RETIREMENT INCOME SOLUTIONS, INC

CIK 1730386 · View on SEC EDGAR ↗

Portfolio value
$580.8M
#3,446 of 9,443 by 13F value · top 36.5%
Positions
172
As of
June 30, 2026

Portfolio value QoQ: -0.7% 13F does not disclose cash

Top 10 holdings weight
67.26%
Top 25 holdings weight
81.89%
Positions above 1%
17
Effective number of positions
11.6

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 0.08% Est. buys $459,930 · sells $4,717,455

Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 84.7% still held

New positions
0
Increased
6
Decreased
20
Closed
1
On this page

Sector breakdown

Technology
2.1%
Communication Services
0.8%
Healthcare
0.7%
Retail
0.5%
Consumer Discretionary
0.4%
Financials
0.4%
Industrials
0.3%
Utilities
0.3%
Consumer Staples
0.2%
Materials
0.1%
Consumer products
0.1%
Energy
0.1%
Real Estate
0.1%
Financial Services
0.1%
Other/Unmapped
93.7%

Full portfolio 172 positions

Type Streak 8Q trend
SPYM $141,592,724 24.38% 1,849,918 $-732,028 Down ×1
SPY SPY $45,314,065 7.80% 69,678 $-66,335 Down ×6
SPMD $42,310,854 7.28% 714,469 $-161,019 Down ×1
JPST $36,375,431 6.26% 718,740 $-36,389 Down ×1
IVV $35,841,703 6.17% 54,870 $-130,642 Down ×6
MINT $34,892,661 6.01% 346,949 $-45,960 Down ×1
IWF $18,003,461 3.10% 42,222 $99,351 Up ×1
IJH $15,599,343 2.69% 230,999 $-231,966 Down ×1
GLDM $12,033,201 2.07% 129,822 $0
SPYX $8,734,981 1.50% 164,718 $-250,938 Down ×2
ESGU iShares ESG Aware MSCI USA ETF $7,712,198 1.33% 54,534 $0
QQQ Invesco QQQ Trust, Series 1 $7,677,648 1.32% 13,302 $0
RSP $7,062,272 1.22% 36,798 $0
JMUB $6,975,155 1.20% 139,531 $-97,730 Down ×2
IWD $6,923,549 1.19% 32,403 $0
MDY $6,257,030 1.08% 10,145 $-51,191 Down ×3
IWB $6,152,443 1.06% 17,255 $0
FESM $5,701,482 0.98% 150,039 $0
ACWI iShares MSCI ACWI ETF $5,616,162 0.97% 40,588 $0
AAPL Apple Inc. - Common Stock $5,131,210 0.88% 20,218 $0
AVDE $4,805,253 0.83% 56,639 $-94,172 Down ×1
DFAE $4,402,139 0.76% 130,010 $0
VO $4,016,212 0.69% 13,985 $0
SPYG $3,272,054 0.56% 33,419 $-37,598 Down ×1
EFA $3,245,502 0.56% 33,414 $0
BRKB $3,110,966 0.54% 6,492 $0
XLK XLK $3,080,356 0.53% 23,178 $0
IVW $2,972,983 0.51% 26,284 $0
VOO $2,779,803 0.48% 4,652 $0
GOOGL Alphabet Inc. - Class A Common Stock $2,468,415 0.42% 8,584 $0
VUG $2,411,518 0.42% 5,521 $0
SPYV $2,395,767 0.41% 42,343 $17,483 Up ×1
MSFT Microsoft Corporation - Common Stock $2,345,397 0.40% 6,336 $0
IWR $2,302,795 0.40% 23,684 $0
VTI $2,255,936 0.39% 7,032 $0
IVE $2,085,951 0.36% 9,879 $0
GOOG Alphabet Inc. - Class C Capital Stock $1,958,680 0.34% 6,828 $0
POCT $1,948,356 0.34% 45,195 $0
SCHG $1,830,471 0.32% 62,838 $0
AMZN Amazon.com, Inc. - Common Stock $1,763,839 0.30% 8,469 $-1,666,160 Down ×3
LLY Eli Lilly and Company Common Stock $1,732,847 0.30% 1,884 $0
NVDA NVIDIA Corporation - Common Stock $1,721,502 0.30% 9,871 $0
SMH SMH $1,602,995 0.28% 4,181 $0
GLD $1,591,212 0.27% 3,698 $0
VEU $1,571,543 0.27% 20,926 $0
PNOV $1,552,680 0.27% 38,000 $-66,970 Down ×1
XLE XLE $1,546,876 0.27% 25,251 $0
JBND JPMorgan Active Bond ETF $1,525,509 0.26% 28,371 $0
EEM $1,261,136 0.22% 22,207 $0
JPM JP Morgan Chase & Co. Common Stock $1,201,055 0.21% 4,083 $0
PDEC $1,192,508 0.21% 28,059 $-70,082 Down ×1
VTV $1,124,226 0.19% 5,730 $0
PHO Invesco Water Resources ETF $1,082,664 0.19% 16,193 $0
XME XME $1,011,298 0.17% 9,363 $0
CWI $971,904 0.17% 26,562 $-93,707 Down ×1
EFIV $954,911 0.16% 15,138 $0
BKLC $931,083 0.16% 7,460 $0
LRCX Lam Research Corporation - Common Stock $892,031 0.15% 4,175 $0
PJAN $884,543 0.15% 19,175 $0
VONE Vanguard Russell 1000 ETF $846,994 0.15% 2,870 $0
KO Coca-Cola Company (The) Common Stock $810,769 0.14% 10,661 $0
JNJ Johnson & Johnson Common Stock $751,164 0.13% 3,073 $-51,821 Down ×4
MRK Merck & Company, Inc. Common Stock (new) $741,347 0.13% 6,163 $29,230 Up ×1
SCHX $729,586 0.13% 28,455 $0
URTH $717,380 0.12% 3,985 $0
DBEF $708,841 0.12% 14,349 $0
ECL Ecolab Inc. Common Stock $657,601 0.11% 2,472 $0
PG Procter & Gamble Company (The) Common Stock $652,724 0.11% 4,519 $-59,221 Down ×1
BJUN $652,306 0.11% 14,103 $0
MGK $633,099 0.11% 1,723 $0
IAU $632,901 0.11% 7,179 $0
VBIL Vanguard 0-3 Month Treasury Bill ETF $631,224 0.11% 8,344 $0
SPAB $626,845 0.11% 24,467 $0
XOM Exxon Mobil Corporation Common Stock $620,956 0.11% 3,660 $118,084 Up ×1
QQQM Invesco NASDAQ 100 ETF $620,663 0.11% 2,612 $0
IUSG iShares Core S&P U.S. Growth ETF $620,440 0.11% 4,000 $0
IBM International Business Machines Corporation Common Stock $611,792 0.11% 2,524 $0
IWP $605,367 0.10% 4,725 $0
VOT $602,971 0.10% 2,343 $0
IEI iShares 3-7 Year Treasury Bond ETF $601,421 0.10% 5,071 $0
EAGG $567,472 0.10% 11,934 $0
EDIV $559,392 0.10% 14,169 $0
SHY iShares 1-3 Year Treasury Bond ETF $557,513 0.10% 6,752 $0
PJUL $552,208 0.10% 12,013 $0
SPEM $545,985 0.09% 11,639 $0
VEA $540,579 0.09% 8,436 $0
PAPR $539,091 0.09% 13,545 $0
DSI $532,266 0.09% 4,392 $0
AVGO Broadcom Inc. - Common Stock $530,191 0.09% 1,713 $0
EFAX $523,790 0.09% 10,525 $0
VLY Valley National Bancorp - Common Stock $521,139 0.09% 42,438 $0
VYM $521,016 0.09% 3,518 $0
EMXC iShares MSCI Emerging Markets ex China ETF $519,156 0.09% 6,600 $0
ETN Eaton Corporation, PLC Ordinary Shares $511,468 0.09% 1,430 $0
IWS $506,884 0.09% 3,478 $0
ZAUG $501,143 0.09% 18,821 $0
XLF XLF $496,761 0.09% 10,062 $0
FBND $489,183 0.08% 10,723 $0
LNT Alliant Energy Corporation - Common Stock $466,584 0.08% 6,502 $0
MCD McDonald's Corporation Common Stock $466,185 0.08% 1,500 $139,855 Up ×2

