EFSI Eagle Financial Services Inc - Common Stock
NASDAQ · Banking · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 10, 2026
$45,51
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$31,44rendah 52m
$48,17tinggi 52m
Kapitalisasi Pasar (MRQ)
$246M
P/E
28.6
EPS
$1.59
Pendapatan
$0
lencana Anda
Rentang 52M
$31–$48
Peringkat Analis
BUY
Target Harga
$44
P/E
28.6
ROE
4.5%
Margin Laba Bersih
11.8%
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
EFSI Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$45.51
Kapitalisasi Pasar (MRQ)
$246M
P/E
28.6
EPS
$1.59
Pendapatan
$0
Imbal Hasil Dividen
2.5%
ROE
4.5%
Rentang 52M
$31–$48
EFSI Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Pemecahan saham
| Tanggal ex-dividen | Pemecahan | Tipe |
|---|---|---|
| 16 Maret 2006 | 2-for-1 | Maju |
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Pendapatan$02021-12-31 → 2023-12-31
EPS$1.592016-12-31 → 2025-12-31
Arus Kas Bebas$24M2016-12-31 → 2025-12-31
Margin bersih11.8%2016-12-31 → 2025-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | EFSI | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E | 28.6rata-rata 5T ≈12.8 | ≈12.8 | 11.9 | Terlalu mahal | |
| P/B (MRQ) | 1.3rata-rata 5T ≈1.1 | ≈1.1 | 1.1 | Nilai wajar | |
| Harga / FCF (TTM) | 30.5rata-rata 5T ≈10.5 | ≈10.5 | · | · | |
| Harga / Arus Kas (TTM) | 26.9rata-rata 5T ≈9.6 | ≈9.6 | 9.2 | Kurang nilai | |
| Price / Tangible Book (Harga / Nilai Buku Berwujud) | 1.3rata-rata 5T ≈1.1 | ≈1.1 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | EFSI | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Pretax Margin (Margin Sebelum Pajak) | 14.3%rata-rata 5T ≈147274.5% | ≈147274.5% | 27.9% | Lemah | |
| Net Profit Margin (Margin Laba Bersih) | 11.8%rata-rata 5T ≈121021.8% | ≈121021.8% | 19.5% | Sejajar | |
| ROA | 0.44%rata-rata 5T ≈0.74% | ≈0.74% | 0.76% | Lemah | |
| ROE | 4.5%rata-rata 5T ≈10.2% | ≈10.2% | 8.2% | Lemah |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | EFSI | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| EPS YoY | -63.2%rata-rata 5T ≈-1.8% | ≈-1.8% | · | · | |
| Net Income YoY (Laba Bersih YoY) | -46.5%rata-rata 5T ≈2.5% | ≈2.5% | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | -27.5%rata-rata 5T ≈-7.9% | ≈-7.9% | · | · | |
| EPS CAGR 5Y (CAGR EPS 5T) | -13.4% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | -17.3%rata-rata 5T ≈-3.8% | ≈-3.8% | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | -6.0% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | EFSI | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.0rata-rata 5T ≈0.0 | ≈0.0 | 0.0 | Sejajar | |
| Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.) | ≈$0.00 | · | · | · |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen2.5%
Rasio Pembayaran Dividen74.4%
Pembayaran Tahunan≈$1.24
CAGR Dividen 5T≈3.6%
Rentetan Pertumbuhan≈21
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Agu 3, 2026 | $0,31 | USD | ≈3.1% |
| Mei 4, 2026 | $0,31 | USD | ≈3.5% |
| Feb 2, 2026 | $0,31 | USD | ≈3.2% |
| Nov 3, 2025 | $0,31 | USD | ≈3.5% |
