HNVR Hanover Bancorp, Inc. - Common Stock
NASDAQ · Banking · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 7, 2026
$25,64
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$19,91rendah 52m
$27,94tinggi 52m
Kapitalisasi Pasar (MRQ)
$181M
P/E
25.6
EPS
$1.00
lencana Anda
Rentang 52M
$20–$28
Peringkat Analis
BUY
Target Harga
$27
P/E
25.6
ROE
3.8%
Margin Laba Bersih
10.2%
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
HNVR Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$25.64
Kapitalisasi Pasar (MRQ)
$181M
P/E
25.6
EPS
$1.00
Imbal Hasil Dividen
1.6%
ROE
3.8%
D/E Utang/Ekuitas (MRQ)
0.3
Rentang 52M
$20–$28
HNVR Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
EPS$1.002020-09-30 → 2025-12-31
Arus Kas Bebas$12M2021-09-30 → 2025-12-31
Margin bersih10.2%2021-09-30 → 2025-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | HNVR | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E | 25.6rata-rata 5T ≈12.8 | ≈12.8 | 14.3 | Terlalu mahal | |
| P/S | 2.5rata-rata 5T ≈2.1 | ≈2.1 | 2.7 | Kurang nilai | |
| P/B (MRQ) | 0.9rata-rata 5T ≈0.8 | ≈0.8 | 0.9 | Kurang nilai | |
| EV / EBITDA | 37.3rata-rata 5T ≈49.2 | ≈49.2 | · | · | |
| Harga / FCF (TTM) | 7.0rata-rata 5T ≈9.8 | ≈9.8 | · | · | |
| Harga / Arus Kas (TTM) | 6.7rata-rata 5T ≈8.7 | ≈8.7 | 11.7 | Nilai wajar | |
| EV / Revenue (EV / Pendapatan) | 1.0rata-rata 5T ≈1.3 | ≈1.3 | · | · | |
| EV / FCF | 6.1rata-rata 5T ≈5.8 | ≈5.8 | · | · | |
| Price / Tangible Book (Harga / Nilai Buku Berwujud) | 1.0rata-rata 5T ≈0.9 | ≈0.9 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | HNVR | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| EBITDA Margin (Margin EBITDA) | 2.7%rata-rata 5T ≈2.7% | ≈2.7% | 48.4% | Lemah | |
| Pretax Margin (Margin Sebelum Pajak) | 13.6%rata-rata 5T ≈29.6% | ≈29.6% | 47.3% | Lemah | |
| Net Profit Margin (Margin Laba Bersih) | 10.2%rata-rata 5T ≈22.6% | ≈22.6% | 34.6% | Lemah | |
| ROA | 0.32%rata-rata 5T ≈0.83% | ≈0.83% | 0.70% | Lemah | |
| ROE | 3.8%rata-rata 5T ≈8.6% | ≈8.6% | 7.1% | Lemah |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
| Metrik | Tren 5 Tahun | HNVR | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Utang / Ekuitas (MRQ) | 0.3rata-rata 5T ≈0.7 | ≈0.7 | · | · |
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | HNVR | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | 7.1%rata-rata 5T ≈15.3% | ≈15.3% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 1.5%rata-rata 5T ≈15.7% | ≈15.7% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 20.8% | · | · | · | |
| EPS YoY | -39.8%rata-rata 5T ≈-10.4% | ≈-10.4% | · | · | |
| Net Income YoY (Laba Bersih YoY) | -39.4%rata-rata 5T ≈5.9% | ≈5.9% | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | -35.2%rata-rata 5T ≈-8.4% | ≈-8.4% | · | · | |
| EPS CAGR 5Y (CAGR EPS 5T) | -3.3% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | -31.8%rata-rata 5T ≈5.9% | ≈5.9% | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | 8.5% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | HNVR | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.0rata-rata 5T ≈0.0 | ≈0.0 | 0.0 | Lemah |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen1.6%
