ASRV AmeriServ Financial Inc. - Common Stock
$5,03
Harga · Agu 18, 2026
Fundamental per Agu 14, 2026
Rentang 52M
$3–$5
86% of range
Peringkat Analis
—
Target Harga
—
P/E (TTM)
14.8
ROE
4.9%
Margin Laba Bersih
38.4%
Tentang AmeriServ Financial Inc. - Common Stock Tinjauan perusahaan dari Wikipedia
AmeriServ Financial, Inc. is a bank holding company based in Johnstown, Pennsylvania. It operates AmeriServ Financial Bank, AmeriServ Trust and Financial Services Company, and AmeriServ Life Insurance Company. The bank operates 16 automated teller machines.
Baca selengkapnya
AmeriServ Financial, Inc. is a bank holding company based in Johnstown, Pennsylvania. It operates AmeriServ Financial Bank, AmeriServ Trust and Financial Services Company, and AmeriServ Life Insurance Company. The bank operates 16 automated teller machines.
Since 1996, the company has been the main sponsor of the Flood City Music Festival in Johnstown, Pennsylvania.
## History
In January 1983, USBANCORP, INC. was formed as a bank holding company.
In October 1987, AmeriServ Life Insurance Company was formed.
In October 1992, AmeriServ Trust and Financial Services Company was formed.
In May 2001, the company changed its name to AmeriServ Financial, Inc.
In March 2007, the company acquired West Chester Capital Advisors.
In 2009, the company sold its corporate trust bond administration business to U.S. Bancorp.
In August 2011, the company received $21 million from the Small Business Lending Fund, which it used to repay the $21 million investment it received from the United States Department of the Treasury as part of the Troubled Asset Relief Program.
In March 2015, Jeffrey A. Stopko was promoted to chief executive officer of the company.
Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗
ASRV Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$5.03
Kapitalisasi Pasar
$83M
P/E (TTM)
14.8
EPS (TTM)
$0.34
Pendapatan (TTM)
$15M
Imbal Hasil Dividen
2.4%
ROE
4.9%
D/E Utang/Ekuitas
—
Rentang 52M
$3 – $5
ASRV Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Configure
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Pendapatan & Laba Bersih
$15M
2018-12-31
→
2025-12-31
EPS
$0.34
2016-12-31
→
2025-12-31
Arus Kas Bebas
—
Margin
38.4%
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
Metrik
Tren 5 Tahun
ASRV
Median Rekan
P/E (TTM)
14.8
12.3
P/S (TTM)
5.7
1.8
P/B
0.7
0.7
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
Metrik
Tren 5 Tahun
ASRV
Median Rekan
Net Profit Margin (Margin Laba Bersih)
38.4%
5.3%
ROA
0.39%
0.59%
ROE
4.9%
3.7%
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Metrik
Tren 5 Tahun
ASRV
Median Rekan
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
Metrik
Tren 5 Tahun
ASRV
Median Rekan
Revenue YoY (Pendapatan YoY)
-6.3%
—
Revenue CAGR 3Y (CAGR Pendapatan 3T)
-0.23%
—
Revenue CAGR 5Y (CAGR Pendapatan 5T)
2.7%
—
EPS YoY
61.9%
—
Net Income YoY (Laba Bersih YoY)
55.9%
—
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
Metrik
