VeraBank, N.A.

CIK 1767297 · View on SEC EDGAR ↗

Portfolio value QoQ: +10.6% 13F does not disclose cash

Top 10 holdings weight54.31%

Top 25 holdings weight75.56%

Positions above 1%21

Effective number of positions27.7

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 3.53% Est. buys $59,123,717 · sells $20,285,173

Median holding: 6.0 quarters Tracked Q1 2025–Q2 2026 · 81.9% still held

New positions8

Increased20

Decreased109

Closed14

Portfolio value $604.4M #3,432 of 9,337 by 13F value · top 36.8%

Positions 167

As of June 30, 2026 Data as of Q2 2026

Sector breakdown

Technology 9.1%

Financials 4.3%

Communication Services 4.0%

Healthcare 3.5%

Energy 2.8%

Industrials 2.7%

Retail 2.2%

Consumer Staples 1.0%

Consumer Discretionary 0.9%

Utilities 0.9%

Consumer products 0.4%

Materials 0.3%

Other/Unmapped 68.0%

Full portfolio 167 positions

Search positions by ticker or company name

					Streak
DFAU Dimensional ETF Trust	$50,174,656	8.30%	970,684	$10,441,533	Up ×6
QDF FlexShares Trust	$42,734,749	7.07%	475,253	$6,093,222	Up ×6
IVV iShares Trust	$39,923,326	6.61%	53,310	$7,265,438	Up ×6
VUG Vanguard Morningstar Growth ETF	$35,592,445	5.89%	413,193	$8,465,165	Up ×6
Unknown issuer (CUSIP: BLUEBELL8)	$32,340,000	5.35%	245	$245,000
DFIC Dimensional ETF Trust	$28,569,552	4.73%	766,762	$3,372,813	Up ×6
DFLV Dimensional ETF Trust	$28,096,451	4.65%	710,583	$8,309,611	Up ×6
AVEM AMERICAN CENTURY ETF TRUST	$27,214,812	4.50%	282,048	$5,078,277	Up ×6
VIGI Vanguard International Dividend Appreciation ETF	$23,952,344	3.96%	256,504	$-249,427	Down ×1
DFIV Dimensional ETF Trust	$19,655,123	3.25%	363,849	$1,461,804	Up ×6
AAPL Apple Inc. - Common Stock	$19,517,911	3.23%	67,452	$1,933,309	Down ×3
GOOG Alphabet Inc. - Class C Capital Stock	$12,819,166	2.12%	36,281	$2,124,165	Down ×4
MSFT Microsoft Corporation - Common Stock	$12,668,505	2.10%	33,962	$-789,766	Down ×1
DFAS Dimensional ETF Trust	$12,571,342	2.08%	152,676	$2,644,368	Up ×6
TDTT Northern Trust iBoxx 3-Year Target Duration TIPS ETF	$11,153,871	1.85%	466,494	$350,466	Up ×2
GUNR FlexShares Trust	$7,436,352	1.23%	150,900	$-360,018	Up ×2
XOM Exxon Mobil Corporation Common Stock	$7,131,315	1.18%	52,160	$-2,215,085	Down ×2
JPM JP Morgan Chase & Co. Common Stock	$7,124,338	1.18%	21,765	$598,987	Down ×4
AMZN Amazon.com, Inc. - Common Stock	$6,820,814	1.13%	28,618	$679,557	Down ×4
GOOGL Alphabet Inc. - Class A Common Stock	$6,610,273	1.09%	18,497	$1,133,118	Down ×4
VNQ Vanguard Real Estate ETF	$6,205,271	1.03%	64,350	$885,223	Up ×6
BRK-B (filed as BRKB) Berkshire Hathaway Inc. Class B	$5,689,434	0.94%	11,370	$113,463	Down ×1
VTV Vanguard Morningstar Value ETF	$4,824,534	0.80%	22,138	$473,210	Down ×3
PANW Palo Alto Networks, Inc. - Common Stock	$4,084,397	0.68%	11,977	$2,116,629	Down ×4
CVX Chevron Corporation Common Stock	$3,808,004	0.63%	22,973	$-994,766	Down ×1
