HFBL Home Federal Bancorp, Inc. of Louisiana - Common Stock
$19.76
Price · May 19, 2026
Fundamentals as of Feb 12, 2026
52W Range
$12–$20
93% of range
Analyst Rating
—
Price Target
—
P/E (TTM)
10.8
ROE
7.1%
Net Profit Margin
298.4%
HFBL Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$19.76
Market Cap
$42M
P/E (TTM)
10.8
EPS (TTM)
$1.26
Revenue (TTM)
$1M
Div Yield
3.9%
ROE
7.1%
Debt/Equity
—
52W Range
$12 – $20
HFBL Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$1M
2019-06-30
→
2025-06-30
EPS
$1.26
2016-06-30
→
2025-06-30
Free Cash Flow
—
2016-06-30
→
2017-06-30
Margins
298.4%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
HFBL
Peer Median
P/E (TTM)
10.8
12.2
P/S (TTM)
32.2
1.8
P/B
0.8
0.9
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
HFBL
Peer Median
Net Profit Margin
298.4%
23.1%
ROA
0.62%
0.74%
ROE
7.1%
8.2%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
HFBL
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
HFBL
Peer Median
Revenue YoY
17.5%
—
Revenue CAGR 3Y
4.3%
—
Revenue CAGR 5Y
5.0%
—
EPS YoY
7.7%
—
Net Income YoY
8.2%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
HFBL
Peer Median
Payout Ratio
41.9%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
3.9%
Payout Ratio
41.9%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| April 27, 2026 | $0.1350 |
| Feb. 2, 2026 | $0.1350 |
| Oct. 27, 2025 | $0.1350 |
| Aug. 4, 2025 | $0.1350 |
| April 28, 2025 | $0.1300 |
| Jan. 27, 2025 | $0.1300 |
| Oct. 28, 2024 | $0.1300 |
| Aug. 5, 2024 | $0.1300 |
| April 26, 2024 | $0.1250 |
| Jan. 26, 2024 | $0.1250 |
| Oct. 27, 2023 | $0.1250 |
| July 28, 2023 | $0.1250 |
| April 28, 2023 | $0.1200 |
| Jan. 27, 2023 | $0.1200 |
| Oct. 28, 2022 | $0.1200 |
| July 29, 2022 | $0.1200 |
| April 29, 2022 | $0.1000 |
| Jan. 28, 2022 | $0.1000 |
| Oct. 29, 2021 | $0.1000 |
| July 30, 2021 | $0.1000 |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| Sept. 30, 2025 | $0.24 | — | — |
| March 31, 2025 | $0.31 | — | — |
| June 30, 2023 | $0.55 | — | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1M | $1M | $1M | $1M | $991.0K | $1M | $975.0K | |
| Interest Expense | · | · | $5M | $2M | $3M | $5M | $5M | |
| Interest Income | $30M | $32M | $27M | $19M | $20M | $20M | $20M | |
| Pretax Income | $5M | $4M | $7M | $6M | $7M | $5M | $6M | |
| Income Tax | $766.0K | $476.0K | $1M | $1M | $1M | $957.0K | $1M | |
| Net Income | $4M | $4M | $6M | $5M | $5M | $4M | $5M | |
| EPS (Basic) | $1.27 | $1.18 | $1.89 | $1.50 | $1.66 | $1.15 | $2.68 | |
| EPS (Diluted) | $1.26 | $1.17 | $1.81 | $1.41 | $1.57 | $1.07 | $2.50 | |
| Shares (Basic) | 3,054,254 | 3,044,081 | 3,020,748 | 3,250,320 | 3,230,499 | 3,363,632 | 1,767,736 | |
| Shares (Diluted) | 3,078,367 | 3,082,560 | 3,152,885 | 3,464,847 | 3,426,203 | 3,594,770 | 1,894,011 |
