AFRM Affirm Holdings, Inc. - Class A Common Stock

NASDAQ · Financial Services · Visualizza su SEC EDGAR ↗
$64,28
Prezzo · Mag 20, 2026
Fondamentali al Mag 7, 2026

AFRM Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

Prezzo
$64.28
Capitalizzazione di Mercato
$22.48B
P/E (TTM)
460.9
EPS (TTM)
$0.15
Ricavi (TTM)
$3.22B
Rendimento div.
ROE
1.8%
D/E Debito/Patrimonio
Intervallo 52 sett.
$42 – $100

AFRM Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Ricavi e Utile Netto $3.22B
7-point trend, +1119.7%
2019-06-30 2025-06-30
EPS $0.15
7-point trend, +105.3%
2019-06-30 2025-06-30
Flusso di cassa libero $602M
5-point trend, +382.0%
2021-06-30 2025-06-30
Margini 1.6%

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica
Tendenza 5 anni
AFRM
Mediana dei peer
P/E (TTM)
5-point trend, +2112.1%
460.9
29.9
P/S (TTM)
5-point trend, +6.97
7.0
2.5
P/B
4-point trend, +269.5%
7.3
4.8
Price / FCF (Prezzo / FCF)
5-point trend, +37.36
37.4

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica
Tendenza 5 anni
AFRM
Mediana dei peer
Operating Margin (Margine Operativo)
5-point trend, +93.8%
-2.7%
Net Profit Margin (Margine di Profitto Netto)
5-point trend, +103.3%
1.6%
15.9%
ROA
5-point trend, +103.6%
0.50%
4.8%
ROE
5-point trend, +110.3%
1.8%
16.0%
ROIC
5-point trend, +83.5%
-2.4%

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica
Tendenza 5 anni
AFRM
Mediana dei peer

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica
Tendenza 5 anni
AFRM
Mediana dei peer
Revenue YoY (Ricavi YoY)
5-point trend, +270.4%
38.8%
Revenue CAGR 3Y (CAGR Ricavi 3Y)
5-point trend, +270.4%
33.7%
Revenue CAGR 5Y (CAGR Ricavi 5Y)
5-point trend, +270.4%
44.6%

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica
Tendenza 5 anni
AFRM
Mediana dei peer
EPS (Diluted) (EPS (Diluito))
5-point trend, +105.1%
$0.15

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica
Tendenza 5 anni
AFRM
Mediana dei peer

AFRM Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

COMPRA 38 analisti
  • Acquisto forte 8 21,1%
  • Compra 21 55,3%
  • Mantieni 9 23,7%
  • Vendi 0 0,0%
  • Vendita forte 0 0,0%

Target Price a 12 Mesi

27 analisti · 2026-05-18
Target mediano $85.00 +32,2%
Target medio $82.97 +29,1%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Sorpresa media
0.09%
Periodo EPS Actual EPS Stimato Sorpresa
31 Marzo 2026 $0.30 $0.20 0.10%
31 Dicembre 2025 $0.37 $0.27 0.10%
30 Settembre 2025 $0.23 $0.11 0.12%
30 Giugno 2025 $0.20 $0.11 0.09%
31 Marzo 2025 $0.01 $-0.03 0.04%

