FNRN First Northern Community Bancorp - Common stock
$17.54
가격 · 8월 19, 2026
기준 재무 정보 8월 7, 2026
FNRN 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위
가격
$17.54
시가총액
—
P/E (TTM)
—
EPS (TTM)
$1.27
매출 (TTM)
—
배당 수익률
—
ROE
10.4%
부채/자본
0.0
52주 범위
$14 – $19
FNRN 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의
Configure
10년 성과 매출, 순이익, 마진 및 EPS 추세
매출 및 순이익
—
EPS
$1.27
2016-12-31
→
2025-12-31
잉여현금흐름
$5M
2016-12-31
→
2025-12-31
마진
28.7%
가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?
지표
5년 추세
FNRN
동종업계 중앙값
수익성 총, 영업 및 순이익률; ROE, ROA, ROIC
지표
5년 추세
FNRN
동종업계 중앙값
Net Profit Margin (순이익률)
28.7%
—
ROA
1.1%
—
ROE
10.4%
—
재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성
지표
5년 추세
FNRN
동종업계 중앙값
Debt / Equity (부채 / 자기자본 비율)
0.0
—
성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR
지표
5년 추세
FNRN
동종업계 중앙값
Revenue YoY (매출 YoY)
4.5%
—
Revenue CAGR 3Y (매출 CAGR 3년)
6.1%
—
Revenue CAGR 5Y (매출 CAGR 5년)
5.9%
—
EPS YoY
6.7%
—
Net Income YoY (순이익 YoY)
5.5%
—
자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율
지표
5년 추세
FNRN
동종업계 중앙값
Payout Ratio (지급 비율)
35.5%
—
배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR
배당 수익률
—
지급 비율
35.5%
5년 배당 CAGR
—
동종 기업 비교(GICS 하위 산업) 주요 지표 대 섹터 동종 기업
| 티커 | 시가총액 | P/E | 매출 YoY | 순이익률 | ROE | 매출 총이익률 |
|---|---|---|---|---|---|---|
| FNRN | — | — | 4.5% | 28.7% | 10.4% | — |
| GBFH | $488M | 23.5 | — | 1.7% | 13.2% | — |
| OVLY | $252M | 10.4 | 6.7% | 29.3% | 12.2% | — |
| BPRN | — | 12.8 | 12.8% | — | — | — |
| CFFI | $236M | 8.8 | 10.6% | 19.1% | 11.0% | — |
| LCNB | $233M | 10.1 | 13.3% | 25.1% | 8.6% | — |
| FRAF | $225M | 10.6 | 24.8% | 23.9% | 12.8% | — |
| FXNC | $228M | 12.9 | 0.76% | 123.9% | 9.8% | — |
| FUNC | $243M | 9.9 | 4.0% | 133.1% | 12.4% | — |
| ATLO | $203M | 15.6 | 21.9% | 28.5% | 9.5% | — |
전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름
손익계산서 10
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $8M | $1M | $912.0K | $1M | $2M | $1M | $1M | $1M | $1M | $1M | |
| Interest Income | $82M | $79M | $74M | $56M | $47M | $49M | $49M | $46M | $40M | $36M | $31M | $30M | |
| Pretax Income | $27M | $28M | $30M | $22M | $19M | $17M | $20M | $17M | $17M | $13M | $11M | $9M | |
| Income Tax | $6M | $8M | $8M | $6M | $5M | $5M | $6M | $5M | $8M | $5M | $4M | $3M | |
| Net Income | $21M | $20M | $22M | $16M | $14M | $12M | $15M | $13M | $9M | $8M | $7M | $6M | |
| EPS (Basic) | $1.30 | $1.20 | $1.35 | $1.05 | $0.96 | $0.86 | $1.10 | $0.94 | $0.69 | $0.67 | $0.60 | $0.52 | |
| EPS (Diluted) | $1.27 | $1.19 | $1.34 | $1.04 | $0.95 | $0.85 | $1.08 | $0.93 | $0.68 | $0.66 | $0.59 | $0.52 | |
| Shares (Basic) | 16,291,309 | 16,663,530 | 15,932,056 | 15,089,635 | 14,738,356 | 14,114,262 | 13,414,705 | 13,382,484 | 12,698,948 | 12,058,728 | 11,444,066 | 10,953,117 | |
| Shares (Diluted) | 16,571,281 | 16,886,723 | 16,082,871 | 15,255,424 | 14,926,141 | 14,240,346 | 13,579,683 | 13,567,587 | 12,860,159 | 12,136,282 | 11,507,459 | 11,010,258 | |
| EBITDA | $996M | $1M | $1M | $774.0K | · | · | $721.0K | $565.0K | $600.0K | $633.0K | $640.0K | $672.0K |
대차대조표 18
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $146M | $119M | $149M | $187M | $346M | $267M | $111M | $116M | $153M | $160M | $201M | $216M | |
