lencana Anda Rentang 52M $17–$31 75% of range Peringkat Analis BUY 11 analysts Target Harga $31 +12% upside P/E -5.2 ROE -9.4% Margin Laba Bersih -30.2%

INBK Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $27.62
P/E -5.2
EPS $-4.03
ROE -9.4%
Rentang 52M $17–$31

INBK Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Pemecahan saham 1
Tanggal ex-dividen Pemecahan Tipe
24 Juni 2013 3-for-2 Maju

Tentang First Internet Bancorp - Common Stock Tinjauan perusahaan dari Wikipedia

05 · wikidata

First Internet Bank of Indiana (First IB) is the sole subsidiary of First Internet Bancorp, an American bank holding company headquartered in Fishers, Indiana. It was established as one of the first state-chartered banks to operate exclusively online and via telephone, without any physical branches.

Founded in 1997 by David B. Becker, the bank was incorporated on October 28, 1998, and began operations on February 22, 1999. Specializing in online retail banking and securities investment, it offers a range of financial products including interest-bearing checking accounts, savings accounts (standard and money market), certificates of deposit, individual retirement accounts, credit cards, personal lines of credit, and installment loans.

Privately capitalized with over 300 individual and corporate investors, First Internet Bank became a wholly owned subsidiary of First Internet Bancorp following a Plan of Exchange completed on March 21, 2006.

Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗

Wikidata ↗

sektorFinancials industriBanking karyawan354 negaraUS

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan·
2017-12-31 → 2019-12-31
EPS$-4.03
2016-12-31 → 2025-12-31
Arus Kas Bebas$2M
2016-12-31 → 2025-12-31
Margin bersih-30.2%
2016-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun INBK rata-rata 5T Median Rekan Kesimpulan
P/E -5.2rata-rata 5T ≈9.8 ≈9.8 · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Rasio Pembayaran Dividen-5.9%
Pembayaran Tahunan≈$0.24Dibayar triwulanan
CAGR Dividen 5T≈0.00%Per saham, disesuaikan pemecahan saham
Tanggal ex-dividenJumlahMata UangImbal Hasil
Jun 30, 2026$0,06USD≈0.86%
Mar 31, 2026$0,06USD≈1.2%
Des 31, 2025$0,06USD≈1.1%
Sep 30, 2025$0,06USD≈1.1%
Jun 30, 2025$0,06USD≈0.89%
Mar 31, 2025$0,06USD≈0.90%
Des 31, 2024$0,06USD≈0.67%
Sep 30, 2024$0,06USD≈0.70%
Jun 28, 2024$0,06USD≈0.89%
Mar 27, 2024$0,06USD≈0.69%
Des 28, 2023$0,06USD≈0.97%
Sep 28, 2023$0,06USD≈1.5%
Jun 29, 2023$0,06USD≈1.5%
Mar 30, 2023$0,06USD≈1.4%
Des 29, 2022$0,06USD≈0.99%
Sep 29, 2022$0,06USD≈0.70%
Jun 30, 2022$0,06USD≈0.65%
Mar 30, 2022$0,06USD≈0.55%
Des 30, 2021$0,06USD≈0.51%
Sep 29, 2021$0,06USD≈0.77%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata -35.6%
Laporan Berikutnya Okt 20, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Jul 21, 2026 $0.27 $0.15 75.8%
31 Maret 2026 $0.29 $0.10 177.2%
31 Des. 2025 $0.64 $0.58 10.6%
30 Sep. 2025 $-1.43 $0.72 -298.1%
30 Juni 2025 $0.02 $0.30 -93.3%
31 Maret 2025 $0.11 $0.77 -85.7%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 10
Metrik Tren 202520242023202220212020201920182017
Revenue ······$12M$6M$8M
Interest Expense ··$165M$60M$47M$72M$84M$53M$31M
Interest Income $320M$292M$239M$157M$134M$137M$147M$115M$85M
Pretax Income $-51M$28M$5M$40M$57M$34M$27M$24M$23M
Income Tax $-16M$2M$-3M$5M$8M$4M$2M$2M$8M
Net Income $-35M$25M$8M$36M$48M$29M$25M$22M$15M
EPS (Basic) $-4.03$2.91$0.95$3.73$4.85$2.99$2.51$2.31$2.14
EPS (Diluted) $-4.03$2.88$0.95$3.70$4.82$2.99$2.51$2.30$2.13
Shares (Basic) 8,729,9708,690,4168,837,5589,530,9219,918,0839,840,20510,041,5819,490,5067,118,628
Shares (Diluted) 8,729,9708,765,7258,858,8909,595,1159,976,2619,842,42510,044,4839,508,6537,149,302
Neraca 11
Metrik Tren 202520242023202220212020201920182017
Cash & Equivalents $457M$466M$406M$257M$443M$420M$327M$189M$48M
PP&E (Net) $68M$71M$73M$73M$60M$38M$15M$11M$10M
Accum. Depreciation $24M$19M$15M$11M$7M$11M$9M$8M$6M
Goodwill $5M$5M$5M$5M$5M$5M$5M$5M$5M
Total Assets $5.57B$5.74B$5.17B$4.54B$4.21B$4.25B$4.10B$3.54B$2.77B
