EFSI Eagle Financial Services Inc - Common Stock

NASDAQ · Banking · Lihat di SEC EDGAR ↗
$37,40
Harga · Mei 20, 2026
Fundamental per Mei 11, 2026

EFSI Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

Harga
$37.40
Kapitalisasi Pasar
$214M
P/E (TTM)
25.0
EPS (TTM)
$1.59
Pendapatan (TTM)
$0
Imbal Hasil Dividen
2.9%
ROE
4.5%
D/E Utang/Ekuitas
Rentang 52M
$29 – $41

EFSI Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Pendapatan & Laba Bersih $0
3-point trend, -100.0%
2021-12-31 2023-12-31
EPS $1.59
10-point trend, -12.2%
2016-12-31 2025-12-31
Arus Kas Bebas $24M
10-point trend, +157.8%
2016-12-31 2025-12-31
Margin 11.8%

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik
Tren 5 Tahun
EFSI
Median Rekan
P/E (TTM)
5-point trend, +131.2%
25.0
13.3
P/B
5-point trend, +4.4%
1.1
0.9
Price / FCF (Harga / FCF)
5-point trend, +0.6%
8.8

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik
Tren 5 Tahun
EFSI
Median Rekan
Net Profit Margin (Margin Laba Bersih)
5-point trend, -53.2%
11.8%
22.7%
ROA
5-point trend, -51.6%
0.44%
0.89%
ROE
5-point trend, -55.5%
4.5%
8.6%

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik
Tren 5 Tahun
EFSI
Median Rekan

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik
Tren 5 Tahun
EFSI
Median Rekan
EPS YoY
5-point trend, -50.3%
-63.2%
Net Income YoY (Laba Bersih YoY)
5-point trend, -25.5%
-46.5%

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik
Tren 5 Tahun
EFSI
Median Rekan
EPS (Diluted)
5-point trend, -50.3%
$1.59

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik
Tren 5 Tahun
EFSI
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
5-point trend, +151.4%
74.4%

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

Imbal Hasil Dividen
2.9%
Rasio Pembayaran Dividen
74.4%
CAGR Dividen 5T
Tanggal ex-dividenJumlah
4 Mei 2026$0,3100
2 Feb. 2026$0,3100
3 Nov. 2025$0,3100
4 Agu 2025$0,3100
5 Mei 2025$0,3100
3 Feb. 2025$0,3100
8 Nov. 2024$0,3100
5 Agu 2024$0,3000
3 Mei 2024$0,3000
2 Feb. 2024$0,3000
3 Nov. 2023$0,3000
4 Agu 2023$0,3000
5 Mei 2023$0,3000
3 Feb. 2023$0,3000
4 Nov. 2022$0,3000
5 Agu 2022$0,2900
3 Mei 2022$0,2800
29 April 2022$0,2800
4 Feb. 2022$0,2800
5 Nov. 2021$0,2800

EFSI Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

BELI 9 analis
  • Beli Kuat 2 22,2%
  • Beli 4 44,4%
  • Tahan 3 33,3%
  • Jual 0 0,0%
  • Jual Kuat 0 0,0%

Target Harga 12 Bulan

3 analis · 2026-05-20
Target median $43.00 +15,0%
Target rata-rata $42.00 +12,3%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Kejutan Rata-rata
-0.07%
Periode EPS Aktual EPS Estimasi Kejutan
31 Maret 2026 $0.69 $0.90 -0.21%
31 Des. 2025 $0.82 $0.89 -0.07%
30 Sep. 2025 $1.04 $1.13 -0.09%
30 Juni 2025 $0.98 $0.83 0.15%
31 Maret 2025 $0.62 $0.75 -0.13%

