HQY Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

03

Prezzo $90.04

Capitalizzazione di Mercato (MRQ) $7.47B

P/E (TTM) 32.5

EPS (TTM) $2.77

Ricavi (TTM) $1.36B

ROE (TTM) 11.4%

D/E Debito/Patrimonio (MRQ) 0.5

Intervallo 52 sett. $73–$108

HQY Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

04

intervallo

barre

La granularità delle barre si adatta al periodo selezionato — passa il mouse sul grafico per vedere apertura/massimo/minimo/chiusura di una barra.

Performance decennale Andamento di ricavi, utile netto, margini e EPS

06

Ricavi$1.31B

2017-01-31 → 2026-01-31

EPS$2.46

2017-01-31 → 2026-01-31

Flusso di cassa libero$455M

2017-01-31 → 2026-01-31

Margine netto17.4%

2017-01-31 → 2026-01-31

Valutazione e Rapporti 07–12

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica	HQY	media 5 anni	Mediana dei peer	Verdetto
P/E (TTM)	32.5media 5 anni ≈-8.7	≈-8.7	36.3	Valore equo
P/S (TTM)	5.5media 5 anni ≈6.4	≈6.4	0.7	Sopravvalutato
P/B (MRQ)	3.8media 5 anni ≈3.2	≈3.2	3.9	Sopravvalutato
EV / EBITDA	17.4media 5 anni ≈30.8	≈30.8	16.1	Valore equo
Prezzo / FCF (TTM)	15.3media 5 anni ≈28.0	≈28.0	·	·
Prezzo / Flusso di cassa (TTM)	15.2media 5 anni ≈27.3	≈27.3	15.6	Valore equo
EV / Revenue (EV / Ricavi)	6.3media 5 anni ≈7.0	≈7.0	·	·
EV / FCF	18.2media 5 anni ≈31.1	≈31.1	·	·
Prezzo / Valore contabile tangibile (MRQ)	7.9	·	·	·
PEG Ratio	≈0.4	·	·	·

La mediana dei peer viene calcolata su base standardizzata per metrica e potrebbe non corrispondere sempre alla base TTM/MRQ mostrata per questo titolo.

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica	HQY	media 5 anni	Mediana dei peer	Verdetto
Margine lordo (TTM)	71.2%media 5 anni ≈61.9%	≈61.9%	25.0%	Di prim'ordine
Margine Operativo (TTM)	25.8%media 5 anni ≈9.5%	≈9.5%	3.5%	Di prim'ordine
Margine EBITDA (TTM)	37.4%media 5 anni ≈25.0%	≈25.0%	3.7%	Di prim'ordine
Margine ante imposte (TTM)	22.7%media 5 anni ≈5.0%	≈5.0%	2.8%	Di prim'ordine
Margine di Profitto Netto (TTM)	17.4%media 5 anni ≈4.2%	≈4.2%	2.9%	Di prim'ordine
ROA (TTM)	7.1%media 5 anni ≈1.7%	≈1.7%	3.0%	Di prim'ordine
ROE (TTM)	11.4%media 5 anni ≈2.7%	≈2.7%	10.1%	In linea
ROIC	8.2%media 5 anni ≈3.0%	≈3.0%	8.0%	Di prim'ordine

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica	HQY	media 5 anni	Mediana dei peer	Verdetto
Debito / Patrimonio Netto (MRQ)	0.5media 5 anni ≈0.5	≈0.5	0.7	Basso indebitamento
Rapporto corrente (MRQ)	3.0media 5 anni ≈3.3	≈3.3	1.7	Liquidità elevata
Quick Ratio	2.8media 5 anni ≈2.9	≈2.9	1.3	Liquidità elevata
Debito a lungo termine / Patrimonio netto (MRQ)	0.5media 5 anni ≈0.5	≈0.5	0.7	Basso indebitamento

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica	HQY	media 5 anni	Mediana dei peer	Verdetto
Revenue YoY (Ricavi YoY)	9.5%media 5 anni ≈12.5%	≈12.5%	·	·
Revenue CAGR 3Y (CAGR Ricavi 3Y)	15.1%media 5 anni ≈14.2%	≈14.2%	·	·
Revenue CAGR 5Y (CAGR Ricavi 5Y)	12.4%	·	·	·
EPS YoY	125.7%	·	·	·
Net Income YoY (Utile Netto YoY)	122.5%	·	·	·
EPS CAGR 3Y (CAGR EPS 3 anni)	74.7%	·	·	·
EPS CAGR 5Y (CAGR EPS 5 anni)	83.0%	·	·	·
Net Income CAGR 3Y (CAGR Utile Netto 3 anni)	84.8%	·	·	·
Net Income CAGR 5Y (CAGR Utile Netto 5 anni)	89.4%	·	·	·

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica	HQY	media 5 anni	Mediana dei peer	Verdetto
EPS (Diluted) (EPS (Diluito))	$2.46media 5 anni ≈$0.67	≈$0.67	·	·
Revenue / Share (Ricavi / Azione)	$15.02media 5 anni ≈$11.86	≈$11.86	·	·
Cash Flow / Share (Flusso di cassa / Azione)	$5.23media 5 anni ≈$3.06	≈$3.06	·	·
Cash / Share (Liquidità / Azione)	$3.75media 5 anni ≈$3.51	≈$3.51	·	·

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica	HQY	media 5 anni	Mediana dei peer	Verdetto
Asset Turnover (Rotazione delle attività)	0.4media 5 anni ≈0.3	≈0.3	2.4	Debole
Receivables Turnover (Rotazione dei crediti)	10.9media 5 anni ≈10.1	≈10.1	16.3	Debole
Revenue / Employee (Ricavi / Dipendente)	≈$466.7K	·	·	·

valore · ≈ media 5 anni · mediana del settore · giudizio rispetto alla mediana

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

14

Tasso di Superamento 100.0%

Sorpresa media 9.0%

Periodo	Rapporto	EPS Actual	EPS Stimato	Sorpresa
30 Giugno 2027	Ago 27, 2026	$1.24	$1.20	2.9%
31 Marzo 2027	Mag 28, 2026	$1.24	$1.13	10.1%
30 Settembre 2026		$1.24	$1.20	2.9%
30 Giugno 2026		$1.24	$1.13	10.1%
31 Marzo 2026		$0.95	$0.91	4.5%
31 Dicembre 2025		$1.01	$0.94	7.7%
30 Settembre 2025		$1.08	$0.93	16.2%
30 Giugno 2025		$0.97	$0.82	17.6%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