Total Liabilities $5.21B$5.35B$4.80B$4.18B$3.83B$3.92B$3.80B$3.25B$2.54B
Long-term Debt $250M$295M$615M$615M$515M$515M$515M$525M$410M
Retained Earnings $193M$231M$207M$206M$172M$127M$100M$78M$57M
AOCI $-20M$-33M$-29M$-34M$-11M$-17M$-14M$-17M$-5M
Stockholders' Equity $360M$384M$363M$365M$380M$331M$305M$289M$224M
Liabilities + Equity $5.57B$5.74B$5.17B$4.54B$4.21B$4.25B$4.10B$3.54B$2.77B
Arus Kas 14
Metrik Tren 202520242023202220212020201920182017
Stock-based Comp $1M$2M$1M$2M$2M$2M$2M$2M$1M
Deferred Tax $-18M$-1M$-4M$5M$2M$-4M$-4M$978.0K$-3M
Operating Cash Flow $3M$13M$12M$83M$55M$13M$-44M$29M$25M
CapEx $1M$3M$5M$18M$30M$26M$4M$2M$2M
Investing Cash Flow $129M$-496M$-475M$-601M$44M$-45M$-313M$-639M$-908M
Net Debt Issued ······$0$-3M·
Stock Issued ·····$0$0$54M$52M
Stock Repurchased $521.0K$283.0K$9M$28M$4M$0$10M$216.0K$0
Net Stock Activity $-521.0K$-283.0K$-9M$-28M$-4M$0$-10M$54M$52M
Dividends Paid $2M$2M$2M$2M$2M$2M$2M$2M$2M
Financing Cash Flow $-142M$544M$612M$332M$-76M$124M$495M$750M$892M
Net Change in Cash $-10M$61M$149M$-186M$23M$92M$139M$141M$9M
Free Cash Flow $2M$10M$6M$65M·$-12M$-48M$27M$23M
Levered FCF ··$-274M$12M·$-75M$-126M$-22M$3M
Profitabilitas 4
Metrik Tren 202520242023202220212020201920182017
Net Margin -30.2%18.8%8.3%30.0%40.3%29.2%218.7%30.8%23.6%
Pretax Margin -43.7%20.4%4.9%33.9%47.4%33.6%235.3%33.7%35.5%
ROA -0.62%0.46%0.17%0.81%1.1%0.71%0.66%0.69%0.66%
ROE -9.4%6.6%2.4%9.8%12.8%9.1%8.4%7.6%8.1%
Efisiensi 1
Metrik Tren 202520242023202220212020201920182017
Asset Turnover 0.00.00.00.00.00.00.00.00.0
Per Saham 4
Metrik Tren 202520242023202220212020201920182017
Revenue / Share $13.34$15.37$11.40$12.33$11.97$10.25$1.15$7.47$9.03
Cash Flow / Share $0.40$1.48$1.32$8.62·$1.33$-4.34$3.09$3.44
Dividend / Share $0.24$0.24$0.24$0.24$0.24$0.24$0.24$0.24$0.24
EPS (TTM) $-4.03$2.88$0.95$3.70$4.82$2.99$2.51$2.30$2.13
Tingkat Pertumbuhan 8
Metrik Tren 202520242023202220212020201920182017
Revenue YoY -13.6%33.4%-14.6%-0.88%18.4%····
Revenue CAGR 3Y -0.53%4.1%0.05%······
Revenue CAGR 5Y 2.9%········
EPS YoY ·203.2%-74.3%-23.2%61.2%····
EPS CAGR 3Y ·-15.8%-31.8%······
Net Income YoY ·200.3%-76.3%-26.1%63.4%····
Net Income CAGR 3Y ·-19.3%-34.1%······
Dividends Paid CAGR 5Y -2.3%········
Valuasi (TTM) 6
Metrik Tren 202520242023202220212020201920182017
Revenue TTM ······$12M$6M$8M
Net Income TTM $-35M$25M$8M$36M$48M$29M$25M$22M$15M
P/E -5.212.525.56.69.89.69.48.917.9
Earnings Yield -19.3%8.0%3.9%15.2%10.2%10.4%10.6%11.2%5.6%
Payout Ratio -5.9%8.2%25.6%6.5%5.0%8.0%9.6%10.2%11.0%
Annual Payout $2M$2M$2M$2M$2M$2M$2M$2M$2M

