LDI 分类 A loanDepot, Inc. Class A Common Stock
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关于 loanDepot, Inc. Class A Common Stock 公司概况(来自维基百科)
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
History
LoanDepot was founded in 2010 by entrepreneur Anthony Hsieh, who had previously founded mortgage companies LoansDirect.com which he sold to E*Trade in 2001, and HomeLoanCenter.com, which he sold to LendingTree in 2004. The company's products at the time included fixed rate, jumbo, FHA and home equity loans, in addition to more controversial adjustable-rate mortgages (ARM) and negative amortization products.
In November 2015, LoanDepot claimed to be the second largest non-bank provider of direct-to-consumer loans in the United States and postponed a planned IPO, citing poor market conditions. In March 2017, the company introduced technology to automate the loan process, allowing customers to apply for a mortgage without talking to a loan officer. In January 2018, the company announced two products as part of its technology platform, a home improvement unit to allow contractors to offer financing to customers, and Mello Home, a platform to connect pre-approved buyers to realtors. In September 2019, the company partnered with Century 21 Redwood Realty to form a new mortgage platform for the mid-Atlantic area, Day 1 Mortgage.
In 2020, LoanDepot made $100 billion of mortgage originations for the first time, with just under 300,000 loans originated, which was twice the amount of loans originated the previous year, according to industry data tracker iEmergent, which also found LoanDepot to be the fourth-largest mortgage provider based on the dollar amount of the loans. In 2020, Hsieh was paid "a special one-time discretionary bonus" of $42.5 million, and other executives received smaller bonuses, between $9 million and about $12 million.
LoanDepot went public on the New York Stock Exchange on February 11, 2021, under the ticker symbol LDI. Shares were sold at $14 and by September 2021 had lost about half of their value, with the company valued at $2.2 billion.
In March 2021, the company acquired the naming rights to Marlins Park, the home ballpark of the Miami Marlins of Major League Baseball. The baseball park was subsequently renamed LoanDepot park.
In April 2022, Hsieh stepped down from his role as chairman and CEO to become the executive chairman of the company. He was succeeded by Frank Martell. Martell subsequently left the CEO position in 2025, and Hsieh returned as CEO and president.
In July 2022, LoanDepot filed a statement with the Securities and Exchange Commission announcing it would reduce its workforce from 11,300 to 6,500, and that it currently had 8,500 employees. On July 12, the LoanDepot stock price was about $1.50 per share.
Controversies and litgation
Tammy Richards lawsuit
In September 2021, LoanDepot was sued by Tammy Richards, a former chief operations officer (COO) for the company. She alleged that LoanDepot engaged in improper mortgage origination practices and that she was subjected to gender discrimination and other employment-related violations.
Before a trial was held, several of Richards' claims were dismissed. In February 2025, a jury ruled in favor of the company on the remaining allegations. Although Richards filed an appeal that April, the court awarded LoanDepot approximately $750,000 in attorney fees and other costs against Richards and her legal counsel the following March.
Securities litigation
Beginning in September 2021, two securities class actions were filed in the United States District Court for the Central District of California regarding statements made in connection with LoanDepot's 2021 IPO and subsequent disclosures. The cases were consolidated, and an amended complaint was filed in June 2022. By May 2024, the case was approved for settlement for $3.5 million, but was dismissed. The case was subsequently appealed by a class member to the United States Court of Appeals for the Ninth Circuit. In August 2025, the Ninth Circuit approved of the settlement.
Cybersecurity incident and data-breach litigation
In January 2024, LoanDepot announced that an unauthorized third party had accessed certain company systems between January 3 and January 5, 2024. The company stated that personally identifiable information associated with approximately 16.9 million individuals may have been affected.
The announcement resulted in 23 putative class action lawsuits alleging harm from the cybersecurity incident. The cases were consolidated in the United States District Court for the Central District of California as In re LoanDepot Data Breach Litigation, No. 8:24-cv-00136-DOC-JDE.
The following January, the court granted preliminary approval to a proposed settlement for a $25 million non-reversionary fund and provided for cash payments, reimbursement of certain documented out-of-pocket expenses, two years of financial monitoring and identity-theft insurance, and additional security measures by LoanDepot.
The court granted final approval of the settlement in August of that year. As a result, approximately 16.9 million people were covered by the settlement. The settlement also included security improvements in addition to the $25 million settlement fund.