15

Conto Economico 17

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Revenue	$1.31B	$1.20B	$1000M	$862M	$757M	$734M	$532M	$287M	$230M	$178M	$127M	$88M
Cost of Revenue	$400M	$423M	$377M	$370M	$332M	$318M	$206M	$106M	$95M	$72M	$54M	$40M
Gross Profit	$913M	$777M	$623M	$492M	$425M	$415M	$326M	$181M	$135M	$106M	$73M	$48M
R&D Expense	$263M	$240M	$219M	$193M	$157M	$125M	$78M	$35M	$27M	$22M	$17M	$11M
SG&A Expense	$120M	$132M	$104M	$97M	$85M	$84M	$61M	$33M	$25M	$20M	$14M	$8M
Operating Expenses	$591M	$615M	$505M	$483M	$449M	$381M	$249M	$104M	$80M	$65M	$46M	$31M
Operating Income	$322M	$162M	$118M	$9M	$-24M	$34M	$77M	$78M	$54M	$41M	$26M	$17M
Interest Expense	·	·	$55M	$48M	$37M	$35M	$25M	$270.0K	$274.0K	·	·	$0
Other Non-op	$12M	$14M	$13M	$1M	$-6M	$5M	$-9M	$-2M	$-2M	$-1M	$-589.0K	$-1M
Pretax Income	$277M	$116M	$75M	$-38M	$-67M	$4M	$43M	$76M	$52M	$40M	$26M	$16M
Income Tax	$62M	$19M	$19M	$-12M	$-22M	$-5M	$3M	$2M	$5M	$14M	$9M	$6M
Net Income	$215M	$97M	$56M	$-26M	$-44M	$9M	$40M	$74M	$47M	$26M	$17M	$10M
EPS (Basic)	$2.50	$1.11	$0.65	$-0.31	$-0.53	$0.12	$0.59	$1.20	$0.79	$0.45	$0.29	$0.39
EPS (Diluted)	$2.46	$1.09	$0.64	$-0.31	$-0.53	$0.12	$0.58	$1.17	$0.77	$0.44	$0.28	$0.21
Shares (Basic)	86,132,000	86,870,000	85,564,000	84,442,000	83,133,000	74,235,000	67,026,000	61,836,000	60,304,000	58,615,000	56,719,000	31,181,000
Shares (Diluted)	87,473,000	88,828,000	86,957,000	84,442,000	83,133,000	75,679,000	68,453,000	63,370,000	61,854,000	59,894,000	58,863,000	51,856,000
EBITDA	$477M	$325M	$271M	$170M	$113M	$150M	$132M	$96M	$70M	$54M	$35M	$23M

Stato Patrimoniale 29

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Cash & Equivalents	$319M	$296M	$404M	$254M	$225M	$329M	$192M	$361M	$199M	$140M	$84M	$111M
Receivables	$124M	$118M	$105M	$97M	$87M	$73M	$71M	$26M	$22M	$17M	$14M	$9M
Inventory	·	·	·	·	·	·	·	·	$215.0K	$592.0K	$620.0K	$625.0K
Prepaid Expense	$70M	$64M	·	·	·	·	·	·	·	$3M	$2M	$2M
Other Current Assets	·	$64M	$49M	$32M	$38M	$59M	$35M	$8M	$4M	$3M	$2M	$2M
Current Assets	$512M	$478M	$557M	$383M	$351M	$460M	$297M	$395M	$265M	$201M	$143M	$125M
PP&E (Net)	$3M	$3M	$6M	$13M	$23M	$29M	$33M	$8M	$8M	$5M	$4M	$3M
PP&E (Gross)	$40M	$40M	$47M	$55M	$59M	$60M	$49M	$17M	$15M	$11M	$8M	$6M
Accum. Depreciation	$37M	$37M	$41M	$42M	$36M	$31M	$16M	$9M	$7M	$6M	$5M	$3M
Goodwill	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	$1.33B	$1.33B	$5M	$5M	$5M	$5M	$5M
Intangibles	$1.10B	$1.20B	$836M	$936M	$973M	$767M	$783M	$80M	$84M	$65M	$67M	$27M
Other Non-current Assets	$83M	$72M	$68M	$52M	$50M	$37M	$35M	$21M	$2M	$2M	$2M	$281.0K
Total Assets	$3.38B	$3.45B	$3.16B	$3.09B	$3.11B	$2.71B	$2.56B	$510M	$369M	$279M	$220M	$159M
Accounts Payable	$12M	$14M	$12M	$14M	$28M	$2M	$4M	$4M	$2M	$3M	$2M	$1M
Accrued Liabilities	$74M	$63M	$46M	$44M	$58M	$76M	$46M	$9M	$6M	$4M	$2M	$2M
Current Liabilities	$157M	$156M	$117M	$131M	$153M	$205M	$152M	$29M	$20M	$16M	$12M	$9M
Capital Leases	$34M	$42M	$49M	$59M	$65M	$74M	$68M	·	·	·	·	·
Deferred Tax	$94M	$56M	$69M	$83M	$100M	$120M	$130M	$916.0K	$0	$37.0K	$4M	$5M
Other Non-current Liabilities	$31M	$23M	$19M	$13M	$14M	$9M	$3M	$3M	$2M	·	·	·
Total Liabilities	$1.27B	$1.33B	$1.13B	$1.19B	$1.25B	$1.33B	$1.53B	$33M	$23M	$17M	$16M	$15M
Long-term Debt	$957M	$1.06B	$875M	$925M	$931M	$987M	$1.22B	$0	·	·	·	·
Total Debt	$957M	$1.06B	$875M	$925M	$931M	$987M	$1.22B	·	·	·	·	·
Common Stock	$8.0K	$9.0K	$9.0K	$8.0K	$8.0K	$8.0K	$7.0K	$6.0K	$6.0K	$6.0K	$6.0K	$5.0K
Paid-in Capital	$1.92B	$1.91B	$1.83B	$1.75B	$1.68B	$1.16B	$819M	$305M	$261M	$232M	$200M	$157M
Retained Earnings	$196M	$209M	$206M	$150M	$176M	$220M	$212M	$172M	$85M	$30M	$4M	$-13M
AOCI	$-6M	$0	·	·	·	·	·	$0	$-269.0K	$-165.0K	$-98.0K	$0
Stockholders' Equity	$2.11B	$2.11B	$2.04B	$1.90B	$1.85B	$1.38B	$1.03B	$477M	$346M	$262M	$203M	$144M
Liabilities + Equity	$3.38B	$3.45B	$3.16B	$3.09B	$3.11B	$2.71B	$2.56B	$510M	$369M	$279M	$220M	$159M
Shares Outstanding	85,007,000	86,536,000	86,127,000	84,758,000	83,780,000	77,168,000	71,051,000	62,446,000	60,825,000	59,538,000	57,726,000	54,802,000

Flusso di cassa 19

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
D&A	$155M	$162M	$153M	$161M	$137M	$116M	$55M	$18M	$16M	$13M	$9M	$6M
Stock-based Comp	$73M	$96M	$77M	$63M	$53M	$43M	$40M	$21M	$14M	$8M	$6M	$3M
Deferred Tax	$40M	$-13M	$-14M	$-17M	$-23M	$-5M	$4M	$408.0K	$4M	$-3M	$-2M	$2M
Amort. of Intangibles	$153M	$158M	$144M	$149M	$122M	$100M	$46M	$15M	$13M	$11M	$7M	$5M
Other Non-cash	$-26M	$-3M	$-29M	$-30M	$19M	$19M	$-34M	$-127.0K	$-227.0K	$558.0K	$-2M	$-5M
Operating Cash Flow	$457M	$340M	$243M	$151M	$141M	$182M	$105M	$113M	$82M	$46M	$27M	$15M
CapEx	$2M	$2M	$2M	$3M	$9M	$13M	$7M	$4M	$5M	$4M	$2M	$2M
Investing Cash Flow	$-47M	$-505M	$-46M	$-119M	$-639M	$-97M	$-1.74B	$26M	$-37M	$-13M	$-91M	$-8M
Debt Issued	$0	$737M	$0	$0	$950M	$0	$1.25B	$0	$0	·	·	·
Net Debt Issued	$-100M	$175M	$-54M	$-9M	$-53M	$-239M	$1.24B	·	·	·	·	·
Stock Issued	·	·	$0	$0	$457M	$287M	$458M	$0	$0	·	·	·
Stock Repurchased	$299M	$121M	$0	$0	·	·	·	·	·	·	·	·
Net Stock Activity	$-299M	$-121M	$0	$0	$457M	$287M	$458M	·	·	·	·	·
Dividends Paid	·	·	·	·	·	·	·	·	·	$0	$0	$50M
Financing Cash Flow	$-387M	$58M	$-47M	$-3M	$395M	$52M	$1.47B	$23M	$15M	$24M	$37M	$90M
Net Change in Cash	$23M	$-108M	$150M	$29M	$-103M	$137M	$-170M	$162M	$60M	$56M	$-27M	$97M
Taxes Paid	$8M	$26M	$35M	$2M	$-6M	$-6M	$9M	$587.0K	$27.0K	$863.0K	$1M	$-2M
Free Cash Flow	$455M	$338M	$241M	$147M	$132M	$169M	$98M	$110M	$76M	$42M	$24M	$13M
Levered FCF	·	·	$200M	$114M	$108M	$94M	$75M	·	·	·	·	$13M

