Montecito Bank & Trust

CIK 1422508 · View on SEC EDGAR ↗

Portfolio value QoQ: -1.2% 13F does not disclose cash

Top 10 holdings weight29.78%

Top 25 holdings weight49.96%

Positions above 1%25

Effective number of positions65.6

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q3 2026: 1.1% Est. buys $7,340,064 · sells $17,404,501

Median holding: 7.0 quarters Tracked Q1 2025–Q3 2026 · 84.2% still held

New positions9

Increased91

Decreased110

Closed8

Portfolio value $660.5M #3,245 of 9,337 by 13F value · top 34.8%

Positions 272

As of Sept. 30, 2026

Sector breakdown

Technology 13.3%

Healthcare 5.3%

Communication Services 5.0%

Financials 4.3%

Industrials 4.1%

Retail 2.0%

Consumer Staples 1.9%

Energy 1.9%

Consumer products 0.8%

Consumer Discretionary 0.8%

Real Estate 0.6%

Utilities 0.5%

Materials 0.4%

Other/Unmapped 59.0%

Full portfolio 272 positions

Search positions by ticker or company name

					Streak
NVDA NVIDIA Corporation - Common Stock	$35,589,598	5.39%	155,835	$3,813,105	Down ×4
IWF iShares Russell 1000 Growth Fund	$35,336,347	5.35%	282,104	$-165,222	Down ×1
MSFT Microsoft Corporation - Common Stock	$20,791,940	3.15%	40,538	$5,580,184	Down ×4
IVV iShares Trust	$19,701,491	2.98%	25,725	$402,596	Down ×2
VGSH Vanguard Short-Term Treasury ETF	$14,584,207	2.21%	253,374	$223,765	Up ×4
AGG iShares Trust	$14,384,828	2.18%	152,156	$-556,203	Up ×3
BIV VANGUARD BOND INDEX FUNDS	$14,227,809	2.15%	195,276	$-930,565	Down ×2
GOOGL Alphabet Inc. - Class A Common Stock	$14,085,947	2.13%	40,938	$-588,022	Down ×4
SPY SPY	$14,070,523	2.13%	18,450	$-158,433	Down ×4
IEFA iShares Core MSCI EAFE ETF	$13,951,398	2.11%	144,007	$107,427	Up ×3
IJH iShares Trust	$12,139,836	1.84%	168,726	$-738,459	Up ×1
QUAL iShares Trust	$11,812,945	1.79%	53,154	$11,780	Down ×2
IWD iShares Russell 1000 Value ETF	$11,514,365	1.74%	46,442	$210,581	Down ×4
GOVT iShares Trust	$10,559,295	1.60%	482,821	$-433,126	Up ×2
LLY Eli Lilly and Company Common Stock	$10,451,903	1.58%	9,033	$-395,742	Down ×1
KO Coca-Cola Company (The) Common Stock	$9,031,342	1.37%	104,918	$466,297	Down ×1
JPM JP Morgan Chase & Co. Common Stock	$8,534,091	1.29%	25,796	$69,010	Down ×1
VIGI Vanguard International Dividend Appreciation ETF	$8,217,845	1.24%	87,035	$58,020	Down ×1
ABBV AbbVie Inc. Common Stock	$7,716,381	1.17%	29,498	$301,053	Up ×1
EFV iShares Trust	$7,634,399	1.16%	96,467	$151,560	Down ×1
EMXC iShares MSCI Emerging Markets ex China ETF	$7,429,018	1.12%	74,980	$-145,581	Up ×2
IYW iShares U.S. Technology ETF	$7,240,247	1.10%	27,332	$368,240	Up ×1
VCSH Vanguard Short-Term Corporate Bond ETF	$7,171,349	1.09%	92,833	$-127,546	Up ×2
COST Costco Wholesale Corporation - Common Stock	$6,935,880	1.05%	7,619	$-219,531	Down ×4
TFLO iShares Treasury Floating Rate Bond ETF	$6,874,298	1.04%	135,668	$147,444	Up ×3