| PP&E (Net) | $9M | $9M | $10M | $6M | $7M | $7M | $7M | $7M | $6M | $7M | $7M | $7M | |
| PP&E (Gross) | $30M | $29M | $29M | $24M | $24M | $23M | $22M | $22M | $21M | $22M | $22M | $22M | |
| Accum. Depreciation | $21M | $20M | $19M | $18M | $17M | $17M | $16M | $15M | $15M | $15M | $15M | $15M | |
| Goodwill | · | $0 | $0 | · | · | · | · | · | · | · | · | · | |
| Intangibles | $4M | $3M | $4M | $0 | $0 | $0 | · | · | · | · | · | · | |
| Total Assets | $1.91B | $1.89B | $1.87B | $1.87B | $1.90B | $1.66B | $1.29B | $1.25B | $1.22B | $1.17B | $1.04B | $958M | |
| Short-term Debt | $0 | $0 | · | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $1.70B | $1.72B | $1.71B | $1.75B | $1.75B | $1.50B | $1.16B | $1.14B | $1.12B | $1.07B | $959M | $866M | |
| Long-term Debt | $0 | $0 | · | · | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Total Debt | $0 | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $135M | $128M | $123M | $116M | $110M | $108M | $100M | $93M | $86M | $79M | $74M | $70M | |
| Paid-in Capital | $977.0K | $977.0K | · | · | · | · | · | · | · | $977.0K | $977.0K | $977.0K | |
| Retained Earnings | $92M | $81M | $69M | $54M | $44M | $37M | $32M | $24M | $18M | $15M | $12M | $8M | |
| AOCI | $-15M | $-34M | $-34M | $-47M | $-4M | $5M | $134.0K | $-5M | $-4M | $-2M | $-495.0K | $66.0K | |
| Stockholders' Equity | $212M | $176M | $159M | $125M | $151M | $151M | $133M | $112M | $100M | $92M | $86M | $92M | |
| Liabilities + Equity | $1.91B | $1.89B | $1.87B | $1.87B | $1.90B | $1.66B | $1.29B | $1.25B | $1.22B | $1.17B | $1.04B | $958M | |
| Shares Outstanding | 16,406,281 | 15,943,051 | 15,482,332 | 14,652,584 | 13,848,904 | 13,634,463 | 12,919,132 | 12,253,812 | 11,630,129 | 11,148,446 | 10,676,557 | 10,207,043 |
현금 흐름 16
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $996M | $1.06B | $1M | $774.0K | $764.0K | $943.0K | $721.0K | $565.0K | $600.0K | $633.0K | $640.0K | $672.0K | |
| Stock-based Comp | $849.0K | $846.0K | $820.0K | $655.0K | $588.0K | $574.0K | $475.0K | $424.0K | $378.0K | $286.0K | $230.0K | $185.0K | |
| Deferred Tax | $-355.0K | $603.0K | $-404.0K | $-687.0K | $1M | $-1M | $450.0K | $-1M | $2M | $-437.0K | $688.0K | $975.0K | |
| Amort. of Intangibles | $731.0K | $820.0K | $829.0K | $0 | · | · | · | · | · | · | · | · | |
| Other Non-cash | $-1.01B | $-3M | $4M | $5M | · | · | $197.0K | $3M | $4M | $1M | $5M | $3M | |
| Operating Cash Flow | $7M | $20M | $27M | $22M | $25M | $13M | $17M | $16M | $16M | $10M | $14M | $10M | |
| CapEx | $2M | $343.0K | $1M | $344.0K | $803.0K | $862.0K | $1M | $963.0K | $1M | $926.0K | $436.0K | $532.0K | |
| Investing Cash Flow | $45M | $-53M | $84M | $-179M | $-186M | $-202M | $-35M | $-72M | $-64M | $-167M | $-107M | · | |
| Stock Issued | $93.0K | $102.0K | $96.0K | $116.0K | $97.0K | $111.0K | $96.0K | $91.0K | $78.0K | $61.0K | $82.0K | $84.0K | |
| Stock Repurchased | $5M | $4M | $143.0K | $187.0K | $5M | $0 | · | · | · | · | · | · | |
| Net Stock Activity | $-5M | $-4M | $-47.0K | $-71.0K | · | · | $96.0K | $91.0K | $78.0K | $61.0K | $82.0K | $84.0K | |
