ASRV Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $4.64
Kapitalisasi Pasar (MRQ) $79M
P/E (TTM) 9.1
EPS (TTM) $0.51
Pendapatan (TTM) $15M
Imbal Hasil Dividen 2.6%
ROE (TTM) 7.3%
Rentang 52M $3–$5

ASRV Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Pemecahan saham 1
Tanggal ex-dividen Pemecahan Tipe
3 Agu 1998 3-for-1 Maju

Tentang AmeriServ Financial Inc. - Common Stock Tinjauan perusahaan dari Wikipedia

05 · wikidata

AmeriServ Financial, Inc. is a bank holding company based in Johnstown, Pennsylvania. It operates AmeriServ Financial Bank, AmeriServ Trust and Financial Services Company, and AmeriServ Life Insurance Company. The bank operates 16 automated teller machines.

Since 1996, the company has been the main sponsor of the Flood City Music Festival in Johnstown, Pennsylvania.

## History

In January 1983, USBANCORP, INC. was formed as a bank holding company.

In October 1987, AmeriServ Life Insurance Company was formed.

In October 1992, AmeriServ Trust and Financial Services Company was formed.

In May 2001, the company changed its name to AmeriServ Financial, Inc.

In March 2007, the company acquired West Chester Capital Advisors.

In 2009, the company sold its corporate trust bond administration business to U.S. Bancorp.

In August 2011, the company received $21 million from the Small Business Lending Fund, which it used to repay the $21 million investment it received from the United States Department of the Treasury as part of the Troubled Asset Relief Program.

In March 2015, Jeffrey A. Stopko was promoted to chief executive officer of the company.

Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗

Wikidata ↗

sektorFinancials industriBanking karyawan297 negaraUS

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$15M
2018-12-31 → 2025-12-31
EPS$0.34
2016-12-31 → 2025-12-31
Margin bersih56.6%
2016-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun ASRV rata-rata 5T Median Rekan Kesimpulan
P/E (TTM) 9.1rata-rata 5T ≈4.9 ≈4.9 10.9 Kurang nilai
P/S (TTM) 5.2rata-rata 5T ≈3.9 ≈3.9 4.5 Kurang nilai
P/B (MRQ) 0.6rata-rata 5T ≈0.5 ≈0.5 0.9 Kurang nilai
Price / Cash Flow (Harga / Arus Kas) 24.1rata-rata 5T ≈12.3 ≈12.3 10.8 Terlalu mahal
Harga / Nilai Buku Berwujud (MRQ) 0.6rata-rata 5T ≈0.6 ≈0.6 · ·
PEG Ratio (Rasio PEG) ≈1.9 · · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Imbal Hasil Dividen2.6%
Rasio Pembayaran Dividen35.3%
Pembayaran Tahunan≈$0.12Dibayar triwulanan
CAGR Dividen 5T≈3.7%Per saham, disesuaikan pemecahan saham
Tanggal ex-dividenJumlahMata UangImbal Hasil
Agu 3, 2026$0,03USD≈2.6%
Mei 4, 2026$0,03USD≈3.1%
Feb 2, 2026$0,03USD≈3.6%
Nov 3, 2025$0,03USD≈3.9%
Agu 4, 2025$0,03USD≈4.1%
Mei 5, 2025$0,03USD≈4.9%
Feb 3, 2025$0,03USD≈4.5%
Nov 4, 2024$0,03USD≈4.4%
Agu 5, 2024$0,03USD≈5.2%
Mei 3, 2024$0,03USD≈5.0%
Feb 2, 2024$0,03USD≈3.8%
Nov 3, 2023$0,03USD≈4.6%
Agu 4, 2023$0,03USD≈3.7%
Mei 5, 2023$0,03USD≈4.2%
Feb 3, 2023$0,03USD≈3.0%
Nov 4, 2022$0,03USD≈2.9%
Agu 5, 2022$0,03USD≈2.8%
Mei 6, 2022$0,03USD≈2.6%
Feb 4, 2022$0,03USD≈2.3%
Nov 5, 2021$0,03USD≈2.6%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Laporan Berikutnya Okt 19, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Jul 20, 2026 $0.16 — —
31 Maret 2026 $0.11 — —
30 Juni 2025 $-0.02 — —
31 Maret 2025 $0.12 — —
30 Juni 2024 $-0.02 — —
31 Maret 2024 $0.11 — —