| Agu 4, 2025 | $0,31 | USD | ≈3.7% |
| Mei 5, 2025 | $0,31 | USD | ≈4.1% |
| Feb 3, 2025 | $0,31 | USD | ≈3.4% |
| Nov 8, 2024 | $0,31 | USD | ≈3.6% |
| Agu 5, 2024 | $0,30 | USD | ≈3.6% |
| Mei 3, 2024 | $0,30 | USD | ≈4.1% |
| Feb 2, 2024 | $0,30 | USD | ≈4.0% |
| Nov 3, 2023 | $0,30 | USD | ≈3.9% |
| Agu 4, 2023 | $0,30 | USD | ≈3.8% |
| Mei 5, 2023 | $0,30 | USD | ≈3.7% |
| Feb 3, 2023 | $0,30 | USD | ≈4.1% |
| Nov 4, 2022 | $0,30 | USD | ≈3.9% |
| Agu 5, 2022 | $0,29 | USD | ≈3.9% |
| Mei 3, 2022 | $0,28 | USD | ≈4.0% |
| Apr 29, 2022 | $0,28 | USD | ≈3.2% |
| Feb 4, 2022 | $0,28 | USD | ≈3.2% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
-12.8%
Laporan Berikutnya
Okt 21, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Jul 22, 2026 | $0.41 | $0.79 | -48.2% |
| 31 Maret 2026 | $0.69 | $0.90 | -23.1% | |
| 31 Des. 2025 | $0.82 | $0.89 | -7.6% | |
| 30 Sep. 2025 | $1.04 | $1.13 | -8.1% | |
| 30 Juni 2025 | $0.98 | $0.83 | 17.9% | |
| 31 Maret 2025 | $0.82 | $0.89 | -7.6% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | · | · | $0 | $3.0K | $236.0K | |
| Interest Expense | · | · | $33M | $5M | $2M | |
| Interest Income | $99M | $91M | $83M | $55M | $43M | |
| Pretax Income | $10M | $19M | $11M | $18M | $13M | |
| Income Tax | $2M | $4M | $1M | $3M | $2M | |
| Net Income | $8M | $15M | $9M | $15M | $11M | |
| EPS (Basic) | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 | |
| EPS (Diluted) | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 | |
| Shares (Basic) | 5,178,488 | 3,553,919 | 3,523,547 | 3,482,368 | 3,440,080 | |
| Shares (Diluted) | 5,178,488 | 3,553,919 | 3,523,547 | 3,482,368 | 3,440,080 |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| PP&E (Net) | $15M | $14M | $18M | $18M | $18M | |
| PP&E (Gross) | $30M | $30M | $36M | $35M | $34M | |
| Accum. Depreciation | $16M | $15M | $18M | $17M | $16M | |
| Total Assets | $1.89B | $1.87B | $1.83B | $1.62B | $1.30B | |
| Total Liabilities | $1.70B | $1.75B | $1.72B | $1.51B | $1.19B | |
| Long-term Debt | $70M | · | · | · | · | |
| Common Stock | $13M | $9M | $9M | $9M | $9M | |
| Paid-in Capital | $65M | $15M | $14M | $13M | $12M | |
| Retained Earnings | $116M | $114M | $103M | $100M | $90M | |
| AOCI | $-5M | $-19M | $-18M | $-20M | $-155.0K | |
| Stockholders' Equity | $189M | $119M | $108M | $102M | $110M | |
| Liabilities + Equity | $1.89B | $1.87B | $1.83B | $1.62B | $1.30B | |
| Shares Outstanding | 5,374,205 | 3,549,581 | 3,549,581 | 3,490,086 | 3,454,128 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Stock-based Comp | $1M | $912.0K | $1M | $1M | $850.0K | |
| Deferred Tax | $221.0K | $600.0K | $-2M | $-86.0K | $-1M | |
| Operating Cash Flow | $26M | $19M | $7M | $14M | $16M | |
| CapEx | $1M | $1M | $1M | $838.0K | $520.0K | |
| Investing Cash Flow | $-965.0K | $17M | $-130M | $-331M | $-193M | |
| Stock Issued | $54M | $0 | · | · | · | |
| Net Stock Activity | $54M | · | · | · | · | |
| Dividends Paid | $6M | $4M | $4M | $4M | $3M | |
| Financing Cash Flow | $-754.0K | $19M | $195M | $320M | $161M | |
