LDI Classe A loanDepot, Inc. Class A Common Stock
NYSE · Financial Services · Voir sur SEC EDGAR ↗ clôture Oct 2, 2026 10-K/10-Q Aoû 6, 2026LDI Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines
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À propos de loanDepot, Inc. Class A Common Stock Présentation de l'entreprise depuis Wikipedia
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
History
LoanDepot was founded in 2010 by entrepreneur Anthony Hsieh, who had previously founded mortgage companies LoansDirect.com which he sold to E*Trade in 2001, and HomeLoanCenter.com, which he sold to LendingTree in 2004. The company's products at the time included fixed rate, jumbo, FHA and home equity loans, in addition to more controversial adjustable-rate mortgages (ARM) and negative amortization products.
In November 2015, LoanDepot claimed to be the second largest non-bank provider of direct-to-consumer loans in the United States and postponed a planned IPO, citing poor market conditions. In March 2017, the company introduced technology to automate the loan process, allowing customers to apply for a mortgage without talking to a loan officer. In January 2018, the company announced two products as part of its technology platform, a home improvement unit to allow contractors to offer financing to customers, and Mello Home, a platform to connect pre-approved buyers to realtors. In September 2019, the company partnered with Century 21 Redwood Realty to form a new mortgage platform for the mid-Atlantic area, Day 1 Mortgage.
In 2020, LoanDepot made $100 billion of mortgage originations for the first time, with just under 300,000 loans originated, which was twice the amount of loans originated the previous year, according to industry data tracker iEmergent, which also found LoanDepot to be the fourth-largest mortgage provider based on the dollar amount of the loans. In 2020, Hsieh was paid "a special one-time discretionary bonus" of $42.5 million, and other executives received smaller bonuses, between $9 million and about $12 million.
LoanDepot went public on the New York Stock Exchange on February 11, 2021, under the ticker symbol LDI. Shares were sold at $14 and by September 2021 had lost about half of their value, with the company valued at $2.2 billion.
In March 2021, the company acquired the naming rights to Marlins Park, the home ballpark of the Miami Marlins of Major League Baseball. The baseball park was subsequently renamed LoanDepot park.
In April 2022, Hsieh stepped down from his role as chairman and CEO to become the executive chairman of the company. He was succeeded by Frank Martell. Martell subsequently left the CEO position in 2025, and Hsieh returned as CEO and president.
In July 2022, LoanDepot filed a statement with the Securities and Exchange Commission announcing it would reduce its workforce from 11,300 to 6,500, and that it currently had 8,500 employees. On July 12, the LoanDepot stock price was about $1.50 per share.
Controversies and litgation
Tammy Richards lawsuit
In September 2021, LoanDepot was sued by Tammy Richards, a former chief operations officer (COO) for the company. She alleged that LoanDepot engaged in improper mortgage origination practices and that she was subjected to gender discrimination and other employment-related violations.
Before a trial was held, several of Richards' claims were dismissed. In February 2025, a jury ruled in favor of the company on the remaining allegations. Although Richards filed an appeal that April, the court awarded LoanDepot approximately $750,000 in attorney fees and other costs against Richards and her legal counsel the following March.
Securities litigation
Beginning in September 2021, two securities class actions were filed in the United States District Court for the Central District of California regarding statements made in connection with LoanDepot's 2021 IPO and subsequent disclosures. The cases were consolidated, and an amended complaint was filed in June 2022. By May 2024, the case was approved for settlement for $3.5 million, but was dismissed. The case was subsequently appealed by a class member to the United States Court of Appeals for the Ninth Circuit. In August 2025, the Ninth Circuit approved of the settlement.
Cybersecurity incident and data-breach litigation
In January 2024, LoanDepot announced that an unauthorized third party had accessed certain company systems between January 3 and January 5, 2024. The company stated that personally identifiable information associated with approximately 16.9 million individuals may have been affected.
The announcement resulted in 23 putative class action lawsuits alleging harm from the cybersecurity incident. The cases were consolidated in the United States District Court for the Central District of California as In re LoanDepot Data Breach Litigation, No. 8:24-cv-00136-DOC-JDE.
The following January, the court granted preliminary approval to a proposed settlement for a $25 million non-reversionary fund and provided for cash payments, reimbursement of certain documented out-of-pocket expenses, two years of financial monitoring and identity-theft insurance, and additional security measures by LoanDepot.
The court granted final approval of the settlement in August of that year. As a result, approximately 16.9 million people were covered by the settlement. The settlement also included security improvements in addition to the $25 million settlement fund.