Redditività 8

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Gross Margin	69.5%	64.8%	62.3%	56.9%	56.0%	56.6%	61.3%	63.1%	58.8%	59.6%	57.3%	54.6%
Operating Margin	24.6%	13.5%	11.8%	1.1%	-3.2%	4.6%	14.5%	27.0%	23.7%	23.1%	20.6%	19.2%
Net Margin	16.4%	8.1%	5.6%	-3.0%	-5.9%	1.2%	7.5%	25.7%	20.6%	14.8%	13.1%	11.6%
Pretax Margin	21.1%	9.7%	7.5%	-4.4%	-8.8%	0.56%	8.1%	26.4%	22.7%	22.5%	20.2%	17.9%
EBITDA Margin	36.3%	27.1%	27.1%	19.8%	14.9%	20.4%	24.9%	33.4%	30.7%	30.5%	27.4%	25.9%
ROA	6.3%	2.9%	1.8%	-0.84%	-1.5%	0.33%	2.6%	16.8%	14.6%	10.6%	8.8%	9.5%
ROE	10.1%	4.6%	2.8%	-1.4%	-2.4%	0.65%	3.9%	15.8%	15.6%	11.3%	9.6%	15.5%
ROIC	8.2%	4.3%	3.0%	0.22%	-0.58%	3.1%	3.1%	15.9%	14.3%	10.3%	8.3%	7.5%

Liquidità e Solvibilità 5

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Current Ratio	3.3	3.1	4.8	2.9	2.3	2.2	2.0	13.6	13.0	12.8	11.8	14.1
Quick Ratio	2.8	2.6	4.3	2.7	2.0	2.0	1.7	13.3	10.8	10.0	8.1	13.6
Debt / Equity	0.5	0.5	0.4	0.5	0.5	0.7	1.2	·	·	·	·	·
LT Debt / Equity	0.5	0.5	0.4	0.5	0.5	0.7	1.1	·	·	·	·	·
Interest Coverage	·	·	2.1	0.2	-0.7	1.0	3.1	·	·	·	·	·

Efficienza 3

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Asset Turnover	0.4	0.4	0.3	0.3	0.3	0.3	0.3	0.7	0.7	0.7	0.7	0.8
Inventory Turnover	·	·	·	·	·	·	·	·	234.5	118.8	87.0	78.5
Receivables Turnover	10.9	10.8	9.9	9.4	9.4	10.2	11.0	12.2	11.9	11.4	10.9	11.9

Per Azione 5

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Book Value / Share	$24.79	$24.44	$23.63	$22.37	$22.11	$17.87	$14.50	$7.64	$5.69	$4.40	$3.52	$20.47
Revenue / Share	$15.02	$13.51	$11.50	$10.21	$9.10	$9.69	$7.77	$4.53	$3.71	$2.98	$2.15	$1.69
Cash Flow / Share	$5.23	$3.83	$2.79	$1.78	$1.70	$2.40	$1.53	$1.79	$1.32	$0.76	$0.45	$0.29
Cash / Share	$3.75	$3.42	$4.69	$3.00	$2.69	$4.26	$2.70	$5.79	$3.28	$2.35	$1.45	$15.77
EPS (TTM)	$2.46	$1.09	$0.64	$-0.31	$-0.53	$0.12	$0.58	$1.17	$0.77	$0.44	$0.28	$0.21

Tassi di Crescita 9

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Revenue YoY	9.5%	20.0%	16.0%	13.9%	3.1%	·	·	·	·	·	·	·
Revenue CAGR 3Y	15.1%	16.6%	10.9%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	12.4%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	125.7%	70.3%	·	·	·	·	·	·	·	·	·	·
EPS CAGR 3Y	·	·	74.7%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	83.0%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	122.5%	73.6%	·	·	·	·	·	·	·	·	·	·
Net Income CAGR 3Y	·	·	84.8%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	89.4%	·	·	·	·	·	·	·	·	·	·	·

Valutazione (TTM) 16

Metrica	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Revenue TTM	$1.31B	$1.20B	$1000M	$862M	$757M	$734M	$532M	$287M	$230M	$178M	$127M	$88M
Net Income TTM	$215M	$97M	$56M	$-26M	$-44M	$9M	$40M	$74M	$47M	$26M	$17M	$10M
Market Cap	$7.12B	$9.56B	$6.51B	$5.16B	$4.48B	$6.45B	$4.69B	$3.89B	$3.08B	$2.75B	$1.24B	$146M
Enterprise Value	$7.75B	$10.32B	$6.98B	$5.83B	$5.18B	$7.11B	$5.72B	·	·	·	·	·
P/E	34.0	101.3	118.1	-196.3	-100.8	696.2	113.9	53.3	65.7	105.1	77.0	98.9
P/S	5.4	8.0	6.5	6.0	5.9	8.8	8.8	13.6	13.4	15.4	9.8	1.7
P/B	3.4	4.5	3.2	2.7	2.4	4.7	4.6	8.2	8.9	10.5	6.1	1.0
P / Cash Flow	15.6	28.1	26.8	34.2	31.8	35.5	44.7	34.3	37.7	60.4	46.9	9.7
P / FCF	15.6	28.3	27.0	35.0	33.9	38.3	48.0	35.5	40.4	65.6	51.5	11.0
EV / EBITDA	16.3	31.8	25.8	34.2	45.9	47.4	43.2	·	·	·	·	·
EV / FCF	17.0	30.5	28.9	39.6	39.2	42.2	58.6	·	·	·	·	·
EV / Revenue	5.9	8.6	7.0	6.8	6.9	9.7	10.8	·	·	·	·	·
Dividend Yield	·	·	·	·	·	·	·	·	·	0.00%	0.00%	34.4%
Earnings Yield	2.9%	0.99%	0.85%	-0.51%	-0.99%	0.14%	0.88%	1.9%	1.5%	0.95%	1.3%	1.0%
Payout Ratio	·	·	·	·	·	·	·	·	·	0.00%	0.00%	495.2%
Annual Payout	·	·	·	·	·	·	·	·	·	$0	$0	$50M

