ASRV AmeriServ Financial Inc. - Common Stock
NASDAQ · Banking · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 14, 2026ASRV Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
ASRV Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
| Tanggal ex-dividen | Pemecahan | Tipe |
|---|---|---|
| 3 Agu 1998 | 3-for-1 | Maju |
Tentang AmeriServ Financial Inc. - Common Stock Tinjauan perusahaan dari Wikipedia
AmeriServ Financial, Inc. is a bank holding company based in Johnstown, Pennsylvania. It operates AmeriServ Financial Bank, AmeriServ Trust and Financial Services Company, and AmeriServ Life Insurance Company. The bank operates 16 automated teller machines.
Since 1996, the company has been the main sponsor of the Flood City Music Festival in Johnstown, Pennsylvania.
## History
In January 1983, USBANCORP, INC. was formed as a bank holding company.
In October 1987, AmeriServ Life Insurance Company was formed.
In October 1992, AmeriServ Trust and Financial Services Company was formed.
In May 2001, the company changed its name to AmeriServ Financial, Inc.
In March 2007, the company acquired West Chester Capital Advisors.
In 2009, the company sold its corporate trust bond administration business to U.S. Bancorp.
In August 2011, the company received $21 million from the Small Business Lending Fund, which it used to repay the $21 million investment it received from the United States Department of the Treasury as part of the Troubled Asset Relief Program.
In March 2015, Jeffrey A. Stopko was promoted to chief executive officer of the company.
Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | ASRV | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E (TTM) | 9.1rata-rata 5T ≈4.9 | ≈4.9 | 10.9 | Kurang nilai | |
| P/S (TTM) | 5.2rata-rata 5T ≈3.9 | ≈3.9 | 4.5 | Kurang nilai | |
| P/B (MRQ) | 0.6rata-rata 5T ≈0.5 | ≈0.5 | 0.9 | Kurang nilai | |
| Price / Cash Flow (Harga / Arus Kas) | 24.1rata-rata 5T ≈12.3 | ≈12.3 | 10.8 | Terlalu mahal | |
| Harga / Nilai Buku Berwujud (MRQ) | 0.6rata-rata 5T ≈0.6 | ≈0.6 | · | · | |
| PEG Ratio (Rasio PEG) | ≈1.9 | · | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | ASRV | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| EBITDA Margin (Margin EBITDA) | 11.6%rata-rata 5T ≈11.4% | ≈11.4% | · | · | |
| Margin Sebelum Pajak (TTM) | 69.0%rata-rata 5T ≈33.1% | ≈33.1% | 47.3% | Tingkat teratas | |
| Margin Laba Bersih (TTM) | 56.6%rata-rata 5T ≈27.2% | ≈27.2% | 34.6% | Tingkat teratas | |
| ROA (TTM) | 0.59%rata-rata 5T ≈0.30% | ≈0.30% | 0.98% | Lemah | |
| ROE (TTM) | 7.3%rata-rata 5T ≈3.6% | ≈3.6% | 7.1% | Lemah |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | ASRV | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | -6.3%rata-rata 5T ≈3.0% | ≈3.0% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | -0.23%rata-rata 5T ≈1.8% | ≈1.8% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 2.7% | · | · | · | |
| EPS YoY | 61.9%rata-rata 5T ≈39.5% | ≈39.5% | · | · | |
| Net Income YoY (Laba Bersih YoY) | 55.9%rata-rata 5T ≈38.3% | ≈38.3% | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | -7.5% | · | · | · | |
