AII American Integrity Insurance Group, Inc. Common Stock

NYSE · Insurance · View on SEC EDGAR ↗
$25.13
Price · Aug 19, 2026
Fundamentals as of Aug 13, 2026
52W Range
$16–$26
88% of range
Analyst Rating
BUY
10 analysts
Price Target
$25
P/E (TTM)
4.4
ROE
31.2%
Net Profit Margin
36.0%

AII Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$25.13
Market Cap
$492M
P/E (TTM)
4.4
EPS (TTM)
$5.65
Revenue (TTM)
$276M
Div Yield
—
ROE
31.2%
Debt/Equity
0.0
52W Range
$16 – $26

AII Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $276M
2-point trend, +35.3%
2024-12-31 → 2025-12-31
EPS $5.65
2-point trend, +91.5%
2024-12-31 → 2025-12-31
Free Cash Flow $133M
2025-12-31 → 2025-12-31
Margins 36.0%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
AII
Peer Median
P/E (TTM)
4.4
12.0
P/S (TTM)
1.8
1.3
P/B
1.5
1.9
EV / EBITDA
237.0
—
Price / FCF
3.7
—

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
AII
Peer Median
Net Profit Margin
36.0%
13.0%
ROA
8.2%
5.6%
ROE
31.2%
16.4%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
AII
Peer Median
Debt / Equity
0.0
50.3

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
AII
Peer Median
Revenue YoY
2-point trend, +35.3%
35.3%
—
EPS YoY
2-point trend, +91.5%
91.5%
—
Net Income YoY
2-point trend, +150.7%
150.7%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
AII
Peer Median
EPS (Diluted)
2-point trend, +91.5%
$5.65
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
AII
Peer Median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
—
Payout Ratio
—
5Y Div CAGR
—
Ex-dateAmount
March 16, 2026$1.0200

AII Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 10 analysts
  • Strong Buy 2 20.0%
  • Buy 6 60.0%
  • Hold 2 20.0%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

4 analysts · 2026-08-15
Median target $25.00 -0.5%
Mean target $24.75 -1.5%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.31%
Period EPS Actual EPS Est Surprise
June 30, 2026 $1.78 $0.89 0.89%
March 31, 2026 $1.03 $0.99 0.04%
Dec. 31, 2025 $1.11 $0.80 0.31%
Sept. 30, 2025 $0.71 $0.64 0.07%
June 30, 2025 $1.84 $1.59 0.25%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 10
Annual Income Statement data for AII
Metric Trend 20252024
Revenue 2-point trend, +35.3% $276M $204M
SG&A Expense 2-point trend, +35.5% $42M $31M
Pretax Income 2-point trend, +125.4% $115M $51M
Income Tax 2-point trend, +36.6% $15M $11M
Net Income 2-point trend, +150.7% $100M $40M
EPS (Basic) 2-point trend, +91.5% $5.65 $2.95
EPS (Diluted) 2-point trend, +91.5% $5.65 $2.95
Shares (Basic) 2-point trend, +33.6% 17,235,168 12,904,495
Shares (Diluted) 2-point trend, +33.6% 17,235,376 12,904,495
EBITDA $1M ·
Balance Sheet 17
Annual Balance Sheet data for AII
Metric Trend 20252024
Cash & Equivalents 2-point trend, +17.7% $204M $173M
Short-term Investments 2-point trend, +18121000.00 $18M $0
PP&E (Net) 2-point trend, +210.3% $6M $2M
PP&E (Gross) 2-point trend, -35.5% $13M $20M
Accum. Depreciation 2-point trend, -60.6% $7M $18M
Total Assets 2-point trend, +2.7% $1.23B $1.20B
Deferred Tax 2-point trend, -100.0% $0 $1M
Total Liabilities 2-point trend, -13.8% $893M $1.04B
Long-term Debt 2-point trend, -39.9% $618.0K $1M
Total Debt $618.0K ·
Common Stock 2-point trend, +53.8% $20.0K $13.0K
Paid-in Capital 2-point trend, +930.7% $106M $10M
Retained Earnings 2-point trend, +50.3% $229M $152M
AOCI 2-point trend, +689.6% $2M $-327.0K
Stockholders' Equity 2-point trend, +107.5% $337M $162M
Liabilities + Equity 2-point trend, +2.7% $1.23B $1.20B
Shares Outstanding 2-point trend, +51.7% 19,579,009 12,904,495
Cash Flow 11
Annual Cash Flow data for AII
Metric Trend 20252024
D&A 2-point trend, +45.8% $1M $783.0K
Stock-based Comp 2-point trend, +10609000.00 $11M $0
Deferred Tax 2-point trend, -349.2% $-11M $-2M
Other Non-cash $37M ·
Operating Cash Flow 2-point trend, -7.2% $138M $149M
CapEx 2-point trend, +283.9% $5M $1M
Investing Cash Flow 2-point trend, -597.4% $-135M $-19M
Net Debt Issued $-411.0K ·
Financing Cash Flow 2-point trend, +596.4% $62M $-12M
Taxes Paid 2-point trend, +3433.5% $35M $1M
Free Cash Flow $133M ·
Profitability 5
Annual Profitability data for AII
Metric Trend 20252024
Net Margin 36.0% ·
Pretax Margin 41.6% ·
EBITDA Margin 0.41% ·
ROA 8.2% ·
ROE 31.2% ·
Liquidity & Solvency 2
Annual Liquidity & Solvency data for AII
Metric Trend 20252024
Debt / Equity 0.0 ·
LT Debt / Equity 0.0 ·
Efficiency 1
Annual Efficiency data for AII
Metric Trend 20252024
Asset Turnover 0.2 ·
Per Share 5
Annual Per Share data for AII
Metric Trend 20252024
Book Value / Share $17.21 ·
Revenue / Share $16.04 ·
Cash Flow / Share $8.02 ·
Cash / Share $10.41 ·
EPS (TTM) $5.65 ·
Growth Rates 3
Annual Growth Rates data for AII
Metric Trend 20252024
Revenue YoY 35.3% ·
EPS YoY 91.5% ·
Net Income YoY 150.7% ·
Valuation (TTM) 14
Annual Valuation (TTM) data for AII
Metric Trend 20252024
Revenue TTM $276M ·
Net Income TTM $100M ·
Market Cap $408M ·
Enterprise Value $186M ·
P/E 3.7 ·
P/S 1.5 ·
P/B 1.2 ·
P / Tangible Book 1.2 ·
P / Cash Flow 3.0 ·
P / FCF 3.1 ·
EV / EBITDA 163.2 ·
EV / FCF 1.4 ·
EV / Revenue 0.7 ·
Earnings Yield 27.1% ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-31
Revenue $276M$204M
Net Income $100M$40M
Diluted EPS $5.65$2.95
Balance Sheet
2025-12-312024-12-31
Debt / Equity 0.0—
Cash Flow
2025-12-312024-12-31
Free Cash Flow $133M—

My Metrics Your personal watchlist — selected rows from Full Fundamentals

📊

Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.

Your selection is saved and follows you across all tickers.

Institutional owners (13F) 105 filers · $137.8M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
20 (+2 vs prior Q) 12 (-1 vs prior Q) 40 (-2 vs prior Q) 36 (+10 vs prior Q) -2.5M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
WASATCH ADVISORS LP $22,985,462 1,192,192 16.68% Shares
Mink Brook Asset Management LLC $18,415,156 977,969 13.36% Shares
Pacific Ridge Capital Partners, LLC $10,910,931 579,444 7.92% Shares
Freestone Grove Partners LP $9,250,652 491,272 6.71% Shares
VANGUARD CAPITAL MANAGEMENT LLC $8,633,932 458,520 6.26% Shares
TWO SIGMA INVESTMENTS, LP $5,529,317 293,644 4.01% Shares
AMERICAN CENTURY COMPANIES INC $5,318,477 282,447 3.86% Shares
GEODE CAPITAL MANAGEMENT, LLC $4,904,370 260,415 3.56% Shares
STATE STREET CORP $4,073,306 216,320 2.96% Shares
ALGERT GLOBAL LLC $2,925,353 155,356 2.12% Shares
CITADEL ADVISORS LLC $2,788,591 148,093 2.02% Shares
STATE OF WISCONSIN INVESTMENT BOARD $2,448,954 130,056 1.78% Shares
RENAISSANCE TECHNOLOGIES LLC $2,254,045 119,705 1.64% Shares
DONALD SMITH & CO., INC. $2,192,189 116,420 1.59% Shares
Interval Partners, LP $1,983,081 105,315 1.44% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $1,940,262 103,041 1.41% Shares
Alyeska Investment Group, L.P. $1,852,382 98,374 1.34% Shares
Lighthouse Investment Partners, LLC $1,394,512 74,058 1.01% Shares
VICTORY CAPITAL MANAGEMENT INC $1,359,526 72,200 0.99% Shares
Man Group plc $1,308,610 69,496 0.95% Shares
TWO SIGMA ADVISERS, LP $1,291,460 62,000 0.94% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $1,259,294 66,877 0.91% Shares
MILLENNIUM MANAGEMENT LLC $1,250,877 66,430 0.91% Shares
JACOBS LEVY EQUITY MANAGEMENT, INC $1,211,353 64,331 0.88% Shares
JPMORGAN CHASE & CO $1,111,285 58,152 0.81% Shares
VANGUARD FIDUCIARY TRUST CO $961,949 51,086 0.70% Shares
MANUFACTURERS LIFE INSURANCE COMPANY, THE $907,606 48,200 0.66% Shares
Shay Capital LLC $847,350 45,000 0.61% Shares
Boston Partners $796,170 42,282 0.58% Shares
Verdad Advisers, LP $794,212 42,178 0.58% Shares
LOS ANGELES CAPITAL MANAGEMENT LLC $747,438 39,694 0.54% Shares
BNP PARIBAS FINANCIAL MARKETS $742,938 39,455 0.54% Shares
Harbor Advisors LLC $719,155 38,192 0.52% Shares
GOLDMAN SACHS GROUP INC $699,968 37,173 0.51% Shares
STRS OHIO $687,295 36,500 0.50% Shares
Bank of New York Mellon Corp $587,816 31,217 0.43% Shares
Point72 Asset Management, L.P. $572,903 30,425 0.42% Shares
MARTINGALE ASSET MANAGEMENT L P $557,538 29,609 0.40% Shares
Schonfeld Strategic Advisors LLC $534,601 28,391 0.39% Shares
AMERIPRISE FINANCIAL INC $531,138 28,207 0.39% Shares
LAZARD ASSET MANAGEMENT LLC $529,292 28,109 0.38% Shares
MARSHALL WACE, LLP $525,489 27,907 0.38% Shares
BlackRock, Inc. $464,235 24,654 0.34% Shares
HSBC HOLDINGS PLC $439,244 22,949 0.32% Shares
FIRST TRUST ADVISORS LP $428,514 22,757 0.31% Shares
R Squared Ltd $421,566 22,388 0.31% Shares
XTX Topco Ltd $418,195 22,209 0.30% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $414,768 22,027 0.30% Shares
BANK OF AMERICA CORP /DE/ $384,961 20,444 0.28% Shares
BARCLAYS PLC $323,782 17,195 0.23% Shares
State of Tennessee, Department of Treasury $307,833 16,348 0.22% Shares
BAILARD, INC. $299,397 15,900 0.22% Shares
Graham Capital Management, L.P. $285,595 15,167 0.21% Shares
Centiva Capital, LP $275,219 14,616 0.20% Shares
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO $271,905 14,440 0.20% Shares
D. E. Shaw & Co., Inc. $230,178 12,224 0.17% Shares
RHUMBLINE ADVISERS $224,938 11,946 0.16% Shares
EMERALD MUTUAL FUND ADVISERS TRUST $218,880 11,624 0.16% Shares
PDT Partners, LLC $216,357 11,490 0.16% Shares
State of Wyoming $213,833 11,356 0.16% Shares
DEUTSCHE BANK AG\ $198,788 10,557 0.14% Shares
WELLS FARGO & COMPANY/MN $191,350 10,162 0.14% Shares
MetLife Investment Management, LLC $172,276 9,149 0.12% Shares
Nuveen, LLC $147,345 7,825 0.11% Shares
FEDERATED HERMES, INC. $105,448 5,600 0.08% Shares
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. $105,222 5,588 0.08% Shares
CITIGROUP INC $99,441 5,281 0.07% Shares
Police & Firemen's Retirement System of New Jersey $92,832 4,930 0.07% Shares
Aquatic Capital Management LLC $86,015 4,568 0.06% Shares
OSAIC HOLDINGS, INC. $76,823 4,080 0.06% Shares
VANGUARD GROUP INC $60,032 2,882 0.04% Shares
NewEdge Advisors, LLC $56,490 3,000 0.04% Shares
Vanguard Global Advisers, LLC $54,268 2,882 0.04% Shares
NEW YORK STATE COMMON RETIREMENT FUND $37,660 2,000 0.03% Shares
NORTHERN TRUST CORP $36,719 1,950 0.03% Shares
Legal & General Group Plc $24,140 1,282 0.02% Shares
Tower Research Capital LLC (TRC) $24,065 1,278 0.02% Shares
Ameritas Investment Partners, Inc. $20,732 1,101 0.02% Shares
NISA INVESTMENT ADVISORS, LLC $18,830 1,000 0.01% Shares
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM $12,744 661 0.01% Shares
ROYAL BANK OF CANADA $7,000 376 0.01% Shares
MERCER GLOBAL ADVISORS INC /ADV $6,478 344 0.00% Shares
Sterling Capital Management LLC $4,613 245 0.00% Shares
ACADIAN ASSET MANAGEMENT LLC $3,255 173,093 0.00% Shares
CWM, LLC $3,143 163 0.00% Shares
Arax Advisory Partners $2,561 136 0.00% Shares
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC $2,294 119 0.00% Shares
FMR LLC $1,280 68 0.00% Shares
JONES FINANCIAL COMPANIES LLLP $955 51 0.00% Shares
Russell Investments Group, Ltd. $734 39 0.00% Shares
UBS Group AG $584 31 0.00% Shares
Quarry LP $339 18 0.00% Shares
GAMMA Investing LLC $339 18 0.00% Shares
Integrated Wealth Concepts LLC $338 18 0.00% Shares
Allworth Financial LP $302 16 0.00% Shares
EverSource Wealth Advisors, LLC $207 11 0.00% Shares
Farther Finance Advisors, LLC $188 10 0.00% Shares
SG Americas Securities, LLC $180 9,563 0.00% Shares
MORGAN STANLEY $151 8 0.00% Shares
ROTHSCHILD INVESTMENT LLC $132 7 0.00% Shares

Company insiders 8 insiders · 5 officers · 5 directors

Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Robert C Ritchie Chief Executive Officer Aug. 17, 2026 S 2,151,611 0 12 $-16,555,279
Brian Foley Chief Financial Officer April 6, 2026 A 4,262 0 0 $0
Benjamin A Lurie Chief Financial Officer March 2, 2026 A 85,534 0 0 $0
Jon P Ritchie President May 7, 2026 F 179,701 0 0 $0
David Lewis Clark Chairman May 22, 2026 P 23,426 1 0 $99,984
Ernest N Csiszar Director June 30, 2026 A 3,996 0 0 $0
Steven E Smathers Director June 30, 2026 A 178,697 1 1 $-3,214,929
Steven B Mathis Director June 30, 2026 A 6,996 1 0 $50,460

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 24 ETFs

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
VSS · VANGUARD INTERNATIONAL EQUITY INDEX… 0.09% 818,328 SH Aug. 8, 2026 Daily
IWC · iShares Trust 0.06% 40,920 SH Aug. 8, 2026 Daily
HAPS · Harbor ETF Trust 0.03% 2,538 NS April 30, 2026 N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe… 0.02% 3,247 SH Aug. 8, 2026 Daily
IWN · iShares Trust 0.02% 121,168 SH Aug. 8, 2026 Daily
AVUV · AMERICAN CENTURY ETF TRUST 0.01% 198,796 NS May 31, 2026 N-PORT
VXUS · VANGUARD STAR FUNDS 0.01% 3,173,524 SH Aug. 8, 2026 Daily
VEA · VANGUARD TAX-MANAGED FUNDS 0.01% 2,118,690 SH Aug. 8, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 69,758 SH Aug. 8, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.01% 10,577 SH Aug. 8, 2026 Daily
VSGX · VANGUARD WORLD FUND 0.01% 43,377 SH Aug. 8, 2026 Daily
IWM · iShares Trust 0.01% 336,815 SH Aug. 8, 2026 Daily
AVSC · AMERICAN CENTURY ETF TRUST 0.01% 14,668 NS May 31, 2026 N-PORT
ITWO · ProShares Trust 0.00% 567 NS May 31, 2026 N-PORT
UWM · ProShares Trust 0.00% 444 NS May 31, 2026 N-PORT
SCHA · SCHWAB STRATEGIC TRUST 0.00% 33,277 NS May 31, 2026 N-PORT
URTY · ProShares Trust 0.00% 445 NS May 31, 2026 N-PORT
HDG · ProShares Trust 0.00% 11 NS May 31, 2026 N-PORT
AVUS · AMERICAN CENTURY ETF TRUST 0.00% 6,295 NS May 31, 2026 N-PORT
SCHB · SCHWAB STRATEGIC TRUST 0.00% 5,000 NS May 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 77,407 SH Aug. 8, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 368,687 SH Aug. 8, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 179,837 SH Aug. 8, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 1,330 SH Aug. 8, 2026 Daily