M | $933M | $943M | $914M | $939M | $916M | $924M | $909M | $911M | $898M | $896M | $878M | $914M | |
| Common Stock | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | |
| Retained Earnings | $55M | $52M | $50M | $48M | $45M | $43M | $43M | $42M | $40M | $38M | $37M | $35M | $33M | $31M | $31M | $29M | |
| AOCI | $-17M | $-16M | $-15M | $-16M | $-19M | $-20M | $-23M | $-18M | $-23M | $-23M | $-22M | $-30M | $-25M | $-24M | $-27M | $-27M | |
| Stockholders' Equity | $83M | $81M | $80M | $77M | $72M | $68M | $65M | $69M | $62M | $60M | $60M | $50M | $53M | $52M | $50M | $48M | |
| Liabilities + Equity | $1.04B | $1.06B | $1.04B | $1.02B | $1.00B | $1.01B | $979M | $1.01B | $978M | $985M | $969M | $961M | $951M | $948M | $929M | $963M | |
| Shares Outstanding | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,543,338 | 4,560,038 | 4,628,657 | 4,628,657 |
Flusso di cassa 13
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $352.0K | $346.0K | $335.0K | $331.0K | $338.0K | $324.0K | $406.0K | $282.0K | $346.0K | $344.0K | $328.0K | $356.0K | $232.0K | $491.0K | $1M | $391.0K | |
| Amort. of Intangibles | $140.0K | $140.0K | $141.0K | $140.0K | $140.0K | $140.0K | $140.0K | $140.0K | $140.0K | $140.0K | $140.0K | $46.0K | $234.0K | $140.0K | $140.0K | $140.0K | |
| Other Non-cash | · | $2M | · | · | · | $-403.0K | · | · | · | $-4M | · | · | · | $2M | · | · | |
| Operating Cash Flow | $632.0K | $5M | $2M | $5M | $4M | $763.0K | $2M | $5M | $3M | $-1M | $4M | $3M | $-2M | $5M | $4M | $4M | |
| CapEx | $300.0K | $382.0K | $633.0K | $-215.0K | $125.0K | $622.0K | $341.0K | $2M | $113.0K | $479.0K | $96.0K | $1M | $121.0K | $189.0K | $270.0K | $489.0K | |
| Investing Cash Flow | $-31M | $-20M | $-20M | $-6M | $-9M | $-8M | $-12M | $8M | $-7M | $124.0K | $-26M | $10M | $9M | $-17M | $12M | $-4M | |
| Stock Repurchased | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $184.0K | $813.0K | $0 | · | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | · | · | · | · | $-813.0K | · | · | |
| Dividends Paid | $454.0K | $455.0K | $453.0K | $454.0K | $455.0K | $455.0K | $454.0K | $454.0K | $457.0K | $453.0K | $361.0K | $366.0K | $364.0K | $370.0K | $370.0K | $331.0K | |
| Financing Cash Flow | $-22M | $19M | $17M | $9M | $-12M | $29M | $-26M | $22M | $-9M | $14M | $-2M | $13M | $2M | $15M | $-36M | $6M | |
| Taxes Paid | · | · | $1M | $350.0K | · | · | $550.0K | $450.0K | · | · | $400.0K | $625.0K | · | · | $750.0K | $530.0K | |
| Free Cash Flow | · | $4M | · | · | · | $141.0K | · | · | · | $-2M | · | · | · | $5M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-5M | · | · | · | $3M | · | · |
Redditività 5
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 282.0% | 279.1% | · | 263.1% | 277.3% | 85.8% | · | 200.8% | 217.9% | 229.5% | · | 207.0% | 265.3% | 201.8% | · | 196.0% | |