| EPS CAGR 5Y (CAGR EPS 5T) | 4.7% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | -9.0% | · | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | 4.1% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | ASRV | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.0rata-rata 5T ≈0.0 | ≈0.0 | 0.0 | Sejajar | |
| Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.) | ≈$49.3K | · | · | · |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Agu 3, 2026 | $0,03 | USD | ≈2.6% |
| Mei 4, 2026 | $0,03 | USD | ≈3.1% |
| Feb 2, 2026 | $0,03 | USD | ≈3.6% |
| Nov 3, 2025 | $0,03 | USD | ≈3.9% |
| Agu 4, 2025 | $0,03 | USD | ≈4.1% |
| Mei 5, 2025 | $0,03 | USD | ≈4.9% |
| Feb 3, 2025 | $0,03 | USD | ≈4.5% |
| Nov 4, 2024 | $0,03 | USD | ≈4.4% |
| Agu 5, 2024 | $0,03 | USD | ≈5.2% |
| Mei 3, 2024 | $0,03 | USD | ≈5.0% |
| Feb 2, 2024 | $0,03 | USD | ≈3.8% |
| Nov 3, 2023 | $0,03 | USD | ≈4.6% |
| Agu 4, 2023 | $0,03 | USD | ≈3.7% |
| Mei 5, 2023 | $0,03 | USD | ≈4.2% |
| Feb 3, 2023 | $0,03 | USD | ≈3.0% |
| Nov 4, 2022 | $0,03 | USD | ≈2.9% |
| Agu 5, 2022 | $0,03 | USD | ≈2.8% |
| Mei 6, 2022 | $0,03 | USD | ≈2.6% |
| Feb 4, 2022 | $0,03 | USD | ≈2.3% |
| Nov 5, 2021 | $0,03 | USD | ≈2.6% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Jul 20, 2026 | $0.16 | — | — |
| 31 Maret 2026 | $0.11 | — | — | |
| 30 Juni 2025 | $-0.02 | — | — | |
| 31 Maret 2025 | $0.12 | — | — | |
| 30 Juni 2024 | $-0.02 | — | — | |
| 31 Maret 2024 | $0.11 | — | — |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15M | $16M | $14M | $15M | $15M | $13M | $13M | $13M | |
| Interest Expense | $29M | $30M | $25M | $8M | $8M | $11M | $14M | $12M | |
| Interest Income | $71M | $67M | $61M | $49M | $47M | $47M | $50M | $47M | |
| Pretax Income | $7M | $4M | $-4M | $9M | $9M | $6M | $8M | $9M | |
| Income Tax | $1M | $798.0K | $-1M | $2M | $2M | $1M | $2M | $2M | |
| Net Income | $6M | $4M | $-3M | $7M | $7M | $5M | $6M | $8M | |
| EPS (Basic) | $0.34 | $0.21 | $-0.20 | $0.44 | $0.41 | $0.27 | $0.35 | $0.43 | |
| EPS (Diluted) | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 | $0.27 | $0.35 | $0.43 | |
| Shares (Basic) | 16,520,000 | 16,802,000 | 17,143,000 | 17,107,000 | 17,073,000 | 17,053,000 | 17,359,000 | 17,933,000 | |
| Shares (Diluted) | 16,530,000 | 16,802,000 | 17,144,000 | 17,146,000 | 17,114,000 | 17,063,000 | 17,440,000 | 18,037,000 | |
| EBITDA | $2M | $2M | $2M | $2M | $2M | $2M | · | · |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $14M | $23M | $41M | $32M | $22M | $35M | |
| PP&E (Net) | $14M | $14M | $14M | $14M | $14M | $14M | $15M | $13M | |
| PP&E (Gross) | $39M | $40M | $41M | $41M | $40M | $39M | $39M | $38M | |
| Accum. Depreciation | $25M | $26M | $27M | $26M | $26M | $25M | $24M | $25M | |
| Goodwill | $14M | $14M | $14M | $14M | $14M | $12M | $12M | $12M | |
| Intangibles | $56.0K | $77.0K | $101.0K | $128.0K | · | · | · | · | |
| Total Assets | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B | $1.28B | $1.17B | $1.16B | |
