OPBK Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $15.48
Kapitalisasi Pasar (MRQ) $231M
P/E (TTM) 8.0
EPS (TTM) $1.94
Pendapatan (TTM) $2M
Imbal Hasil Dividen 3.1%
ROE (TTM) 12.8%
Rentang 52M $12–$17

OPBK Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$3M
2016-12-31 → 2025-12-31
EPS$1.72
2016-12-31 → 2025-12-31
Arus Kas Bebas$23M
2020-12-31 → 2025-12-31
Margin bersih1337.4%
2020-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun OPBK rata-rata 5T Median Rekan Kesimpulan
P/E (TTM) 8.0rata-rata 5T ≈7.7 ≈7.7 11.3 Kurang nilai
P/S (TTM) 106.7rata-rata 5T ≈88.3 ≈88.3 2.9 Terlalu mahal
P/B (MRQ) 1.0rata-rata 5T ≈1.0 ≈1.0 0.9 Kurang nilai
Harga / FCF (TTM) 8.6rata-rata 5T ≈3.0 ≈3.0 · ·
Harga / Arus Kas (TTM) 8.3rata-rata 5T ≈2.6 ≈2.6 8.3 Nilai wajar
Price / Tangible Book (Harga / Nilai Buku Berwujud) 1.0rata-rata 5T ≈1.0 ≈1.0 · ·
PEG Ratio (Rasio PEG) ≈0.5 · · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Imbal Hasil Dividen3.1%
Rasio Pembayaran Dividen27.8%
Pembayaran Tahunan≈$0.56Dibayar triwulanan
CAGR Dividen 5T≈11.4%Per saham, disesuaikan pemecahan saham
Tanggal ex-dividenJumlahMata UangImbal Hasil
Agu 6, 2026$0,14USD≈3.3%
Mei 7, 2026$0,14USD≈3.4%
Feb 5, 2026$0,12USD≈3.4%
Nov 6, 2025$0,12USD≈3.7%
Agu 7, 2025$0,12USD≈3.8%
Mei 8, 2025$0,12USD≈3.8%
Feb 6, 2025$0,12USD≈3.2%
Nov 7, 2024$0,12USD≈3.1%
Agu 8, 2024$0,12USD≈4.1%
Mei 8, 2024$0,12USD≈4.8%
Feb 7, 2024$0,12USD≈5.0%
Nov 8, 2023$0,12USD≈5.6%
Agu 9, 2023$0,12USD≈4.7%
Mei 10, 2023$0,12USD≈6.0%
Feb 8, 2023$0,12USD≈4.0%
Nov 9, 2022$0,12USD≈3.9%
Agu 10, 2022$0,12USD≈3.5%
Mei 11, 2022$0,10USD≈3.4%
Feb 9, 2022$0,10USD≈2.6%
Nov 9, 2021$0,10USD≈2.8%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata 8.1%
Laporan Berikutnya Okt 20, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Jul 21, 2026 $0.53 $0.46 16.4%
31 Maret 2026 $0.48 $0.42 14.6%
31 Des. 2025 $0.47 $0.50 -5.5%
30 Sep. 2025 $0.45 $0.45 0.27%
30 Juni 2025 $0.42 $0.39 7.5%
31 Maret 2025 $0.37 $0.32 15.5%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 10
Metrik Tren 2025202420232022202120202019201820172016