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Laba Bersih $-35M $25M $8M $36M $48M
EPS Dilusian $-4.03 $2.88 $0.95 $3.70 $4.82

Pemilik institusional (13F) 132 pengaju · $181.2M total · Per tanggal 30 Sep. 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 132
Nilai yang dipegang $181.2M
Posisi baru 14
Posisi yang keluar 8
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
14 (-5 vs Kuartal sebelumnya) 8 (-5 vs Kuartal sebelumnya) 44 (0 vs Kuartal sebelumnya) 37 (+2 vs Kuartal sebelumnya) +147K

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
BlackRock, Inc. $20.208.824 726.936 11,16% Saham
PATRIOT FINANCIAL PARTNERS GP, LP $10.779.341 400.719 5,95% Saham
HEARTLAND ADVISORS INC $10.450.020 375.900 5,77% Saham
AEGIS FINANCIAL CORP $9.848.456 354.261 5,44% Saham
VANGUARD CAPITAL MANAGEMENT LLC $9.628.558 346.351 5,32% Saham
VANGUARD GROUP INC $9.266.217 443.997 5,12% Saham
DIMENSIONAL FUND ADVISORS LP $9.113.584 327.830 5,03% Saham
AQR CAPITAL MANAGEMENT LLC $8.052.020 289.641 4,44% Saham
GEODE CAPITAL MANAGEMENT, LLC $6.319.168 227.248 3,49% Saham
Simcoe Capital LLC $5.804.001 208.777 3,20% Saham
Quantinno Capital Management LP $5.556.996 199.891 3,07% Saham
D. E. Shaw & Co., Inc. $4.667.230 167.886 2,58% Saham
BANC FUNDS CO LLC $4.508.493 162.176 2,49% Saham
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC $4.129.579 148.546 2,28% Saham
Foundry Partners, LLC $3.999.888 149.361 2,21% Saham
STATE STREET CORP $3.769.312 135.299 2,08% Saham
JACOBS LEVY EQUITY MANAGEMENT, INC $2.789.591 100.345 1,54% Saham
GOLDMAN SACHS GROUP INC $2.245.517 80.774 1,24% Saham
Gator Capital Management, LLC $2.195.922 78.990 1,21% Saham
SAPIENT CAPITAL LLC $2.167.703 77.807 1,20% Saham
CALDWELL SUTTER CAPITAL, INC. $2.082.192 74.899 1,15% Saham
Nuveen, LLC $1.955.035 70.325 1,08% Saham
AMERICAN CENTURY COMPANIES INC $1.884.451 67.786 1,04% Saham
MORGAN STANLEY $1.859.736 66.896 1,03% Saham
NORTHERN TRUST CORP $1.817.869 65.391 1,00% Saham
CITADEL ADVISORS LLC $1.756.988 63.201 0,97% Saham
Trexquant Investment LP $1.687.293 60.694 0,93% Saham
WELLINGTON MANAGEMENT GROUP LLP $1.648.901 59.313 0,91% Saham
Fiduciary Trust Co $1.524.219 54.828 0,84% Saham
VANGUARD FIDUCIARY TRUST CO $1.489.635 53.584 0,82% Saham
VANGUARD PORTFOLIO MANAGEMENT LLC $1.445.961 52.013 0,80% Saham
BANK OF AMERICA CORP /DE/ $1.444.265 51.952 0,80% Saham
BRIDGEWAY CAPITAL MANAGEMENT, LLC $1.257.366 45.229 0,69% Saham
TWO SIGMA INVESTMENTS, LP $1.142.914 41.112 0,63% Saham
VICTORY CAPITAL MANAGEMENT INC $1.107.830 39.850 0,61% Saham
MILLENNIUM MANAGEMENT LLC $1.093.708 39.342 0,60% Saham
AMERIPRISE FINANCIAL INC $882.072 31.727 0,49% Saham
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $832.693 29.953 0,46% Saham
Squarepoint Ops LLC $804.254 28.930 0,44% Saham
Walleye Capital LLC $774.341 27.854 0,43% Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $771.950 27.768 0,43% Saham
TWO SIGMA ADVISERS, LP $724.189 34.700 0,40% Saham
STRS OHIO $695.000 25.000 0,38% Saham
Valeo Financial Advisors, LLC $672.761 24.200 0,37% Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP $569.900 20.500 0,31% Opsi beli
Bank of New York Mellon Corp $557.793 20.064 0,31% Saham
Russell Investments Group, Ltd. $544.338 19.580 0,30% Saham
Qube Research & Technologies Ltd $526.337 18.933 0,29% Saham
MERCER GLOBAL ADVISORS INC /ADV $510.130 18.350 0,28% Saham
PERRITT CAPITAL MANAGEMENT INC $476.489 22.831 0,26% Saham