Balance Sheet 15
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $2M | $2M | $2M | $1M | $1M | $1M | $1M | |
| PP&E (Net) | $17M | $18M | $17M | $16M | $15M | $13M | $14M | |
| PP&E (Gross) | $26M | $26M | $23M | $22M | $20M | $18M | $17M | |
| Accum. Depreciation | $9M | $8M | $7M | $6M | $5M | $4M | $4M | |
| Goodwill | $3M | $3M | $3M | $0 | · | · | · | |
| Intangibles | $915.0K | $1M | $2M | $0 | · | · | · | |
| Total Assets | $609M | $638M | $661M | $590M | $566M | $518M | $442M | |
| Total Liabilities | $554M | $585M | $610M | $538M | $513M | $468M | $392M | |
| Common Stock | $32.0K | $32.0K | $31.0K | $34.0K | $34.0K | $22.0K | $23.0K | |
| Paid-in Capital | $42M | $42M | $41M | $40M | $38M | $37M | $36M | |
| Retained Earnings | $15M | $14M | $13M | $15M | $15M | $14M | $15M | |
| AOCI | $-2M | $-3M | $-3M | $-2M | $275.0K | $915.0K | $20.0K | |
| Stockholders' Equity | $55M | $53M | $51M | $52M | $53M | $51M | $50M | |
| Liabilities + Equity | $609M | $638M | $661M | $590M | $566M | $518M | $442M | |
| Shares Outstanding | 3,084,764 | 3,142,168 | 3,133,351 | 3,387,839 | 3,350,966 | 3,449,024 | 1,845,482 |
Cash Flow 8
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $-163.0K | $122.0K | $-174.0K | $-324.0K | $-61.0K | $92.0K | $-30.0K | |
| Amort. of Intangibles | $284.0K | $334.0K | $174.0K | $0 | · | · | · | |
| Operating Cash Flow | $5M | $2M | $12M | $17M | $8M | $200.0K | $5M | |
| Investing Cash Flow | $10M | $34M | $-115M | $-79M | $-1M | $-33M | $-17M | |
| Stock Repurchased | $1M | $487.0K | $6M | $4M | $3M | $4M | $2M | |
| Net Stock Activity | $-1M | $-487.0K | $-6M | $-4M | $-3M | $-4M | $-2M | |
| Dividends Paid | $2M | $2M | $2M | $1M | $1M | $1M | $1M | |
| Financing Cash Flow | $-33M | $-27M | $64M | $21M | $43M | $69M | $15M |
Profitability 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 298.4% | 324.0% | 386.2% | 424.9% | 541.4% | 377.5% | 26.8% | |
| Pretax Margin | 357.2% | 366.9% | 458.4% | 523.1% | 687.2% | 471.3% | 34.1% | |
| ROA | 0.62% | 0.55% | 0.91% | 0.84% | 0.99% | 0.80% | 1.1% | |
| ROE | 7.1% | 6.8% | 11.3% | 9.3% | 10.2% | 7.7% | 9.6% |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 17.5% | -24.9% | 28.8% | 15.7% | -2.8% | · | · | |
| Revenue CAGR 3Y | 4.3% | 3.8% | 13.1% | · | · | · | · | |
| Revenue CAGR 5Y | 5.0% | · | · | · | · | · | · | |
| EPS YoY | 7.7% | -35.4% | 28.4% | -10.2% | 46.7% | · | · | |
| EPS CAGR 3Y | -3.7% | -9.3% | 19.1% | · | · | · | · | |
| EPS CAGR 5Y | 3.3% | · | · | · | · | · | · | |
| Net Income YoY | 8.2% | -37.0% | 17.1% | -9.2% | 39.4% | · | · | |
| Net Income CAGR 3Y | -7.2% | -12.5% | 14.0% | · | · | · | · | |
