INBK First Internet Bancorp - Common Stock

NASDAQ · Banking · Lihat di SEC EDGAR ↗
$23,61
Harga · Mei 20, 2026
Fundamental per Mei 6, 2026
Rentang 52M
$17–$29
57% of range
Peringkat Analis
BUY
10 analysts
Target Harga
$26
+9% upside
P/E (TTM)
-5.2
ROE
-9.4%
Margin Laba Bersih
-30.2%

INBK Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

Harga
$23.61
Kapitalisasi Pasar
—
P/E (TTM)
-5.2
EPS (TTM)
$-4.03
Pendapatan (TTM)
—
Imbal Hasil Dividen
—
ROE
-9.4%
D/E Utang/Ekuitas
—
Rentang 52M
$17 – $29

INBK Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Pendapatan & Laba Bersih —
3-point trend, +47.3%
2017-12-31 → 2019-12-31
EPS $-4.03
10-point trend, -275.2%
2016-12-31 → 2025-12-31
Arus Kas Bebas $2M
9-point trend, -90.5%
2016-12-31 → 2025-12-31
Margin -30.2%

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik
Tren 5 Tahun
INBK
Median Rekan
P/E (TTM)
5-point trend, -153.1%
-5.2
13.3

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik
Tren 5 Tahun
INBK
Median Rekan
Net Profit Margin (Margin Laba Bersih)
5-point trend, -174.9%
-30.2%
22.7%
ROA
5-point trend, -154.4%
-0.62%
0.89%
ROE
5-point trend, -173.2%
-9.4%
8.6%

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik
Tren 5 Tahun
INBK
Median Rekan

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik
Tren 5 Tahun
INBK
Median Rekan
Revenue YoY (Pendapatan YoY)
3-point trend, +47.3%
-13.6%
—
Revenue CAGR 3Y (CAGR Pendapatan 3T)
3-point trend, +47.3%
-0.53%
—
Revenue CAGR 5Y (CAGR Pendapatan 5T)
3-point trend, +47.3%
2.9%
—
EPS YoY
5-point trend, -183.6%
203.2%
—
Net Income YoY (Laba Bersih YoY)
5-point trend, -173.1%
200.3%
—

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik
Tren 5 Tahun
INBK
Median Rekan
EPS (Diluted)
5-point trend, -183.6%
$-4.03
—

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik
Tren 5 Tahun
INBK
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
5-point trend, -218.1%
-5.9%
—

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

Imbal Hasil Dividen
—
Rasio Pembayaran Dividen
-5.9%
CAGR Dividen 5T
—
Tanggal ex-dividenJumlah
31 Maret 2026$0,0600
31 Des. 2025$0,0600
30 Sep. 2025$0,0600
30 Juni 2025$0,0600
31 Maret 2025$0,0600
31 Des. 2024$0,0600
30 Sep. 2024$0,0600
28 Juni 2024$0,0600
27 Maret 2024$0,0600
28 Des. 2023$0,0600
28 Sep. 2023$0,0600
29 Juni 2023$0,0600
30 Maret 2023$0,0600
29 Des. 2022$0,0600
29 Sep. 2022$0,0600
30 Juni 2022$0,0600
30 Maret 2022$0,0600
30 Des. 2021$0,0600
29 Sep. 2021$0,0600
30 Juni 2021$0,0600

INBK Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

BELI 10 analis
  • Beli Kuat 2 20,0%
  • Beli 4 40,0%
  • Tahan 4 40,0%
  • Jual 0 0,0%
  • Jual Kuat 0 0,0%

Target Harga 12 Bulan

4 analis · 2026-05-14
Target median $24.50 +3,8%
Target rata-rata $25.75 +9,1%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Kejutan Rata-rata
-0.57%
Periode EPS Aktual EPS Estimasi Kejutan
31 Maret 2026 $0.29 $0.10 0.19%
31 Des. 2025 $0.64 $0.58 0.06%
30 Sep. 2025 $-1.43 $0.72 -2.2%
30 Juni 2025 $0.02 $0.30 -0.28%
31 Maret 2025 $0.11 $0.77 -0.66%

