CFG Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $64.33
Kapitalisasi Pasar (MRQ) $27.19B
P/E (TTM) 14.0
EPS (TTM) $4.60
Pendapatan (TTM) $8.73B
Imbal Hasil Dividen 2.7%
ROE (TTM) 8.3%
D/E Utang/Ekuitas (MRQ) 0.0
Rentang 52M $48–$75

CFG Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Tentang Citizens Financial Group, Inc. Common Stock Tinjauan perusahaan dari Wikipedia

05 · wikidata

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Between 1988 and its 2014 initial public offering, Citizens was a wholly owned subsidiary of Royal Bank of Scotland (RBS). RBS sold its last 20.9% stake in the company in October 2015. Citizens operates 1,078 branches and four wealth centers as of August 31, 2023, and over 3,200 ATMs across 14 states under the Citizens Bank brand. Citizens is the 18th largest bank in the United States as of September 30, 2025.

Early history

Citizens was established in 1828 as the High Street Bank in Providence, Rhode Island. In 1871, the Rhode Island legislature gave a second charter to establish the Citizens Savings Bank which eventually acquired its parent group to form Citizens Trust Company. The bank then expanded through Rhode Island, opening a total of 29 branches in that state. It established Citizens Financial Group as a holding company when the bank acquired The Greenville Trust Company in 1954.

In 1985, Citizens changed status from a mutual savings bank to a federal stock savings bank. Expansion into other states began with Massachusetts in 1986.

RBS ownership

In 1988, The Royal Bank of Scotland Group acquired Citizens. Under RBS ownership, Citizens acquired several smaller banks in New England to become the second largest bank in the region. In 1996, in conjunction with the acquisition of First NH Bank, the Bank of Ireland gained a 23.5% stake in Citizens, which RBS then acquired two years later to resume 100% ownership. In 1999, Citizens acquired the United States Trust Company of Boston and the retail banking business of State Street Corporation, significantly increasing its footprint in Massachusetts.

Expansion outside New England began in 2001, when RBS purchased the retail banking division of Mellon Financial Corporation in Pennsylvania, New Jersey and Delaware for $2 billion. At one stroke, Citizens Bank became the second-largest bank in Pennsylvania, and a major bank in both Philadelphia and Pittsburgh.

On January 17, 2003, Citizens Financial Group purchased Commonwealth Bancorp, the holding company for Commonwealth Bank, based in Norristown, Pennsylvania. In July 2003, the bank purchased the naming rights to the new home stadium of the Philadelphia Phillies professional baseball team, which was named Citizens Bank Park and opened on April 3, 2004.

In 2004, RBS purchased the credit card division of Connecticut-based People's Bank. This purchase allowed Citizens to issue and market its own credit cards. A new corporate logo designed to show Citizens Bank's connection to the Royal Bank of Scotland debuted on April 26, 2005. In July 2006, Citizens Bank eliminated the mortgage department in Michigan and terminated over 100 employees. On September 1, 2007, the individual banks under Citizens Financial Group, excluding Citizens Bank of Pennsylvania, merged into RBS Citizens, N.A. In October 2015, RBS sold its remaining stake in Citizens Financial Group, having progressively reduced its stake through an initial public offering (IPO) started in 2014.

Charter One Financial

In August 2004, Citizens Financial acquired Cleveland-based Charter One Financial, parent company of Charter One Bank, with branches in Illinois, Ohio, Indiana, Michigan, upstate New York, and Vermont for $10.5 billion. Because Citizens Republic Bancorp of Flint, Michigan, already operated under the Citizens Bank name in most of Charter One's territory, Citizens Financial elected to keep the Charter One name in Charter One's Midwestern footprint. However, it re-branded the New York and Vermont branches as Citizens Bank. This purchase made Citizens Financial the 12th largest bank in the United States with over $131 billion in assets and 1,530 branches across 13 states.

In early 2005, the Charter One name replaced the Citizens Bank banner on seven branches in Butler County, Pennsylvania. This rebranding resolved a 3½-year-old name dispute with Butler-based Citizens National Bank. By mid 2005, Citizens National and Citizens Financial agreed to a compromise. Citizens National Bank changed its name to NexTier Bank, while the Citizens Financial Group branches reverted to the "Citizens Bank" name.

In November 2008, Charter One sold its network of 65 branches in Indiana to Old National Bank which rebranded them under the Old National Bank banner. The transaction closed in June 2010. In 2014, Citizens sold 94 branches in metropolitan Chicago to U.S. Bancorp.

Citizens Republic Bancorp was founded in Flint, Michigan, in 1871 and merged with Republic Bank in 2006. In 2007, Citizens Republic prevailed in a case to prevent Citizens Financial from using the similar name in Michigan and Ohio. FirstMerit Bank acquired Citizens Republic in 2013 and rebranded all branches as FirstMerit until 2016 when Huntington Bancshares acquired FirstMerit. With conflicting names no longer an issue, Citizens Bank announced June 30, 2014, that Charter One branches in Michigan and Ohio would be rebranded as Citizens Bank. The name change officially took place on April 27, 2015, bringing to an end the name Charter One in Cleveland; the city in which it was founded.

Financial crisis

In May 2008, Citizens Financial Group failed to publicly announce that it was under investigation by the Securities and Exchange Commission (SEC) for its involvement in the sub-prime mortgage crisis that devastated the U.S. housing market and bond investors around the world. The SEC only investigated banks if suspected of involvement in the purchase and sale of subprime securities. In 2008, the company lost $929 million and anticipated writing off $2 billion in bad loans. Royal Bank of Scotland posted the biggest loss in British corporate history and announced cost-cutting measures at Citizens.

A Philadelphia developer sued Citizens Bank January 27, 2010, for $8 billion, under a claim that the bank used sham accusations of default to recall loans in an effort to prop up its failing parent companies, Citizens Financial Group and "its ultimate parent, The Royal Bank of Scotland Group." The case was ultimately settled out of court.

IPO

Following the effective nationalization of RBS in 2008, speculation arose as to whether RBS would retain Citizens Bank. In 2012, public pressure in the United Kingdom grew for RBS to focus on its home market and sell foreign assets, including Citizens Bank, in order for UK taxpayers to earn their money back. Substantial interest in Citizens Bank had been rumored from other foreign banks such as Brazil-based Itaú Unibanco and Canada-based Toronto-Dominion Bank, the latter of which already had an existing U.S. branch network that overlapped with the existing Citizens footprint east of the Appalachian Mountains. The Bank of Montreal, with its existing U.S. presence, was also mentioned as a possible buyer. U.S. banks mentioned as potential Citizens buyers included JPMorgan Chase, Wells Fargo, U.S. Bancorp, PNC Financial Services, and Fifth Third Bank.