IJR iShares Trust	$6,268,723	0.95%	46,080	$-357,026	Up ×1
QQQ Invesco QQQ Trust, Series 1	$6,259,194	0.95%	8,461	$20,414	Down ×4
CVX Chevron Corporation Common Stock	$6,092,197	0.92%	29,833	$1,111,772	Down ×3
AVGO Broadcom Inc. - Common Stock	$5,772,159	0.87%	16,436	$-468,271	Down ×4
MU Micron Technology, Inc. - Common Stock	$5,766,505	0.87%	5,414	$-465,507	Up ×1
NEAR iShares U.S. ETF Trust	$5,614,635	0.85%	112,608	$-75,952	Up ×2
CWI SPDR INDEX SHARES FUNDS	$5,280,940	0.80%	130,684	$-5,062	Up ×1
V Visa Inc.	$5,160,338	0.78%	14,361	$262,728	Up ×3
VGIT Vanguard Intermediate-Term Treasury ETF	$5,130,506	0.78%	90,549	$-366,371	Down ×2
GOOG Alphabet Inc. - Class C Capital Stock	$4,973,441	0.75%	14,596	$-128,644	Up ×1
ITOT iShares Trust	$4,589,494	0.69%	27,601	$8,003	Down ×3
JNJ Johnson & Johnson Common Stock	$4,515,935	0.68%	17,058	$175,842	Down ×1
USMV iShares MSCI USA Min Vol Factor ETF	$4,411,011	0.67%	45,269	$34,717	Down ×2
JPIE JPMorgan Income ETF	$4,276,267	0.65%	95,261	$-64,360	Up ×4
TSM Taiwan Semiconductor Manufacturing Company Ltd.	$4,243,479	0.64%	9,302	$-319,225	Down ×4
CSCO Cisco Systems, Inc. - Common Stock	$4,087,895	0.62%	37,981	$-382,045	Down ×4
VYMI Vanguard International High Dividend Yield ETF	$4,000,299	0.61%	39,556	$145,360	Up ×2
IWO iShares Russell 2000 Growth Fund	$3,924,472	0.59%	10,996	$-543,035	Down ×4
VEA Vanguard FTSE Developed Markets ETF	$3,890,258	0.59%	55,095	$24,518	Up ×2
PG Procter & Gamble Company (The) Common Stock	$3,802,849	0.58%	26,176	$-64,927	Down ×4
IUSB iShares Core Universal USD Bond ETF	$3,715,685	0.56%	84,275	$-68,477	Up ×2
IVW iShares S&P 500 Growth ETF	$3,592,634	0.54%	25,254	$119,451
VOO Vanguard S&P 500 ETF	$3,431,411	0.52%	4,896	$-6,159,204	Down ×3
VYM Vanguard High Dividend Yield ETF	$3,229,402	0.49%	20,808	$-57,306	Up ×1
TT Trane Technologies plc	$3,108,719	0.47%	6,878	$-190,894	Up ×1
MRK Merck & Company, Inc. Common Stock (new)	$3,092,778	0.47%	21,284	$365,622	Up ×1
VIG Vanguard Div Appreciation ETF	$3,055,194	0.46%	13,095	$-50,443	Down ×4
PANW Palo Alto Networks, Inc. - Common Stock	$2,958,370	0.45%	7,446	$357,069	Down ×4
VGK Vanguard FTSEEuropean ETF	$2,754,858	0.42%	31,738	$-64,964	Down ×1
EFA iShares Trust	$2,750,903	0.42%	26,479	$-8,773	Down ×1
CAT Caterpillar, Inc. Common Stock	$2,691,012	0.41%	3,319	$-863,624	Down ×3
VPL Vanguard FTSE Pacific ETF	$2,679,149	0.41%	23,134	$12,610	Up ×4
GS Goldman Sachs Group, Inc. (The) Common Stock	$2,466,086	0.37%	2,739	$-309,113	Down ×4
META Meta Platforms, Inc. - Class A Common Stock	$2,451,108	0.37%	3,380	$500,998	Down ×3
KLAC KLA Corporation - Common Stock	$2,353,000	0.36%	12,071	$-1,395,747	Down ×1
STIP iShares 0-5 Year TIPS Bond ETF	$2,339,959	0.35%	23,470	$-57,736
DIS Walt Disney Company (The) Common Stock	$2,335,703	0.35%	22,266	$293,278	Up ×2
MA Mastercard Incorporated Common Stock	$2,297,424	0.35%	4,166	$258,946	Up ×2