Tren 5 Tahun
ASRV
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
35.3%
—
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen
2.4%
Rasio Pembayaran Dividen
35.3%
CAGR Dividen 5T
—
| Tanggal ex-dividen | Jumlah |
|---|---|
| 3 Agu 2026 | $0,0300 |
| 4 Mei 2026 | $0,0300 |
| 2 Feb. 2026 | $0,0300 |
| 3 Nov. 2025 | $0,0300 |
| 4 Agu 2025 | $0,0300 |
| 5 Mei 2025 | $0,0300 |
| 3 Feb. 2025 | $0,0300 |
| 4 Nov. 2024 | $0,0300 |
| 5 Agu 2024 | $0,0300 |
| 3 Mei 2024 | $0,0300 |
| 2 Feb. 2024 | $0,0300 |
| 3 Nov. 2023 | $0,0300 |
| 4 Agu 2023 | $0,0300 |
| 5 Mei 2023 | $0,0300 |
| 3 Feb. 2023 | $0,0300 |
| 4 Nov. 2022 | $0,0300 |
| 5 Agu 2022 | $0,0300 |
| 6 Mei 2022 | $0,0300 |
| 4 Feb. 2022 | $0,0250 |
| 5 Nov. 2021 | $0,0250 |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
| Periode | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|
| 30 Juni 2026 | $0.16 | — | — |
| 31 Maret 2026 | $0.11 | — | — |
| 30 Juni 2025 | $-0.02 | — | — |
| 31 Maret 2025 | $0.12 | — | — |
| 30 Juni 2024 | $-0.02 | — | — |
| 31 Maret 2024 | $0.11 | — | — |
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| ASRV | $53M | 9.4 | -6.3% | 38.4% | 4.9% | — |
| CPBI | $72M | 16.3 | 11.3% | 19.0% | 4.6% | — |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi 11
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15M | $16M | $14M | $15M | $15M | $13M | $13M | $13M | |
| Interest Expense | $29M | $30M | $25M | $8M | $8M | $11M | $14M | $12M | |
| Interest Income | $71M | $67M | $61M | $49M | $47M | $47M | $50M | $47M | |
| Pretax Income | $7M | $4M | $-4M | $9M | $9M | $6M | $8M | $9M | |
| Income Tax | $1M | $798.0K | $-1M | $2M | $2M | $1M | $2M | $2M | |
| Net Income | $6M | $4M | $-3M | $7M | $7M | $5M | $6M | $8M | |
| EPS (Basic) | $0.34 | $0.21 | $-0.20 | $0.44 | $0.41 | $0.27 | $0.35 | $0.43 | |
| EPS (Diluted) | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 | $0.27 | $0.35 | $0.43 | |
| Shares (Basic) | 16,520,000 | 16,802,000 | 17,143,000 | 17,107,000 | 17,073,000 | 17,053,000 | 17,359,000 | 17,933,000 | |
| Shares (Diluted) | 16,530,000 | 16,802,000 | 17,144,000 | 17,146,000 | 17,114,000 | 17,063,000 | 17,440,000 | 18,037,000 | |
| EBITDA | $2M | $2M | $2M | $2M | $2M | $2M | · | · |
Neraca 18
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $14M | $23M | $41M | $32M | $22M | $35M | |
| PP&E (Net) | $14M | $14M | $14M | $14M | $14M | $14M | $15M | $13M | |
| PP&E (Gross) | $39M | $40M | $41M | $41M | $40M | $39M | $39M | $38M | |
| Accum. Depreciation | $25M | $26M | $27M | $26M | $26M | $25M | $24M | $25M | |
| Goodwill | $14M | $14M | $14M | $14M | $14M | $12M | $12M | $12M | |
| Intangibles | $56.0K | $77.0K | $101.0K | $128.0K | · | · | · | · | |
| Total Assets | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B | $1.28B | $1.17B | $1.16B | |
| Short-term Debt | · | $15M | $41M | $89M | $0 | $25M | $22M | $41M | |
| Deferred Tax | $2M | · | · | · | $934.0K | $3M | $640.0K | $200.0K | |