Rasio Pembayaran Dividen40.2%
Pembayaran Tahunan≈$0.40
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Agu 6, 2026 | $0,10 | USD | ≈1.5% |
| Mei 11, 2026 | $0,10 | USD | ≈1.7% |
| Feb 12, 2026 | $0,10 | USD | ≈1.8% |
| Nov 13, 2025 | $0,10 | USD | ≈1.8% |
| Agu 6, 2025 | $0,10 | USD | ≈1.9% |
| Mei 7, 2025 | $0,10 | USD | ≈1.8% |
| Feb 12, 2025 | $0,10 | USD | ≈1.6% |
| Nov 6, 2024 | $0,10 | USD | ≈2.0% |
| Agu 7, 2024 | $0,10 | USD | ≈2.3% |
| Mei 7, 2024 | $0,10 | USD | ≈2.4% |
| Feb 6, 2024 | $0,10 | USD | ≈2.3% |
| Nov 7, 2023 | $0,10 | USD | ≈2.2% |
| Agu 8, 2023 | $0,10 | USD | ≈2.2% |
| Mei 9, 2023 | $0,10 | USD | ≈2.2% |
| Feb 6, 2023 | $0,10 | USD | ≈2.1% |
| Nov 7, 2022 | $0,10 | USD | ≈1.5% |
| Agu 8, 2022 | $0,10 | USD | ≈1.0% |
| Jun 17, 2022 | $0,10 | USD | ≈0.51% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
-22.2%
Laporan Berikutnya
Okt 28, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Jul 21, 2026 | $0.58 | $0.58 | 0.17% |
| 31 Maret 2026 | $0.54 | $0.55 | -1.0% | |
| 31 Des. 2025 | $0.00 | $0.53 | -100.0% | |
| 30 Sep. 2025 | $0.47 | $0.49 | -4.7% | |
| 30 Juni 2025 | $0.33 | $0.56 | -40.9% | |
| 31 Maret 2025 | $0.55 | $0.48 | 13.5% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | $7M | $7M | $13M | |
| Interest Income | $130M | $133M | · | $68M | $49M | $40M | |
| Pretax Income | $10M | $16M | · | $30M | $14M | $6M | |
| Income Tax | $2M | $4M | · | $7M | $3M | $1M | |
| Net Income | $7M | $12M | · | $24M | $11M | $5M | |
| EPS (Basic) | $1.01 | $1.67 | · | $3.74 | $2.32 | $1.20 | |
| EPS (Diluted) | $1.00 | $1.66 | · | $3.68 | $2.28 | $1.18 | |
| Shares (Basic) | 7,256,864 | 7,158,159 | · | 6,065,069 | 4,575,210 | 4,162,280 | |
| Shares (Diluted) | 7,262,780 | 7,187,142 | · | 6,158,046 | 4,664,870 | 4,226,967 | |
| EBITDA | $2M | · | · | $2M | $1M | · |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $209M | $163M | $177M | $150M | $167M | $80M | |
| PP&E (Net) | $14M | $15M | $16M | $14M | $15M | $14M | |
| PP&E (Gross) | $26M | $25M | $24M | $21M | $20M | $19M | |
| Accum. Depreciation | $11M | $10M | $9M | $7M | $5M | $5M | |
| Goodwill | $19M | $19M | $19M | $19M | $19M | $2M | |
| Intangibles | $196.0K | $250.0K | $311.0K | $399.0K | $480.0K | · | |
| Total Assets | $2.38B | $2.31B | $2.27B | $1.84B | $1.48B | $852M | |
| Short-term Debt | $101M | $108M | $129M | $102M | $160M | $85M | |
| Total Liabilities | $2.18B | $2.12B | $2.09B | $1.67B | $1.36B | $774M | |
| Total Debt | $101M | · | · | $102M | $160M | · | |
| Common Stock | $71.0K | $72.0K | $72.0K | $73.0K | $56.0K | $42.0K | |
| Retained Earnings | $72M | $68M | $59M | $46M | $25M | $14M | |
| AOCI | $-680.0K | $-1M | $-2M | $-620.0K | $256.0K | $156.0K | |
| Stockholders' Equity | $200M | $197M | $185M | $173M | $123M | $78M | |
| Liabilities + Equity | $2.38B | $2.31B | $2.27B | $1.84B | $1.48B | $852M | |
| Shares Outstanding | 7,135,403 | 7,152,127 | 7,195,012 | 7,285,648 | 5,563,426 | 4,175,144 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | · | $2M | $1M | $1M | |