Perbandingan Sejawat Metrik utama vs rekan sektor

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
EFSI $214M 25.0 11.8% 4.5%
MRBK $208M 9.3 10.1% 345.7% 11.8%
OPBK $210M 8.2 -1.8% 800.1% 11.6%
INBK -5.2 -13.6% -30.2% -9.4%
CZWI $171M 12.2 10.2% 23.1% 7.8%
USCB 13.8 9.1% 28.9% 11.6%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Laba Rugi 10
Data Laporan Laba Rugi Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Revenue 3-point trend, -100.0% · · $0 $3.0K $236.0K
Interest Expense 3-point trend, +1858.1% · · $33M $5M $2M
Interest Income 5-point trend, +132.0% $99M $91M $83M $55M $43M
Pretax Income 5-point trend, -22.4% $10M $19M $11M $18M $13M
Income Tax 5-point trend, -3.1% $2M $4M $1M $3M $2M
Net Income 5-point trend, -25.5% $8M $15M $9M $15M $11M
EPS (Basic) 5-point trend, -50.3% $1.59 $4.32 $2.66 $4.17 $3.20
EPS (Diluted) 5-point trend, -50.3% $1.59 $4.32 $2.66 $4.17 $3.20
Shares (Basic) 5-point trend, +50.5% 5,178,488 3,553,919 3,523,547 3,482,368 3,440,080
Shares (Diluted) 5-point trend, +50.5% 5,178,488 3,553,919 3,523,547 3,482,368 3,440,080
Neraca 13
Data Neraca Tahunan untuk EFSI
Metrik Tren 20252024202320222021
PP&E (Net) 5-point trend, -18.3% $15M $14M $18M $18M $18M
PP&E (Gross) 5-point trend, -10.5% $30M $30M $36M $35M $34M
Accum. Depreciation 5-point trend, -1.6% $16M $15M $18M $17M $16M
Total Assets 5-point trend, +44.9% $1.89B $1.87B $1.83B $1.62B $1.30B
Total Liabilities 5-point trend, +42.5% $1.70B $1.75B $1.72B $1.51B $1.19B
Long-term Debt $70M · · · ·
Common Stock 5-point trend, +55.0% $13M $9M $9M $9M $9M
Paid-in Capital 5-point trend, +434.2% $65M $15M $14M $13M $12M
Retained Earnings 5-point trend, +29.4% $116M $114M $103M $100M $90M
AOCI 5-point trend, -3293.5% $-5M $-19M $-18M $-20M $-155.0K
Stockholders' Equity 5-point trend, +71.2% $189M $119M $108M $102M $110M
Liabilities + Equity 5-point trend, +44.9% $1.89B $1.87B $1.83B $1.62B $1.30B
Shares Outstanding 5-point trend, +55.6% 5,374,205 3,549,581 3,549,581 3,490,086 3,454,128
Arus Kas 13
Data Arus Kas Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Stock-based Comp 5-point trend, +43.1% $1M $912.0K $1M $1M $850.0K
Deferred Tax 5-point trend, +115.4% $221.0K $600.0K $-2M $-86.0K $-1M
Operating Cash Flow 5-point trend, +56.5% $26M $19M $7M $14M $16M
CapEx 5-point trend, +170.4% $1M $1M $1M $838.0K $520.0K
Investing Cash Flow 5-point trend, +99.5% $-965.0K $17M $-130M $-331M $-193M
Stock Issued 2-point trend, +53501000.00 $54M $0 · · ·
Net Stock Activity $54M · · · ·
Dividends Paid 5-point trend, +87.4% $6M $4M $4M $4M $3M
Financing Cash Flow 5-point trend, -100.5% $-754.0K $19M $195M $320M $161M
Net Change in Cash 5-point trend, +251.6% $24M $55M $71M $3M $-16M
Taxes Paid 2-point trend, +2417.5% $2M $80.0K · · ·
Free Cash Flow 5-point trend, +77.7% $24M $18M $6M $13M $14M
Levered FCF 3-point trend, -288.4% · · $-23M $8M $12M
Profitabilitas 4
Data Profitabilitas Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Net Margin 4-point trend, -43.9% 11.8% 21.1% · 484033.3% 21.1%
Pretax Margin 4-point trend, -41.6% 14.3% 26.0% · 589033.3% 24.4%
ROA 5-point trend, -51.6% 0.44% 0.83% 0.54% 0.99% 0.91%
ROE 5-point trend, -55.5% 4.5% 13.0% 8.9% 14.5% 10.0%
Efisiensi 1
Data Efisiensi Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Asset Turnover 5-point trend, -14.0% 0.0 0.0 0.0 0.0 0.0
Per Saham 5
Data Per Saham Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Book Value / Share 5-point trend, +10.1% $35.14 $33.79 $30.78 $29.15 $31.93
Revenue / Share 5-point trend, -11.8% $13.42 $20.48 $0.00 $0.00 $15.21
Cash Flow / Share 5-point trend, +20.3% $4.97 $5.28 $1.95 $3.97 $4.13
Dividend / Share 5-point trend, +12.7% $1 $1 $1 $1 $1
EPS (TTM) 5-point trend, -50.3% $1.59 $4.32 $2.66 $4.17 $3.20
Tingkat Pertumbuhan 8
Data Tingkat Pertumbuhan Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Revenue YoY · · · -98.7% ·
EPS YoY 5-point trend, -2852.8% -63.2% 62.4% -36.2% 30.3% -2.1%
EPS CAGR 3Y 3-point trend, -313.4% -27.5% 10.5% -6.7% · ·
EPS CAGR 5Y -13.4% · · · ·
Net Income YoY 5-point trend, -3341.5% -46.5% 64.0% -35.6% 31.8% -1.4%
Net Income CAGR 3Y 3-point trend, -201.4% -17.3% 11.7% -5.7% · ·
Net Income CAGR 5Y -6.0% · · · ·
Dividend CAGR 5Y 13.8% · · · ·
Valuasi (TTM) 13
Data Valuasi (TTM) Tahunan untuk EFSI
Metrik Tren 20252024202320222021
Revenue TTM 3-point trend, -100.0% · · $0 $3.0K $236.0K
Net Income TTM 5-point trend, -25.5% $8M $15M $9M $15M $11M
Market Cap 5-point trend, +78.7% $214M $128M $106M $125M $120M
P/E 5-point trend, +131.2% 25.0 8.4 11.3 8.6 10.8
P/S 2-point trend, +8146.8% · · · 41822.9 507.1
P/B 5-point trend, +4.4% 1.1 1.1 1.0 1.2 1.1
P / Tangible Book 5-point trend, +4.4% 1.1 1.1 1.0 1.2 1.1
P / Cash Flow 5-point trend, -1.3% 8.3 6.8 15.4 9.1 8.4
P / FCF 5-point trend, +0.6% 8.8 7.2 18.2 9.7 8.7
Dividend Yield 5-point trend, +5.1% 2.9% 3.4% 4.0% 3.0% 2.7%
Earnings Yield 5-point trend, -56.8% 4.0% 11.9% 8.9% 11.6% 9.2%
Payout Ratio 5-point trend, +151.4% 74.4% 28.0% 45.2% 26.2% 29.6%
Annual Payout 5-point trend, +87.4% $6M $4M $4M $4M $3M

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Laporan Laba Rugi
2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $0$3.0K$236.0K
Laba Bersih $8M$15M$9M$15M$11M
EPS Dilusian $1.59$4.32$2.66$4.17$3.20
Arus Kas
2025-12-312024-12-312023-12-312022-12-312021-12-31
Arus Kas Bebas $24M$18M$6M$13M$14M

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