LMND Lemonade, Inc. Common Stock
NYSE · Insurance · Wyświetl na SEC EDGAR ↗ zamknij Paź 5, 2026 10-K/10-Q Sie 4, 2026LMND Migawka akcji Cena, kapitalizacja rynkowa, P/E, EPS, ROE, zadłużenie/kapitał własny, zakres 52-tygodniowy
LMND Wykres ceny akcji Dzienny OHLCV ze wskaźnikami technicznymi — przesuwaj, powiększaj i dostosowuj widok
Granularność słupków dostosowuje się do wybranego okresu — najedź kursorem na wykres, aby zobaczyć otwarcia/maksima/minima/zamknięcia dla danego słupka.
O Lemonade, Inc. Common Stock Przegląd firmy z Wikipedii
Lemonade, Inc. is an American insurance company. The company offers renters' insurance, homeowners' insurance, car insurance, pet insurance, and term life insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters' insurance in France. The company is based in New York City and has approximately 2.9 million customers. Lemonade's business model focuses heavily on the usage of artificial intelligence and chatbots, with the company selling 98% of its policies through AI and handling over 60% of claims with AI.
History
2015–2019
Lemonade was founded by Daniel Schreiber (former president of Powermat Technologies) and Shai Wininger (co-founder of Fiverr) in April 2015. Schreiber and Wininger were tech entrepreneurs with no insurance background.
In December 2015, the company secured $13 million in seed money from Sequoia Capital and Aleph.
In August 2016, the company raised $13 million in funding from XL Innovate (part of XL Group), followed by a $34 million Series B funding round in December 2016. The Series B round was led by General Catalyst with participation from Thrive Capital, Tusk Ventures, and GV (formerly Google Ventures).
In May 2016, Lemonade became one of the few insurance companies to receive B-Corporation certification.
In April 2017, the company announced additional investors: Allianz and Ashton Kutcher’s Sound Ventures. In December 2017, Softbank invested an additional $120 million in the company in a Series C round, increasing the total money raised by the company to around $180 million.
In April 2019, Lemonade announced a further $300 million investment in a Series D financing led by SoftBank Group, with participation from Allianz, General Catalyst, GV, OurCrowd, and Thrive Capital, increasing the total money raised by the company to $480 million.
2020–present
In April 2020, the company launched in the Netherlands.
On July 1, 2020, the company became a public company via an initial public offering. The company sold 11,000,000 shares of its common stock, each share priced at $29.00, under the ticker symbol "LMND" on the New York Stock Exchange.
In December 2020, it began offering insurance in France. It also won a trademark dispute with T-Mobile over the use of the color pink.
In May 2021, short-seller Carson Block wrote a letter to Lemonade co-founder and chief executive Daniel Schreiber sharing details of an “accidentally discovered” security flaw that exposed Lemonade customers’ personally identifiable account data. Block wrote that the bug was “unforgivably negligent,” and that his firm was shorting the company's stock “because it is clear Lemonade does not give a fuck about securing its customers’ sensitive personal information."
In November 2021, the company announced that it would fully acquire Metromile, Inc. The acquisition completed on July 29, 2022, following which Lemonade laid off 20% of Metromile's staff.
In January 2026, Lemonade partnered with Tesla to launch the Lemonade Autonomous Car Insurance, a first-of-its-kind offering designed specifically for self-driving cars.
Źródło: Wikipedia (Angielski), CC BY-SA 4.0 · Zobacz w Wikipedii ↗
Wyniki 10-letnie Trendy przychodów, zysku netto, marż i EPS
Wycena Wskaźniki P/E, P/S, P/B, EV/EBITDA — czy akcje są drogie, czy tanie?
| Wskaźnik | Trend 5-letni | LMND | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| P/E (TTM) | -25.8średnia z 5 lat ≈-12.6 | ≈-12.6 | · | · | |
| P/S (TTM) | 3.7średnia z 5 lat ≈7.8 | ≈7.8 | 1.9 | Zawyżona wycena | |
| P/B (MRQ) | 7.2średnia z 5 lat ≈4.0 | ≈4.0 | 2.1 | Zawyżona wycena | |
| Cena / FCF (TTM) | 445.5średnia z 5 lat ≈-73.6 | ≈-73.6 | · | · | |
| Cena / Przepływy pieniężne (TTM) | 170.2średnia z 5 lat ≈-118.9 | ≈-118.9 | · | · | |
| Cena / Wartość księgowa materialna (MRQ) | 7.3średnia z 5 lat ≈4.2 | ≈4.2 | · | · |
Mediana porównawcza jest obliczana na znormalizowanej podstawie dla każdej metryki i może nie zawsze odpowiadać podstawie TTM/MRQ pokazanej dla tej akcji.
Rentowność Marże brutto, operacyjne i netto; ROE, ROA, ROIC
| Wskaźnik | Trend 5-letni | LMND | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| EBITDA Margin (Marża EBITDA) | 2.1%średnia z 5 lat ≈3.8% | ≈3.8% | 0.97% | Najwyższa półka | |
| Marża przed opodatkowaniem (TTM) | -13.7%średnia z 5 lat ≈-82.2% | ≈-82.2% | 20.8% | Słaby | |
| Marża Zysku Netto (TTM) | -14.2%średnia z 5 lat ≈-84.0% | ≈-84.0% | 16.2% | Słaby | |
| ROA (TTM) | -7.0%średnia z 5 lat ≈-14.8% | ≈-14.8% | 7.1% | Słaby | |
| ROE (TTM) | -27.0%średnia z 5 lat ≈-31.1% | ≈-31.1% | 22.2% | Słaby |
Zdrowie finansowe Dług, płynność, wypłacalność — siła bilansu
Za mało danych fundamentalnych, aby obliczyć tę grupę wskaźników.
