CITIZENS & NORTHERN CORP
CIK 810958 · View on SEC EDGAR ↗
- Portfolio value
- $437.7M
- Positions
- 117
- As of
- June 30, 2026
#4,138 of 9,443 by 13F value · top 43.8%
Portfolio value QoQ: +9.2% 13F does not disclose cash
- Top 10 holdings weight
- 52.26%
- Top 25 holdings weight
- 74.27%
- Positions above 1%
- 21
- Effective number of positions
- 24.3
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 6.07% Est. buys $25,435,074 · sells $27,611,409
Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 74.5% still held
- New positions
- 9
- Increased
- 21
- Decreased
- 61
- Closed
- 11
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
16.1%
Financials
7.0%
Industrials
5.5%
Communication Services
4.9%
Retail
4.2%
Health Care
4.1%
Financial Services
3.0%
Energy
1.8%
Consumer Discretionary
0.9%
Consumer Staples
0.7%
Communications
0.6%
Consumer products
0.6%
Materials
0.4%
Utilities
0.4%
Real Estate
0.3%
Telecommunication
0.2%
Other/Unmapped
49.2%
Full portfolio 117 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| VONG Vanguard Russell 1000 Growth ETF | $59,070,587 | 13.50% | 462,175 | $16,879,316 | Up ×2 | ||
| IEMG | $28,177,032 | 6.44% | 340,138 | $4,967,650 | Up ×2 | ||
| FREL | $27,941,476 | 6.38% | 953,634 | $-2,195,921 | Down ×1 | ||
| IGE | $24,040,433 | 5.49% | 427,918 | $-5,526,828 | Down ×3 | ||
| IJH | $16,781,989 | 3.83% | 217,637 | $8,482 | Down ×2 | ||
| NVDA NVIDIA Corporation - Common Stock | $16,406,380 | 3.75% | 81,995 | $1,950,364 | Down ×1 | ||
| AAPL Apple Inc. - Common Stock | $15,486,837 | 3.54% | 53,521 | $1,880,140 | Down ×1 | ||
| SPMD | $14,061,871 | 3.21% | 208,139 | $-60,145 | Down ×1 | ||
| GOOG Alphabet Inc. - Class C Capital Stock | $13,940,282 | 3.18% | 39,454 | $2,423,427 | Down ×3 | ||
| EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | $12,820,251 | 2.93% | 132,935 | $52,440 | Down ×1 | ||
| MSFT Microsoft Corporation - Common Stock | $10,867,938 | 2.48% | 29,135 | $-111,304 | Down ×1 | ||
| DFAC | $10,558,700 | 2.41% | 238,023 | $1,309,126 | |||
| AMZN Amazon.com, Inc. - Common Stock | $9,016,641 | 2.06% | 37,831 | $873,076 | Down ×1 | ||
| CZFS Citizens Financial Services, Inc. - Common Stock | $8,480,044 | 1.94% | 117,063 | $1,321,642 | |||
| CZNC Citizens & Northern Corp - Common Stock | $8,146,666 | 1.86% | 349,492 | $107,540 | Down ×2 | ||
| AMD Advanced Micro Devices, Inc. - Common Stock | $7,388,013 | 1.69% | 12,718 | $4,272,889 | Down ×4 | ||
| JPM JP Morgan Chase & Co. Common Stock | $5,827,129 | 1.33% | 17,802 | $-114,021 | Down ×1 | ||
| GLW Corning Incorporated Common Stock | $5,021,243 | 1.15% | 19,658 | $2,348,345 | |||
| META Meta Platforms, Inc. - Class A Common Stock | $4,949,629 | 1.13% | 8,787 | $-760,801 | Down ×1 | ||
| AVDE | $4,888,963 | 1.12% | 54,809 | $238,967 | |||
| AVGO Broadcom Inc. - Common Stock | $4,793,648 | 1.10% | 12,690 | $2,662,362 | Up ×3 | ||
| WFC Wells Fargo & Company Common Stock | $4,277,694 | 0.98% | 51,763 | Up ×1 | |||
| CAT Caterpillar, Inc. Common Stock | $4,095,605 | 0.94% | 3,846 | $916,745 | Down ×1 | ||
| MA Mastercard Incorporated Common Stock | $4,026,624 | 0.92% | 7,840 | $-65,092 | Down ×1 | ||
| COST Costco Wholesale Corporation - Common Stock | $4,014,102 | 0.92% | 4,291 | $-272,540 | Down ×3 | ||
| XOM Exxon Mobil Corporation Common Stock | $3,530,657 | 0.81% | 25,824 | $-897,978 | Down ×5 | ||