The company also reported that it received inquiries and requests for information from various states and regulators regarding the cybersecurity incident. LoanDepot stated that it was cooperating with those inquiries.
Telephone Consumer Protection Act litigation
LoanDepot was named a defendant in multiple putative class actions alleging violations of the Telephone Consumer Protection Act concerning marketing and customer communications. The company's 2025 annual report stated that Jeffrey Kearns v. LoanDepot.com, LLC, filed in June 2022 in the Central District of California, had been certified as a class action and remained pending as of the filing of the report. Other TCPA cases had not been certified as class actions.
Loan-origination compensation litigation
In July 2025, five mortgage borrowers filed a putative class action against LoanDepot in the United States District Court for the District of Maryland. The filings alleged violations of the Truth in Lending Act related to loan-officer compensation practices.
The plaintiffs alleged that LoanDepot guided borrowers toward mortgages with higher interest rates or fees by tying loan-officer compensation to loan profitability or terms. LoanDepot subsequently denied liability.
In August 2026, the court denied a motion to dismiss filed by LoanDepot. The ruling did not result in a determination of whether the company was liable for the allegations.
Website privacy litigation
In December 2025, a class action lawsuit was filed against LoanDepot in the California Superior Court in Alameda County, California. The suit alleged that cookies and other tracking technologies collected website activity even when visitors had declined consent through the company's cookie-preference tool. The complaint alleged violations of the California Invasion of Privacy Act, a breach of contract and the California Unfair Competition Law. It sought damages, equitable relief, credit monitoring and attorneys' fees and costs.
LoanDepot stated that it would defend its actions.
来源:维基百科 (英语), CC BY-SA 4.0 · 在维基百科上查看 ↗
10年表现 收入、净利润、利润率和每股收益趋势
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜?
| 指标 | 5年趋势 | LDI | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| P/E | -4.65年均值 ≈-1.7 | ≈-1.7 | · | · |
同行中位数按每项指标的标准化基础计算,可能与本股票显示的TTM/MRQ基础不完全匹配。
盈利能力 毛利率、营业利润率和净利率;股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
| 指标 | 5年趋势 | LDI | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| EBITDA Margin (息税折旧摊销前利润率) | 255.0%5年均值 ≈-507.6% | ≈-507.6% | 2.6% | 顶尖 | |
| Pretax Margin (税前利润率) | -1173.0%5年均值 ≈3764.7% | ≈3764.7% | -0.66% | 弱 | |
| Net Profit Margin (净利润率) | -609.7%5年均值 ≈1445.3% | ≈1445.3% | -0.46% | 弱 | |
| ROA | -0.95%5年均值 ≈-1.2% | ≈-1.2% | 0.15% | 弱 | |
| ROE | -15.2%5年均值 ≈-13.7% | ≈-13.7% | 8.0% | 弱 |
财务健康 债务、流动性、偿付能力 — 资产负债表强度
基本面数据不足,尚无法计算此比率组。
成长 营收、每股收益 (EPS) 和净利润增长:同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
| 指标 | 5年趋势 | LDI | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Revenue YoY (营收同比增长) | -93.7%5年均值 ≈67.8% | ≈67.8% | · | · | |
| Revenue CAGR 3Y (营收3年复合年增长率) | -40.7% | · | · | · | |
| Revenue CAGR 5Y (营收5年复合年增长率) | -2.1% | · | · | · |
资本效率 资产周转率、库存周转率、应收账款周转率