Rozwój Wzrost przychodów, EPS i zysku netto: r/r, CAGR 3-letni, CAGR 5-letni
| Wskaźnik | Trend 5-letni | LMND | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| Revenue YoY (Przychody R/R) | 40.2%średnia z 5 lat ≈53.2% | ≈53.2% | · | · | |
| Revenue CAGR 3Y (Przychody CAGR 3L) | 42.2%średnia z 5 lat ≈56.0% | ≈56.0% | · | · | |
| Revenue CAGR 5Y (Przychody CAGR 5L) | 50.9% | · | · | · |
Efektywność kapitałowa Rotacja aktywów, rotacja zapasów, rotacja należności
| Wskaźnik | Trend 5-letni | LMND | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| Asset Turnover (Rotacja aktywów) | 0.4średnia z 5 lat ≈0.2 | ≈0.2 | 0.4 | Zgodnie z | |
| Revenue / Employee (Przychody / pracownika) | ≈$575.6K | · | · | · |
wartość · ≈ średnia z 5 lat · mediana branżowa · werdykt względem mediany
Historia zysków EPS faktyczny vs szacowany, zaskoczenie %, wskaźnik trafień, data następnych wyników
| Okres | Raport | EPS Actual | EPS Szacowany | Niespodzianka |
|---|---|---|---|---|
| 30 czerwca 2026 | Sie 3, 2026 | $-0.56 | $-0.57 | 1.6% |
| 31 marca 2026 | $-0.47 | $-0.58 | 18.6% | |
| 31 grudnia 2025 | $-0.29 | $-0.41 | 28.7% | |
| 30 września 2025 | $-0.51 | $-0.72 | 28.9% | |
| 30 czerwca 2025 | $-0.60 | $-0.81 | 25.8% | |
| 31 marca 2025 | $-0.86 | $-0.96 | 10.8% |
Pełne podstawowe wskaźniki Wszystkie wskaźniki roczne — rachunek zysków i strat, bilans, przepływy pieniężne
Rachunek zysków i strat
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $738M | $526M | $430M | $257M | $128M | $94M | $67M | |
| R&D Expense | $94M | $86M | $89M | $80M | $52M | $19M | $10M | |
| SG&A Expense | $140M | $124M | $129M | $122M | $73M | $46M | $22M | |
| Pretax Income | $-161M | $-204M | $-230M | $-295M | $-234M | $-121M | $-108M | |
| Income Tax | $5M | $-2M | $7M | $3M | $8M | $2M | $600.0K | |
| Net Income | $-166M | $-202M | $-237M | $-298M | $-241M | $-122M | $-108M | |
| EPS (Basic) | $-2.24 | $-2.85 | $-3.40 | $-4.59 | $-3.94 | $-3.63 | $-9.75 | |
| EPS (Diluted) | $-2.24 | $-2.85 | $-3.40 | $-4.59 | $-3.94 | $-3.63 | $-9.75 | |
| Shares (Basic) | 73,943,632 | 71,023,115 | 69,658,912 | 64,921,524 | 61,224,433 | 33,654,828 | 11,124,397 | |
| Shares (Diluted) | 73,943,632 | 71,023,115 | 69,658,912 | 64,921,524 | 61,224,433 | 33,654,828 | 11,124,397 | |
| EBITDA | $15M | $20M | $20M | $12M | · | · | · |
Bilans
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $385M | $376M | $264M | $282M | $271M | $571M | $270M | |
| Short-term Investments | $14M | $28M | $46M | $100M | $110M | $0 | $55M | |
| PP&E (Net) | $16M | $16M | $17M | $20M | $12M | $6M | $3M | |
| PP&E (Gross) | $64M | $54M | $46M | $38M | $18M | $8M | $4M | |
| Accum. Depreciation | $48M | $38M | $28M | $18M | $6M | $2M | $700.0K | |
| Goodwill | $19M | $19M | $19M | $19M | $0 | · | · | |
| Intangibles | $8M | $14M | $23M | $32M | $600.0K | · | · | |
| Total Assets | $1.93B | $1.85B | $1.63B | $1.69B | $1.51B | $829M | $414M | |
| Total Liabilities | $1.39B | $1.26B | $924M | $824M | $522M | $288M | $117M | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Paid-in Capital | $1.99B | $1.90B | $1.81B | $1.75B | $1.55B | $860M | $16M | |
| Retained Earnings | $-1.46B | $-1.30B | $-1.10B | $-860M | $-562M | $-321M | $-198M | |
| AOCI | $6M | $-6M | $-9M | $-28M | $-3M | $2M | $100.0K | |
| Stockholders' Equity | $534M | $593M | $709M | $867M | $988M | $541M | $-182M | |
| Liabilities + Equity | $1.93B | $1.85B | $1.63B | $1.69B | $1.51B | $829M | $414M | |
| Shares Outstanding | 75,907,215 | 72,720,866 | 70,163,703 | 69,275,030 | 61,660,996 | 56,774,294 | 11,271,228 |
Przepływy pieniężne
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| D&A | $15M | $20M | $20M | $12M | $4M | $2M | · | |