JNJ Johnson & Johnson Common Stock	$3,755,200	0.62%	14,786	$104,489	Down ×2
ABBV AbbVie Inc. Common Stock	$3,645,257	0.60%	14,486	$327,230	Down ×4
JEPI JPMorgan Equity Premium Income ETF	$3,569,932	0.59%	63,207	$-1,955,178	Down ×4
VYM Vanguard High Dividend Yield ETF	$3,308,832	0.55%	20,938	$221,688	Up ×1
SPY SPY	$3,280,561	0.54%	4,393	$216,159	Down ×3
IJR iShares Trust	$3,280,321	0.54%	22,118	$492,918	Down ×1
LLY Eli Lilly and Company Common Stock	$3,156,900	0.52%	2,632	$610,977	Down ×3
NVDA NVIDIA Corporation - Common Stock	$2,722,825	0.45%	13,608	$287,852	Down ×3
TSM Taiwan Semiconductor Manufacturing Company Ltd.	$2,719,761	0.45%	5,695	$423,053	Down ×4
RTX RTX Corporation Common Stock	$2,691,130	0.45%	14,184	$-60,203	Down ×4
LOW Lowe's Companies, Inc. Common Stock	$2,688,655	0.44%	12,194	$-269,334	Down ×6
VO Vanguard Morningstar Mid-Cap ETF	$2,611,113	0.43%	32,408	$198,227	Up ×1
CSCO Cisco Systems, Inc. - Common Stock	$2,514,701	0.42%	21,409	$816,722	Down ×4
LRCX Lam Research Corporation - Common Stock	$2,420,148	0.40%	5,585	$1,173,442	Down ×1
DFEM Dimensional ETF Trust	$2,393,737	0.40%	58,901	$282,456	Down ×6
DE Deere & Company Common Stock	$2,262,021	0.37%	3,566	$248,787	Down ×2
IWF iShares Russell 1000 Growth Fund	$2,194,332	0.36%	17,672	$89,195	Up ×1
AVGO Broadcom Inc. - Common Stock	$2,175,462	0.36%	5,759	$293,951	Down ×1
IJH iShares Trust	$2,160,391	0.36%	28,017	$403,463	Up ×1
EFA iShares Trust	$2,096,714	0.35%	20,184	$136,242
GLD SPDR Gold Shares	$2,085,767	0.35%	5,662	$-350,535
COST Costco Wholesale Corporation - Common Stock	$1,992,552	0.33%	2,130	$-398,881	Down ×2
BKNG Booking Holdings Inc. - Common Stock	$1,965,987	0.33%	11,030	$-4,443	Up ×1
MCD McDonald's Corporation Common Stock	$1,847,299	0.31%	6,834	$-320,461	Down ×2
ASML ASML Holding N.V. - New York Registry Shares	$1,838,243	0.30%	924	$350,988	Down ×4
AMAT Applied Materials, Inc. - Common Stock	$1,813,284	0.30%	2,508	$920,186	Down ×2
PG Procter & Gamble Company (The) Common Stock	$1,802,938	0.30%	12,295	$5,815	Down ×2
ABT Abbott Laboratories Common Stock	$1,759,720	0.29%	19,393	$-260,107	Down ×4
META Meta Platforms, Inc. - Class A Common Stock	$1,725,357	0.29%	3,063	$-87,151	Down ×1
KO Coca-Cola Company (The) Common Stock	$1,686,190	0.28%	20,748	$32,255	Down ×2
AMGN Amgen Inc. - Common Stock	$1,678,788	0.28%	4,636	$-30,499	Down ×1
DHR Danaher Corporation Common Stock	$1,590,318	0.26%	8,349	$-28,676	Down ×3
V Visa Inc.	$1,588,164	0.26%	4,629	$37,068	Down ×4
PEP PepsiCo, Inc. - Common Stock	$1,565,495	0.26%	11,562	$-249,535	Down ×2
MA Mastercard Incorporated Common Stock	$1,547,477	0.26%	3,013	$-312,757	Down ×2
USB U.S. Bancorp Common Stock	$1,522,201	0.25%	25,202	$105,864	Down ×4
ORCL Oracle Corporation Common Stock	$1,521,629	0.25%	10,383	$-44,504	Down ×2
NEE NextEra Energy, Inc. Common Stock	$1,481,821	0.25%	16,883	$-96,210	Down ×2