| Stock-based Comp | $2M | $2M | · | $2M | $901.0K | $766.0K | |
| Deferred Tax | $2M | $594.0K | · | $2M | $11.0K | $-1M | |
| Amort. of Intangibles | $54.0K | $61.0K | · | $81.0K | $32.0K | $5.0K | |
| Other Non-cash | $278.0K | · | · | $-4M | $-15.0K | · | |
| Operating Cash Flow | $13M | $5M | · | $25M | $13M | $566.0K | |
| CapEx | $869.0K | $1M | · | $1M | $2M | $1M | |
| Investing Cash Flow | $-28M | $-45M | · | $-374M | $90M | $-7M | |
| Stock Issued | · | · | · | $28M | $113.0K | $112.0K | |
| Stock Repurchased | $2M | $0 | · | · | · | · | |
| Net Stock Activity | $-2M | · | · | $28M | $113.0K | · | |
| Dividends Paid | $3M | $3M | · | $2M | $0 | · | |
| Financing Cash Flow | $61M | $26M | · | $332M | $-17M | $-898.0K | |
| Taxes Paid | $3M | · | · | · | · | · | |
| Free Cash Flow | $12M | · | · | $24M | $11M | · | |
| Levered FCF | · | · | · | $18M | $6M | · |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 10.2% | · | · | 33.6% | 24.1% | · | |
| Pretax Margin | 13.6% | · | · | 43.5% | 31.2% | · | |
| EBITDA Margin | 2.7% | · | · | 2.4% | 3.2% | · | |
| ROA | 0.32% | · | · | 1.4% | 0.93% | · | |
| ROE | 3.8% | · | · | 13.9% | 9.1% | · |
Likuiditas & Solvabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.5 | · | · | 0.6 | 1.3 | · |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | · | 0.0 | 0.0 | · |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Book Value / Share | $28.07 | · | · | $23.69 | $22.02 | · | |
| Revenue / Share | $10.10 | · | · | $11.39 | $9.47 | · | |
| Cash Flow / Share | $1.80 | · | · | $4.07 | $2.77 | · | |
| Cash / Share | $29.28 | · | · | $20.58 | $29.94 | · | |
| Dividend / Share | $0.10 | $0.10 | · | $0.10 | · | · | |
| EPS (TTM) | $1.00 | $1.66 | · | $3.68 | $2.28 | · |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 7.1% | 8.0% | · | 55.6% | 58.2% | · | |
| Revenue CAGR 3Y | 1.5% | 14.9% | · | · | · | · | |
| Revenue CAGR 5Y | 20.8% | · | · | · | · | · | |
| EPS YoY | -39.8% | -19.0% | · | 61.4% | 93.2% | · | |
| EPS CAGR 3Y | -35.2% | -10.0% | · | · | · | · | |
| EPS CAGR 5Y | -3.3% | · | · | · | · | · | |
| Net Income YoY | -39.4% | -18.6% | · | 117.1% | 118.2% | · | |
| Net Income CAGR 3Y | -31.8% | 4.4% | · | · | · | · | |
| Net Income CAGR 5Y | 8.5% | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $73M | $68M | · | $70M | $45M | · | |
| Net Income TTM | $7M | $12M | · | $24M | $11M | · | |
| Market Cap | $165M | · | · | $139M | · | · | |
| Enterprise Value | $57M | · | · | $91M | · | · | |
| P/E | 23.1 | 13.9 | · | 5.2 | · | · | |
| P/S | 2.2 | · | · | 2.0 | · | · | |
| P/B | 0.8 | · | · | 0.8 | · | · | |
| P / Tangible Book | 0.9 | 0.9 | · | 0.9 | · | · | |
| P / Cash Flow | 12.6 | · | · | 5.6 | · | · | |
| P / FCF | 13.5 | · | · | 5.8 | · | · | |
| EV / EBITDA | 28.3 | · | · | 54.8 | · | · | |
| EV / FCF | 4.7 | · | · | 3.8 | · | · | |
| EV / Revenue | 0.8 | · | · | 1.3 | · | · | |
| Dividend Yield | 1.8% | · | · | 1.5% | · | · | |
| Earnings Yield | 4.3% | 7.2% | · | 19.2% | · | · | |
| Payout Ratio | 40.2% | · | · | 8.7% | · | · | |