VEU Vanguard FTSE All World Ex US ETF	$2,293,374	0.35%	27,641	$72,659	Up ×1
IWM iShares Russell 2000 Index Fund	$2,264,526	0.34%	8,149	$-185,043	Down ×4
ETN Eaton Corporation, PLC Ordinary Shares	$2,150,269	0.33%	5,004	$17,964
VTV Vanguard Morningstar Value ETF	$2,141,569	0.32%	9,911	$3,458	Up ×4
WMT Walmart Inc. - Common Stock	$2,139,193	0.32%	20,585	$-207,780	Down ×3
IBTH iShares iBonds Dec 2027 Term Treasury ETF	$2,123,636	0.32%	95,145	$89,420	Up ×2
CWB SPDR SERIES TRUST	$2,122,554	0.32%	20,978	$-136,706	Up ×1
IBTG iShares iBonds Dec 2026 Term Treasury ETF	$2,060,893	0.31%	90,074	$-901
XLV SELECT SECTOR SPDR TRUST	$2,035,524	0.31%	12,086	$152,864	Up ×1
IGIB iShares 5-10 Year Investment Grade Corporate Bond ETF	$2,016,518	0.31%	40,050	$-109,219	Up ×3
IWR iShares Russell Mid-Cap ETF	$1,996,117	0.30%	18,706	$-82,753	Down ×1
GLD SPDR Gold Shares	$1,973,132	0.30%	5,181	$64,555
GWW W.W. Grainger, Inc. Common Stock	$1,934,665	0.29%	1,553	$-164,432	Up ×1
IBDR iShares Trust	$1,933,382	0.29%	79,760	$-2,813	Down ×1
IBTI iShares iBonds Dec 2028 Term Treasury ETF	$1,894,448	0.29%	86,465	$74,650	Up ×2
VNQ Vanguard Real Estate ETF	$1,887,339	0.29%	21,057	$-166,041	Down ×1
LRCX Lam Research Corporation - Common Stock	$1,847,869	0.28%	5,625	$-659,378	Down ×4
UNP Union Pacific Corporation Common Stock	$1,837,966	0.28%	6,754	$-30,946	Down ×4
BLK BlackRock, Inc. Common Stock	$1,830,842	0.28%	1,730	$162,536	Down ×1
VO Vanguard Morningstar Mid-Cap ETF	$1,829,695	0.28%	23,332	$24,766	Up ×3
CSL Carlisle Companies Incorporated Common Stock	$1,820,261	0.28%	5,650	$-229,277
AMP Ameriprise Financial, Inc. Common Stock	$1,811,356	0.27%	3,679	$160,279	Up ×1
ECL Ecolab Inc. Common Stock	$1,794,106	0.27%	6,534	$8,773	Up ×1
IBDS iShares Trust	$1,769,444	0.27%	73,360	$1,771	Up ×4
ANET Arista Networks, Inc. Common Stock	$1,762,275	0.27%	8,656	$252,212	Down ×1
IBM International Business Machines Corporation Common Stock	$1,755,701	0.27%	7,983	$-913,263	Down ×4
DE Deere & Company Common Stock	$1,719,840	0.26%	2,561	$76,925	Down ×1
TMO Thermo Fisher Scientific Inc Common Stock	$1,709,901	0.26%	2,533	$433,439	Down ×4
COP ConocoPhillips Common Stock	$1,695,407	0.26%	13,547	$299,328	Up ×2
XSOE WisdomTree Trust	$1,658,162	0.25%	35,393	$-82,466
TJX TJX Companies, Inc. (The) Common Stock	$1,606,244	0.24%	12,140	$-179,942	Up ×2
EMR Emerson Electric Company Common Stock	$1,552,396	0.24%	10,009	$116,172	Down ×4
VZ Verizon Communications Inc. Common Stock	$1,541,553	0.23%	33,607	$98,478	Down ×1
ACWI iShares MSCI ACWI ETF	$1,518,905	0.23%	9,567	$17,173
ESGU iShares ESG Aware MSCI USA ETF	$1,510,374	0.23%	9,055	$-51,856	Down ×4
MCK McKesson Corporation Common Stock	$1,508,682	0.23%	1,767	$185,627	Up ×2
MDY State Street SPDR S&P MIDCAP 400 ETF Trust	$1,506,493	0.23%	2,294	$-114,002	Down ×1
No matches