| Stock-based Comp | $61M | $64M | $60M | $59M | $44M | $11M | $4M | |
| Deferred Tax | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Other Non-cash | $72M | $106M | $38M | $63M | · | · | · | |
| Operating Cash Flow | $-16M | $-11M | $-119M | $-163M | $-145M | $-92M | $-78M | |
| CapEx | $9M | $9M | $9M | $10M | $9M | $4M | $3M | |
| Investing Cash Flow | $-89M | $41M | $89M | $181M | $-805M | $50M | $-54M | |
| Financing Cash Flow | $107M | $88M | $15M | $4M | $650M | $341M | $300M | |
| Net Change in Cash | $11M | $114M | $-15M | $16M | $-301M | $301M | $168M | |
| Taxes Paid | $2M | $100.0K | $-3M | · | · | · | · | |
| Free Cash Flow | $-26M | $-21M | $-128M | $-173M | $-154M | $-96M | · |
Rentowność
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | -22.4% | -38.4% | -55.1% | -116.0% | -187.9% | -129.6% | · | |
| Pretax Margin | -21.8% | -38.7% | -53.5% | -114.8% | -181.9% | -128.0% | · | |
| EBITDA Margin | 2.1% | 3.8% | 4.7% | 4.8% | · | · | · | |
| ROA | -8.8% | -11.6% | -14.2% | -18.6% | -20.6% | -19.7% | · | |
| ROE | -31.2% | -34.1% | -33.0% | -33.6% | -23.7% | -22.0% | · |
Efektywność
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.4 | 0.3 | 0.3 | 0.2 | 0.1 | 0.2 | · |
Na akcję
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $7.03 | $8.16 | $10.10 | $12.51 | $16.03 | $9.53 | · | |
| Revenue / Share | $9.98 | $7.41 | $6.17 | $3.95 | $2.10 | · | · | |
| Cash Flow / Share | $-0.22 | $-0.16 | $-1.71 | $-2.51 | $-2.36 | · | · | |
| Cash / Share | $5.07 | $5.17 | $3.77 | $4.08 | $4.39 | $10.05 | · | |
| EPS (TTM) | $-2.24 | $-2.85 | $-3.40 | $-4.59 | $-3.94 | $-3.63 | · |
Stopy Wzrostu
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 40.2% | 22.5% | 67.4% | 99.9% | 36.0% | · | · | |
| Revenue CAGR 3Y | 42.2% | 60.1% | 65.7% | · | · | · | · | |
| Revenue CAGR 5Y | 50.9% | · | · | · | · | · | · |
Wycena (TTM)
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $738M | $526M | $430M | $257M | $128M | $94M | · | |
| Net Income TTM | $-166M | $-202M | $-237M | $-298M | $-241M | $-122M | · | |
| Market Cap | $5.40B | $2.67B | $1.13B | $948M | $2.60B | $6.95B | · | |
| P/E | -31.8 | -12.9 | -4.7 | -3.0 | -10.7 | -33.7 | · | |
| P/S | 7.3 | 5.1 | 2.6 | 3.7 | 20.2 | 73.7 | · | |
| P/B | 10.1 | 4.5 | 1.6 | 1.1 | 2.6 | 12.9 | · | |
| P / Tangible Book | 10.7 | 4.8 | 1.7 | 1.2 | 2.6 | 12.9 | · | |
| P / Cash Flow | -327.5 | -234.0 | -9.5 | -5.8 | -18.0 | -75.8 | · | |
| P / FCF | -208.6 | -128.2 | -8.8 | -5.5 | -16.9 | -72.4 | · | |
| Earnings Yield | -3.1% | -7.8% | -21.1% | -33.6% | -9.4% | -3.0% | · |
Rachunek zysków i strat
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $294M | $258M | $228M | $194M | $164M | $151M | $149M | $137M | $122M | $119M | $116M | $114M | $105M | $95M | $88M | $74M | |
| R&D Expense | $30M | $27M | $25M | $25M | $22M | $22M | $22M | $22M | $21M | $21M | $21M | $22M | $24M | $22M | $24M | $21M | |
| SG&A Expense | $48M | $42M | $43M | $35M | $26M | $36M | $34M | $31M | $30M | $30M | $29M | $37M | $31M | $33M | $31M | $40M | |
| Pretax Income | $-42M | $-35M | $-21M | $-36M | $-43M | $-61M | $-38M | $-66M | $-55M | $-45M | $-40M | $-60M | $-66M | $-65M | $-68M | $-89M | |
| Income Tax | $2M | $1M | $1M | $1M | $1M | $1M | $-8M | $2M | $2M | $2M | $3M | $2M | $1M | $1M | $-4M | $2M | |
| Net Income | $-43M | $-36M | $-22M | $-38M | $-44M | $-62M | $-30M | $-68M | $-57M | $-47M | $-42M | $-62M | $-67M | $-66M | $-64M | $-91M | |
| EPS (Basic) | $-0.56 | $-0.47 | $-0.27 | $-0.51 | $-0.60 | $-0.86 | $-0.42 | $-0.95 | $-0.81 | $-0.67 | $-0.60 | $-0.88 | $-0.97 | $-0.95 | $-0.91 | $-1.37 | |
| EPS (Diluted) | $-0.56 | $-0.47 | $-0.27 | $-0.51 | $-0.60 | $-0.86 | $-0.42 | $-0.95 | $-0.81 | $-0.67 | $-0.60 | $-0.88 | $-0.97 | $-0.95 | $-0.91 | $-1.37 | |