| ADI Analog Devices, Inc. - Common Stock | $3,116,593 | 0.71% | 7,847 | $-6,587 | Down ×1 | ||
| MBB iShares MBS ETF | $2,941,273 | 0.67% | 31,118 | $-539,119 | Down ×1 | ||
| KLAC KLA Corporation - Common Stock | $2,857,797 | 0.65% | 9,472 | $1,456,063 | Up ×1 | ||
| CSCO Cisco Systems, Inc. - Common Stock | $2,724,015 | 0.62% | 23,191 | $189,072 | Down ×3 | ||
| CVS CVS Health Corporation Common Stock | $2,722,287 | 0.62% | 26,315 | $762,463 | Down ×1 | ||
| PG Procter & Gamble Company (The) Common Stock | $2,709,174 | 0.62% | 18,475 | $7,135 | Down ×1 | ||
| TJX TJX Companies, Inc. (The) Common Stock | $2,543,231 | 0.58% | 16,787 | $-165,600 | Down ×1 | ||
| PANW Palo Alto Networks, Inc. - Common Stock | $2,477,851 | 0.57% | 7,266 | $1,276,253 | Down ×5 | ||
| RTX RTX Corporation Common Stock | $2,409,761 | 0.55% | 12,701 | $-247,822 | Down ×1 | ||
| C Citigroup, Inc. Common Stock | $2,294,084 | 0.52% | 16,391 | $408,529 | Down ×1 | ||
| ETN Eaton Corporation, PLC Ordinary Shares | $2,282,299 | 0.52% | 5,356 | $158,812 | Down ×1 | ||
| SCHW Charles Schwab Corporation (The) Common Stock | $2,267,074 | 0.52% | 24,570 | $258,439 | Up ×2 | ||
| SPY SPY | $2,148,457 | 0.49% | 2,877 | $277,429 | |||
| JNJ Johnson & Johnson Common Stock | $2,087,125 | 0.48% | 8,218 | $118,650 | Up ×1 | ||
| ORCL Oracle Corporation Common Stock | $2,055,217 | 0.47% | 14,024 | $-58,901 | Down ×2 | ||
| GSK GSK plc American Depositary Shares (Each representing two Ordinary Shares) | $2,053,606 | 0.47% | 39,176 | $-155,981 | Down ×1 | ||
| COR Cencora, Inc. Common Stock | $2,025,005 | 0.46% | 7,156 | $-189,996 | Up ×2 | ||
| MDT Medtronic plc. Ordinary Shares | $2,023,497 | 0.46% | 25,866 | $65,207 | Up ×1 | ||
| HD Home Depot, Inc. (The) Common Stock | $1,984,530 | 0.45% | 5,627 | $83,875 | Down ×1 | ||
| BA Boeing Company (The) Common Stock | $1,961,651 | 0.45% | 9,062 | $120,225 | Down ×1 | ||
| KO Coca-Cola Company (The) Common Stock | $1,853,444 | 0.42% | 22,806 | $77,905 | Down ×3 | ||
| GD General Dynamics Corporation Common Stock | $1,811,229 | 0.41% | 5,113 | $1,773 | Down ×4 | ||
| BX Blackstone Inc. Common Stock | $1,783,171 | 0.41% | 15,154 | $14,970 | Down ×1 | ||
| AVUS | $1,771,218 | 0.40% | 13,829 | $233,710 | |||
| CRM Salesforce, Inc. Common Stock | $1,747,699 | 0.40% | 11,156 | $77,563 | Up ×2 | ||
| EMR Emerson Electric Company Common Stock | $1,733,833 | 0.40% | 12,112 | $-63,499 | Down ×1 | ||
| FCX Freeport-McMoRan, Inc. Common Stock | $1,694,948 | 0.39% | 26,951 | $181,069 | Up ×2 | ||
| SLB SLB Limited Common Shares | $1,615,853 | 0.37% | 34,757 | $-182,334 | Down ×1 | ||
| BIIB Biogen Inc. - Common Stock | $1,500,105 | 0.34% | 6,943 | $191,679 | Down ×1 | ||
| KKR KKR & Co. Inc. Common Stock | $1,491,700 | 0.34% | 16,253 | $-22,063 | Down ×1 | ||
| NEE NextEra Energy, Inc. Common Stock | $1,483,225 | 0.34% | 16,899 | $-117,190 | Down ×3 | ||
| TPR Tapestry, Inc. Common Stock | $1,447,259 | 0.33% | 9,887 | $65,087 | Up ×2 | ||
| AMT American Tower Corporation (REIT) Common Stock | $1,434,018 | 0.33% | 8,767 | $-80,026 | Down ×3 | ||
| UNP Union Pacific Corporation Common Stock | $1,373,328 | 0.31% | 5,049 | $148,340 | |||
| MDLZ Mondelez International, Inc. - Class A Common Stock | $1,362,479 | 0.31% | 23,556 | $-21,630 | Down ×4 | ||