The company also reported that it received inquiries and requests for information from various states and regulators regarding the cybersecurity incident. LoanDepot stated that it was cooperating with those inquiries.
Telephone Consumer Protection Act litigation
LoanDepot was named a defendant in multiple putative class actions alleging violations of the Telephone Consumer Protection Act concerning marketing and customer communications. The company's 2025 annual report stated that Jeffrey Kearns v. LoanDepot.com, LLC, filed in June 2022 in the Central District of California, had been certified as a class action and remained pending as of the filing of the report. Other TCPA cases had not been certified as class actions.
Loan-origination compensation litigation
In July 2025, five mortgage borrowers filed a putative class action against LoanDepot in the United States District Court for the District of Maryland. The filings alleged violations of the Truth in Lending Act related to loan-officer compensation practices.
The plaintiffs alleged that LoanDepot guided borrowers toward mortgages with higher interest rates or fees by tying loan-officer compensation to loan profitability or terms. LoanDepot subsequently denied liability.
In August 2026, the court denied a motion to dismiss filed by LoanDepot. The ruling did not result in a determination of whether the company was liable for the allegations.
Website privacy litigation
In December 2025, a class action lawsuit was filed against LoanDepot in the California Superior Court in Alameda County, California. The suit alleged that cookies and other tracking technologies collected website activity even when visitors had declined consent through the company's cookie-preference tool. The complaint alleged violations of the California Invasion of Privacy Act, a breach of contract and the California Unfair Competition Law. It sought damages, equitable relief, credit monitoring and attorneys' fees and costs.
LoanDepot stated that it would defend its actions.
Source : Wikipedia (Anglais), CC BY-SA 4.0 · Voir sur Wikipedia ↗
Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA
Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?
| Métrique | Tendance sur 5 ans | LDI | moyenne 5 ans | Médiane des pairs | Verdict |
|---|---|---|---|---|---|
| P/E | -4.6moyenne 5 ans ≈-1.7 | ≈-1.7 | · | · |
La médiane des pairs est calculée sur une base standardisée par métrique et peut ne pas toujours correspondre à la base TTM/MRQ indiquée pour cette action.
Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC
| Métrique | Tendance sur 5 ans | LDI | moyenne 5 ans | Médiane des pairs | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin (Marge EBITDA) | 255.0%moyenne 5 ans ≈-507.6% | ≈-507.6% | 2.6% | Premier rang | |
| Pretax Margin (Marge avant impôts) | -1173.0%moyenne 5 ans ≈3764.7% | ≈3764.7% | -0.66% | Faible | |
| Net Profit Margin (Marge nette) | -609.7%moyenne 5 ans ≈1445.3% | ≈1445.3% | -0.46% | Faible | |
| ROA | -0.95%moyenne 5 ans ≈-1.2% | ≈-1.2% | 0.15% | Faible | |
| ROE | -15.2%moyenne 5 ans ≈-13.7% | ≈-13.7% | 8.0% | Faible |
Santé financière Dette, liquidité, solvabilité — solidité du bilan
Pas encore assez de données fondamentales pour calculer ce groupe de ratios.
Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans
| Métrique | Tendance sur 5 ans | LDI | moyenne 5 ans | Médiane des pairs | Verdict |
|---|---|---|---|---|---|
| Revenue YoY (Chiffre d'affaires YoY) | -93.7%moyenne 5 ans ≈67.8% | ≈67.8% | · | · | |