| Net Income CAGR 5Y | 0.20% | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 7.4% | · | · | · | · | · | · |
Valuation (TTM) 12
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1M | $1M | $1M | $1M | $991.0K | $1M | $975.0K | |
| Net Income TTM | $4M | $4M | $6M | $5M | $5M | $4M | $5M | |
| Market Cap | $42M | $36M | $44M | $67M | $65M | $21M | $31M | |
| P/E | 10.8 | 9.8 | 7.8 | 13.9 | 12.4 | 11.6 | 6.7 | |
| P/S | 32.2 | 32.5 | 29.8 | 58.1 | 65.9 | 21.0 | 31.5 | |
| P/B | 0.8 | 0.7 | 0.9 | 1.3 | 1.2 | 0.4 | 0.6 | |
| P / Tangible Book | 0.8 | 0.7 | 1.0 | 1.3 | 1.2 | 0.4 | · | |
| P / Cash Flow | 7.7 | 15.5 | 3.6 | 3.9 | 7.8 | 107.0 | 6.3 | |
| Dividend Yield | 3.9% | 4.3% | 3.5% | 2.0% | 1.7% | 5.3% | 3.4% | |
| Earnings Yield | 9.3% | 10.2% | 12.9% | 7.2% | 8.1% | 8.6% | 15.0% | |
| Payout Ratio | 41.9% | 43.7% | 26.8% | 27.8% | 20.9% | 29.7% | 22.2% | |
| Annual Payout | $2M | $2M | $2M | $1M | $1M | $1M | $1M |
Income Statement 8
| Metric | Trend | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q1 2024 | Q4 2024 | Q3 2024 | Q2 2023 | Q1 2023 | Q4 2023 | Q3 2023 | Q2 2022 | Q1 2022 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | $3M | $3M | $3M | · | $2M | $764.0K | $476.0K | $402.0K | $424.0K | |
| Interest Income | $8M | $8M | $8M | $7M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $7M | $6M | $6M | $5M | $5M | |
| Pretax Income | $2M | $2M | $2M | $955.0K | $1M | $939.0K | $824.0K | $908.0K | $807.0K | $2M | $2M | $1M | $2M | $2M | $1M | $2M | |
| Income Tax | $438.0K | $418.0K | $374.0K | $207.0K | $187.0K | $-2.0K | $186.0K | $176.0K | $-196.0K | $310.0K | $342.0K | $271.0K | $444.0K | $9.0K | $206.0K | $269.0K | |
| Net Income | $2M | $2M | $1M | $748.0K | $1M | $941.0K | $638.0K | $732.0K | $1M | $1M | $1M | $1M | $2M | $2M | $1M | $1M | |
| EPS (Basic) | $0.55 | $0.53 | $0.39 | $0.24 | $0.33 | $0.31 | $0.21 | $0.24 | $0.33 | $0.40 | $0.42 | $0.35 | $0.57 | $0.55 | $0.33 | $0.39 | |
| EPS (Diluted) | $0.54 | $0.52 | $0.38 | $0.24 | $0.33 | $0.31 | $0.21 | $0.24 | $0.33 | $0.39 | $0.40 | $0.34 | $0.55 | $0.52 | $0.32 | $0.37 | |
| Shares (Basic) | 3,023,000 | 3,008,000 | -6,124,746 | 3,062,000 | 3,059,000 | 3,058,000 | -6,071,919 | 3,047,000 | 3,040,000 | 3,029,000 | -6,046,252 | 3,006,000 | 2,995,000 | 3,066,000 | -6,455,680 | 3,274,000 |
Balance Sheet 15
| Metric | Trend | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q1 2024 | Q4 2024 | Q3 2024 | Q2 2023 | Q1 2023 | Q4 2023 | Q3 2023 | Q2 2022 | Q1 2022 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $2M | · | · | · | $2M | · | · | · | $2M | · | · | · | $1M | · | |
| PP&E (Net) | $17M | $17M | $17M | $18M | $18M | $18M | $18M | $18M | $18M | $17M | $17M | $17M | $16M | $16M | $16M | $16M | |
| PP&E (Gross) | · | · | $26M | · | · | · | $26M | · | · | · | $23M | · | · | · | $22M | · | |