| Net Change in Cash | $24M | $55M | $71M | $3M | $-16M | |
| Taxes Paid | $2M | $80.0K | · | · | · | |
| Free Cash Flow | $24M | $18M | $6M | $13M | $14M | |
| Levered FCF | · | · | $-23M | $8M | $12M |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Net Margin | 11.8% | 21.1% | · | 484033.3% | 21.1% | |
| Pretax Margin | 14.3% | 26.0% | · | 589033.3% | 24.4% | |
| ROA | 0.44% | 0.83% | 0.54% | 0.99% | 0.91% | |
| ROE | 4.5% | 13.0% | 8.9% | 14.5% | 10.0% |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Book Value / Share | $35.14 | $33.79 | $30.78 | $29.15 | $31.93 | |
| Revenue / Share | $13.42 | $20.48 | $0.00 | $0.00 | $15.21 | |
| Cash Flow / Share | $4.97 | $5.28 | $1.95 | $3.97 | $4.13 | |
| Dividend / Share | $1.24 | $1.21 | $1.20 | $1.15 | $1.10 | |
| EPS (TTM) | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue YoY | · | · | · | -98.7% | · | |
| EPS YoY | -63.2% | 62.4% | -36.2% | 30.3% | -2.1% | |
| EPS CAGR 3Y | -27.5% | 10.5% | -6.7% | · | · | |
| EPS CAGR 5Y | -13.4% | · | · | · | · | |
| Net Income YoY | -46.5% | 64.0% | -35.6% | 31.8% | -1.4% | |
| Net Income CAGR 3Y | -17.3% | 11.7% | -5.7% | · | · | |
| Net Income CAGR 5Y | -6.0% | · | · | · | · | |
| Dividends Paid CAGR 5Y | 13.8% | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue TTM | · | · | $0 | $3.0K | $236.0K | |
| Net Income TTM | $8M | $15M | $9M | $15M | $11M | |
| Market Cap | $214M | $128M | $106M | $125M | $120M | |
| P/E | 25.0 | 8.4 | 11.3 | 8.6 | 10.8 | |
| P/S | · | · | · | 41822.9 | 507.1 | |
| P/B | 1.1 | 1.1 | 1.0 | 1.2 | 1.1 | |
| P / Tangible Book | 1.1 | 1.1 | 1.0 | 1.2 | 1.1 | |
| P / Cash Flow | 8.3 | 6.8 | 15.4 | 9.1 | 8.4 | |
| P / FCF | 8.8 | 7.2 | 18.2 | 9.7 | 8.7 | |
| Dividend Yield | 2.9% | 3.4% | 4.0% | 3.0% | 2.7% | |
| Earnings Yield | 4.0% | 11.9% | 8.9% | 11.6% | 9.2% | |
| Payout Ratio | 74.4% | 28.0% | 45.2% | 26.2% | 29.6% | |
| Annual Payout | $6M | $4M | $4M | $4M | $3M |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $10M | $9M | · | $9M | $8M | $6M | $3M | $1M | |
| Interest Income | $24M | $24M | $25M | $26M | $25M | $24M | $24M | $24M | $22M | $22M | $22M | $22M | $20M | $19M | $16M | $14M | |
| Pretax Income | $7M | $5M | $6M | $7M | $7M | $-9M | $8M | $4M | $4M | $3M | $2M | $3M | $2M | $3M | $4M | $5M | |
| Income Tax | $2M | $918.0K | $1M | $1M | $1M | $-2M | $2M | $550.0K | $585.0K | $495.0K | $-99.0K | $457.0K | $383.0K | $535.0K | $670.0K | $923.0K | |
| Net Income | $5M | $4M | $4M | $6M | $5M | $-7M | $6M | $3M | $3M | $3M | $2M | $2M | $2M | $3M | $3M | $4M | |
| EPS (Basic) | $0.92 | $0.69 | $0.81 | $1.04 | $0.98 | $-1.53 | $1.74 | $0.97 | $0.89 | $0.72 | $0.69 | $0.66 | $0.58 | $0.73 | $0.92 | $1.17 | |
| EPS (Diluted) | $0.92 | $0.69 | $0.81 | $1.04 | $0.98 | $-1.53 | $1.74 | $0.97 | $0.89 | $0.72 | $0.69 | $0.66 | $0.58 | $0.73 | $0.92 | $1.17 | |
| Shares (Basic) | 5,412,016 | 5,412,021 | · | 5,376,346 | 5,378,214 | 4,572,297 | · | 3,552,026 | 3,556,935 | 3,557,203 | · | 3,526,943 | 3,526,934 | 3,522,431 | · | 3,487,555 | |