| Revenue CAGR 3Y (CAGR du chiffre d'affaires 3 ans) | -40.7% | · | · | · | |
| Revenue CAGR 5Y (CAGR du chiffre d'affaires 5 ans) | -2.1% | · | · | · |
Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances
| Métrique | Tendance sur 5 ans | LDI | moyenne 5 ans | Médiane des pairs | Verdict |
|---|---|---|---|---|---|
| Asset Turnover (Rotation des actifs) | 0.0moyenne 5 ans ≈0.0 | ≈0.0 | 0.1 | Faible |
valeur · ≈ moyenne 5 ans · médiane du secteur · verdict par rapport à la médiane
Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans
| Date ex-dividende | Montant | Devise | Rendement |
|---|---|---|---|
| Avr 1, 2022 | $0,08 | USD | ≈23.1% |
| Déc 31, 2021 | $0,08 | USD | ≈17.8% |
| Oct 1, 2021 | $0,08 | USD | ≈11.8% |
| Jui 30, 2021 | $0,08 | USD | ≈5.4% |
| Avr 30, 2021 | $0,61 | USD | ≈3.1% |
Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats
| Période | Rapport | EPS Actual | BPA est. | Surprise |
|---|---|---|---|---|
| 30 juin 2026 | Aoû 11, 2026 | $-0.10 | $-0.00 | — |
| 31 mars 2026 | Mai 12, 2026 | $-0.10 | $-0.04 | -147.5% |
| 31 décembre 2025 | $-0.10 | $-0.04 | -119.2% | |
| 30 septembre 2025 | $-0.01 | $-0.01 | 25.9% | |
| 30 juin 2025 | $-0.05 | $-0.03 | -45.8% | |
| 31 mars 2025 | $-0.08 | $-0.08 | 4.0% |
Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie
Compte de résultat
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| SG&A Expense | $177M | $204M | $213M | $266M | $215M | $172M | |
| Operating Expenses | $1.31B | $1.30B | $1.25B | $1.95B | $3.06B | $2.30B | |
| Interest Expense | · | · | $130M | $151M | $218M | $131M | |
| Interest Income | $159M | $146M | $133M | $200M | $262M | $143M | |
| Pretax Income | $-121M | $-243M | $-278M | $-690M | $667M | $2.02B | |
| Income Tax | $-13M | $-41M | $-43M | $-80M | $43M | $2M | |
| Net Income | $-63M | $-98M | $-110M | $-273M | $114M | $0 | |
| EPS (Basic) | · | · | · | $-1.75 | $0.87 | · | |
| EPS (Diluted) | · | · | · | $-1.75 | $0.87 | · | |
| Shares (Basic) | · | · | 174,906,063 | 156,030,350 | 129,998,894 | · | |
| Shares (Diluted) | · | 185,641,675 | 174,906,063 | 156,030,350 | 129,998,894 | · | |
| EBITDA | $26M | $36M | $41M | $42M | $35M | · |
Bilan
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $337M | $422M | $661M | $864M | $420M | $284M | |
| PP&E (Net) | $62M | $61M | $71M | $93M | $104M | $85M | |
| PP&E (Gross) | $358M | $331M | $305M | $290M | $341M | $287M | |
| Accum. Depreciation | $296M | $270M | $234M | $197M | $237M | $202M | |
| Goodwill | · | · | · | $0 | $41M | $41M | |
| Intangibles | · | · | · | $0 | $2M | $2M | |
| Total Assets | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B | |
| Deferred Tax | $4M | $25M | $80M | $122M | $193M | $0 | |
| Total Liabilities | $6.47B | $5.84B | $5.45B | $5.69B | $10.18B | $9.24B | |
| Long-term Debt | $2.10B | $2.03B | $2.27B | $2.29B | $1.63B | $712M | |
| Paid-in Capital | $878M | $844M | $821M | $789M | $565M | $0 | |
| Retained Earnings | $-614M | $-551M | $-452M | $-342M | $-29M | $0 | |
| Treasury Stock | $30M | $20M | $16M | $13M | $13M | · | |
| Stockholders' Equity | $386M | $507M | $704M | $921M | $1.63B | $1.66B | |
| Liabilities + Equity | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B |
Flux de trésorerie
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $26M | $36M | $41M | $42M | $35M | $35M | |
| Stock-based Comp | $12M | $25M | $22M | $21M | $67M | $9M | |
| Amort. of Intangibles | · | · | · | $205.0K | $509.0K | $500.0K | |
| Other Non-cash | $-683M | $-828M | $-127M | $4.67B | $-1.68B | · | |
| Operating Cash Flow | $-708M | $-858M | $-174M | $4.46B | $-1.47B | $-2.03B | |