In February 2013, RBS confirmed at least a partial spinoff of Citizens through an initial public offering within the next two years. Then in October 2013, RBS announced it would sell its Chicago-area branches, which represented 6% of its U.S. deposits; Citizens later agreed to sell those branches to U.S. Bancorp on January 7, 2014. Finally in November 2013, RBS announced that it would divest all of Citizens Financial Group.

The bank began trading on the New York Stock Exchange under the ticker symbol CFG on September 24, 2014, raising $3 billion. By April 2015, RBS Group's shareholding in the bank had dropped to 45.6%. A further sale in July 2015 reduced RBS' stake to 23.4%. RBS sold its remaining stake in the bank in October 2015. However, Citizens still uses the RBS "daisy wheel" logo.

In June 2016, it was announced that Citizens Financial Group had joined the Fortune 500 for the first time.

Misappropriation of depositor funds

In August 2015, the Consumer Financial Protection Bureau (CFPB) and other federal regulators levied nearly $35 million in penalties against Citizens Bank "for failing to credit to customers’ accounts the full amount of their deposits". The regulators declared that, from 2008 to 2013, "The bank’s actions resulted in consumers being shorted millions of dollars". Joint action by the CFPB, the FDIC, and the Comptroller of the Currency determined that Citizens Bank had engaged in "deceptive practices" by "fail[ing] to give customers their full deposits at times when the size of the deposit didn’t match the number written on deposit slips", despite promising to correct such discrepancies, instead pocketing the difference. The bank was required to reimburse its customers for lost funds as well as pay roughly $20 million in fines to the three agencies. The New York Times said that Citizens Bank's misconduct "is appalling precisely because it is so basic", demonstrating that "regulators like the Consumer Financial Protection Bureau are a necessary defense against a system prone to abuses".

Paul Manafort investigation

On May 12, 2017, The Wall Street Journal reported that the United States Department of Justice requested from numerous banks, including Citizens, Trump 2016 campaign manager Paul Manafort's transaction records. According to the article, the request was related to the investigation into alleged Russian interference in the 2016 United States elections. Manafort reportedly secured a $2.7 million loan from Citizens in 2016.

On February 26, 2018, Bloomberg News reported that Citizens' stock price dropped 4.1 percent after U.S. Special Counsel Robert Mueller's indictment of Manafort was released, appearing to indicate that Citizens was the "Lender B" cited as having lent $3.4 million to the former campaign manager of President Trump.

Subsequent acquisitions

In August 2018, Citizens completed its acquisition of Franklin American Mortgage in a deal valued at $511 Million, expanding its presence into Tennessee and Texas.

On May 26, 2021, Citizens entered into an agreement with HSBC Bank USA to purchase HSBC's retail operations on the East Coast. Under the agreement, Citizens would acquire approximately $9.0 billion in deposits and approximately $2.2 billion in loans.

In April 2022, Citizens completed the acquisition of 80 branches from HSBC in New York City, New Jersey, Pennsylvania, Washington, D.C., Maryland, Virginia, and Florida.

In July 2021, Citizens announced plans to acquire New Jersey–based bank holding company Investors Bancorp for $3.5 billion. Citizens took over more than 150 branches with the deal. As of February 2023, all Investors locations were rebranded as Citizens Bank.

Criticism for financing immigrant detention centers

Citizens Bank has faced criticism and protests for funding private, for-profit detention centers used by Immigration and Customs Enforcement (ICE). As of June 2025, nearly 90% of the people held by ICE are in facilities run by private, for-profit companies. The largest companies are Geo Group and CoreCivic, which have borrowed $550 million and $500 million, respectively, from Citizens Bank according to filings with the SEC.

In January 2026, activists in Connecticut, Massachusetts, New York, Pennsylvania, Rhode Island, and New York picketed two dozen Citizen Bank branches, appealing for customers to stop banking with Citizens Bank. In early February 2026, protests were held at an Alexandria, Virginia bank branch. Dozens of groups also planned similar events at local Citizens Bank branches in 11 states and Washington, DC to be held on March 7, 2026.

On July 16, 2026, shortly after the 2026 Delaney Hall hunger strike and protests, a spokesperson for Jersey City mayor James Solomon announced the city was pulling funds from Citizens Bank over its financial support for GEO Group and CoreCivic. The spokesperson said "Citizens Bank made a choice to finance the caging of human beings for profit. Jersey City is making a choice too: we will not be complicit." On July 17, Citizens bank announced it will stop helping GEO Group and CoreCivic get financing, not because of policy issues, but because the firms no longer need their help.

Branches

Like several other banks, Citizens has agreements with several supermarket chains to locate bank branches in the stores. The greatest number of these are in Pittsburgh-based Giant Eagle stores, most of which were acquired in the acquisition of Mellon Financial Corporation's retail banking division. Citizens also operates branches inside many Stop & Shop and Shaw's stores in New England. One unique aspect at Citizens branches inside supermarkets is full-service banking from 10 a.m. to 3 p.m. on Sundays; historically, USA banks were often closed on Sunday and even Saturdays.

In September 2010, Giant Eagle announced a new agreement with Huntington Bank in which Huntington would open branches in several stores in Ohio and West Virginia and will replace existing branches of other banks when the store's agreements with those banks expire.

On June 25, 2008, Citizens Bank announced would sell 18 branches in upstate New York as it prepared to open 57 branches downstate. Community Bank System Inc. of DeWitt, New York purchased the branches in Ausable Forks, Champlain, Fort Covington, Indian Lake, Lake Placid, Lyons Falls, Long Lake, Malone, Newcomb, North Creek, Plattsburgh, Saranac Lake, Ticonderoga, Tupper Lake and Whitehall. The sale completed on November 7, 2008.

In October 2009, Citizens Bank opened a full-service branch inside a Dunkin' Donuts in Bellingham, Massachusetts. The branch offers teller windows, a full-service automated teller machine (ATM) and Dunkin' Donuts promotions for using the bank's services.

Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗

Wikidata ↗

sektorFinancials industriBanking karyawan17.727 negaraUS

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$8.25B
2016-12-31 → 2025-12-31
EPS$3.86
2016-12-31 → 2025-12-31
Arus Kas Bebas·
2016-12-31 → 2019-12-31
Margin bersih24.4%
2016-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun CFG rata-rata 5T Median Rekan Kesimpulan
P/E (TTM) 14.0rata-rata 5T ≈11.8 ≈11.8 12.3 Terlalu mahal
P/S (TTM) 3.1rata-rata 5T ≈2.6 ≈2.6 3.5 Kurang nilai
P/B (MRQ) 1.0rata-rata 5T ≈0.8 ≈0.8 1.1 Nilai wajar
Price / Cash Flow (Harga / Arus Kas) 12.5rata-rata 5T ≈7.9 ≈7.9 10.3 Terlalu mahal
Price / Tangible Book (Harga / Nilai Buku Berwujud) 1.5rata-rata 5T ≈1.2 ≈1.2 · ·
PEG Ratio (Rasio PEG) ≈1.2 · · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Imbal Hasil Dividen2.7%
Rasio Pembayaran Dividen41.2%
Pembayaran Tahunan≈$1.84Dibayar triwulanan
CAGR Dividen 5T≈1.5%Per saham, disesuaikan pemecahan saham
Rentetan Pertumbuhan≈1Tahun berturut-turut pertumbuhan dividen
Tanggal ex-dividenJumlahMata UangImbal Hasil
Jul 30, 2026$0,46USD≈2.6%
Apr 30, 2026$0,46USD≈2.8%
Feb 4, 2026$0,46USD≈2.6%
Okt 29, 2025$0,46USD≈3.4%
Jul 31, 2025$0,42USD≈3.5%
Apr 30, 2025$0,42USD≈4.6%
Jan 31, 2025$0,42USD≈3.5%
Okt 30, 2024$0,42USD≈3.9%
Jul 31, 2024$0,42USD≈3.9%
Apr 30, 2024$0,42USD≈4.9%
Jan 30, 2024$0,42USD≈4.9%
Okt 31, 2023$0,42USD≈7.2%
Agu 1, 2023$0,42USD≈5.4%
Mei 2, 2023$0,42USD≈6.2%
Jan 30, 2023$0,42USD≈3.9%
Nov 1, 2022$0,42USD≈4.0%
Agu 1, 2022$0,42USD≈4.2%
Mei 2, 2022$0,39USD≈4.0%
Jan 28, 2022$0,39USD≈3.0%
Okt 28, 2021$0,39USD≈3.3%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata 2.3%
Laporan Berikutnya Okt 16, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Jul 16, 2026 $1.30 $1.25 3.7%
31 Maret 2026 $1.13 $1.10 2.8%
31 Des. 2025 $1.13 $1.12 1.1%
30 Sep. 2025 $1.05 $1.04 1.3%
30 Juni 2025 $0.92 $0.89 2.9%
31 Maret 2025 $0.77 $0.76 1.7%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 11
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue $8.25B$7.81B$8.22B$8.02B$6.65B$6.91B$6.49B$6.13B$5.71B$5.25B$4.82B$4.98B
Interest Expense ··$3.96B$1.05B$339M$771M$1.57B$1.23B$747M$508M$452M$363M
Interest Income $9.66B$10.19B$10.20B$7.06B$4.85B$5.36B$6.19B$5.76B$4.92B$4.27B$3.85B$3.66B
Pretax Income $2.33B$1.89B$2.03B$2.65B$2.98B$1.30B$2.25B$2.18B$1.91B$1.53B$1.26B$1.27B
Income Tax $497M$379M$422M$582M$658M$241M$460M$462M$260M$489M$423M$403M
Net Income $1.83B$1.51B$1.61B$2.07B$2.32B$1.06B$1.79B$1.72B$1.65B$1.04B$840M$865M
EPS (Basic) $3.90$3.05$3.14$4.12$5.18$2.22$3.82$3.54$3.26$1.97$1.55$1.55
EPS (Diluted) $3.86$3.03$3.13$4.10$5.16$2.22$3.81$3.52$3.25$1.97$1.55$1.55
Shares (Basic) 433,173,162450,678,038475,089,384475,959,815425,669,451427,062,537449,731,453478,822,072502,157,440522,093,545535,599,731556,674,146
Shares (Diluted) 436,890,731453,510,245476,693,148477,803,142427,435,818428,157,780451,213,701480,430,741503,685,091523,930,718538,220,898557,724,936
EBITDA $478M$498M$478M$565M$625M$567M$633M$489M·$523M$471M$386M
Neraca 20
Metrik Tren 202520242023202220212020201920182017201620152014
Cash & Equivalents ·······$4.07B$3.03B$3.70B$3.08B$3.28B
PP&E (Net) $915M$875M$895M$844M$768M$759M$761M$791M$685M$601M$595M$595M
PP&E (Gross) $1.74B$1.69B$1.71B$1.71B$1.57B$1.60B$1.85B$2.27B$2.59B$2.44B$2.33B$2.25B
Accum. Depreciation $821M$810M$813M$862M$804M$837M$1.09B$1.48B$1.91B$1.84B$1.73B$1.65B
Goodwill $8.19B$8.19B$8.19B$8.17B$7.12B$7.05B$7.04B$6.92B$6.89B$6.88B$6.88B$6.88B
Intangibles $115M$146M$157M$197M$64M$58M$68M$31M$2M···
Total Assets $226.35B$217.52B$221.96B$226.73B$188.41B$183.35B$165.73B$160.52B$152.34B$149.52B$138.21B$132.86B
Short-term Debt $58M$0$505M$3M$74M$243M$274M$1.32B$2.67B$4.36B$3.43B$10.53B
Deferred Tax ····$0$629M$866M$573M$571M$714M··
Total Liabilities $200.03B$193.27B$197.62B$203.04B$164.99B$160.68B$143.53B$139.70B$132.07B$129.77B$118.56B$113.59B
Long-term Debt $11.22B$12.40B$13.47B$15.89B$6.93B$8.35B$14.05B$15.93B$11.77B$12.79B$9.89B$4.64B
Total Debt $58M$0$505M$3M$74M$243M$274M$2.81B·$4.36B$3.43B$10.53B
Common Stock $7M$7M$6M$6M$6M$6M$6M$6M$6M$6M$6M$6M
Paid-in Capital $22.48B$22.36B$22.25B$22.14B$19.00B$18.94B$18.89B$18.82B$18.78B$18.72B$18.73B$18.68B
Retained Earnings $11.35B$10.41B$9.82B$9.16B$7.98B$6.45B$6.50B$5.38B$4.16B$2.70B$1.91B$1.29B
Treasury Stock $7.65B$7.05B$5.99B$5.07B$4.92B$4.62B$4.35B$3.13B$2.11B$1.26B$858M$336M
AOCI $-1.97B$-3.60B$-3.76B$-4.56B$-665M$-60M$-411M$-1.10B$-820M$-668M$-387M$-372M