| Annual Payout | $3M | $3M | · | $2M | $0 | · |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $19M | · | $15M | $11M | $7M | $3M | |
| Interest Income | $32M | $32M | $33M | $33M | $32M | $33M | $33M | $34M | $33M | $32M | $31M | $28M | $25M | $23M | $20M | |
| Pretax Income | $5M | $3M | $136.0K | $5M | $3M | $2M | $5M | $5M | $1M | $5M | $5M | $4M | $4M | $7M | $8M | |
| Income Tax | $1M | $1M | $103.0K | $1M | $940.0K | $244.0K | $1M | $1M | $315.0K | $1M | $1M | $1M | $972.0K | $2M | $2M | |
| Net Income | $4M | $2M | $33.0K | $3M | $2M | $2M | $4M | $4M | $844.0K | $4M | $4M | $3M | $3M | $5M | $6M | |
| EPS (Basic) | $0.55 | $0.25 | $0.01 | $0.47 | $0.33 | $0.20 | $0.53 | $0.48 | $0.11 | $0.55 | $0.51 | $0.42 | $0.44 | $0.73 | $0.73 | |
| EPS (Diluted) | $0.55 | $0.25 | $0.00 | $0.47 | $0.33 | $0.20 | $0.52 | $0.48 | $0.11 | $0.55 | $0.51 | $0.42 | $0.43 | $0.72 | $0.72 | |
| Shares (Basic) | 7,220,418 | 7,229,591 | · | 7,274,461 | 7,287,237 | 7,223,608 | · | 7,168,850 | 7,155,382 | 7,118,460 | 7,078,448 | 7,069,890 | 7,010,573 | 7,008,913 | · | |
| Shares (Diluted) | 7,220,418 | 7,234,488 | · | 7,280,133 | 7,292,950 | 7,229,560 | · | 7,193,854 | 7,204,676 | 7,163,159 | 7,137,794 | 7,145,413 | 7,102,806 | 7,103,911 | · | |
| EBITDA | · | $509.0K | · | · | · | $494.0K | · | · | · | $546.0K | · | · | · | $421.0K | · |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $141M | $194M | $209M | $168M | $165M | $160M | $163M | $141M | $141M | $136M | · | $212M | $204M | $152M | $150M | |
| PP&E (Net) | $14M | $14M | $14M | $15M | $14M | $15M | $15M | $16M | $17M | $16M | · | $16M | $16M | $15M | $14M | |
| PP&E (Gross) | · | · | $26M | · | · | · | $25M | · | · | · | · | · | · | · | $21M | |
| Accum. Depreciation | · | · | $11M | · | · | · | $10M | · | · | · | · | · | · | · | $7M | |
| Goodwill | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | · | $19M | $19M | $19M | $19M | |
| Intangibles | · | · | $196.0K | · | · | · | · | · | · | · | · | · | · | · | · | |
| Total Assets | $2.34B | $2.37B | $2.38B | $2.33B | $2.31B | $2.29B | $2.31B | $2.33B | $2.33B | $2.31B | · | $2.12B | $2.07B | $1.98B | $1.84B | |
| Short-term Debt | $60M | $60M | $101M | $101M | $108M | $108M | $108M | $126M | $149M | $149M | · | $294M | $137M | $238M | $102M | |
| Total Liabilities | $2.13B | $2.17B | $2.18B | $2.13B | $2.11B | $2.09B | $2.12B | $2.14B | $2.14B | $2.12B | · | $1.94B | $1.89B | $1.81B | $1.67B | |
| Total Debt | $60M | $60M | · | $101M | $108M | $108M | · | $126M | $149M | $149M | · | $294M | $137M | $238M | · | |
| Common Stock | $71.0K | $72.0K | $71.0K | $72.0K | $72.0K | $72.0K | $72.0K | $72.0K | $71.0K | $72.0K | · | $72.0K | $72.0K | $71.0K | $73.0K | |
| Retained Earnings | $77M | $74M | $72M | $73M | $70M | $69M | $68M | $65M | $62M | $62M | · | $56M | $54M | $51M | $46M | |
| AOCI | $-571.0K | $-664.0K | $-680.0K | $-778.0K | $-1M | $-1M | $-1M | $-2M | $-1M | $-1M | · | $-1M | $-941.0K | $-715.0K | $-620.0K | |
| Stockholders' Equity | $203M | $201M | $200M | $202M | $199M | $197M | $197M | $192M | $190M | $190M | · | $183M | $181M | $178M | $173M | |