| BMY Bristol-Myers Squibb Company Common Stock | $1,361,445 | 0.31% | 23,628 | $209,277 | Up ×1 | ||
| OVV Ovintiv Inc. (DE) | $1,353,684 | 0.31% | 25,711 | $9,239 | Up ×1 | ||
| DIA | $1,328,438 | 0.30% | 2,543 | $150,546 | |||
| NFLX Netflix, Inc. - Common Stock | $1,246,144 | 0.28% | 17,453 | $188,206 | Up ×1 | ||
| CVX Chevron Corporation Common Stock | $1,227,950 | 0.28% | 7,408 | $-334,766 | Down ×6 | ||
| DIS Walt Disney Company (The) Common Stock | $1,208,226 | 0.28% | 12,553 | $-35,654 | Down ×1 | ||
| GS Goldman Sachs Group, Inc. (The) Common Stock | $1,198,473 | 0.27% | 1,185 | Up ×1 | |||
| BDX Becton, Dickinson and Company Common Stock | $1,177,801 | 0.27% | 7,783 | $210,365 | Up ×2 | ||
| PYPL PayPal Holdings, Inc. - Common Stock | $1,172,510 | 0.27% | 27,154 | $-90,221 | Down ×1 | ||
| PFE Pfizer, Inc. Common Stock | $1,154,371 | 0.26% | 47,939 | $-207,032 | Down ×1 | ||
| YUM Yum! Brands, Inc. | $1,127,333 | 0.26% | 7,052 | $50,479 | Up ×1 | ||
| PCAR PACCAR Inc. - Common Stock | $1,103,542 | 0.25% | 9,187 | $228,167 | Up ×1 | ||
| ZBH Zimmer Biomet Holdings, Inc. Common Stock | $1,056,927 | 0.24% | 12,277 | $-48,729 | Up ×2 | ||
| ICE Intercontinental Exchange Inc. Common Stock | $978,725 | 0.22% | 7,950 | $-307,983 | Down ×3 | ||
| AVEM | $978,698 | 0.22% | 10,143 | $161,375 | |||
| IWF | $948,410 | 0.22% | 7,638 | $81,965 | Up ×1 | ||
| MTB M&T Bank Corporation Common Stock | $866,832 | 0.20% | 3,642 | $113,958 | |||
| ADBE Adobe Inc. - Common Stock | $808,599 | 0.18% | 3,944 | $-178,063 | Down ×1 | ||
| MCD McDonald's Corporation Common Stock | $796,333 | 0.18% | 2,946 | $-155,306 | Down ×3 | ||
| BBWI Bath & Body Works, Inc. | $770,414 | 0.18% | 33,308 | $147,938 | Down ×1 | ||
| SPTL | $766,650 | 0.18% | 29,228 | $-101,618 | Down ×1 | ||
| SPTS | $764,094 | 0.17% | 26,339 | $-51,750 | Down ×1 | ||
| BRKB | $725,065 | 0.17% | 1,449 | $30,704 | |||
| IBM International Business Machines Corporation Common Stock | $712,024 | 0.16% | 2,532 | $37,453 | Down ×3 | ||
| VZ Verizon Communications Inc. Common Stock | $707,247 | 0.16% | 16,704 | $-67,841 | Up ×2 | ||
| ACN Accenture plc Class A Ordinary Shares (Ireland) | $700,971 | 0.16% | 5,633 | $-424,721 | Down ×1 | ||
| INTU Intuit Inc. - Common Stock | $695,304 | 0.16% | 2,664 | $-437,964 | Up ×2 | ||
| VIG | $678,153 | 0.15% | 2,866 | $61,791 | |||
| NKE Nike, Inc. Common Stock | $675,724 | 0.15% | 16,461 | $-225,280 | Down ×1 | ||
| IWD | $674,198 | 0.15% | 2,781 | $26,992 | Down ×1 | ||
| DFIC | $645,567 | 0.15% | 17,326 | $29,974 | |||
| SUB | $631,261 | 0.14% | 5,929 | $-178 | |||
| DE Deere & Company Common Stock | $558,210 | 0.13% | 880 | $62,506 | |||
| DFEM | $521,533 | 0.12% | 12,833 | $78,153 | |||
| CMI Cummins Inc. Common Stock | $430,066 | 0.10% | 603 | $105,640 | |||
| LLY Eli Lilly and Company Common Stock | $403,008 | 0.09% | 336 | $45,217 | Down ×1 | ||
| ROK Rockwell Automation, Inc. Common Stock | $329,723 | 0.08% | 666 | $90,709 | |||
| DGX Quest Diagnostics Incorporated Common Stock | $326,403 | 0.07% | 1,540 | $22,634 | Down ×1 | ||
| ITW Illinois Tool Works Inc. Common Stock | $324,023 | 0.07% | 1,198 | $-174,172 | Down ×1 | ||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| AVGO | $4,793,648 | 1.10% | up ×3 |
Biggest new bets
New positions opened this quarter, largest first.