Stockholders' Equity $26.32B$24.25B$24.34B$23.69B$23.42B$22.67B$22.20B$20.82B$20.27B$19.75B$19.65B$19.27B
Liabilities + Equity $226.35B$217.52B$221.96B$226.73B$188.41B$183.35B$165.73B$160.52B$152.34B$149.52B$138.21B$132.86B
Shares Outstanding 429,242,174440,543,381466,418,055492,282,158422,137,197427,209,831433,121,083466,007,984490,812,912511,954,871527,774,428545,884,519
Arus Kas 18
Metrik Tren 202520242023202220212020201920182017201620152014
D&A $478M$498M$478M$565M$625M$578M$633M$486M$487M$515M$471M$386M
Deferred Tax $-82M$-177M$-242M$57M$-429M$-238M$64M$97M$-136M$153M$249M$141M
Amort. of Intangibles $33M$35M$42M$41M$11M$11M$11M$3M$0$0··
Restructuring ·········$2M$31M$124M
Other Non-cash $-16M$171M$1.12B$1.42B$-240M$-1.27B$-791M$-540M·$-231M$-331M$-2M
Operating Cash Flow $2.21B$2.00B$2.96B$4.12B$2.27B$111M$1.70B$1.77B$1.88B$1.49B$1.23B$1.39B
CapEx ······$126M$232M$253M$138M$121M$141M
Investing Cash Flow $-5.97B$2.99B$5.25B$-12.64B$-10.49B$-6.14B$-3.88B$-7.08B$-3.98B$-11.33B$-5.91B$-10.27B
Debt Issued $8.53B$13.19B$25.98B$24.62B$0$8.32B$12.85B$22.50B$15.36B$15.14B$6.75B$3.25B
Net Debt Issued $-1.21B$-1.10B$-2.44B$4.93B$-1.35B$-5.70B$-2.01B$7.67B·$6.71B$-766M$-6M
Stock Repurchased $600M$1.05B$906M$153M$295M$270M$1.22B$1.02B$820M$430M$500M$334M
Net Stock Activity $-600M$-1.05B$-906M$-153M$-295M$-270M$-1.22B$-1.02B·$-430M$-500M$-334M
Dividends Paid $755M$769M$808M$779M$670M$672M$617M$471M$322M$241M$214M$806M
Financing Cash Flow $5.88B$-6.01B$-7.13B$9.91B$4.64B$15.37B$1.49B$6.35B$1.43B$10.46B$4.49B$9.40B
Net Change in Cash $2.13B$-1.03B$1.08B$1.39B$-3.58B$9.35B$-688M$1.04B$-672M$619M$-191M$519M
Taxes Paid $151M$208M$375M·········
Free Cash Flow ······$1.57B$1.53B·$1.35B$1.11B$1.25B
Levered FCF ······$318M$568M·$1.01B$807M$1.00B
Profitabilitas 5
Metrik Tren 202520242023202220212020201920182017201620152014
Net Margin 22.2%19.3%19.6%25.8%34.9%15.3%27.6%28.1%·19.9%17.4%17.4%
Pretax Margin 28.2%24.2%24.7%33.1%44.8%18.8%34.7%35.6%·29.2%26.2%25.5%
EBITDA Margin 5.8%6.4%5.8%7.0%9.4%8.2%9.8%8.0%·10.0%9.8%7.8%
ROA 0.83%0.69%0.72%1.0%1.2%0.61%1.1%1.1%·0.73%0.62%0.68%
ROE 7.1%6.1%6.8%8.8%9.9%4.7%8.1%8.4%·5.2%4.3%4.5%
Likuiditas & Solvabilitas 1
Metrik Tren 202520242023202220212020201920182017201620152014
Debt / Equity 0.00.00.00.00.00.00.00.1·0.20.20.5
Efisiensi 1
Metrik Tren 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.00.0·0.00.00.0
Per Saham 7
Metrik Tren 202520242023202220212020201920182017201620152014
Book Value / Share $61.31$55.05$52.19$48.12$55.48$53.07$51.26$44.67·$38.57$37.22$35.30
Revenue / Share $18.88$17.22$17.25$16.79$15.55$16.13$14.39$12.76·$10.03$8.96$8.93
Cash Flow / Share $5.06$4.41$6.21$8.62$5.32$0.26$3.76$3.68·$2.84$2.28$2.49
Cash / Share ·······$8.74·$7.24$5.85$6.00
Dividend / Share $1.72$1.68$1.68$1.62$1.56$1.56$1.36$0.98$0.64···
Dividend Paid / Share ········$0.64$0.46$0.40$1.43
EPS (TTM) $3.86$3.03$3.13$4.10$5.16$2.22$3.81$3.52$3.25$1.97$1.55$1.55
Tingkat Pertumbuhan 10
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue YoY 5.6%-5.1%2.5%20.7%-3.7%·······
Revenue CAGR 3Y 0.93%5.5%6.0%·········
Revenue CAGR 5Y 3.6%···········
EPS YoY 27.4%-3.2%-23.7%-20.5%132.4%·······
EPS CAGR 3Y -2.0%-16.3%12.1%·········
EPS CAGR 5Y 11.7%···········
Net Income YoY 21.3%-6.2%-22.4%-10.6%119.4%·······
Net Income CAGR 3Y -4.0%-13.3%15.0%·········
Net Income CAGR 5Y 11.6%···········
Dividends Paid CAGR 5Y 2.4%···········
Valuasi (TTM) 17
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue TTM $8.25B$7.81B$8.22B$8.02B$6.65B$6.91B$6.49B$6.13B$5.71B$5.25B$4.82B$4.98B
Net Income TTM $1.83B$1.51B$1.61B$2.07B$2.32B$1.06B$1.79B$1.72B$1.65B$1.04B$840M$865M
Market Cap $25.07B$19.28B$15.46B$19.38B$19.95B$15.28B$17.59B$13.85B·$18.24B$13.82B$13.57B
Enterprise Value ·······$12.59B·$18.90B$14.17B$20.82B
P/E 15.114.410.69.69.216.110.78.412.918.116.916.0
P/S 3.02.51.92.43.02.22.72.3·3.52.92.7
P/B 1.00.80.60.80.90.70.80.7·0.90.70.7
P / Tangible Book 1.41.21.01.31.21.0······
P / Cash Flow 11.39.65.24.78.8137.610.47.8·12.211.29.8
P / FCF ······11.29.0·13.512.510.9
EV / EBITDA ·······25.7·36.130.153.9
EV / FCF ·······8.2·14.012.816.7
EV / Revenue ·······2.1·3.62.94.2
Dividend Yield 3.0%4.0%5.2%4.0%3.4%4.4%3.5%3.4%·1.3%1.6%5.9%
Earnings Yield 6.6%6.9%9.4%10.4%10.9%6.2%9.4%11.8%7.7%5.5%5.9%6.2%
Payout Ratio 41.2%51.0%50.2%37.6%28.9%63.6%34.4%27.4%·23.1%8.5%91.3%
Annual Payout $755M$769M$808M$779M$670M$672M$617M$471M$322M$241M$214M$806M