| Accum. Depreciation | · | · | $9M | · | · | · | $8M | · | · | · | $7M | · | · | · | $6M | · | |
| Goodwill | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | · | · | $0 | · | |
| Intangibles | $784.0K | $848.0K | $915.0K | $983.0K | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $2M | · | · | $0 | · | |
| Total Assets | $621M | $623M | $609M | $620M | $608M | $628M | $638M | $643M | $654M | $663M | $661M | $686M | $577M | $582M | $590M | $575M | |
| Total Liabilities | $564M | $566M | $554M | $565M | $554M | $574M | $585M | $590M | $602M | $612M | $610M | $636M | $528M | $534M | $538M | $522M | |
| Common Stock | $34.0K | $32.0K | $32.0K | $32.0K | $32.0K | $32.0K | $32.0K | $32.0K | $31.0K | $31.0K | $31.0K | $31.0K | $31.0K | $31.0K | $34.0K | $34.0K | |
| Paid-in Capital | $44M | $42M | $42M | $42M | $42M | $42M | $42M | $41M | $41M | $41M | $41M | $41M | $41M | $40M | $40M | $40M | |
| Retained Earnings | $15M | $16M | $15M | $15M | $15M | $14M | $14M | $14M | $14M | $13M | $13M | $12M | $11M | $10M | $15M | $14M | |
| AOCI | $-1M | $-2M | $-2M | $-2M | $-3M | $-2M | $-3M | $-3M | $-2M | $-3M | $-3M | $-2M | $-3M | $-3M | $-2M | $-819.0K | |
| Stockholders' Equity | $58M | $57M | $55M | $55M | $54M | $54M | $53M | $53M | $53M | $50M | $51M | $50M | $49M | $47M | $52M | $53M | |
| Liabilities + Equity | $621M | $623M | $609M | $620M | $608M | $628M | $638M | $643M | $654M | $663M | $661M | $686M | $577M | $582M | $590M | $575M | |
| Shares Outstanding | 3,078,470 | 3,066,369 | 3,084,764 | 3,118,764 | 3,132,764 | 3,129,668 | 3,142,168 | 3,145,236 | 3,143,532 | 3,133,351 | 3,133,351 | 3,123,651 | 3,121,251 | 3,108,145 | 3,387,839 | 3,400,839 |
Cash Flow 9
| Metric | Trend | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q1 2024 | Q4 2024 | Q3 2024 | Q2 2023 | Q1 2023 | Q4 2023 | Q3 2023 | Q2 2022 | Q1 2022 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $20.0K | $14.0K | $172.0K | $19.0K | $-59.0K | $-295.0K | $150.0K | $-168.0K | $287.0K | $-147.0K | $-221.0K | $365.0K | $5.0K | $-323.0K | $-283.0K | $-237.0K | |
| Amort. of Intangibles | $64.0K | $67.0K | $68.0K | $70.0K | $72.0K | $74.0K | $76.0K | $79.0K | $85.0K | $94.0K | $103.0K | $71.0K | $0 | $0 | $0 | $0 | |
| Operating Cash Flow | $3M | $3M | $1M | $991.0K | $3M | $871.0K | $2M | $650.0K | $-3M | $2M | $3M | $4M | $694.0K | $4M | $1M | $9M | |
| Investing Cash Flow | $-7M | $-4M | $-3M | $163.0K | $-4M | $17M | $32M | $10M | $10M | $-18M | $2M | $-85M | $-12M | $-21M | $-31M | $-7M | |
| Stock Repurchased | $2M | $279.0K | $557.0K | $182.0K | $152.0K | $182.0K | $448.0K | $9.0K | $30.0K | $0 | $0 | $1.0K | $70.0K | $6M | $274.0K | $2M | |