| CapEx | $27M | $26M | $21M | $43M | $54M | $34M | |
| Investing Cash Flow | $15M | $488M | $166M | $668M | $297M | $-28M | |
| Dividends Paid | $2M | $3M | $3M | $119M | $463M | $643M | |
| Financing Cash Flow | $567M | $152M | $-226M | $-4.77B | $1.30B | $2.43B | |
| Net Change in Cash | $-126M | $-219M | $-235M | $360M | $132M | $371M | |
| Taxes Paid | $-3M | $9M | $-9M | $27M | $3M | $447.0K | |
| Free Cash Flow | $-735M | $-892M | $-195M | $4.42B | $-1.52B | · | |
| Levered FCF | · | · | $-305M | $4.28B | $-1.72B | · |
Rentabilité
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | -609.7% | 11664.4% | -3532.5% | -553.7% | 257.9% | · | |
| Pretax Margin | -1173.0% | 28807.7% | -8925.9% | -1399.3% | 1514.1% | · | |
| EBITDA Margin | 255.0% | -4282.3% | 1324.6% | 85.2% | 79.5% | · | |
| ROA | -0.95% | -1.6% | -1.7% | -3.0% | 1.0% | · | |
| ROE | -15.2% | -17.9% | -14.9% | -27.3% | 6.9% | · |
Efficacité
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | · |
Par action
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue / Share | · | $-0.00 | $0.02 | $0.32 | $0.34 | · | |
| Cash Flow / Share | · | $-4.66 | $-1.00 | $28.59 | $-11.27 | · | |
| EPS (TTM) | $-0.45 | $-0.45 | $-0.84 | $-1.75 | $0.87 | · |
Taux de croissance
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | · | · | -93.7% | 12.0% | 284.9% | · | |
| Revenue CAGR 3Y | -40.7% | · | -35.2% | · | · | · | |
| Revenue CAGR 5Y | -2.1% | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -67.1% | · | · | · | · | · |
Valorisation (TTM)
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $10M | $-843.0K | $3M | $49M | $44M | $11M | |
| Net Income TTM | $-63M | $-98M | $-110M | $-273M | $114M | $0 | |
| P/E | -4.6 | -4.5 | -4.2 | -0.9 | 5.5 | · | |
| Earnings Yield | -21.7% | -22.1% | -23.9% | -106.1% | 18.1% | · | |
| Payout Ratio | -3.9% | -3.3% | -2.7% | -43.7% | 408.1% | · | |
| Annual Payout | $2M | $3M | $3M | $119M | $463M | $643M |
Compte de résultat
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $48M | $47M | $48M | $45M | $40M | $44M | $50M | $23M | $73M | $58M | $55M | $47M | $55M | $56M | $69M | $83M | |
| Operating Expenses | $344M | $342M | $342M | $334M | $315M | $320M | $342M | $311M | $343M | $308M | $303M | $305M | $330M | $314M | $344M | $435M | |
| Interest Expense | · | · | · | · | · | · | · | · | $36M | $32M | · | $35M | $32M | $28M | · | $41M | |
| Interest Income | $40M | $39M | $43M | $40M | $41M | $35M | $42M | $39M | $35M | $31M | $35M | $37M | $33M | $28M | $33M | $51M | |
| Pretax Income | $-7M | $-55M | $-32M | $-10M | $-32M | $-46M | $-84M | $4M | $-77M | $-85M | $-74M | $-39M | $-58M | $-107M | $-174M | $-161M | |
| Income Tax | $5.0K | $-171.0K | $1M | $-2M | $-7M | $-5M | $-17M | $923.0K | $-11M | $-14M | $-14M | $-5M | $-9M | $-15M | $-16M | $-23M | |
| Net Income | $-5M | $-37M | $-22M | $-5M | $-13M | $-22M | $-33M | $1M | $-32M | $-34M | $-27M | $-17M | $-23M | $-43M | $-77M | $-60M | |
| EPS (Basic) | $-0.02 | · | · | · | $-0.06 | · | · | $0.01 | $-0.18 | $-0.19 | · | $-0.09 | $-0.13 | $-0.25 | · | $-0.37 | |
| EPS (Diluted) | $-0.02 | · | · | · | $-0.06 | · | · | $0.01 | $-0.18 | $-0.19 | · | $-0.09 | $-0.13 | $-0.25 | · | $-0.37 | |
| Shares (Basic) | 231,643,671 | · | · | · | 207,948,195 | · | · | 185,385,271 | 182,324,046 | 181,407,353 | · | 175,962,804 | 173,908,030 | 170,809,818 | · | 162,464,369 | |
| Shares (Diluted) | 231,643,671 | · | · | · | 207,948,195 | · | · | 332,532,984 | 182,324,046 | 324,679,090 | · | 175,962,804 | 173,908,030 | 170,809,818 | · | 162,464,369 |