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $8.25B $7.81B $8.22B $8.02B $6.65B
Laba Bersih $1.83B $1.51B $1.61B $2.07B $2.32B
EPS Dilusian $3.86 $3.03 $3.13 $4.10 $5.16

Pemilik institusional (13F) 1.171 pengaju · $30.6B total · Per tanggal 30 Sep. 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 1.171
Nilai yang dipegang $30.6B
Posisi baru 150
Posisi yang keluar 69
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
150 (-17 vs Kuartal sebelumnya) 69 (-2 vs Kuartal sebelumnya) 472 (+44 vs Kuartal sebelumnya) 326 (+18 vs Kuartal sebelumnya) +27.8M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
BlackRock, Inc. $3.415.045.686 48.737.629 11,14% Saham
VANGUARD GROUP INC $2.996.621.431 51.303.226 9,78% Saham
VANGUARD CAPITAL MANAGEMENT LLC $1.885.349.176 26.906.653 6,15% Saham
Capital World Investors $1.630.478.712 23.269.185 5,32% Saham
Invesco Ltd. $1.552.378.571 22.154.682 5,07% Saham
STATE STREET CORP $1.488.378.662 21.241.311 4,86% Saham
VANGUARD PORTFOLIO MANAGEMENT LLC $1.441.153.934 20.567.346 4,70% Saham
MORGAN STANLEY $859.406.656 12.264.969 2,80% Saham
GEODE CAPITAL MANAGEMENT, LLC $824.773.666 11.815.760 2,69% Saham
Ninety One UK Ltd $550.151.570 7.851.457 1,80% Saham
AQR CAPITAL MANAGEMENT LLC $534.412.250 7.626.834 1,74% Saham
NORDEA INVESTMENT MANAGEMENT AB $509.000.213 7.260.023 1,66% Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $459.174.074 6.553.067 1,50% Saham
NORGES BANK $415.291.086 5.926.803 1,36% Saham
DIMENSIONAL FUND ADVISORS LP $334.871.758 4.778.809 1,09% Saham
VICTORY CAPITAL MANAGEMENT INC $322.176.656 4.597.926 1,05% Saham
NORTHERN TRUST CORP $316.463.798 4.516.395 1,03% Saham
GOLDMAN SACHS GROUP INC $294.579.909 4.204.080 0,96% Saham
UBS Group AG $291.962.533 4.166.727 0,95% Saham
Amundi $258.265.347 3.685.819 0,84% Saham
ROYAL BANK OF CANADA $251.950.000 3.595.692 0,82% Saham
BANK OF AMERICA CORP /DE/ $223.386.110 3.188.042 0,73% Saham
Legal & General Group Plc $207.233.915 2.957.527 0,68% Saham
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC $200.549.815 3.344.169 0,65% Saham
D. E. Shaw & Co., Inc. $195.911.656 2.795.942 0,64% Saham
CITADEL ADVISORS LLC $190.029.910 2.712.001 0,62% Saham
Qube Research & Technologies Ltd $188.754.356 2.693.797 0,62% Saham
Swedbank AB $185.689.213 2.650.053 0,61% Saham
FMR LLC $180.056.527 2.569.665 0,59% Saham
Bank of New York Mellon Corp $175.948.304 2.511.036 0,57% Saham
DEUTSCHE BANK AG\ $174.107.694 2.484.768 0,57% Saham
VANGUARD FIDUCIARY TRUST CO $165.220.716 2.357.938 0,54% Saham
JPMORGAN CHASE & CO $162.131.839 2.302.027 0,53% Saham
NEUBERGER BERMAN GROUP LLC $157.883.747 2.253.229 0,52% Saham
Capital International Investors $149.372.297 2.131.670 0,49% Saham
MANUFACTURERS LIFE INSURANCE COMPANY, THE $139.430.590 1.989.874 0,46% Saham
Artisan Partners Limited Partnership $139.382.613 1.989.191 0,45% Saham
Artemis Investment Management LLP $136.243.197 1.944.387 0,44% Saham
ASSETMARK, INC $126.713.171 1.808.380 0,41% Saham
HSBC HOLDINGS PLC $118.980.844 1.698.078 0,39% Saham
Quantinno Capital Management LP $115.231.984 1.644.526 0,38% Saham
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC $107.989.011 1.541.159 0,35% Saham
DZ BANK AG Deutsche Zentral Genossenschafts Bank, Frankfurt am Main $102.483.401 1.462.586 0,33% Saham
WELLINGTON MANAGEMENT GROUP LLP $97.689.772 1.394.174 0,32% Saham
RAYMOND JAMES FINANCIAL INC $97.378.229 1.389.728 0,32% Saham
Freestone Grove Partners LP $95.641.766 1.364.946 0,31% Saham
LOS ANGELES CAPITAL MANAGEMENT LLC $95.617.803 1.364.604 0,31% Saham
Junto Capital Management LP $91.605.314 1.307.340 0,30% Saham
AEGON ASSET MANAGEMENT UK Plc $86.596.570 1.235.858 0,28% Saham
BARCLAYS PLC $85.991.868 1.227.228 0,28% Saham