| Dividends Paid | $8M | $6M | · | · | · | · | · | · | · | · | · | · | |
| Financing Cash Flow | $-26M | $4M | $-149M | $-2M | $240M | $345M | $14M | $20M | $41M | $116M | $78M | · | |
| Net Change in Cash | $26M | $-30M | · | · | · | · | · | $-37M | $-7M | $-41M | $-15M | $52M | |
| Free Cash Flow | $5M | $19M | $26M | $21M | · | · | $16M | $15M | $15M | $9M | $13M | $10M | |
| Levered FCF | · | · | $21M | $21M | · | · | $14M | $14M | $14M | $8M | $12M | $9M |
수익성 5
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.7% | 28.5% | 29.0% | 25.8% | · | · | 27.1% | 24.3% | 18.6% | 19.1% | 17.5% | 15.8% | |
| Pretax Margin | 37.2% | 39.6% | 39.9% | 35.2% | · | · | 37.5% | 33.5% | 36.3% | 30.7% | 26.9% | 23.4% | |
| EBITDA Margin | 1353.8% | 1.5% | 1.4% | 1.3% | · | · | 1.3% | 1.1% | 1.3% | 1.5% | 1.6% | 1.8% | |
| ROA | 1.1% | 1.1% | 1.1% | 0.84% | · | · | 1.2% | 1.0% | 0.73% | 0.73% | 0.69% | 0.63% | |
| ROE | 10.4% | 11.2% | 14.6% | 13.3% | · | · | 11.2% | 11.5% | 9.1% | 9.0% | 7.8% | 6.6% |
유동성 및 지급능력 1
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | · | · | · | · | · | · | · | · | · | · | · |
효율성 1
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | · | · | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
성장률 9
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 4.5% | -5.4% | 20.7% | 13.9% | -1.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 6.1% | 9.2% | 10.5% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 5.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 6.7% | -11.2% | 28.8% | 9.5% | 11.8% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 6.9% | 7.8% | 16.4% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 8.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 5.5% | -7.0% | 35.7% | 12.0% | 16.7% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 10.0% | 12.2% | 21.0% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 11.7% | · | · | · | · | · | · | · | · | · | · | · |
가치 평가 (TTM) 4
| 지표 | 추세 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $74M | $70M | $74M | $62M | $54M | $55M | $54M | $52M | $47M | $42M | $38M | $36M | |
| Net Income TTM | $21M | $20M | $22M | $16M | $14M | $12M | $15M | $13M | $9M | $8M | $7M | $6M | |
| Payout Ratio | 35.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Annual Payout | $8M | $6M | · | · | · | · | · | · | · | · | · | · |
손익계산서 9
| 지표 | 추세 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $3M | · | $2M | $2M | $930.0K | $495.0K | $271.0K | |
| Interest Income | $21M | $21M | $22M | $21M | $21M | $20M | $20M | $20M | $20M | $19M | $20M | $18M | $19M | $17M | $16M | $14M | |
| Pretax Income | $6M | $8M | $8M | $7M | $8M | $5M | $8M | $8M | $6M | $6M | $9M | $6M | $6M | $8M | $7M | $6M | |
| Income Tax | $1M | $2M | $2M | $569.0K | $2M | $1M | $2M | $2M | $2M | $2M | $3M | $2M | $2M | $2M | $2M | $2M | |
| Net Income | $5M | $6M | $6M | $6M | $5M | $4M | $6M | $5M | $4M | $4M | $7M | $5M | $5M | $5M | $5M | $5M | |
| EPS (Basic) | $0.29 | $0.37 | $0.36 | $0.39 | $0.33 | $0.22 | $0.30 | $0.35 | $0.28 | $0.27 | $0.39 | $0.30 | $0.30 | $0.36 | $0.27 | $0.32 | |
