ESQ Esquire Financial Holdings, Inc. - Common Stock
$120.80
Price · Aug 19, 2026
Fundamentals as of Aug 10, 2026
52W Range
$92–$135
67% of range
Analyst Rating
BUY
7 analysts
Price Target
$130
+8% upside
P/E (TTM)
20.6
ROE
18.4%
Net Profit Margin
34.7%
ESQ Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$120.80
Market Cap
$1.03B
P/E (TTM)
20.6
EPS (TTM)
$5.87
Revenue (TTM)
—
Div Yield
0.57%
ROE
18.4%
Debt/Equity
—
52W Range
$92 – $135
ESQ Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$5.87
2016-12-31
→
2025-12-31
Free Cash Flow
$57M
2018-12-31
→
2025-12-31
Margins
34.7%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
ESQ
Peer Median
P/E (TTM)
20.6
12.8
P/S (TTM)
7.0
2.1
P/B
3.6
1.2
Price / FCF
18.2
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
ESQ
Peer Median
Net Profit Margin
34.7%
30.0%
ROA
2.4%
1.1%
ROE
18.4%
11.7%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
ESQ
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
ESQ
Peer Median
Revenue YoY
17.4%
—
Revenue CAGR 3Y
20.3%
—
Revenue CAGR 5Y
23.0%
—
EPS YoY
14.2%
—
Net Income YoY
16.4%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
ESQ
Peer Median
Payout Ratio
11.5%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
0.57%
Payout Ratio
11.5%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 14, 2026 | $0.2000 |
| May 15, 2026 | $0.2000 |
| Feb. 13, 2026 | $0.2000 |
| Nov. 14, 2025 | $0.1750 |
| Aug. 15, 2025 | $0.1750 |
| May 15, 2025 | $0.1750 |
| Feb. 14, 2025 | $0.1750 |
| Nov. 15, 2024 | $0.1500 |
| Aug. 15, 2024 | $0.1500 |
| May 14, 2024 | $0.1500 |
| Feb. 14, 2024 | $0.1500 |
| Nov. 14, 2023 | $0.1250 |
| Aug. 14, 2023 | $0.1250 |
| May 12, 2023 | $0.1250 |
| Feb. 14, 2023 | $0.1000 |
| Nov. 14, 2022 | $0.1000 |
| Aug. 12, 2022 | $0.0900 |
| May 13, 2022 | $0.0900 |
ESQ Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
7 analysts
- Strong Buy 2 28.6%
- Buy 3 42.9%
- Hold 2 28.6%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
3 analysts · 2026-08-16
Median
$125.00
Mean
$130.00
← Below all targets
$120.80
Low
$125.00
High
$140.00
Median target
$125.00
+3.5%
Mean target
$130.00
+7.6%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.03%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.60 | $1.59 | 0.01% |
| March 31, 2026 | $1.58 | $1.55 | 0.03% |
| Dec. 31, 2025 | $1.55 | $1.55 | 0.00% |
| Sept. 30, 2025 | $1.62 | $1.48 | 0.14% |
| June 30, 2025 | $1.38 | $1.40 | -0.02% |
| March 31, 2025 | $1.33 | $1.33 | 0.00% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| ESQ | $873M | 17.4 | 17.4% | 34.7% | 18.4% | — |
| OBK | — | 15.7 | 9.9% | — | — | — |
| LKFN | $1.44B | 14.2 | 6.1% | 38.4% | 14.3% | — |
| AMAL | $955M | 9.4 | 4.1% | 31.8% | 13.5% | — |
| PEBO | — | 10.0 | 2.3% | 123.1% | 9.0% | — |
| BHRB | $936M | 8.1 | 30.6% | 34.3% | 14.3% | — |
| PFBC | — | — | — | — | — | — |
| CTBI | $1.02B | 10.4 | 13.7% | 34.7% | 11.8% | — |
| WABC | $1.18B | 10.6 | -12.2% | 45.0% | 12.5% | — |
| FMBH | $935M | 10.2 | 7.4% | 26.3% | 9.9% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $8M | $2M | $828.0K | $1M | $3M | $1M | $538.0K | |
| Interest Income | $139M | $113M | $92M | $61M | $45M | $39M | $37M | $29M | $20M | |
| Pretax Income | $66M | $59M | $56M | $39M | $23M | $17M | $19M | $12M | $7M | |
| Income Tax | $15M | $16M | $15M | $10M | $5M | $5M | $5M | $3M | $3M | |