Tampilkan semua 1.171 pemilik institusional →

Orang dalam perusahaan 49 orang dalam · 26 pejabat · 11 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Bruce Van Saun Chairman and CEO 24 Juli 2026 G 1.102.413 0 1 $-9.323.624
Aunoy Banerjee Chief Financial Officer 1 Maret 2026 A 79.774 0 0 $0
John F Woods Chief Financial Officer 1 Maret 2025 F 350.806 0 0 $0
John J. Fawcett CFO (through March 3, 2017) 7 Maret 2017 F 55.859 0 0 $0
Eric W. Aboaf Chief Financial Officer 1 Maret 2016 A 92.343 0 0 $0
Brendan Coughlin President 1 Maret 2026 F 284.928 0 0 $0
Matthew Boss Head of Consumer Banking 1 Sep. 2026 F 73.824 0 0 $0
Richard L. Stein Chief Risk Officer 15 Juni 2026 F 84.633 0 0 $0
Michelle Moosally Chief Legal Officer 12 Mei 2026 S 22.565 0 1 $-376.068
Susan Lamonica Chief Human Resources Officer 11 Maret 2026 S 165.971 0 1 $-769.494
Theodore C Swimmer Head of Commercial Banking 1 Maret 2026 F 109.337 0 0 $0
Christopher J Schnirel Chief Accounting Officer 1 Maret 2026 F 18.495 0 0 $0
Michael Ruttledge Chief Information Officer 1 Maret 2026 F 141.602 0 0 $0
Donald H Mccree III Chair of the Commercial Bank 1 Maret 2026 F 251.106 0 0 $0
Elizabeth S. Johnson Chief Experience Officer 1 Maret 2025 F 195.894 0 0 $0
Craig Jack Read Controller 25 Juli 2024 S 33.620 0 0 $0
Polly N. Klane General Counsel 1 Maret 2024 F 33.003 0 0 $0
Malcolm D Griggs Chief Risk Officer 13 Mei 2023 F 122.083 0 0 $0
Mary Ellen Baker Head of Business Services 30 Juni 2022 A 51.193 0 0 $0
Stephen T. Gannon General Counsel 2 Maret 2021 F 120.706 0 0 $0
Brad L. Conner Vice Chair, Consumer Banking 1 Maret 2019 F 165.507 0 0 $0
Randall J Black Controller 5 Juni 2018 S 34.258 0 0 $0
David J. Bowerman Vice Chair, Business Services 3 Okt. 2016 A 108.920 0 0 $0
Nancy L. Shanik Chief Risk Officer 23 Mei 2016 A 136.678 0 0 $0
Ronald S. Ohsberg Controller 7 Maret 2016 F 11.347 0 0 $0
Robert D. Matthews Jr. Vice Chair, Commercial Banking 9 Des. 2014 F 108.324 0 0 $0
William P Hankowsky Direktur 18 Feb. 2026 A 77.944 0 0 $0
Wendy A. Watson Direktur 14 Feb. 2025 A 47.228 0 0 $0
Shivan S. Subramaniam Direktur 14 Feb. 2024 A 72.746 0 0 $0
Charles John Koch Direktur 11 Feb. 2022 A 104.724 0 0 $0
Howard W. Hanna III Direktur 17 Feb. 2021 A 36.148 0 0 $0
Mark S Casady Direktur 12 Feb. 2020 A 24.124 0 0 $0
Arthur F Ryan Direktur 14 Feb. 2019 A 60.994 0 0 $0
Anthony M Di Iorio Direktur 14 Feb. 2019 A 28.494 0 0 $0
Robert Andrew Joseph Gillespie Direktur 3 Nov. 2015 F 3.880 0 0 $0
Claude E. Wade · 13 Agu 2026 A 7.654 0 0 $0
Lee Alexander · 13 Agu 2026 A 26.289 0 0 $0
Christine M Cumming · 13 Agu 2026 A 52.933 0 0 $0
Terrance Lillis · 13 Agu 2026 A 39.909 0 0 $0
Robert G Leary · 13 Agu 2026 A 33.782 0 0 $0
Michele N Siekerka · 13 Agu 2026 A 66.456 0 0 $0
Kevin Cummings · 13 Agu 2026 A 473.949 0 0 $0
Tracy A Atkinson · 13 Agu 2026 A 12.716 0 0 $0
Marita Zuraitis · 13 Agu 2026 A 58.062 0 0 $0
Edward J Kelly III · 13 Agu 2026 A 39.909 0 0 $0
Christopher Swift · 2 Juni 2025 P 26.319 2 0 $1.116
HIGDON LEO I JR · 11 Feb. 2022 A 33.767 0 0 $0
Robert C. Rubino · 23 Juni 2015 F 72.589 0 0 $0
Stephen R. Woods · 23 Juni 2015 F 66.029 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 138 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
IAT · iShares Trust 4,71% 440.705 SH 11 Sep. 2026 Harian
KBWB · Invesco Exchange-Traded Fund Trust … 3,39% 3.316.978 SH 2 Okt. 2026 Harian
PGF · Invesco Exchange-Traded Fund Trust 2,32% 636.229 2 Okt. 2026 Harian
LYLD · Cambria ETF Trust 1,88% 1.905 NS 31 Juli 2026 N-PORT
WLTG · ETF Opportunities Trust 1,80% 19.301 NS 31 Juli 2026 N-PORT
HGRO · ETF Opportunities Trust 1,58% 27.846 NS 31 Juli 2026 N-PORT
RSPF · Invesco Exchange-Traded Fund Trust 1,28% 75.175 SH 2 Okt. 2026 Harian
SPVM · Invesco Exchange-Traded Fund Trust 1,18% 24.328 SH 2 Okt. 2026 Harian
PGX · Invesco Exchange-Traded Fund Trust … 1,15% 1.870.934 2 Okt. 2026 Harian
DVY · iShares Trust 1,09% 3.700.999 SH 11 Sep. 2026 Harian
WLDR · Two Roads Shared Trust 1,09% 13.840 NS 31 Juli 2026 N-PORT
SYLD · Cambria ETF Trust 0,97% 135.051 NS 31 Juli 2026 N-PORT
DPST · Direxion Shares ETF Trust 0,93% 55.630 NS 31 Juli 2026 N-PORT
VAMO · Cambria ETF Trust 0,90% 13.683 NS 31 Juli 2026 N-PORT
RPV · Invesco Exchange-Traded Fund Trust 0,77% 201.379 SH 2 Okt. 2026 Harian
GSY · Invesco Actively Managed Exchange-T… 0,62% 23.967.000 2 Okt. 2026 Harian