| EPS (Diluted) | $0.29 | $0.36 | $0.34 | $0.38 | $0.33 | $0.22 | $0.32 | $0.34 | $0.27 | $0.26 | $0.38 | $0.30 | $0.30 | $0.36 | $0.28 | $0.31 | |
| Shares (Basic) | 16,119,853 | 16,133,555 | -32,006,041 | 15,499,900 | 16,377,019 | 16,420,431 | -31,132,137 | 15,868,938 | 15,949,825 | 15,976,904 | -29,590,012 | 15,191,973 | 15,180,272 | 15,149,823 | -28,096,816 | 14,404,438 | |
| Shares (Diluted) | 16,508,791 | 16,490,162 | -32,461,319 | 15,778,782 | 16,592,259 | 16,661,559 | -31,510,093 | 16,101,957 | 16,149,929 | 16,144,930 | -29,846,672 | 15,359,986 | 15,277,811 | 15,291,746 | -28,419,628 | 14,555,110 |
대차대조표 17
| 지표 | 추세 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $113M | $140M | $146M | $150M | $127M | $112M | $119M | $164M | $182M | $187M | $149M | $197M | $205M | $206M | $187M | $264M | |
| PP&E (Net) | $9M | $9M | $9M | $9M | $8M | $8M | $9M | $9M | $10M | $10M | $10M | $10M | $10M | $10M | $6M | $6M | |
| PP&E (Gross) | · | · | $30M | · | · | · | $29M | · | · | · | $29M | · | · | · | $24M | · | |
| Accum. Depreciation | · | · | $21M | · | · | · | $20M | · | · | · | $19M | · | · | · | $18M | · | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $0 | · | · | |
| Intangibles | $4M | $4M | $4M | $3M | $3M | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $5M | $5M | $0 | · | |
| Total Assets | $1.93B | $1.92B | $1.91B | $1.91B | $1.87B | $1.88B | $1.89B | $1.93B | $1.89B | $1.89B | $1.87B | $1.90B | $1.91B | $1.90B | $1.87B | $1.93B | |
| Short-term Debt | · | · | $0 | · | · | · | $0 | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $1.71B | $1.71B | $1.70B | $1.70B | $1.68B | $1.69B | $1.72B | $1.75B | $1.72B | $1.72B | $1.71B | $1.77B | $1.78B | $1.77B | $1.75B | $1.82B | |
| Long-term Debt | · | · | $0 | · | · | · | $0 | · | · | · | · | · | · | · | · | · | |
| Common Stock | $134M | $134M | $135M | $126M | $126M | $127M | $128M | $121M | $123M | $124M | $123M | $117M | $117M | $117M | $116M | $111M | |
| Paid-in Capital | $977.0K | $977.0K | $977.0K | $977.0K | · | · | $977.0K | · | · | · | · | · | · | · | · | · | |
| Retained Earnings | $102M | $97M | $92M | $96M | $90M | $85M | $81M | $83M | $77M | $73M | $69M | $68M | $63M | $59M | $54M | $55M | |
| AOCI | $-20M | $-19M | $-15M | $-18M | $-23M | $-25M | $-34M | $-23M | $-35M | $-35M | $-34M | $-49M | $-44M | $-41M | $-47M | $-53M | |
| Stockholders' Equity | $217M | $214M | $212M | $205M | $195M | $188M | $176M | $182M | $166M | $162M | $159M | $136M | $137M | $136M | $125M | $113M | |
| Liabilities + Equity | $1.93B | $1.92B | $1.91B | $1.91B | $1.87B | $1.88B | $1.89B | $1.93B | $1.89B | $1.89B | $1.87B | $1.90B | $1.91B | $1.90B | $1.87B | $1.93B | |
| Shares Outstanding | 16,395,303 | 16,409,660 | 16,406,281 | · | 15,818,328 | 15,897,929 | 15,943,051 | 15,263,027 | 15,419,573 | 15,550,731 | 15,482,332 | 14,732,351 | 14,720,633 | 14,735,607 | 14,652,584 | 13,922,049 |
현금 흐름 12
| 지표 | 추세 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $156.0K | $115.0K | $228.0K | $257.0K | $166.0K | $198.0K | $220.0K | $171.0K | $159.0K | $296.0K | $304.0K | $136.0K | $188.0K | $192.0K | $155.0K | $168.0K | |