| Short-term Debt | · | $15M | $41M | $89M | $0 | $25M | $22M | $41M | |
| Deferred Tax | $2M | · | · | · | $934.0K | $3M | $640.0K | $200.0K | |
| Total Liabilities | $1.33B | $1.32B | $1.29B | $1.26B | $1.22B | $1.18B | $1.07B | $1.06B | |
| Total Debt | · | $15M | $41M | $89M | · | $25M | $22M | $41M | |
| Common Stock | $270.0K | $268.0K | $268.0K | $267.0K | $267.0K | $267.0K | $267.0K | $266.0K | |
| Retained Earnings | $64M | $60M | $59M | $65M | $60M | $55M | $52M | $47M | |
| Treasury Stock | $85M | $85M | $83M | $83M | $83M | $83M | $83M | $81M | |
| AOCI | $-7M | $-15M | $-20M | $-23M | $-7M | $-13M | $-16M | $-14M | |
| Stockholders' Equity | $119M | $107M | $102M | $106M | $117M | $104M | $99M | $98M | |
| Liabilities + Equity | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B | $1.28B | $1.17B | $1.16B | |
| Shares Outstanding | 16,522,267 | 16,519,267 | 17,147,270 | 17,117,617 | 17,081,500 | 17,060,144 | 17,057,871 | 17,619,303 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Stock-based Comp | · | $8.0K | $45.0K | $50.0K | $43.0K | $3.0K | $7.0K | $14.0K | |
| Deferred Tax | $992.0K | $-34.0K | $-565.0K | $533.0K | $729.0K | $2M | $179.0K | $3M | |
| Amort. of Intangibles | $21.0K | $24.0K | $27.0K | $30.0K | $19.0K | · | · | · | |
| Other Non-cash | $-5M | $-3M | $8M | $-5M | $395.0K | $-9M | · | · | |
| Operating Cash Flow | $3M | $3M | $6M | $5M | $10M | $-1M | $5M | $8M | |
| Investing Cash Flow | $11M | $-23M | $-40M | $-56M | $-488.0K | $-95M | $-13M | $3M | |
| Stock Repurchased | · | $2M | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | |
| Financing Cash Flow | $19M | $24M | $25M | $33M | $146.0K | $106M | $-5M | $-10M | |
| Net Change in Cash | · | · | · | · | · | · | · | $706.0K |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 38.4% | 23.1% | -23.1% | 50.5% | 47.2% | 35.9% | 12.0% | 15.6% | |
| Pretax Margin | 46.4% | 28.2% | -30.3% | 62.4% | 58.6% | 45.3% | 15.1% | 18.9% | |
| EBITDA Margin | 11.6% | 10.9% | 11.7% | 11.5% | 11.4% | 12.5% | · | · | |
| ROA | 0.39% | 0.26% | -0.24% | 0.55% | 0.54% | 0.38% | 0.52% | 0.67% | |
| ROE | 4.9% | 3.3% | -3.3% | 7.2% | 6.1% | 4.4% | 6.0% | 8.0% |
Likuiditas & Solvabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | 0.1 | 0.4 | 0.8 | · | 0.2 | 0.2 | 0.4 |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $7.22 | $6.49 | $5.96 | $6.20 | $6.82 | $6.12 | $5.78 | $5.56 | |
| Revenue / Share | $0.89 | $0.93 | $0.85 | $0.86 | $0.87 | $0.75 | $2.88 | $2.76 | |
| Cash Flow / Share | $0.19 | $0.16 | $0.37 | $0.30 | $0.58 | $-0.08 | $0.28 | $0.44 | |
| Cash / Share | · | · | $0.82 | $1.34 | $2.41 | $1.85 | $1.30 | $1.98 | |
| Dividend / Share | $0.12 | $0.12 | $0.12 | $0.12 | $0.10 | $0.10 | $0.10 | $0.07 | |
| EPS (TTM) | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 | $0.27 | $0.35 | $0.43 |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -6.3% | 7.8% | -1.7% | -1.5% | 16.7% | · | · | · | |
| Revenue CAGR 3Y | -0.23% | 1.4% | 4.2% | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.7% | · | · | · | · | · | · | · | |
| EPS YoY | 61.9% | · | · | 4.9% | 51.8% | · | · | · | |
