FUSB First US Bancshares, Inc. - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$16.74
Price · Aug 19, 2026
Fundamentals as of Aug 6, 2026
52W Range
$11–$17
96% of range
Analyst Rating
—
Price Target
—
P/E (TTM)
16.7
ROE
5.8%
Net Profit Margin
525.6%

FUSB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$16.74
Market Cap
$95M
P/E (TTM)
16.7
EPS (TTM)
$1.00
Revenue (TTM)
$1M
Div Yield
1.7%
ROE
5.8%
Debt/Equity
0.0
52W Range
$11 – $17

FUSB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $1M
4-point trend, -1.2%
2022-12-31 → 2025-12-31
EPS $1.00
5-point trend, +51.5%
2021-12-31 → 2025-12-31
Free Cash Flow $9M
5-point trend, +0.9%
2021-12-31 → 2025-12-31
Margins 525.6%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
FUSB
Peer Median
P/E (TTM)
5-point trend, -12.8%
16.7
14.0
P/S (TTM)
4-point trend, +59.8%
83.7
1.8
P/B
5-point trend, +4.0%
0.9
0.9
Price / FCF
5-point trend, +21.0%
10.5
—

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
FUSB
Peer Median
Net Profit Margin
5-point trend, +4682.6%
525.6%
23.8%
ROA
5-point trend, +15.2%
0.53%
0.70%
ROE
5-point trend, +16.6%
5.8%
7.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
FUSB
Peer Median
Debt / Equity
5-point trend, -100.0%
0.0
0.0

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
FUSB
Peer Median
Revenue YoY
4-point trend, -1.2%
-7.5%
—
Revenue CAGR 3Y
4-point trend, -1.2%
-0.41%
—
EPS YoY
5-point trend, +51.5%
-24.8%
—
Net Income YoY
5-point trend, +34.6%
-26.7%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
FUSB
Peer Median
EPS (Diluted)
5-point trend, +51.5%
$1.00
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
FUSB
Peer Median
Payout Ratio
5-point trend, +60.3%
26.8%
—

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
1.7%
Payout Ratio
26.8%
5Y Div CAGR
—
Ex-dateAmount
June 12, 2026$0.0700
March 13, 2026$0.0700
Dec. 12, 2025$0.0700
Sept. 12, 2025$0.0700
June 13, 2025$0.0700
March 14, 2025$0.0700
Dec. 13, 2024$0.0700
Sept. 13, 2024$0.0500
June 7, 2024$0.0500
March 7, 2024$0.0500
Dec. 7, 2023$0.0500
Sept. 7, 2023$0.0500
June 8, 2023$0.0500
March 9, 2023$0.0500
Dec. 8, 2022$0.0500
Sept. 8, 2022$0.0300
June 9, 2022$0.0300
March 9, 2022$0.0300
Dec. 9, 2021$0.0300
Sept. 9, 2021$0.0300

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Period EPS Actual EPS Est Surprise
June 30, 2026 $0.31 — —
March 31, 2026 $0.33 — —
March 31, 2024 $0.34 — —
March 31, 2023 $0.33 — —
Dec. 31, 2022 $0.35 — —

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FUSB $80M 14.0 -7.5% 525.6% 5.8% —
TFC $62.13B 12.9 53.0% 26.1% 8.2% —

