FMBH
NASDAQ
US
First Mid Bancshares, Inc. - Common Stock
$41.65
▲ +$0.16
(+0.39%)
Vol 121K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$936.1M
P/E
10.7
ROE
9.9%
Margin
27.0%
D/E
32.67
Beta
0.92
Div Yield
2.56%
52W
$28–$43
Wall Street Consensus
13 analysts · Apr 20262
Strong Buy
7
Buy
4
Hold
0
Sell
0
Strong Sell
69.2%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.08 | $1.06 | $-0.02 |
| Sep 2025 | $0.99 | $0.97 | $-0.02 |
| Jun 2025 | $0.93 | $0.99 | +$0.06 |
| Mar 2025 | $0.95 | $0.96 | +$0.01 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $83.3M | $82.4M | $86.3M | $87.2M | $86.3M |
| Net Income | $19.2M | $22.2M | $23.4M | $22.5M | $23.7M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 9.7% | 9.7% | 9.7% | 9.7% | 9.8% | 9.8% |
| P/E (TTM) | 10.67 | 10.90 | 10.68 | 10.18 | 10.74 | 10.73 |
| Net Margin | — | 27.0% | 27.0% | 27.0% | 27.0% | 27.0% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 33.32 | 33.32 | 33.32 | 33.32 | 32.67 | 32.67 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.1%
P/S (TTM)
2.81
P/B
1.0
EPS (TTM)
$3.65
CF/Share
$4.05
Rev Growth 3Y
+13.0%
52W High
$42.85
52W Low
$27.58
$27.58
52-Week Range
$42.85
Financial Health
Free Cash Flow
$40.2M
Net Debt
$111.1M
Cash
$256.6M
Total Debt
$367.7M
As of Dec 31, 2025
How does FMBH compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
FMBH valuation vs Banking peers
P/E ratio
10.7
▼
15%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.8
▲
21%
above
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
▼
1%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
2.6%
▼
14%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
FMBH profitability vs Banking peers
ROE
9.9%
▲
9%
above
peers
(9.0%)
vs Peers
vs Industry
In line
Net margin
27.0%
▼
6%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.1%
▲
20%
above
peers
(1.0%)
vs Peers
vs Industry
Below avg
FMBH financial health vs Banking peers
D/E ratio
32.7
▲
136%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
34%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
FMBH fundamentals radar
FMBH
Peer median
Industry
FMBH profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FMBH vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
ZIMMER JAMES EDWIN
Director · Feb 17
217 shs
BEESLEY BRADLEY L
Officer · Feb 04
6000 shs
TAYLOR MICHAEL LEE
Chief Operating Officer · Feb 02
3850 shs
WESTERHOLD MARY J
Director · Feb 02
775 shs
ADAMS HOLLY B
Director · Feb 02
775 shs
SMITH MATTHEW K
President · Feb 02
4950 shs
CROWDER JASON M
General Counsel · Feb 02
2420 shs
HORN ZACHARY
Director · Feb 02
775 shs
MCCURRY JAMES KYLE
Director · Feb 02
775 shs
READ JORDAN D.
Chief Financial Officer · Feb 02
3850 shs
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As of Dec 31, 2025
Dividends
$0.99
/ year
Feb 12, 2026
$0.2500
Nov 14, 2025
$0.2500
Aug 15, 2025
$0.2500
May 15, 2025
$0.2400
Feb 13, 2025
$0.2400
Nov 14, 2024
$0.2400
Aug 16, 2024
$0.2400
May 14, 2024
$0.2300
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