| EPS CAGR 3Y | -7.5% | -20.0% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 4.7% | · | · | · | · | · | · | · | |
| Net Income YoY | 55.9% | · | · | 5.3% | 53.8% | · | · | · | |
| Net Income CAGR 3Y | -9.0% | -20.2% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 4.1% | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 2.9% | · | · | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $15M | $16M | $14M | $15M | $15M | $13M | $13M | $13M | |
| Net Income TTM | $6M | $4M | $-3M | $7M | $7M | $5M | $6M | $8M | |
| Market Cap | $53M | $44M | $56M | $67M | $66M | $53M | $72M | $71M | |
| Enterprise Value | · | · | $82M | $133M | · | $47M | $72M | $77M | |
| P/E | 9.4 | 12.8 | -16.2 | 9.2 | 9.4 | 11.6 | 12.0 | 9.4 | |
| P/S | 3.6 | 2.8 | 3.8 | 4.6 | 4.4 | 4.2 | 5.6 | 5.5 | |
| P/B | 0.4 | 0.4 | 0.5 | 0.6 | 0.6 | 0.5 | 0.7 | 0.7 | |
| P / Tangible Book | 0.5 | 0.5 | 0.6 | 0.7 | 0.6 | 0.6 | · | · | |
| P / Cash Flow | 16.5 | 16.5 | 8.8 | 12.9 | 6.6 | -38.9 | 14.7 | 8.9 | |
| EV / EBITDA | · | · | 48.5 | 78.3 | · | 29.1 | · | · | |
| EV / Revenue | · | · | 5.7 | 9.0 | · | 3.6 | 5.6 | 6.0 | |
| Dividend Yield | 3.8% | 4.6% | 3.7% | 2.9% | 2.6% | 3.2% | 2.3% | 1.9% | |
| Earnings Yield | 10.7% | 7.8% | -6.2% | 10.9% | 10.6% | 8.6% | 8.3% | 10.7% | |
| Payout Ratio | 35.3% | 56.1% | -61.5% | 26.4% | 24.1% | 37.3% | 27.2% | 17.3% | |
| Annual Payout | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4M | $4M | $4M | $4M | $4M | $3M | $4M | $4M | $4M | $4M | · | $4M | $4M | $3M | · | $4M | |
| Interest Expense | $7M | $7M | $7M | $7M | $7M | $7M | $8M | $8M | $8M | $7M | $7M | $7M | $6M | $5M | $4M | $2M | |
| Interest Income | $18M | $18M | $18M | $18M | $18M | $17M | $17M | $17M | $17M | $16M | $16M | $15M | $15M | $15M | $14M | $13M | |
| Pretax Income | $3M | $2M | $2M | $3M | $-352.0K | $2M | $1M | $1M | $-484.0K | $2M | $-7M | $771.0K | $-248.0K | $2M | $1M | $3M | |
| Income Tax | $661.0K | $426.0K | $236.0K | $540.0K | $-70.0K | $478.0K | $187.0K | $237.0K | $-109.0K | $483.0K | $-1M | $124.0K | $-61.0K | $372.0K | $126.0K | $526.0K | |
| Net Income | $3M | $2M | $1M | $3M | $-282.0K | $2M | $889.0K | $1M | $-375.0K | $2M | $-5M | $647.0K | $-187.0K | $2M | $947.0K | $2M | |
| EPS (Basic) | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 | $-0.01 | $0.09 | $0.06 | $0.12 | |
| EPS (Diluted) | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 | $-0.01 | $0.09 | $0.06 | $0.12 | |
| Shares (Basic) | 16,964,267 | 16,927,456 | · | 16,519,267 | 16,519,267 | 16,519,267 | · | 16,519,267 | 17,030,000 | 17,147,000 | · | 17,147,000 | 17,147,000 | 17,131,000 | · | 17,111,000 | |
| Shares (Diluted) | 16,965,554 | 16,928,095 | · | 16,519,368 | 16,519,267 | 16,519,267 | · | 16,519,267 | 17,030,000 | 17,147,000 | · | 17,147,000 | 17,147,000 | 17,155,000 | · | 17,145,000 |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | · | · | · | $18M | $17M | $22M | · | $29M | |