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 11
Metrik Tren 20252024202320222021202020192018
Revenue $15M$16M$14M$15M$15M$13M$13M$13M
Interest Expense $29M$30M$25M$8M$8M$11M$14M$12M
Interest Income $71M$67M$61M$49M$47M$47M$50M$47M
Pretax Income $7M$4M$-4M$9M$9M$6M$8M$9M
Income Tax $1M$798.0K$-1M$2M$2M$1M$2M$2M
Net Income $6M$4M$-3M$7M$7M$5M$6M$8M
EPS (Basic) $0.34$0.21$-0.20$0.44$0.41$0.27$0.35$0.43
EPS (Diluted) $0.34$0.21$-0.20$0.43$0.41$0.27$0.35$0.43
Shares (Basic) 16,520,00016,802,00017,143,00017,107,00017,073,00017,053,00017,359,00017,933,000
Shares (Diluted) 16,530,00016,802,00017,144,00017,146,00017,114,00017,063,00017,440,00018,037,000
EBITDA $2M$2M$2M$2M$2M$2M··
Neraca 18
Metrik Tren 20252024202320222021202020192018
Cash & Equivalents ··$14M$23M$41M$32M$22M$35M
PP&E (Net) $14M$14M$14M$14M$14M$14M$15M$13M
PP&E (Gross) $39M$40M$41M$41M$40M$39M$39M$38M
Accum. Depreciation $25M$26M$27M$26M$26M$25M$24M$25M
Goodwill $14M$14M$14M$14M$14M$12M$12M$12M
Intangibles $56.0K$77.0K$101.0K$128.0K····
Total Assets $1.45B$1.42B$1.39B$1.36B$1.34B$1.28B$1.17B$1.16B
Short-term Debt ·$15M$41M$89M$0$25M$22M$41M
Deferred Tax $2M···$934.0K$3M$640.0K$200.0K
Total Liabilities $1.33B$1.32B$1.29B$1.26B$1.22B$1.18B$1.07B$1.06B
Total Debt ·$15M$41M$89M·$25M$22M$41M
Common Stock $270.0K$268.0K$268.0K$267.0K$267.0K$267.0K$267.0K$266.0K
Retained Earnings $64M$60M$59M$65M$60M$55M$52M$47M
Treasury Stock $85M$85M$83M$83M$83M$83M$83M$81M
AOCI $-7M$-15M$-20M$-23M$-7M$-13M$-16M$-14M
Stockholders' Equity $119M$107M$102M$106M$117M$104M$99M$98M
Liabilities + Equity $1.45B$1.42B$1.39B$1.36B$1.34B$1.28B$1.17B$1.16B
Shares Outstanding 16,522,26716,519,26717,147,27017,117,61717,081,50017,060,14417,057,87117,619,303
Arus Kas 11
Metrik Tren 20252024202320222021202020192018
D&A $2M$2M$2M$2M$2M$2M$2M$2M
Stock-based Comp ·$8.0K$45.0K$50.0K$43.0K$3.0K$7.0K$14.0K
Deferred Tax $992.0K$-34.0K$-565.0K$533.0K$729.0K$2M$179.0K$3M
Amort. of Intangibles $21.0K$24.0K$27.0K$30.0K$19.0K···
Other Non-cash $-5M$-3M$8M$-5M$395.0K$-9M··
Operating Cash Flow $3M$3M$6M$5M$10M$-1M$5M$8M
Investing Cash Flow $11M$-23M$-40M$-56M$-488.0K$-95M$-13M$3M