PFF · iShares Trust 0,55% 3.066.442 SH 11 Sep. 2026 Harian
FDMO · FIDELITY COVINGTON TRUST 0,54% 67.501 NS 31 Juli 2026 N-PORT
FTA · First Trust Exchange-Traded AlphaDE… 0,51% 100.233 NS 31 Juli 2026 N-PORT
VOE · VANGUARD INDEX FUNDS 0,49% 2.580.642 SH 19 Agu 2026 Harian
IYF · iShares Trust 0,45% 281.072 SH 11 Sep. 2026 Harian
LSVD · ADVISORS' INNER CIRCLE FUND 0,42% 37.964 NS 31 Juli 2026 N-PORT
IYG · iShares Trust 0,41% 128.400 SH 11 Sep. 2026 Harian
VFH · VANGUARD WORLD FUND 0,35% 692.392 SH 19 Agu 2026 Harian
FNCL · FIDELITY COVINGTON TRUST 0,34% 111.620 NS 31 Juli 2026 N-PORT
JPME · J.P. Morgan Exchange-Traded Fund Tr… 0,32% 20.933 NS 31 Juli 2026 N-PORT
JPUS · J.P. Morgan Exchange-Traded Fund Tr… 0,31% 20.010 NS 31 Juli 2026 N-PORT
FXO · First Trust Exchange-Traded AlphaDE… 0,31% 48.329 NS 31 Juli 2026 N-PORT
JMOM · J.P. Morgan Exchange-Traded Fund Tr… 0,30% 104.607 NS 31 Juli 2026 N-PORT
IWS · iShares Trust 0,29% 629.942 SH 11 Sep. 2026 Harian
FEX · First Trust Exchange-Traded AlphaDE… 0,28% 60.328 NS 31 Juli 2026 N-PORT
JVAL · J.P. Morgan Exchange-Traded Fund Tr… 0,27% 31.652 NS 31 Juli 2026 N-PORT
VO · VANGUARD INDEX FUNDS 0,27% 8.705.349 SH 19 Agu 2026 Harian
VRP · Invesco Exchange-Traded Fund Trust … 0,27% 4.366.858 2 Okt. 2026 Harian
FAB · First Trust Exchange-Traded AlphaDE… 0,26% 6.054 NS 31 Juli 2026 N-PORT
FAS · Direxion Shares ETF Trust 0,25% 83.326 NS 31 Juli 2026 N-PORT
SDVD · First Trust Exchange-Traded Fund IV 0,24% 30.217 NS 31 Juli 2026 N-PORT
VFMF · VANGUARD WELLINGTON FUND 0,23% 23.469 SH 19 Agu 2026 Harian
PFIG · Invesco Exchange-Traded Fund Trust … 0,23% 326.000 2 Okt. 2026 Harian
SIZE · iShares Trust 0,22% 13.350 SH 11 Sep. 2026 Harian
IWR · iShares Trust 0,22% 1.732.427 SH 11 Sep. 2026 Harian
IMCV · iShares Trust 0,21% 34.226 SH 11 Sep. 2026 Harian
IMCB · iShares Trust 0,21% 49.443 SH 11 Sep. 2026 Harian
IMCG · iShares Trust 0,20% 116.825 SH 11 Sep. 2026 Harian
EUSA · iShares, Inc. 0,20% 55.143 SH 11 Sep. 2026 Harian
VLUE · iShares Trust 0,19% 266.969 SH 11 Sep. 2026 Harian
BSCU · Invesco Exchange-Traded Self-Indexe… 0,19% 5.611.000 1 Okt. 2026 Harian
RSP · Invesco Exchange-Traded Fund Trust 0,19% 2.813.449 SH 2 Okt. 2026 Harian
IXG · iShares Trust 0,18% 18.341 SH 11 Sep. 2026 Harian
VFVA · VANGUARD WELLINGTON FUND 0,17% 20.243 SH 19 Agu 2026 Harian
XOEF · iShares Trust 0,17% 531 SH 11 Sep. 2026 Harian
ESGU · iShares Trust 0,15% 394.137 SH 11 Sep. 2026 Harian
DIVB · iShares Trust 0,14% 40.210 SH 11 Sep. 2026 Harian
SPMO · Invesco Exchange-Traded Fund Trust … 0,13% 489.356 SH 2 Okt. 2026 Harian
MTUM · iShares Trust 0,12% 419.833 SH 11 Sep. 2026 Harian
VYM · VANGUARD WHITEHALL FUNDS 0,12% 1.687.246 SH 19 Agu 2026 Harian
USXF · iShares Trust 0,12% 25.207 SH 11 Sep. 2026 Harian
GTO · Invesco Actively Managed Exchange-T… 0,11% 3.564.500 2 Okt. 2026 Harian
VTV · VANGUARD INDEX FUNDS 0,11% 3.816.362 SH 19 Agu 2026 Harian
DFUV · Dimensional ETF Trust 0,11% 232.671 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,11% 50.284 NS 31 Juli 2026 N-PORT
DFSU · Dimensional ETF Trust 0,11% 33.548 NS 31 Juli 2026 N-PORT
DFLV · Dimensional ETF Trust 0,10% 97.238 NS 31 Juli 2026 N-PORT
VEGN · ETF Series Solutions 0,10% 2.504 NS 31 Juli 2026 N-PORT
VOOV · VANGUARD ADMIRAL FUNDS 0,10% 97.261 SH 19 Agu 2026 Harian
EVUS · iShares Trust 0,10% 5.428 SH 11 Sep. 2026 Harian
IVE · iShares Trust 0,10% 701.375 SH 11 Sep. 2026 Harian
IUSV · iShares Trust 0,09% 370.635 SH 11 Sep. 2026 Harian
IQSU · New York Life Investments ETF Trust 0,09% 4.229 NS 31 Juli 2026 N-PORT
ACVF · ETF Opportunities Trust 0,09% 1.923 NS 31 Juli 2026 N-PORT
DYNF · BlackRock ETF Trust 0,09% 525.443 SH 11 Sep. 2026 Harian
PRF · Invesco Exchange-Traded Fund Trust 0,09% 134.169 SH 2 Okt. 2026 Harian
DFAC · Dimensional ETF Trust 0,09% 579.141 NS 31 Juli 2026 N-PORT
ESG · FlexShares Trust 0,09% 1.590 NS 31 Juli 2026 N-PORT
SUSL · iShares Trust 0,09% 14.883 SH 11 Sep. 2026 Harian
DSI · iShares Trust 0,08% 65.005 SH 11 Sep. 2026 Harian
VONV · VANGUARD SCOTTSDALE FUNDS 0,08% 254.909 SH 19 Agu 2026 Harian
IWD · iShares Trust 0,08% 940.941 SH 11 Sep. 2026 Harian
DXUV · Dimensional ETF Trust 0,07% 5.700 NS 31 Juli 2026 N-PORT
EGLE · Global X Funds 0,07% 22 NS 31 Juli 2026 N-PORT
VFMO · VANGUARD WELLINGTON FUND 0,07% 20.713 SH 19 Agu 2026 Harian