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security	Value	% of portfolio	Streak
VGSH	$14,584,207	2.21%	up ×4
AGG	$14,384,828	2.18%	up ×3
IEFA	$13,951,398	2.11%	up ×3
TFLO	$6,874,298	1.04%	up ×3
V	$5,160,338	0.78%	up ×3
JPIE	$4,276,267	0.65%	up ×4
VPL	$2,679,149	0.41%	up ×4
VTV	$2,141,569	0.32%	up ×4
IGIB	$2,016,518	0.31%	up ×3
VO	$1,829,695	0.28%	up ×3
IBDS	$1,769,444	0.27%	up ×4
IBDT	$1,420,149	0.22%	up ×4
MCD	$1,330,677	0.20%	up ×3
IBDW	$1,295,776	0.20%	up ×4
IBDV	$1,253,369	0.19%	up ×4

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
EQIX	$321,683	318	0.05%
MPC	$301,310	762	0.05%
EQR	$243,769	4,013	0.04%
GPC	$243,055	1,933	0.04%
CAH	$228,953	1,029	0.03%
MRNA	$217,604	1,130	0.03%
CBOE	$202,338	735	0.03%
FCX	$201,180	2,874	0.03%
VHT	$200,711	635	0.03%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
VOO	Trimmed	-9K	-$6.2M
MSFT	Trimmed	-242	+$5.6M
NVDA	Trimmed	-3K	+$3.8M
KLAC	Trimmed	-354	-$1.4M
CVX	Trimmed	-213	+$1.1M
BIV	Trimmed	-2K	-$931K
IBM	Trimmed	-2K	-$913K
CAT	Trimmed	-19	-$864K
IJH	Bought more	+2K	-$738K
LRCX	Trimmed	-161	-$659K

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
XOM	Sept. 30, 2026	27,136	$3,710,034	0.8%
IBDQ	Dec. 31, 2025	54,228	$1,366,004
AZN	March 31, 2026	12,983	$1,193,527	-20.6%
FISV	Dec. 31, 2025	9,201	$1,186,284	-31.3%
HON	June 30, 2026	4,695	$1,061,211	-4.4%
IBTF	Dec. 31, 2025	42,706	$997,826	No longer tracked
CVMC	March 31, 2026	7,345	$471,035
KIM	Sept. 30, 2026	17,340	$439,569	-0.8%
ESML	Dec. 31, 2025	9,370	$422,400
RSP	Sept. 30, 2026	1,952	$415,327	1.5%
ZTS	Dec. 31, 2025	2,396	$350,583	-43.2%
EQIX	Dec. 31, 2025	434	$339,926	33.6%
DKS	March 31, 2026	1,535	$303,884	-30.8%
KMB	Dec. 31, 2025	2,344	$291,453	-5.4%
CMG	Dec. 31, 2025	7,335	$287,459	-16.6%
NKE	Sept. 30, 2026	6,942	$284,969	-4.1%
ADBE	March 31, 2026	814	$284,892	-1.8%
DD	Dec. 31, 2025	3,626	$282,465	225.1%
CI	June 30, 2026	1,039	$277,153	-1.6%
INVH	March 31, 2026	9,877	$274,482	4.9%
XLI	Dec. 31, 2025	1,750	$269,903	9.7%
FLEX	Sept. 30, 2026	1,560	$252,829	6.2%
GIS	Dec. 31, 2025	4,994	$251,797	-31.9%
REGN	June 30, 2026	317	$244,927	16.5%
CTSH	March 31, 2026	2,943	$244,269	-4.4%
EXR	Dec. 31, 2025	1,686	$237,625	2.1%
URI	Dec. 31, 2025	245	$233,891	32.7%
J	March 31, 2026	1,706	$225,977	8.9%
BUD	Sept. 30, 2026	2,715	$223,716	1.8%
KR	June 30, 2026	3,080	$222,869	5.9%
KKR	March 31, 2026	1,723	$219,648	-2.7%
AGZ	June 30, 2026	1,978	$217,006
EA	March 31, 2026	1,057	$215,977	No longer tracked
FIS	March 31, 2026	3,235	$214,998	-28.1%
SPGI	Dec. 31, 2025	431	$209,772	-25.2%
SPGI	June 30, 2026	486	$206,715	1.5%
CBOE	June 30, 2026	735	$206,587
VGLT	Dec. 31, 2025	3,633	$206,572
QSR	Sept. 30, 2026	2,810	$203,753	-1.7%
OTIS	June 30, 2026	2,640	$203,491	-8.0%
NOW	Sept. 30, 2026	2,040	$202,531	1.5%
HPQ	June 30, 2026	10,219	$196,307	43.4%