Stock Repurchased ·$2M······
Dividends Paid $2M$2M$2M$2M$2M$2M$2M$1M
Financing Cash Flow $19M$24M$25M$33M$146.0K$106M$-5M$-10M
Net Change in Cash ·······$706.0K
Profitabilitas 5
Metrik Tren 20252024202320222021202020192018
Net Margin 38.4%23.1%-23.1%50.5%47.2%35.9%12.0%15.6%
Pretax Margin 46.4%28.2%-30.3%62.4%58.6%45.3%15.1%18.9%
EBITDA Margin 11.6%10.9%11.7%11.5%11.4%12.5%··
ROA 0.39%0.26%-0.24%0.55%0.54%0.38%0.52%0.67%
ROE 4.9%3.3%-3.3%7.2%6.1%4.4%6.0%8.0%
Likuiditas & Solvabilitas 1
Metrik Tren 20252024202320222021202020192018
Debt / Equity ·0.10.40.8·0.20.20.4
Efisiensi 1
Metrik Tren 20252024202320222021202020192018
Asset Turnover 0.00.00.00.00.00.00.00.0
Per Saham 6
Metrik Tren 20252024202320222021202020192018
Book Value / Share $7.22$6.49$5.96$6.20$6.82$6.12$5.78$5.56
Revenue / Share $0.89$0.93$0.85$0.86$0.87$0.75$2.88$2.76
Cash Flow / Share $0.19$0.16$0.37$0.30$0.58$-0.08$0.28$0.44
Cash / Share ··$0.82$1.34$2.41$1.85$1.30$1.98
Dividend / Share $0.12$0.12$0.12$0.12$0.10$0.10$0.10$0.07
EPS (TTM) $0.34$0.21$-0.20$0.43$0.41$0.27$0.35$0.43
Tingkat Pertumbuhan 10
Metrik Tren 20252024202320222021202020192018
Revenue YoY -6.3%7.8%-1.7%-1.5%16.7%···
Revenue CAGR 3Y -0.23%1.4%4.2%·····
Revenue CAGR 5Y 2.7%·······
EPS YoY 61.9%··4.9%51.8%···
EPS CAGR 3Y -7.5%-20.0%······
EPS CAGR 5Y 4.7%·······
Net Income YoY 55.9%··5.3%53.8%···
Net Income CAGR 3Y -9.0%-20.2%······
Net Income CAGR 5Y 4.1%·······
Dividends Paid CAGR 5Y 2.9%·······
Valuasi (TTM) 15
Metrik Tren 20252024202320222021202020192018
Revenue TTM $15M$16M$14M$15M$15M$13M$13M$13M
Net Income TTM $6M$4M$-3M$7M$7M$5M$6M$8M
Market Cap $53M$44M$56M$67M$66M$53M$72M$71M
Enterprise Value ··$82M$133M·$47M$72M$77M
P/E 9.412.8-16.29.29.411.612.09.4
P/S 3.62.83.84.64.44.25.65.5
P/B 0.40.40.50.60.60.50.70.7
P / Tangible Book 0.50.50.60.70.60.6··
P / Cash Flow 16.516.58.812.96.6-38.914.78.9
EV / EBITDA ··48.578.3·29.1··
EV / Revenue ··5.79.0·3.65.66.0
Dividend Yield 3.8%4.6%3.7%2.9%2.6%3.2%2.3%1.9%
Earnings Yield 10.7%7.8%-6.2%10.9%10.6%8.6%8.3%10.7%
Payout Ratio 35.3%56.1%-61.5%26.4%24.1%37.3%27.2%17.3%
Annual Payout $2M$2M$2M$2M$2M$2M$2M$1M