| 指标 | 5年趋势 | LDI | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Asset Turnover (资产周转率) | 0.05年均值 ≈0.0 | ≈0.0 | 0.1 | 弱 |
价值 · ≈ 5年均值 · 行业中值 · 相对于中值的评判
股息 收益率、派息率、股息历史、5年CAGR
| 除息日 | 金额 | 货币 | 收益率 |
|---|---|---|---|
| 四月 1, 2022 | $0.08 | USD | ≈23.1% |
| 十二月 31, 2021 | $0.08 | USD | ≈17.8% |
| 十月 1, 2021 | $0.08 | USD | ≈11.8% |
| 六月 30, 2021 | $0.08 | USD | ≈5.4% |
| 四月 30, 2021 | $0.61 | USD | ≈3.1% |
收益历史 每股收益实际值 vs 预估值,惊喜%,达标率,下次财报日期
| 期间 | 报告 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|---|
| 2026年6月30日 | 八月 11, 2026 | $-0.10 | $-0.00 | — |
| 2026年3月31日 | 五月 12, 2026 | $-0.10 | $-0.04 | -147.5% |
| 2025年12月31日 | $-0.10 | $-0.04 | -119.2% | |
| 2025年9月30日 | $-0.01 | $-0.01 | 25.9% | |
| 2025年6月30日 | $-0.05 | $-0.03 | -45.8% | |
| 2025年3月31日 | $-0.08 | $-0.08 | 4.0% |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| SG&A Expense | $177M | $204M | $213M | $266M | $215M | $172M | |
| Operating Expenses | $1.31B | $1.30B | $1.25B | $1.95B | $3.06B | $2.30B | |
| Interest Expense | · | · | $130M | $151M | $218M | $131M | |
| Interest Income | $159M | $146M | $133M | $200M | $262M | $143M | |
| Pretax Income | $-121M | $-243M | $-278M | $-690M | $667M | $2.02B | |
| Income Tax | $-13M | $-41M | $-43M | $-80M | $43M | $2M | |
| Net Income | $-63M | $-98M | $-110M | $-273M | $114M | $0 | |
| EPS (Basic) | · | · | · | $-1.75 | $0.87 | · | |
| EPS (Diluted) | · | · | · | $-1.75 | $0.87 | · | |
| Shares (Basic) | · | · | 174,906,063 | 156,030,350 | 129,998,894 | · | |
| Shares (Diluted) | · | 185,641,675 | 174,906,063 | 156,030,350 | 129,998,894 | · | |
| EBITDA | $26M | $36M | $41M | $42M | $35M | · |
资产负债表
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $337M | $422M | $661M | $864M | $420M | $284M | |
| PP&E (Net) | $62M | $61M | $71M | $93M | $104M | $85M | |
| PP&E (Gross) | $358M | $331M | $305M | $290M | $341M | $287M | |
| Accum. Depreciation | $296M | $270M | $234M | $197M | $237M | $202M | |
| Goodwill | · | · | · | $0 | $41M | $41M | |
| Intangibles | · | · | · | $0 | $2M | $2M | |
| Total Assets | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B | |
| Deferred Tax | $4M | $25M | $80M | $122M | $193M | $0 | |
| Total Liabilities | $6.47B | $5.84B | $5.45B | $5.69B | $10.18B | $9.24B | |
| Long-term Debt | $2.10B | $2.03B | $2.27B | $2.29B | $1.63B | $712M | |
| Paid-in Capital | $878M | $844M | $821M | $789M | $565M | $0 | |
| Retained Earnings | $-614M | $-551M | $-452M | $-342M | $-29M | $0 | |
| Treasury Stock | $30M | $20M | $16M | $13M | $13M | · | |
| Stockholders' Equity | $386M | $507M | $704M | $921M | $1.63B | $1.66B | |
| Liabilities + Equity | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B |
现金流
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $26M | $36M | $41M | $42M | $35M | $35M | |
| Stock-based Comp | $12M | $25M | $22M | $21M | $67M | $9M | |
| Amort. of Intangibles | · | · | · | $205.0K | $509.0K | $500.0K | |
| Other Non-cash | $-683M | $-828M | $-127M | $4.67B | $-1.68B | · | |
| Operating Cash Flow | $-708M | $-858M | $-174M | $4.46B | $-1.47B | $-2.03B | |
| CapEx | $27M | $26M | $21M | $43M | $54M | $34M | |
| Investing Cash Flow | $15M | $488M | $166M | $668M | $297M | $-28M | |