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 12
Annual Income Statement data for FUSB
Metric Trend 20252024202320222021202020192018
Revenue 5-point trend, +42.5% $1M $1M $1M $1M · · · $800.0K
Cost of Revenue 5-point trend, -34.3% · · · $323.0K $322.0K $325.0K $310.0K $492.0K
Operating Expenses 8-point trend, -7.2% $6M $5M $5M $4M $6M $6M $6M $6M
Interest Expense 8-point trend, +404.8% $22M $22M $15M $4M $3M $5M $7M $4M
Interest Income 8-point trend, +60.0% $59M $58M $53M $41M $40M $40M $44M $37M
Pretax Income 8-point trend, +134.0% $8M $11M $11M $9M $6M $4M $6M $3M
Income Tax 8-point trend, +115.8% $2M $3M $3M $2M $1M $825.0K $1M $901.0K
Net Income 8-point trend, +140.6% $6M $8M $8M $7M $4M $3M $5M $2M
EPS (Basic) 8-point trend, +157.5% $1.03 $1.40 $1.42 $1.13 $0.70 $0.43 $0.71 $0.40
EPS (Diluted) 8-point trend, +170.3% $1.00 $1.33 $1.33 $1.06 $0.66 $0.40 $0.67 $0.37
Shares (Basic) 8-point trend, -7.2% 5,821,772 5,850,122 5,964,559 6,084,058 6,319,357 6,281,467 6,386,946 6,276,670
Shares (Diluted) 8-point trend, -9.8% 6,002,972 6,118,372 6,376,459 6,503,708 6,739,607 6,702,467 6,799,746 6,654,621
Balance Sheet 18
Annual Balance Sheet data for FUSB
Metric Trend 20252024202320222021202020192018
Cash & Equivalents 8-point trend, +48.3% $74M $47M $50M $30M $61M $94M $57M $50M
PP&E (Net) 8-point trend, -4.9% $26M $25M $24M $24M $25M $28M $29M $28M
PP&E (Gross) 8-point trend, +5.1% $51M $48M $46M $46M $47M $52M $52M $48M
Accum. Depreciation 8-point trend, +14.2% $24M $23M $22M $22M $22M $24M $23M $21M
Goodwill Flat — no change across 8 periods $7M $7M $7M $7M $7M $7M $7M $7M
Intangibles 8-point trend, -100.0% $0 $49.0K $171.0K $366.0K $634.0K $975.0K $1M $2M
Total Assets 8-point trend, +45.8% $1.15B $1.10B $1.07B $995M $958M $891M $789M $792M
Short-term Debt 8-point trend, -100.0% $0 $10M $10M $20M $10M $10M $10M $527.0K
Total Liabilities 8-point trend, +47.2% $1.05B $1.00B $982M $910M $868M $804M $704M $713M
Long-term Debt 5-point trend, +2.7% $11M $11M $11M $11M $11M · · ·
Total Debt 8-point trend, -100.0% $0 $10M $10M $20M $10M $10M $10M $527.0K
Common Stock 8-point trend, +5.3% $79.0K $78.0K $75.0K $75.0K $75.0K $75.0K $75.0K $75.0K
Retained Earnings 8-point trend, +36.7% $121M $117M $110M $104M $98M $95M $93M $89M
Treasury Stock 8-point trend, +51.4% $31M $30M $28M $27M $22M $22M $22M $20M
AOCI 8-point trend, +67.2% $-780.0K $-4M $-6M $-7M $-276.0K $-52.0K $-46.0K $-2M
Stockholders' Equity 8-point trend, +33.0% $106M $99M $91M $85M $90M $87M $85M $79M
Liabilities + Equity 8-point trend, +45.8% $1.15B $1.10B $1.07B $995M $958M $891M $789M $792M
Shares Outstanding 8-point trend, -9.5% 5,699,696 5,696,171 5,735,075 5,812,258 6,172,378 6,176,556 6,157,692 6,298,062
Cash Flow 17
Annual Cash Flow data for FUSB
Metric Trend 20252024202320222021202020192018
D&A 8-point trend, +16.8% $2M $2M $2 $2M $2M $2M $2M $1M
Stock-based Comp 8-point trend, +67.6% $744.0K $617.0K $596.0K $485.0K $436.0K $421.0K $360.0K $444.0K
Deferred Tax 8-point trend, -96.6% $50.0K $583.0K $133.0K $-367.0K $-401.0K $720.0K $1M $1M
Amort. of Intangibles 8-point trend, -71.3% $49.0K $122.0K $195.0K $268.0K $341.0K $415.0K $487.0K $171.0K
Operating Cash Flow 8-point trend, +52.8% $12M $8M $13M $13M $10M $6M $11M $8M
CapEx 8-point trend, +109.2% $3M $2M $1M $1M $822.0K $955.0K $3M $2M
Investing Cash Flow 8-point trend, -1140.8% $-28M $-30M $-60M $-80M $-108M $-66M $10M $3M
Debt Issued · · · · $11M · · ·
Net Debt Issued · · · · $11M · · ·
Stock Repurchased 7-point trend, +19.1% $2M $2M $1M $4M $525.0K $452.0K $1M ·
Net Stock Activity 7-point trend, -19.1% $-2M $-2M $-1M $-4M $-525.0K $-452.0K $-1M ·