| Pretax Margin | 354.1% | 350.0% | · | 307.6% | 348.5% | 105.9% | · | 248.6% | 270.4% | 285.6% | · | 257.9% | 331.6% | 251.4% | · | 241.8% | |
| EBITDA Margin | · | 34.8% | · | · | · | 33.0% | · | · | · | 36.1% | · | · | · | 50.0% | · | · | |
| ROA | 0.32% | 0.27% | · | 0.27% | 0.27% | 0.08% | · | 0.20% | 0.22% | 0.23% | · | 0.22% | 0.27% | 0.21% | · | 0.27% | |
| ROE | 4.2% | 3.7% | · | 3.8% | 4.0% | 1.3% | · | 3.4% | 3.8% | 3.9% | · | 4.2% | 4.8% | 3.5% | · | 4.4% |
Efficienza 1
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valutazione (TTM) 11
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4M | $4M | · | $4M | $4M | $4M | · | $4M | $4M | $4M | · | $4M | $4M | $4M | · | $3M | |
| Net Income TTM | $11M | $9M | · | $8M | $8M | $7M | · | $8M | $9M | $9M | · | $9M | $9M | $9M | · | $9M | |
| Market Cap | $116M | $94M | · | $71M | $64M | $67M | · | $62M | $51M | $47M | · | $48M | $41M | $48M | · | $59M | |
| P/E | 10.1 | 10.2 | · | 8.5 | 8.3 | 9.4 | · | 7.4 | 5.7 | 5.4 | · | 5.2 | 4.5 | 5.5 | · | 6.7 | |
| P/S | 27.8 | 23.4 | · | 17.8 | 16.2 | 17.2 | · | 15.9 | 13.1 | 12.1 | · | 11.2 | 10.6 | 13.5 | · | 18.4 | |
| P/B | 1.4 | 1.2 | · | 0.9 | 0.9 | 1.0 | · | 0.9 | 0.8 | 0.8 | · | 1.0 | 0.8 | 0.9 | · | 1.2 | |
| P / Tangible Book | 1.5 | 1.3 | · | 1.0 | 1.0 | 1.1 | · | 1.0 | 1.0 | 0.9 | · | 1.2 | 1.0 | 1.1 | · | 1.6 | |
| P / Cash Flow | · | 19.7 | · | · | · | 88.0 | · | · | · | -38.3 | · | · | · | 9.9 | · | · | |
| P / FCF | · | 21.5 | · | · | · | 476.2 | · | · | · | -27.5 | · | · | · | 10.3 | · | · | |
| Earnings Yield | 9.9% | 9.8% | · | 11.8% | 12.1% | 10.7% | · | 13.5% | 17.5% | 18.6% | · | 19.1% | 22.2% | 18.2% | · | 14.9% | |
| Payout Ratio | · | 16.4% | · | · | · | 54.0% | · | · | · | 20.7% | · | · | · | 18.6% | · | · |
Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni
Conto Economico
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Ricavi | $4M | — | — | $4M | — |
| Utile netto | $9M | — | — | $8M | — |
| EPS Diluito | $1.99 | — | — | $1.75 | — |
Flusso di cassa
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Flusso di cassa libero | $10M | — | — | $6M | — |
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Proprietari istituzionali (13F) 46 filer · $38.1M totale · Aggiornato al 30 Giugno 2026
Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.
Attività istituzionale — Q2 2026 vs trimestre precedente
| Nuove posizioni | Posizioni chiuse | Aumentato | Diminuito | Variazione netta delle azioni |
|---|---|---|---|---|
| 21 (+20 vs trimestre precedente) | 0 (-3 vs trimestre precedente) | 12 (+8 vs trimestre precedente) | 5 (-3 vs trimestre precedente) | +260K |
Confrontato con Q1 2026. Le dichiarazioni SEC Form 13F sono dovute entro 45 giorni dalla fine del trimestre più un breve margine per i dichiaranti in ritardo — i trimestri ancora all'interno di questa finestra vengono saltati a favore della coppia più recente completamente riportata.
