COFS ChoiceOne Financial Services, Inc. - Common Stock

NASDAQ · Banking · 在 SEC EDGAR 上查看 ↗
$30.31
价格 · 五月 20, 2026
截至...的财报数据 五月 11, 2026

COFS 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围

价格
$30.31
市值
$443M
P/E (TTM)
14.7
每股收益 (TTM)
$2.01
营收 (TTM)
$228M
股息收益率
3.8%
ROE
6.3%
负债/权益
52周区间
$26 – $35

COFS 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图

10年表现 收入、净利润、利润率和每股收益趋势

营收与净利润 $228M
4-point trend, +155.4%
2022-12-31 2025-12-31
EPS $2.01
6-point trend, -2.9%
2020-12-31 2025-12-31
自由现金流 $25M
6-point trend, +280.1%
2020-12-31 2025-12-31
利润率 12.4%

估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜?

指标
5年趋势
COFS
同行中位数
P/E (TTM)
5-point trend, +58.6%
14.7
12.4
P/S (TTM) (市销率 (TTM))
5-point trend, -89.8%
1.9
2.3
P/B (市净率)
5-point trend, +6.0%
1.0
0.9
Price / FCF (股价/自由现金流)
5-point trend, +208.8%
17.6

盈利能力 毛利率、营业利润率和净利率;股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)

指标
5年趋势
COFS
同行中位数
Net Profit Margin (净利润率)
5-point trend, -55.2%
12.4%
27.9%
ROA
5-point trend, -23.3%
0.79%
0.83%
ROE
5-point trend, -36.4%
6.3%
8.6%

财务健康 债务、流动性、偿付能力 — 资产负债表强度

指标
5年趋势
COFS
同行中位数

成长 营收、每股收益 (EPS) 和净利润增长:同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)

指标
5年趋势
COFS
同行中位数
Revenue YoY (营收同比增长)
4-point trend, +155.4%
63.6%
Revenue CAGR 3Y (营收3年复合年增长率)
4-point trend, +155.4%
36.7%
EPS YoY
5-point trend, -29.7%
-38.1%
Net Income YoY (净利润同比增长)
5-point trend, +27.8%
5.4%

每股指标 每股收益 (EPS)、每股净资产、每股现金流、每股股息

指标
5年趋势
COFS
同行中位数
EPS (Diluted) (EPS (稀释))
5-point trend, -29.7%
$2.01

资本效率 资产周转率、库存周转率、应收账款周转率

指标
5年趋势
COFS
同行中位数
Payout Ratio (派息率)
5-point trend, +84.2%
60.2%

股息 收益率、派息率、股息历史、5年CAGR

股息收益率
3.8%
派息率
60.2%
5年股息复合年增长率 (CAGR)
除息日金额
2026年3月13日$0.2900
2025年12月15日$0.2900
2025年9月15日$0.2800
2025年6月13日$0.2800
2025年3月14日$0.2800
2024年12月13日$0.2800
2024年9月13日$0.2700
2024年6月14日$0.2700
2024年3月14日$0.2700
2023年12月14日$0.2700
2023年9月14日$0.2600
2023年6月14日$0.2600
2023年3月14日$0.2600
2022年12月14日$0.2600
2022年9月14日$0.2500
2022年6月14日$0.2500
2022年3月14日$0.2500
2021年12月14日$0.2500
2021年9月14日$0.2500
2021年6月14日$0.2200

COFS 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间

买入 9 位分析师
  • 强烈买入 2 22.2%
  • 买入 5 55.6%
  • 持有 2 22.2%
  • 卖出 0 0.0%
  • 强烈卖出 0 0.0%

12个月价格目标

3 位分析师 · 2026-05-14
中位数目标 $34.00 +12.2%
平均目标 $33.67 +11.1%

收益历史 每股收益实际值 vs 预估值,惊喜%,达标率,下次财报日期

平均惊喜
0.06%
期间 EPS Actual EPS 预期 惊喜
2026年3月31日 $0.91 $0.86 0.05%
2025年12月31日 $0.92 $0.92 0.00%
2025年9月30日 $0.97 $0.88 0.09%
2025年6月30日 $0.91 $0.80 0.11%
2025年3月31日 $0.86 $0.80 0.06%

