ASRV AmeriServ Financial Inc. - Common Stock

NASDAQ · Banking · Lihat di SEC EDGAR ↗
$3,85
Harga · Mei 19, 2026
Fundamental per Mei 14, 2026

ASRV Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

Harga
$3.85
Kapitalisasi Pasar
$53M
P/E (TTM)
9.4
EPS (TTM)
$0.34
Pendapatan (TTM)
$15M
Imbal Hasil Dividen
3.8%
ROE
4.9%
D/E Utang/Ekuitas
Rentang 52M
$2 – $4

ASRV Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Pendapatan & Laba Bersih $15M
8-point trend, +14.3%
2018-12-31 2025-12-31
EPS $0.34
10-point trend, +183.3%
2016-12-31 2025-12-31
Arus Kas Bebas
Margin 38.4%

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik
Tren 5 Tahun
ASRV
Median Rekan
P/E (TTM)
5-point trend, -0.3%
9.4
11.7
P/S (TTM)
5-point trend, -18.2%
3.6
2.1
P/B
5-point trend, -21.9%
0.4
0.8

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik
Tren 5 Tahun
ASRV
Median Rekan
Net Profit Margin (Margin Laba Bersih)
5-point trend, -18.8%
38.4%
5.1%
ROA
5-point trend, -27.8%
0.39%
0.35%
ROE
5-point trend, -20.5%
4.9%
2.8%

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik
Tren 5 Tahun
ASRV
Median Rekan

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik
Tren 5 Tahun
ASRV
Median Rekan
Revenue YoY (Pendapatan YoY)
5-point trend, -2.2%
-6.3%
Revenue CAGR 3Y (CAGR Pendapatan 3T)
5-point trend, -2.2%
-0.23%
Revenue CAGR 5Y (CAGR Pendapatan 5T)
5-point trend, -2.2%
2.7%
EPS YoY
5-point trend, -17.1%
61.9%
Net Income YoY (Laba Bersih YoY)
5-point trend, -20.6%
55.9%

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik
Tren 5 Tahun
ASRV
Median Rekan
EPS (Diluted)
5-point trend, -17.1%
$0.34

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik
Tren 5 Tahun
ASRV
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
5-point trend, +46.3%
35.3%

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

Imbal Hasil Dividen
3.8%
Rasio Pembayaran Dividen
35.3%
CAGR Dividen 5T
Tanggal ex-dividenJumlah
4 Mei 2026$0,0300
2 Feb. 2026$0,0300
3 Nov. 2025$0,0300
4 Agu 2025$0,0300
5 Mei 2025$0,0300
3 Feb. 2025$0,0300
4 Nov. 2024$0,0300
5 Agu 2024$0,0300
3 Mei 2024$0,0300
2 Feb. 2024$0,0300
3 Nov. 2023$0,0300
4 Agu 2023$0,0300
5 Mei 2023$0,0300
3 Feb. 2023$0,0300
4 Nov. 2022$0,0300
5 Agu 2022$0,0300
6 Mei 2022$0,0300
4 Feb. 2022$0,0250
5 Nov. 2021$0,0250
30 Juli 2021$0,0250

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Periode EPS Aktual EPS Estimasi Kejutan
31 Maret 2026 $0.11
30 Juni 2025 $-0.02
31 Maret 2025 $0.12
30 Juni 2024 $-0.02
31 Maret 2024 $0.11