Dividends Paid 8-point trend, +224.8% $2M $1M $1M $832.0K $745.0K $740.0K $562.0K $495.0K
Financing Cash Flow 8-point trend, +259.8% $42M $20M $68M $37M $65M $97M $-14M $12M
Net Change in Cash 8-point trend, +17.2% $26M $-3M $20M $-31M $-33M $37M $7M $22M
Taxes Paid 8-point trend, +1046.3% $2M $3M $2M $3M $1M $186.0K $131.0K $134.0K
Free Cash Flow 8-point trend, +39.4% $9M $6M $12M $11M $9M $5M $8M $7M
Levered FCF 8-point trend, -325.7% $-7M $-11M $-32.5K $8M $7M $2M $3M $3M
Profitability 4
Annual Profitability data for FUSB
Metric Trend 20252024202320222021202020192018
Net Margin 8-point trend, +7986.3% 525.6% 663.1% 708.9% 17.0% 11.0% 6.6% 10.8% 6.5%
Pretax Margin 8-point trend, +7766.0% 696.1% 872.9% 941.6% 22.3% 14.1% 8.7% 13.7% 8.8%
ROA 8-point trend, +71.0% 0.53% 0.75% 0.82% 0.70% 0.46% 0.31% 0.59% 0.31%
ROE 8-point trend, +82.0% 5.8% 8.3% 9.5% 8.2% 5.0% 3.1% 5.4% 3.2%
Liquidity & Solvency 1
Annual Liquidity & Solvency data for FUSB
Metric Trend 20252024202320222021202020192018
Debt / Equity 8-point trend, -100.0% 0.0 0.1 0.1 0.2 0.1 0.1 0.1 0.0
Efficiency 1
Annual Efficiency data for FUSB
Metric Trend 20252024202320222021202020192018
Asset Turnover 8-point trend, -97.9% 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0
Per Share 6
Annual Per Share data for FUSB
Metric Trend 20252024202320222021202020192018
Book Value / Share 8-point trend, +47.0% $18.54 $17.31 $15.80 $14.65 $14.59 $14.03 $13.76 $12.61
Revenue / Share 8-point trend, -96.7% $0.19 $0.20 $0.19 $6.21 $6.01 $6.08 $6.22 $5.76
Cash Flow / Share 8-point trend, +69.4% $2.05 $1.27 $2.05 $1.93 $1.46 $0.91 $1.66 $1.21
Cash / Share 8-point trend, +63.9% $12.90 $8.29 $8.77 $5.19 $9.92 $15.29 $9.26 $7.88
Dividend / Share 8-point trend, +250.0% $0 $0 $0 $0 $0 $0 $0 $0
EPS (TTM) 8-point trend, +170.3% $1.00 $1.33 $1.33 $1.06 $0.66 $0.40 $0.67 $0.37
Growth Rates 9
Annual Growth Rates data for FUSB
Metric Trend 20252024202320222021202020192018
Revenue YoY 3-point trend, -300.3% -7.5% 2.9% 3.7% · · · · ·
Revenue CAGR 3Y -0.41% · · · · · · ·
EPS YoY 5-point trend, -138.2% -24.8% 0.00% 25.5% 60.6% 65.0% · · ·
EPS CAGR 3Y 3-point trend, -103.9% -1.9% 26.3% 49.3% · · · · ·
EPS CAGR 5Y 20.1% · · · · · · ·
Net Income YoY 5-point trend, -141.4% -26.7% -3.7% 23.6% 54.2% 64.4% · · ·
Net Income CAGR 3Y 3-point trend, -109.6% -4.4% 22.4% 46.4% · · · · ·
Net Income CAGR 5Y 17.2% · · · · · · ·
Dividend CAGR 5Y 16.8% · · · · · · ·
Valuation (TTM) 16
Annual Valuation (TTM) data for FUSB
Metric Trend 20252024202320222021202020192018
Revenue TTM 5-point trend, +42.5% $1M $1M $1M $1M · · · $800.0K
Net Income TTM 8-point trend, +140.6% $6M $8M $8M $7M $4M $3M $5M $2M
Market Cap 8-point trend, +59.0% $80M $72M $59M $50M $65M $56M $71M $50M
Enterprise Value 8-point trend, +509.2% $6M $34M $19M $40M $14M $-29M $24M $997.6K
P/E 8-point trend, -35.0% 14.0 9.5 7.8 8.2 16.0 22.6 17.3 21.5
P/S 5-point trend, +11.6% 69.8 58.2 49.4 43.7 · · · 62.6
P/B 8-point trend, +19.6% 0.8 0.7 0.7 0.6 0.7 0.6 0.8 0.6
P / Tangible Book 6-point trend, +13.9% 0.8 0.8 0.7 0.7 0.8 0.7 · ·
P / Cash Flow 8-point trend, +4.0% 6.5 9.2 4.5 4.0 6.6 9.1 6.3 6.2
P / FCF 8-point trend, +14.1% 8.8 12.7 5.1 4.5 7.2 10.8 8.8 7.7
EV / FCF 8-point trend, +337.0% 0.7 6.1 1.6 3.6 1.6 -5.6 3.0 0.2
EV / Revenue 5-point trend, +327.5% 5.3 28.0 15.7 35.0 · · · 1.2
Dividend Yield 8-point trend, +104.0% 2.0% 1.8% 2.0% 1.7% 1.1% 1.3% 0.79% 0.99%
Earnings Yield 8-point trend, +54.0% 7.2% 10.6% 12.9% 12.2% 6.2% 4.4% 5.8% 4.7%
Payout Ratio 8-point trend, +35.0% 26.8% 15.5% 13.9% 12.1% 16.7% 27.3% 12.3% 19.9%
Annual Payout 8-point trend, +224.8% $2M $1M $1M $832.0K $745.0K $740.0K $562.0K $495.0K