| Liabilities + Equity | $2.34B | $2.37B | $2.38B | $2.33B | $2.31B | $2.29B | $2.31B | $2.33B | $2.33B | $2.31B | · | $2.12B | $2.07B | $1.98B | $1.84B | |
| Shares Outstanding | 7,055,424 | 7,156,661 | 7,135,403 | 7,192,390 | 7,224,243 | 7,228,731 | 7,152,127 | 7,153,366 | 7,127,163 | 7,242,412 | · | 7,184,120 | 7,181,092 | 7,149,000 | 7,285,648 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $500.0K | $509.0K | $531.0K | $502.0K | $480.0K | $494.0K | $496.0K | $497.0K | $551.0K | $546.0K | $527.0K | $455.0K | $429.0K | $421.0K | $420.0K | |
| Stock-based Comp | $441.0K | $358.0K | $363.0K | $323.0K | $392.0K | $494.0K | $388.0K | $417.0K | $401.0K | $381.0K | $360.0K | $756.0K | $794.0K | $439.0K | $441.0K | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | $-19.0K | · | · | · | · | |
| Amort. of Intangibles | $13.0K | $12.0K | $13.0K | $13.0K | $14.0K | $14.0K | $15.0K | $14.0K | $16.0K | $16.0K | $16.0K | $19.0K | $19.0K | $18.0K | $19.0K | |
| Other Non-cash | · | $-5M | · | · | · | $2M | · | · | · | $-1M | · | · | · | $-123.0K | · | |
| Operating Cash Flow | $18M | $-3M | $8M | $3M | $-2M | $284.0K | $5M | $-2M | $-3M | $4M | $4M | $3M | $1M | $6M | $8M | |
| CapEx | $442.0K | $184.0K | $234.0K | $317.0K | $90.0K | $228.0K | $-789.0K | $329.0K | $1M | $308.0K | $356.0K | $1M | $1M | $845.0K | $191.0K | |
| Investing Cash Flow | $-34M | $2M | $-18M | $-15M | $-8M | $17M | $38M | $11M | $-16M | $-76M | $-137M | $49M | $-37M | $-129M | $-215M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Stock Repurchased | · | · | $1M | · | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $742.0K | $746.0K | $762.0K | $748.0K | $750.0K | $749.0K | $742.0K | $741.0K | $740.0K | $737.0K | $731.0K | $738.0K | $734.0K | $729.0K | $720.0K | |
| Financing Cash Flow | $-38M | $-14M | $51M | $15M | $14M | $-20M | $-22M | $-8M | $24M | $32M | $118M | $5M | $88M | $126M | $223M | |
| Free Cash Flow | · | $-3M | · | · | · | $4M | · | · | · | $3M | · | · | · | $5M | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-11M | · | · | · | $-420.4K | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 20.8% | 9.8% | · | 19.4% | 13.3% | 8.3% | · | 20.8% | 5.0% | 24.6% | · | 20.0% | 20.5% | 32.0% | · | |
| Pretax Margin | 27.7% | 15.5% | · | 25.9% | 18.4% | 9.6% | · | 27.1% | 6.9% | 32.8% | · | 28.5% | 26.7% | 41.4% | · | |
| EBITDA Margin | · | 2.7% | · | · | · | 2.7% | · | · | · | 3.3% | · | · | · | 2.5% | · | |
| ROA | 0.17% | 0.08% | · | 0.15% | 0.11% | 0.07% | · | 0.16% | 0.04% | 0.19% | · | 0.17% | 0.18% | 0.31% | · | |
| ROE | 2.0% | 0.94% | · | 1.8% | 1.3% | 0.79% | · | 1.9% | 0.46% | 2.2% | · | 1.8% | 2.0% | 3.5% | · |
Likuiditas & Solvabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.3 | 0.3 | · | 0.5 | 0.5 | 0.5 | · | 0.7 | 0.8 | 0.8 | · | 1.6 | 0.8 | 1.3 | · |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $28.74 | $28.15 | · | $28.06 | $27.53 | $27.20 | · | $26.89 | $26.67 | $26.17 | · | $25.45 | $25.14 | $24.85 | · | |
| Revenue / Share | $2.71 | $2.64 | · | $2.47 | $2.52 | $2.54 | · | $2.37 | $2.34 | $2.31 | · | $2.17 | $2.21 | $2.35 | · | |