| Total Liabilities | $1.33B | $1.32B | $1.29B | $1.26B | $1.22B | $1.18B | $1.07B | $1.06B | |
| Total Debt | · | $15M | $41M | $89M | · | $25M | $22M | $41M | |
| Common Stock | $270.0K | $268.0K | $268.0K | $267.0K | $267.0K | $267.0K | $267.0K | $266.0K | |
| Retained Earnings | $64M | $60M | $59M | $65M | $60M | $55M | $52M | $47M | |
| Treasury Stock | $85M | $85M | $83M | $83M | $83M | $83M | $83M | $81M | |
| AOCI | $-7M | $-15M | $-20M | $-23M | $-7M | $-13M | $-16M | $-14M | |
| Stockholders' Equity | $119M | $107M | $102M | $106M | $117M | $104M | $99M | $98M | |
| Liabilities + Equity | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B | $1.28B | $1.17B | $1.16B | |
| Shares Outstanding | 16,522,267 | 16,519,267 | 17,147,270 | 17,117,617 | 17,081,500 | 17,060,144 | 17,057,871 | 17,619,303 |
Arus Kas 11
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Stock-based Comp | · | $8.0K | $45.0K | $50.0K | $43.0K | $3.0K | $7.0K | $14.0K | |
| Deferred Tax | $992.0K | $-34.0K | $-565.0K | $533.0K | $729.0K | $2M | $179.0K | $3M | |
| Amort. of Intangibles | $21.0K | $24.0K | $27.0K | $30.0K | $19.0K | · | · | · | |
| Other Non-cash | $-5M | $-3M | $8M | $-5M | $395.0K | $-9M | · | · | |
| Operating Cash Flow | $3M | $3M | $6M | $5M | $10M | $-1M | $5M | $8M | |
| Investing Cash Flow | $11M | $-23M | $-40M | $-56M | $-488.0K | $-95M | $-13M | $3M | |
| Stock Repurchased | · | $2M | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | |
| Financing Cash Flow | $19M | $24M | $25M | $33M | $146.0K | $106M | $-5M | $-10M | |
| Net Change in Cash | · | · | · | · | · | · | · | $706.0K |
Profitabilitas 5
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 38.4% | 23.1% | -23.1% | 50.5% | 47.2% | 35.9% | 12.0% | 15.6% | |
| Pretax Margin | 46.4% | 28.2% | -30.3% | 62.4% | 58.6% | 45.3% | 15.1% | 18.9% | |
| EBITDA Margin | 11.6% | 10.9% | 11.7% | 11.5% | 11.4% | 12.5% | · | · | |
| ROA | 0.39% | 0.26% | -0.24% | 0.55% | 0.54% | 0.38% | 0.52% | 0.67% | |
| ROE | 4.9% | 3.3% | -3.3% | 7.2% | 6.1% | 4.4% | 6.0% | 8.0% |
Likuiditas & Solvabilitas 1
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | 0.1 | 0.4 | 0.8 | · | 0.2 | 0.2 | 0.4 |
Efisiensi 1
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Tingkat Pertumbuhan 10
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -6.3% | 7.8% | -1.7% | -1.5% | 16.7% | · | · | · | |
| Revenue CAGR 3Y | -0.23% | 1.4% | 4.2% | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.7% | · | · | · | · | · | · | · | |
| EPS YoY | 61.9% | · | · | 4.9% | 51.8% | · | · | · | |
| EPS CAGR 3Y | -7.5% | -20.0% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 4.7% | · | · | · | · | · | · | · | |
| Net Income YoY | 55.9% | · | · | 5.3% | 53.8% | · | · | · | |
| Net Income CAGR 3Y | -9.0% | -20.2% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 4.1% | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 2.9% | · | · | · | · | · | · | · |
Valuasi (TTM) 15
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $15M | $16M | $14M | $15M | $15M | $13M | $13M | $13M | |