Top movers (QoQ)
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.
| Security | Quarter | Shares before | Value before | Price since exit |
|---|---|---|---|---|
| GUNR | March 31, 2025 | 56,338 | $2,048,450 | No longer tracked |
| MAS | June 30, 2025 | 21,181 | $1,472,927 | 14.4% |
| CMG | March 31, 2026 | 38,035 | $1,407,295 | 12.1% |
| NOW | March 31, 2026 | 9,127 | $1,398,165 | 24.0% |
| BNDX | June 30, 2026 | 25,151 | $1,208,506 | |
| MRSH | June 30, 2026 | 6,340 | $1,099,673 | 14.7% |
| FDX | Dec. 31, 2025 | 4,518 | $1,065,390 | 14.0% |
| CARR | March 31, 2026 | 19,638 | $1,037,672 | 8.2% |
| CDW | Dec. 31, 2025 | 6,196 | $986,899 | -2.4% |
| DD | March 31, 2026 | 22,119 | $889,184 | 206.0% |
| HYG | June 30, 2026 | 10,976 | $873,251 | No longer tracked |
| MCHP | June 30, 2025 | 15,199 | $735,784 | 8.5% |
| IHF | March 31, 2025 | 13,120 | $629,629 | No longer tracked |
| TIP | June 30, 2026 | 5,540 | $611,394 | No longer tracked |
| XLV | March 31, 2026 | 2,659 | $411,613 | No longer tracked |
| ROP | June 30, 2026 | 1,115 | $394,554 | 19.6% |
| IHI | March 31, 2026 | 6,179 | $384,025 | No longer tracked |
| UNH | March 31, 2025 | 719 | $363,713 | -26.0% |
| ABT | June 30, 2026 | 3,376 | $346,614 | 26.1% |
| ESG | March 31, 2025 | 2,502 | $344,734 | No longer tracked |
| CMCSA | June 30, 2026 | 10,554 | $303,005 | 7.8% |
| XNTK | March 31, 2025 | 1,485 | $299,703 | No longer tracked |
| WMT | Dec. 31, 2025 | 2,760 | $284,446 | -7.4% |
| IBB | March 31, 2025 | 2,084 | $275,526 | 67.1% |
| V | June 30, 2025 | 775 | $271,607 | 3.6% |
| XLY | March 31, 2026 | 2,260 | $269,867 | No longer tracked |
| SOXX | March 31, 2025 | 1,251 | $269,578 | 177.1% |
| CME | March 31, 2025 | 1,119 | $259,865 | 2.9% |
| EOG | June 30, 2026 | 1,775 | $256,612 | 17.7% |
| HON | June 30, 2026 | 1,103 | $249,311 | -1.9% |
| GWW | March 31, 2026 | 245 | $247,217 | 19.8% |
| BNDC | March 31, 2025 | 11,341 | $246,497 | No longer tracked |
| HAL | June 30, 2026 | 6,182 | $241,036 | 4.7% |
| BLK | March 31, 2026 | 222 | $237,615 | 20.3% |
| BNDC | March 31, 2026 | 10,418 | $232,997 | No longer tracked |
| TFC | March 31, 2026 | 4,727 | $232,616 | 10.3% |
| ROK | March 31, 2025 | 800 | $228,632 | 69.0% |
| FDS | Sept. 30, 2025 | 510 | $228,113 | 4.1% |
| WAT | June 30, 2026 | 756 | $225,137 | 6.1% |
| ESG | Sept. 30, 2025 | 1,456 | $213,779 | No longer tracked |
| AZN | June 30, 2025 | 2,901 | $213,224 | 136.8% |
| PGR | March 31, 2026 | 925 | $210,641 | 11.0% |
| CBU | March 31, 2025 | 3,394 | $209,342 | 11.7% |
| CMI | March 31, 2025 | 600 | $209,160 | 91.1% |
| SYY | Dec. 31, 2025 | 2,506 | $206,344 | 14.1% |
| VNQ | June 30, 2025 | 2,226 | $201,542 | No longer tracked |
| MGK | June 30, 2025 | 650 | $200,772 | No longer tracked |
| VO | Dec. 31, 2025 | 681 | $200,037 | No longer tracked |
| F | Dec. 31, 2025 | 12,373 | $147,981 | 9.4% |