| Shares (Basic) | 76,983,877 | 76,307,698 | · | 74,194,138 | 73,433,379 | 72,921,318 | · | 71,138,070 | 70,721,227 | 70,284,486 | · | 69,753,576 | 69,534,731 | 69,334,103 | · | 66,877,100 | |
| Shares (Diluted) | 76,983,877 | 76,307,698 | · | 74,194,138 | 73,433,379 | 72,921,318 | · | 71,138,070 | 70,721,227 | 70,284,486 | · | 69,753,576 | 69,534,731 | 69,334,103 | · | 66,877,100 | |
| EBITDA | · | $3M | · | · | · | $4M | · | · | · | $5M | · | · | · | $5M | · | · |
Bilans
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $368M | $374M | $385M | $346M | $378M | $309M | $376M | $330M | $343M | $279M | · | $232M | $189M | $250M | · | $222M | |
| Short-term Investments | $9M | $20M | $14M | $24M | $21M | $20M | $28M | $31M | $44M | $22M | · | $73M | $71M | $89M | · | $143M | |
| PP&E (Net) | $19M | $17M | $16M | $15M | $16M | $16M | $16M | $16M | $16M | $17M | · | $17M | $19M | $20M | · | $19M | |
| PP&E (Gross) | · | · | $64M | · | · | · | $54M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $48M | · | · | · | $38M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | $19M | · | $19M | $19M | $19M | · | $11M | |
| Intangibles | $8M | $8M | $8M | $8M | $9M | $11M | $14M | $16M | $18M | $20M | · | $25M | $28M | $30M | · | $36M | |
| Total Assets | $2.01B | $1.96B | $1.93B | $1.92B | $1.93B | $1.86B | $1.85B | $1.82B | $1.71B | $1.65B | · | $1.65B | $1.61B | $1.64B | · | $1.71B | |
| Total Liabilities | $1.51B | $1.44B | $1.39B | $1.40B | $1.41B | $1.31B | $1.26B | $1.23B | $1.08B | $970M | · | $921M | $842M | $819M | · | $806M | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $0 | |
| Paid-in Capital | $2.04B | $2.02B | $1.99B | $1.95B | $1.93B | $1.91B | $1.90B | $1.86B | $1.84B | $1.83B | · | $1.80B | $1.78B | $1.77B | · | $1.74B | |
| Retained Earnings | $-1.54B | $-1.50B | $-1.46B | $-1.44B | $-1.41B | $-1.36B | $-1.30B | $-1.27B | $-1.20B | $-1.14B | · | $-1.05B | $-993M | $-926M | · | $-796M | |
| AOCI | $-300.0K | $700.0K | $6M | $5M | $4M | $-3M | $-6M | $-100.0K | $-9M | $-9M | · | $-19M | $-21M | $-22M | · | $-35M | |
| Stockholders' Equity | $500M | $518M | $534M | $516M | $527M | $546M | $593M | $593M | $635M | $676M | $709M | $727M | $771M | $822M | $867M | $907M | |
| Liabilities + Equity | $2.01B | $1.96B | $1.93B | $1.92B | $1.93B | $1.86B | $1.85B | $1.82B | $1.71B | $1.65B | · | $1.65B | $1.61B | $1.64B | · | $1.71B | |
| Shares Outstanding | 77,326,718 | 76,786,720 | 75,907,215 | 74,665,921 | 73,819,710 | 73,212,871 | 72,720,866 | 71,378,678 | 71,002,862 | 70,478,088 | 70,163,703 | 69,909,356 | 69,668,176 | 69,449,348 | 69,275,030 | 69,120,346 |
Przepływy pieniężne
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $3M | $3M | $3M | $5M | $4M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $4M | |
| Stock-based Comp | $24M | $21M | $18M | $17M | $15M | $10M | $17M | $17M | $15M | $15M | $14M | $15M | $15M | $15M | $16M | $16M | |
| Other Non-cash | · | $11M | · | · | · | $400.0K | · | · | · | $-2M | · | · | · | $-1M | · | · | |
| Operating Cash Flow | $-3M | $-600.0K | $21M | $4M | $6M | $-47M | $14M | $16M | $-12M | $-30M | $-16M | $-6M | $-50M | $-46M | $-29M | $-55M | |
| CapEx | $5M | $4M | $3M | $2M | $2M | $2M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | |
| Investing Cash Flow | $-32M | $-35M | $-19M | $-59M | $30M | $-40M | $2M | $-54M | $61M | $31M | $41M | $44M | $-11M | $15M | $88M | $81M | |
| Financing Cash Flow | $28M | $26M | $38M | $24M | $24M | $20M | $35M | $24M | $16M | $14M | $7M | $8M | $200.0K | $100.0K | $300.0K | $2M | |
| Net Change in Cash | $-6M | $-10M | $41M | $-30M | $66M | $-66M | $48M | $-12M | $64M | $14M | $33M | $44M | $-61M | $-32M | $62M | $25M | |
