Flavin Financial Services, Inc.

CIK 2052798 · View on SEC EDGAR ↗

Portfolio value QoQ: +5.5% 13F does not disclose cash

Top 10 holdings weight43.58%

Top 25 holdings weight70.98%

Positions above 1%35

Effective number of positions35.9

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q3 2026: 4.14% Est. buys $15,237,824 · sells $7,474,646

Median holding: 7.0 quarters Tracked Q1 2025–Q3 2026 · 79.4% still held

New positions3

Increased38

Decreased28

Closed7

Portfolio value $185.2M #6,829 of 9,339 by 13F value · top 73.1%

Positions 77

As of Sept. 30, 2026

Sector breakdown

Technology 14.4%

Financials 10.0%

Retail 7.3%

Communication Services 7.2%

Healthcare 6.2%

Industrials 5.3%

Utilities 1.5%

Consumer products 1.4%

Energy 1.3%

Consumer Discretionary 1.3%

Consumer Staples 0.9%

Real Estate 0.4%

Materials 0.2%

Other/Unmapped 42.7%

Full portfolio 77 positions

					Streak
JPST JPMorgan Ultra-Short Income ETF	$10,905,483	5.89%	216,508	$1,556,455	Up ×5
TFLR T. Rowe Price Floating Rate ETF	$10,347,905	5.59%	204,909	$2,497,404	Up ×5
FBND Fidelity Merrimack Street Trust	$9,772,548	5.28%	225,694	$1,758,235	Up ×4
MSFT Microsoft Corporation - Common Stock	$9,116,516	4.92%	17,774	$2,435,079	Down ×1
IBTH iShares iBonds Dec 2027 Term Treasury ETF	$8,927,130	4.82%	399,961	$1,711,329	Up ×4
AAPL Apple Inc. - Common Stock	$8,658,233	4.67%	25,999	$952,128	Down ×1
GOOG Alphabet Inc. - Class C Capital Stock	$6,507,058	3.51%	19,097	$-322,683	Down ×1
JPM JP Morgan Chase & Co. Common Stock	$5,792,528	3.13%	17,509	$12,919	Down ×1
FDHY Fidelity Covington Trust	$5,696,501	3.08%	119,926	$116,233	Up ×6
SHYG iShares Trust	$5,001,779	2.70%	121,255	$1,306,172	Up ×4
WMT Walmart Inc. - Common Stock	$4,853,352	2.62%	46,703	$-331,721	Up ×3
BRK-B (filed as BRKB) Berkshire Hathaway Inc. Class B	$4,631,916	2.50%	9,302	$39,612	Up ×3
NVDA NVIDIA Corporation - Common Stock	$3,952,263	2.13%	17,306	$607,430	Up ×1
QQQ Invesco QQQ Trust, Series 1	$3,469,350	1.87%	4,690	$-10,633	Down ×1
IVV iShares Core S&P 500 ETF	$3,411,350	1.84%	4,454	$-383,980	Down ×1
UNH UnitedHealth Group Incorporated Common Stock (DE)	$3,329,092	1.80%	9,069	$-445,709	Down ×1
V Visa Inc.	$3,282,022	1.77%	9,134	$117,711	Down ×1
CSCO Cisco Systems, Inc. - Common Stock	$3,246,117	1.75%	30,160	$-418,103	Down ×2
DGRO iShares Trust	$3,162,088	1.71%	41,943	$-28,324	Down ×1
PNC PNC Financial Services Group, Inc. (The) Common Stock	$3,127,205	1.69%	14,070	$-311,511	Up ×5
MRK Merck & Company, Inc. Common Stock (new)	$3,019,319	1.63%	20,778	$25,723	Down ×1
LMT Lockheed Martin Corporation Common Stock	$2,989,129	1.61%	5,870	$2,333	Up ×5
ORCL Oracle Corporation Common Stock	$2,779,123	1.50%	20,241	$74,506	Up ×5
IJR iShares Trust	$2,749,549	1.48%	20,211	$-47,552	Up ×1
NEE NextEra Energy, Inc. Common Stock	$2,747,379	1.48%	36,274	$-380,552	Up ×3
HD Home Depot, Inc. (The) Common Stock	$2,730,540	1.47%	9,598	$-639,688	Up ×5
FLDR Fidelity Merrimack Street Trust	$2,703,694	1.46%	54,343	$1,062,341	Up ×4
PG Procter & Gamble Company (The) Common Stock	$2,559,508	1.38%	17,618	$36,236	Up ×5
META Meta Platforms, Inc. - Class A Common Stock	$2,530,863	1.37%	3,490	$574,005	Up ×1
PSX Phillips 66 Common Stock	$2,453,979	1.32%	9,612	$257,045	Down ×2
AMZN Amazon.com, Inc. - Common Stock	$2,126,996	1.15%	8,537	$527,017	Up ×5
AMGN Amgen Inc. - Common Stock	$2,025,157	1.09%	4,805	$275,925	Down ×1