| PP&E (Net) | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $15M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| PP&E (Gross) | · | · | $39M | · | · | · | $40M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $25M | · | · | · | $26M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| Intangibles | $47.0K | $51.0K | $56.0K | $61.0K | $66.0K | $71.0K | $77.0K | $82.0K | $88.0K | $94.0K | · | $107.0K | $113.0K | $120.0K | · | · | |
| Total Assets | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B | $1.42B | $1.41B | $1.40B | $1.38B | · | $1.36B | $1.35B | $1.35B | · | $1.35B | |
| Short-term Debt | · | · | · | · | $3M | $10M | $15M | $12M | $35M | $11M | · | $63M | $57M | $53M | · | $26M | |
| Deferred Tax | $2M | $2M | $2M | $415.0K | · | · | · | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $1.34B | $1.35B | $1.33B | $1.35B | $1.34B | $1.32B | $1.32B | $1.30B | $1.30B | $1.28B | · | $1.26B | $1.24B | $1.24B | · | $1.25B | |
| Total Debt | · | · | · | · | $3M | $10M | · | $12M | $35M | $11M | · | $63M | $57M | $53M | · | $26M | |
| Common Stock | $272.0K | $272.0K | $270.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | · | $268.0K | $268.0K | $268.0K | · | $267.0K | |
| Retained Earnings | $68M | $65M | $64M | $63M | $61M | $62M | $60M | $60M | $59M | $60M | · | $65M | $65M | $65M | · | $65M | |
| Treasury Stock | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $83M | · | $83M | $83M | $83M | · | $83M | |
| AOCI | $-8M | $-8M | $-7M | $-10M | $-12M | $-13M | $-15M | $-14M | $-18M | $-20M | $-20M | $-27M | $-24M | $-23M | $-23M | $-27M | |
| Stockholders' Equity | $123M | $121M | $119M | $115M | $111M | $111M | $107M | $108M | $104M | $104M | $102M | $101M | $104M | $106M | · | $102M | |
| Liabilities + Equity | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B | $1.42B | $1.41B | $1.40B | $1.38B | · | $1.36B | $1.35B | $1.35B | · | $1.35B | |
| Shares Outstanding | 16,964,267 | 16,964,267 | 16,522,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 17,147,270 | · | 17,147,270 | 17,147,270 | 17,147,270 | · | 17,112,617 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | · | · | · | · | · | · | $0 | $0 | $0 | $8.0K | · | $11.0K | $12.0K | $12.0K | · | $12.0K | |
| Amort. of Intangibles | $4.0K | $5.0K | $5.0K | $5.0K | $5.0K | $6.0K | $5.0K | $6.0K | $6.0K | $7.0K | · | $6.0K | $7.0K | $8.0K | · | $7.0K | |
| Operating Cash Flow | $-1M | $356.0K | $1M | $1M | $-62.0K | $599.0K | $3M | $-235.0K | $2M | $-2M | · | $3M | $704.0K | $2M | · | $806.0K | |
| Investing Cash Flow | $-11M | $-15M | $10M | $17M | $-14M | $-2M | $-23M | $5M | $-17M | $13M | · | $-16M | $-5M | $14M | · | $-32M | |
| Stock Repurchased | · | · | · | · | · | · | $0 | $0 | · | · | · | · | · | · | · | · | |
| Dividends Paid | $510.0K | $508.0K | $496.0K | $495.0K | $495.0K | $496.0K | $496.0K | $495.0K | $515.0K | $514.0K | · | $513.0K | $515.0K | $514.0K | · | $513.0K | |
| Financing Cash Flow | $-14M | $18M | $-14M | $10M | $16M | $8M | $16M | $-746.0K | $16M | $-7M | · | $14M | $-1M | $-16M | · | $30M |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 70.7% | 49.7% | · | 69.5% | -7.8% | 55.0% | · | 30.5% | -9.7% | 46.9% | · | 17.4% | -5.2% | 43.5% | · | 57.8% | |