| Net Income | $51M | $44M | $41M | $29M | $18M | $13M | $14M | $9M | $4M | |
| EPS (Basic) | $6.30 | $5.58 | $5.31 | $3.73 | $2.40 | $1.70 | $1.91 | $1.18 | $0.59 | |
| EPS (Diluted) | $5.87 | $5.14 | $4.91 | $3.47 | $2.26 | $1.65 | $1.82 | $1.13 | $0.58 | |
| Shares (Basic) | 8,061,589 | 7,817,626 | 7,716,367 | 7,638,423 | 7,469,907 | 7,412,131 | 7,388,702 | 7,374,013 | 6,163,549 | |
| Shares (Diluted) | 8,662,219 | 8,487,041 | 8,345,586 | 8,213,694 | 7,946,984 | 7,643,823 | 7,784,736 | 7,733,372 | 6,232,244 | |
| EBITDA | $1M | $880.0K | $707.0K | $703.0K | $687.0K | $568.0K | · | · | · |
Balance Sheet 14
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $236M | $126M | $165M | $164M | $149M | $65M | $62M | $31M | $43M | |
| PP&E (Net) | $4M | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| PP&E (Gross) | $12M | $9M | $8M | $7M | $7M | $6M | $6M | $5M | $5M | |
| Accum. Depreciation | $8M | $6M | $5M | $5M | $4M | $3M | $3M | $2M | $2M | |
| Total Assets | $2.37B | $1.89B | $1.62B | $1.40B | $1.18B | $937M | $798M | $664M | $534M | |
| Total Liabilities | $2.08B | $1.66B | $1.42B | $1.24B | $1.04B | $811M | $687M | $571M | $450M | |
| Common Stock | $87.0K | $85.0K | $84.0K | $82.0K | $81.0K | $78.0K | $77.0K | $75.0K | $73.0K | |
| Paid-in Capital | $110M | $104M | $100M | $96M | $94M | $92M | $90M | $89M | $87M | |
| Retained Earnings | $198M | $153M | $114M | $78M | $51M | $34M | $21M | $7M | $-2M | |
| Treasury Stock | $10M | $6M | $2M | $906.0K | $567.0K | $567.0K | · | · | · | |
| AOCI | $-8M | $-14M | $-13M | $-15M | $-850.0K | $1M | $386.0K | $-3M | $-1M | |
| Stockholders' Equity | $290M | $237M | $199M | $158M | $144M | $126M | $111M | $93M | $83M | |
| Liabilities + Equity | $2.37B | $1.89B | $1.62B | $1.40B | $1.18B | $937M | $798M | $664M | $534M | |
| Shares Outstanding | 8,552,405 | 8,354,753 | 8,287,848 | 8,195,333 | 8,088,846 | 7,793,482 | 7,652,170 | 7,532,723 | 7,326,536 |
Cash Flow 14
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $880.0K | $707.0K | $703.0K | $687.0K | $568.0K | $506.0K | $421.0K | $411.0K | |
| Deferred Tax | $20.0K | $-1M | $-3M | $-1M | $653.0K | $-955.0K | $-116.0K | $-370.0K | $1M | |
| Other Non-cash | $8M | $-1M | $3M | $11M | $11M | $3M | · | · | · | |
| Operating Cash Flow | $60M | $42M | $42M | $39M | $30M | $16M | $16M | $10M | $4M | |
| CapEx | $3M | $714.0K | $605.0K | $73.0K | $1M | $750.0K | $647.0K | $569.0K | $190.0K | |
| Investing Cash Flow | $-362M | $-308M | $-215M | $-222M | $-170M | $-135M | $-97M | $-143M | $-109M | |
| Stock Issued | · | · | · | · | · | · | · | · | $26M | |
| Stock Repurchased | · | · | $286.0K | · | · | $567.0K | · | · | · | |
| Net Stock Activity | · | · | $-286.0K | · | · | $-567.0K | · | · | · | |
| Dividends Paid | $6M | $5M | $4M | $2M | · | · | · | · | · | |
| Financing Cash Flow | $412M | $227M | $174M | $198M | $224M | $123M | $112M | $120M | $105M | |
| Net Change in Cash | · | · | · | · | · | · | · | $-13M | $84.0K | |
| Free Cash Flow | $57M | $41M | $42M | $39M | $29M | $15M | · | $9M | · | |
| Levered FCF | · | · | $36M | $38M | $28M | $14M | · | $8M | · |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 34.7% | 35.0% | 36.1% | 33.8% | 27.7% | 24.2% | · | 24.5% | · | |
| Pretax Margin | 44.8% | 47.5% | 49.2% | 46.0% | 35.1% | 33.0% | · | 33.5% | · | |