| Dividends Paid | $2M | $3M | $3M | $119M | $463M | $643M | |
| Financing Cash Flow | $567M | $152M | $-226M | $-4.77B | $1.30B | $2.43B | |
| Net Change in Cash | $-126M | $-219M | $-235M | $360M | $132M | $371M | |
| Taxes Paid | $-3M | $9M | $-9M | $27M | $3M | $447.0K | |
| Free Cash Flow | $-735M | $-892M | $-195M | $4.42B | $-1.52B | · | |
| Levered FCF | · | · | $-305M | $4.28B | $-1.72B | · |
盈利能力
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | -609.7% | 11664.4% | -3532.5% | -553.7% | 257.9% | · | |
| Pretax Margin | -1173.0% | 28807.7% | -8925.9% | -1399.3% | 1514.1% | · | |
| EBITDA Margin | 255.0% | -4282.3% | 1324.6% | 85.2% | 79.5% | · | |
| ROA | -0.95% | -1.6% | -1.7% | -3.0% | 1.0% | · | |
| ROE | -15.2% | -17.9% | -14.9% | -27.3% | 6.9% | · |
效率
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | · |
每股
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue / Share | · | $-0.00 | $0.02 | $0.32 | $0.34 | · | |
| Cash Flow / Share | · | $-4.66 | $-1.00 | $28.59 | $-11.27 | · | |
| EPS (TTM) | $-0.45 | $-0.45 | $-0.84 | $-1.75 | $0.87 | · |
增长率
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | · | · | -93.7% | 12.0% | 284.9% | · | |
| Revenue CAGR 3Y | -40.7% | · | -35.2% | · | · | · | |
| Revenue CAGR 5Y | -2.1% | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -67.1% | · | · | · | · | · |
估值 (TTM)
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $10M | $-843.0K | $3M | $49M | $44M | $11M | |
| Net Income TTM | $-63M | $-98M | $-110M | $-273M | $114M | $0 | |
| P/E | -4.6 | -4.5 | -4.2 | -0.9 | 5.5 | · | |
| Earnings Yield | -21.7% | -22.1% | -23.9% | -106.1% | 18.1% | · | |
| Payout Ratio | -3.9% | -3.3% | -2.7% | -43.7% | 408.1% | · | |
| Annual Payout | $2M | $3M | $3M | $119M | $463M | $643M |
损益表
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $48M | $47M | $48M | $45M | $40M | $44M | $50M | $23M | $73M | $58M | $55M | $47M | $55M | $56M | $69M | $83M | |
| Operating Expenses | $344M | $342M | $342M | $334M | $315M | $320M | $342M | $311M | $343M | $308M | $303M | $305M | $330M | $314M | $344M | $435M | |
| Interest Expense | · | · | · | · | · | · | · | · | $36M | $32M | · | $35M | $32M | $28M | · | $41M | |
| Interest Income | $40M | $39M | $43M | $40M | $41M | $35M | $42M | $39M | $35M | $31M | $35M | $37M | $33M | $28M | $33M | $51M | |
| Pretax Income | $-7M | $-55M | $-32M | $-10M | $-32M | $-46M | $-84M | $4M | $-77M | $-85M | $-74M | $-39M | $-58M | $-107M | $-174M | $-161M | |
| Income Tax | $5.0K | $-171.0K | $1M | $-2M | $-7M | $-5M | $-17M | $923.0K | $-11M | $-14M | $-14M | $-5M | $-9M | $-15M | $-16M | $-23M | |
| Net Income | $-5M | $-37M | $-22M | $-5M | $-13M | $-22M | $-33M | $1M | $-32M | $-34M | $-27M | $-17M | $-23M | $-43M | $-77M | $-60M | |
| EPS (Basic) | $-0.02 | · | · | · | $-0.06 | · | · | $0.01 | $-0.18 | $-0.19 | · | $-0.09 | $-0.13 | $-0.25 | · | $-0.37 | |
| EPS (Diluted) | $-0.02 | · | · | · | $-0.06 | · | · | $0.01 | $-0.18 | $-0.19 | · | $-0.09 | $-0.13 | $-0.25 | · | $-0.37 | |
| Shares (Basic) | 231,643,671 | · | · | · | 207,948,195 | · | · | 185,385,271 | 182,324,046 | 181,407,353 | · | 175,962,804 | 173,908,030 | 170,809,818 | · | 162,464,369 | |