| Net Income TTM | $6M | $4M | $-3M | $7M | $7M | $5M | $6M | $8M | |
| Market Cap | $53M | $44M | $56M | $67M | $66M | $53M | $72M | $71M | |
| Enterprise Value | · | · | $82M | $133M | · | $47M | $72M | $77M | |
| P/E | 9.4 | 12.8 | -16.2 | 9.2 | 9.4 | 11.6 | 12.0 | 9.4 | |
| P/S | 3.6 | 2.8 | 3.8 | 4.6 | 4.4 | 4.2 | 5.6 | 5.5 | |
| P/B | 0.4 | 0.4 | 0.5 | 0.6 | 0.6 | 0.5 | 0.7 | 0.7 | |
| P / Tangible Book | 0.5 | 0.5 | 0.6 | 0.7 | 0.6 | 0.6 | · | · | |
| P / Cash Flow | 16.5 | 16.5 | 8.8 | 12.9 | 6.6 | -38.9 | 14.7 | 8.9 | |
| EV / EBITDA | · | · | 48.5 | 78.3 | · | 29.1 | · | · | |
| EV / Revenue | · | · | 5.7 | 9.0 | · | 3.6 | 5.6 | 6.0 | |
| Dividend Yield | 3.8% | 4.6% | 3.7% | 2.9% | 2.6% | 3.2% | 2.3% | 1.9% | |
| Earnings Yield | 10.7% | 7.8% | -6.2% | 10.9% | 10.6% | 8.6% | 8.3% | 10.7% | |
| Payout Ratio | 35.3% | 56.1% | -61.5% | 26.4% | 24.1% | 37.3% | 27.2% | 17.3% | |
| Annual Payout | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M |
Laporan Laba Rugi 10
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4M | $4M | $4M | $4M | $4M | $3M | $4M | $4M | $4M | $4M | · | $4M | $4M | $3M | · | $4M | |
| Interest Expense | $7M | $7M | $7M | $7M | $7M | $7M | $8M | $8M | $8M | $7M | $7M | $7M | $6M | $5M | $4M | $2M | |
| Interest Income | $18M | $18M | $18M | $18M | $18M | $17M | $17M | $17M | $17M | $16M | $16M | $15M | $15M | $15M | $14M | $13M | |
| Pretax Income | $3M | $2M | $2M | $3M | $-352.0K | $2M | $1M | $1M | $-484.0K | $2M | $-7M | $771.0K | $-248.0K | $2M | $1M | $3M | |
| Income Tax | $661.0K | $426.0K | $236.0K | $540.0K | $-70.0K | $478.0K | $187.0K | $237.0K | $-109.0K | $483.0K | $-1M | $124.0K | $-61.0K | $372.0K | $126.0K | $526.0K | |
| Net Income | $3M | $2M | $1M | $3M | $-282.0K | $2M | $889.0K | $1M | $-375.0K | $2M | $-5M | $647.0K | $-187.0K | $2M | $947.0K | $2M | |
| EPS (Basic) | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 | $-0.01 | $0.09 | $0.06 | $0.12 | |
| EPS (Diluted) | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 | $-0.01 | $0.09 | $0.06 | $0.12 | |
| Shares (Basic) | 16,964,267 | 16,927,456 | -33,037,267 | 16,519,267 | 16,519,267 | 16,519,267 | -33,894,267 | 16,519,267 | 17,030,000 | 17,147,000 | · | 17,147,000 | 17,147,000 | 17,131,000 | · | 17,111,000 | |
| Shares (Diluted) | 16,965,554 | 16,928,095 | -33,027,368 | 16,519,368 | 16,519,267 | 16,519,267 | -33,894,267 | 16,519,267 | 17,030,000 | 17,147,000 | · | 17,147,000 | 17,147,000 | 17,155,000 | · | 17,145,000 |
Neraca 18
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | · | · | · | $18M | $17M | $22M | · | $29M | |
| PP&E (Net) | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $15M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| PP&E (Gross) | · | · | $39M | · | · | · | $40M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $25M | · | · | · | $26M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| Intangibles | $47.0K | $51.0K | $56.0K | $61.0K | $66.0K | $71.0K | $77.0K | $82.0K | $88.0K | $94.0K | · | $107.0K | $113.0K | $120.0K | · | · | |