Conto Economico 17

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Revenue	$351M	$355M	$335M	$322M	$326M	$331M	$312M	$300M	$300M	$288M	$262M	$249M	$244M	$244M	$234M	$216M
Cost of Revenue	$93M	$98M	$106M	$94M	$93M	$107M	$123M	$103M	$96M	$100M	$99M	$90M	$92M	$96M	$98M	$89M
Gross Profit	$258M	$256M	$228M	$228M	$233M	$224M	$189M	$197M	$204M	$187M	$163M	$159M	$152M	$148M	$136M	$127M
R&D Expense	$74M	$68M	$70M	$66M	$65M	$61M	$65M	$60M	$59M	$56M	$55M	$56M	$55M	$53M	$53M	$49M
SG&A Expense	$35M	$31M	$34M	$31M	$30M	$26M	$30M	$32M	$32M	$38M	$23M	$27M	$28M	$26M	$23M	$25M
Operating Expenses	$159M	$153M	$157M	$149M	$143M	$141M	$147M	$177M	$145M	$146M	$124M	$128M	$127M	$125M	$123M	$122M
Operating Income	$99M	$103M	$71M	$79M	$90M	$83M	$42M	$20M	$59M	$42M	$39M	$31M	$25M	$23M	$13M	$6M
Interest Expense	·	·	·	·	·	·	·	·	·	$12M	·	$14M	$13M	$15M	·	$12M
Other Non-op	$2M	$2M	$3M	$3M	$3M	$3M	$3M	$5M	$3M	$3M	$4M	$4M	$3M	$2M	$1M	$443.0K
Pretax Income	$88M	$92M	$61M	$68M	$78M	$71M	$30M	$6M	$47M	$33M	$30M	$21M	$14M	$10M	$8.0K	$-6M
Income Tax	$22M	$23M	$11M	$16M	$18M	$17M	$4M	$515.0K	$11M	$4M	$3M	$6M	$4M	$6M	$217.0K	$-5M
Net Income	$66M	$69M	$50M	$52M	$60M	$54M	$26M	$6M	$36M	$29M	$26M	$15M	$11M	$4M	$-209.0K	$-2M
EPS (Basic)	$0.79	$0.82	$0.59	$0.60	$0.69	$0.62	$0.30	$0.07	$0.41	$0.33	$0.31	$0.17	$0.12	$0.05	$0.00	$-0.02
EPS (Diluted)	$0.78	$0.82	$0.58	$0.59	$0.68	$0.61	$0.30	$0.06	$0.40	$0.33	$0.30	$0.17	$0.12	$0.05	$0.00	$-0.02
Shares (Basic)	83,374,000	84,413,000	·	85,995,000	86,550,000	86,655,000	·	87,193,000	87,131,000	86,472,000	·	85,697,000	85,533,000	85,030,000	·	84,572,000
Shares (Diluted)	84,014,000	85,006,000	·	86,970,000	87,746,000	88,415,000	·	88,634,000	88,646,000	88,324,000	·	87,122,000	86,341,000	86,102,000	·	84,572,000
EBITDA	$99M	$141M	·	$79M	$90M	$122M	·	$20M	$59M	$81M	·	$31M	$25M	$62M	·	$6M

Stato Patrimoniale 28

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Cash & Equivalents	$256M	$265M	$319M	$309M	$304M	$288M	$296M	$322M	$327M	$251M	·	$334M	$290M	$226M	·	$210M
Receivables	$122M	$122M	$124M	$111M	$111M	$116M	$118M	$107M	$108M	$106M	·	$96M	$93M	$98M	·	$88M
Prepaid Expense	$82M	$79M	$70M	$78M	$77M	$69M	$64M	·	·	·	·	·	·	·	·	·
Other Current Assets	·	·	·	·	·	·	·	$66M	$60M	$47M	·	$44M	$40M	$34M	·	$34M
Current Assets	$460M	$467M	$512M	$499M	$493M	$473M	$478M	$495M	$496M	$405M	·	$474M	$423M	$358M	·	$332M
PP&E (Net)	$5M	$4M	$3M	$3M	$3M	$3M	$3M	$4M	$5M	$5M	·	$8M	$9M	$11M	·	$16M
PP&E (Gross)	$43M	$42M	$40M	$40M	$40M	$39M	$40M	$44M	$45M	$46M	·	$54M	$54M	$54M	·	$57M
Accum. Depreciation	$38M	$38M	$37M	$37M	$37M	$36M	$37M	$40M	$40M	$41M	·	$46M	$45M	$43M	·	$41M
Goodwill	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	$1.65B	·	$1.65B	$1.65B	$1.65B	·	$1.65B
Intangibles	$1.05B	$1.07B	$1.10B	$1.12B	$1.15B	$1.18B	$1.20B	$1.23B	$1.25B	$1.07B	·	$861M	$882M	$908M	·	$965M
Other Non-current Assets	$78M	$80M	$83M	$85M	$80M	$71M	$72M	$68M	$65M	$69M	·	$52M	$53M	$53M	·	$48M
Total Assets	$3.27B	$3.31B	$3.38B	$3.40B	$3.42B	$3.42B	$3.45B	$3.49B	$3.51B	$3.25B	·	$3.09B	$3.07B	$3.04B	·	$3.06B
Accounts Payable	$9M	$14M	$12M	$20M	$10M	$13M	$14M	$10M	$11M	$18M	·	$13M	$13M	$13M	·	$16M
Accrued Liabilities	$97M	$85M	$74M	$47M	$65M	$68M	$63M	$87M	$63M	$41M	·	$42M	$49M	$46M	·	$33M
Current Liabilities	$154M	$136M	$157M	$121M	$117M	$116M	$156M	$155M	$121M	$92M	·	$96M	$103M	$90M	·	$110M
Capital Leases	$30M	$32M	$34M	$36M	$38M	$40M	$42M	$44M	$46M	$48M	·	$51M	$52M	$59M	·	$61M
Deferred Tax	$92M	$95M	$94M	$102M	$87M	$57M	$56M	$59M	$63M	$63M	·	$67M	$75M	$82M	·	$89M
Other Non-current Liabilities	$74M	$53M	$31M	$24M	$22M	$22M	$23M	$25M	$25M	$19M	·	$18M	$13M	$13M	·	$10M
Total Liabilities	$1.28B	$1.26B	$1.27B	$1.26B	$1.27B	$1.29B	$1.33B	$1.36B	$1.36B	$1.15B	·	$1.11B	$1.12B	$1.12B	·	$1.18B
Long-term Debt	$931M	$943M	$957M	$982M	$1.01B	$1.06B	$1.06B	$1.08B	$1.10B	$926M	·	$874M	$874M	$873M	·	$927M
Total Debt	$931M	$943M	·	$982M	$1.01B	$1.06B	·	$1.08B	$1.10B	$926M	·	$874M	$874M	$873M	·	$927M
Common Stock	$8.0K	$8.0K	$8.0K	$9.0K	$9.0K	$9.0K	$9.0K	$9.0K	$9.0K	$9.0K	·	$9.0K	$9.0K	$9.0K	·	$8.0K
Paid-in Capital	$1.90B	$1.90B	$1.92B	$1.92B	$1.92B	$1.91B	$1.91B	$1.89B	$1.89B	$1.86B	·	$1.81B	$1.79B	$1.76B	·	$1.73B
Retained Earnings	$163M	$177M	$196M	$208M	$227M	$218M	$209M	$232M	$270M	$234M	·	$179M	$165M	$154M	·	$150M
AOCI	$-69M	$-32M	$-6M	$9M	$203.0K	·	$0	·	·	·	·	·	·	·	·	·
Stockholders' Equity	$1.99B	$2.05B	$2.11B	$2.13B	$2.15B	$2.12B	$2.11B	$2.12B	$2.16B	$2.10B	$2.04B	$1.99B	$1.95B	$1.92B	$1.90B	$1.88B
Liabilities + Equity	$3.27B	$3.31B	$3.38B	$3.40B	$3.42B	$3.42B	$3.45B	$3.49B	$3.51B	$3.25B	·	$3.09B	$3.07B	$3.04B	·	$3.06B
Shares Outstanding	82,909,000	83,927,000	85,007,000	85,615,000	86,421,000	86,714,000	86,536,000	86,823,000	87,324,000	87,010,000	·	85,800,000	85,612,000	85,470,000	·	84,636,000