Bilan
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $229M | $277M | $337M | $459M | $409M | $371M | $422M | $483M | $533M | $604M | $661M | $717M | $719M | $798M | $864M | $1.14B | |
| PP&E (Net) | $65M | $64M | $62M | $58M | $60M | $60M | $61M | $63M | $65M | $66M | · | $77M | $83M | $89M | · | $99M | |
| PP&E (Gross) | · | · | $358M | · | · | · | $331M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $296M | · | · | · | $270M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Total Assets | $6.70B | $7.25B | $6.86B | $6.24B | $6.21B | $6.42B | $6.34B | $6.42B | $5.94B | $6.19B | · | $6.08B | $6.20B | $6.19B | · | $7.38B | |
| Deferred Tax | · | · | $4M | · | · | · | $25M | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $6.36B | $6.91B | $6.47B | $5.81B | $5.77B | $5.95B | $5.84B | $5.83B | $5.36B | $5.56B | · | $5.31B | $5.41B | $5.35B | · | $6.30B | |
| Long-term Debt | $2.13B | $2.11B | $2.10B | $2.09B | $2.06B | $2.02B | $2.03B | $1.96B | $1.98B | $2.31B | · | $2.21B | $2.24B | $2.30B | · | $2.28B | |
| Paid-in Capital | $889M | $885M | $878M | $880M | $882M | $856M | $844M | $847M | $831M | $824M | · | $819M | $813M | $802M | · | $778M | |
| Retained Earnings | $-656M | $-652M | $-614M | $-592M | $-588M | $-574M | $-551M | $-517M | $-518M | $-486M | · | $-425M | $-408M | $-385M | · | $-266M | |
| Treasury Stock | $32M | $30M | $30M | $29M | $23M | $21M | $20M | $19M | $17M | $17M | · | $16M | $15M | $14M | · | $13M | |
| Stockholders' Equity | $333M | $337M | $386M | $433M | $439M | $469M | $507M | $592M | $579M | $637M | $704M | $769M | $797M | $841M | $921M | $1.08B | |
| Liabilities + Equity | $6.70B | $7.25B | $6.86B | $6.24B | $6.21B | $6.42B | $6.34B | $6.42B | $5.94B | $6.19B | · | $6.08B | $6.20B | $6.19B | · | $7.38B |
Flux de trésorerie
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $6M | $6M | $5M | $7M | $6M | $8M | $9M | $9M | $9M | $9M | $10M | $11M | $11M | $10M | $10M | $10M | |
| Stock-based Comp | $5M | $6M | $5M | $4M | $-2M | $6M | $6M | $8M | $6M | $5M | $6M | $4M | $6M | $6M | $9M | $5M | |
| Amort. of Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Operating Cash Flow | $520M | $-169M | $-639M | $43M | $68M | $-177M | $48M | $-349M | $-278M | $-279M | $-205M | $163M | $-337M | $205M | $46M | $1.74B | |
| CapEx | $9M | $8M | $9M | $5M | $6M | $7M | $7M | $7M | $7M | $5M | $4M | $5M | $5M | $6M | $6M | $9M | |
| Investing Cash Flow | $-3M | $-5M | $-8M | $11M | $9M | $-344.0K | $28M | $-28M | $436M | $52M | $7M | $71M | $81M | $7M | $10M | $295M | |
| Dividends Paid | · | · | $-687.0K | $-5.0K | $1M | $2M | $436.0K | $1M | $455.0K | $919.0K | $705.0K | $601.0K | $1M | $664.0K | $359.0K | $2M | |
| Financing Cash Flow | $-574M | $130M | $522M | $-7M | $-44M | $96M | $-127M | $325M | $-205M | $159M | $113M | $-183M | $148M | $-305M | $-380M | $-1.88B | |
| Net Change in Cash | $-57M | $-44M | $-125M | $48M | $32M | $-81M | $-51M | $-53M | $-47M | $-68M | $-86M | $52M | $-108M | $-92M | $-324M | $155M | |
| Taxes Paid | $-6M | $-71.0K | $-3M | $229.0K | $456.0K | $-178.0K | $4M | $5M | $-21.0K | $17.0K | $-5M | $-337.0K | $-51.0K | $-3M | $3M | $-366.0K | |
| Free Cash Flow | · | · | · | · | · | $-187M | · | · | · | $-283M | · | · | · | $199M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-310M | · | · | · | $176M | · | · |
Rentabilité
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -200.7% | · | · | -159.6% | -811.9% | -661.9% | · | -168.0% | 5104.8% | 4622.8% | · | -635.7% | -822.3% | -3581.6% | · | -613.5% | |