SBR Sabine Royalty Trust Common Stock	$1,445,846	0.24%	19,752	$-42,270
IWD iShares Russell 1000 Value ETF	$1,426,458	0.24%	5,884	$40,808	Down ×1
CAT Caterpillar, Inc. Common Stock	$1,414,187	0.23%	1,328	$437,929	Down ×1
WM Waste Management, Inc. Common Stock	$1,397,680	0.23%	6,271	$-49,537	Down ×1
MMM 3M Company Common Stock	$1,320,699	0.22%	8,157	$136,058
AXP American Express Company Common Stock	$1,318,837	0.22%	3,899	$85,626	Down ×4
SDY SPDR SERIES TRUST	$1,315,140	0.22%	8,642	$-129,666	Down ×1
MRK Merck & Company, Inc. Common Stock (new)	$1,313,528	0.22%	10,222	$38,574	Down ×2
PM Philip Morris International Inc Common Stock	$1,298,572	0.21%	7,178	$87,952	Down ×2
AFL AFLAC Incorporated Common Stock	$1,295,964	0.21%	11,053	$83,340
AJG Arthur J. Gallagher & Co. Common Stock	$1,289,265	0.21%	5,616	$-259,065	Down ×4
ETN Eaton Corporation, PLC Ordinary Shares	$1,183,335	0.20%	2,777	$173,275	Down ×2
MDY State Street SPDR S&P MIDCAP 400 ETF Trust	$1,090,177	0.18%	1,550	$103,361	Down ×1
ENB Enbridge Inc Common Stock	$1,085,447	0.18%	20,023	$-149,811	Down ×4
GSK GSK plc American Depositary Shares (Each representing two Ordinary Shares)	$1,074,662	0.18%	20,501	$-264,744	Down ×1
NSC Norfolk Southern Corporation Common Stock	$1,063,314	0.18%	3,380	$-50,246	Down ×2
NUE Nucor Corporation Common Stock	$1,038,460	0.17%	4,662	$177,233	Down ×1
MO Altria Group, Inc.	$1,031,619	0.17%	14,338	$85,454
SBUX Starbucks Corporation - Common Stock	$923,593	0.15%	9,038	$90,854	Down ×6
GD General Dynamics Corporation Common Stock	$901,187	0.15%	2,544	$-88,659	Down ×4
VIG Vanguard Div Appreciation ETF	$896,790	0.15%	3,790	$-166,682	Down ×2
IWM iShares Russell 2000 Index Fund	$895,641	0.15%	2,981	$132,049	Down ×1
MU Micron Technology, Inc. - Common Stock	$880,723	0.15%	763	$622,951
ITOT iShares Trust	$836,791	0.14%	5,094	$24,370	Down ×1
VEA Vanguard FTSE Developed Markets ETF	$830,633	0.14%	11,658	$24,186	Down ×1
CP Canadian Pacific Kansas City Limited Common Shares	$823,175	0.14%	9,500	$75,905
DUK Duke Energy Corporation (Holding Company) Common Stock	$726,316	0.12%	5,738	$-177,694	Down ×4
GBCI Glacier Bancorp, Inc. Common Stock	$697,671	0.12%	13,526	$-15,039	Down ×1
HCA HCA Healthcare, Inc. Common Stock	$692,834	0.11%	1,777	$-148,114
PFE Pfizer, Inc. Common Stock	$689,507	0.11%	28,634	$-223,879	Down ×4
KEMX Krane Shares Trust	$672,466	0.11%	12,817	$-14,037	Down ×4
CEG Constellation Energy Corporation - Common Stock When-Issued	$669,357	0.11%	2,695	$-83,222
UNP Union Pacific Corporation Common Stock	$665,584	0.11%	2,447	$55,152	Down ×3
ICE Intercontinental Exchange Inc. Common Stock	$652,852	0.11%	5,303	$-242,858	Down ×2
BAC Bank of America Corporation Common Stock	$644,387	0.11%	11,309	$85,273	Down ×1
HD Home Depot, Inc. (The) Common Stock	$623,186	0.10%	1,767	$39,735	Down ×3
LIN Linde plc - Ordinary Shares	$609,755	0.10%	1,175	$27,237
No matches