| Cash Flow / Share | · | $-0.35 | · | · | · | $0.57 | · | · | · | $0.50 | · | · | · | $0.86 | · | |
| Cash / Share | $20.02 | $27.17 | · | $23.30 | $22.78 | $22.17 | · | $19.74 | $19.80 | $18.84 | · | $29.44 | $28.46 | $21.30 | · | |
| Dividend / Share | $0.10 | $0.10 | $-0.20 | $0.10 | $0.10 | $0.10 | $-0.20 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.00 | |
| EPS (TTM) | $1.27 | $1.05 | · | $1.52 | $1.53 | $1.31 | · | $1.65 | $1.65 | · | · | · | · | $3.24 | · |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $75M | $74M | · | $73M | $72M | $70M | · | $66M | $65M | · | · | · | · | $69M | · | |
| Net Income TTM | $9M | $8M | · | $11M | $11M | $10M | · | $12M | $12M | · | · | · | · | $22M | · | |
| Market Cap | $165M | $155M | · | $161M | $165M | $159M | · | $128M | $118M | $107M | · | $127M | $129M | $146M | · | |
| Enterprise Value | $83M | $20M | · | $95M | $109M | $106M | · | $113M | $125M | $120M | · | $209M | $62M | $232M | · | |
| P/E | 18.4 | 20.6 | · | 14.8 | 15.0 | 16.7 | · | 10.8 | 10.0 | · | · | · | · | 6.3 | · | |
| P/S | 2.2 | 2.1 | · | 2.2 | 2.3 | 2.3 | · | 1.9 | 1.8 | · | · | · | · | 2.1 | · | |
| P/B | 0.8 | 0.8 | · | 0.8 | 0.8 | 0.8 | · | 0.7 | 0.6 | 0.6 | · | 0.7 | 0.7 | 0.8 | · | |
| P / Tangible Book | 0.9 | 0.8 | · | 0.9 | 0.9 | 0.9 | · | 0.7 | 0.7 | 0.6 | · | 0.8 | 0.8 | 0.9 | · | |
| P / Cash Flow | · | -61.5 | · | · | · | 38.5 | · | · | · | 29.9 | · | · | · | 24.0 | · | |
| EV / Revenue | 1.1 | 0.3 | · | 1.3 | 1.5 | 1.5 | · | 1.7 | 1.9 | · | · | · | · | 3.4 | · | |
| Dividend Yield | 1.8% | 1.9% | · | 1.8% | 1.8% | 1.9% | · | 2.3% | 2.5% | · | · | · | · | · | · | |
| Earnings Yield | 5.5% | 4.9% | · | 6.8% | 6.7% | 6.0% | · | 9.2% | 10.0% | · | · | · | · | 15.9% | · | |
| Payout Ratio | · | 39.8% | · | · | · | 49.2% | · | · | · | 18.1% | · | · | · | 13.7% | · | |
| Annual Payout | $3M | $3M | · | $3M | $3M | $3M | · | $3M | $3M | · | · | · | · | · | · |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|---|
| Laba Bersih | $7M | $12M | · | $15M | $24M |
| EPS Dilusian | $1.00 | $1.66 | · | $2.05 | $3.68 |
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|---|
| Utang / Ekuitas | 0.5 | · | · | 1.0 | 0.6 |
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|---|
| Arus Kas Bebas | $12M | · | · | $13M | $24M |
Pemilik institusional (13F) 72 pengaju · $49.6M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
72
Nilai yang dipegang
$49.6M
Posisi baru
19
Posisi yang keluar
4
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 19 (+10 vs Kuartal sebelumnya) | 4 (-1 vs Kuartal sebelumnya) | 26 (+6 vs Kuartal sebelumnya) | 12 (-4 vs Kuartal sebelumnya) | -13K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| VANGUARD GROUP INC | $6.962.697 | 301.285 | 14,03% | Saham |
| BlackRock, Inc. | $6.620.175 | 283.884 | 13,34% | Saham |
| ALLIANCEBERNSTEIN L.P. | $5.576.438 | 258.288 | 11,24% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $5.176.340 | 221.970 | 10,43% | Saham |