| Shares (Diluted) | 231,643,671 | · | · | · | 207,948,195 | · | · | 332,532,984 | 182,324,046 | 324,679,090 | · | 175,962,804 | 173,908,030 | 170,809,818 | · | 162,464,369 |
资产负债表
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $229M | $277M | $337M | $459M | $409M | $371M | $422M | $483M | $533M | $604M | $661M | $717M | $719M | $798M | $864M | $1.14B | |
| PP&E (Net) | $65M | $64M | $62M | $58M | $60M | $60M | $61M | $63M | $65M | $66M | · | $77M | $83M | $89M | · | $99M | |
| PP&E (Gross) | · | · | $358M | · | · | · | $331M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $296M | · | · | · | $270M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Total Assets | $6.70B | $7.25B | $6.86B | $6.24B | $6.21B | $6.42B | $6.34B | $6.42B | $5.94B | $6.19B | · | $6.08B | $6.20B | $6.19B | · | $7.38B | |
| Deferred Tax | · | · | $4M | · | · | · | $25M | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $6.36B | $6.91B | $6.47B | $5.81B | $5.77B | $5.95B | $5.84B | $5.83B | $5.36B | $5.56B | · | $5.31B | $5.41B | $5.35B | · | $6.30B | |
| Long-term Debt | $2.13B | $2.11B | $2.10B | $2.09B | $2.06B | $2.02B | $2.03B | $1.96B | $1.98B | $2.31B | · | $2.21B | $2.24B | $2.30B | · | $2.28B | |
| Paid-in Capital | $889M | $885M | $878M | $880M | $882M | $856M | $844M | $847M | $831M | $824M | · | $819M | $813M | $802M | · | $778M | |
| Retained Earnings | $-656M | $-652M | $-614M | $-592M | $-588M | $-574M | $-551M | $-517M | $-518M | $-486M | · | $-425M | $-408M | $-385M | · | $-266M | |
| Treasury Stock | $32M | $30M | $30M | $29M | $23M | $21M | $20M | $19M | $17M | $17M | · | $16M | $15M | $14M | · | $13M | |
| Stockholders' Equity | $333M | $337M | $386M | $433M | $439M | $469M | $507M | $592M | $579M | $637M | $704M | $769M | $797M | $841M | $921M | $1.08B | |
| Liabilities + Equity | $6.70B | $7.25B | $6.86B | $6.24B | $6.21B | $6.42B | $6.34B | $6.42B | $5.94B | $6.19B | · | $6.08B | $6.20B | $6.19B | · | $7.38B |
现金流
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $6M | $6M | $5M | $7M | $6M | $8M | $9M | $9M | $9M | $9M | $10M | $11M | $11M | $10M | $10M | $10M | |
| Stock-based Comp | $5M | $6M | $5M | $4M | $-2M | $6M | $6M | $8M | $6M | $5M | $6M | $4M | $6M | $6M | $9M | $5M | |
| Amort. of Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Operating Cash Flow | $520M | $-169M | $-639M | $43M | $68M | $-177M | $48M | $-349M | $-278M | $-279M | $-205M | $163M | $-337M | $205M | $46M | $1.74B | |
| CapEx | $9M | $8M | $9M | $5M | $6M | $7M | $7M | $7M | $7M | $5M | $4M | $5M | $5M | $6M | $6M | $9M | |
| Investing Cash Flow | $-3M | $-5M | $-8M | $11M | $9M | $-344.0K | $28M | $-28M | $436M | $52M | $7M | $71M | $81M | $7M | $10M | $295M | |
| Dividends Paid | · | · | $-687.0K | $-5.0K | $1M | $2M | $436.0K | $1M | $455.0K | $919.0K | $705.0K | $601.0K | $1M | $664.0K | $359.0K | $2M | |
| Financing Cash Flow | $-574M | $130M | $522M | $-7M | $-44M | $96M | $-127M | $325M | $-205M | $159M | $113M | $-183M | $148M | $-305M | $-380M | $-1.88B | |
| Net Change in Cash | $-57M | $-44M | $-125M | $48M | $32M | $-81M | $-51M | $-53M | $-47M | $-68M | $-86M | $52M | $-108M | $-92M | $-324M | $155M | |
