AVBC Avidia Bancorp, Inc. Common Stock

NYSE · Banking · View on SEC EDGAR ↗
$20.27
Price · Jun 25, 2026
Fundamentals as of May 14, 2026

AVBC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$20.27
Market Cap
$337M
P/E (TTM)
-93.4
EPS (TTM)
$-0.18
Revenue (TTM)
Div Yield
ROE
-1.1%
Debt/Equity
52W Range
$14 – $21

AVBC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income
EPS $-0.18
2025-12-31 2025-12-31
Free Cash Flow $24M
2025-12-31 2025-12-31
Margins -3.2%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
AVBC
Peer Median
P/E (TTM)
-93.4
11.6
P/S (TTM)
3.3
2.1
P/B
0.9
0.9
Price / FCF
14.0

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
AVBC
Peer Median
Net Profit Margin
-3.2%
33.7%
ROA
-0.12%
0.90%
ROE
-1.1%
9.5%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
AVBC
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
AVBC
Peer Median
Revenue YoY
14.7%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
AVBC
Peer Median
EPS (Diluted)
$-0.18

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
AVBC
Peer Median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
Payout Ratio
5Y Div CAGR
Ex-dateAmount
May 19, 2026$0.0500
Feb. 17, 2026$0.0500

AVBC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 7 analysts
  • Strong Buy 2 28.6%
  • Buy 4 57.1%
  • Hold 1 14.3%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

1 analysts · 2026-06-27
Median target $24.00 +18.4%
Mean target $24.00 +18.4%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.00%
Next Report
Jul 28, 2026
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.32 $0.31 0.01%
Dec. 31, 2025 $0.29 $0.31 -0.02%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
AVBC $337M -93.4 14.7% -3.2% -1.1%
PBFS $338M 16.2 15.2% 128.3% 6.4%
CBAN $379M 11.2 14.5% 21.4% 8.4%
WTBA $376M 11.6 19.4% 34.2% 12.8%
ISTR $262M 12.5 7.5% 25.4% 8.2%
FMAO $340M 10.2 19.6% 27.4% 9.2%
CZNC $359M 12.3 13.3% 19.1% 7.5%
PLBC $311M 9.8 30.1% 13.0%
PCB $308M 8.4 4.5% 1291.9% 9.8%
FRST $344M 5.6 51.9% 27.5% 15.9%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 8
Annual Income Statement data for AVBC
Metric Trend 20252024
Interest Income 2-point trend, +5.5% $131M $124M
Pretax Income 2-point trend, -136.9% $-6M $15M
Income Tax 2-point trend, -161.1% $-2M $4M
Net Income 2-point trend, -128.6% $-3M $11M
EPS (Basic) $-0.18 ·
EPS (Diluted) $-0.18 ·
Shares (Basic) 18,530,509 ·
Shares (Diluted) 18,530,509 ·
Balance Sheet 15
Annual Balance Sheet data for AVBC
Metric Trend 20252024
Cash & Equivalents 2-point trend, +132.9% $145M $62M
Short-term Investments 2-point trend, +176.9% $130M $47M
PP&E (Net) 2-point trend, +2.4% $29M $28M
PP&E (Gross) 2-point trend, -15.5% $53M $63M
Accum. Depreciation 2-point trend, -30.2% $24M $35M
Goodwill Flat — no change across 2 periods $12M $12M
Total Assets 2-point trend, +6.8% $2.84B $2.66B
Total Liabilities 2-point trend, -0.2% $2.46B $2.46B
Common Stock 2-point trend, +201000.00 $201.0K $0
Paid-in Capital 2-point trend, +194899000.00 $195M $0
Retained Earnings 2-point trend, -1.5% $212M $215M
AOCI 2-point trend, +40.2% $-13M $-21M
Stockholders' Equity 2-point trend, +95.5% $379M $194M
Liabilities + Equity 2-point trend, +6.8% $2.84B $2.66B
Shares Outstanding 2-point trend, +20076250.00 20,076,250 0
Cash Flow 10
Annual Cash Flow data for AVBC
Metric Trend 20252024
D&A 2-point trend, +0.2% $3M $3M
Deferred Tax 2-point trend, -408.5% $-3M $-543.0K
Operating Cash Flow 2-point trend, +22.2% $28M $23M
CapEx 2-point trend, +54.6% $4M $3M
Investing Cash Flow 2-point trend, -56.9% $-112M $-71M
Stock Issued 2-point trend, +185827000.00 $186M $0
Net Stock Activity $186M ·
Financing Cash Flow 2-point trend, +315.8% $166M $40M
Taxes Paid 2-point trend, -31.5% $3M $4M
Free Cash Flow $24M ·
Profitability 4
Annual Profitability data for AVBC
Metric Trend 20252024
Net Margin -3.2% ·
Pretax Margin -5.5% ·
ROA -0.12% ·
ROE -1.1% ·
Efficiency 1
Annual Efficiency data for AVBC
Metric Trend 20252024
Asset Turnover 0.0 ·
Per Share 5
Annual Per Share data for AVBC
Metric Trend 20252024
Book Value / Share $18.88 ·
Revenue / Share $5.59 ·
Cash Flow / Share $1.53 ·
Cash / Share $7.25 ·
EPS (TTM) $-0.18 ·
Growth Rates 1
Annual Growth Rates data for AVBC
Metric Trend 20252024
Revenue YoY 14.7% ·
Valuation (TTM) 10
Annual Valuation (TTM) data for AVBC
Metric Trend 20252024
Revenue TTM $104M ·
Net Income TTM $-3M ·
Market Cap $337M ·
P/E -93.4 ·
P/S 3.3 ·
P/B 0.9 ·
P / Tangible Book 0.9 ·
P / Cash Flow 11.9 ·
P / FCF 14.0 ·
Earnings Yield -1.1% ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-31
Net Income $-3M$11M
Diluted EPS $-0.18
Cash Flow
2025-12-312024-12-31
Free Cash Flow $24M

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