| Pretax Margin | 87.8% | 61.5% | · | 84.3% | -9.8% | 68.8% | · | 36.6% | -12.5% | 58.8% | · | 20.8% | -6.9% | 54.1% | · | 72.2% | |
| ROA | 0.19% | 0.12% | · | 0.18% | -0.02% | 0.14% | · | 0.09% | -0.03% | 0.14% | · | 0.05% | -0.01% | 0.11% | · | 0.16% | |
| ROE | 2.3% | 1.6% | · | 2.3% | -0.26% | 1.8% | · | 1.1% | -0.36% | 1.8% | · | 0.64% | -0.18% | 1.4% | · | 1.9% |
Likuiditas & Solvabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | · | 0.0 | 0.1 | · | 0.1 | 0.3 | 0.1 | · | 0.6 | 0.5 | 0.5 | · | 0.3 |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $7.26 | $7.12 | · | $6.94 | $6.71 | $6.70 | · | $6.55 | $6.28 | $6.06 | · | $5.91 | $6.04 | $6.18 | · | $5.94 | |
| Revenue / Share | $0.23 | $0.21 | · | $0.22 | $0.22 | $0.21 | · | $0.23 | $0.23 | $0.24 | · | $0.22 | $0.21 | $0.20 | · | $0.21 | |
| Cash Flow / Share | · | $0.02 | · | · | · | $0.04 | · | · | · | $-0.13 | · | · | · | $0.10 | · | · | |
| Cash / Share | · | · | · | · | · | · | · | · | · | · | · | $1.05 | $1.00 | $1.29 | · | $1.67 | |
| Dividend / Share | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | |
| EPS (TTM) | $0.51 | $0.33 | · | $0.30 | $0.22 | $0.22 | · | $-0.15 | $-0.18 | $-0.17 | · | $0.18 | $0.26 | $0.39 | · | $0.49 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $15M | $15M | · | $15M | $15M | $15M | · | · | · | · | · | · | · | · | · | $15M | |
| Net Income TTM | $9M | $5M | · | $5M | $4M | $4M | · | $-3M | $-3M | $-3M | · | $3M | $4M | $7M | · | $8M | |
| Market Cap | $66M | $61M | · | $48M | $50M | $40M | · | $43M | $37M | $45M | · | $45M | $44M | $52M | · | $65M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | · | $91M | $83M | $83M | · | $63M | |
| P/E | 7.6 | 11.0 | · | 9.7 | 13.8 | 11.0 | · | -17.4 | -12.6 | -15.3 | · | 14.7 | 9.8 | 7.8 | · | 7.8 | |
| P/S | 4.4 | 4.2 | · | 3.3 | 3.4 | 2.7 | · | · | · | · | · | · | · | · | · | 4.3 | |
| P/B | 0.5 | 0.5 | · | 0.4 | 0.5 | 0.4 | · | 0.4 | 0.4 | 0.4 | · | 0.4 | 0.4 | 0.5 | · | 0.6 | |
| P / Tangible Book | 0.6 | 0.6 | · | 0.5 | 0.5 | 0.4 | · | 0.5 | 0.4 | 0.5 | · | 0.5 | 0.5 | 0.6 | · | 0.7 | |
| P / Cash Flow | · | 172.5 | · | · | · | 67.0 | · | · | · | -20.7 | · | · | · | 29.2 | · | · | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | 4.2 | |
| Dividend Yield | 3.0% | 3.2% | · | 4.1% | 4.0% | 5.0% | · | · | · | · | · | · | · | · | · | 2.9% | |
| Earnings Yield | 13.1% | 9.1% | · | 10.3% | 7.2% | 9.0% | · | -5.8% | -8.0% | -6.5% | · | 6.8% | 10.2% | 12.8% | · | 12.9% | |
| Payout Ratio | · | 28.3% | · | · | · | 26.0% | · | · | · | 27.0% | · | · | · | 33.9% | · | · | |
| Annual Payout | $2M | $2M | · | $2M | $2M | $2M | · | · | · | · | · | · | · | · | · | $2M |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Pendapatan | $15M | $16M | $14M | $15M | $15M |
| Laba Bersih | $6M | $4M | $-3M | $7M | $7M |
| EPS Dilusian | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 |
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Utang / Ekuitas | · | 0.1 | 0.4 | 0.8 | · |
Data fundamental belum cukup untuk membuat laporan ini.