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312022-06-30
Revenue $1M$1M$1M$1M—
Net Income $6M$8M$8M$7M—
Diluted EPS $1.00$1.33$1.33$1.06—
Balance Sheet
2025-12-312024-12-312023-12-312022-12-312022-06-30
Debt / Equity 0.00.10.10.2—
Cash Flow
2025-12-312024-12-312023-12-312022-12-312022-06-30
Free Cash Flow $9M$6M$12M$11M—

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Institutional owners (13F) 30 filers · $16.2M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
7 (+4 vs prior Q) 3 (+3 vs prior Q) 6 (-3 vs prior Q) 5 (0 vs prior Q) +45K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
GENDELL JEFFREY L $6,577,864 397,454 40.63% Shares
VANGUARD CAPITAL MANAGEMENT LLC $1,757,345 106,184 10.85% Shares
RENAISSANCE TECHNOLOGIES LLC $1,312,763 79,321 8.11% Shares
VANGUARD GROUP INC $1,067,252 76,396 6.59% Shares
REGIONS FINANCIAL CORP $823,627 49,766 5.09% Shares
GEODE CAPITAL MANAGEMENT, LLC $778,583 47,028 4.81% Shares
NORTHERN TRUST CORP $567,334 34,280 3.50% Shares
VANGUARD FIDUCIARY TRUST CO $514,275 31,074 3.18% Shares
DIMENSIONAL FUND ADVISORS LP $487,927 29,482 3.01% Shares
BLAIR WILLIAM & CO/IL $314,450 19,000 1.94% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $285,620 17,258 1.76% Shares
CITADEL ADVISORS LLC $271,221 16,388 1.68% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $256,194 15,480 1.58% Shares
Aptus Capital Advisors, LLC $246,131 14,809 1.52% Shares
Daytona Street Capital LLC $204,732 12,100 1.26% Shares
Diversified Enterprises, LLC $190,209 11,493 1.17% Shares
BANK OF AMERICA CORP /DE/ $186,138 11,247 1.15% Shares
Empowered Funds, LLC $178,575 10,790 1.10% Shares
EverSource Wealth Advisors, LLC $82,187 4,966 0.51% Shares
Vanguard Global Advisers, LLC $43,444 2,625 0.27% Shares
BlackRock, Inc. $17,311 1,046 0.11% Shares
ROYAL BANK OF CANADA $17,000 1,000 0.11% Shares
MERCER GLOBAL ADVISORS INC /ADV $5,568 336 0.03% Shares
Tower Research Capital LLC (TRC) $3,260 197 0.02% Shares
PRICE T ROWE ASSOCIATES INC /MD/ $427 25,753 0.00% Shares
BARCLAYS PLC $132 8 0.00% Shares
MORGAN STANLEY $125 7 0.00% Shares
ACADIAN ASSET MANAGEMENT LLC $121 7,359 0.00% Shares
WELLS FARGO & COMPANY/MN $11 1 0.00% Shares
FNY Investment Advisers, LLC $0 30 0.00% Shares