Revenue $3M$3M$2M$2M$2M$1M$2M$2M$2M$1M
Interest Expense ··$53M$11M$3M$8M$15M$9M$5M$3M
Interest Income $150M$138M$122M$88M$64M$54M$59M$50M$40M$32M
Pretax Income $35M$29M$33M$47M$41M$18M$22M$19M$17M$12M
Income Tax $10M$8M$10M$13M$12M$5M$5M$5M$8M$5M
Net Income $26M$21M$24M$33M$29M$13M$17M$14M$9M$7M
EPS (Basic) $1.72$1.39$1.55$2.15$1.89$0.85$1.04$0.92$0.68$0.55
EPS (Diluted) $1.72$1.39$1.55$2.14$1.88$0.85$1.03$0.89$0.66$0.53
Shares (Basic) 14,872,42914,871,87615,149,59715,171,24015,087,68615,196,35115,741,92615,104,93913,063,34412,788,378
Shares (Diluted) 14,906,05414,871,87615,158,85715,231,41815,155,34715,223,88815,935,31415,551,06313,485,79113,158,155
Neraca 13
Metrik Tren 2025202420232022202120202019201820172016
Cash & Equivalents $167M$135M$91M$83M$115M$106M$86M$78M$63M$20M
PP&E (Net) $6M$5M$5M$4M$4M$5M$5M$5M$4M·
PP&E (Gross) $20M$19M$17M$15M$14M$13M$12M$10M$9M·
Accum. Depreciation $15M$13M$12M$11M$10M$8M$7M$6M$5M·
Total Assets $2.65B$2.37B$2.15B$2.09B$1.73B$1.37B$1.18B$1.04B$901M·
Total Liabilities $2.42B$2.16B$1.96B$1.92B$1.56B$1.22B$1.04B$914M$810M·
Common Stock $73M$74M$76M$79M$79M$79M$86M$91M$68M·
Paid-in Capital ·······$6M$5M·
Retained Earnings $153M$135M$121M$106M$79M$55M$46M$33M$19M·
AOCI $-10M$-15M$-15M$-18M$-1M$840.0K$188.0K$-548.0K$-350.0K·
Stockholders' Equity $228M$205M$193M$177M$165M$143M$141M$130M$91M$81M
Liabilities + Equity $2.65B$2.37B$2.15B$2.09B$1.73B$1.37B$1.18B$1.04B$901M·
Shares Outstanding 14,889,54014,819,86615,000,43615,000,43615,137,80815,016,70015,703,27615,860,30613,190,527·
Arus Kas 15
Metrik Tren 2025202420232022202120202019201820172016
D&A $7M$5M$4M$1M$1M$1M$1M$1M$1M$1M
Stock-based Comp $699.0K$1M$1M$1M$558.0K$1M$1M$969.0K$668.0K$1M
Deferred Tax $81.0K$-2M$3.0K$1M$-2M$-2M$174.0K···
Operating Cash Flow $26M$31M$68M$84M$-28M$-5M$19M$31M$-2M$11M
CapEx $3M$2M$2M$1M$1M$619.0K$2M$1M$421.0K$259.0K
Investing Cash Flow $-243M$-187M$-76M$-462M$-286M$-147M$-118M$-146M$-82M$-160M
Stock Issued ·······$23M··
Stock Repurchased $706.0K$3M$4M$0$28.0K$8M$5M···
Net Stock Activity $-706.0K$-3M$-4M$0$-28.0K$-8M····