Perbandingan Sejawat Metrik utama vs rekan sektor

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
ASRV $53M 9.4 -6.3% 38.4% 4.9%
CLST $64M 28.1 95.4% 18.4% 2.5%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Laba Rugi 11
Data Laporan Laba Rugi Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Revenue 8-point trend, +14.3% $15M $16M $14M $15M $15M $13M $13M $13M
Interest Expense 8-point trend, +150.8% $29M $30M $25M $8M $8M $11M $14M $12M
Interest Income 8-point trend, +51.5% $71M $67M $61M $49M $47M $47M $50M $47M
Pretax Income 8-point trend, -28.0% $7M $4M $-4M $9M $9M $6M $8M $9M
Income Tax 8-point trend, -29.4% $1M $798.0K $-1M $2M $2M $1M $2M $2M
Net Income 8-point trend, -27.8% $6M $4M $-3M $7M $7M $5M $6M $8M
EPS (Basic) 8-point trend, -20.9% $0.34 $0.21 $-0.20 $0.44 $0.41 $0.27 $0.35 $0.43
EPS (Diluted) 8-point trend, -20.9% $0.34 $0.21 $-0.20 $0.43 $0.41 $0.27 $0.35 $0.43
Shares (Basic) 8-point trend, -7.9% 16,520,000 16,802,000 17,143,000 17,107,000 17,073,000 17,053,000 17,359,000 17,933,000
Shares (Diluted) 8-point trend, -8.4% 16,530,000 16,802,000 17,144,000 17,146,000 17,114,000 17,063,000 17,440,000 18,037,000
EBITDA 6-point trend, +6.2% $2M $2M $2M $2M $2M $2M · ·
Neraca 18
Data Neraca Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Cash & Equivalents 6-point trend, -59.8% · · $14M $23M $41M $32M $22M $35M
PP&E (Net) 8-point trend, +4.4% $14M $14M $14M $14M $14M $14M $15M $13M
PP&E (Gross) 8-point trend, +2.5% $39M $40M $41M $41M $40M $39M $39M $38M
Accum. Depreciation 8-point trend, +1.5% $25M $26M $27M $26M $26M $25M $24M $25M
Goodwill 8-point trend, +14.0% $14M $14M $14M $14M $14M $12M $12M $12M
Intangibles 4-point trend, -56.2% $56.0K $77.0K $101.0K $128.0K · · · ·
Total Assets 8-point trend, +25.3% $1.45B $1.42B $1.39B $1.36B $1.34B $1.28B $1.17B $1.16B
Short-term Debt 7-point trend, -64.3% · $15M $41M $89M $0 $25M $22M $41M
Deferred Tax 5-point trend, +718.0% $2M · · · $934.0K $3M $640.0K $200.0K
Total Liabilities 8-point trend, +25.6% $1.33B $1.32B $1.29B $1.26B $1.22B $1.18B $1.07B $1.06B
Total Debt 6-point trend, -64.3% · $15M $41M $89M · $25M $22M $41M
Common Stock 8-point trend, +1.5% $270.0K $268.0K $268.0K $267.0K $267.0K $267.0K $267.0K $266.0K
Retained Earnings 8-point trend, +37.2% $64M $60M $59M $65M $60M $55M $52M $47M
Treasury Stock 8-point trend, +5.2% $85M $85M $83M $83M $83M $83M $83M $81M
AOCI 8-point trend, +48.3% $-7M $-15M $-20M $-23M $-7M $-13M $-16M $-14M
Stockholders' Equity 8-point trend, +21.8% $119M $107M $102M $106M $117M $104M $99M $98M
Liabilities + Equity 8-point trend, +25.3% $1.45B $1.42B $1.39B $1.36B $1.34B $1.28B $1.17B $1.16B
Shares Outstanding 8-point trend, -6.2% 16,522,267 16,519,267 17,147,270 17,117,617 17,081,500 17,060,144 17,057,871 17,619,303
Arus Kas 11
Data Arus Kas Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
D&A 8-point trend, +13.3% $2M $2M $2M $2M $2M $2M $2M $2M
Stock-based Comp 7-point trend, -42.9% · $8.0K $45.0K $50.0K $43.0K $3.0K $7.0K $14.0K
Deferred Tax 8-point trend, -62.8% $992.0K $-34.0K $-565.0K $533.0K $729.0K $2M $179.0K $3M
Amort. of Intangibles 5-point trend, +10.5% $21.0K $24.0K $27.0K $30.0K $19.0K · · ·
Other Non-cash 6-point trend, +44.3% $-5M $-3M $8M $-5M $395.0K $-9M · ·
Operating Cash Flow 8-point trend, -60.1% $3M $3M $6M $5M $10M $-1M $5M $8M
Investing Cash Flow 8-point trend, +311.4% $11M $-23M $-40M $-56M $-488.0K $-95M $-13M $3M
Stock Repurchased · $2M · · · · · ·
Dividends Paid 8-point trend, +47.1% $2M $2M $2M $2M $2M $2M $2M $1M
Financing Cash Flow 8-point trend, +289.5% $19M $24M $25M $33M $146.0K $106M $-5M $-10M