| EBITDA Margin | 0.83% | 0.70% | 0.62% | 0.83% | 1.1% | 1.1% | · | · | · | |
| ROA | 2.4% | 2.5% | 2.7% | 2.2% | 1.7% | 1.5% | · | 1.5% | · | |
| ROE | 18.4% | 18.6% | 21.3% | 18.6% | 12.8% | 10.2% | · | 9.6% | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | · | 0.1 | · |
Growth Rates 9
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 17.4% | 10.0% | 34.7% | 30.2% | 24.3% | · | · | · | · | |
| Revenue CAGR 3Y | 20.3% | 24.5% | 29.6% | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 23.0% | · | · | · | · | · | · | · | · | |
| EPS YoY | 14.2% | 4.7% | 41.5% | 53.5% | 37.0% | · | · | · | · | |
| EPS CAGR 3Y | 19.1% | 31.5% | 43.8% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 28.9% | · | · | · | · | · | · | · | · | |
| Net Income YoY | 16.4% | 6.5% | 43.8% | 59.1% | 42.1% | · | · | · | · | |
| Net Income CAGR 3Y | 21.2% | 34.5% | 48.1% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 32.1% | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $147M | $125M | $114M | $84M | $65M | $52M | $46M | $36M | $25M | |
| Net Income TTM | $51M | $44M | $41M | $29M | $18M | $13M | $14M | $9M | $4M | |
| Market Cap | $873M | $664M | $414M | $355M | $255M | $150M | · | $163M | · | |
| P/E | 17.4 | 15.5 | 10.2 | 12.5 | 13.9 | 11.6 | 14.3 | 19.2 | 34.0 | |
| P/S | 6.0 | 5.3 | 3.6 | 4.2 | 3.9 | 2.9 | · | 4.6 | · | |
| P/B | 3.0 | 2.8 | 2.1 | 2.2 | 1.8 | 1.2 | · | 1.8 | · | |
| P / Tangible Book | 3.0 | 2.8 | 2.1 | 2.2 | 1.8 | 1.2 | · | · | · | |
| P / Cash Flow | 14.6 | 15.7 | 9.8 | 9.1 | 8.5 | 9.6 | · | 17.3 | · | |
| P / FCF | 15.4 | 16.0 | 9.9 | 9.2 | 8.8 | 10.1 | · | 18.5 | · | |
| Dividend Yield | 0.67% | 0.73% | 0.90% | 0.61% | · | · | · | · | · | |
| Earnings Yield | 5.8% | 6.5% | 9.8% | 8.0% | 7.2% | 8.6% | 7.0% | 5.2% | 2.9% | |
| Payout Ratio | 11.5% | 11.1% | 9.1% | 7.5% | · | · | · | · | · | |
| Annual Payout | $6M | $5M | $4M | $2M | · | · | · | · | · |
Income Statement 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $3M | · | $2M | $2M | $1M | · | $413.0K | |
| Interest Income | $41M | $39M | $38M | $36M | $34M | $32M | $31M | $29M | $27M | $26M | $26M | $24M | $22M | $20M | $19M | $16M | |
| Pretax Income | $18M | $17M | $17M | $17M | $15M | $16M | $16M | $16M | $14M | $14M | $14M | $13M | $12M | $17M | $12M | $10M | |
| Income Tax | $5M | $5M | $4M | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $4M | $3M | $3M | $4M | $3M | $3M | |
| Net Income | $13M | $12M | $13M | $14M | $12M | $11M | $12M | $11M | $10M | $10M | $10M | $10M | $9M | $12M | $9M | $8M | |
| EPS (Basic) | $1.57 | $1.48 | $1.65 | $1.74 | $1.48 | $1.43 | $1.50 | $1.45 | $1.34 | $1.29 | $1.28 | $1.27 | $1.18 | $1.58 | $1.19 | $1.01 | |
| EPS (Diluted) | $1.49 | $1.40 | $1.54 | $1.62 | $1.38 | $1.33 | $1.35 | $1.34 | $1.25 | $1.20 | $1.17 | $1.17 | $1.10 | $1.47 | $1.09 | $0.94 | |
| Shares (Basic) | 8,274,280 | 8,252,720 | -16,051,392 | 8,094,441 | 8,029,541 | 7,988,999 | -15,582,899 | 7,815,197 | 7,798,441 | 7,786,887 | -15,418,699 | 7,717,971 | 7,708,350 | 7,708,745 | -15,248,097 | 7,637,407 | |
| Shares (Diluted) | 8,726,355 | 8,700,319 | -17,268,556 | 8,690,130 | 8,639,038 | 8,601,607 | -16,821,427 | 8,503,966 | 8,402,750 | 8,401,752 | -16,635,863 | 8,379,112 | 8,299,704 | 8,302,633 | -16,344,407 | 8,226,214 |