| Net Stock Activity | · | $-279.0K | · | · | · | $-182.0K | · | · | · | $0 | · | · | · | $-6M | · | · | |
| Dividends Paid | $418.0K | $415.0K | $406.0K | $407.0K | $407.0K | $409.0K | $392.0K | $393.0K | $392.0K | $392.0K | $365.0K | $384.0K | $374.0K | $407.0K | $340.0K | $342.0K | |
| Financing Cash Flow | $-4M | $10M | $-11M | $10M | $-20M | $-11M | $-7M | $-12M | $-8M | $-187.0K | $-26M | $107M | $-6M | $-10M | $15M | $3M | |
| Taxes Paid | $675.0K | $140.0K | · | · | $0 | $0 | · | · | · | · | · | · | · | · | · | · |
Profitability 4
| Metric | Trend | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q1 2024 | Q4 2024 | Q3 2024 | Q2 2023 | Q1 2023 | Q4 2023 | Q3 2023 | Q2 2022 | Q1 2022 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.9% | 27.1% | · | 14.3% | 20.1% | 19.9% | · | 14.9% | 19.9% | 21.3% | · | 17.8% | 29.2% | 28.6% | · | 25.0% | |
| Pretax Margin | 35.1% | 34.1% | · | 18.3% | 23.7% | 19.9% | · | 18.5% | 16.0% | 26.8% | · | 22.3% | 36.8% | 28.7% | · | 30.3% | |
| ROA | 0.27% | 0.26% | · | 0.12% | 0.16% | 0.15% | · | 0.11% | 0.16% | 0.20% | · | 0.17% | 0.30% | 0.29% | · | 0.22% | |
| ROE | 3.0% | 2.9% | · | 1.4% | 1.9% | 1.8% | · | 1.4% | 2.0% | 2.5% | · | 2.1% | 3.4% | 3.3% | · | 2.4% |
Efficiency 1
| Metric | Trend | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q1 2024 | Q4 2024 | Q3 2024 | Q2 2023 | Q1 2023 | Q4 2023 | Q3 2023 | Q2 2022 | Q1 2022 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 8
| Metric | Trend | Q2 2025 | Q1 2025 | Q4 2025 | Q3 2025 | Q2 2024 | Q1 2024 | Q4 2024 | Q3 2024 | Q2 2023 | Q1 2023 | Q4 2023 | Q3 2023 | Q2 2022 | Q1 2022 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $5M | $4M | · | $3M | $4M | $4M | · | $4M | $5M | $6M | · | $6M | $6M | $5M | · | $5M | |
| Market Cap | $55M | $42M | · | $41M | $39M | $39M | · | $40M | $45M | $45M | · | $53M | $53M | $58M | · | $71M | |
| P/E | 11.0 | 9.8 | · | 11.7 | 10.4 | 9.9 | · | 9.9 | 8.9 | 8.1 | · | 9.6 | 9.6 | 11.6 | · | 13.8 | |
| P/B | 1.0 | 0.7 | · | 0.7 | 0.7 | 0.7 | · | 0.8 | 0.9 | 0.9 | · | 1.1 | 1.1 | 1.2 | · | 1.3 | |
| P / Tangible Book | 1.0 | 0.8 | · | 0.8 | 0.8 | 0.8 | · | 0.8 | 0.9 | 1.0 | · | 1.2 | 1.1 | 1.2 | · | 1.3 | |
| P / Cash Flow | · | 15.2 | · | · | · | 45.3 | · | · | · | 18.6 | · | · | · | 13.4 | · | · | |
| Earnings Yield | 9.1% | 10.2% | · | 8.6% | 9.6% | 10.1% | · | 10.1% | 11.2% | 12.4% | · | 10.4% | 10.4% | 8.6% | · | 7.2% | |
| Payout Ratio | · | 25.9% | · | · | · | 43.5% | · | · | · | 32.1% | · | · | · | 24.4% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | |
|---|---|---|---|---|---|
| Revenue | $1M | $1M | $1M | $1M | $991.0K |
| Net Income | $4M | $4M | $6M | $5M | $5M |
| Diluted EPS | $1.26 | $1.17 | $1.81 | $1.41 | $1.57 |
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