| Shares (Diluted) | 5,412,016 | 5,412,021 | · | 5,376,346 | 5,378,214 | 4,572,297 | · | 3,552,026 | 3,556,935 | 3,557,203 | · | 3,526,943 | 3,526,934 | 3,522,431 | · | 3,487,555 |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $15M | $15M | $15M | $15M | $15M | $15M | $14M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | |
| PP&E (Gross) | · | · | $30M | · | · | · | $30M | · | · | · | $36M | · | · | · | $35M | · | |
| Accum. Depreciation | · | · | $16M | · | · | · | $15M | · | · | · | $18M | · | · | · | $17M | · | |
| Total Assets | $1.85B | $1.84B | $1.89B | $1.93B | $2.04B | $1.90B | $1.87B | $1.88B | $1.79B | $1.78B | $1.83B | $1.80B | $1.78B | $1.76B | $1.62B | $1.47B | |
| Total Liabilities | $1.65B | $1.65B | $1.70B | $1.75B | $1.86B | $1.73B | $1.75B | $1.76B | $1.68B | $1.68B | $1.72B | $1.70B | $1.67B | $1.65B | $1.51B | $1.37B | |
| Long-term Debt | $30M | $30M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $13M | $13M | $13M | $13M | $13M | $13M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | |
| Paid-in Capital | $65M | $65M | $65M | $64M | $64M | $64M | $15M | $15M | $15M | $14M | $14M | $14M | $14M | $13M | $13M | $13M | |
| Retained Earnings | $121M | $118M | $116M | $113M | $110M | $106M | $114M | $109M | $107M | $104M | $103M | $102M | $101M | $100M | $100M | $98M | |
| AOCI | $-6M | $-6M | $-5M | $-6M | $-7M | $-7M | $-19M | $-14M | $-19M | $-20M | $-18M | $-24M | $-19M | $-17M | $-20M | $-21M | |
| Stockholders' Equity | $194M | $190M | $189M | $186M | $180M | $176M | $119M | $118M | $111M | $108M | $108M | $101M | $104M | $104M | $102M | $98M | |
| Liabilities + Equity | $1.85B | $1.84B | $1.89B | $1.93B | $2.04B | $1.90B | $1.87B | $1.88B | $1.79B | $1.78B | $1.83B | $1.80B | $1.78B | $1.76B | $1.62B | $1.47B | |
| Shares Outstanding | 5,411,615 | 5,412,376 | 5,374,205 | 5,376,346 | 5,376,346 | 5,378,653 | 3,549,581 | 3,549,580 | 3,556,844 | 3,557,229 | 3,549,581 | 3,520,894 | 3,528,240 | 3,522,431 | 3,490,086 | 3,490,171 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $387.0K | $413.0K | $299.0K | $304.0K | $290.0K | $323.0K | $268.0K | $93.0K | $249.0K | $302.0K | $310.0K | $263.0K | $323.0K | $317.0K | $271.0K | $329.0K | |
| Operating Cash Flow | $-13M | $4M | $9M | $8M | $3M | $6M | $6M | $8M | $-2M | $7M | $-6M | $15M | $-2M | $214.0K | $9M | $3M | |
| CapEx | $282.0K | $209.0K | $227.0K | $380.0K | $262.0K | $537.0K | $273.0K | $231.0K | $421.0K | $94.0K | $-56.0K | $611.0K | $509.0K | $7.0K | $345.0K | $85.0K | |
| Investing Cash Flow | $-35M | $19M | $-11M | $-23M | $2M | $30M | $28M | $-31M | $-6M | $26M | $-25M | $34M | $-65M | $-75M | $-120M | $-67M | |
| Stock Issued | $0 | $0 | $0 | $0 | $0 | $54M | $0 | $0 | $0 | $0 | · | · | · | · | · | · | |
| Net Stock Activity | · | $0 | · | · | · | $54M | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $911.0K | |
| Financing Cash Flow | $2M | $-51M | $-49M | $-113M | $126M | $36M | $-22M | $81M | $4M | $-43M | $27M | $14M | $17M | $137M | $142M | $68M | |