| Free Cash Flow | · | $-4M | · | · | · | $-50M | · | · | · | $-32M | · | · | · | $-49M | · | · |
Rentowność
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -14.7% | -13.9% | · | -19.3% | -26.8% | -41.3% | · | -49.6% | -46.9% | -39.7% | · | -53.7% | -64.2% | -69.1% | · | -123.5% | |
| Pretax Margin | -14.2% | -13.4% | · | -18.7% | -26.0% | -40.6% | · | -48.2% | -45.2% | -38.0% | · | -52.0% | -63.0% | -68.0% | · | -120.4% | |
| EBITDA Margin | · | 1.1% | · | · | · | 3.0% | · | · | · | 4.2% | · | · | · | 5.4% | · | · | |
| ROA | -2.2% | -1.9% | · | -2.0% | -2.4% | -3.6% | · | -3.9% | -3.4% | -2.9% | · | -3.7% | -4.4% | -4.2% | · | -5.7% | |
| ROE | -8.5% | -6.7% | · | -6.8% | -7.5% | -10.2% | · | -10.3% | -8.1% | -6.3% | · | -7.5% | -8.3% | -7.6% | · | -9.3% |
Efektywność
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.0 |
Na akcję
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $6.46 | $6.75 | · | $6.91 | $7.14 | $7.45 | · | $8.31 | $8.95 | $9.60 | · | $10.40 | $11.07 | $11.83 | · | $13.12 | |
| Revenue / Share | $3.82 | $3.38 | · | $2.62 | $2.23 | $2.07 | · | $1.92 | $1.73 | $1.69 | · | $1.64 | $1.50 | $1.37 | · | $1.11 | |
| Cash Flow / Share | · | $-0.01 | · | · | · | $-0.65 | · | · | · | $-0.42 | · | · | · | $-0.67 | · | · | |
| Cash / Share | $4.75 | $4.87 | · | $4.63 | $5.11 | $4.22 | · | $4.62 | $4.83 | $3.95 | · | $3.31 | $2.71 | $3.60 | · | $3.21 | |
| EPS (TTM) | $-1.81 | $-1.85 | · | $-2.39 | $-2.83 | $-3.04 | · | $-3.03 | $-2.96 | $-3.12 | · | $-3.71 | $-4.20 | $-4.33 | · | $-4.83 |
Wycena (TTM)
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $975M | $845M | · | $659M | $601M | $559M | · | $493M | $471M | $454M | · | $403M | $362M | $308M | · | $209M | |
| Net Income TTM | $-138M | $-139M | · | $-174M | $-204M | $-217M | · | $-215M | $-208M | $-218M | · | $-258M | $-288M | $-289M | · | $-304M | |
| Market Cap | $5.03B | $4.81B | · | $4.00B | $3.23B | $2.30B | · | $1.18B | $1.17B | $1.16B | · | $812M | $1.17B | $990M | · | $1.46B | |
| P/E | -35.9 | -33.9 | · | -22.4 | -15.5 | -10.3 | · | -5.4 | -5.6 | -5.3 | · | -3.1 | -4.0 | -3.3 | · | -4.4 | |
| P/S | 5.2 | 5.7 | · | 6.1 | 5.4 | 4.1 | · | 2.4 | 2.5 | 2.5 | · | 2.0 | 3.2 | 3.2 | · | 7.0 | |
| P/B | 10.1 | 9.3 | · | 7.7 | 6.1 | 4.2 | · | 2.0 | 1.8 | 1.7 | · | 1.1 | 1.5 | 1.2 | · | 1.6 | |
| P / Tangible Book | 10.6 | 9.8 | · | 8.2 | 6.5 | 4.5 | · | 2.1 | 2.0 | 1.8 | · | 1.2 | 1.6 | 1.3 | · | 1.7 | |
| P / Cash Flow | · | -8021.7 | · | · | · | -48.8 | · | · | · | -38.8 | · | · | · | -21.3 | · | · | |
| Earnings Yield | -2.8% | -2.9% | · | -4.5% | -6.5% | -9.7% | · | -18.4% | -17.9% | -19.0% | · | -31.9% | -24.9% | -30.4% | · | -22.8% |
Najnowszy okres po lewej · wartości null pokazane jako ·
Sprawozdania finansowe Rachunek zysków i strat, bilans, przepływy pieniężne — roczne, ostatnie 5 lat
| Wskaźnik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Przychody | $738M | $526M | $430M | $257M | $128M |
| Zysk netto | $-166M | $-202M | $-237M | $-298M | $-241M |
| Rozwodniony EPS | $-2.24 | $-2.85 | $-3.40 | $-4.59 | $-3.94 |
Zbyt mało danych fundamentalnych, aby utworzyć to sprawozdanie.
| Wskaźnik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Wolny przepływ pieniężny | $-26M | $-21M | $-128M | $-173M | $-154M |
Właściciele instytucjonalni (13F) 390 emitentów · $3.8B łącznie · Na dzień 30 września 2026
Instytucje, które zgłaszają posiadanie tych akcji w swoich kwartalnych zgłoszeniach SEC Form 13F. Tylko pozycje długie; pojedynczy zgłaszający może pojawić się dwukrotnie dla oddzielnych transz opcji. Duże przeciwstawne pozycje put/call zazwyczaj odzwierciedlają działalność market-makingową lub zabezpieczone zapasy, a nie przekonanie kierunkowe.