Net Change in Cash · · · · · · · $706.0K
Profitabilitas 5
Data Profitabilitas Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Net Margin 8-point trend, +145.5% 38.4% 23.1% -23.1% 50.5% 47.2% 35.9% 12.0% 15.6%
Pretax Margin 8-point trend, +146.1% 46.4% 28.2% -30.3% 62.4% 58.6% 45.3% 15.1% 18.9%
EBITDA Margin 6-point trend, -6.9% 11.6% 10.9% 11.7% 11.5% 11.4% 12.5% · ·
ROA 8-point trend, -41.8% 0.39% 0.26% -0.24% 0.55% 0.54% 0.38% 0.52% 0.67%
ROE 8-point trend, -38.7% 4.9% 3.3% -3.3% 7.2% 6.1% 4.4% 6.0% 8.0%
Likuiditas & Solvabilitas 1
Data Likuiditas & Solvabilitas Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Debt / Equity 6-point trend, -67.4% · 0.1 0.4 0.8 · 0.2 0.2 0.4
Efisiensi 1
Data Efisiensi Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Asset Turnover 8-point trend, -76.1% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Per Saham 6
Data Per Saham Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Book Value / Share 8-point trend, +29.9% $7.22 $6.49 $5.96 $6.20 $6.82 $6.12 $5.78 $5.56
Revenue / Share 8-point trend, -67.9% $0.89 $0.93 $0.85 $0.86 $0.87 $0.75 $2.88 $2.76
Cash Flow / Share 8-point trend, -56.4% $0.19 $0.16 $0.37 $0.30 $0.58 $-0.08 $0.28 $0.44
Cash / Share 6-point trend, -58.7% · · $0.82 $1.34 $2.41 $1.85 $1.30 $1.98
Dividend / Share 8-point trend, +60.0% $0 $0 $0 $0 $0 $0 $0 $0
EPS (TTM) 8-point trend, -20.9% $0.34 $0.21 $-0.20 $0.43 $0.41 $0.27 $0.35 $0.43
Tingkat Pertumbuhan 10
Data Tingkat Pertumbuhan Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Revenue YoY 5-point trend, -137.8% -6.3% 7.8% -1.7% -1.5% 16.7% · · ·
Revenue CAGR 3Y 3-point trend, -105.5% -0.23% 1.4% 4.2% · · · · ·
Revenue CAGR 5Y 2.7% · · · · · · ·
EPS YoY 3-point trend, +19.4% 61.9% · · 4.9% 51.8% · · ·
EPS CAGR 3Y 2-point trend, +62.3% -7.5% -20.0% · · · · · ·
EPS CAGR 5Y 4.7% · · · · · · ·
Net Income YoY 3-point trend, +3.8% 55.9% · · 5.3% 53.8% · · ·
Net Income CAGR 3Y 2-point trend, +55.3% -9.0% -20.2% · · · · · ·
Net Income CAGR 5Y 4.1% · · · · · · ·
Dividend CAGR 5Y 2.9% · · · · · · ·
Valuasi (TTM) 15
Data Valuasi (TTM) Tahunan untuk ASRV
Metrik Tren 20252024202320222021202020192018
Revenue TTM 8-point trend, +14.3% $15M $16M $14M $15M $15M $13M $13M $13M
Net Income TTM 8-point trend, -27.8% $6M $4M $-3M $7M $7M $5M $6M $8M
Market Cap 8-point trend, -25.8% $53M $44M $56M $67M $66M $53M $72M $71M
Enterprise Value 5-point trend, +6.9% · · $82M $133M · $47M $72M $77M
P/E 8-point trend, +0.1% 9.4 12.8 -16.2 9.2 9.4 11.6 12.0 9.4
P/S 8-point trend, -35.1% 3.6 2.8 3.8 4.6 4.4 4.2 5.6 5.5
P/B 8-point trend, -39.1% 0.4 0.4 0.5 0.6 0.6 0.5 0.7 0.7
P / Tangible Book 6-point trend, -13.6% 0.5 0.5 0.6 0.7 0.6 0.6 · ·
P / Cash Flow 8-point trend, +86.0% 16.5 16.5 8.8 12.9 6.6 -38.9 14.7 8.9
EV / EBITDA 3-point trend, +66.6% · · 48.5 78.3 · 29.1 · ·
EV / Revenue 5-point trend, -5.6% · · 5.7 9.0 · 3.6 5.6 6.0
Dividend Yield 8-point trend, +97.9% 3.8% 4.6% 3.7% 2.9% 2.6% 3.2% 2.3% 1.9%
Earnings Yield 8-point trend, -0.1% 10.7% 7.8% -6.2% 10.9% 10.6% 8.6% 8.3% 10.7%
Payout Ratio 8-point trend, +103.7% 35.3% 56.1% -61.5% 26.4% 24.1% 37.3% 27.2% 17.3%
Annual Payout 8-point trend, +47.1% $2M $2M $2M $2M $2M $2M $2M $1M

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Laporan Laba Rugi
2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $15M$16M$14M$15M$15M
Laba Bersih $6M$4M$-3M$7M$7M
EPS Dilusian $0.34$0.21$-0.20$0.43$0.41
Neraca
2025-12-312024-12-312023-12-312022-12-312021-12-31
Utang / Ekuitas 0.10.40.8

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