Flusso di cassa 17

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
D&A	$42M	$38M	$39M	$39M	$38M	$39M	$39M	$41M	$44M	$39M	$38M	$38M	$38M	$39M	$40M	$40M
Stock-based Comp	$22M	$19M	$19M	$21M	$19M	$14M	$22M	$21M	$22M	$32M	$17M	$22M	$20M	$18M	$12M	$18M
Amort. of Intangibles	$42M	$38M	$38M	$38M	$38M	$38M	$38M	$40M	$42M	$38M	$36M	$36M	$36M	$36M	$38M	$38M
Other Non-cash	·	$-30M	·	·	·	$-42M	·	·	·	$-34M	·	·	·	$-30M	·	·
Operating Cash Flow	$136M	$98M	$118M	$139M	$136M	$65M	$76M	$91M	$108M	$65M	$77M	$57M	$77M	$32M	$55M	$48M
CapEx	$978.0K	$362.0K	$326.0K	$784.0K	$773.0K	$86.0K	$328.0K	$294.0K	$741.0K	$721.0K	$560.0K	$544.0K	$458.0K	$132.0K	$400.0K	$587.0K
Investing Cash Flow	$-26M	$-14M	$-8M	$-11M	$-11M	$-16M	$-14M	$-13M	$-209M	$-270M	$-11M	$-15M	$-10M	$-9M	$-10M	$-14M
Debt Issued	·	·	$0	$0	$0	$0	$0	$512M	$175M	$50M	$0	$0	$0	$0	$0	·
Net Debt Issued	·	$-15M	·	·	·	$0	·	·	·	$50M	·	·	·	$-54M	·	·
Stock Issued	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	$0
Stock Repurchased	$108M	$123M	$81M	$92M	$67M	$59M	$63M	$59M	$0	$0	$0	·	·	·	·	·
Net Stock Activity	·	$-123M	·	·	·	$-59M	·	·	·	·	·	·	·	·	·	·
Financing Cash Flow	$-120M	$-137M	$-100M	$-122M	$-108M	$-57M	$-88M	$-82M	$177M	$52M	$4M	$2M	$-2M	$-51M	$-1M	$-1M
Net Change in Cash	$-9M	$-54M	$10M	$5M	$17M	$-8M	$-26M	$-5M	$76M	$-153M	$70M	$44M	$65M	$-29M	$44M	$33M
Taxes Paid	$36M	$-451.0K	$691.0K	$844.0K	$7M	$-46.0K	$2M	$10M	$13M	$277.0K	$11M	$10M	$15M	$-7.0K	$751.0K	$202.0K
Free Cash Flow	·	$97M	·	·	·	$65M	·	·	·	$65M	·	·	·	$31M	·	·
Levered FCF	·	·	·	·	·	·	·	·	·	$54M	·	·	·	$25M	·	·

Redditività 8

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Gross Margin	73.6%	72.3%	·	70.8%	71.4%	67.8%	·	65.6%	68.0%	65.1%	·	63.6%	62.0%	60.5%	·	58.7%
Operating Margin	28.1%	29.0%	·	24.4%	27.5%	25.1%	·	6.5%	19.7%	14.5%	·	12.4%	10.2%	9.5%	·	2.6%
Net Margin	18.7%	19.6%	·	16.1%	18.4%	16.3%	·	1.9%	11.9%	10.0%	·	5.9%	4.3%	1.7%	·	-0.76%
Pretax Margin	25.1%	26.1%	·	21.0%	23.9%	21.4%	·	2.1%	15.5%	11.6%	·	8.5%	5.8%	4.1%	·	-2.9%
EBITDA Margin	28.1%	39.8%	·	24.4%	27.5%	36.8%	·	6.5%	19.7%	28.0%	·	12.4%	10.2%	25.5%	·	2.6%
ROA	2.0%	2.1%	·	1.5%	1.7%	1.6%	·	0.17%	1.1%	0.92%	·	0.48%	0.34%	0.13%	·	-0.05%
ROE	3.2%	3.3%	·	2.4%	2.8%	2.5%	·	0.28%	1.7%	1.4%	·	0.76%	0.55%	0.22%	·	-0.09%
ROIC	2.5%	2.6%	·	1.9%	2.2%	2.0%	·	0.56%	1.4%	1.2%	·	0.75%	0.65%	0.34%	·	0.05%

Liquidità e Solvibilità 5

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Current Ratio	3.0	3.4	·	4.1	4.2	4.1	·	3.2	4.1	4.4	·	4.9	4.1	4.0	·	3.0
Quick Ratio	2.5	2.9	·	3.5	3.6	3.5	·	2.8	3.6	3.9	·	4.5	3.7	3.6	·	2.7
Debt / Equity	0.5	0.5	·	0.5	0.5	0.5	·	0.5	0.5	0.4	·	0.4	0.4	0.5	·	0.5
LT Debt / Equity	0.5	0.5	·	0.5	0.5	0.5	·	0.5	0.5	0.4	·	0.4	0.4	0.5	·	0.5
Interest Coverage	·	·	·	·	·	·	·	·	·	3.5	·	2.3	1.9	1.5	·	0.5

Efficienza 2

Metrica	Tendenza	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Asset Turnover		0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.1	0.1	·	0.1
Receivables Turnover		3.0	3.0	·	3.0	3.0	3.0	·	3.0	3.0	2.8	·	2.7	2.7	2.7	·	2.5

Per Azione 5

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Book Value / Share	$24.00	$24.39	·	$24.93	$24.84	$24.49	·	$24.47	$24.70	$24.11	·	$23.17	$22.77	$22.45	·	$22.25
Revenue / Share	$4.17	$4.17	·	$3.70	$3.71	$3.74	·	$3.39	$3.38	$3.26	·	$2.86	$2.82	$2.84	·	$2.56
Cash Flow / Share	·	$1.15	·	·	·	$0.73	·	·	·	$0.74	·	·	·	$0.37	·	·
Cash / Share	$3.09	$3.16	·	$3.61	$3.52	$3.32	·	$3.71	$3.74	$2.89	·	$3.89	$3.39	$2.64	·	$2.48
EPS (TTM)	$2.77	$2.67	·	$2.18	$1.65	$1.37	·	$1.09	$1.20	$0.92	·	$0.34	$0.15	$-0.10	·	$-0.70