Perbandingan Sejawat Metrik utama vs rekan sektor

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
INBK — -5.2 -13.6% -30.2% -9.4% —
BPRN — 12.8 12.8% — — —
OPBK $210M 8.2 -1.8% 800.1% 11.6% —
MRBK $208M 9.3 10.1% 345.7% 11.8% —
EFSI $214M 25.0 — 11.8% 4.5% —
CZWI $171M 12.2 10.2% 23.1% 7.8% —
TFC $62.13B 12.9 53.0% 26.1% 8.2% —

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Laba Rugi 10
Data Laporan Laba Rugi Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Revenue 3-point trend, +47.3% · · · · · · $12M $6M $8M
Interest Expense 7-point trend, +435.7% · · $165M $60M $47M $72M $84M $53M $31M
Interest Income 9-point trend, +278.0% $320M $292M $239M $157M $134M $137M $147M $115M $85M
Pretax Income 9-point trend, -321.9% $-51M $28M $5M $40M $57M $34M $27M $24M $23M
Income Tax 9-point trend, -303.9% $-16M $2M $-3M $5M $8M $4M $2M $2M $8M
Net Income 9-point trend, -331.0% $-35M $25M $8M $36M $48M $29M $25M $22M $15M
EPS (Basic) 9-point trend, -288.3% $-4.03 $2.91 $0.95 $3.73 $4.85 $2.99 $2.51 $2.31 $2.14
EPS (Diluted) 9-point trend, -289.2% $-4.03 $2.88 $0.95 $3.70 $4.82 $2.99 $2.51 $2.30 $2.13
Shares (Basic) 9-point trend, +22.6% 8,729,970 8,690,416 8,837,558 9,530,921 9,918,083 9,840,205 10,041,581 9,490,506 7,118,628
Shares (Diluted) 9-point trend, +22.1% 8,729,970 8,765,725 8,858,890 9,595,115 9,976,261 9,842,425 10,044,483 9,508,653 7,149,302
Neraca 11
Data Neraca Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Cash & Equivalents 9-point trend, +852.0% $457M $466M $406M $257M $443M $420M $327M $189M $48M
PP&E (Net) 9-point trend, +575.4% $68M $71M $73M $73M $60M $38M $15M $11M $10M
Accum. Depreciation 9-point trend, +269.9% $24M $19M $15M $11M $7M $11M $9M $8M $6M
Goodwill Flat — no change across 9 periods $5M $5M $5M $5M $5M $5M $5M $5M $5M
Total Assets 9-point trend, +101.3% $5.57B $5.74B $5.17B $4.54B $4.21B $4.25B $4.10B $3.54B $2.77B
Total Liabilities 9-point trend, +104.9% $5.21B $5.35B $4.80B $4.18B $3.83B $3.92B $3.80B $3.25B $2.54B
Long-term Debt 9-point trend, -39.2% $250M $295M $615M $615M $515M $515M $515M $525M $410M
Retained Earnings 9-point trend, +238.5% $193M $231M $207M $206M $172M $127M $100M $78M $57M
AOCI 9-point trend, -301.1% $-20M $-33M $-29M $-34M $-11M $-17M $-14M $-17M $-5M
Stockholders' Equity 9-point trend, +60.5% $360M $384M $363M $365M $380M $331M $305M $289M $224M
Liabilities + Equity 9-point trend, +101.3% $5.57B $5.74B $5.17B $4.54B $4.21B $4.25B $4.10B $3.54B $2.77B
Arus Kas 14
Data Arus Kas Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Stock-based Comp 9-point trend, +17.6% $1M $2M $1M $2M $2M $2M $2M $2M $1M
Deferred Tax 9-point trend, -449.0% $-18M $-1M $-4M $5M $2M $-4M $-4M $978.0K $-3M
Operating Cash Flow 9-point trend, -86.0% $3M $13M $12M $83M $55M $13M $-44M $29M $25M
CapEx 9-point trend, -19.1% $1M $3M $5M $18M $30M $26M $4M $2M $2M
Investing Cash Flow 9-point trend, +114.2% $129M $-496M $-475M $-601M $44M $-45M $-313M $-639M $-908M
Net Debt Issued 2-point trend, +100.0% · · · · · · $0 $-3M ·
Stock Issued 4-point trend, -100.0% · · · · · $0 $0 $54M $52M