Balance Sheet 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $242M | $222M | $236M | $241M | $163M | $173M | $126M | $148M | $153M | $158M | · | $121M | $106M | $204M | · | $182M | |
| PP&E (Net) | $4M | $4M | $4M | $4M | $4M | $3M | $2M | $3M | $3M | $3M | · | $3M | $3M | $3M | · | $3M | |
| PP&E (Gross) | · | · | $12M | · | · | · | $9M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $8M | · | · | · | $6M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $2.51B | $2.42B | $2.37B | $2.18B | $2.06B | $1.95B | $1.89B | $1.78B | $1.72B | $1.65B | · | $1.48B | $1.45B | $1.45B | · | $1.35B | |
| Total Liabilities | $2.20B | $2.12B | $2.08B | $1.91B | $1.80B | $1.70B | $1.66B | $1.55B | $1.50B | $1.45B | · | $1.30B | $1.27B | $1.28B | · | $1.20B | |
| Common Stock | $88.0K | $88.0K | $87.0K | $87.0K | $86.0K | $85.0K | $85.0K | $84.0K | $84.0K | $84.0K | · | $83.0K | $82.0K | $82.0K | · | $81.0K | |
| Paid-in Capital | $114M | $112M | $110M | $109M | $107M | $105M | $104M | $103M | $102M | $101M | · | $99M | $98M | $97M | · | $96M | |
| Retained Earnings | $220M | $208M | $198M | $186M | $173M | $163M | $153M | $142M | $132M | $123M | · | $105M | $97M | $89M | · | $69M | |
| Treasury Stock | $10M | $10M | $10M | $6M | $6M | $6M | $6M | $3M | $3M | $3M | · | $1M | $1M | $1M | · | $626.0K | |
| AOCI | $-10M | $-9M | $-8M | $-10M | $-11M | $-12M | $-14M | $-10M | $-14M | $-14M | · | $-17M | $-14M | $-14M | $-15M | $-16M | |
| Stockholders' Equity | $314M | $301M | $290M | $279M | $264M | $251M | $237M | $233M | $217M | $207M | $199M | $186M | $179M | $171M | $158M | $149M | |
| Liabilities + Equity | $2.51B | $2.42B | $2.37B | $2.18B | $2.06B | $1.95B | $1.89B | $1.78B | $1.72B | $1.65B | · | $1.48B | $1.45B | $1.45B | · | $1.35B | |
| Shares Outstanding | 8,649,400 | 8,637,034 | 8,552,405 | 8,565,491 | 8,499,559 | 8,431,774 | 8,354,753 | 8,320,317 | 8,292,948 | 8,292,789 | · | 8,203,259 | 8,192,379 | 8,190,758 | · | 8,082,918 |
Cash Flow 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $15M | $20M | $17M | $17M | $10M | $16M | $12M | $11M | $7M | $13M | $17M | $11M | $437.0K | $15M | $9M | $12M | |
| CapEx | $162.0K | $180.0K | $340.0K | $505.0K | $1M | $1M | $84.0K | $53.0K | $342.0K | $235.0K | $277.0K | $182.0K | $84.0K | $62.0K | $22.0K | $16.0K | |
| Investing Cash Flow | $-70M | $-71M | $-200M | $-35M | $-114M | $-14M | $-135M | $-64M | $-64M | $-45M | $-95M | $-19M | $-92M | $-10M | $-66M | $-16M | |
| Stock Repurchased | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $18.0K | $268.0K | · | · | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | · | · | · | · | $-268.0K | · | · | |
| Dividends Paid | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $848.0K | $964.0K | $776.0K | $774.0K | $648.0K | |
| Financing Cash Flow | $75M | $38M | $178M | $96M | $93M | $44M | $102M | $49M | $52M | $25M | $123M | $23M | $-6M | $35M | $40M | $31M | |
| Free Cash Flow | · | $19M | · | · | · | $15M | · | · | · | $13M | · | · | · | $15M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $10M | · | · | · | $14M | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 30.8% | 30.2% | · | 37.4% | 33.2% | 33.8% | · | 35.6% | 34.3% | 34.4% | · | 34.8% | 34.0% | 41.2% | · | 35.1% | |
| Pretax Margin | 43.0% | 42.3% | · | 46.5% | 42.5% | 46.0% | · | 48.8% | 46.9% | 46.8% | · | 47.0% | 46.6% | 56.1% | · | 47.7% | |