Valutazione (TTM) 10

Metrica	Q2 2027	Q1 2027	Q4 2026	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Revenue TTM	$1.36B	$1.34B	·	$1.29B	$1.27B	$1.24B	·	$1.15B	$1.10B	$1.04B	·	$971M	$938M	$901M	·	$831M
Net Income TTM	$236M	$231M	·	$192M	$146M	$122M	·	$97M	$106M	$80M	·	$29M	$13M	$-8M	·	$-59M
Market Cap	$8.34B	$6.88B	·	$8.10B	$8.38B	$7.43B	·	$7.40B	$6.85B	$6.87B	·	$6.15B	$5.82B	$4.57B	·	$6.59B
Enterprise Value	$9.02B	$7.56B	·	$8.77B	$9.09B	$8.20B	·	$8.16B	$7.63B	$7.54B	·	$6.69B	$6.40B	$5.22B	·	$7.31B
P/E	36.3	30.7	·	43.4	58.8	62.6	·	78.2	65.4	85.8	·	210.8	452.9	-534.5	·	-111.3
P/S	6.1	5.1	·	6.3	6.6	6.0	·	6.4	6.2	6.6	·	6.3	6.2	5.1	·	7.9
P/B	4.2	3.4	·	3.8	3.9	3.5	·	3.5	3.2	3.3	·	3.1	3.0	2.4	·	3.5
P / Cash Flow	·	70.6	·	·	·	114.8	·	·	·	104.9	·	·	·	144.9	·	·
EV / Revenue	6.6	5.7	·	6.8	7.2	6.6	·	7.1	6.9	7.2	·	6.9	6.8	5.8	·	8.8
Earnings Yield	2.8%	3.2%	·	2.3%	1.7%	1.6%	·	1.3%	1.5%	1.2%	·	0.47%	0.22%	-0.19%	·	-0.90%

Periodo più recente a sinistra · valori nulli mostrati come ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

16

Metrica	2026-01-31	2025-01-31	2024-01-31	2023-01-31	2022-01-31
Ricavi	$1.31B	$1.20B	$1000M	$862M	$757M
Margine Lordo %	69.5%	64.8%	62.3%	56.9%	56.0%
Margine Operativo %	24.6%	13.5%	11.8%	1.1%	-3.2%
Utile netto	$215M	$97M	$56M	$-26M	$-44M
EPS Diluito	$2.46	$1.09	$0.64	$-0.31	$-0.53

Metrica	2026-01-31	2025-01-31	2024-01-31	2023-01-31	2022-01-31
Debito / Patrimonio Netto	0.5	0.5	0.4	0.5	0.5
Rapporto corrente	3.3	3.1	4.8	2.9	2.3
Quick Ratio	2.8	2.6	4.3	2.7	2.0

Metrica	2026-01-31	2025-01-31	2024-01-31	2023-01-31	2022-01-31
Flusso di cassa libero	$455M	$338M	$241M	$147M	$132M

Proprietari istituzionali (13F) 543 filer · $8.6B totale · Aggiornato al 30 Settembre 2026

17

Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.

Detentori 543

Valore detenuto $8.6B

Nuove posizioni 77

Posizioni chiuse 54

Attività istituzionale — Q2 2026 vs trimestre precedente

Nuove posizioni	Posizioni chiuse	Aumentato	Diminuito	Variazione netta delle azioni
77 (-11 vs trimestre precedente)	54 (-39 vs trimestre precedente)	203 (+20 vs trimestre precedente)	159 (-14 vs trimestre precedente)	-4.8M

Confrontato con Q1 2026. Le dichiarazioni SEC Form 13F sono dovute entro 45 giorni dalla fine del trimestre più un breve margine per i dichiaranti in ritardo — i trimestri ancora all'interno di questa finestra vengono saltati a favore della coppia più recente completamente riportata.

Istituzione	Valore	Azioni	% di 13F tracciati	Tipo
BlackRock, Inc.	$1.018.621.255	11.277.914	11,82%	Azioni
VANGUARD GROUP INC	$794.124.399	8.668.534	9,22%	Azioni
WASATCH ADVISORS LP	$601.949.194	7.202.934	6,99%	Azioni
MORGAN STANLEY	$410.704.974	4.547.219	4,77%	Azioni
VANGUARD PORTFOLIO MANAGEMENT LLC	$366.486.316	4.057.643	4,25%	Azioni
VANGUARD CAPITAL MANAGEMENT LLC	$328.834.888	3.640.776	3,82%	Azioni
STATE STREET CORP	$292.717.061	3.241.046	3,40%	Azioni
GEODE CAPITAL MANAGEMENT, LLC	$214.497.588	2.374.467	2,49%	Azioni
AQR CAPITAL MANAGEMENT LLC	$176.050.345	1.999.209	2,04%	Azioni
DIMENSIONAL FUND ADVISORS LP	$168.794.190	1.869.036	1,96%	Azioni
WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC	$160.157.863	1.773.227	1,86%	Azioni
FMR LLC	$138.947.073	1.538.387	1,61%	Azioni
BROWN ADVISORY INC	$123.975.449	1.372.624	1,44%	Azioni
Clearbridge Investments, LLC	$117.123.775	1.296.765	1,36%	Azioni
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$107.381.628	1.188.902	1,25%	Azioni
Greenhouse Funds LLLP	$106.850.728	1.183.024	1,24%	Azioni
GENEVA CAPITAL MANAGEMENT LLC	$103.839.080	1.149.680	1,21%	Azioni
BANK OF AMERICA CORP /DE/	$103.573.112	1.146.735	1,20%	Azioni
JPMORGAN CHASE & CO	$102.097.653	1.158.837	1,18%	Azioni
DAVENPORT & Co LLC	$98.197.530	1.087.218	1,14%	Azioni
NORTHERN TRUST CORP	$96.833.789	1.072.119	1,12%	Azioni
GOLDMAN SACHS GROUP INC	$90.991.438	1.007.434	1,06%	Azioni
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$87.231.688	965.807	1,01%	Azioni
Atalan Capital Partners, LP	$82.667.186	915.270	0,96%	Azioni
LOOMIS SAYLES & CO L P	$82.060.598	908.554	0,95%	Azioni
Swedbank AB	$76.898.448	851.400	0,89%	Azioni
JANUS HENDERSON GROUP PLC	$71.067.521	850.411	0,82%	Azioni
Park West Asset Management LLC	$70.147.118	776.651	0,81%	Azioni
AMERICAN CENTURY COMPANIES INC	$68.641.411	759.978	0,80%	Azioni
BAMCO INC /NY/	$67.775.586	750.394	0,79%	Azioni
Nuveen, LLC	$66.181.936	732.750	0,77%	Azioni
Stephens Investment Management Group LLC	$65.850.506	729.080	0,76%	Azioni
WESTFIELD CAPITAL MANAGEMENT CO LP	$63.523.230	703.313	0,74%	Azioni
SEI INVESTMENTS CO	$61.716.402	683.320	0,72%	Azioni
CITADEL ADVISORS LLC	$61.685.037	682.961	0,72%	Azioni
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.	$61.285.000	678.537	0,71%	Azioni
Bank of New York Mellon Corp	$60.176.587	666.260	0,70%	Azioni
CADIAN CAPITAL MANAGEMENT, LP	$56.603.544	626.700	0,66%	Azioni
VANGUARD FIDUCIARY TRUST CO	$54.356.744	601.824	0,63%	Azioni
NORGES BANK	$48.226.003	533.946	0,56%	Azioni
Nationale-Nederlanden Powszechne Towarzystwo Emerytalne S.A.	$41.269.195	456.922	0,48%	Azioni
UBS Group AG	$39.330.476	435.457	0,46%	Azioni
RAYMOND JAMES FINANCIAL INC	$39.015.167	431.967	0,45%	Azioni
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC	$36.183.366	400.613	0,42%	Azioni
WELLINGTON MANAGEMENT GROUP LLP	$35.034.586	387.894	0,41%	Azioni
Artisan Partners Limited Partnership	$34.692.544	384.107	0,40%	Azioni
FRANKLIN RESOURCES INC	$32.574.698	360.659	0,38%	Azioni
12th Street Asset Management Company, LLC	$31.195.617	345.390	0,36%	Azioni
Aristotle Capital Boston, LLC	$30.066.082	332.884	0,35%	Azioni
Ranger Investment Management, L.P.	$28.834.931	319.253	0,33%	Azioni