| Total Assets | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B | $1.42B | $1.41B | $1.40B | $1.38B | · | $1.36B | $1.35B | $1.35B | · | $1.35B | |
| Short-term Debt | · | · | · | · | $3M | $10M | $15M | $12M | $35M | $11M | · | $63M | $57M | $53M | · | $26M | |
| Deferred Tax | $2M | $2M | $2M | $415.0K | · | · | · | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $1.34B | $1.35B | $1.33B | $1.35B | $1.34B | $1.32B | $1.32B | $1.30B | $1.30B | $1.28B | · | $1.26B | $1.24B | $1.24B | · | $1.25B | |
| Total Debt | · | · | · | · | $3M | $10M | · | $12M | $35M | $11M | · | $63M | $57M | $53M | · | $26M | |
| Common Stock | $272.0K | $272.0K | $270.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | · | $268.0K | $268.0K | $268.0K | · | $267.0K | |
| Retained Earnings | $68M | $65M | $64M | $63M | $61M | $62M | $60M | $60M | $59M | $60M | · | $65M | $65M | $65M | · | $65M | |
| Treasury Stock | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $83M | · | $83M | $83M | $83M | · | $83M | |
| AOCI | $-8M | $-8M | $-7M | $-10M | $-12M | $-13M | $-15M | $-14M | $-18M | $-20M | $-20M | $-27M | $-24M | $-23M | $-23M | $-27M | |
| Stockholders' Equity | $123M | $121M | $119M | $115M | $111M | $111M | $107M | $108M | $104M | $104M | $102M | $101M | $104M | $106M | · | $102M | |
| Liabilities + Equity | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B | $1.42B | $1.41B | $1.40B | $1.38B | · | $1.36B | $1.35B | $1.35B | · | $1.35B | |
| Shares Outstanding | 16,964,267 | 16,964,267 | 16,522,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 17,147,270 | · | 17,147,270 | 17,147,270 | 17,147,270 | · | 17,112,617 |
Arus Kas 7
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | · | · | · | · | · | · | $0 | $0 | $0 | $8.0K | · | $11.0K | $12.0K | $12.0K | · | $12.0K | |
| Amort. of Intangibles | $4.0K | $5.0K | $5.0K | $5.0K | $5.0K | $6.0K | $5.0K | $6.0K | $6.0K | $7.0K | · | $6.0K | $7.0K | $8.0K | · | $7.0K | |
| Operating Cash Flow | $-1M | $356.0K | $1M | $1M | $-62.0K | $599.0K | $3M | $-235.0K | $2M | $-2M | · | $3M | $704.0K | $2M | · | $806.0K | |
| Investing Cash Flow | $-11M | $-15M | $10M | $17M | $-14M | $-2M | $-23M | $5M | $-17M | $13M | · | $-16M | $-5M | $14M | · | $-32M | |
| Stock Repurchased | · | · | · | · | · | · | $0 | $0 | · | · | · | · | · | · | · | · | |
| Dividends Paid | $510.0K | $508.0K | $496.0K | $495.0K | $495.0K | $496.0K | $496.0K | $495.0K | $515.0K | $514.0K | · | $513.0K | $515.0K | $514.0K | · | $513.0K | |
| Financing Cash Flow | $-14M | $18M | $-14M | $10M | $16M | $8M | $16M | $-746.0K | $16M | $-7M | · | $14M | $-1M | $-16M | · | $30M |
Profitabilitas 4
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 70.7% | 49.7% | · | 69.5% | -7.8% | 55.0% | · | 30.5% | -9.7% | 46.9% | · | 17.4% | -5.2% | 43.5% | · | 57.8% | |