Dividends Paid $7M$7M$7M$7M$5M$4M$3M···
Financing Cash Flow $249M$200M$16M$346M$323M$172M$107M$130M$127M$132M
Net Change in Cash $32M$44M$8M$-32M$9M$20M$8M$14M$43M$-17M
Taxes Paid $7M$8M$8M·······
Free Cash Flow $23M$30M$66M$82M$-29M$-6M····
Levered FCF ··$28M$74M$-32M$-12M····
Profitabilitas 4
Metrik Tren 2025202420232022202120202019201820172016
Net Margin 800.1%646.1%1126.6%1988.7%1846.3%1159.6%····
Pretax Margin 1102.6%891.7%1577.5%2789.5%2602.8%1610.8%····
ROA 1.0%0.93%1.1%1.7%1.9%1.0%····
ROE 11.6%10.3%12.7%19.2%17.8%9.2%····
Efisiensi 1
Metrik Tren 2025202420232022202120202019201820172016
Asset Turnover 0.00.00.00.00.00.0····
Per Saham 6
Metrik Tren 2025202420232022202120202019201820172016
Book Value / Share $15.31$13.83$12.61$11.59$10.91$9.55····
Revenue / Share $0.21$0.22$0.14$0.11$0.10$0.07····
Cash Flow / Share $1.76$2.11$4.48$5.50$-1.87$-0.33····
Cash / Share $11.24$9.11$5.97$5.43$7.63$7.09····
Dividend / Share $0.48$0.48$0.48$0.44$0.34$0.28$0.20···
EPS (TTM) $1.72$1.39$1.55$2.14$1.88$0.85$1.03$0.89··
Tingkat Pertumbuhan 10
Metrik Tren 2025202420232022202120202019201820172016
Revenue YoY -1.8%53.6%26.8%7.2%9.2%·····
Revenue CAGR 3Y 24.1%27.8%14.1%·······
Revenue CAGR 5Y 17.5%·········
EPS YoY 23.7%-10.3%-27.6%13.8%121.2%·····
EPS CAGR 3Y -7.0%-9.6%22.2%·······
EPS CAGR 5Y 15.1%·········
Net Income YoY 21.7%-11.9%-28.2%15.5%119.7%·····
Net Income CAGR 3Y -8.4%-9.9%22.1%·······
Net Income CAGR 5Y 14.3%·········
Dividends Paid CAGR 5Y 10.8%·········
Valuasi (TTM) 13
Metrik Tren 2025202420232022202120202019201820172016
Revenue TTM $3M$3M$2M$2M$2M$1M$2M$2M··
Net Income TTM $26M$21M$24M$33M$29M$13M$17M$14M··
Market Cap $210M$234M$167M$170M$193M$116M····
P/E 8.211.47.15.26.89.110.110.0··
P/S 65.671.878.8101.7123.780.8····
P/B 0.91.10.91.01.20.8····
P / Tangible Book 0.91.10.91.01.20.8····
P / Cash Flow 8.07.52.52.0-6.8-23.3····
P / FCF 9.07.92.52.1-6.6-20.7····
Dividend Yield 3.4%3.0%4.3%3.9%2.7%3.7%····
Earnings Yield 12.2%8.8%14.2%19.2%14.7%11.0%9.9%10.0%··
Payout Ratio 27.8%33.9%30.4%20.0%17.8%32.5%····
Annual Payout $7M$7M$7M$7M$5M$4M$3M···