| ROA | 0.57% | 0.56% | · | 0.71% | 0.63% | 0.63% | · | 0.70% | 0.69% | 0.65% | · | 0.70% | · | 0.90% | · | 0.62% | |
| ROE | 4.5% | 4.4% | · | 5.5% | 4.9% | 5.0% | · | 5.4% | 5.8% | 5.2% | · | 5.9% | · | 7.8% | · | 5.4% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | · | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $156M | $148M | · | $139M | $132M | $126M | · | $120M | $115M | $114M | · | $107M | $98M | $89M | · | $75M | |
| Net Income TTM | $51M | $50M | · | $49M | $45M | $43M | · | $42M | $39M | $41M | · | $39M | $35M | $32M | · | $22M | |
| Market Cap | $1.03B | $928M | · | $874M | $805M | $636M | · | $543M | $395M | $394M | · | $375M | · | $320M | · | $304M | |
| P/E | 20.2 | 18.8 | · | 18.0 | 17.9 | 14.7 | · | 13.1 | 10.1 | 9.6 | · | 9.8 | 10.7 | 10.2 | · | 13.9 | |
| P/S | 6.6 | 6.3 | · | 6.3 | 6.1 | 5.1 | · | 4.5 | 3.4 | 3.5 | · | 3.5 | · | 3.6 | · | 4.0 | |
| P/B | 3.3 | 3.1 | · | 3.1 | 3.1 | 2.5 | · | 2.3 | 1.8 | 1.9 | · | 2.0 | · | 1.9 | · | 2.0 | |
| P / Tangible Book | 3.3 | 3.1 | · | 3.1 | 3.1 | 2.5 | · | 2.3 | 1.8 | 1.9 | · | 2.0 | · | 1.9 | · | 2.0 | |
| P / Cash Flow | · | 47.6 | · | · | · | 40.2 | · | · | · | 30.8 | · | · | · | 21.8 | · | · | |
| P / FCF | · | 48.0 | · | · | · | 43.4 | · | · | · | 31.4 | · | · | · | 21.9 | · | · | |
| Earnings Yield | 5.0% | 5.3% | · | 5.6% | 5.6% | 6.8% | · | 7.6% | 9.9% | 10.4% | · | 10.2% | 9.4% | 9.8% | · | 7.2% | |
| Payout Ratio | · | 13.6% | · | · | · | 12.3% | · | · | · | 11.8% | · | · | · | 6.4% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Net Income | $51M | $44M | $41M | $29M | $18M |
| Diluted EPS | $5.87 | $5.14 | $4.91 | $3.47 | $2.26 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $57M | $41M | $42M | $39M | $29M |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
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Institutional owners (13F) 180 filers · $572.6M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 28 (+2 vs prior Q) | 17 (+4 vs prior Q) | 69 (+13 vs prior Q) | 43 (-6 vs prior Q) | -61K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| Mawer Investment Management Ltd. | $69,544,875 | 583,871 | 12.15% | Shares |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $44,001,140 | 369,416 | 7.68% | Shares |
| STATE STREET CORP | $42,020,460 | 352,787 | 7.34% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $37,771,210 | 317,112 | 6.60% | Shares |
| WASATCH ADVISORS LP | $36,984,945 | 344,046 | 6.46% | Shares |
| Copeland Capital Management, LLC | $35,320,318 | 296,535 | 6.17% | Shares |
| AMERICAN CENTURY COMPANIES INC | $29,263,540 | 245,685 | 5.11% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $25,804,040 | 216,600 | 4.51% | Shares |
| Langdon Equity Partners | $22,511,790 | 189,000 | 3.93% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $21,818,212 | 183,177 | 3.81% | Shares |
| ROYCE & ASSOCIATES LP | $20,508,002 | 172,177 | 3.58% | Shares |
| Gator Capital Management, LLC | $12,017,723 | 100,896 | 2.10% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $10,762,899 | 90,361 | 1.88% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $9,481,156 | 79,600 | 1.66% | Shares |
| ALLIANCEBERNSTEIN L.P. | $8,294,378 | 77,157 | 1.45% | Shares |