Confronto tra pari Metriche chiave rispetto ai pari del settore

Ticker Capitalizzazione di Mercato P/E Rev YoY Margine Netto ROE Margine lordo
AFRM $22.48B 460.9 38.8% 1.6% 1.8%
XYZ $39.19B 31.0 0.30% 5.4% 6.0% 42.8%
PYPL $53.71B 10.8 4.3% 15.8% 25.9%
FISV $52.66B 10.6 3.6% 16.4% 13.2%
CPAY $20.57B 20.0 13.9% 23.6% 30.5%
FIS $42.27B 91.0 5.4% 3.6% 2.6% 36.9%
GPN $18.32B 13.4 -0.39% 18.2% 6.2%
TOST $20.92B 63.4 24.1% 5.6% 17.3% 25.9%
JKHY $18.81B 28.9 7.2% 19.2% 22.2%
CHYM $0 -5.9 30.7% -46.2% -71.4% 88.0%
WEX $5.11B 17.6 1.2% 11.4% 27.5%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Conto Economico 14
Dati annuali Conto Economico per AFRM
Metrica Tendenza 2025202420232022202120202019
Revenue 7-point trend, +1119.7% $3.22B $2.32B $1.59B $1.35B $870M $510M $264M
SG&A Expense 7-point trend, +513.1% $545M $525M $586M $577M $384M $121M $89M
Operating Expenses 7-point trend, +745.2% $3.31B $2.94B $2.79B $2.22B $1.25B $617M $392M
Operating Income 7-point trend, +31.5% $-87M $-616M $-1.20B $-866M $-384M $-108M $-127M
Interest Income 7-point trend, +1246.9% $1.61B $1.20B $685M $528M $326M $187M $119M
Other Non-op 7-point trend, +2018.2% $149M $100M $212M $141M $-60M $-4M $7M
Pretax Income 7-point trend, +151.0% $61M $-516M $-989M $-725M $-443M $-112M $-120M
Income Tax 7-point trend, +25675.0% $9M $2M $-4M $-17M $-2M $376.0K $36.0K
Net Income 7-point trend, +143.3% $52M $-518M $-985M $-707M $-441M $-113M $-120M
EPS (Basic) 7-point trend, +105.6% $0.16 $-1.67 $-3.34 $-2.51 $-2.78 $-2.63 $-2.84
EPS (Diluted) 7-point trend, +105.3% $0.15 $-1.67 $-3.34 $-2.51 $-2.94 $-2.63 $-2.84
Shares (Basic) 7-point trend, +581.9% 322,851,873 309,857,129 295,343,466 281,704,041 158,367,923 47,856,720 47,345,328
Shares (Diluted) 7-point trend, +620.3% 341,023,566 309,857,129 295,343,466 281,704,041 159,244,611 47,856,720 47,345,328
EBITDA 5-point trend, +138.4% $138M $-447M $-1.07B $-813M $-359M · ·
Stato Patrimoniale 16
Dati annuali Stato Patrimoniale per AFRM
Metrica Tendenza 2025202420232022202120202019
Cash & Equivalents 6-point trend, +407.2% $1.35B $1.01B $892M $1.26B $1.47B $267M ·
PP&E (Net) 6-point trend, +1089.5% $573M $428M $290M $171M $62M $48M ·
PP&E (Gross) 6-point trend, +1462.4% $1.03B $670M $414M $232M $95M $66M ·
Accum. Depreciation 6-point trend, +2479.4% $455M $242M $124M $60M $33M $18M ·
Goodwill 7-point trend, +42462.2% $534M $533M $543M $540M $517M $1M $1M
Intangibles 6-point trend, +418.2% $13M $14M $34M $79M $68M $2M ·
Total Assets 6-point trend, +695.5% $11.15B $9.52B $8.16B $6.97B $4.87B $1.40B ·
Total Liabilities 6-point trend, +737.8% $8.09B $6.79B $5.62B $4.36B $2.29B $965M ·
Long-term Debt 2-point trend, +314.3% $7.61B $1.84B · · · · ·
Common Stock Flat — no change across 2 periods · · · · $0 $0 ·
Paid-in Capital 6-point trend, +7540.5% $6.14B $5.86B $5.14B $4.23B $3.47B $80M ·
Retained Earnings 6-point trend, -583.6% $-3.06B $-3.11B $-2.59B $-1.61B $-898M $-447M ·
AOCI 6-point trend, -4889.7% $-15M $-22M $-15M $-7M $7M $-302.0K ·
Stockholders' Equity 7-point trend, +1265.1% $3.07B $2.73B $2.53B $2.62B $2.58B $-367M $-263M
Liabilities + Equity 6-point trend, +695.5% $11.15B $9.52B $8.16B $6.97B $4.87B $1.40B ·
Shares Outstanding 7-point trend, +590.6% 325,112,799 311,053,031 296,846,217 287,365,373 269,358,104 47,684,427 47,078,208
Flusso di cassa 14
Dati annuali Flusso di cassa per AFRM
Metrica Tendenza 2025202420232022202120202019
D&A 7-point trend, +4174.1% $225M $169M $135M $53M $20M $9M $5M
Stock-based Comp 7-point trend, +853.8% $321M $345M $452M $391M $293M $30M $34M