Pemilik institusional (13F) 37 pengaju · $28.1M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 4 (-4 vs Kuartal sebelumnya) | 3 (0 vs Kuartal sebelumnya) | 9 (+2 vs Kuartal sebelumnya) | 5 (+2 vs Kuartal sebelumnya) | +110K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| GENDELL JEFFREY L | $6.346.427 | 1.635.677 | 22,61% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $4.482.941 | 1.155.397 | 15,97% | Saham |
| AmeriServ Wealth Advisors | $3.451.122 | 889.464 | 12,29% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $2.563.054 | 660.581 | 9,13% | Saham |
| VANGUARD GROUP INC | $2.386.886 | 748.240 | 8,50% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $2.078.803 | 535.774 | 7,41% | Saham |
| Oppenheimer & Close, LLC | $1.413.957 | 364.422 | 5,04% | Saham |
| EWA, LLC | $960.250 | 247.487 | 3,42% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $801.721 | 206.629 | 2,86% | Saham |
| BlackRock, Inc. | $586.896 | 151.262 | 2,09% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $552.456 | 142.339 | 1,97% | Saham |
| CITADEL ADVISORS LLC | $489.268 | 126.100 | 1,74% | Opsi jual |
| Empowered Funds, LLC | $400.641 | 103.258 | 1,43% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $375.991 | 96.905 | 1,34% | Saham |
| Argyle Capital Management, LLC | $368.076 | 94.865 | 1,31% | Saham |
| Minerva Advisors LLC | $225.816 | 58.200 | 0,80% | Saham |
| Abacus Planning Group, Inc. | $164.950 | 42.513 | 0,59% | Saham |
| NORTHERN TRUST CORP | $113.897 | 29.355 | 0,41% | Saham |
| CITADEL ADVISORS LLC | $100.395 | 25.875 | 0,36% | Saham |
| STATE STREET CORP | $73.681 | 18.990 | 0,26% | Saham |
| CAPTRUST FINANCIAL ADVISORS | $52.314 | 13.483 | 0,19% | Saham |
| SCHULHOFF & CO INC | $50.440 | 13.000 | 0,18% | Saham |
| Vanguard Global Advisers, LLC | $22.873 | 5.895 | 0,08% | Saham |
| JPMORGAN CHASE & CO | $2.771 | 718 | 0,01% | Saham |
| Tower Research Capital LLC (TRC) | $2.281 | 588 | 0,01% | Saham |
| ROYAL BANK OF CANADA | $2.000 | 400 | 0,01% | Saham |
| IFP Advisors, Inc | $442 | 114 | 0,00% | Saham |
| Lesa Sroufe & Co | $388 | 100.000 | 0,00% | Saham |
| CWM, LLC | $363 | 100 | 0,00% | Saham |
| BARCLAYS PLC | $147 | 38 | 0,00% | Saham |
| ACADIAN ASSET MANAGEMENT LLC | $87 | 22.760 | 0,00% | Saham |
| Cornerstone Planning Group LLC | $32 | 8 | 0,00% | Saham |
| Caitong International Asset Management Co., Ltd | $8 | 2 | 0,00% | Saham |
| SBI Securities Co., Ltd. | $8 | 2 | 0,00% | Saham |
| MORGAN STANLEY | $6 | 1 | 0,00% | Saham |
| FMR LLC | $4 | 1 | 0,00% | Saham |
| WELLS FARGO & COMPANY/MN | $2 | 0 | 0,00% | Saham |
Aktivis & pemilik 5%+ 4 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| BAIRD BRENT D, Ann N. Bonte ×3 pengajuan | 23 Jan. 2026 | 6,80% | Amandemen | Investasi pasif | SEC |
| SB Value Partners, L.P. ×3 pengajuan | 8 Jan. 2026 | 9,70% | Amandemen | · | SEC |
| Driver Opportunity Partners I LP, Driver Management Company LLC, J. Abbott R. Cooper, Julius D. Rudolph, Brandon L. Simmons ×6 pengajuan | 9 Agu 2023 | · | Pengajuan awal | · | SEC |
| SS. or | 21 Okt. 2004 | · | Pengajuan awal | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 32 orang dalam · 11 pejabat · 21 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Jeffrey A Stopko | President & CEO ASRV & Bank | 11 Sep. 2026 P | 171.379 | 2 | 0 | $21.430 |
