VEL Velocity Financial, Inc. Common Stock

NYSE · Financial Services · Voir sur SEC EDGAR ↗
$17,70
Prix · Jui 25, 2026
Données fondamentales au Mai 7, 2026

VEL Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines

Prix
$17.70
Capitalisation Boursière
$822M
P/E (TTM)
7.5
BPA (TTM)
$2.75
Revenus (TTM)
Rendement div.
ROE
17.7%
Dette/Capitaux propres
Fourchette 52 semaines
$16 – $21

VEL Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue

Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA

Revenus et bénéfice net
BPA $2.75
6-point trend, +277.4%
2020-12-31 2025-12-31
Flux de trésorerie libre $18M
6-point trend, -67.0%
2020-12-31 2025-12-31
Marges 56.5%

Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?

Métrique
Tendance sur 5 ans
VEL
Médiane des pairs
P/E (TTM)
5-point trend, -52.6%
7.5
8.8
P/S (TTM)
5-point trend, -24.1%
4.4
1.1
P/B
5-point trend, -5.8%
1.2
1.1
Price / FCF (Cours / FCF)
5-point trend, +497.0%
45.9

Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC

Métrique
Tendance sur 5 ans
VEL
Médiane des pairs
Net Profit Margin (Marge nette)
5-point trend, +47.0%
56.5%
4.6%
ROA
5-point trend, +37.0%
1.6%
0.84%
ROE
5-point trend, +73.6%
17.7%
6.1%

Santé financière Dette, liquidité, solvabilité — solidité du bilan

Métrique
Tendance sur 5 ans
VEL
Médiane des pairs

Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans

Métrique
Tendance sur 5 ans
VEL
Médiane des pairs
Revenue YoY (Chiffre d'affaires YoY)
36.8%
Revenue CAGR 3Y (CAGR du chiffre d'affaires 3 ans)
30.7%
Revenue CAGR 5Y (CAGR du chiffre d'affaires 5 ans)
22.5%
EPS YoY (BPA Année/Année)
5-point trend, +219.8%
44.0%
Net Income YoY (Bénéfice net YoY)
5-point trend, +259.5%
53.5%

Indicateurs par action BPA, valeur comptable par action, flux de trésorerie par action, dividende par action

Métrique
Tendance sur 5 ans
VEL
Médiane des pairs
EPS (Diluted) (BPA (Dilué))
5-point trend, +219.8%
$2.75

Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances

Métrique
Tendance sur 5 ans
VEL
Médiane des pairs

VEL Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse

ACHAT 7 analystes
  • Achat fort 2 28,6%
  • Achat 3 42,9%
  • Conserver 1 14,3%
  • Vente 1 14,3%
  • Vente forte 0 0,0%

Objectif de cours à 12 mois

3 analystes · 2026-06-26
Objectif médian $22.00 +24,3%
Objectif moyen $21.83 +23,4%

Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats

Surprise Moyenne
0.12%
Prochain rapport
Aoû 05, 2026
Période EPS Actual BPA est. Surprise
31 mars 2026 $0.68 $0.65 0.03%
31 décembre 2025 $0.93 $0.68 0.25%
30 septembre 2025 $0.69 $0.61 0.08%
30 juin 2025 $0.73 $0.54 0.19%
31 mars 2025 $0.55 $0.53 0.02%

Comparaison avec les pairs Indicateurs clés par rapport aux pairs du secteur

Ticker Capitalisation Boursière P/E Revenus Année/Année Marge Nette ROE Marge Brute
VEL $822M 7.5 36.8% 56.5% 17.7%
NMIH $3.11B 8.3 8.5% 55.0% 15.5%
MBIN
AGM 10.6 8.9% 50.8% 12.7%
WD $2.01B 36.7 9.0% 4.6% 3.2%
BETR
LDI -4.6 -93.7% -609.7% -15.2%
WSBF $304M 11.2 4.8% 18.6% 7.6%
ONIT $390M 2.1 9.3% 17.8% 34.2%
SNFCA 7.2 3.0% 9.3% 8.4%
FOA 6.5 26.1% 9.1% 10.4%

Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie

Compte de résultat 8
Données annuelles Compte de résultat pour VEL
Métrique Tendance 2025202420232022202120202019
Pretax Income 7-point trend, +475.8% $146M $96M $71M $45M $40M $23M $25M
Income Tax 7-point trend, +409.0% $41M $28M $19M $12M $11M $5M $8M
Net Income 7-point trend, +507.5% $105M $68M $52M $32M $29M $18M $17M
EPS (Basic) 6-point trend, +281.3% $2.81 $2.07 $1.60 $0.99 $0.90 $-1.55 ·
EPS (Diluted) 6-point trend, +277.4% $2.75 $1.91 $1.52 $0.94 $0.86 $-1.55 ·
Shares (Basic) 6-point trend, +83.5% 36,850,000 32,653,000 32,206,000 31,913,000 22,813,000 20,087,000 ·
Shares (Diluted) 6-point trend, +90.1% 38,178,000 35,760,000 34,484,000 34,131,000 33,982,000 20,087,000 ·
EBITDA 6-point trend, -57.7% $516.0K $793.0K $752.0K $796.0K $1M $1M ·
Bilan 17
Données annuelles Bilan pour VEL
Métrique Tendance 2025202420232022202120202019
Cash & Equivalents 7-point trend, +329.1% $92M $50M $41M $45M $36M $13M $21M
Prepaid Expense 7-point trend, +71.9% $3M $2M $2M $2M $2M $1M $2M
PP&E (Net) 7-point trend, -69.8% $1M $2M $3M $3M $4M $4M $5M
PP&E (Gross) 7-point trend, -5.8% $9M $10M $10M $10M $11M $10M $10M
Accum. Depreciation 7-point trend, +52.2% $8M $8M $8M $7M $7M $6M $5M
Goodwill Flat — no change across 5 periods $7M $7M $7M $7M $7M · ·
Total Assets 7-point trend, +233.3% $7.38B $5.53B $4.40B $3.75B $2.81B $2.10B $2.21B
Accounts Payable 7-point trend, +199.8% $168M $148M $122M $92M $92M $63M $56M
Total Liabilities 7-point trend, +225.2% $6.71B $5.01B $3.97B $3.37B $2.47B $1.79B $2.06B
Common Stock 6-point trend, +98.0% $398.0K $339.0K $331.0K $326.0K $323.0K $201.0K ·
Paid-in Capital 6-point trend, +87.4% $383M $323M $307M $300M $296M $204M ·
Retained Earnings 6-point trend, +1889.6% $302M $197M $129M $77M $44M $15M ·
Treasury Stock 4-point trend, +2127.9% $10M $3M $1M $458.0K · · ·
AOCI 3-point trend, -115.0% $-3M $-805.0K $-1M · · · ·
Stockholders' Equity 7-point trend, +340.0% $673M $517M $433M $377M $341M $220M $153M
Liabilities + Equity 7-point trend, +233.3% $7.38B $5.53B $4.40B $3.75B $2.81B $2.10B $2.21B
Shares Outstanding 7-point trend, +38965317.00 38,965,317 33,545,585 32,865,836 32,489,869 32,293,042 20,087,494 0
Flux de trésorerie 14
Données annuelles Flux de trésorerie pour VEL
Métrique Tendance 2025202420232022202120202019
D&A 7-point trend, -63.5% $516.0K $793.0K $752.0K $796.0K $1M $1M $1M
Stock-based Comp 6-point trend, +758.4% $8M $6M $4M $3M $2M $965.0K ·
Deferred Tax 7-point trend, -4.8% $-8M $-11M $3M $12M $-10M $2M $-8M
Other Non-cash 6-point trend, -363.2% $-88M $-26M $-11M $753.0K $35M $33M ·
Operating Cash Flow 7-point trend, +117.2% $18M $38M $49M $49M $58M $55M $-105M
CapEx 7-point trend, -68.1% $281.0K $289.0K $180.0K $326.0K $135.0K $726.0K $882.0K
Investing Cash Flow 7-point trend, -397.4% $-1.52B $-1.05B $-585M $-908M $-656M $88M $-306M
Stock Issued 6-point trend, -59.4% $41M $10M $2M $607.0K $137.0K $101M ·
Stock Repurchased 4-point trend, +1501.5% $7M $2M $861.0K $458.0K · · ·
Net Stock Activity 6-point trend, -66.6% $34M $10M $1M $149.0K $137.0K $101M ·