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $15M $16M $14M $15M $15M
Laba Bersih $6M $4M $-3M $7M $7M
EPS Dilusian $0.34 $0.21 $-0.20 $0.43 $0.41

Pemilik institusional (13F) 37 pengaju · $28.1M total · Per tanggal 30 Juni 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 37
Nilai yang dipegang $28.1M
Posisi baru 4
Posisi yang keluar 3
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
4 (-4 vs Kuartal sebelumnya) 3 (0 vs Kuartal sebelumnya) 9 (+2 vs Kuartal sebelumnya) 5 (+2 vs Kuartal sebelumnya) +110K

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
GENDELL JEFFREY L $6.346.427 1.635.677 22,61% Saham
DIMENSIONAL FUND ADVISORS LP $4.482.941 1.155.397 15,97% Saham
AmeriServ Wealth Advisors $3.451.122 889.464 12,29% Saham
VANGUARD CAPITAL MANAGEMENT LLC $2.563.054 660.581 9,13% Saham
VANGUARD GROUP INC $2.386.886 748.240 8,50% Saham
RENAISSANCE TECHNOLOGIES LLC $2.078.803 535.774 7,41% Saham
Oppenheimer & Close, LLC $1.413.957 364.422 5,04% Saham
EWA, LLC $960.250 247.487 3,42% Saham
BRIDGEWAY CAPITAL MANAGEMENT, LLC $801.721 206.629 2,86% Saham
BlackRock, Inc. $586.896 151.262 2,09% Saham
GEODE CAPITAL MANAGEMENT, LLC $552.456 142.339 1,97% Saham
CITADEL ADVISORS LLC $489.268 126.100 1,74% Opsi jual
Empowered Funds, LLC $400.641 103.258 1,43% Saham
VANGUARD FIDUCIARY TRUST CO $375.991 96.905 1,34% Saham
Argyle Capital Management, LLC $368.076 94.865 1,31% Saham
Minerva Advisors LLC $225.816 58.200 0,80% Saham
Abacus Planning Group, Inc. $164.950 42.513 0,59% Saham
NORTHERN TRUST CORP $113.897 29.355 0,41% Saham
CITADEL ADVISORS LLC $100.395 25.875 0,36% Saham
STATE STREET CORP $73.681 18.990 0,26% Saham
CAPTRUST FINANCIAL ADVISORS $52.314 13.483 0,19% Saham
SCHULHOFF & CO INC $50.440 13.000 0,18% Saham
Vanguard Global Advisers, LLC $22.873 5.895 0,08% Saham
JPMORGAN CHASE & CO $2.771 718 0,01% Saham
Tower Research Capital LLC (TRC) $2.281 588 0,01% Saham
ROYAL BANK OF CANADA $2.000 400 0,01% Saham
IFP Advisors, Inc $442 114 0,00% Saham
Lesa Sroufe & Co $388 100.000 0,00% Saham
CWM, LLC $363 100 0,00% Saham
BARCLAYS PLC $147 38 0,00% Saham
ACADIAN ASSET MANAGEMENT LLC $87 22.760 0,00% Saham
Cornerstone Planning Group LLC $32 8 0,00% Saham
Caitong International Asset Management Co., Ltd $8 2 0,00% Saham
SBI Securities Co., Ltd. $8 2 0,00% Saham
MORGAN STANLEY $6 1 0,00% Saham
FMR LLC $4 1 0,00% Saham
WELLS FARGO & COMPANY/MN $2 0 0,00% Saham