Deferred Tax 7-point trend, +19658.3% $7M $396.0K $-5M $-18M $-2M $-411.0K $36.0K
Amort. of Intangibles 6-point trend, +1300000.00 $1M $21M $52M $24M $5M $0 ·
Restructuring 4-point trend, +6768000.00 · $7M $36M $0 $0 · ·
Other Non-cash 5-point trend, +375.4% $188M $454M $416M $119M $-68M · ·
Operating Cash Flow 7-point trend, +1005.8% $794M $450M $12M $-162M $-193M $-71M $-88M
CapEx 7-point trend, +890.4% $192M $159M $121M $86M $20M $21M $19M
Investing Cash Flow 7-point trend, -206.2% $-1.08B $-1.33B $-1.65B $-2.01B $-1.02B $-253M $-354M
Stock Repurchased 7-point trend, +9402.1% $250M $0 $109.0K $86.0K $800.0K $19M $3M
Net Stock Activity 5-point trend, -31150.0% $-250M $0 $-109.0K $-86.0K $-800.0K · ·
Financing Cash Flow 7-point trend, +33.8% $751M $913M $1.35B $2.04B $2.58B $295M $562M
Net Change in Cash 7-point trend, +283.3% $461M $35M $-291M $-142M $1.36B $-30M $120M
Free Cash Flow 5-point trend, +382.0% $602M $291M $-109M $-248M $-213M · ·
Redditività 7
Dati annuali Redditività per AFRM
Metrica Tendenza 2025202420232022202120202019
Operating Margin 5-point trend, +93.8% -2.7% -26.5% -75.6% -64.2% -43.6% · ·
Net Margin 5-point trend, +103.3% 1.6% -22.3% -62.1% -52.4% -49.5% · ·
Pretax Margin 5-point trend, +103.8% 1.9% -22.2% -62.3% -53.7% -49.8% · ·
EBITDA Margin 5-point trend, +110.3% 4.3% -19.2% -67.1% -60.3% -41.3% · ·
ROA 5-point trend, +103.6% 0.50% -5.9% -13.0% -11.9% -13.8% · ·
ROE 5-point trend, +110.3% 1.8% -19.3% -39.1% -27.2% -17.3% · ·
ROIC 5-point trend, +83.5% -2.4% -22.6% -47.2% -32.3% -14.6% · ·
Efficienza 1
Dati annuali Efficienza per AFRM
Metrica Tendenza 2025202420232022202120202019
Asset Turnover 5-point trend, +12.3% 0.3 0.3 0.2 0.2 0.3 · ·
Per Azione 5
Dati annuali Per Azione per AFRM
Metrica Tendenza 2025202420232022202120202019
Book Value / Share 4-point trend, +3.6% $9.44 $8.78 $8.54 $9.11 · · ·
Revenue / Share 5-point trend, +73.0% $9.46 $7.50 $5.38 $4.79 $5.47 · ·
Cash Flow / Share 5-point trend, +292.0% $2.33 $1.45 $0.04 $-0.58 $-1.21 · ·
Cash / Share 4-point trend, -4.6% $4.17 $3.26 $3.00 $4.37 · · ·
EPS (TTM) 5-point trend, +105.1% $0.15 $-1.67 $-3.34 $-2.51 $-2.94 · ·
Tassi di Crescita 3
Dati annuali Tassi di Crescita per AFRM
Metrica Tendenza 2025202420232022202120202019
Revenue YoY 5-point trend, -45.2% 38.8% 46.3% 17.7% 55.0% 70.8% · ·
Revenue CAGR 3Y 3-point trend, -26.9% 33.7% 38.7% 46.1% · · · ·
Revenue CAGR 5Y 44.6% · · · · · ·
Valutazione (TTM) 10
Dati annuali Valutazione (TTM) per AFRM
Metrica Tendenza 2025202420232022202120202019
Revenue TTM 5-point trend, +270.4% $3.22B $2.32B $1.59B $1.35B $870M · ·
Net Income TTM 5-point trend, +111.8% $52M $-518M $-985M $-707M $-441M · ·
Market Cap 5-point trend, +22478298922.86 $22.48B $9.40B $4.55B $5.19B $0 · ·
P/E 5-point trend, +2112.1% 460.9 -18.1 -4.6 -7.2 -22.9 · ·
P/S 5-point trend, +6.97 7.0 4.0 2.9 3.8 0.0 · ·
P/B 4-point trend, +269.5% 7.3 3.4 1.8 2.0 · · ·
P / Tangible Book 5-point trend, +8.91 8.9 4.3 2.3 2.6 0.0 · ·
P / Cash Flow 5-point trend, +28.31 28.3 20.9 373.6 -32.0 0.0 · ·
P / FCF 5-point trend, +37.36 37.4 32.3 -41.9 -20.9 0.0 · ·
Earnings Yield 5-point trend, +105.0% 0.22% -5.5% -21.8% -13.9% -4.4% · ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Conto Economico
2025-06-302024-06-302023-06-302022-06-302021-06-30
Ricavi $3.22B$2.32B$1.59B$1.35B$870M
Margine Operativo % -2.7%-26.5%-75.6%-64.2%-43.6%
Utile netto $52M$-518M$-985M$-707M$-441M
EPS Diluito $0.15$-1.67$-3.34$-2.51$-2.94
Flusso di cassa
2025-06-302024-06-302023-06-302022-06-302021-06-30
Flusso di cassa libero $602M$291M$-109M$-248M$-213M

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