EQAL · Invesco Exchange-Traded Fund Trust … 0,06% 7.569 SH 2 Okt. 2026 Harian
RWL · Invesco Exchange-Traded Fund Trust … 0,06% 87.911 SH 2 Okt. 2026 Harian
DFAU · Dimensional ETF Trust 0,05% 94.505 NS 31 Juli 2026 N-PORT
CATH · Global X Funds 0,05% 9.799 NS 31 Juli 2026 N-PORT
TOPC · iShares Trust 0,05% 250 SH 11 Sep. 2026 Harian
XRMI · Global X Funds 0,05% 362 NS 31 Juli 2026 N-PORT
XCLR · Global X Funds 0,05% 25 NS 31 Juli 2026 N-PORT
VOO · VANGUARD INDEX FUNDS 0,05% 10.983.919 SH 19 Agu 2026 Harian
XVV · iShares Trust 0,05% 4.823 SH 11 Sep. 2026 Harian
ESGV · VANGUARD WORLD FUND 0,05% 95.514 SH 19 Agu 2026 Harian
XYLG · Global X Funds 0,05% 447 NS 31 Juli 2026 N-PORT
TOV · EA Series Trust 0,05% 1.692 NS 31 Juli 2026 N-PORT
CHRI · Global X Funds 0,05% 55 NS 31 Juli 2026 N-PORT
BKLC · BNY Mellon ETF Trust 0,05% 37.118 NS 31 Juli 2026 N-PORT
PTLC · Pacer Funds Trust 0,05% 21.500 NS 31 Juli 2026 N-PORT
BBUS · J.P. Morgan Exchange-Traded Fund Tr… 0,05% 58.160 NS 31 Juli 2026 N-PORT
XYLD · Global X Funds 0,05% 21.182 NS 31 Juli 2026 N-PORT
VOTE · TCW ETF Trust 0,05% 7.134 NS 31 Juli 2026 N-PORT
ILCG · iShares Trust 0,05% 20.657 SH 11 Sep. 2026 Harian
XTR · Global X Funds 0,05% 31 NS 31 Juli 2026 N-PORT
IVV · iShares Trust 0,05% 5.330.059 SH 11 Sep. 2026 Harian
ILCB · iShares Trust 0,04% 8.280 SH 11 Sep. 2026 Harian
VOXP · Advisors Series Trust 0,04% 36 NS 31 Juli 2026 N-PORT
DFUS · Dimensional ETF Trust 0,04% 127.669 NS 31 Juli 2026 N-PORT
SPUU · Direxion Shares ETF Trust 0,04% 1.596 NS 31 Juli 2026 N-PORT
QDPL · Pacer Funds Trust 0,04% 10.187 NS 31 Juli 2026 N-PORT
TILT · FlexShares Trust 0,04% 12.956 NS 31 Juli 2026 N-PORT
ILCV · iShares Trust 0,04% 8.133 SH 11 Sep. 2026 Harian
IYY · iShares Trust 0,04% 18.161 SH 11 Sep. 2026 Harian
IWB · iShares Trust 0,04% 291.605 SH 11 Sep. 2026 Harian
PBP · Invesco Exchange-Traded Fund Trust 0,04% 2.504 SH 2 Okt. 2026 Harian
PBUS · Invesco Exchange-Traded Fund Trust … 0,04% 73.301 SH 2 Okt. 2026 Harian
IWV · iShares Trust 0,04% 116.070 SH 11 Sep. 2026 Harian
VV · VANGUARD INDEX FUNDS 0,04% 469.204 SH 19 Agu 2026 Harian
VTI · VANGUARD INDEX FUNDS 0,04% 12.751.327 SH 19 Agu 2026 Harian
VONE · VANGUARD SCOTTSDALE FUNDS 0,04% 69.778 SH 19 Agu 2026 Harian
VTHR · VANGUARD SCOTTSDALE FUNDS 0,04% 35.467 SH 19 Agu 2026 Harian
ITOT · iShares Trust 0,04% 542.374 SH 11 Sep. 2026 Harian
HCMT · Direxion Shares ETF Trust 0,04% 2.945 NS 31 Juli 2026 N-PORT
TOK · iShares Trust 0,04% 1.210 SH 11 Sep. 2026 Harian
SPXL · Direxion Shares ETF Trust 0,04% 33.062 NS 31 Juli 2026 N-PORT
PHDG · Invesco Actively Managed Exchange-T… 0,03% 336 SH 2 Okt. 2026 Harian
URTH · iShares, Inc. 0,03% 38.408 SH 11 Sep. 2026 Harian
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0,03% 372.357 SH 19 Agu 2026 Harian
ACWI · iShares Trust 0,03% 139.901 SH 11 Sep. 2026 Harian
QVML · Invesco Exchange-Traded Fund Trust … 0,03% 7.473 SH 2 Okt. 2026 Harian
LGDX · Tidal Trust III 0,02% 358 NS 31 Juli 2026 N-PORT
USCL · iShares Trust 0,01% 5.543 SH 11 Sep. 2026 Harian
BIV · VANGUARD BOND INDEX FUNDS · · 15 Juli 2026 Harian
BSV · VANGUARD BOND INDEX FUNDS · · 15 Juli 2026 Harian
BND · VANGUARD BOND INDEX FUNDS · · 15 Juli 2026 Harian
VSDB · VANGUARD MALVERN FUNDS · · 15 Juli 2026 Harian
VCSH · VANGUARD SCOTTSDALE FUNDS · · 15 Juli 2026 Harian
VCIT · VANGUARD SCOTTSDALE FUNDS · · 15 Juli 2026 Harian
VTC · VANGUARD SCOTTSDALE FUNDS · · 30 Juli 2026 Harian
BNDW · VANGUARD SCOTTSDALE FUNDS · · 30 Juli 2026 Harian
VCEB · VANGUARD WORLD FUND · · 30 Juli 2026 Harian

CFG Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 23 analis BELI
Target median $81.00 +25,9%
5 21,7% Beli Kuat
14 60,9% Beli
4 17,4% Tahan
0 0,0% Jual
0 0,0% Jual Kuat

Target Harga 12 Bulan

17 analis · 2026-09-30

Target rata-rata $80.65 +25,4%

← Di bawah semua target Harga saat ini $64.33
Rendah$70.00 Rata-rata$80.65 Tinggi$89.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
CFG $25.07B 15.1 5.6% 22.2% 7.1% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·
MTB · 11.9 7.5% 172.1% 9.9% ·
HBAN · · · · · ·
RF · 11.8 · 28.6% 11.4% ·
EWBC $15.46B 11.8 12.2% 45.2% 15.5% ·
PNFP $7.41B 11.8 18.3% 31.2% 9.5% ·
FHN $11.59B 12.8 7.2% 28.7% 11.1% ·
WTFC $9.36B 12.3 5.9% 310.1% 11.4% ·
ZION $8.64B 9.7 3.6% 135.8% 13.1% ·

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Sumber: SEC 10-Q diajukan Agu 3, 2026