| Pretax Margin | -292.9% | · | · | -336.4% | -1960.8% | -1393.7% | · | -441.1% | 12227.7% | 11493.2% | · | -1511.6% | -2045.4% | -8896.7% | · | -1643.2% | |
| ROA | -0.07% | · | · | -0.08% | -0.22% | -0.35% | · | 0.02% | -0.53% | -0.55% | · | -0.25% | -0.30% | -0.51% | · | -0.60% | |
| ROE | -1.2% | · | · | -0.95% | -2.6% | -4.0% | · | 0.20% | -4.7% | -4.6% | · | -1.8% | -2.3% | -3.6% | · | -4.4% |
Efficacité
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | · | 0.0 | 0.0 | 0.0 | · | -0.0 | -0.0 | -0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Par action
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $0.01 | · | · | · | · | · | · | $-0.00 | $-0.00 | $-0.00 | · | $0.01 | $0.02 | $0.01 | · | $0.06 | |
| Cash Flow / Share | · | · | · | · | · | · | · | · | · | $-0.86 | · | · | · | $1.20 | · | · | |
| EPS (TTM) | · | $-0.45 | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
Valorisation (TTM)
| Métrique | Tendance | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $10M | $11M | · | $9M | $5M | $3M | · | $-881.0K | $417.0K | $2M | · | $5M | $15M | $37M | · | $67M | |
| Net Income TTM | $-69M | $-78M | · | $-73M | $-67M | $-86M | · | $-92M | $-110M | $-101M | · | $-160M | $-204M | $-281M | · | $-187M | |
| P/E | · | -3.2 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Earnings Yield | · | -31.7% | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Payout Ratio | · | · | · | · | · | -9.5% | · | · | · | -2.7% | · | · | · | -1.6% | · | · | |
| Annual Payout | $2M | · | · | $4M | $5M | $4M | · | $4M | $3M | $3M | · | $3M | $4M | $90M | · | $162M |
Période la plus récente à gauche · valeurs nulles affichées comme ·
États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années
| Métrique | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Résultat net | $-63M | $-98M | $-110M | $-273M | $114M |
| BPA dilué | · | · | · | $-1.75 | $0.87 |
Pas assez de données fondamentales pour construire ce relevé pour le moment.
| Métrique | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Flux de trésorerie libre | $-735M | $-892M | $-195M | $4.42B | $-1.52B |
Détenteurs institutionnels (13F) 141 déclarants · $80.9M total · Au 30 juin 2026
Institutions qui déclarent détenir cette action dans leur Formulaire SEC 13F trimestriel. Uniquement les positions longues ; un même déclarant peut apparaître deux fois pour des jambes d'options distinctes. Les jambes put/call compensatoires importantes reflètent généralement la tenue de marché ou un inventaire couvert, pas une conviction directionnelle.
| Nouvelles positions | Positions clôturées | Augmenté | Diminué | Variation nette des actions |
|---|---|---|---|---|
| 17 (-11 vs T. préc.) | 25 (-3 vs T. préc.) | 50 (-2 vs T. préc.) | 39 (+3 vs T. préc.) | -3.6M |
Comparé à Q1 2026. Les dépôts de formulaire 13F de la SEC sont dus dans les 45 jours suivant la fin du trimestre, plus une courte période tampon pour les déposants tardifs — les trimestres encore dans cette fenêtre sont ignorés au profit de la paire la plus récente entièrement déclarée.
| Institution | Valeur | Actions | % de 13F suivies | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $13 557 840 | 10 846 271 | 16,75% | Actions |
| VANGUARD GROUP INC | $12 899 671 | 6 231 725 | 15,94% | Actions |
| VANGUARD CAPITAL MANAGEMENT LLC | $7 568 608 | 6 054 886 | 9,35% | Actions |
| GEODE CAPITAL MANAGEMENT, LLC | $4 918 013 | 3 933 045 | 6,08% | Actions |
| Allianz Asset Management GmbH | $2 786 619 | 2 229 295 | 3,44% | Actions |