| James T Huerth | President & CEO - Trust Co. | 26 Mei 2023 P | 24.484 | 0 | 0 | $0 |
| Gregor T Young IV | President & CEO of Trust Co. | 10 Feb. 2016 M | 88.535 | 0 | 0 | $0 |
| Glenn L Wilson | President & CEO | 5 Jan. 2015 P | 85.119 | 0 | 0 | $0 |
| Ronald W Virag | President and CEO of Trust Co. | 30 Juni 2009 J | 2.838 | 0 | 0 | $0 |
| Ray M Fisher | Pres & CEO of ASRV Associates | 5 April 2006 J | 14.985 | 0 | 0 | $0 |
| Michael D Lynch | EVP & CFO | 23 Jan. 2026 M | 23.892 | 0 | 0 | $0 |
| David A Finui | EVP - ASRV Wealth & Cap. Mgmt. | 4 Sep. 2026 M | 2.250 | 0 | 2 | $-48.890 |
| Michael R. Baylor | Exec. Vice President | 18 Feb. 2014 A | 2.608 | 0 | 0 | $0 |
| Dan L Hummel | Exec.. Vice President | 15 Jan. 2013 P | 28.160 | 0 | 0 | $0 |
| Gary M Mckeown | EVP Spec. Asst. to the Pres. | 15 Maret 2012 A | 24.193 | 0 | 0 | $0 |
| Richard W. Bloomingdale | Direktur | 17 Agu 2026 A | 39.585 | 0 | 0 | $0 |
| David J. Hickton | Direktur | 17 Agu 2026 A | 33.805 | 0 | 0 | $0 |
| Daniel A. Onorato | Direktur | 17 Agu 2026 A | 65.714 | 0 | 0 | $0 |
| Kim W Kunkle | Direktur | 17 Agu 2026 A | 189.601 | 0 | 0 | $0 |
| Amy Bradley | Direktur | 2 Juni 2026 A | 41.663 | 0 | 0 | $0 |
| Michael J Adams JR | Direktur | 2 Juni 2026 A | 156.049 | 0 | 0 | $0 |
| Mark E Pasquerilla | Direktur | 2 Juni 2026 A | 110.709 | 0 | 0 | $0 |
| Malley Margaret A O | Direktur | 18 Nov. 2024 A | 370.112 | 0 | 0 | $0 |
| Allan R Dennison | Direktur | 16 Mei 2023 A | 85.900 | 0 | 0 | $0 |
| Sara A Sargent | Direktur | 16 Mei 2023 A | 237.238 | 0 | 0 | $0 |
| Craig G Ford | Direktur | 20 Mei 2021 A | 88.965 | 0 | 0 | $0 |
| Robert L Wise | Direktur | 15 April 2020 P | 162.359 | 0 | 0 | $0 |
| Thomas C Slater | Direktur | 8 Mei 2018 A | 70.065 | 0 | 0 | $0 |
| Bruce E Duke III | Direktur | 8 Mei 2018 A | 93.845 | 0 | 0 | $0 |
| Daniel R Devos | Direktur | 8 Mei 2018 A | 77.895 | 0 | 0 | $0 |
| James M Edwards SR | Direktur | 9 Mei 2017 A | 55.987 | 0 | 0 | $0 |
| Howard M Picking III | Direktur | 1 Mei 2013 A | 79.182 | 0 | 0 | $0 |
| Christian R Rev Oravec | Direktur | 1 Mei 2013 A | 24.890 | 0 | 0 | $0 |
| James C Dewar | Direktur | 1 Mei 2013 A | 128.928 | 0 | 0 | $0 |
| Nedret E Vidinli | Direktur | 1 Juni 2009 S | 2.110.000 | 0 | 0 | $0 |
| Edward J Cernic SR | Direktur | 15 April 2009 P | 107.904 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 11 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,02% | 44.233 SH | 11 Sep. 2026 | Harian |
| DFAT · Dimensional ETF Trust | 0,00% | 93.747 NS | 31 Juli 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 40.106 NS | 31 Juli 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0,00% | 30.968 NS | 31 Juli 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,00% | 16.773 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 3.510 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 1.301 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 163.187 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 448.326 SH | 19 Agu 2026 | Harian |
| DFAC · Dimensional ETF Trust | 0,00% | 3.367 NS | 31 Juli 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 12 NS | 31 Juli 2026 | N-PORT |
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
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