| Taxes Paid | $-6M | $-71.0K | $-3M | $229.0K | $456.0K | $-178.0K | $4M | $5M | $-21.0K | $17.0K | $-5M | $-337.0K | $-51.0K | $-3M | $3M | $-366.0K | |
| Free Cash Flow | · | · | · | · | · | $-187M | · | · | · | $-283M | · | · | · | $199M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-310M | · | · | · | $176M | · | · |
盈利能力
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -200.7% | · | · | -159.6% | -811.9% | -661.9% | · | -168.0% | 5104.8% | 4622.8% | · | -635.7% | -822.3% | -3581.6% | · | -613.5% | |
| Pretax Margin | -292.9% | · | · | -336.4% | -1960.8% | -1393.7% | · | -441.1% | 12227.7% | 11493.2% | · | -1511.6% | -2045.4% | -8896.7% | · | -1643.2% | |
| ROA | -0.07% | · | · | -0.08% | -0.22% | -0.35% | · | 0.02% | -0.53% | -0.55% | · | -0.25% | -0.30% | -0.51% | · | -0.60% | |
| ROE | -1.2% | · | · | -0.95% | -2.6% | -4.0% | · | 0.20% | -4.7% | -4.6% | · | -1.8% | -2.3% | -3.6% | · | -4.4% |
效率
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | · | 0.0 | 0.0 | 0.0 | · | -0.0 | -0.0 | -0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
每股
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $0.01 | · | · | · | · | · | · | $-0.00 | $-0.00 | $-0.00 | · | $0.01 | $0.02 | $0.01 | · | $0.06 | |
| Cash Flow / Share | · | · | · | · | · | · | · | · | · | $-0.86 | · | · | · | $1.20 | · | · | |
| EPS (TTM) | · | $-0.45 | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
估值 (TTM)
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $10M | $11M | · | $9M | $5M | $3M | · | $-881.0K | $417.0K | $2M | · | $5M | $15M | $37M | · | $67M | |
| Net Income TTM | $-69M | $-78M | · | $-73M | $-67M | $-86M | · | $-92M | $-110M | $-101M | · | $-160M | $-204M | $-281M | · | $-187M | |
| P/E | · | -3.2 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Earnings Yield | · | -31.7% | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Payout Ratio | · | · | · | · | · | -9.5% | · | · | · | -2.7% | · | · | · | -1.6% | · | · | |
| Annual Payout | $2M | · | · | $4M | $5M | $4M | · | $4M | $3M | $3M | · | $3M | $4M | $90M | · | $162M |
最近期在左侧 · 空值显示为 ·
财务报表 损益表、资产负债表、现金流量表 — 年度,近5年
| 指标 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| 净收入 | $-63M | $-98M | $-110M | $-273M | $114M |
| 稀释后每股收益 (EPS) | · | · | · | $-1.75 | $0.87 |
基本面数据不足,尚无法生成此报表。
| 指标 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| 自由现金流 | $-735M | $-892M | $-195M | $4.42B | $-1.52B |
机构持有人 (13F) 141 家申报者 · $80.9M 总计 · 截至 2026年6月30日
在其季度SEC表格13F中报告持有此股票的机构。仅限多头头寸;单个申报人可能因单独的期权腿而出现两次。 大的抵消性看跌/看涨腿通常反映做市或对冲库存,而非方向性判断。
| 新仓位 | 已退出持仓 | 增加 | 减少 | 净股数变动 |
|---|---|---|---|---|
| 17 (-11 与上一季度对比) | 25 (-3 与上一季度对比) | 50 (-2 与上一季度对比) | 39 (+3 与上一季度对比) | -3.6M |
与Q1 2026对比。 SEC 13F表格的提交截止日期是季度末后45天,外加少量延迟提交的缓冲期——在此窗口期内的季度将被跳过,优先显示最近一个已完整报告的季度对。
| 机构 | 价值 | 股份 | % 已追踪的13F | 类型 |
|---|---|---|---|---|
| BlackRock, Inc. | $13557840 | 10846271 | 16.75% | 股份 |
| VANGUARD GROUP INC | $12899671 | 6231725 | 15.94% | 股份 |
| VANGUARD CAPITAL MANAGEMENT LLC | $7568608 | 6054886 | 9.35% | 股份 |
| GEODE CAPITAL MANAGEMENT, LLC | $4918013 | 3933045 | 6.08% | 股份 |
| Allianz Asset Management GmbH | $2786619 | 2229295 | 3.44% | 股份 |
| STATE STREET CORP | $2751119 | 2200895 | 3.40% | 股份 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $2497985 | 1998388 | 3.09% | 股份 |