| Amort. of Intangibles | $245.0K | $253.0K | $181.0K | $181.0K | $180.0K | $189.0K | $204.0K | $203.0K | $203.0K | $210.0K | $226.0K | $226.0K | $226.0K | $151.0K | $0 | $0 | |
| Operating Cash Flow | $3M | $4M | $8M | $-7M | $3M | $3M | $6M | $8M | $3M | $3M | $2M | $12M | $8M | $5M | $9M | $7M | |
| CapEx | $561.0K | $498.0K | $431.0K | $838.0K | $335.0K | $96.0K | $122.0K | $102.0K | $119.0K | $0 | $176.0K | $539.0K | $221.0K | $285.0K | $307.0K | $25.0K | |
| Investing Cash Flow | $-27M | $-25M | $-3M | $7M | $25M | $15M | $-18M | $-49M | $-5M | $19M | $4M | $-7M | $-17M | $104M | $-13M | $-37M | |
| Stock Repurchased | $244.0K | $1M | $1M | $1M | $876.0K | $1M | $969.0K | $2M | $1M | $0 | $0 | $0 | $117.0K | $26.0K | $85.0K | $18.0K | |
| Net Stock Activity | · | $-1M | · | · | · | $-1M | · | · | · | $0 | · | · | · | $-26.0K | · | · | |
| Financing Cash Flow | $-3M | $14M | $-9M | $22M | $-12M | $-27M | $-33M | $23M | $-3M | $16M | $-54M | $-12M | $7M | $-90M | $-73M | $48M | |
| Net Change in Cash | $-26M | $-6M | $-4M | $23M | $15M | $-8M | $-44M | · | · | · | · | · | · | · | · | · | |
| Taxes Paid | · | · | · | · | $4M | $0 | · | $2M | $250.0K | $4M | · | $0 | $0 | $0 | · | $1M | |
| Free Cash Flow | · | $4M | · | · | · | $3M | · | · | · | $3M | · | · | · | $5M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $361.9K | · | · | · | $4M | · | · |
수익성 4
| 지표 | 추세 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 25.2% | 31.2% | · | 32.5% | 29.6% | 21.1% | · | 30.4% | 25.3% | 25.4% | · | 26.2% | 23.7% | 29.1% | · | 28.1% | |
| Pretax Margin | 33.1% | 40.2% | · | 35.6% | 41.1% | 28.5% | · | 42.4% | 35.0% | 35.2% | · | 35.5% | 32.8% | 40.2% | · | 37.3% | |
| ROA | 0.25% | 0.31% | · | 0.31% | 0.29% | 0.20% | · | 0.29% | 0.23% | 0.23% | · | 0.24% | 0.24% | 0.29% | · | 0.24% | |
| ROE | 2.3% | 2.9% | · | 3.1% | 3.0% | 2.1% | · | 3.5% | 2.9% | 2.9% | · | 3.7% | 3.5% | 4.1% | · | 3.4% |
효율성 1
| 지표 | 추세 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
가치 평가 (TTM) 8
| 지표 | 추세 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $75M | $73M | · | $72M | $71M | $70M | · | $70M | $71M | $73M | · | $72M | $69M | $63M | · | $58M | |
| Net Income TTM | $22M | $21M | · | $21M | $19M | $18M | · | $19M | $18M | $19M | · | $19M | $18M | $17M | · | $16M | |
| Market Cap | $294M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| P/E | 13.2 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| P/S | 3.9 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| P/B | 1.4 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| P / Tangible Book | 1.4 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Earnings Yield | 7.6% | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년
손익계산서
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 순이익 | $21M | $20M | $22M | $16M | $14M |
| 희석 EPS | $1.27 | $1.19 | $1.34 | $1.04 | $0.95 |
대차대조표
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 부채 / 자기자본 비율 | 0.0 | — | — | — | — |
현금 흐름
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 잉여현금흐름 | $5M | $19M | $26M | $21M | — |
나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목
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중요한 지표를 선택하세요 — 위 전체 기본 재무제표의 아무 행 옆에 있는 ➕를 클릭하세요.