| Istituzione | Valore | Azioni | % di 13F tracciati | Tipo |
|---|---|---|---|---|
| Fourthstone LLC | $8.600.422 | 334.491 | 22,55% | Azioni |
| PETTYJOHN, WOOD & WHITE, INC | $5.585.275 | 218.859 | 14,65% | Azioni |
| VANGUARD CAPITAL MANAGEMENT LLC | $4.064.213 | 159.256 | 10,66% | Azioni |
| CAPTRUST FINANCIAL ADVISORS | $3.674.293 | 143.977 | 9,64% | Azioni |
| VANGUARD GROUP INC | $2.915.871 | 156.936 | 7,65% | Azioni |
| Daytona Street Capital LLC | $2.005.821 | 79.078 | 5,26% | Azioni |
| North Reef Capital Management LP | $1.279.369 | 50.132 | 3,36% | Azioni |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $961.645 | 37.682 | 2,52% | Azioni |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $894.680 | 35.058 | 2,35% | Azioni |
| GEODE CAPITAL MANAGEMENT, LLC | $866.636 | 33.947 | 2,27% | Azioni |
| DIMENSIONAL FUND ADVISORS LP | $781.652 | 30.629 | 2,05% | Azioni |
| RENAISSANCE TECHNOLOGIES LLC | $770.117 | 30.177 | 2,02% | Azioni |
| Empowered Funds, LLC | $629.885 | 24.682 | 1,65% | Azioni |
| VANGUARD FIDUCIARY TRUST CO | $611.868 | 23.976 | 1,60% | Azioni |
| FIRST MANHATTAN CO. LLC. | $569.377 | 22.311 | 1,49% | Azioni |
| LPL Financial LLC | $486.248 | 19.054 | 1,28% | Azioni |
| Krilogy Financial LLC | $482.328 | 18.900 | 1,26% | Azioni |
| Hillsdale Investment Management Inc. | $433.840 | 17.000 | 1,14% | Azioni |
| MontVue Capital Management, Inc. | $339.340 | 13.297 | 0,89% | Azioni |
| RFG - Bristol Wealth Advisors, LLC | $290.698 | 11.391 | 0,76% | Azioni |
| NORTHERN TRUST CORP | $232.104 | 9.095 | 0,61% | Azioni |
| Fiduciary Trust Co | $231.339 | 9.065 | 0,61% | Azioni |
| STATE STREET CORP | $222.024 | 8.700 | 0,58% | Azioni |
| ENVESTNET ASSET MANAGEMENT INC | $220.491 | 8.640 | 0,58% | Azioni |
| Plancorp, LLC | $215.408 | 8.250 | 0,56% | Azioni |
| WELLS FARGO & COMPANY/MN | $162.052 | 6.350 | 0,42% | Azioni |
| Atlantic Union Bankshares Corp | $153.120 | 6.000 | 0,40% | Azioni |
| OSAIC HOLDINGS, INC. | $141.585 | 5.548 | 0,37% | Azioni |
| Vanguard Global Advisers, LLC | $74.263 | 2.910 | 0,19% | Azioni |
| MARSHALL WACE, LLP | $47.288 | 1.853 | 0,12% | Azioni |
| Mirae Asset Global Investments Co., Ltd. | $43.410 | 1.701 | 0,11% | Azioni |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $36.136 | 1.416 | 0,09% | Azioni |
| Russell Investments Group, Ltd. | $25.169 | 1.019 | 0,07% | Azioni |
| BlackRock, Inc. | $22.764 | 892 | 0,06% | Azioni |
| UBS Group AG | $21.769 | 853 | 0,06% | Azioni |
| Farther Finance Advisors, LLC | $12.148 | 476 | 0,03% | Azioni |
| Integrated Wealth Concepts LLC | $8.238 | 323 | 0,02% | Azioni |
| Tower Research Capital LLC (TRC) | $7.758 | 304 | 0,02% | Azioni |
| JONES FINANCIAL COMPANIES LLLP | $7.353 | 300 | 0,02% | Azioni |
| JPMORGAN CHASE & CO | $2.001 | 81 | 0,01% | Azioni |
| BARCLAYS PLC | $383 | 15 | 0,00% | Azioni |
| ACADIAN ASSET MANAGEMENT LLC | $318 | 12.643 | 0,00% | Azioni |
| FMR LLC | $128 | 5 | 0,00% | Azioni |
| Caitong International Asset Management Co., Ltd | $102 | 4 | 0,00% | Azioni |
| MORGAN STANLEY | $54 | 2 | 0,00% | Azioni |