Mostra tutti i 543 proprietari istituzionali →

Insider aziendali 39 insider · 14 dirigenti · 14 direttori

19

Insider	Ruolo	Ultima attività	Azioni possedute	Vendite 12m	Netto 12m
Scott Cutler	President and CEO	08 Luglio 2026 F	176.405	0	$0
James M Lucania	EVP & CFO	08 Luglio 2026 F	104.617	0	$0
Edward Bloomberg	CHIEF OPERATING OFFICER	01 Agosto 2022 S	59.850	0	$0
Stephen Neeleman	FOUNDER AND VICE CHAIRMAN	17 Settembre 2026 G	408.235	0	$0
Michael Henry Fiore	EVP, CHIEF COMMERCIAL OFFICER	10 Luglio 2026 S	52.244	4	$-913.872
Michael Gathright	Chief Customer Officer	09 Luglio 2026 F	39.893	0	$0
Delano Ladd	EVP, General Counsel	08 Luglio 2026 F	90.054	4	$-1.112.025
Elimelech Rosner	EVP, CHIEF TECHNOLOGY OFFICER	06 Aprile 2026 F	81.497	1	$-1.046.037
Slim Aissi	EVP, CHIEF SECURITY OFFICER	27 Marzo 2024 A	37.632	0	$0
Angelique Christine Hill	Exec VP, Operations	10 Dicembre 2021 M	23.707	0	$0
Gary D Robinson	EVP, Chief Marketing Officer	07 Giugno 2018 M	2.890	0	$0
Jon Soldan	Exec VP, Operations	28 Marzo 2018 S	8.020	0	$0
Matthew Sydney	Exec VP, Sales & Marketing	01 Novembre 2016 M	100	0	$0
Frode Jensen	Executive VP, GC & Corp. Secy.	23 Marzo 2016 A	3.000	0	$0
Adrian T Dillon	Direttore	25 Agosto 2026 M	62.395	2	$-798.367
William Gassen	Direttore	25 Giugno 2026 A	3.611	0	$0
Stuart B. Parker	Direttore	25 Giugno 2026 A	25.975	0	$0
Rajesh Natarajan	Direttore	25 Giugno 2026 A	18.130	0	$0
Debra Charlotte Mccowan	Direttore	25 Giugno 2026 A	12.659	0	$0
Gayle Furgurson Wellborn	Direttore	25 Giugno 2026 A	22.610	2	$-644.862
Evelyn S Dilsaver	Direttore	25 Giugno 2026 A	51.085	0	$0
Robert W Selander	Direttore	25 Giugno 2026 A	89.849	0	$0
Paul Black	Direttore	05 Luglio 2024 A	9.394	0	$0
Frank Medici	Direttore	18 Novembre 2020 M	36.138	0	$0
Michael O Leavitt	Direttore	01 Agosto 2017 M	75.862	0	$0
Manu S Rana	Direttore	31 Luglio 2017 M	87.725	0	$0
Sandra Pershing	Proprietario del 10%	04 Agosto 2014 C	965.071	0	$0
Pinnacle Health III, LLC	Proprietario del 10%	04 Agosto 2014 C	1.047.899	0	$0
Ernest H Pomerantz	Proprietario del 10%	04 Agosto 2014 C	1.245.440	0	$0
David Neeleman	Proprietario del 10%	04 Agosto 2014 C	2.391.269	0	$0
Jon Kessler	·	06 Giugno 2025 M	75.000	0	$0
Frank Corvino	·	06 Novembre 2024 S	3.784	0	$0
Tyson D. Murdock	·	28 Dicembre 2023 G	64.937	0	$0
Ian Sacks	·	19 Dicembre 2023 M	109.630	0	$0
Larry L Trittschuh	·	21 Settembre 2023 M	46.210	0	$0
William Robert Otten	·	01 Novembre 2021 S	30.566	0	$0
Darcy G Mott	·	20 Settembre 2021 M	91.052	0	$0
Adam J Hostetter	·	29 Giugno 2021 F	20.843	0	$0
Ashley Dreier	Former Exec, VP, CTO and CIO	02 Settembre 2020 M	42.444	0	$0

Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato

Proprietà ETF Posseduti da 64 ETF

20

Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.