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $3M $3M $2M $2M $2M
Laba Bersih $26M $21M $24M $33M $29M
EPS Dilusian $1.72 $1.39 $1.55 $2.14 $1.88

Pemilik institusional (13F) 100 pengaju · $173.0M total · Per tanggal 30 Juni 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 100
Nilai yang dipegang $173.0M
Posisi baru 9
Posisi yang keluar 6
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
9 (-4 vs Kuartal sebelumnya) 6 (+1 vs Kuartal sebelumnya) 52 (+25 vs Kuartal sebelumnya) 23 (-15 vs Kuartal sebelumnya) +2.1M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
DIVERSIFY WEALTH MANAGEMENT, LLC $28.732.932 1.847.777 16,61% Saham
Diversify Advisory Services, LLC $28.732.932 1.847.777 16,61% Saham
BlackRock, Inc. $14.995.096 1.000.340 8,67% Saham
DIMENSIONAL FUND ADVISORS LP $10.172.877 678.645 5,88% Saham
VANGUARD GROUP INC $9.943.657 704.225 5,75% Saham
MANUFACTURERS LIFE INSURANCE COMPANY, THE $8.415.926 561.436 4,86% Saham
VANGUARD CAPITAL MANAGEMENT LLC $7.786.001 519.413 4,50% Saham
ALLIANCEBERNSTEIN L.P. $6.717.963 505.110 3,88% Saham
GEODE CAPITAL MANAGEMENT, LLC $4.606.491 307.270 2,66% Saham
MALTESE CAPITAL MANAGEMENT LLC $4.106.766 273.967 2,37% Saham
Gator Capital Management, LLC $4.060.461 270.878 2,35% Saham
Truffle Hound Capital, LLC $3.897.400 260.000 2,25% Saham
BRIDGEWAY CAPITAL MANAGEMENT, LLC $2.833.170 189.004 1,64% Saham
Connor, Clark & Lunn Investment Management Ltd. $2.346.100 156.511 1,36% Saham
STATE STREET CORP $2.334.198 155.717 1,35% Saham
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $2.190.444 146.127 1,27% Saham
AMERICAN CENTURY COMPANIES INC $1.815.424 121.109 1,05% Saham
SEGALL BRYANT & HAMILL, LLC $1.444.796 96.384 0,84% Saham
Man Group plc $1.439.280 96.016 0,83% Saham
RAYMOND JAMES FINANCIAL INC $1.439.100 96.004 0,83% Saham
NORTHERN TRUST CORP $1.435.832 95.786 0,83% Saham
MARSHALL WACE, LLP $1.297.131 86.533 0,75% Saham
GOLDMAN SACHS GROUP INC $1.295.706 86.438 0,75% Saham
VANGUARD PORTFOLIO MANAGEMENT LLC $1.235.206 82.402 0,71% Saham
MORGAN STANLEY $1.194.073 79.658 0,69% Saham
VANGUARD FIDUCIARY TRUST CO $1.186.174 79.131 0,69% Saham
Squarepoint Ops LLC $1.163.824 77.640 0,67% Saham
RENAISSANCE TECHNOLOGIES LLC $1.106.262 73.800 0,64% Saham
PRUDENTIAL FINANCIAL INC $1.052.973 70.245 0,61% Saham
Empowered Funds, LLC $1.008.137 67.254 0,58% Saham
Bank of New York Mellon Corp $1.004.020 66.979 0,58% Saham
Trexquant Investment LP $956.587 63.815 0,55% Saham
CITADEL ADVISORS LLC $928.660 61.952 0,54% Saham
WELLINGTON MANAGEMENT GROUP LLP $923.264 61.592 0,53% Saham
Russell Investments Group, Ltd. $714.478 47.666 0,41% Saham
FIRST TRUST ADVISORS LP $656.651 43.806 0,38% Saham
TWO SIGMA INVESTMENTS, LP $643.910 42.956 0,37% Saham
FIRST MANHATTAN CO. LLC. $596.662 39.804 0,34% Saham
STRS OHIO $560.626 37.400 0,32% Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $512.433 34.185 0,30% Saham
MARTINGALE ASSET MANAGEMENT L P $498.013 33.223 0,29% Saham
D.A. DAVIDSON & CO. $332.253 22.165 0,19% Saham
HSBC HOLDINGS PLC $319.431 21.525 0,18% Saham
Nuveen, LLC $318.073 21.219 0,18% Saham
AQR CAPITAL MANAGEMENT LLC $290.707 19.393 0,17% Saham
NewEdge Advisors, LLC $278.867 18.604 0,16% Saham
JACOBS LEVY EQUITY MANAGEMENT, INC $273.897 18.272 0,16% Saham
LAZARD ASSET MANAGEMENT LLC $230.366 15.368 0,13% Saham
AMERIPRISE FINANCIAL INC $229.032 15.279 0,13% Saham
BNP PARIBAS FINANCIAL MARKETS $222.002 14.810 0,13% Saham