Aktivis & pemilik 5%+ 4 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju Diajukan Kepemilikan Status Tujuan Pengajuan
BAIRD BRENT D, Ann N. Bonte ×3 pengajuan 23 Jan. 2026 6,80% Amandemen Investasi pasif SEC
SB Value Partners, L.P. ×3 pengajuan 8 Jan. 2026 9,70% Amandemen · SEC
Driver Opportunity Partners I LP, Driver Management Company LLC, J. Abbott R. Cooper, Julius D. Rudolph, Brandon L. Simmons ×6 pengajuan 9 Agu 2023 · Pengajuan awal · SEC
SS. or 21 Okt. 2004 · Pengajuan awal · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 32 orang dalam · 11 pejabat · 21 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Jeffrey A Stopko President & CEO ASRV & Bank 11 Sep. 2026 P 171.379 2 0 $21.430
James T Huerth President & CEO - Trust Co. 26 Mei 2023 P 24.484 0 0 $0
Gregor T Young IV President & CEO of Trust Co. 10 Feb. 2016 M 88.535 0 0 $0
Glenn L Wilson President & CEO 5 Jan. 2015 P 85.119 0 0 $0
Ronald W Virag President and CEO of Trust Co. 30 Juni 2009 J 2.838 0 0 $0
Ray M Fisher Pres & CEO of ASRV Associates 5 April 2006 J 14.985 0 0 $0
Michael D Lynch EVP & CFO 23 Jan. 2026 M 23.892 0 0 $0
David A Finui EVP - ASRV Wealth & Cap. Mgmt. 4 Sep. 2026 M 2.250 0 2 $-48.890
Michael R. Baylor Exec. Vice President 18 Feb. 2014 A 2.608 0 0 $0
Dan L Hummel Exec.. Vice President 15 Jan. 2013 P 28.160 0 0 $0
Gary M Mckeown EVP Spec. Asst. to the Pres. 15 Maret 2012 A 24.193 0 0 $0
Richard W. Bloomingdale Direktur 17 Agu 2026 A 39.585 0 0 $0
David J. Hickton Direktur 17 Agu 2026 A 33.805 0 0 $0
Daniel A. Onorato Direktur 17 Agu 2026 A 65.714 0 0 $0
Kim W Kunkle Direktur 17 Agu 2026 A 189.601 0 0 $0
Amy Bradley Direktur 2 Juni 2026 A 41.663 0 0 $0
Michael J Adams JR Direktur 2 Juni 2026 A 156.049 0 0 $0
Mark E Pasquerilla Direktur 2 Juni 2026 A 110.709 0 0 $0
Malley Margaret A O Direktur 18 Nov. 2024 A 370.112 0 0 $0
Allan R Dennison Direktur 16 Mei 2023 A 85.900 0 0 $0
Sara A Sargent Direktur 16 Mei 2023 A 237.238 0 0 $0
Craig G Ford Direktur 20 Mei 2021 A 88.965 0 0 $0
Robert L Wise Direktur 15 April 2020 P 162.359 0 0 $0
Thomas C Slater Direktur 8 Mei 2018 A 70.065 0 0 $0
Bruce E Duke III Direktur 8 Mei 2018 A 93.845 0 0 $0
Daniel R Devos Direktur 8 Mei 2018 A 77.895 0 0 $0
James M Edwards SR Direktur 9 Mei 2017 A 55.987 0 0 $0
Howard M Picking III Direktur 1 Mei 2013 A 79.182 0 0 $0
Christian R Rev Oravec Direktur 1 Mei 2013 A 24.890 0 0 $0
James C Dewar Direktur 1 Mei 2013 A 128.928 0 0 $0
Nedret E Vidinli Direktur 1 Juni 2009 S 2.110.000 0 0 $0
Edward J Cernic SR Direktur 15 April 2009 P 107.904 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 11 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
IWC · iShares Trust 0,02% 44.233 SH 11 Sep. 2026 Harian
DFAT · Dimensional ETF Trust 0,00% 93.747 NS 31 Juli 2026 N-PORT
DFAS · Dimensional ETF Trust 0,00% 40.106 NS 31 Juli 2026 N-PORT
DFUV · Dimensional ETF Trust 0,00% 30.968 NS 31 Juli 2026 N-PORT
DFSV · Dimensional ETF Trust 0,00% 16.773 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,00% 3.510 NS 31 Juli 2026 N-PORT
DFSU · Dimensional ETF Trust 0,00% 1.301 NS 31 Juli 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0,00% 163.187 SH 19 Agu 2026 Harian
VTI · VANGUARD INDEX FUNDS 0,00% 448.326 SH 19 Agu 2026 Harian
DFAC · Dimensional ETF Trust 0,00% 3.367 NS 31 Juli 2026 N-PORT
DXUV · Dimensional ETF Trust 0,00% 12 NS 31 Juli 2026 N-PORT

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
ASRV $53M 9.4 -6.3% 38.4% 4.9% ·
BVFL $161M 12.7 5.1% 34.1% 7.1% ·
HFBL $64M 10.4 30.0% 364.5% 10.6% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 10-Q diajukan Agu 14, 2026