Tampilkan semua 132 pemilik institusional →

Aktivis & pemilik 5%+ 1 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju Diajukan Kepemilikan Status Tujuan Pengajuan
John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020, John C. Lame IRA, John C. Lame, John C. Lame Roth IRA, Susan K. Lame IRA, Susan K. Lame Roth IRA 8 April 2026 1,72% Pengajuan awal Investasi pasif SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 19 orang dalam · 6 pejabat · 14 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
David B Becker Chairman and CEO 20 Jan. 2026 A 432.810 1 0 $93.350
Kenneth J. Lovik Executive Vice President & CFO 31 Jan. 2026 A 51.733 0 0 $0
Kay E. Whitaker SVP-Finance, CFO & Secretary 1 Jan. 2014 F 27.130 0 0 $0
Nicole S. Lorch President & COO 20 Jan. 2026 A 78.449 1 0 $35.920
Charles C. Perfetti Executive Vice President 31 Maret 2022 F 63.137 0 0 $0
Edward A. Roebuck SVP and Chief Credit Officer 31 Maret 2015 F 5.005 0 0 $0
Michele L. Raines Direktur 18 Mei 2026 A 6.440 0 0 $0
Joseph A. Fenech Direktur 18 Mei 2026 A 12.535 1 0 $19.830
Justin P. Christian Direktur 18 Mei 2026 A 13.278 0 0 $0
Aasif M. Bade Direktur 18 Mei 2026 A 14.335 0 0 $0
Ann C. Dee Direktur 18 Mei 2026 A 19.532 1 0 $19.913
John K Keach JR Direktur 18 Mei 2026 A 39.571 1 0 $38.680
Jean L Wojtowicz Direktur 18 Mei 2026 A 42.421 0 0 $0
David R. Lovejoy Direktur 18 Juli 2022 A 18.261 0 0 $0
Ana Dutra Direktur 18 Juli 2022 A 4.972 0 0 $0
Jerry L. Williams Direktur 8 Feb. 2022 S 0 0 0 $0
Ralph R Whitney JR Direktur 18 Jan. 2022 A 28.563 0 0 $0
Michael L Smith Direktur 18 Jan. 2021 A 3.273 0 0 $0
Ann D. Murtlow Direktur 30 Jan. 2020 A 7.960 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 21 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
IWC · iShares Trust 0,05% 26.397 SH 11 Sep. 2026 Harian
VTWO · VANGUARD SCOTTSDALE FUNDS 0,01% 44.729 SH 19 Agu 2026 Harian
VTWV · VANGUARD SCOTTSDALE FUNDS 0,01% 6.719 SH 19 Agu 2026 Harian
PRFZ · Invesco Exchange-Traded Fund Trust 0,01% 7.581 SH 2 Okt. 2026 Harian
IWM · iShares Trust 0,01% 197.038 SH 11 Sep. 2026 Harian
RSSL · Global X Funds 0,01% 3.692 NS 31 Juli 2026 N-PORT
DFSV · Dimensional ETF Trust 0,01% 18.272 NS 31 Juli 2026 N-PORT
DFAS · Dimensional ETF Trust 0,01% 28.410 NS 31 Juli 2026 N-PORT
DXUV · Dimensional ETF Trust 0,00% 689 NS 31 Juli 2026 N-PORT
DFAT · Dimensional ETF Trust 0,00% 7.557 NS 31 Juli 2026 N-PORT
DFAC · Dimensional ETF Trust 0,00% 16.254 NS 31 Juli 2026 N-PORT
DFUV · Dimensional ETF Trust 0,00% 5.329 NS 31 Juli 2026 N-PORT
DFSU · Dimensional ETF Trust 0,00% 751 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,00% 904 NS 31 Juli 2026 N-PORT
IWV · iShares Trust 0,00% 4.125 SH 3 Sep. 2026 Harian
DFAU · Dimensional ETF Trust 0,00% 857 NS 31 Juli 2026 N-PORT
DFUS · Dimensional ETF Trust 0,00% 1.172 NS 31 Juli 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0,00% 94.949 SH 19 Agu 2026 Harian
VTI · VANGUARD INDEX FUNDS 0,00% 242.202 SH 19 Agu 2026 Harian
VTHR · VANGUARD SCOTTSDALE FUNDS 0,00% 565 SH 19 Agu 2026 Harian
IWN · iShares Trust · 73.031 SH 11 Sep. 2026 Harian

INBK Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 11 analis BELI
Target median $29.50 +6,8%
2 18,2% Beli Kuat
5 45,5% Beli
4 36,4% Tahan
0 0,0% Jual
0 0,0% Jual Kuat

Target Harga 12 Bulan

5 analis · 2026-10-01

Target rata-rata $30.90 +11,9%

← Di bawah semua target Harga saat ini $27.62
Rendah$28.00 Rata-rata$30.90 Tinggi$35.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
INBK · -5.2 -13.6% -30.2% -9.4% ·
BCBP $139M -9.6 7.0% -12.3% -4.0% ·
EFSI $214M 25.0 · 11.8% 4.5% ·
PEBK $198M 10.0 10.0% 22.0% 13.2% ·
CMTV · 8.3 16.7% 34.8% 15.4% ·
OPBK $210M 8.2 -1.8% 800.1% 11.6% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 10-Q diajukan Agu 5, 2026