선택 항목이 저장되어 모든 티커에서 유지됩니다.
기관 투자자 (13F) 56개의 제출자 · $65.4M 전체 · 기준일 2026년 6월 30일
분기별 SEC 양식 13F에서 이 주식을 보유하고 있다고 보고하는 기관. 롱 포지션만 해당하며, 단일 제출자는 별도의 옵션 레그에 대해 두 번 나타날 수 있습니다. 대규모 상쇄 풋/콜 포지션은 일반적으로 방향성에 대한 확신보다는 시장 조성 또는 헤지된 재고를 반영합니다.
| 기관 | 가치 | 주식 | % 추적된 13F 중 | 유형 |
|---|---|---|---|---|
| Fourthstone LLC | $20,632,076 | 1,150,060 | 31.53% | 주식 |
| VANGUARD CAPITAL MANAGEMENT LLC | $11,631,758 | 648,370 | 17.78% | 주식 |
| Focus Partners Advisor Solutions, LLC | $6,883,399 | 383,690 | 10.52% | 주식 |
| GEODE CAPITAL MANAGEMENT, LLC | $5,439,220 | 303,126 | 8.31% | 주식 |
| ALLIANCEBERNSTEIN L.P. | $4,759,123 | 265,280 | 7.27% | 주식 |
| VANGUARD FIDUCIARY TRUST CO | $1,825,126 | 101,735 | 2.79% | 주식 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,816,299 | 101,243 | 2.78% | 주식 |
| Carbahal Olsen Financial Services Group, LLC | $1,225,087 | 68,288 | 1.87% | 주식 |
| NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | $1,205,209 | 67,180 | 1.84% | 주식 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $939,482 | 52,368 | 1.44% | 주식 |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $797,594 | 44,459 | 1.22% | 주식 |
| Schonfeld Strategic Advisors LLC | $777,070 | 43,315 | 1.19% | 주식 |
| Cetera Investment Advisers | $642,898 | 35,836 | 0.98% | 주식 |
| OSAIC HOLDINGS, INC. | $629,339 | 35,080 | 0.96% | 주식 |
| MARTINGALE ASSET MANAGEMENT L P | $540,264 | 30,115 | 0.83% | 주식 |
| LPL Financial LLC | $406,772 | 22,674 | 0.62% | 주식 |
| GOLDMAN SACHS GROUP INC | $385,082 | 21,465 | 0.59% | 주식 |
| PL Capital Advisors, LLC | $364,631 | 20,325 | 0.56% | 주식 |
| Nuveen, LLC | $354,566 | 19,764 | 0.54% | 주식 |
| Squarepoint Ops LLC | $299,993 | 16,722 | 0.46% | 주식 |
| HoldCo Asset Management, LP | $282,770 | 15,762 | 0.43% | 주식 |
| Arcus Capital Partners, LLC | $269,190 | 15,005 | 0.41% | 주식 |
| DEUTSCHE BANK AG\ | $263,072 | 14,664 | 0.40% | 주식 |
| RHUMBLINE ADVISERS | $255,891 | 14,264 | 0.39% | 주식 |
| CITADEL ADVISORS LLC | $252,810 | 14,092 | 0.39% | 주식 |
| Allworth Financial LP | $248,416 | 13,847 | 0.38% | 주식 |
| Bank of New York Mellon Corp | $231,982 | 12,931 | 0.35% | 주식 |
| WELLS FARGO & COMPANY/MN | $225,739 | 12,583 | 0.34% | 주식 |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $210,634 | 11,741 | 0.32% | 주식 |
| CAPTRUST FINANCIAL ADVISORS | $202,991 | 11,315 | 0.31% | 주식 |
| MetLife Investment Management, LLC | $167,344 | 9,328 | 0.26% | 주식 |
| Golden State Wealth Management, LLC | $163,631 | 9,121 | 0.25% | 주식 |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $123,625 | 6,891 | 0.19% | 주식 |