| Pretax Margin | 87.8% | 61.5% | · | 84.3% | -9.8% | 68.8% | · | 36.6% | -12.5% | 58.8% | · | 20.8% | -6.9% | 54.1% | · | 72.2% | |
| ROA | 0.19% | 0.12% | · | 0.18% | -0.02% | 0.14% | · | 0.09% | -0.03% | 0.14% | · | 0.05% | -0.01% | 0.11% | · | 0.16% | |
| ROE | 2.3% | 1.6% | · | 2.3% | -0.26% | 1.8% | · | 1.1% | -0.36% | 1.8% | · | 0.64% | -0.18% | 1.4% | · | 1.9% |
Likuiditas & Solvabilitas 1
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | · | 0.0 | 0.1 | · | 0.1 | 0.3 | 0.1 | · | 0.6 | 0.5 | 0.5 | · | 0.3 |
Efisiensi 1
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuasi (TTM) 12
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $15M | $14M | · | $15M | $15M | $15M | · | $16M | $15M | $15M | · | $14M | $14M | $15M | · | $15M | |
| Net Income TTM | $9M | $5M | · | $5M | $4M | $4M | · | $-3M | $-3M | $-3M | · | $3M | $4M | $7M | · | $8M | |
| Market Cap | $66M | $61M | · | $48M | $50M | $40M | · | $43M | $37M | $45M | · | $45M | $44M | $52M | · | $65M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | · | $91M | $83M | $83M | · | $63M | |
| P/E | 7.6 | 11.0 | · | 9.7 | 13.8 | 11.0 | · | -17.4 | -12.6 | -15.3 | · | 14.7 | 9.8 | 7.8 | · | 7.8 | |
| P/S | 4.5 | 4.3 | · | 3.3 | 3.4 | 2.6 | · | 2.8 | 2.5 | 3.0 | · | 3.2 | 3.0 | 3.5 | · | 4.3 | |
| P/B | 0.5 | 0.5 | · | 0.4 | 0.5 | 0.4 | · | 0.4 | 0.4 | 0.4 | · | 0.4 | 0.4 | 0.5 | · | 0.6 | |
| P / Tangible Book | 0.6 | 0.6 | · | 0.5 | 0.5 | 0.4 | · | 0.5 | 0.4 | 0.5 | · | 0.5 | 0.5 | 0.6 | · | 0.7 | |
| P / Cash Flow | · | 172.5 | · | · | · | 67.0 | · | · | · | -20.7 | · | · | · | 29.2 | · | · | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | · | · | 6.3 | 5.7 | 5.6 | · | 4.1 | |
| Earnings Yield | 13.1% | 9.1% | · | 10.3% | 7.2% | 9.0% | · | -5.8% | -8.0% | -6.5% | · | 6.8% | 10.2% | 12.8% | · | 12.9% | |
| Payout Ratio | · | 28.3% | · | · | · | 26.0% | · | · | · | 27.0% | · | · | · | 33.9% | · | · |
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
Laporan Laba Rugi
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Pendapatan | $15M | $16M | $14M | $15M | $15M |
| Laba Bersih | $6M | $4M | $-3M | $7M | $7M |
| EPS Dilusian | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 |
Neraca
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Utang / Ekuitas | — | 0.1 | 0.4 | 0.8 | — |
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Pemilik institusional (13F) 38 pengaju · $25.0M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 8 (+3 vs Kuartal sebelumnya) | 3 (0 vs Kuartal sebelumnya) | 7 (+1 vs Kuartal sebelumnya) | 5 (+2 vs Kuartal sebelumnya) | +888K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| GENDELL JEFFREY L | $6.346.427 | 1.635.677 | 25,44% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $4.416.166 | 1.138.187 | 17,70% | Saham |
| AmeriServ Wealth Advisors | $3.451.122 | 889.464 | 13,83% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $2.563.054 | 660.581 | 10,27% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $2.078.803 | 535.774 | 8,33% | Saham |