| STATE STREET CORP | $2 751 119 | 2 200 895 | 3,40% | Actions |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $2 497 985 | 1 998 388 | 3,09% | Actions |
| WASATCH ADVISORS LP | $2 394 698 | 1 686 407 | 2,96% | Actions |
| KNIGHTSBRIDGE ASSET MANAGEMENT, LLC | $2 388 773 | 1 911 018 | 2,95% | Actions |
| MILLENNIUM MANAGEMENT LLC | $1 962 398 | 1 569 918 | 2,42% | Actions |
| WOLVERINE TRADING, LLC | $1 592 010 | 505 400 | 1,97% | Option d'achat |
| VANGUARD FIDUCIARY TRUST CO | $1 506 364 | 1 205 091 | 1,86% | Actions |
| BW Gestao de Investimentos Ltda. | $1 434 730 | 1 147 784 | 1,77% | Actions |
| NORTHERN TRUST CORP | $1 366 104 | 1 092 883 | 1,69% | Actions |
| UBS Group AG | $1 281 461 | 1 025 168 | 1,58% | Actions |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1 181 690 | 945 352 | 1,46% | Actions |
| WOLVERINE ASSET MANAGEMENT LLC | $1 109 730 | 887 784 | 1,37% | Actions |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1 012 859 | 810 287 | 1,25% | Actions |
| GOLDMAN SACHS GROUP INC | $981 653 | 785 323 | 1,21% | Actions |
| CITADEL ADVISORS LLC | $957 225 | 765 780 | 1,18% | Actions |
| Nuveen, LLC | $843 870 | 675 096 | 1,04% | Actions |
| TWO SIGMA ADVISERS, LP | $679 995 | 328 500 | 0,84% | Actions |
| BANK OF AMERICA CORP /DE/ | $670 933 | 536 747 | 0,83% | Actions |
| Invesco Ltd. | $631 851 | 505 480 | 0,78% | Actions |
| RENAISSANCE TECHNOLOGIES LLC | $629 500 | 503 600 | 0,78% | Actions |
| Leisure Capital Management | $625 000 | 500 000 | 0,77% | Actions |
| Cetera Investment Advisers | $592 104 | 473 683 | 0,73% | Actions |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $482 659 | 386 128 | 0,60% | Actions |
| Cannell & Spears LLC | $474 750 | 379 800 | 0,59% | Actions |
| WOLVERINE TRADING, LLC | $465 570 | 147 800 | 0,58% | Option de vente |
| MORGAN STANLEY | $460 182 | 368 145 | 0,57% | Actions |
| TUDOR INVESTMENT CORP ET AL | $444 060 | 355 248 | 0,55% | Actions |
| Cerity Partners LLC | $378 504 | 302 803 | 0,47% | Actions |
| CITADEL ADVISORS LLC | $378 500 | 302 800 | 0,47% | Option d'achat |
| LAZARD ASSET MANAGEMENT LLC | $375 650 | 300 520 | 0,46% | Actions |
| Bank of New York Mellon Corp | $359 153 | 287 322 | 0,44% | Actions |
| Cullen Capital Management, LLC | $346 908 | 277 526 | 0,43% | Actions |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $312 500 | 250 000 | 0,39% | Actions |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $305 250 | 244 200 | 0,38% | Option de vente |
| DIMENSIONAL FUND ADVISORS LP | $297 764 | 238 028 | 0,37% | Actions |
| IMC-Chicago, LLC | $288 700 | 230 960 | 0,36% | Actions |
| AQR CAPITAL MANAGEMENT LLC | $284 775 | 227 820 | 0,35% | Actions |
| WOLVERINE TRADING, LLC | $254 290 | 80 727 | 0,31% | Actions |
| BNP PARIBAS FINANCIAL MARKETS | $231 255 | 185 004 | 0,29% | Actions |
| Purpose Unlimited Inc. | $170 475 | 136 380 | 0,21% | Actions |
| CITIZENS FINANCIAL GROUP INC/RI | $165 419 | 132 335 | 0,20% | Actions |
| CITADEL ADVISORS LLC | $152 125 | 121 700 | 0,19% | Option de vente |
| Focus Partners Advisor Solutions, LLC | $149 691 | 119 753 | 0,18% | Actions |
| XTX Topco Ltd | $135 734 | 108 587 | 0,17% | Actions |
| WELLS FARGO & COMPANY/MN | $135 334 | 108 267 | 0,17% | Actions |
Activistes et détenteurs de 5%+ 2 participations
Investisseurs ayant déposé un Schedule 13D auprès de la SEC — détention effective supérieure à 5% avec l'intention d'influencer l'émetteur (participations activistes, campagnes pour le conseil d'administration, fusions-acquisitions). Chaque ligne montre le dernier état connu de la position du déposant.