| Net Change in Cash | $-46M | $-27M | $-51M | $-128M | $131M | $72M | $12M | $58M | $-4M | $-11M | $-4M | $63M | $-50M | $62M | $31M | $4M | |
| Free Cash Flow | · | $4M | · | · | · | $5M | · | · | · | $7M | · | · | · | $207.0K | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-1M | · | · | · | $-5M | · | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 19.5% | 17.9% | · | 25.0% | 25.6% | -145.8% | · | 18.6% | · | · | · | 13.5% | 13.0% | 16.0% | · | 25.4% | |
| Pretax Margin | 25.5% | 22.4% | · | 30.9% | 31.8% | -189.0% | · | 21.6% | 22.9% | 19.1% | · | 16.2% | 15.4% | 19.3% | · | 31.2% | |
| ROA | 0.26% | 0.20% | · | 0.29% | 0.28% | -0.38% | · | 0.19% | · | · | · | 0.14% | 0.13% | 0.17% | · | 0.30% | |
| ROE | 2.7% | 2.0% | · | 3.7% | 3.6% | -4.9% | · | 3.1% | · | · | · | 2.3% | 2.0% | 2.5% | · | 3.9% |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $35.83 | $35.16 | · | $34.52 | $33.41 | $32.81 | · | $33.20 | $31.24 | $30.28 | · | $28.74 | $29.47 | $29.66 | · | $28.22 | |
| Revenue / Share | $4.72 | $3.85 | · | $4.16 | $3.83 | $1.05 | · | $5.18 | $4.63 | $4.47 | · | $4.86 | $4.48 | $4.59 | · | $4.61 | |
| Cash Flow / Share | · | $0.79 | · | · | · | $1.27 | · | · | · | $1.90 | · | · | · | $0.06 | · | · | |
| Dividend / Share | $0.31 | $0.31 | $0.31 | $0.31 | $0.31 | $0.31 | $0.31 | $0.30 | $0.30 | $0.30 | $0.30 | $0.30 | $0.30 | $0.30 | $0.30 | $0.29 | |
| EPS (TTM) | $3.46 | $3.52 | · | $2.23 | $2.16 | $2.07 | · | $3.27 | $2.96 | $2.65 | · | $2.89 | $3.40 | $3.96 | · | $3.91 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $19M | $19M | · | $10M | $8M | $6M | · | $12M | $10M | $9M | · | $10M | $12M | $14M | · | $14M | |
| Market Cap | $224M | $189M | · | $203M | $165M | $176M | · | $115M | $117M | $106M | · | $112M | $108M | $120M | · | $129M | |
| P/E | 12.0 | 9.9 | · | 17.0 | 14.2 | 15.8 | · | 9.9 | 11.1 | 11.3 | · | 11.0 | 9.0 | 8.6 | · | 9.4 | |
| P/B | 1.2 | 1.0 | · | 1.1 | 0.9 | 1.0 | · | 1.0 | 1.1 | 1.0 | · | 1.1 | 1.0 | 1.1 | · | 1.3 | |
| P / Tangible Book | 1.2 | 1.0 | · | 1.1 | 0.9 | 1.0 | · | 1.0 | 1.1 | 1.0 | · | 1.1 | 1.0 | 1.1 | · | 1.3 | |
| P / Cash Flow | · | 44.1 | · | · | · | 30.4 | · | · | · | 15.7 | · | · | · | 559.0 | · | · | |
| Dividend Yield | 3.0% | 3.5% | · | 2.7% | 3.0% | 2.5% | · | 3.7% | 3.6% | 4.0% | · | 3.8% | 3.8% | 3.3% | · | 2.8% | |
| Earnings Yield | 8.3% | 10.1% | · | 5.9% | 7.0% | 6.3% | · | 10.1% | 9.0% | 8.9% | · | 9.1% | 11.2% | 11.7% | · | 10.6% | |
| Payout Ratio | · | 44.8% | · | · | · | -15.9% | · | · | · | · | · | · | · | 40.9% | · | · | |
| Annual Payout | $7M | $7M | · | $6M | $5M | $4M | · | $4M | $4M | $4M | · | $4M | $4M | $4M | · | $4M |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Pendapatan | · | · | $0 | $3.0K | $236.0K |
| Laba Bersih | $8M | $15M | $9M | $15M | $11M |
| EPS Dilusian | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 |
Tidak ada data untuk laporan ini
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Arus Kas Bebas | $24M | $18M | $6M | $13M | $14M |
Pemilik institusional (13F) 84 pengaju · $111.7M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