同行比较 关键指标与行业同行对比

股票代码 市值 P/E 营收同比增长 净利润率 ROE 毛利率
COFS $443M 14.7 63.6% 12.4% 6.3%
FBIZ $452M 9.1 9.9% 29.8% 14.1%
OBT $382M 8.6 18.1% 32.7% 15.5%
PDLB $395M 13.6 30.5% 26.3% 5.4%
BMRC $419M -11.6 -58.1% -121.4% -8.6%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表

损益表 10
COFS 的年度损益表数据
指标 趋势 2025202420232022
Revenue 4-point trend, +155.4% $228M $139M $114M $89M
Interest Expense 2-point trend, +327.3% · · $33M $8M
Interest Income 4-point trend, +170.4% $203M $121M $99M $75M
Pretax Income 4-point trend, +23.6% $34M $33M $26M $28M
Income Tax 4-point trend, +49.6% $6M $6M $4M $4M
Net Income 4-point trend, +19.2% $28M $27M $21M $24M
EPS (Basic) 4-point trend, -35.9% $2.02 $3.27 $2.82 $3.15
EPS (Diluted) 4-point trend, -36.2% $2.01 $3.25 $2.82 $3.15
Shares (Basic) 4-point trend, +85.8% 13,941,260 8,166,472 7,532,998 7,504,173
Shares (Diluted) 4-point trend, +85.9% 13,992,099 8,221,065 7,572,290 7,527,371
资产负债表 13
COFS 的年度资产负债表数据
指标 趋势 2025202420232022
Cash & Equivalents 4-point trend, +100.2% $88M $97M $55M $44M
PP&E (Net) 4-point trend, +70.4% $48M $27M $30M $28M
PP&E (Gross) 4-point trend, +73.2% $80M $49M $51M $46M
Accum. Depreciation 4-point trend, +77.6% $32M $22M $21M $18M
Goodwill 4-point trend, +116.6% $130M $60M $60M $60M
Intangibles 3-point trend, +1580.1% $31M $1M $2M ·
Total Assets 4-point trend, +84.9% $4.41B $2.72B $2.58B $2.39B
Total Liabilities 4-point trend, +77.9% $3.95B $2.46B $2.38B $2.22B
Retained Earnings 4-point trend, +50.1% $103M $91M $74M $68M
AOCI 4-point trend, +50.3% $-36M $-38M $-52M $-72M
Stockholders' Equity 4-point trend, +189.3% $465M $260M $196M $161M
Liabilities + Equity 4-point trend, +84.9% $4.41B $2.72B $2.58B $2.39B
Shares Outstanding 4-point trend, +99.6% 15,000,939 8,965,483 7,548,217 7,516,098
现金流 17
COFS 的年度现金流数据
指标 趋势 2025202420232022
Stock-based Comp 4-point trend, -7.8% $883.0K $720.0K $1M $958.0K
Deferred Tax 4-point trend, -653.3% $-113.0K $-271.0K $-24.0K $-15.0K
Amort. of Intangibles 4-point trend, +405.0% $6M $757.0K $955.0K $1M
Operating Cash Flow 4-point trend, -28.2% $32M $47M $46M $44M
CapEx 4-point trend, +469.3% $7M $2M $4M $1M
Investing Cash Flow 4-point trend, +218.8% $107M $-96M $-181M $-90M
Debt Issued 3-point trend, -56.6% · $315M $420M $726M
Net Debt Issued 3-point trend, -25000000.00 · $-25M $150M $0
Stock Issued 4-point trend, +418.6% $892.0K $674.0K $231.0K $172.0K
Stock Repurchased 4-point trend, +292.8% $3M $0 $0 $682.0K
Net Stock Activity 4-point trend, -200.3% $-2M $674.0K $231.0K $-595.0K