COST Costco Wholesale Corporation - Common Stock	$1,994,703	1.08%	2,191	$229,319	Up ×5
MCD McDonald's Corporation Common Stock	$1,930,207	1.04%	8,358	$-99,834	Up ×3
RSG Republic Services, Inc. Common Stock	$1,908,978	1.03%	9,096	$44,102	Up ×5
UPS United Parcel Service, Inc. Common Stock	$1,745,417	0.94%	18,680	$-185,772	Up ×1
VTI Vanguard Morningstar Total Stock Market ETF	$1,737,983	0.94%	4,644	$25,795	Up ×1
MGC VANGUARD WORLD FUND	$1,715,197	0.93%	6,076	$269,451	Up ×1
JNJ Johnson & Johnson Common Stock	$1,661,740	0.90%	6,277	$77,253	Up ×4
QQQM Invesco NASDAQ 100 ETF	$1,652,367	0.89%	5,424	$-177,269	Down ×1
PEP PepsiCo, Inc. - Common Stock	$1,609,342	0.87%	12,700	$-1,645	Up ×2
NOC Northrop Grumman Corporation Common Stock	$1,407,410	0.76%	2,911	$58,757	Up ×5
ONEQ Fidelity Nasdaq Composite Index ETF	$1,351,630	0.73%	12,771	$-151,976	Down ×1
XLV SELECT SECTOR SPDR TRUST	$1,164,119	0.63%	6,912	$927,716	Up ×1
JQUA J.P. Morgan Exchange-Traded Fund Trust	$1,154,453	0.62%	15,643	$9,827	Down ×2
VZ Verizon Communications Inc. Common Stock	$990,047	0.53%	21,584	$48,415	Down ×3
MUSA Murphy USA Inc. Common Stock	$968,242	0.52%	1,921	$-113,270	Down ×1
AMD Advanced Micro Devices, Inc. - Common Stock	$884,929	0.48%	1,447	$44,626
FQAL Fidelity Quality Factor ETF	$872,876	0.47%	10,485	$-58,705	Down ×1
PSA Public Storage Common Stock	$813,725	0.44%	2,877	$-83,584	Up ×1
COF Capital One Financial Corporation Common Stock	$711,701	0.38%	3,686	$-45,084	Down ×3
ABBV AbbVie Inc. Common Stock	$670,475	0.36%	2,563	$25,503
SCHM SCHWAB STRATEGIC TRUST	$633,793	0.34%	18,630
AVGO Broadcom Inc. - Common Stock	$599,400	0.32%	1,707	$-45,332
GD General Dynamics Corporation Common Stock	$542,542	0.29%	1,635	$-6,530	Up ×1
SBUX Starbucks Corporation - Common Stock	$525,893	0.28%	5,597	$-71,815	Down ×6
KR Kroger Company (The) Common Stock	$522,949	0.28%	8,921	$49,000	Up ×1
BSJQ Invesco BulletShares 2026 High Yield Corporate Bond ETF	$495,622	0.27%	21,714	$-2,823
IWF iShares Trust	$488,860	0.26%	3,903	$4,477	Up ×2
CB Chubb Limited Common Stock	$466,409	0.25%	1,434	$10,499	Up ×1
NVO Novo Nordisk A/S Common Stock	$463,829	0.25%	12,235	$-99,951	Up ×1
UNP Union Pacific Corporation Common Stock	$443,928	0.24%	1,631	$8,372	Up ×1
LOW Lowe's Companies, Inc. Common Stock	$364,427	0.20%	1,977	$-548,063	Down ×1
ADP Automatic Data Processing, Inc. - Common Stock	$355,091	0.19%	1,376	$-58,769	Down ×1
DFIV Dimensional ETF Trust	$347,226	0.19%	6,216	$2,740	Down ×2
ITW Illinois Tool Works Inc. Common Stock	$344,271	0.19%	1,338	$-29,821	Down ×1
APD Air Products and Chemicals, Inc. Common Stock	$344,171	0.19%	1,237	$-11,750	Up ×1
BGIG ETF Series Solutions	$338,169	0.18%	9,618	$-7,021
INTC Intel Corporation - Common Stock	$336,281	0.18%	2,797	$-54,261
MA Mastercard Incorporated Common Stock	$313,869	0.17%	569	$21,554
HPE Hewlett Packard Enterprise Company Common Stock	$290,633	0.16%	4,549	$85,429
Unknown issuer (CUSIP: 30233Q108)	$269,603	0.15%	1,657		Up ×1
SDVY First Trust SMID Cap Rising Dividend Achievers ETF	$268,031	0.14%	6,605	$-209,615	Down ×1
DIA State Street SPDR Dow Jones Industrial Average ETF Trust	$261,903	0.14%	515	$-9,217	Down ×1
MDT Medtronic plc. Ordinary Shares	$257,880	0.14%	2,989	$10,554	Down ×1
SCHD SCHWAB STRATEGIC TRUST	$244,816	0.13%	7,526	$8,082	Up ×3
VLY Valley National Bancorp - Common Stock	$153,333	0.08%	12,150		Up ×1
No matches