| Oppenheimer & Close, LLC | $1.413.957 | 364.422 | 5,67% | Saham |
| EWA, LLC | $960.250 | 247.487 | 3,85% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $801.721 | 206.629 | 3,21% | Saham |
| CITADEL ADVISORS LLC | $489.268 | 126.100 | 1,96% | Opsi jual |
| GEODE CAPITAL MANAGEMENT, LLC | $443.553 | 114.271 | 1,78% | Saham |
| Empowered Funds, LLC | $400.641 | 103.258 | 1,61% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $375.991 | 96.905 | 1,51% | Saham |
| Argyle Capital Management, LLC | $368.076 | 94.865 | 1,48% | Saham |
| Minerva Advisors LLC | $225.816 | 58.200 | 0,91% | Saham |
| Abacus Planning Group, Inc. | $164.950 | 42.513 | 0,66% | Saham |
| NORTHERN TRUST CORP | $113.897 | 29.355 | 0,46% | Saham |
| CITADEL ADVISORS LLC | $100.395 | 25.875 | 0,40% | Saham |
| STATE STREET CORP | $73.681 | 18.990 | 0,30% | Saham |
| CAPTRUST FINANCIAL ADVISORS | $52.314 | 13.483 | 0,21% | Saham |
| SCHULHOFF & CO INC | $50.440 | 13.000 | 0,20% | Saham |
| Vanguard Global Advisers, LLC | $22.873 | 5.895 | 0,09% | Saham |
| VANGUARD GROUP INC | $18.805 | 5.895 | 0,08% | Saham |
| BlackRock, Inc. | $8.784 | 2.264 | 0,04% | Saham |
| JPMORGAN CHASE & CO | $2.771 | 718 | 0,01% | Saham |
| Tower Research Capital LLC (TRC) | $2.281 | 588 | 0,01% | Saham |
| ROYAL BANK OF CANADA | $2.000 | 400 | 0,01% | Saham |
| MERCER GLOBAL ADVISORS INC /ADV | $1.552 | 400 | 0,01% | Saham |
| IFP Advisors, Inc | $442 | 114 | 0,00% | Saham |
| Lesa Sroufe & Co | $388 | 100.000 | 0,00% | Saham |
| CWM, LLC | $363 | 100 | 0,00% | Saham |
| BARCLAYS PLC | $147 | 38 | 0,00% | Saham |
| ACADIAN ASSET MANAGEMENT LLC | $87 | 22.760 | 0,00% | Saham |
| Cornerstone Planning Group LLC | $32 | 8 | 0,00% | Saham |
| Caitong International Asset Management Co., Ltd | $8 | 2 | 0,00% | Saham |
| SBI Securities Co., Ltd. | $8 | 2 | 0,00% | Saham |
| MORGAN STANLEY | $6 | 1 | 0,00% | Saham |
| FMR LLC | $4 | 1 | 0,00% | Saham |
| WELLS FARGO & COMPANY/MN | $2 | 0 | 0,00% | Saham |
Orang dalam perusahaan 32 orang dalam · 11 pejabat · 21 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Jeffrey A Stopko | President & CEO ASRV & Bank | 5 Mei 2026 P | 169.379 | 4 | 0 | $26.397 |
| James T Huerth | President & CEO - Trust Co. | 26 Mei 2023 P | 24.484 | 0 | 0 | $0 |
| Gregor T Young IV | President & CEO of Trust Co. | 10 Feb. 2016 M | 88.535 | 0 | 0 | $0 |
| Glenn L Wilson | President & CEO | 5 Jan. 2015 P | 85.119 | 0 | 0 | $0 |
| Ronald W Virag | President and CEO of Trust Co. | 30 Juni 2009 J | 2.838 | 0 | 0 | $0 |
| Ray M Fisher | Pres & CEO of ASRV Associates | 5 April 2006 J | 14.985 | 0 | 0 | $0 |
| Michael D Lynch | EVP & CFO | 23 Jan. 2026 M | 23.892 | 0 | 0 | $0 |
| David A Finui | Pres. ASRV Wealth & Cap. Mgmt. | 17 Feb. 2026 A | 2.234 | 0 | 0 | $0 |
| Michael R. Baylor | Exec. Vice President | 18 Feb. 2014 A | 2.608 | 0 | 0 | $0 |
| Dan L Hummel | Exec.. Vice President | 15 Jan. 2013 P | 28.160 | 0 | 0 | $0 |
| Gary M Mckeown | EVP Spec. Asst. to the Pres. | 15 Maret 2012 A | 24.193 | 0 | 0 | $0 |