| Fourthstone LLC | $3.393.743 | 144.216 | 6,84% | Saham |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $3.025.793 | 129.751 | 6,10% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $2.476.022 | 106.163 | 4,99% | Saham |
| STATE STREET CORP | $1.697.206 | 72.779 | 3,42% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $1.025.959 | 43.995 | 2,07% | Saham |
| Corient Private Wealth LP | $989.934 | 42.450 | 1,99% | Saham |
| GOLDMAN SACHS GROUP INC | $870.093 | 37.311 | 1,75% | Saham |
| NORTHERN TRUST CORP | $783.738 | 33.608 | 1,58% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $732.085 | 31.393 | 1,48% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $718.256 | 30.800 | 1,45% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $707.179 | 30.325 | 1,42% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $699.647 | 30.002 | 1,41% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $644.192 | 27.624 | 1,30% | Saham |
| STRS OHIO | $629.640 | 27.000 | 1,27% | Saham |
| GABELLI FUNDS LLC | $583.000 | 25.000 | 1,17% | Saham |
| TWO SIGMA INVESTMENTS, LP | $578.546 | 24.809 | 1,17% | Saham |
| CITADEL ADVISORS LLC | $477.080 | 20.458 | 0,96% | Saham |
| Wealthspire Advisors, LLC | $438.217 | 18.791 | 0,88% | Saham |
| GM Advisory Group, Inc. | $403.944 | 18.710 | 0,81% | Saham |
| Nuveen, LLC | $320.650 | 13.750 | 0,65% | Saham |
| Teton Advisors, Inc. | $320.460 | 14.000 | 0,65% | Saham |
| Teton Advisors, LLC | $314.820 | 13.500 | 0,63% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $303.300 | 13.006 | 0,61% | Saham |
| Trexquant Investment LP | $302.880 | 12.988 | 0,61% | Saham |
| BARCLAYS PLC | $286.090 | 12.268 | 0,58% | Saham |
| OCCUDO QUANTITATIVE STRATEGIES LP | $273.474 | 11.727 | 0,55% | Saham |
| AMERICAN CENTURY COMPANIES INC | $269.603 | 11.561 | 0,54% | Saham |
| Bank of New York Mellon Corp | $258.215 | 11.073 | 0,52% | Saham |
| STATE OF WISCONSIN INVESTMENT BOARD | $254.188 | 10.900 | 0,51% | Saham |
| ALGERT GLOBAL LLC | $231.801 | 9.940 | 0,47% | Saham |
| MORGAN STANLEY | $225.201 | 9.657 | 0,45% | Saham |
| XTX Topco Ltd | $201.811 | 8.654 | 0,41% | Saham |
| RHUMBLINE ADVISERS | $102.740 | 4.406 | 0,21% | Saham |
| DEUTSCHE BANK AG\ | $101.069 | 4.334 | 0,20% | Saham |
| WELLS FARGO & COMPANY/MN | $96.615 | 4.143 | 0,19% | Saham |
| Russell Investments Group, Ltd. | $89.102 | 3.820 | 0,18% | Saham |
| NEW YORK STATE COMMON RETIREMENT FUND | $83.952 | 3.600 | 0,17% | Saham |
| Vanguard Global Advisers, LLC | $56.085 | 2.405 | 0,11% | Saham |
| CITIGROUP INC | $47.876 | 2.053 | 0,10% | Saham |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $47.689 | 2.045 | 0,10% | Saham |
| JPMORGAN CHASE & CO | $44.779 | 1.921 | 0,09% | Saham |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $31.156 | 1.336 | 0,06% | Saham |
| Police & Firemen's Retirement System of New Jersey | $30.712 | 1.317 | 0,06% | Saham |
| UBS Group AG | $20.941 | 898 | 0,04% | Saham |
| BNP PARIBAS FINANCIAL MARKETS | $18.446 | 791 | 0,04% | Saham |
| Tower Research Capital LLC (TRC) | $15.018 | 644 | 0,03% | Saham |