| WASATCH ADVISORS LP | $2394698 | 1686407 | 2.96% | 股份 |
| KNIGHTSBRIDGE ASSET MANAGEMENT, LLC | $2388773 | 1911018 | 2.95% | 股份 |
| MILLENNIUM MANAGEMENT LLC | $1962398 | 1569918 | 2.42% | 股份 |
| WOLVERINE TRADING, LLC | $1592010 | 505400 | 1.97% | 买入期权 |
| VANGUARD FIDUCIARY TRUST CO | $1506364 | 1205091 | 1.86% | 股份 |
| BW Gestao de Investimentos Ltda. | $1434730 | 1147784 | 1.77% | 股份 |
| NORTHERN TRUST CORP | $1366104 | 1092883 | 1.69% | 股份 |
| UBS Group AG | $1281461 | 1025168 | 1.58% | 股份 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1181690 | 945352 | 1.46% | 股份 |
| WOLVERINE ASSET MANAGEMENT LLC | $1109730 | 887784 | 1.37% | 股份 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1012859 | 810287 | 1.25% | 股份 |
| GOLDMAN SACHS GROUP INC | $981653 | 785323 | 1.21% | 股份 |
| CITADEL ADVISORS LLC | $957225 | 765780 | 1.18% | 股份 |
| Nuveen, LLC | $843870 | 675096 | 1.04% | 股份 |
| TWO SIGMA ADVISERS, LP | $679995 | 328500 | 0.84% | 股份 |
| BANK OF AMERICA CORP /DE/ | $670933 | 536747 | 0.83% | 股份 |
| Invesco Ltd. | $631851 | 505480 | 0.78% | 股份 |
| RENAISSANCE TECHNOLOGIES LLC | $629500 | 503600 | 0.78% | 股份 |
| Leisure Capital Management | $625000 | 500000 | 0.77% | 股份 |
| Cetera Investment Advisers | $592104 | 473683 | 0.73% | 股份 |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $482659 | 386128 | 0.60% | 股份 |
| Cannell & Spears LLC | $474750 | 379800 | 0.59% | 股份 |
| WOLVERINE TRADING, LLC | $465570 | 147800 | 0.58% | 卖出期权 |
| MORGAN STANLEY | $460182 | 368145 | 0.57% | 股份 |
| TUDOR INVESTMENT CORP ET AL | $444060 | 355248 | 0.55% | 股份 |
| Cerity Partners LLC | $378504 | 302803 | 0.47% | 股份 |
| CITADEL ADVISORS LLC | $378500 | 302800 | 0.47% | 买入期权 |
| LAZARD ASSET MANAGEMENT LLC | $375650 | 300520 | 0.46% | 股份 |
| Bank of New York Mellon Corp | $359153 | 287322 | 0.44% | 股份 |
| Cullen Capital Management, LLC | $346908 | 277526 | 0.43% | 股份 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $312500 | 250000 | 0.39% | 股份 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $305250 | 244200 | 0.38% | 卖出期权 |
| DIMENSIONAL FUND ADVISORS LP | $297764 | 238028 | 0.37% | 股份 |
| IMC-Chicago, LLC | $288700 | 230960 | 0.36% | 股份 |
| AQR CAPITAL MANAGEMENT LLC | $284775 | 227820 | 0.35% | 股份 |
| WOLVERINE TRADING, LLC | $254290 | 80727 | 0.31% | 股份 |
| BNP PARIBAS FINANCIAL MARKETS | $231255 | 185004 | 0.29% | 股份 |
| Purpose Unlimited Inc. | $170475 | 136380 | 0.21% | 股份 |
| CITIZENS FINANCIAL GROUP INC/RI | $165419 | 132335 | 0.20% | 股份 |
| CITADEL ADVISORS LLC | $152125 | 121700 | 0.19% | 卖出期权 |
| Focus Partners Advisor Solutions, LLC | $149691 | 119753 | 0.18% | 股份 |
| XTX Topco Ltd | $135734 | 108587 | 0.17% | 股份 |
| WELLS FARGO & COMPANY/MN | $135334 | 108267 | 0.17% | 股份 |
激进投资者及 5%+ 股东 2 持仓
提交了 SEC Schedule 13D 的投资者 — 持有超过 5% 的受益所有权,意图影响发行人(激进股东持股、董事会活动、并购)。每一行显示该申报人持仓的最新已知状态。
| 申报人 | 已申报 | 持股 | 状态 | 目的 | 申报 |
|---|---|---|---|---|---|
| Hsieh Anthony Li ×12 申报 | 2026年2月13日 | 31.83% | 修订 | · | SEC |
| Anthony Hsieh ×14 申报 | 2024年12月5日 | · | 初始申报 | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
公司内部人士 18 位内幕人士 · 12 位高管 · 8 位董事
| 内部人士 | 角色 | 上次活动 | 持股数量 | 买入 12个月 | 卖出 12个月 | 净额 12个月 |
|---|---|---|---|---|---|---|