Fondo	Peso	Unità	Aggiornato al	Fonte
SMCO · Tidal Trust II	2,53%	35.698 NS	31 Luglio 2026	N-PORT
SRHQ · Elevation Series Trust	1,33%	27.975 NS	31 Luglio 2026	N-PORT
IHF · iShares Trust	1,17%	162.261 SH	11 Settembre 2026	Giornaliero
MCOW · Pacer Funds Trust	1,08%	114 NS	31 Luglio 2026	N-PORT
JSML · Janus Detroit Street Trust	0,54%	19.521 NS	31 Luglio 2026	N-PORT
IWO · iShares Trust	0,53%	800.020 SH	11 Settembre 2026	Giornaliero
RFG · Invesco Exchange-Traded Fund Trust	0,51%	19.165 SH	02 Ottobre 2026	Giornaliero
NUSC · Nushares ETF Trust	0,48%	61.278 NS	31 Luglio 2026	N-PORT
VTWG · VANGUARD SCOTTSDALE FUNDS	0,45%	90.885 SH	19 Agosto 2026	Giornaliero
IVOG · VANGUARD ADMIRAL FUNDS	0,40%	83.356 SH	19 Agosto 2026	Giornaliero
JPSE · J.P. Morgan Exchange-Traded Fund Tr…	0,28%	16.347 NS	31 Luglio 2026	N-PORT
RSSL · Global X Funds	0,27%	40.631 NS	31 Luglio 2026	N-PORT
IWM · iShares Trust	0,26%	2.174.222 SH	11 Settembre 2026	Giornaliero
ISCG · iShares Trust	0,26%	26.374 SH	11 Settembre 2026	Giornaliero
QVMM · Invesco Exchange-Traded Fund Trust …	0,25%	11.720 SH	02 Ottobre 2026	Giornaliero
PTMC · Pacer Funds Trust	0,24%	9.282 NS	31 Luglio 2026	N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS	0,23%	488.295 SH	19 Agosto 2026	Giornaliero
PRFZ · Invesco Exchange-Traded Fund Trust	0,22%	66.719 SH	02 Ottobre 2026	Giornaliero
ESUM · Strategy Shares	0,22%	3.924 NS	31 Luglio 2026	N-PORT
IVOO · VANGUARD ADMIRAL FUNDS	0,21%	136.315 SH	19 Agosto 2026	Giornaliero
FSMD · FIDELITY COVINGTON TRUST	0,21%	51.068 NS	31 Luglio 2026	N-PORT
VBK · VANGUARD INDEX FUNDS	0,20%	1.052.740 SH	19 Agosto 2026	Giornaliero
BKMC · BNY Mellon ETF Trust	0,20%	12.854 NS	31 Luglio 2026	N-PORT
MIDU · Direxion Shares ETF Trust	0,18%	1.240 NS	31 Luglio 2026	N-PORT
BBMC · J.P. Morgan Exchange-Traded Fund Tr…	0,18%	36.503 NS	31 Luglio 2026	N-PORT
DFAS · Dimensional ETF Trust	0,18%	270.563 NS	31 Luglio 2026	N-PORT
FNY · First Trust Exchange-Traded AlphaDE…	0,18%	10.163 NS	31 Luglio 2026	N-PORT
FHEQ · Fidelity Greenwood Street Trust	0,14%	12.769 NS	31 Luglio 2026	N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe…	0,14%	4.004 SH	02 Ottobre 2026	Giornaliero
FHLC · FIDELITY COVINGTON TRUST	0,12%	40.141 NS	31 Luglio 2026	N-PORT
VFQY · VANGUARD WELLINGTON FUND	0,12%	6.308 SH	19 Agosto 2026	Giornaliero
ESML · iShares Trust	0,11%	33.279 SH	11 Settembre 2026	Giornaliero
VHT · VANGUARD WORLD FUND	0,11%	253.919 SH	19 Agosto 2026	Giornaliero
EBIT · Harbor ETF Trust	0,10%	120 NS	31 Luglio 2026	N-PORT
VXF · VANGUARD INDEX FUNDS	0,09%	968.970 SH	19 Agosto 2026	Giornaliero
VB · VANGUARD INDEX FUNDS	0,09%	1.821.677 SH	19 Agosto 2026	Giornaliero
WSML · iShares Trust	0,07%	5.201 SH	11 Settembre 2026	Giornaliero
DFAT · Dimensional ETF Trust	0,06%	85.269 NS	31 Luglio 2026	N-PORT
RWK · Invesco Exchange-Traded Fund Trust …	0,05%	7.692 SH	02 Ottobre 2026	Giornaliero
FAD · First Trust Exchange-Traded AlphaDE…	0,05%	3.050 NS	31 Luglio 2026	N-PORT
DFUV · Dimensional ETF Trust	0,05%	72.205 NS	31 Luglio 2026	N-PORT
FYEE · Fidelity Greenwood Street Trust	0,04%	959 NS	31 Luglio 2026	N-PORT
DXUV · Dimensional ETF Trust	0,04%	2.226 NS	31 Luglio 2026	N-PORT
DFAC · Dimensional ETF Trust	0,03%	149.037 NS	31 Luglio 2026	N-PORT
DFSU · Dimensional ETF Trust	0,03%	6.314 NS	31 Luglio 2026	N-PORT
IUSG · iShares Trust	0,02%	74.122 SH	11 Settembre 2026	Giornaliero
DCOR · Dimensional ETF Trust	0,02%	6.647 NS	31 Luglio 2026	N-PORT
TILT · FlexShares Trust	0,02%	3.775 NS	31 Luglio 2026	N-PORT
DFAU · Dimensional ETF Trust	0,02%	18.731 NS	31 Luglio 2026	N-PORT
SMDX · Tidal Trust III	0,02%	194 NS	31 Luglio 2026	N-PORT
DFUS · Dimensional ETF Trust	0,01%	25.333 NS	31 Luglio 2026	N-PORT
IYY · iShares Trust	0,01%	3.731 SH	11 Settembre 2026	Giornaliero
IWV · iShares Trust	0,01%	23.642 SH	11 Settembre 2026	Giornaliero
ITOT · iShares Trust	0,01%	111.671 SH	11 Settembre 2026	Giornaliero
VTI · VANGUARD INDEX FUNDS	0,01%	2.523.512 SH	19 Agosto 2026	Giornaliero
VT · VANGUARD INTERNATIONAL EQUITY INDEX…	0,01%	67.059 SH	19 Agosto 2026	Giornaliero
VTHR · VANGUARD SCOTTSDALE FUNDS	0,01%	6.922 SH	19 Agosto 2026	Giornaliero
ESGV · VANGUARD WORLD FUND	0,01%	18.712 SH	19 Agosto 2026	Giornaliero
IJH · iShares Trust	·	2.964.139 SH	11 Settembre 2026	Giornaliero
IJK · iShares Trust	·	489.918 SH	11 Settembre 2026	Giornaliero
XJH · iShares Trust	·	11.544 SH	08 Settembre 2026	Giornaliero
ISCB · iShares Trust	·	3.749 SH	11 Settembre 2026	Giornaliero
SMLF · iShares Trust	·	6.796 SH	11 Settembre 2026	Giornaliero
SMMV · iShares Trust	·	7.415 SH	01 Settembre 2026	Giornaliero

HQY Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

21

rating · 20 analisti COMPRA

Target mediano $120.00 +33,3%

7 35,0% Acquisto forte

12 60,0% Compra

1 5,0% Mantieni

0 0,0% Vendi

0 0,0% Vendita forte

Target Price a 12 Mesi

15 analisti · 2026-10-01

Target medio $119.33 +32,5%

← Sotto tutti i target Prezzo attuale $90.04

Basso$105.00 Media$119.33 Alto$142.00

Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore

22

Base FY, prezzi alla chiusura dell'ultimo anno fiscale di ciascuna società.

Ticker	Capitalizzazione di Mercato	P/E	Rev YoY	Margine Netto	ROE	Margine lordo
HQY	$7.12B	34.0	9.5%	16.4%	10.1%	69.5%
UNH	$299.08B	25.0	11.8%	2.7%	12.0%	·
ELV	$77.37B	13.9	12.5%	2.8%	13.3%	·
HUM	$50.90B	26.0	10.1%	0.92%	7.0%	·
CNC	$20.24B	-3.0	19.4%	-3.4%	-28.8%	7.3%
MOH	$8.85B	19.5	11.8%	1.0%	10.9%	·
CLOV	·	-5.1	40.3%	-4.5%	-26.2%	·
PGNY	$2.14B	39.5	10.4%	4.5%	11.3%	23.6%
ALHC	$4.03B	·	46.1%	-0.02%	-0.52%	·

Ultime notizie Notizie recenti che menzionano questa società

23

HealthEquity (HQY) Trascrizione utili Q4 2026 Yahoo Finance · 6 mesi, 2 settimane fa

Segnali di trading Segnali recenti di acquisto/vendita con prezzo di entrata e rapporto rischio/rendimento

25

BLUECHIP_DIP Stop out Set 8

rischio 1 premio 1,92

ingresso $94.33 R:R 1,92

BLUECHIP_DIP Stop out Apr 28

rischio 1 premio 1,79

ingresso $83.12 R:R 1,79

BLUECHIP_DIP Stop out Apr 22

rischio 1 premio 2,08

ingresso $83.83 R:R 2,08

BLUECHIP_DIP Stop out Apr 10

rischio 1 premio 5,00

ingresso $82.05 R:R 5,00

BOUNCE_UP Stop out Dic 11

rischio 1 premio 2,00

ingresso $97.07 R:R 2,00

Nessun segnale aperto al momento — nessuna scheda è compilata, e questo è onesto.

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi

26

Scegli le metriche che contano per te: fai clic sul + accanto a qualsiasi riga in Fondamentali Completi sopra.

La tua selezione è salvata e ti segue su tutti i ticker.

HQY HealthEquity, Inc. - Common Stock

HQY Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

HQY Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Proprietari istituzionali (13F) 543 filer · $8.6B totale · Aggiornato al 30 Settembre 2026

Insider aziendali 39 insider · 14 dirigenti · 14 direttori

Proprietà ETF Posseduti da 64 ETF

HQY Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

Target Price a 12 Mesi

Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore

Ultime notizie Notizie recenti che menzionano questa società

Segnali di trading Segnali recenti di acquisto/vendita con prezzo di entrata e rapporto rischio/rendimento

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi