your badges 52W Range $38–$61 64% of range Analyst Rating BUY 7 analysts Price Target $66 +24% upside P/E 2.4 ROE 16.6% Net Profit Margin ·

IFS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $53.11
P/E 2.4
EPS $17.30
ROE 16.6%
52W Range $38–$61

IFS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

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10-Year Performance Revenue, net income, margins and EPS trends

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EPS$17.30
2021-12-31 → 2025-12-31
Free Cash Flow$1.53B
2019-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend IFS 5Y avg Peer Median Verdict
P/E 2.45Y avg ≈2.3 ≈2.3 · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

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Payout Ratio21.1%
Annualized Payout≈$1.80Paid annually
Ex-dateAmountCurrencyYield
Apr 24, 2026$1.80USD≈4.0%
Apr 24, 2025$1.00USD≈3.1%
Apr 17, 2024$1.00USD≈4.7%
Apr 27, 2023$1.18USD≈5.4%
Apr 27, 2022$1.75USD≈8.5%
Dec 14, 2021$0.65USD≈6.0%
Apr 27, 2021$0.77USD≈2.9%
Apr 27, 2020$1.75USD≈7.5%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

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Avg Surprise 12.9%
Next Report Nov 09, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Aug 11, 2026 $1.53 $1.46 5.2%
March 31, 2026 May 13, 2026 $1.59 $1.43 10.9%
Dec. 31, 2025 $1.23 $1.12 10.3%
Sept. 30, 2025 $1.12 $1.14 -1.9%
June 30, 2025 $1.41 $1.05 34.4%
March 31, 2025 $1.06 $0.90 18.4%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

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Income Statement 10
Metric Trend 20252024202320222021202020192018
Operating Income $2.44B$1.65B$1.35B$2.17B$2.39B$356M$1.93B$1.54B
Interest Expense $2.26B$2.48B$2.59B$1.66B$1.06B$1.19B$1.42B$1.18B
Interest Income $6.89B$7.03B$7.12B$5.87B$4.61B$4.66B$4.85B$4.32B
Income Tax $530M$314M$276M$463M$502M$-73M$493M$416M
Net Income $1.93B$1.30B$1.07B$1.67B$1.79B$383M$1.44B$1.08B
EPS (Basic) $17.30$11.38$9.33$14.45$15.51···
EPS (Diluted) $17.30$11.38$9.33$14.45$15.51···
Shares (Basic) 111,713,000114,287,000115,012,000115,418,000115,419,000115,447,000112,789,000110,436,000
Shares (Diluted) 111,713,000114,287,000115,012,000115,418,000115,419,000115,447,000112,789,000110,436,000
EBITDA $2.89B$2.06B$1.73B$2.51B$2.67B$625M$262M·
Balance Sheet 6
Metric Trend 20252024202320222021202020192018
Cash & Equivalents $12.35B$11.98B$9.07B$12.71B$16.42B$18.15B$9.86B$7.09B
PP&E (Net) $967M$814M$805M$791M$815M$844M$844M$951M
Total Assets $99.10B$95.50B$89.62B$87.48B$89.95B$88.24B$71.56B$63.74B
Total Liabilities $86.68B$84.53B$79.62B$78.06B$80.40B$79.28B$62.66B$56.66B
Retained Earnings $2.18B$1.44B$2.92B$2.36B$2.90B$1.30B$2.15B$1.20B
Stockholders' Equity $12.35B$10.92B$9.95B$9.37B$9.50B$8.91B$8.86B$7.05B
Cash Flow 8
Metric Trend 20252024202320222021202020192018
D&A $450M$413M$379M$336M$280M$269M$262M$165M
Other Non-cash $-552M$1.20B$1.42B$-3.01B$-724M$12.34B$-35M·
Operating Cash Flow $1.83B$2.91B$2.88B$-1.01B$1.35B$12.99B$1.67B$-2.05B
CapEx $301M$105M$148M$135M$87M$52M$68M$73M
Investing Cash Flow $-939M$-7M$-3.53B$-1.39B$-2.33B$-4.05B$4M$-296M
Dividends Paid $407M$427M$512M$752M$634M$698M$654M$511M
Financing Cash Flow $-397M$-12M$-3.01B$-1.28B$-862M$-553M$1.06B$226M
Free Cash Flow $1.53B$2.81B$2.73B$-1.15B$1.26B$12.94B$1.60B·
Profitability 2
Metric Trend 20252024202320222021202020192018
ROA 2.0%1.4%1.2%1.9%2.0%0.48%2.1%·
ROE 16.6%12.5%11.1%17.8%19.4%4.3%18.1%·
Liquidity & Solvency 1
Metric Trend 20252024202320222021202020192018
Interest Coverage 1.10.70.51.32.30.3··
Per Share 2
Metric Trend 20252024202320222021202020192018
Cash Flow / Share $16.39$25.46$25.00$-8.77$11.66$112.55$14.80·
EPS (TTM) $17.30$11.38$9.33$14.45$15.51···
Valuation (TTM) 5
Metric Trend 20252024202320222021202020192018
Net Income TTM $1.93B$1.30B$1.07B$1.67B$1.79B$383M$1.44B·
P/E 2.42.62.41.61.7···
Earnings Yield 40.8%38.8%42.5%61.5%58.8%···
Payout Ratio 21.1%32.9%47.7%45.3%35.4%182.2%45.4%·
Annual Payout $407M$427M$512M$752M$634M$698M$654M·

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

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Metric 2025-12-312024-12-312023-12-312022-12-312022-01-01
Net Income $1.93B $1.30B $1.07B $1.67B ·
Diluted EPS $17.30 $11.38 $9.33 $14.45 ·

Institutional owners (13F) 123 filers · $828.5M total · As of June 30, 2026

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Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 123
Value held $828.5M
New positions 29
Exited positions 11
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
29 (+4 vs prior Q) 11 (-6 vs prior Q) 28 (+2 vs prior Q) 45 (+13 vs prior Q) -454K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
FMR LLC $131,736,803 2,312,795 15.90% Shares
BlackRock, Inc. $88,998,291 1,562,470 10.74% Shares
LAZARD ASSET MANAGEMENT LLC $63,662,084 1,117,663 7.68% Shares
FRANKLIN RESOURCES INC $57,715,574 1,013,265 6.97% Shares
MARSHALL WACE, LLP $55,996,410 983,083 6.76% Shares
SCHRODER INVESTMENT MANAGEMENT GROUP $39,603,946 695,294 4.78% Shares
JPMORGAN CHASE & CO $30,333,146 538,777 3.66% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $29,139,141 511,572 3.52% Shares
MORGAN STANLEY $24,666,074 433,042 2.98% Shares
GLOBEFLEX CAPITAL L P $23,293,849 408,951 2.81% Shares
SPX Gestao de Recursos Ltda $22,872,060 401,546 2.76% Shares
WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC $21,856,919 383,724 2.64% Shares
Qube Research & Technologies Ltd $18,872,899 331,336 2.28% Shares
STATE STREET CORP $17,182,611 301,661 2.07% Shares
HSBC HOLDINGS PLC $15,535,327 272,741 1.88% Shares
Driehaus Capital Management LLC $13,968,358 245,231 1.69% Shares
Hood River Capital Management LLC $8,826,579 154,961 1.07% Shares
AMERICAN CENTURY COMPANIES INC $8,338,374 146,390 1.01% Shares
VAN ECK ASSOCIATES CORP $8,311,261 145,914 1.00% Shares
UBS Group AG $7,514,789 131,931 0.91% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $7,007,903 123,032 0.85% Shares
BNP PARIBAS FINANCIAL MARKETS $6,095,062 107,006 0.74% Shares
JANE STREET GROUP, LLC $6,019,533 105,680 0.73% Shares
Allianz Asset Management GmbH $5,204,777 91,376 0.63% Shares
FIL Ltd $5,039,308 88,471 0.61% Shares
DEUTSCHE BANK AG\ $4,782,134 83,956 0.58% Shares
MATTHEWS INTERNATIONAL CAPITAL MANAGEMENT LLC $4,667,188 81,938 0.56% Shares
GOLDMAN SACHS GROUP INC $4,628,911 81,266 0.56% Shares
Rokos Capital Management LLP $4,598,333 80,623 0.56% Shares
MILLENNIUM MANAGEMENT LLC $4,571,154 80,252 0.55% Shares
Point72 Asset Management, L.P. $4,531,396 79,554 0.55% Shares
Police & Firemen's Retirement System of New Jersey $4,210,141 73,914 0.51% Shares
PANAGORA ASSET MANAGEMENT INC $4,037,154 70,877 0.49% Shares
Cubist Systematic Strategies, LLC $4,031,941 99,949 0.49% Shares
DZ BANK AG Deutsche Zentral Genossenschafts Bank, Frankfurt am Main $4,004,401 70,302 0.48% Shares
Engineers Gate Manager LP $3,701,830 64,990 0.45% Shares
NORTHERN TRUST CORP $3,569,171 62,661 0.43% Shares
Russell Investments Group, Ltd. $3,536,450 62,813 0.43% Shares
XTX Topco Ltd $3,402,335 59,732 0.41% Shares
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO $3,078,289 54,043 0.37% Shares
BANK OF AMERICA CORP /DE/ $3,063,878 53,790 0.37% Shares
DIMENSIONAL FUND ADVISORS LP $2,226,396 39,087 0.27% Shares
AQR CAPITAL MANAGEMENT LLC $2,079,211 36,503 0.25% Shares
ENVESTNET ASSET MANAGEMENT INC $1,925,041 33,796 0.23% Shares
Boston Partners $1,833,370 32,187 0.22% Shares
Man Group plc $1,738,077 30,514 0.21% Shares
Channing Global Advisors, LLC $1,561,103 27,407 0.19% Shares
COMMONWEALTH OF PENNSYLVANIA PUBLIC SCHOOL EMPLS RETRMT SYS $1,543,958 27,106 0.19% Shares
PDT Partners, LLC $1,524,819 26,770 0.18% Shares
Voleon Capital Management LP $1,494,858 26,244 0.18% Shares

Show all 123 institutional owners →

Activists & 5%+ owners 1 position

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Intercorp Perú Ltd. ×3 filings Sept. 29, 2023 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 1 insider · 0 officers · 1 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Maria Guzman Hugo Antonio Santa Director March 26, 2026 S 0 0 1 $-10,746

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 11 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
EPU · iShares Trust 2.77% 284,230 SH Sept. 11, 2026 Daily
EEMS · iShares, Inc. 0.12% 8,262 SH Sept. 11, 2026 Daily
DFSE · Dimensional ETF Trust 0.01% 1,420 NS July 31, 2026 N-PORT
IEMG · iShares, Inc. 0.01% 384,824 SH Sept. 11, 2026 Daily
VYM · VANGUARD WHITEHALL FUNDS 0.01% 116,266 SH Aug. 19, 2026 Daily
DFEM · Dimensional ETF Trust 0.00% 3,015 NS July 31, 2026 N-PORT
DFAX · Dimensional ETF Trust 0.00% 2,601 NS July 31, 2026 N-PORT
DFAE · Dimensional ETF Trust 0.00% 1,658 NS July 31, 2026 N-PORT
DEXC · Dimensional ETF Trust 0.00% 54 NS July 31, 2026 N-PORT
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 19,795 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.00% 6,766 SH Aug. 19, 2026 Daily

IFS Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 7 analysts BUY
Median target $64.91 +22.2%
2 28.6% Strong Buy
3 42.9% Buy
2 28.6% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

3 analysts · 2026-10-01

Mean target $65.98 +24.2%

← Below all targets Current price $53.11
Low$60.46 Mean$65.98 High$72.57

Peer comparison (GICS sub-industry) Key metrics vs sector peers

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FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
IFS · 2.4 · · 16.6% ·
BAP · 3.3 · 24.2% 19.1% ·

Latest News Recent headlines mentioning this company

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Borrowing surge puts pressure on chancellor ahead of Budget BBC Business · 1 week, 4 days ago The Guardian view on help to buy: entrenching housing inequalities, rather than helping | Editorial The Guardian · 5 months, 1 week ago Higher-income households benefited most from Help to Buy, thinktank finds The Guardian · 5 months, 2 weeks ago

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 20-F filed Apr 24, 2026