84
Nilai yang dipegang
$111.7M
Posisi baru
14
Posisi yang keluar
6
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 14 (+2 vs Kuartal sebelumnya) | 6 (+3 vs Kuartal sebelumnya) | 32 (+16 vs Kuartal sebelumnya) | 20 (-9 vs Kuartal sebelumnya) | +30K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| BlackRock, Inc. | $14.314.811 | 345.268 | 12,81% | Saham |
| VANGUARD GROUP INC | $12.019.961 | 302.047 | 10,76% | Saham |
| Fourthstone LLC | $11.922.860 | 287.575 | 10,67% | Saham |
| WELLINGTON MANAGEMENT GROUP LLP | $11.570.781 | 279.083 | 10,36% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $8.819.952 | 212.734 | 7,89% | Saham |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $5.622.934 | 135.623 | 5,03% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $4.903.632 | 118.250 | 4,39% | Saham |
| STATE STREET CORP | $3.744.128 | 90.307 | 3,35% | Saham |
| ALLIANCEBERNSTEIN L.P. | $3.271.190 | 93.516 | 2,93% | Saham |
| MALTESE CAPITAL MANAGEMENT LLC | $2.723.922 | 65.700 | 2,44% | Saham |
| TWO SIGMA INVESTMENTS, LP | $2.585.321 | 62.357 | 2,31% | Saham |
| CHOREO, LLC | $2.504.184 | 60.400 | 2,24% | Saham |
| BANC FUNDS CO LLC | $2.342.490 | 56.500 | 2,10% | Saham |
| MARSHALL WACE, LLP | $2.131.997 | 51.423 | 1,91% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $1.599.400 | 38.580 | 1,43% | Saham |
| NORTHERN TRUST CORP | $1.536.632 | 37.063 | 1,38% | Saham |
| CITADEL ADVISORS LLC | $1.393.139 | 33.602 | 1,25% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1.323.693 | 31.927 | 1,18% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $1.262.664 | 30.455 | 1,13% | Saham |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1.198.567 | 28.909 | 1,07% | Saham |
| UBS Group AG | $1.196.246 | 28.853 | 1,07% | Saham |
| MORGAN STANLEY | $1.160.768 | 27.997 | 1,04% | Saham |
| Trexquant Investment LP | $979.575 | 23.627 | 0,88% | Saham |
| GOLDMAN SACHS GROUP INC | $892.551 | 21.528 | 0,80% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $829.250 | 20.001 | 0,74% | Saham |
| EJF Capital LP | $679.903 | 16.399 | 0,61% | Saham |
| UNITED CAPITAL FINANCIAL ADVISORS, LLC | $671.320 | 16.192 | 0,60% | Saham |
| Bank of New York Mellon Corp | $650.609 | 15.692 | 0,58% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $559.212 | 13.488 | 0,50% | Saham |
| Wealthspire Advisors, LLC | $538.019 | 12.977 | 0,48% | Saham |
| BARCLAYS PLC | $507.927 | 12.251 | 0,45% | Saham |
| Nuveen, LLC | $470.364 | 11.345 | 0,42% | Saham |
| Expressive Wealth LLC | $434.128 | 10.471 | 0,39% | Saham |
| COMMONWEALTH EQUITY SERVICES, LLC | $409.580 | 9.879 | 0,37% | Saham |
| AMERICAN CENTURY COMPANIES INC | $408.754 | 9.859 | 0,37% | Saham |
| XTX Topco Ltd | $402.618 | 9.711 | 0,36% | Saham |
| WELLS FARGO & COMPANY/MN | $398.804 | 9.619 | 0,36% | Saham |
| BANK OF AMERICA CORP /DE/ | $392.253 | 9.461 | 0,35% | Saham |
| Reynders McVeigh Capital Management, LLC | $389.000 | 9.375 | 0,35% | Saham |
| Quadrature Capital Ltd | $369.326 | 8.908 | 0,33% | Saham |