| Richard W. Bloomingdale | Direktur | 17 Feb. 2026 A | 31.898 | 0 | 0 | $0 |
| David J. Hickton | Direktur | 17 Feb. 2026 A | 26.163 | 0 | 0 | $0 |
| Daniel A. Onorato | Direktur | 17 Feb. 2026 A | 57.650 | 0 | 0 | $0 |
| Kim W Kunkle | Direktur | 17 Feb. 2026 A | 180.007 | 0 | 0 | $0 |
| Amy Bradley | Direktur | 6 Juni 2025 A | 34.413 | 0 | 0 | $0 |
| Michael J Adams JR | Direktur | 6 Juni 2025 A | 148.799 | 0 | 0 | $0 |
| Mark E Pasquerilla | Direktur | 6 Juni 2025 A | 103.459 | 0 | 0 | $0 |
| Malley Margaret A O | Direktur | 18 Nov. 2024 A | 370.112 | 0 | 0 | $0 |
| Allan R Dennison | Direktur | 16 Mei 2023 A | 85.900 | 0 | 0 | $0 |
| Sara A Sargent | Direktur | 16 Mei 2023 A | 237.238 | 0 | 0 | $0 |
| Craig G Ford | Direktur | 20 Mei 2021 A | 88.965 | 0 | 0 | $0 |
| Robert L Wise | Direktur | 15 April 2020 P | 162.359 | 0 | 0 | $0 |
| Thomas C Slater | Direktur | 8 Mei 2018 A | 70.065 | 0 | 0 | $0 |
| Bruce E Duke III | Direktur | 8 Mei 2018 A | 93.845 | 0 | 0 | $0 |
| Daniel R Devos | Direktur | 8 Mei 2018 A | 77.895 | 0 | 0 | $0 |
| James M Edwards SR | Direktur | 9 Mei 2017 A | 55.987 | 0 | 0 | $0 |
| Howard M Picking III | Direktur | 1 Mei 2013 A | 79.182 | 0 | 0 | $0 |
| Christian R Rev Oravec | Direktur | 1 Mei 2013 A | 24.890 | 0 | 0 | $0 |
| James C Dewar | Direktur | 1 Mei 2013 A | 128.928 | 0 | 0 | $0 |
| Nedret E Vidinli | Direktur | 1 Juni 2009 S | 2.110.000 | 0 | 0 | $0 |
| Edward J Cernic SR | Direktur | 15 April 2009 P | 107.904 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Aktivis & pemilik 5%+ 4 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| BAIRD BRENT D, Ann N. Bonte ×3 pengajuan | 23 Jan. 2026 | 6,80% | Amandemen | — | SEC |
| SB Value Partners, L.P. ×3 pengajuan | 8 Jan. 2026 | 9,70% | Amandemen | — | SEC |
| Driver Opportunity Partners I LP, Driver Management Company LLC, J. Abbott R. Cooper, Julius D. Rudolph, Brandon L. Simmons ×6 pengajuan | 9 Agu 2023 | — | Pengajuan awal | — | SEC |
| SS. or | 21 Okt. 2004 | — | Pengajuan awal | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Kepemilikan ETF Dimiliki oleh 11 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,01% | 44.526 SH | 8 Agu 2026 | Harian |
| DFAT · Dimensional ETF Trust | 0,00% | 93.747 NS | 30 April 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 40.106 NS | 30 April 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0,00% | 30.968 NS | 30 April 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,00% | 16.773 NS | 30 April 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 3.510 NS | 30 April 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 1.301 NS | 30 April 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 163.187 SH | 8 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 448.326 SH | 8 Agu 2026 | Harian |
| DFAC · Dimensional ETF Trust | 0,00% | 3.367 NS | 30 April 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 12 NS | 30 April 2026 | N-PORT |