| Vanguard Global Advisers, LLC | $117,112 | 6,528 | 0.18% | 주식 |
| JPMORGAN CHASE & CO | $110,084 | 6,230 | 0.17% | 주식 |
| CITIGROUP INC | $109,057 | 6,079 | 0.17% | 주식 |
| Invesco Ltd. | $107,496 | 5,992 | 0.16% | 주식 |
| NEW YORK STATE COMMON RETIREMENT FUND | $100,464 | 5,600 | 0.15% | 주식 |
| Police & Firemen's Retirement System of New Jersey | $79,528 | 4,433 | 0.12% | 주식 |
| STRS OHIO | $52,026 | 2,900 | 0.08% | 주식 |
| BNP PARIBAS FINANCIAL MARKETS | $48,510 | 2,704 | 0.07% | 주식 |
| NORTHERN TRUST CORP | $42,608 | 2,375 | 0.07% | 주식 |
| BARCLAYS PLC | $37,745 | 2,104 | 0.06% | 주식 |
| BlackRock, Inc. | $30,050 | 1,675 | 0.05% | 주식 |
| Tower Research Capital LLC (TRC) | $29,547 | 1,647 | 0.05% | 주식 |
| Legal & General Group Plc | $26,257 | 1,464 | 0.04% | 주식 |
| Ameritas Investment Partners, Inc. | $24,470 | 1,364 | 0.04% | 주식 |
| Russell Investments Group, Ltd. | $21,545 | 1,201 | 0.03% | 주식 |
| UBS Group AG | $18,837 | 1,050 | 0.03% | 주식 |
| MORGAN STANLEY | $9,311 | 519 | 0.01% | 주식 |
| ROYAL BANK OF CANADA | $9,000 | 496 | 0.01% | 주식 |
| Sterling Capital Management LLC | $5,436 | 303 | 0.01% | 주식 |
| M3F, Inc. | $4,393 | 244,872 | 0.01% | 주식 |
| FMR LLC | $753 | 42 | 0.00% | 주식 |
| PRICE T ROWE ASSOCIATES INC /MD/ | $222 | 12,335 | 0.00% | 주식 |
| ACADIAN ASSET MANAGEMENT LLC | $49 | 2,760 | 0.00% | 주식 |
회사 내부자 33 명의 내부자 · 14 임원 · 16 이사
| 내부자 | 역할 | 마지막 활동 | 보유 주식 수 | 매수 12개월 | 매도 12개월 | 순매수/매도 12개월 |
|---|---|---|---|---|---|---|
| Jeremiah Zachary Smith | President/CEO/Director | 2026년 5월 15일 S | 154,569 | 0 | 1 | $-119,991 |
| Kevin Spink | EVP/Chief Financial Officer | 2026년 5월 4일 S | 45,962 | 0 | 1 | $-140,938 |
| Charles Cochran | EVP/Chief Cmrcl Banking Oficer | 2026년 2월 18일 A | 7,500 | 0 | 0 | $0 |
| Duane Swizer | EVP/Chief Information Officer | 2026년 2월 18일 A | 8,139 | 0 | 0 | $0 |
| Brett Hamilton | EVP/Chief Credit Officer | 2026년 2월 18일 A | 17,993 | 0 | 0 | $0 |
| Jeffrey A Adamski | EVP/Senior Loan Officer | 2025년 2월 20일 A | 99,951 | 0 | 0 | $0 |
| Denise Burris | EVP/Chief Information Officer | 2024년 2월 14일 A | 36,224 | 0 | 0 | $0 |
| Joe T Danelson | EVP/Chief Credit Officer | 2024년 2월 14일 A | 66,449 | 0 | 0 | $0 |
| Kimberly A Debra | EVP/Chief Communications Ofcr | 2023년 8월 7일 M | 41,684 | 0 | 0 | $0 |
| Bruce A Orris | EVP/Chief Information Officer | 2018년 8월 6일 S | 22,850 | 0 | 0 | $0 |
| Robert M Walker | EVP/Wealth Mgmt & Mortgage Div | 2016년 8월 3일 I | 13,655 | 0 | 0 | $0 |