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security	Value	% of portfolio	Streak
DFAU	$50,174,656	8.30%	up ×6
QDF	$42,734,749	7.07%	up ×6
IVV	$39,923,326	6.61%	up ×6
VUG	$35,592,445	5.89%	up ×6
DFIC	$28,569,552	4.73%	up ×6
DFLV	$28,096,451	4.65%	up ×6
AVEM	$27,214,812	4.50%	up ×6
DFIV	$19,655,123	3.25%	up ×6
DFAS	$12,571,342	2.08%	up ×6
VNQ	$6,205,271	1.03%	up ×6

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
INTC	$444,303	3,182	0.07%
Unknown issuer (CUSIP: 438516205)	$443,434	1,981	0.07%
TXN	$279,292	937	0.05%
FLEX	$266,605	1,645	0.04%
MS	$211,548	1,012	0.04%
VONG	$210,247	1,645	0.03%
VHT	$209,307	700	0.03%
DVY	$203,190	1,300	0.03%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
DFAU	Bought more	+90K	+$10.4M
VUG	Bought more	+351K	+$8.5M
DFLV	Bought more	+156K	+$8.3M
IVV	Bought more	+3K	+$7.3M
QDF	Bought more	+12K	+$6.1M
AVEM	Bought more	+7K	+$5.1M
DFIC	Bought more	+58K	+$3.4M
DFAS	Bought more	+13K	+$2.6M
XOM	Trimmed	-3K	-$2.2M
GOOG	Trimmed	-1K	+$2.1M

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
HON	June 30, 2026	3,963	$895,757	-4.4%
VT	Sept. 30, 2025	5,860	$753,127
CW	March 31, 2026	840	$463,067	-20.6%
WEC	June 30, 2026	3,966	$459,144	-13.2%
JPST	June 30, 2026	8,453	$427,806
TDTF	June 30, 2026	16,917	$407,869
ADSK	June 30, 2026	1,430	$342,342	14.0%
CTSH	June 30, 2026	5,406	$331,659	51.5%
BX	June 30, 2026	2,767	$318,177	-5.1%
IEMG	Sept. 30, 2025	4,934	$296,188
GSLC	June 30, 2025	2,573	$283,236
KVUE	Dec. 31, 2025	17,039	$276,543	0.8%
GNTY	Dec. 31, 2025	5,437	$265,054	No longer tracked
SHW	March 31, 2026	800	$259,224	-0.7%
GIS	March 31, 2026	5,524	$256,866	-14.9%
MDT	June 30, 2026	2,957	$256,224	12.5%
VEEV	June 30, 2026	1,458	$256,112	59.7%
BDX	June 30, 2026	1,616	$254,084	19.4%
NOW	Sept. 30, 2025	247	$253,936	-26.1%
ZBH	Dec. 31, 2025	2,473	$243,591	1.8%
CMCSA	Dec. 31, 2025	7,642	$240,112	-23.0%
INTC	Sept. 30, 2025	10,643	$238,403	246.3%
IBIT	Dec. 31, 2025	3,630	$235,950	-2.2%
ZTS	June 30, 2026	1,989	$235,120	-0.6%
ADI	Dec. 31, 2025	956	$234,889	54.5%
CSX	June 30, 2026	5,717	$234,683	-0.2%
LH	June 30, 2025	1,000	$232,740	17.6%
KMB	June 30, 2026	2,325	$224,293	-13.1%
PGR	Sept. 30, 2025	831	$221,761	-13.9%
FISV	March 31, 2026	3,295	$221,325	-17.3%
VONG	March 31, 2026	1,803	$219,515
TDY	March 31, 2026	428	$218,592	2.4%
DIS	March 31, 2026	1,904	$216,618	7.5%
LH	Dec. 31, 2025	750	$215,295	23.0%
NFLX	Dec. 31, 2025	179	$214,607	-28.0%
ADBE	Sept. 30, 2025	539	$208,528	-32.3%
T	June 30, 2026	7,169	$207,829	17.1%
FTV	June 30, 2025	2,821	$206,441	10.1%
COR	March 31, 2026	609	$205,690	0.3%
MFC	Sept. 30, 2025	6,362	$203,330	37.8%
VHT	March 31, 2026	700	$201,495
PDBC	Sept. 30, 2025	12,572	$163,939