| Granite Investment Partners, LLC | $7,302,158 | 61,306 | 1.28% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $6,781,051 | 56,931 | 1.18% | Shares |
| GOLDMAN SACHS GROUP INC | $6,025,418 | 50,587 | 1.05% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $5,920,243 | 49,704 | 1.03% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $5,766,122 | 48,410 | 1.01% | Shares |
| TWO SIGMA INVESTMENTS, LP | $5,518,485 | 46,331 | 0.96% | Shares |
| Uniplan Investment Counsel, Inc. | $4,953,523 | 41,587 | 0.87% | Shares |
| VANGUARD GROUP INC | $4,762,076 | 46,655 | 0.83% | Shares |
| Squarepoint Ops LLC | $4,736,886 | 39,769 | 0.83% | Shares |
| Numerai GP LLC | $4,362,642 | 36,627 | 0.76% | Shares |
| FIRST MANHATTAN CO. LLC. | $4,279,384 | 35,928 | 0.75% | Shares |
| Horizon Investment Services, LLC | $4,228,546 | 35,501 | 0.74% | Shares |
| Rosenthal | Henry Capital Advisors, Inc. | $3,714,683 | 31,187 | 0.65% | Shares |
| RBF Capital, LLC | $3,573,300 | 30,000 | 0.62% | Shares |
| Cox Capital Mgt LLC | $3,224,205 | 27,069 | 0.56% | Shares |
| Pembroke Management, LTD | $2,902,711 | 24,370 | 0.51% | Shares |
| MARSHALL WACE, LLP | $2,508,338 | 21,059 | 0.44% | Shares |
| STIFEL FINANCIAL CORP | $2,432,853 | 20,425 | 0.42% | Shares |
| EMERALD MUTUAL FUND ADVISERS TRUST | $2,205,083 | 18,513 | 0.39% | Shares |
| XTX Topco Ltd | $2,182,929 | 18,327 | 0.38% | Shares |
| BANK OF AMERICA CORP /DE/ | $2,180,189 | 18,304 | 0.38% | Shares |
| BlackRock, Inc. | $2,130,044 | 17,883 | 0.37% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $2,080,852 | 17,470 | 0.36% | Shares |
| Bank of New York Mellon Corp | $2,058,221 | 17,280 | 0.36% | Shares |
| CITADEL ADVISORS LLC | $1,994,973 | 16,749 | 0.35% | Shares |
| Corient Private Wealth LP | $1,886,465 | 15,838 | 0.33% | Shares |
| Swiss National Bank | $1,810,472 | 15,200 | 0.32% | Shares |
| CITIGROUP INC | $1,766,401 | 14,830 | 0.31% | Shares |
| AMERIPRISE FINANCIAL INC | $1,699,105 | 14,265 | 0.30% | Shares |
| TUDOR INVESTMENT CORP ET AL | $1,652,413 | 13,873 | 0.29% | Shares |
| BARCLAYS PLC | $1,628,354 | 13,671 | 0.28% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $1,621,444 | 13,613 | 0.28% | Shares |
| HighTower Advisors, LLC | $1,574,187 | 13,216 | 0.27% | Shares |
| MILLENNIUM MANAGEMENT LLC | $1,570,584 | 13,186 | 0.27% | Shares |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $1,557,602 | 13,077 | 0.27% | Shares |
| Cetera Investment Advisers | $1,387,029 | 11,645 | 0.24% | Shares |
| D. E. Shaw & Co., Inc. | $1,267,330 | 10,640 | 0.22% | Shares |
| RHUMBLINE ADVISERS | $1,240,641 | 10,416 | 0.22% | Shares |
| Quantbot Technologies LP | $1,230,525 | 10,331 | 0.21% | Shares |
| Grandeur Peak Global Advisors, LLC | $1,221,235 | 10,253 | 0.21% | Shares |
| Rafferty Asset Management, LLC | $1,095,455 | 9,197 | 0.19% | Shares |
| SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC | $1,051,622 | 8,829 | 0.18% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $998,737 | 8,385 | 0.17% | Shares |
| Quantinno Capital Management LP | $892,849 | 7,496 | 0.16% | Shares |
| Y-Intercept (Hong Kong) Ltd | $861,046 | 7,229 | 0.15% | Shares |
| HSBC HOLDINGS PLC | $851,325 | 7,136 | 0.15% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $806,136 | 6,768 | 0.14% | Shares |
| WELLS FARGO & COMPANY/MN | $799,466 | 6,712 | 0.14% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $761,530 | 7,084 | 0.13% | Shares |