| HOWE & RUSLING INC | $269.490 | 6.500 | 0,24% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $259.332 | 6.255 | 0,23% | Saham |
| OCCUDO QUANTITATIVE STRATEGIES LP | $228.071 | 5.501 | 0,20% | Saham |
| SEI INVESTMENTS CO | $219.825 | 5.302 | 0,20% | Saham |
| TWO SIGMA ADVISERS, LP | $206.934 | 5.200 | 0,19% | Saham |
| DEUTSCHE BANK AG\ | $194.613 | 4.694 | 0,17% | Saham |
| Russell Investments Group, Ltd. | $161.477 | 3.901 | 0,14% | Saham |
| RHUMBLINE ADVISERS | $143.156 | 3.453 | 0,13% | Saham |
| MetLife Investment Management, LLC | $127.821 | 3.083 | 0,11% | Saham |
| EVERMAY WEALTH MANAGEMENT LLC | $108.170 | 2.609 | 0,10% | Saham |
Aktivis & pemilik 5%+ 1 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| James R. Wilkins, Jr. | 2 Des. 2004 | · | Pengajuan awal | Investasi pasif | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 40 orang dalam · 21 pejabat · 19 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Marianne Schmidt | EXECUTIVE OFFICER | 29 April 2026 S | 3.757 | 0 | 1 | $-14.725 |
| Brandon Craig Lorey | EXECUTIVE OFFICER | 2 Maret 2026 P | 44.204 | 1 | 0 | $12.086 |
| Yasaman Yamini | EXECUTIVE OFFICER | 5 Jan. 2026 F | 2.427 | 0 | 0 | $0 |
| Kathleen S Croson | EXECUTIVE OFFICER | 5 Jan. 2026 F | 6.306 | 0 | 0 | $0 |
| Todd A Braithwaite | EXECUTIVE OFFICER | 5 Jan. 2026 F | 9.737 | 0 | 1 | $-2.178 |
| Aaron M Poffinberger | EXECUTIVE OFFICER | 5 Jan. 2026 F | 11.241 | 0 | 0 | $0 |
| Joseph T Zmitrovich | EXECUTIVE OFFICER | 5 Jan. 2026 F | 25.981 | 0 | 0 | $0 |
| Kaley Ann Crosen | EXECUTIVE OFFICER | 5 Jan. 2026 F | 23.846 | 0 | 0 | $0 |
| Kathleen J Chappell | EXECUTIVE OFFICER | 5 Jan. 2026 F | 19.448 | 0 | 0 | $0 |
| Nicholas Peter Smith | EXECUTIVE OFFICER | 2 Jan. 2026 F | 7.751 | 0 | 0 | $0 |
| Debra L Purrington | EXECUTIVE OFFICER | 2 Jan. 2026 A | 8.475 | 0 | 0 | $0 |
| James S George II | EXECUTIVE OFFICER | 31 Des. 2025 D | 5.009 | 0 | 0 | $0 |
| Herve A Bonnet | EXECUTIVE OFFICER | 23 Agu 2023 F | 724 | 0 | 0 | $0 |
| Carl A Esterhay | EXECUTIVE OFFICER | 4 Jan. 2021 D | 12.755 | 0 | 0 | $0 |
| John Eugene Hudson | EXECUTIVE OFFICER | 25 Nov. 2020 A | 66 | 0 | 0 | $0 |
| James W Mccarty JR | EXECUTIVE OFFICER | 2 Jan. 2019 A | 44.286 | 0 | 0 | $0 |
| Dale Lee Fritts | EXECUTIVE OFFICER | 12 Mei 2016 D | 20.598 | 0 | 0 | $0 |
| Elizabeth M Pendleton | EXECUTIVE OFFICER | 13 Nov. 2014 P | 2.292 | 0 | 0 | $0 |
| Robert C Boyd | Executive Officer | 11 Juni 2014 A | 4.195 | 0 | 0 | $0 |
| Stephen J Amweg | Executive Officer | 4 Jan. 2010 D | 1.500 | 0 | 0 | $0 |
| Jeffrey S Boppe | Executive Officer | 3 Jan. 2008 D | 7.381 | 0 | 0 | $0 |
| Scott M Hamberger | Direktur | 11 Maret 2026 G | 11.609 | 3 | 0 | $86.697 |
| Edward Hill III | Direktur | 5 Maret 2026 P | 5.600 | 1 | 0 | $32.508 |
| Karthik Shyamsunder | Direktur | 2 Jan. 2026 A | 961 | 0 | 0 | $0 |
| Tatiana C Matthews | Direktur | 2 Jan. 2026 A | 3.617 | 0 | 0 | $0 |
| Cary R Claytor | Direktur | 2 Jan. 2026 A | 9.662 | 0 | 0 | $0 |
| John D Stokely JR | Direktur | 2 Jan. 2026 A | 14.240 | 0 | 2 | $-215.684 |