Company insiders 39 insiders · 15 officers · 25 directors

Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
James F House Chairman, President & CEO Feb. 9, 2026 A 151,228 1 0 $16,612
Terry R Phillips President & CEO Aug. 31, 2010 P 7,224 0 0 $0
Thomas S Elley SEVP,CFO,Trea,Ast Sec-FUSB July 8, 2026 M 38,156 0 0 $0
Beverly J Dozier SVP,Secr,Ast Trs-FUSB;SVP-Bank July 8, 2026 M 8,752 0 0 $0
Eric H Mabowitz SEVP, CRO, CCO, & CRA Officer July 8, 2026 M 20,957 0 0 $0
William C Mitchell SEVP-Consumer Lending-Bank June 29, 2026 M 27,312 0 0 $0
Matthew A. Parker SVP, Corp Controller & PAO June 26, 2026 M 3,051 0 0 $0
Anthony Cashio EVP, Chief Credit Officer-FUSB Feb. 24, 2016 A 2,384 0 0 $0
Phillip Wheat SVP,CIO/Info Sec Off - FUSB Feb. 23, 2015 A — 0 0 $0
David L Saylors EVP, HR Director - FUSB Feb. 23, 2015 A — 0 0 $0
Donald P Maughan II EVP,Comm Div, Sr Lender-FUSB Feb. 23, 2015 A — 0 0 $0
Daniel J Matheson III Investment Officer; SVP-FUSB Feb. 23, 2015 A 13,511 0 0 $0
William D Morgan EVP/First United Security Bank Aug. 11, 2009 S 9,853 0 0 $0
Larry M Sellers VP, SECRETARY Aug. 7, 2009 S 0 0 0 $0
Robert Steen AVP & ASST TREASURER May 1, 2006 P 7,271 0 0 $0
Stephen Nathaniel Gordon Director June 30, 2026 A 2,700 1 0 $13,800
Robert C Field Director June 30, 2026 A 2,960 5 0 $110,042
David Peter Hale Director June 30, 2026 A 22,424 0 0 $0
Aubrey S Miller Director June 30, 2026 A 14,291 0 0 $0
John Lee Mcphearson Director June 30, 2026 A 3,000 1 1 $0
Bruce N Wilson Director June 30, 2026 A 15,193 0 0 $0
Jack W Meigs Director June 30, 2026 A 7,891 0 0 $0
Robert S Briggs Director June 30, 2026 A 63,593 2 0 $133,750
Tracy E Thompson Director Feb. 9, 2026 A 109,541 0 0 $0
Marlene M Mccain Director Feb. 9, 2026 A 5,507 0 0 $0
John C Gordon Director Jan. 30, 2025 M 159,693 0 0 $0
Sheri S Cook Director March 28, 2024 A 9,267 0 0 $0
Donna D Smith Director Feb. 9, 2024 A 11,267 0 0 $0
Andrew C Bearden JR Director March 31, 2022 A 10,230 0 0 $0
William G Harrison Director March 31, 2021 A 57,369 0 0 $0
Howard M Whitted Director March 31, 2020 A 2,833 0 0 $0
Alonzo A J J Strickland Director March 31, 2016 A — 0 0 $0
Gerald P Corgill Director March 31, 2016 A 0 0 0 $0
Linda H Breedlove Director March 31, 2016 A — 0 0 $0
Hardie B Kimbrough Director June 28, 2013 A 31,566 0 0 $0
Dan R Barlow Director March 30, 2012 A 16,434 0 0 $0
Wayne C Curtis Director Dec. 30, 2011 A 1,963 0 0 $0
Ray Sheffield Director May 1, 2006 P 63,200 0 0 $0
Staci Pierce — Aug. 7, 2026 P 10,850 13 0 $77,351

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

Activists & 5%+ owners 2 positions

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
ANDERSON CHARLES C, Harold M. Anderson, Terrence Anderson, Anderson CBP LLC April 21, 2025 3.30% Amendment Passive investment SEC
Charles C. Anderson, Harold M. Anderson, Terrence Anderson, Anderson CBP LLC Jan. 5, 2024 — Initial filing Passive investment SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

ETF ownership Held by 9 ETFs

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
DFSU · Dimensional ETF Trust 0.00% 614 NS April 30, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 714 NS April 30, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 2,977 NS April 30, 2026 N-PORT
DFSV · Dimensional ETF Trust 0.00% 244 NS April 30, 2026 N-PORT
DFAT · Dimensional ETF Trust 0.00% 230 NS April 30, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 4 NS April 30, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS — — July 15, 2026 Daily
VTI · VANGUARD INDEX FUNDS — — July 15, 2026 Daily
IWC · iShares Trust — — Aug. 18, 2026 Daily