| Sanctuary Advisors, LLC | $745,484 | 6,259 | 0.13% | Shares |
| RAYMOND JAMES FINANCIAL INC | $740,030 | 6,213 | 0.13% | Shares |
| Skopos Labs, Inc. | $728,528 | 6,777 | 0.13% | Shares |
| Vise Technologies, Inc. | $681,786 | 5,724 | 0.12% | Shares |
| PDT Partners, LLC | $680,714 | 5,715 | 0.12% | Shares |
| FIRST TRUST ADVISORS LP | $647,958 | 5,440 | 0.11% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $622,469 | 5,226 | 0.11% | Shares |
| Russell Investments Group, Ltd. | $568,078 | 4,769 | 0.10% | Shares |
| Toroso Investments, LLC | $560,466 | 5,491 | 0.10% | Shares |
| ALPS ADVISORS INC | $542,070 | 4,551 | 0.09% | Shares |
| Arcus Capital Partners, LLC | $535,519 | 4,496 | 0.09% | Shares |
| MetLife Investment Management, LLC | $510,982 | 4,290 | 0.09% | Shares |
| Cubist Systematic Strategies, LLC | $457,735 | 4,485 | 0.08% | Shares |
| Vanguard Global Advisers, LLC | $457,621 | 3,842 | 0.08% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $401,996 | 3,375 | 0.07% | Shares |
| Entropy Technologies, LP | $394,254 | 3,310 | 0.07% | Shares |
| Boston Partners | $384,010 | 3,224 | 0.07% | Shares |
| Meridian Wealth Management, LLC | $357,330 | 3,000 | 0.06% | Shares |
| Invesco Ltd. | $336,486 | 2,825 | 0.06% | Shares |
| JANUS HENDERSON GROUP PLC | $300,566 | 2,800 | 0.05% | Shares |
| Next Level Private LLC | $297,775 | 2,500 | 0.05% | Shares |
| Engineers Gate Manager LP | $294,440 | 2,472 | 0.05% | Shares |
| Police & Firemen's Retirement System of New Jersey | $281,457 | 2,363 | 0.05% | Shares |
| HOLLENCREST CAPITAL MANAGEMENT | $275,382 | 2,312 | 0.05% | Shares |
| H D Vest Advisory Services | $270,993 | 2,863 | 0.05% | Shares |
| Snowden Capital Advisors LLC | $261,566 | 2,196 | 0.05% | Shares |
| PERSONAL CFO SOLUTIONS, LLC | $252,660 | 2,121 | 0.04% | Shares |
| ARIZONA STATE RETIREMENT SYSTEM | $248,344 | 2,085 | 0.04% | Shares |
| Atlantic Union Bankshares Corp | $240,423 | 2,018 | 0.04% | Shares |
| MORGAN STANLEY | $236,922 | 1,989 | 0.04% | Shares |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM | $231,073 | 1,940 | 0.04% | Shares |
| CenterBook Partners LP | $230,001 | 1,931 | 0.04% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $227,143 | 1,907 | 0.04% | Shares |
| TWO SIGMA ADVISERS, LP | $224,554 | 2,200 | 0.04% | Shares |
| INTECH INVESTMENT MANAGEMENT LLC | $217,495 | 1,826 | 0.04% | Shares |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $209,158 | 1,756 | 0.04% | Shares |
Company insiders 18 insiders · 6 officers · 13 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Andrew C Sagliocca | President and CEO | Jan. 23, 2018 A | 48,607 | 0 | 0 | $0 |
| Eric S Bader | EVP, CFO and Treasurer | Jan. 23, 2018 A | 12,500 | 0 | 0 | $0 |
| Michael G O'Rourke | President of Chicago Bank Div | Aug. 1, 2026 A | 18,630 | 0 | 0 | $0 |
| Parag Tandon | Chief Acctg Off and Controller | Jan. 23, 2018 A | 1,500 | 0 | 0 | $0 |
| Ari P Kornhaber | EVP and Director of Sales | Jan. 23, 2018 A | 10,500 | 0 | 0 | $0 |
| Dennis Shields | Exec Chairman of the Board | Jan. 23, 2018 A | 113,048 | 0 | 0 | $0 |
| Robert Mitzman | Director | July 30, 2026 S | 139,679 | 0 | 1 | $-388,800 |
| Marc D Grossman | Director | May 27, 2020 S | 9,020 | 0 | 0 | $0 |