| Déclarant | Déposé | Participation | Statut | Objectif | Dépôt |
|---|---|---|---|---|---|
| Hsieh Anthony Li ×12 dépôts | 13 février 2026 | 31,83% | Amendement | · | SEC |
| Anthony Hsieh ×14 dépôts | 5 décembre 2024 | · | Dépôt initial | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Initiés de la société 18 initiés · 12 dirigeants · 8 administrateurs
| Dirigeant | Rôle | Dernière activité | Actions détenues | Achats 12m | Ventes 12m | Net 12m |
|---|---|---|---|---|---|---|
| Anthony Li Hsieh | Executive Chair, CEO & Pres. | 1 septembre 2026 P | 1 000 000 | 6 | 14 | $-17 368 454 |
| Frank Martell | CEO and President | 4 juin 2025 M | 1 220 441 | 0 | 0 | $0 |
| David R Hayes | Chief Financial Officer | 5 août 2026 A | 758 441 | 0 | 0 | $0 |
| Patrick J Flanagan | Chief Financial Officer | 15 juin 2023 S | 397 637 | 0 | 0 | $0 |
| Jeff Alexander Walsh | President, LDI Mortgage | 5 septembre 2025 M | 3 933 286 | 0 | 0 | $0 |
| Jeffrey Michael Dergurahian | Chief Investment Officer | 23 septembre 2026 C | 2 916 074 | 0 | 1 | $-752 500 |
| Dominick Edilio Marchetti | Chief Digital Officer | 15 septembre 2026 M | 24 109 | 0 | 0 | $0 |
| Joseph J Grassi III | Chief Legal & Risk Officer | 14 septembre 2026 M | 291 261 | 0 | 0 | $0 |
| Darren Graeler | Chief Accounting Officer | 17 août 2026 M | 274 727 | 0 | 0 | $0 |
| Gregory Smallwood | Chief Legal Officer | 15 avril 2026 M | 367 798 | 0 | 0 | $0 |
| Dan Binowitz | Managing Director | 10 juillet 2025 M | 1 079 589 | 0 | 0 | $0 |
| Nicole Carrillo | EVP & Chief Accounting Officer | 30 mars 2023 S | 199 149 | 0 | 0 | $0 |
| Dawn G Lepore | Administrateur | 8 septembre 2026 C | 486 020 | 0 | 3 | $-256 875 |
| John Hoon Lee | Administrateur | 4 juin 2026 A | 366 532 | 0 | 0 | $0 |
| Pamela H. Patenaude | Administrateur | 4 juin 2026 A | 448 832 | 0 | 0 | $0 |
| Steven Ozonian | Administrateur | 4 juin 2026 A | 323 428 | 0 | 0 | $0 |
| John C Dorman | Administrateur | 3 juin 2024 M | 322 503 | 0 | 0 | $0 |
| Michael Linton | Administrateur | 2 mai 2022 M | 18 971 | 0 | 0 | $0 |
Initiés issus des déclarations SEC Form 3/4/5 ; net = uniquement P/S de marché
Détention d'ETF Détenu par 13 ETFs
Le poids reflète uniquement les participations directes en actions (N-PORT) ; les fonds à effet de levier ou basés sur des dérivés peuvent détenir une exposition supplémentaire aux swaps non indiquée.
| Fonds | Poids | Unités | Au | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0,02% | 380 292 SH | 11 septembre 2026 | Quotidien |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,01% | 95 278 SH | 19 août 2026 | Quotidien |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,01% | 445 784 SH | 1 octobre 2026 | Quotidien |
| RSSL · Global X Funds | 0,00% | 54 481 NS | 31 juillet 2026 | N-PORT |
| IWM · iShares Trust | 0,00% | 3 042 701 SH | 11 septembre 2026 | Quotidien |
| ITOT · iShares Trust | 0,00% | 261 309 SH | 11 septembre 2026 | Quotidien |
| DFAC · Dimensional ETF Trust | 0,00% | 27 936 NS | 31 juillet 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 2 302 804 SH | 19 août 2026 | Quotidien |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 3 640 384 SH | 19 août 2026 | Quotidien |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,00% | 652 539 SH | 19 août 2026 | Quotidien |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 6 308 SH | 19 août 2026 | Quotidien |
| VFH · VANGUARD WORLD FUND | 0,00% | 191 227 SH | 19 août 2026 | Quotidien |
| IWN · iShares Trust | · | 1 164 075 SH | 11 septembre 2026 | Quotidien |
LDI Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse
Objectif de cours à 12 mois
2 analystes · 2026-09-30Objectif moyen $1.12 +77,1%
Comparaison des pairs (sous-secteur GICS) Indicateurs clés par rapport aux pairs du secteur
Base F.A., prix à la clôture de la dernière fin d'exercice de chaque société.
| Ticker | Capitalisation Boursière | P/E | Revenus Année/Année | Marge Nette | ROE | Marge Brute |
|---|---|---|---|---|---|---|
| LDI | · | -4.6 | -93.7% | -609.7% | -15.2% | · |
| VEL | $822M | 7.5 | 36.8% | 56.5% | 17.7% | · |
| WSBF | $304M | 11.2 | 4.8% | 18.6% | 7.6% | · |
| SNFCA | · | 7.2 | 3.0% | 9.3% | 8.4% | · |
| ONIT | $390M | 2.1 | 9.3% | 17.8% | 34.2% | · |
| BETR | · | · | · | · | · | · |
| GHI | · | -13.2 | -6.4% | -8.9% | · | · |
| FOA | · | 6.5 | 26.1% | 9.1% | 10.4% | · |
| BLNE | $48M | -0.8 | 600.0% | -298.2% | -45.7% | · |
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