| Anthony Li Hsieh | Executive Chair, CEO & Pres. | 2026年9月1日 P | 1000000 | 6 | 14 | $-17368454 |
| Frank Martell | CEO and President | 2025年6月4日 M | 1220441 | 0 | 0 | $0 |
| David R Hayes | Chief Financial Officer | 2026年8月5日 A | 758441 | 0 | 0 | $0 |
| Patrick J Flanagan | Chief Financial Officer | 2023年6月15日 S | 397637 | 0 | 0 | $0 |
| Jeff Alexander Walsh | President, LDI Mortgage | 2025年9月5日 M | 3933286 | 0 | 0 | $0 |
| Jeffrey Michael Dergurahian | Chief Investment Officer | 2026年9月23日 C | 2916074 | 0 | 1 | $-752500 |
| Dominick Edilio Marchetti | Chief Digital Officer | 2026年9月15日 M | 24109 | 0 | 0 | $0 |
| Joseph J Grassi III | Chief Legal & Risk Officer | 2026年9月14日 M | 291261 | 0 | 0 | $0 |
| Darren Graeler | Chief Accounting Officer | 2026年8月17日 M | 274727 | 0 | 0 | $0 |
| Gregory Smallwood | Chief Legal Officer | 2026年4月15日 M | 367798 | 0 | 0 | $0 |
| Dan Binowitz | Managing Director | 2025年7月10日 M | 1079589 | 0 | 0 | $0 |
| Nicole Carrillo | EVP & Chief Accounting Officer | 2023年3月30日 S | 199149 | 0 | 0 | $0 |
| Dawn G Lepore | 董事 | 2026年9月8日 C | 486020 | 0 | 3 | $-256875 |
| John Hoon Lee | 董事 | 2026年6月4日 A | 366532 | 0 | 0 | $0 |
| Pamela H. Patenaude | 董事 | 2026年6月4日 A | 448832 | 0 | 0 | $0 |
| Steven Ozonian | 董事 | 2026年6月4日 A | 323428 | 0 | 0 | $0 |
| John C Dorman | 董事 | 2024年6月3日 M | 322503 | 0 | 0 | $0 |
| Michael Linton | 董事 | 2022年5月2日 M | 18971 | 0 | 0 | $0 |
来自SEC表格3/4/5申报的内部人士;净额=仅公开市场买卖
ETF持仓 由 13 只交易所交易基金持有
权重仅反映直接股权持仓(N-PORT);杠杆基金或基于衍生品的基金可能持有未显示的额外掉期敞口。
| 基金 | 权重 | 单位 | 截至 | 来源 |
|---|---|---|---|---|
| IWC · iShares Trust | 0.02% | 380292 SH | 2026年9月11日 | 每日 |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.01% | 436649 SH | 2026年10月2日 | 每日 |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 95278 SH | 2026年8月19日 | 每日 |
| RSSL · Global X Funds | 0.00% | 54481 NS | 2026年7月31日 | N-PORT |
| IWM · iShares Trust | 0.00% | 3042701 SH | 2026年9月11日 | 每日 |
| ITOT · iShares Trust | 0.00% | 261309 SH | 2026年9月11日 | 每日 |
| DFAC · Dimensional ETF Trust | 0.00% | 27936 NS | 2026年7月31日 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 2302804 SH | 2026年8月19日 | 每日 |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 3640384 SH | 2026年8月19日 | 每日 |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.00% | 652539 SH | 2026年8月19日 | 每日 |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 6308 SH | 2026年8月19日 | 每日 |
| VFH · VANGUARD WORLD FUND | 0.00% | 191227 SH | 2026年8月19日 | 每日 |
| IWN · iShares Trust | · | 1164075 SH | 2026年9月11日 | 每日 |
LDI 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
12个月价格目标
2 位分析师 · 2026-09-30平均目标 $1.12 +77.1%
同行比较(GICS 子行业) 关键指标与行业同行对比
财年依据,价格截至各公司上一个财年末收盘价。
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| LDI | · | -4.6 | -93.7% | -609.7% | -15.2% | · |
| VEL | $822M | 7.5 | 36.8% | 56.5% | 17.7% | · |
| WSBF | $304M | 11.2 | 4.8% | 18.6% | 7.6% | · |
| SNFCA | · | 7.2 | 3.0% | 9.3% | 8.4% | · |
| ONIT | $390M | 2.1 | 9.3% | 17.8% | 34.2% | · |
| BETR | · | · | · | · | · | · |
| GHI | · | -13.2 | -6.4% | -8.9% | · | · |
| FOA | · | 6.5 | 26.1% | 9.1% | 10.4% | · |
| BLNE | $48M | -0.8 | 600.0% | -298.2% | -45.7% | · |
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