| Douglas Clay Rinker | Direktur | 2 Jan. 2026 A | 22.199 | 0 | 0 | $0 |
| Mary Bruce Glaize | Direktur | 2 Jan. 2026 A | 17.796 | 0 | 0 | $0 |
| John R Milleson | Direktur | 2 Jan. 2026 A | 144.586 | 0 | 0 | $0 |
| Thomas T Gilpin | Direktur | 7 Feb. 2025 P | 50.490 | 0 | 0 | $0 |
| Thomas T Byrd | Direktur | 3 Jan. 2023 A | 62.669 | 0 | 0 | $0 |
| Deborah E Addo | Direktur | 25 Juni 2021 A | 1.155 | 0 | 0 | $0 |
| James R Wilkins JR | Direktur | 19 Feb. 2021 P | 183.793 | 0 | 0 | $0 |
| Randall G Vinson | Direktur | 16 Sep. 2020 A | 33.570 | 0 | 0 | $0 |
| Robert E Sevila | Direktur | 20 Juni 2019 A | 3.906 | 0 | 0 | $0 |
| James T Vickers | Direktur | 17 Juni 2015 A | 24.958 | 0 | 0 | $0 |
| Lewis M Ewing | Direktur | 16 Juni 2010 A | 26.762 | 0 | 0 | $0 |
| John D Hardesty | Direktur | 12 Des. 2006 S | 13.495 | 0 | 0 | $0 |
| Robert W Smalley JR | · | 19 Mei 2026 D | 24.379 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 17 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,05% | 16.454 SH | 11 Sep. 2026 | Harian |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 27.373 SH | 19 Agu 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,01% | 4.188 SH | 19 Agu 2026 | Harian |
| IWM · iShares Trust | 0,01% | 119.029 SH | 11 Sep. 2026 | Harian |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,01% | 386 SH | 30 Sep. 2026 | Harian |
| RSSL · Global X Funds | 0,01% | 2.289 NS | 31 Juli 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,00% | 6.040 NS | 31 Juli 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 7.775 NS | 31 Juli 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 287 NS | 31 Juli 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 2.075 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 342 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 431 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 52.433 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 154.632 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 366 SH | 19 Agu 2026 | Harian |
| DFAC · Dimensional ETF Trust | 0,00% | 360 NS | 31 Juli 2026 | N-PORT |
| IWN · iShares Trust | · | 48.928 SH | 11 Sep. 2026 | Harian |
EFSI Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 9 analis
BELI
Target median
$44.00
-3,3%
2 22,2%
Beli Kuat
4 44,4%
Beli
3 33,3%
Tahan
0 0,0%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
3 analis · 2026-09-30Target rata-rata $44.33 -2,6%
Sekarang
Harga saat ini $45.51
Rendah$43.00
Rata-rata$44.33
Tinggi$46.00
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| EFSI | $214M | 25.0 | · | 11.8% | 4.5% | · |
| RMBI | $147M | 12.0 | 12.5% | 23.7% | 8.3% | · |
| BCBP | $139M | -9.6 | 7.0% | -12.3% | -4.0% | · |
| INBK | · | -5.2 | -13.6% | -30.2% | -9.4% | · |
| PEBK | $198M | 10.0 | 10.0% | 22.0% | 13.2% | · |
| CMTV | · | 8.3 | 16.7% | 34.8% | 15.4% | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap
Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.
Pilihan Anda disimpan dan mengikuti Anda di semua ticker.
Sumber: SEC 10-Q diajukan Agu 10, 2026