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security	Value	% of portfolio	Streak
JPST	$10,905,483	5.89%	up ×5
TFLR	$10,347,905	5.59%	up ×5
FBND	$9,772,548	5.28%	up ×4
IBTH	$8,927,130	4.82%	up ×4
FDHY	$5,696,501	3.08%	up ×6
SHYG	$5,001,779	2.70%	up ×4
WMT	$4,853,352	2.62%	up ×3
BRK-B (filed as BRKB)	$4,631,916	2.50%	up ×3
PNC	$3,127,205	1.69%	up ×5
LMT	$2,989,129	1.61%	up ×5
ORCL	$2,779,123	1.50%	up ×5
NEE	$2,747,379	1.48%	up ×3
HD	$2,730,540	1.47%	up ×5
FLDR	$2,703,694	1.46%	up ×4
PG	$2,559,508	1.38%	up ×5

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
SCHM	$633,793	18,630	0.34%
Unknown issuer (CUSIP: 30233Q108)	$269,603	1,657	0.15%
VLY	$153,333	12,150	0.08%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
TFLR	Bought more	+49K	+$2.5M
MSFT	Trimmed	-138	+$2.4M
FBND	Bought more	+50K	+$1.8M
IBTH	Bought more	+77K	+$1.7M
JPST	Bought more	+32K	+$1.6M
SHYG	Bought more	+34K	+$1.3M
FLDR	Bought more	+22K	+$1.1M
AAPL	Trimmed	-633	+$952K
XLV	Bought more	+5K	+$928K
HD	Bought more	+42	-$640K

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
GOOGL	Sept. 30, 2026	3,135	$1,120,522	-6.9%
FPEI	Sept. 30, 2026	39,264	$757,403	0.8%
DFS	June 30, 2025	4,048	$690,885	No longer tracked
PFE	Sept. 30, 2025	27,334	$662,571	17.9%
HON	June 30, 2026	2,780	$628,344	-1.2%
SYY	Sept. 30, 2026	7,400	$618,518	4.4%
SCHM	June 30, 2026	17,485	$541,336	-6.3%
IBTF	Dec. 31, 2025	20,317	$474,707	No longer tracked
SPXL	Sept. 30, 2026	1,732	$468,800	6.0%
FLOT	Sept. 30, 2025	8,207	$418,721
KVUE	Sept. 30, 2026	20,338	$388,665	10.8%
BSJP	Dec. 31, 2025	15,398	$355,078	No longer tracked
USFR	June 30, 2025	6,146	$309,328	0.4%
ACN	Sept. 30, 2026	2,108	$262,320	36.0%
FPEI	Dec. 31, 2025	13,099	$253,335
NFLX	Dec. 31, 2025	198	$237,386	-29.8%
T	June 30, 2026	8,073	$234,049	1.1%
IWF	June 30, 2025	635	$229,283	20.5%
CMCSA	Sept. 30, 2025	6,393	$228,166
IBTG	June 30, 2026	9,914	$227,179
XOM	Sept. 30, 2026	1,657	$226,483	12.6%
SCHD	June 30, 2025	7,664	$214,287	25.3%
CAT	June 30, 2026	294	$208,564	-35.5%
ICSH	June 30, 2025	4,042	$204,929