| Selig Zises | Director | Aug. 6, 2018 P | 103,501 | 0 | 0 | $0 |
| Richard T Powers | Director | Aug. 3, 2018 G | 53,200 | 0 | 0 | $0 |
| Kevin C Waterhouse | Director | July 27, 2018 P | 57,000 | 0 | 0 | $0 |
| Jack T Thompson | Director | March 15, 2018 D | — | 0 | 0 | $0 |
| John B Morgan | Director | Jan. 23, 2018 A | — | 0 | 0 | $0 |
| Russ M Herman | Director | Jan. 23, 2018 A | 47,520 | 0 | 0 | $0 |
| Todd Deutsch | Director | Jan. 23, 2018 A | 42,500 | 0 | 0 | $0 |
| Janet Hill | Director | Jan. 23, 2018 A | 6,980 | 0 | 0 | $0 |
| Anthony Coelho | — | Aug. 7, 2026 M | 67,365 | 0 | 0 | $0 |
| Leonard Caronia | — | Aug. 4, 2026 M | 100,761 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 44 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SAWS · ETF Series Solutions | 0.36% | 239 NS | April 30, 2026 | N-PORT |
| BFOR · ALPS ETF Trust | 0.23% | 4,478 NS | May 31, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.17% | 8,174 NS | April 30, 2026 | N-PORT |
| GSSC · Goldman Sachs ETF Trust | 0.10% | 8,916 NS | May 31, 2026 | N-PORT |
| PSC · Principal Exchange-Traded Funds | 0.09% | 17,280 NS | June 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.07% | 179,813 NS | May 31, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.07% | 17,650 NS | May 31, 2026 | N-PORT |
| RSSL · Global X Funds | 0.02% | 3,166 NS | April 30, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.02% | 28,735 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.02% | 341 NS | May 31, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.02% | 31,917 NS | May 31, 2026 | N-PORT |
| UWM · ProShares Trust | 0.01% | 267 NS | May 31, 2026 | N-PORT |
| AVUQ · AMERICAN CENTURY ETF TRUST | 0.01% | 242 NS | May 31, 2026 | N-PORT |
| URTY · ProShares Trust | 0.01% | 268 NS | May 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 1,561 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.00% | 272 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 7 NS | May 31, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 4,309 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 15,168 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 71 NS | April 30, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.00% | 2,502 NS | April 30, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 334 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 436 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 2,553 NS | April 30, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 1,299 NS | April 30, 2026 | N-PORT |
| SCHB · SCHWAB STRATEGIC TRUST | 0.00% | 3,900 NS | May 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VFMO · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VFQY · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| ITOT · iShares Trust | — | — | July 22, 2026 | Daily |
| IWV · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWO · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWM · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWC · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | — | — | July 13, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | — | — | July 20, 2026 | Daily |
| ISCB · iShares Trust | — | — | July 20, 2026 | Daily |
| ISCG · iShares Trust | — | — | July 21, 2026 | Daily |
| WSML · iShares Trust | — | — | July 20, 2026 | Daily |