| SBI Securities Co., Ltd. | $51 | 2 | 0,00% | Azioni |
Insider aziendali 24 insider · 5 dirigenti · 16 direttori
| Insider | Ruolo | Ultima attività | Azioni possedute | Acquisti 12m | Vendite 12m | Netto 12m |
|---|---|---|---|---|---|---|
| Robert R Chapman | President | 12 Maggio 2023 P | 120.057 | 0 | 0 | $0 |
| Todd J Scruggs | Secretary-Treasurer | 25 Ottobre 2023 P | 32.993 | 0 | 0 | $0 |
| Harry P Umberger JR | EVP - Chief Credit Officer | 24 Ottobre 2023 P | 1.887 | 0 | 0 | $0 |
| Eric John Sorenson JR | EVP | 03 Maggio 2023 P | 2.039 | 0 | 0 | $0 |
| Angelia R Johnson | EVP - RETAIL | 28 Luglio 2010 P | 100 | 0 | 0 | $0 |
| Phillip C Jamerson | Direttore | 17 Novembre 2023 P | 13.487 | 0 | 0 | $0 |
| John R Alford JR | Direttore | 26 Ottobre 2023 P | 21.190 | 0 | 0 | $0 |
| Aubrey Douglas Dalton III | Direttore | 12 Maggio 2023 P | 11.353 | 0 | 0 | $0 |
| Augustus A Petticolas JR | Direttore | 10 Maggio 2023 P | 2.560 | 0 | 0 | $0 |
| Julie P Doyle | Direttore | 08 Maggio 2023 P | 8.853 | 0 | 0 | $0 |
| Thomas W Pettyjohn JR | Direttore | 08 Maggio 2023 P | 17.225 | 0 | 0 | $0 |
| Lydia K Langley | Direttore | 28 Luglio 2020 P | 45.400 | 0 | 0 | $0 |
| James F Daly | Direttore | 08 Agosto 2016 P | 75.000 | 0 | 0 | $0 |
| Richard R Zechini | Direttore | 27 Luglio 2010 P | 44.373 | 0 | 0 | $0 |
| Donald M Giles | Direttore | 10 Maggio 2010 P | 23.851 | 0 | 0 | $0 |
| Donna S Clark | Direttore | 29 Dicembre 2006 P | 25.887 | 0 | 0 | $0 |
| Kenneth S White | Direttore | 29 Dicembre 2006 P | 31.625 | 0 | 0 | $0 |
| James R Hughes JR | Direttore | 21 Dicembre 2005 G | 63.625 | 0 | 0 | $0 |
| Ted F Counts | Direttore | 25 Maggio 2004 P | 7.360 | 0 | 0 | $0 |
| Lewis C Addison | — | 10 Agosto 2026 P | 19.791 | 1 | 0 | $1.905 |
| Michael A Syrek | — | 07 Agosto 2026 P | 13.700 | 1 | 0 | $2.705 |
| William C Bryant III | — | 06 Agosto 2026 P | 78.366 | 1 | 0 | $17.615 |
| Watt R Foster JR | — | 06 Agosto 2026 P | 126.360 | 1 | 0 | $12.520 |
| Martin E Waltemeyer | — | 20 Dicembre 2005 A | — | 0 | 0 | $0 |
Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato
Proprietà ETF Posseduti da 10 ETF
Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.
| Fondo | Peso | Unità | Aggiornato al | Fonte |
|---|---|---|---|---|
| IWC · iShares Trust | 0,03% | 13.959 SH | 08 Agosto 2026 | Giornaliero |
| DXUV · Dimensional ETF Trust | 0,00% | 729 NS | 30 Aprile 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 1.312 NS | 30 Aprile 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 4.961 NS | 30 Aprile 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 508 NS | 30 Aprile 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 2.062 NS | 30 Aprile 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 44.830 SH | 08 Agosto 2026 | Giornaliero |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 111.400 SH | 08 Agosto 2026 | Giornaliero |
| DFUS · Dimensional ETF Trust | 0,00% | 356 NS | 30 Aprile 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,00% | 37 NS | 30 Aprile 2026 | N-PORT |