Stock Repurchased 9-point trend, +521000.00 $521.0K $283.0K $9M $28M $4M $0 $10M $216.0K $0
Net Stock Activity 9-point trend, -101.0% $-521.0K $-283.0K $-9M $-28M $-4M $0 $-10M $54M $52M
Dividends Paid 9-point trend, +24.6% $2M $2M $2M $2M $2M $2M $2M $2M $2M
Financing Cash Flow 9-point trend, -115.9% $-142M $544M $612M $332M $-76M $124M $495M $750M $892M
Net Change in Cash 9-point trend, -212.9% $-10M $61M $149M $-186M $23M $92M $139M $141M $9M
Free Cash Flow 8-point trend, -90.4% $2M $10M $6M $65M · $-12M $-48M $27M $23M
Levered FCF 6-point trend, -10212.7% · · $-274M $12M · $-75M $-126M $-22M $3M
Profitabilitas 4
Data Profitabilitas Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Net Margin 9-point trend, -227.9% -30.2% 18.8% 8.3% 30.0% 40.3% 29.2% 218.7% 30.8% 23.6%
Pretax Margin 9-point trend, -222.9% -43.7% 20.4% 4.9% 33.9% 47.4% 33.6% 235.3% 33.7% 35.5%
ROA 9-point trend, -193.9% -0.62% 0.46% 0.17% 0.81% 1.1% 0.71% 0.66% 0.69% 0.66%
ROE 9-point trend, -216.5% -9.4% 6.6% 2.4% 9.8% 12.8% 9.1% 8.4% 7.6% 8.1%
Efisiensi 1
Data Efisiensi Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Asset Turnover 9-point trend, -26.2% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Per Saham 4
Data Per Saham Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Revenue / Share 9-point trend, +47.8% $13.34 $15.37 $11.40 $12.33 $11.97 $10.25 $1.15 $7.47 $9.03
Cash Flow / Share 8-point trend, -88.5% $0.40 $1.48 $1.32 $8.62 · $1.33 $-4.34 $3.09 $3.44
Dividend / Share Flat — no change across 9 periods $0 $0 $0 $0 $0 $0 $0 $0 $0
EPS (TTM) 9-point trend, -289.2% $-4.03 $2.88 $0.95 $3.70 $4.82 $2.99 $2.51 $2.30 $2.13
Tingkat Pertumbuhan 8
Data Tingkat Pertumbuhan Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Revenue YoY 5-point trend, -173.8% -13.6% 33.4% -14.6% -0.88% 18.4% · · · ·
Revenue CAGR 3Y 3-point trend, -1160.0% -0.53% 4.1% 0.05% · · · · · ·
Revenue CAGR 5Y 2.9% · · · · · · · ·
EPS YoY 4-point trend, +232.0% · 203.2% -74.3% -23.2% 61.2% · · · ·
EPS CAGR 3Y 2-point trend, +50.3% · -15.8% -31.8% · · · · · ·
Net Income YoY 4-point trend, +216.1% · 200.3% -76.3% -26.1% 63.4% · · · ·
Net Income CAGR 3Y 2-point trend, +43.4% · -19.3% -34.1% · · · · · ·
Dividend CAGR 5Y -2.3% · · · · · · · ·
Valuasi (TTM) 6
Data Valuasi (TTM) Tahunan untuk INBK
Metrik Tren 202520242023202220212020201920182017
Revenue TTM 3-point trend, +47.3% · · · · · · $12M $6M $8M
Net Income TTM 9-point trend, -331.0% $-35M $25M $8M $36M $48M $29M $25M $22M $15M
P/E 9-point trend, -128.9% -5.2 12.5 25.5 6.6 9.8 9.6 9.4 8.9 17.9
Earnings Yield 9-point trend, -446.1% -19.3% 8.0% 3.9% 15.2% 10.2% 10.4% 10.6% 11.2% 5.6%
Payout Ratio 9-point trend, -153.9% -5.9% 8.2% 25.6% 6.5% 5.0% 8.0% 9.6% 10.2% 11.0%
Annual Payout 9-point trend, +24.6% $2M $2M $2M $2M $2M $2M $2M $2M $2M

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Laporan Laba Rugi
2025-12-312024-12-312023-12-312022-12-312021-12-31
Laba Bersih $-35M$25M$8M$36M$48M
EPS Dilusian $-4.03$2.88$0.95$3.70$4.82
Arus Kas
2025-12-312024-12-312023-12-312022-12-312021-12-31
Arus Kas Bebas $2M$10M$6M$65M—

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