Dividends Paid 4-point trend, +123.7% $17M $9M $8M $8M
Financing Cash Flow 4-point trend, -355.9% $-147M $91M $146M $58M
Net Change in Cash 4-point trend, -172.7% $-9M $41M $11M $12M
Taxes Paid 4-point trend, +266.7% $7M $6M $4M $2M
Free Cash Flow 4-point trend, -42.6% $25M $47M $42M $44M
Levered FCF 2-point trend, -60.4% · · $15M $37M
盈利能力 4
COFS 的年度盈利能力数据
指标 趋势 2025202420232022
Net Margin 4-point trend, -57.4% 12.4% 19.2% 26.3% 29.0%
Pretax Margin 4-point trend, -55.8% 15.0% 23.8% 31.6% 34.0%
ROA 4-point trend, -20.2% 0.79% 0.98% 0.86% 0.99%
ROE 4-point trend, -56.7% 6.3% 10.5% 11.3% 14.5%
效率 1
COFS 的年度效率数据
指标 趋势 2025202420232022
Asset Turnover 4-point trend, +86.5% 0.1 0.1 0.0 0.0
每股 6
COFS 的年度每股数据
指标 趋势 2025202420232022
Book Value / Share 4-point trend, +38.1% $31.02 $29.05 $25.92 $22.47
Revenue / Share 4-point trend, +50.5% $16.27 $16.92 $10.67 $10.81
Cash Flow / Share 4-point trend, -62.0% $2.27 $5.92 $6.14 $5.98
Cash / Share 4-point trend, +0.3% $5.87 $10.79 $7.34 $5.85
Dividend / Share 4-point trend, +11.9% $1 $1 $1 $1
EPS (TTM) 4-point trend, -36.2% $2.01 $3.25 $2.82 $3.15
增长率 9
COFS 的年度增长率数据
指标 趋势 2025202420232022
Revenue YoY 3-point trend, +129.2% 63.6% 22.1% 27.8% ·
Revenue CAGR 3Y 36.7% · · ·
EPS YoY 4-point trend, -476.2% -38.1% 15.2% -10.5% 10.1%
EPS CAGR 3Y 3-point trend, -228.1% -13.9% 4.3% 10.9% ·
EPS CAGR 5Y -0.59% · · ·
Net Income YoY 4-point trend, -25.2% 5.4% 25.7% -10.1% 7.2%
Net Income CAGR 3Y 3-point trend, -44.4% 6.0% 6.6% 10.8% ·
Net Income CAGR 5Y 12.5% · · ·
Dividend CAGR 5Y 22.4% · · ·
估值 (TTM) 13
COFS 的年度估值 (TTM)数据
指标 趋势 2025202420232022
Revenue TTM 4-point trend, +155.4% $228M $139M $114M $89M
Net Income TTM 4-point trend, +19.2% $28M $27M $21M $24M
Market Cap 4-point trend, +103.2% $443M $320M $221M $218M
P/E 4-point trend, +59.5% 14.7 11.0 10.4 9.2
P/S 4-point trend, -20.4% 1.9 2.3 1.9 2.4
P/B 4-point trend, -26.3% 1.0 1.2 1.1 1.3
P / Tangible Book 4-point trend, -32.7% 1.5 1.6 1.7 2.2
P / Cash Flow 4-point trend, +187.5% 13.9 6.6 4.8 4.8
P / FCF 4-point trend, +253.7% 17.6 6.8 5.2 5.0
Dividend Yield 4-point trend, +10.1% 3.8% 2.8% 3.6% 3.5%
Earnings Yield 4-point trend, -37.3% 6.8% 9.1% 9.6% 10.9%
Payout Ratio 4-point trend, +87.6% 60.2% 33.7% 37.2% 32.1%
Annual Payout 4-point trend, +123.7% $17M $9M $8M $8M

财务报表 损益表、资产负债表、现金流量表 — 年度,近5年

损益表
2025-12-312025-03-312024-12-312024-09-302024-06-30
收入 $228M$139M
净收入 $28M$27M
稀释后每股收益 (EPS) $2.01$3.25
现金流
2025-12-312025-03-312024-12-312024-09-302024-06-30
自由现金流 $25M$47M

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