Financing Cash Flow 7-point trend, +298.4% $1.68B $1.02B $536M $874M $626M $-150M $422M
Net Change in Cash 7-point trend, +1540.5% $178M $9M $-129.0K $14M $27M $-7M $11M
Taxes Paid 7-point trend, +229.1% $51M $42M $8M $23M $10M $965.0K $15M
Free Cash Flow 6-point trend, -67.0% $18M $37M $49M $48M $57M $54M ·
Rentabilité 5
Données annuelles Rentabilité pour VEL
Métrique Tendance 2025202420232022202120202019
Net Margin 6-point trend, +114.5% 56.5% 50.4% 48.5% 38.7% 38.5% 26.4% ·
Pretax Margin 6-point trend, +129.6% 78.7% 71.0% 66.0% 53.6% 52.4% 34.3% ·
EBITDA Margin 6-point trend, -84.5% 0.28% 0.58% 0.70% 0.96% 1.5% 1.8% ·
ROA 6-point trend, +98.8% 1.6% 1.4% 1.3% 0.98% 1.2% 0.82% ·
ROE 6-point trend, +113.3% 17.7% 14.4% 12.9% 9.0% 10.2% 8.3% ·
Efficacité 1
Données annuelles Efficacité pour VEL
Métrique Tendance 2025202420232022202120202019
Asset Turnover 6-point trend, -7.7% 0.0 0.0 0.0 0.0 0.0 0.0 ·
Par action 5
Données annuelles Par action pour VEL
Métrique Tendance 2025202420232022202120202019
Book Value / Share 6-point trend, +55.5% $16.99 $15.41 $13.19 $11.60 $10.56 $10.93 ·
Revenue / Share 6-point trend, +44.9% $4.87 $3.80 $3.12 $2.44 $2.24 $3.36 ·
Cash Flow / Share 6-point trend, -82.6% $0.48 $1.06 $1.42 $1.43 $1.70 $2.73 ·
Cash / Share 6-point trend, +252.2% $2.33 $1.49 $1.23 $1.39 $1.11 $0.66 ·
EPS (TTM) 6-point trend, +277.4% $2.75 $1.91 $1.52 $0.94 $0.86 $-1.55 ·
Taux de croissance 8
Données annuelles Taux de croissance pour VEL
Métrique Tendance 2025202420232022202120202019
Revenue YoY 5-point trend, +191.1% 36.8% 26.0% 29.6% 9.4% 12.6% · ·
Revenue CAGR 3Y 3-point trend, +81.8% 30.7% 21.4% 16.9% · · · ·
Revenue CAGR 5Y 22.5% · · · · · ·
EPS YoY 4-point trend, +372.9% 44.0% 25.7% 61.7% 9.3% · · ·
EPS CAGR 3Y 2-point trend, +41.2% 43.0% 30.5% · · · · ·
Net Income YoY 5-point trend, -16.8% 53.5% 30.9% 62.3% 10.2% 64.4% · ·
Net Income CAGR 3Y 3-point trend, +11.7% 48.3% 32.8% 43.3% · · · ·
Net Income CAGR 5Y 42.7% · · · · · ·
Valorisation (TTM) 10
Données annuelles Valorisation (TTM) pour VEL
Métrique Tendance 2025202420232022202120202019
Revenue TTM 7-point trend, +214.8% $186M $136M $108M $83M $76M $67M $59M
Net Income TTM 7-point trend, +507.5% $105M $68M $52M $32M $29M $18M $17M
Market Cap 6-point trend, +556.5% $822M $656M $566M $314M $442M $125M ·
P/E 6-point trend, +287.8% 7.5 10.2 11.3 10.3 15.9 -4.0 ·
P/S 6-point trend, +138.3% 4.4 4.8 5.3 3.8 5.8 1.9 ·
P/B 6-point trend, +114.4% 1.2 1.3 1.3 0.8 1.3 0.6 ·
P / Tangible Book 6-point trend, +116.5% 1.2 1.3 1.3 0.8 1.3 0.6 ·
P / Cash Flow 6-point trend, +1884.3% 45.2 17.4 11.6 6.4 7.7 2.3 ·
P / FCF 6-point trend, +1888.7% 45.9 17.5 11.6 6.5 7.7 2.3 ·
Earnings Yield 6-point trend, +153.3% 13.2% 9.8% 8.8% 9.7% 6.3% -24.9% ·

États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années

Compte de résultat
2025-12-312024-12-312023-12-312022-12-312021-12-31
Résultat net $105M$68M$52M$32M$29M
BPA dilué $2.75$1.91$1.52$0.94$0.86
Flux de trésorerie
2025-12-312024-12-312023-12-312022-12-312021-12-31
Flux de trésorerie libre $18M$37M$49M$48M$57M

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