Aktivis & pemilik 5%+ 1 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| Castle Creek Capital Partners VIII, LP, Castle Creek Capital VIII LLC | 26 Agu 2024 | · | Pengajuan awal | Investasi pasif | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 18 orang dalam · 3 pejabat · 1 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Kevin M O'Connor | President | 1 Sep. 2026 A | 22.300 | 1 | 0 | $268.800 |
| Brian K Finneran | President | 11 Mei 2022 P | 87.029 | 0 | 0 | $0 |
| Alice T Rouse | EVP & Chief Risk Officer | 20 Feb. 2023 F | 25.807 | 0 | 0 | $0 |
| Robert Golden | Direktur | 15 Juni 2026 S | 182.515 | 0 | 11 | $-628.453 |
| Lisa A Diiorio | · | 1 Mei 2026 M | 17.899 | 0 | 0 | $0 |
| Joseph F Burns | · | 20 Feb. 2026 F | 11.505 | 0 | 0 | $0 |
| John P Vivona | · | 20 Feb. 2026 F | 5.152 | 0 | 0 | $0 |
| Kevin Corbett | · | 20 Feb. 2026 F | 27.936 | 0 | 0 | $0 |
| Mcclelland W Wilcox | · | 20 Feb. 2026 F | 97.697 | 0 | 0 | $0 |
| Lance P Burke | · | 20 Feb. 2026 F | 27.931 | 0 | 0 | $0 |
| PUORRO MICHAEL P | · | 20 Feb. 2026 F | 321.663 | 0 | 0 | $0 |
| Michael David Katz M.D. | · | 5 Feb. 2026 A | 152.202 | 0 | 0 | $0 |
| John R Sorrenti | · | 5 Feb. 2026 A | 47.209 | 0 | 0 | $0 |
| Elena Sisti | · | 5 Feb. 2026 A | 105.016 | 0 | 0 | $0 |
| Metin Negrin | · | 5 Feb. 2026 A | 238.647 | 0 | 0 | $0 |
| Philip A Okun | · | 5 Feb. 2026 A | 42.669 | 0 | 0 | $0 |
| Varkey Abraham | · | 5 Feb. 2026 A | 45.670 | 0 | 0 | $0 |
| Ahron H Haspel | · | 5 Feb. 2026 A | 29.035 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 16 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,03% | 15.402 SH | 11 Sep. 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,01% | 4.224 SH | 19 Agu 2026 | Harian |
| DFSV · Dimensional ETF Trust | 0,01% | 20.822 NS | 31 Juli 2026 | N-PORT |
| IWM · iShares Trust | 0,00% | 108.345 SH | 11 Sep. 2026 | Harian |
| RSSL · Global X Funds | 0,00% | 2.139 NS | 31 Juli 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 523 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 411 NS | 31 Juli 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 1.859 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 422 NS | 31 Juli 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 1.201 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 55.444 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 160.631 SH | 19 Agu 2026 | Harian |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,00% | 25.332 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 446 SH | 19 Agu 2026 | Harian |
| DFAC · Dimensional ETF Trust | 0,00% | 210 NS | 31 Juli 2026 | N-PORT |
| IWN · iShares Trust | · | 52.554 SH | 11 Sep. 2026 | Harian |
HNVR Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 10 analis
BELI
Target median
$27.00
+5,3%
2 20,0%
Beli Kuat
4 40,0%
Beli
4 40,0%
Tahan
0 0,0%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
3 analis · 2026-10-02Target rata-rata $27.33 +6,6%
Sekarang
Harga saat ini $25.64
Rendah$25.00
Rata-rata$27.33
Tinggi$30.00
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
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Sumber: SEC 10-Q diajukan Agu 7, 2026