| Nowe pozycje | Zamknięte pozycje | Zwiększone | Zmniejszony | Zmiana liczby akcji netto |
|---|---|---|---|---|
| 63 (-11 vs poprzedni kw.) | 56 (-1 vs poprzedni kw.) | 134 (+12 vs poprzedni kw.) | 95 (-24 vs poprzedni kw.) | +1.8M |
Porównano z Q1 2026. Zgłoszenia SEC Form 13F są wymagane w ciągu 45 dni od końca kwartału plus krótki bufor dla spóźnionych zgłoszeń — kwartały mieszczące się jeszcze w tym terminie są pomijane na rzecz ostatniej w pełni zgłoszonej pary.
| Instytucja | Wartość | Akcje | % z śledzonych 13F | Typ |
|---|---|---|---|---|
| VANGUARD GROUP INC | $448 822 143 | 6 305 453 | 11,76% | Akcje |
| BlackRock, Inc. | $393 408 186 | 6 047 782 | 10,31% | Akcje |
| JPMORGAN CHASE & CO | $335 529 739 | 5 392 829 | 8,79% | Akcje |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $204 297 006 | 3 140 615 | 5,35% | Akcje |
| VANGUARD CAPITAL MANAGEMENT LLC | $199 779 869 | 3 071 174 | 5,23% | Akcje |
| BAILLIE GIFFORD & CO | $178 953 786 | 2 751 019 | 4,69% | Akcje |
| GOLDMAN SACHS GROUP INC | $125 844 819 | 1 934 586 | 3,30% | Akcje |
| STATE STREET CORP | $115 088 737 | 1 769 235 | 3,01% | Akcje |
| GEODE CAPITAL MANAGEMENT, LLC | $112 597 072 | 1 730 609 | 2,95% | Akcje |
| MORGAN STANLEY | $78 890 222 | 1 212 762 | 2,07% | Akcje |
| JANE STREET GROUP, LLC | $76 453 265 | 1 175 300 | 2,00% | Opcja sprzedaży |
| TWO SIGMA INVESTMENTS, LP | $76 360 764 | 1 173 878 | 2,00% | Akcje |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $76 199 570 | 1 171 400 | 2,00% | Opcja kupna |
| JANE STREET GROUP, LLC | $71 255 770 | 1 095 400 | 1,87% | Opcja kupna |
| Halter Ferguson Financial Inc. | $65 428 279 | 1 005 815 | 1,71% | Akcje |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $59 976 100 | 922 000 | 1,57% | Opcja sprzedaży |
| CITADEL ADVISORS LLC | $59 208 510 | 910 200 | 1,55% | Opcja kupna |
| CITADEL ADVISORS LLC | $55 312 015 | 850 300 | 1,45% | Opcja sprzedaży |
| NORTHERN TRUST CORP | $45 695 023 | 702 460 | 1,20% | Akcje |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $45 568 306 | 700 512 | 1,19% | Akcje |
| FRONTIER CAPITAL MANAGEMENT CO LLC | $39 668 797 | 609 820 | 1,04% | Akcje |
| JANE STREET GROUP, LLC | $36 808 803 | 565 854 | 0,96% | Akcje |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $36 676 881 | 563 826 | 0,96% | Akcje |
| CAPITAL FUND MANAGEMENT S.A. | $34 344 448 | 527 970 | 0,90% | Akcje |
| VANGUARD FIDUCIARY TRUST CO | $31 014 409 | 476 778 | 0,81% | Akcje |
| CITADEL ADVISORS LLC | $30 758 047 | 472 837 | 0,81% | Akcje |
| UBS Group AG | $27 579 833 | 423 979 | 0,72% | Akcje |
| Qube Research & Technologies Ltd | $27 578 013 | 423 951 | 0,72% | Akcje |
| Trexquant Investment LP | $27 325 814 | 420 074 | 0,72% | Akcje |
| TWO SIGMA ADVISERS, LP | $24 834 560 | 348 898 | 0,65% | Akcje |
| CITIGROUP INC | $24 247 843 | 372 757 | 0,64% | Akcje |
| Woodline Partners LP | $24 182 663 | 371 755 | 0,63% | Akcje |
| Nuveen, LLC | $24 033 634 | 369 464 | 0,63% | Akcje |
| BNP PARIBAS FINANCIAL MARKETS | $21 307 843 | 327 561 | 0,56% | Akcje |
| BNP PARIBAS FINANCIAL MARKETS | $19 515 000 | 3 000 | 0,51% | Opcja sprzedaży |
| WOLVERINE TRADING, LLC | $18 001 907 | 331 100 | 0,47% | Opcja kupna |
| WELLS FARGO & COMPANY/MN | $17 758 062 | 272 991 | 0,47% | Akcje |
| PEAK6 LLC | $17 732 630 | 272 600 | 0,46% | Opcja sprzedaży |
| Privium Fund Management B.V. | $17 580 348 | 270 259 | 0,46% | Akcje |
| GROUP ONE TRADING LLC | $15 056 213 | 231 456 | 0,39% | Akcje |
| Squarepoint Ops LLC | $14 591 170 | 224 307 | 0,38% | Akcje |
| Bank of New York Mellon Corp | $13 861 032 | 213 083 | 0,36% | Akcje |
| D. E. Shaw & Co., Inc. | $13 620 559 | 209 386 | 0,36% | Akcje |
| CANADA PENSION PLAN INVESTMENT BOARD | $13 549 915 | 208 300 | 0,35% | Akcje |
| BANK OF AMERICA CORP /DE/ | $11 569 338 | 177 853 | 0,30% | Akcje |
| FEDERATED HERMES, INC. | $11 464 151 | 176 236 | 0,30% | Akcje |
| WOLVERINE TRADING, LLC | $11 341 582 | 208 600 | 0,30% | Opcja sprzedaży |
| PhiloSmith Capital Corp | $11 224 378 | 172 550 | 0,29% | Akcje |
| TUDOR INVESTMENT CORP ET AL | $10 657 207 | 163 831 | 0,28% | Akcje |
| Man Group plc | $8 863 518 | 136 257 | 0,23% | Akcje |
Insiderzy spółki 22 insiderów · 7 dyrektorzy generalni · 15 dyrektorzy
| Insider | Rola | Ostatnia aktywność | Posiadane akcje | Kupna 12m | Sprzedaże 12m | Netto 12m |
|---|---|---|---|---|---|---|
| Daniel A. Schreiber | Chief Executive Officer | 18 marca 2026 A | 1 024 327 | 0 | 2 | $-12 898 508 |
| Timothy E Bixby | Chief Financial Officer | 3 września 2026 S | 172 370 | 0 | 6 | $-8 582 453 |
| Shai Wininger | President | 2 września 2026 G | 4 416 873 | 0 | 0 | $0 |
| Adina Eckstein | Chief Operating Officer | 8 marca 2026 A | 333 503 | 0 | 9 | $-10 233 821 |
| John Sheldon Peters | Chief Insurance Officer | 4 września 2026 S | 73 834 | 0 | 15 | $-5 520 460 |
| Maya Prosor | Chief Business Officer | 3 września 2026 S | 186 533 | 0 | 4 | $-147 262 |
| Jorge Espinel | CBDO | 6 grudnia 2021 A | 0 | 0 | 0 | $0 |
| Michael A Eisenberg | Dyrektor | 10 czerwca 2026 G | 195 452 | 0 | 0 | $0 |
| Prashant Ratanchandani | Dyrektor | 3 czerwca 2026 A | 6 185 | 0 | 0 | $0 |
| Geoff Seeley | Dyrektor | 3 czerwca 2026 A | 5 967 | 0 | 0 | $0 |
| Maria Angelidis-Smith | Dyrektor | 3 czerwca 2026 A | 17 744 | 2 | 0 | $485 478 |
| Samer Haj-Yehia | Dyrektor | 3 czerwca 2026 A | 27 187 | 0 | 0 | $0 |
| Debra Schwartz | Dyrektor | 3 czerwca 2026 A | 24 415 | 0 | 1 | $-351 078 |
| Mwashuma Kamata Nyatta | Dyrektor | 24 czerwca 2024 A | 23 189 | 0 | 0 | $0 |
| Irina Novoselsky | Dyrektor | 7 czerwca 2023 A | 18 462 | 0 | 0 | $0 |
| Silvija Martincevic | Dyrektor | 7 czerwca 2023 A | 18 462 | 0 | 0 | $0 |
| Joel E Cutler | Dyrektor | 2 czerwca 2021 S | 808 754 | 0 | 0 | $0 |
| Becker Caryn Seidman | Dyrektor | 16 marca 2021 M | 0 | 0 | 0 | $0 |
| Haim Sadger | Dyrektor | 10 marca 2021 J | 348 675 | 0 | 0 | $0 |
| Tom Hutton | Dyrektor | 19 stycznia 2021 S | 15 000 | 0 | 0 | $0 |
| SoftBank Group Capital Ltd | Posiadacz 10% | 13 maja 2025 S | 7 111 441 | 0 | 0 | $0 |
| Alex Clavel | · | 31 marca 2023 J | 0 | 0 | 0 | $0 |
Insiderzy z zgłoszeń SEC Form 3/4/5; netto = tylko otwarty rynek P/S
Posiadanie ETF-ów Posiadane przez 34 fundusze ETF
Waga odzwierciedla wyłącznie bezpośrednie udziały kapitałowe (N-PORT); fundusze oparte na dźwigni lub instrumentach pochodnych mogą posiadać dodatkowe ekspozycje na swapy, które nie są pokazane.