Tampilkan semua 100 pemilik institusional →

Orang dalam perusahaan 22 orang dalam · 10 pejabat · 13 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Sang Kyo Oh Chief Executive Officer 1 Juli 2026 M 50.865 0 0 $0
Jaehyun Park Chief Financial Officer 12 Maret 2026 S 0 0 1 $-12.368
Christine Yoon Oh Chief Operating Officer 12 Juni 2026 S 120.788 0 3 $-309.907
Jae H. Park Chief Risk Officer 8 Juni 2026 M 10.298 0 0 $0
Jimmy M Bang Chief Lending Officer 31 Maret 2026 M 6.046 0 0 $0
Wesley Won Chief Technology Officer 3 Maret 2026 M 30.611 0 0 $0
Yeong Gwon Pak Chief Credit Officer 30 Des. 2025 M 870 0 0 $0
Ihnsuk Jimmy Bang Chief Banking Officer 27 Feb. 2025 M 37.818 0 0 $0
Ryan Shin Chief SBA Officer 24 Feb. 2025 M 50.978 0 0 $0
Steve K. Park Chief Credit Officer 23 Juli 2020 M 89.377 0 0 $0
Myung Shin Sohn Direktur 28 Mei 2026 A 17.034 0 0 $0
Hyung J Kim Direktur 28 Mei 2026 A 9.235 0 0 $0
Sunny Kwon Direktur 28 Mei 2026 A 9.235 0 0 $0
Ki Won Yoon Direktur 28 Mei 2026 A 52.818 0 0 $0
Min Kim Direktur 28 Mei 2026 A 614.796 0 0 $0
Yong Sin Shin Direktur 28 Mei 2026 A 499.670 0 0 $0
Brian Choi Direktur 26 Juni 2025 M 1.308.078 0 0 $0
Soo Hun Jung Direktur 26 Juni 2025 M 245.214 0 0 $0
Ernest Dow Direktur 27 Juni 2024 M 251.114 0 0 $0
Myung Park Direktur 22 Juni 2023 M 57.608 0 0 $0
Ock Hee Kim Direktur 22 Juni 2023 M 610.884 0 0 $0
Jason Hwang Direktur 24 Juni 2021 A 148.055 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 20 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
IWC · iShares Trust 0,05% 42.936 SH 11 Sep. 2026 Harian
DFSV · Dimensional ETF Trust 0,01% 76.800 NS 31 Juli 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0,01% 69.913 SH 19 Agu 2026 Harian
VTWV · VANGUARD SCOTTSDALE FUNDS 0,01% 10.287 SH 19 Agu 2026 Harian
DFAT · Dimensional ETF Trust 0,01% 71.366 NS 31 Juli 2026 N-PORT
IWM · iShares Trust 0,01% 338.101 SH 11 Sep. 2026 Harian
RSSL · Global X Funds 0,01% 5.791 NS 31 Juli 2026 N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe… 0,01% 980 SH 2 Okt. 2026 Harian
DFAS · Dimensional ETF Trust 0,00% 48.566 NS 31 Juli 2026 N-PORT
IWO · iShares Trust 0,00% 12.028 SH 11 Sep. 2026 Harian
DFAC · Dimensional ETF Trust 0,00% 24.152 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,00% 1.041 NS 31 Juli 2026 N-PORT
DFUS · Dimensional ETF Trust 0,00% 923 NS 31 Juli 2026 N-PORT
DFSU · Dimensional ETF Trust 0,00% 202 NS 31 Juli 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0,00% 127.503 SH 19 Agu 2026 Harian
VTI · VANGUARD INDEX FUNDS 0,00% 378.240 SH 19 Agu 2026 Harian
VTWG · VANGUARD SCOTTSDALE FUNDS 0,00% 1.256 SH 19 Agu 2026 Harian
VTHR · VANGUARD SCOTTSDALE FUNDS 0,00% 946 SH 19 Agu 2026 Harian
DXUV · Dimensional ETF Trust 0,00% 12 NS 31 Juli 2026 N-PORT
IWN · iShares Trust · 134.607 SH 11 Sep. 2026 Harian

OPBK Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 8 analis BELI
Target median $17.75 +14,7%
2 25,0% Beli Kuat
4 50,0% Beli
2 25,0% Tahan
0 0,0% Jual
0 0,0% Jual Kuat

Target Harga 12 Bulan

2 analis · 2026-09-28

Target rata-rata $17.75 +14,7%

← Di bawah semua target Harga saat ini $15.48
Rendah$17.50 Rata-rata$17.75 Tinggi$18.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
OPBK $210M 8.2 -1.8% 800.1% 11.6% ·
PEBK $198M 10.0 10.0% 22.0% 13.2% ·
CMTV · 8.3 16.7% 34.8% 15.4% ·
MRBK $208M 9.3 10.1% 345.7% 11.8% ·
CFBK · 9.3 17.6% 28.8% 9.7% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

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Sumber: SEC 10-Q diajukan Agu 7, 2026