| Patrick S Day | EVP/Chief Credit Officer | 2015년 3월 25일 M | 33,055 | 0 | 0 | $0 |
| FISH DONALD J | EVP/Chief Credit Officer | 2006년 1월 26일 M | 96,735 | 0 | 0 | $0 |
| WALKER ROBERT M | SVP/Branch Administrator | 2003년 11월 10일 G | 2,510 | 0 | 0 | $0 |
| Barbara A Hayes | 이사 | 2026년 2월 18일 P | 12,273 | 1 | 0 | $2,514 |
| WALKER LOUISE A | 이사 | 2026년 2월 12일 M | 202,426 | 0 | 0 | $0 |
| Richard Bedoya | 이사 | 2026년 2월 11일 P | 2,907 | 1 | 0 | $12,940 |
| Daniel F Ramos | 이사 | 2024년 2월 15일 P | 350 | 0 | 0 | $0 |
| DUPRATT GREG | 이사 | 2023년 12월 6일 G | 115,377 | 0 | 0 | $0 |
| Patrick R Brady | 이사 | 2023년 5월 17일 P | 7,213 | 0 | 0 | $0 |
| CARBAHAL JOHN | 이사 | 2018년 2월 16일 P | 66,699 | 0 | 0 | $0 |
| ALDRETE LORI J | 이사 | 2017년 5월 9일 P | 33,790 | 0 | 0 | $0 |
| Sean P Quinn | 이사 | 2017년 2월 9일 P | 833 | 0 | 0 | $0 |
| ONSUM OWEN J | 이사 | 2015년 3월 3일 I | 217,565 | 0 | 0 | $0 |
| HAMLYN DIANE P | 이사 | 2014년 11월 8일 J | 7,239 | 0 | 0 | $0 |
| SCHULZE DAVID W | 이사 | 2012년 12월 27일 J | 230,269 | 0 | 0 | $0 |
| HAMEL JOHN F | 이사 | 2012년 1월 26일 G | 49,374 | 0 | 0 | $0 |
| MCNAUGHTON FOY S | 이사 | 2011년 5월 17일 P | 33,397 | 0 | 0 | $0 |
| ANDREWS FRANK J JR | 이사 | 2009년 2월 17일 S | 4,342 | 0 | 0 | $0 |
| Richard M Martinez | — | 2026년 8월 13일 S | 72,252 | 0 | 1 | $-35,020 |
| Jean-Luc Servat | — | 2026년 8월 12일 P | 5,635 | 16 | 0 | $85,812 |
| Mark C Schulze | — | 2026년 8월 11일 S | 729,921 | 0 | 8 | $-264,628 |
| Andrew S Wallace | — | 2008년 2월 15일 A | 1,196 | 0 | 0 | $0 |
SEC 양식 3/4/5 제출 서류 기준 내부자; 순매수/매도는 공개 시장 거래만 해당
행동주의자 및 5% 이상 소유자 1 보유
SEC 서류 13D를 제출한 투자자 — 발행인에 영향을 미치려는 의도로 5% 이상의 실질 소유권(행동주의 지분, 이사회 캠페인, M&A). 각 행은 해당 제출자의 포지션에 대한 가장 최근에 알려진 상태를 보여줍니다.
| 제출자 | 제출됨 | 지분 | 상태 | 목적 | 제출 |
|---|---|---|---|---|---|
| Owen J. Onsum | 2003년 1월 8일 | — | 최초 제출 | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF 보유 현황 9 ETF 보유
가중치는 직접적인 주식 보유(N-PORT)만 반영합니다. 레버리지 또는 파생 상품 기반 펀드는 표시되지 않은 추가 스왑 노출을 보유할 수 있습니다.
| 펀드 | 비중 | 단위 | 기준일 | 출처 |
|---|---|---|---|---|
| VXF · VANGUARD INDEX FUNDS | — | — | 2026년 7월 15일 | 일간 |
| VTI · VANGUARD INDEX FUNDS | — | — | 2026년 7월 15일 | 일간 |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | 2026년 7월 15일 | 일간 |
| VTWV · VANGUARD SCOTTSDALE FUNDS | — | — | 2026년 7월 15일 | 일간 |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | 2026년 7월 15일 | 일간 |
| IWN · iShares Trust | — | — | 2026년 8월 17일 | 일간 |
| IWM · iShares Trust | — | — | 2026년 8월 18일 | 일간 |
| IWC · iShares Trust | — | — | 2026년 8월 18일 | 일간 |
| OMFS · Invesco Exchange-Traded Self-Indexe… | — | — | 2026년 7월 13일 | 일간 |