| Fundusz | Waga | Jednostki | Na dzień | Źródło |
|---|---|---|---|---|
| FNY · First Trust Exchange-Traded AlphaDE… | 0,35% | 42 331 NS | 31 lipca 2026 | N-PORT |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0,28% | 76 977 SH | 19 sierpnia 2026 | Dziennie |
| ESSC · Strategy Shares | 0,24% | 1 766 NS | 31 lipca 2026 | N-PORT |
| IWO · iShares Trust | 0,23% | 675 883 SH | 11 września 2026 | Dziennie |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,14% | 414 124 SH | 19 sierpnia 2026 | Dziennie |
| BKSE · BNY Mellon ETF Trust | 0,14% | 2 469 NS | 31 lipca 2026 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0,13% | 19 139 NS | 31 lipca 2026 | N-PORT |
| VBK · VANGUARD INDEX FUNDS | 0,12% | 917 102 SH | 19 sierpnia 2026 | Dziennie |
| ISCG · iShares Trust | 0,12% | 22 685 SH | 11 września 2026 | Dziennie |
| IWM · iShares Trust | 0,12% | 1 840 059 SH | 11 września 2026 | Dziennie |
| RSSL · Global X Funds | 0,11% | 34 455 NS | 31 lipca 2026 | N-PORT |
| FNX · First Trust Exchange-Traded AlphaDE… | 0,11% | 31 669 NS | 31 lipca 2026 | N-PORT |
| FAD · First Trust Exchange-Traded AlphaDE… | 0,11% | 12 711 NS | 31 lipca 2026 | N-PORT |
| PNQI · Invesco Exchange-Traded Fund Trust | 0,10% | 11 532 SH | 2 października 2026 | Dziennie |
| ESUM · Strategy Shares | 0,08% | 3 175 NS | 31 lipca 2026 | N-PORT |
| VFMO · VANGUARD WELLINGTON FUND | 0,06% | 18 911 SH | 19 sierpnia 2026 | Dziennie |
| ESML · iShares Trust | 0,05% | 29 114 SH | 11 września 2026 | Dziennie |
| VXF · VANGUARD INDEX FUNDS | 0,05% | 749 035 SH | 19 sierpnia 2026 | Dziennie |
| VB · VANGUARD INDEX FUNDS | 0,05% | 1 585 889 SH | 19 sierpnia 2026 | Dziennie |
| VFH · VANGUARD WORLD FUND | 0,05% | 105 818 SH | 19 sierpnia 2026 | Dziennie |
| FNCL · FIDELITY COVINGTON TRUST | 0,03% | 17 055 NS | 31 lipca 2026 | N-PORT |
| WSML · iShares Trust | 0,03% | 4 545 SH | 11 września 2026 | Dziennie |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,02% | 13 868 SH | 2 października 2026 | Dziennie |
| VTI · VANGUARD INDEX FUNDS | 0,01% | 2 193 559 SH | 19 sierpnia 2026 | Dziennie |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,01% | 5 924 SH | 19 sierpnia 2026 | Dziennie |
| ESGV · VANGUARD WORLD FUND | 0,01% | 15 870 SH | 19 sierpnia 2026 | Dziennie |
| TILT · FlexShares Trust | 0,01% | 2 356 NS | 31 lipca 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,01% | 16 613 NS | 31 lipca 2026 | N-PORT |
| ITOT · iShares Trust | 0,00% | 84 243 SH | 11 września 2026 | Dziennie |
| IWV · iShares Trust | 0,00% | 16 661 SH | 11 września 2026 | Dziennie |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0,00% | 57 859 SH | 19 sierpnia 2026 | Dziennie |
| IAK · iShares Trust | · | 34 824 SH | 11 września 2026 | Dziennie |
| ISCB · iShares Trust | · | 3 173 SH | 11 września 2026 | Dziennie |
| SMLF · iShares Trust | · | 74 448 SH | 11 września 2026 | Dziennie |
LMND Konsensus analityków Bycze i niedźwiedzie opinie analityków, 12-miesięczny cel cenowy, potencjał wzrostu
12-miesięczny cel cenowy
9 analityków · 2026-10-04Średnia cel $59.22 +26,9%
Porównanie z porównywalnymi firmami (podbranża GICS) Kluczowe metryki w porównaniu do konkurentów z sektora
Podstawa R/R, ceny według zamknięcia z ostatniego końca roku obrotowego każdej spółki.
| Ticker | Kapitalizacja Rynkowa | P/E | Przychody r/r | Marża Netto | ROE | Marża brutto |
|---|---|---|---|---|---|---|
| LMND | $5.40B | -31.8 | 40.2% | -22.4% | -31.2% | · |
| MCY | $5.21B | 9.6 | 9.4% | 9.0% | 24.8% | · |
| WTM | $5.15B | 4.8 | 66.8% | 29.6% | 22.3% | · |
| RLI | $5.88B | 14.6 | 6.3% | 21.4% | 23.0% | · |
| SIGI | $5.03B | 11.2 | 9.8% | 8.7% | 13.9% | · |
| NP | · | -112.2 | 33.7% | 23.4% | -9.9% | · |
| PLMR | $3.57B | 18.8 | 58.2% | 22.5% | 22.0% | · |
| SLDE | $2.42B | 5.8 | 36.5% | 38.4% | 57.4% | · |
| SKWD | $2.07B | 12.6 | 23.2% | 12.0% | 18.9% | · |
| HCI | $2.49B | 8.4 | 20.1% | 33.2% | 40.0% | · |
| STC | $2.12B | 17.3 | 17.3% | 4.0% | 7.6% | · |
Najnowsze wiadomości Najnowsze nagłówki wspominające o tej firmie
Moje wskaźniki Twoja osobista lista obserwowanych — wybrane wiersze z Pełnych Fundamentów
Wybierz wskaźniki, które są dla Ciebie ważne — kliknij + obok dowolnego wiersza w sekcji Pełne dane fundamentalne powyżej.
Twój wybór został zapisany i będzie Ci towarzyszył we wszystkich tickerach.