Top movers (QoQ)

Security Action Shares Δ Value Δ
AMZN Trimmed -8K -$1.7M
SPYM Trimmed -10K -$732K
ORCL Trimmed -2K -$331K
SPYX Trimmed -5K -$251K
IJH Trimmed -3K -$232K
SPMD Trimmed -3K -$161K
MCD Bought more +450 +$140K
IVV Trimmed -200 -$131K
XOM Bought more +696 +$118K
IWF Bought more +233 +$99K

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarter Shares before Value before Price since exit
DIS June 30, 2026 3,719 $358,437 11.3%
MSTR Dec. 31, 2025 1,016 $327,365 -20.8%
VOE June 30, 2025 1,931 $310,003 No longer tracked
IWV March 31, 2025 924 $308,847 No longer tracked
PJUN March 31, 2025 7,938 $297,829 No longer tracked
BNDX March 31, 2025 6,040 $296,262
SYK March 31, 2026 794 $279,067 0.6%
TT March 31, 2025 748 $276,274 35.0%
META Dec. 31, 2025 340 $249,689 -16.9%
TMO March 31, 2026 408 $236,416 26.2%
CRBN Dec. 31, 2025 1,038 $235,491 No longer tracked
CLOA March 31, 2025 4,472 $231,515
PANW March 31, 2026 1,230 $226,566 114.6%
PEP Sept. 30, 2025 1,700 $224,439 1.5%
COF March 31, 2026 919 $222,729 19.3%
CL Sept. 30, 2025 2,430 $220,887 12.9%
OC March 31, 2025 1,283 $218,521 3.7%
AMD March 31, 2026 1,000 $214,160 131.4%
HON June 30, 2025 1,008 $213,444 0.0%
AXON Sept. 30, 2025 255 $211,125 -15.2%
CMG Dec. 31, 2025 5,335 $209,079 -3.0%
EZM March 31, 2025 3,291 $205,720 No longer tracked
IWO March 31, 2026 635 $205,111 No longer tracked
VOOG March 31, 2026 460 $204,511 No longer tracked
XLV March 31, 2025 1,483 $204,016 No longer tracked
DE Sept. 30, 2025 400 $203,396 36.4%
SUN June 30, 2025 3,500 $203,210 42.0%
TMO June 30, 2025 408 $203,021 53.0%
TY March 31, 2026 6,213 $202,917 12.7%
MDYG March 31, 2025 2,322 $201,759 No longer tracked
PAVE Sept. 30, 2025 4,605 $200,686 No longer tracked
IBDU March 31, 2026 8,548 $200,066 No longer tracked
IBDT March 31, 2026 7,858 $200,025 No longer tracked
PBW June 30, 2025 10,526 $165,679 No longer tracked
BKD June 30, 2025 22,742 $142,365 69.7%
AGNC June 30, 2025 13,380 $128,180 18.9%
JQC June 30, 2025 14,107 $75,896 -11.9%
BBAI March 31, 2025 10,471 $46,596 11.7%
ZOMDF March 31, 2025 20,353 $2,442 No longer tracked