AVBC Avidia Bancorp, Inc. Common Stock

NYSE · Banking · View on SEC EDGAR ↗
$22.40
Price · Aug 18, 2026
Fundamentals as of Aug 13, 2026
52W Range
$14–$23
94% of range
Analyst Rating
BUY
7 analysts
Price Target
$25
+12% upside
P/E (TTM)
-124.4
ROE
-1.1%
Net Profit Margin
-3.2%

AVBC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$22.40
Market Cap
$450M
P/E (TTM)
-124.4
EPS (TTM)
$-0.18
Revenue (TTM)
—
Div Yield
—
ROE
-1.1%
Debt/Equity
—
52W Range
$14 – $23

AVBC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income —
EPS $-0.18
2025-12-31 → 2025-12-31
Free Cash Flow $24M
2025-12-31 → 2025-12-31
Margins -3.2%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
AVBC
Peer Median
P/E (TTM)
-124.4
12.8
P/S (TTM)
4.3
1.9
P/B
1.2
1.0
Price / FCF
18.7
—

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
AVBC
Peer Median
Net Profit Margin
-3.2%
25.4%
ROA
-0.12%
1.0%
ROE
-1.1%
11.0%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
AVBC
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
AVBC
Peer Median
Revenue YoY
14.7%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
AVBC
Peer Median
EPS (Diluted)
$-0.18
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
AVBC
Peer Median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
—
Payout Ratio
—
5Y Div CAGR
—
Ex-dateAmount
May 19, 2026$0.0500
Feb. 17, 2026$0.0500

AVBC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 7 analysts
  • Strong Buy 2 28.6%
  • Buy 4 57.1%
  • Hold 1 14.3%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

1 analysts · 2026-08-15
Median target $25.00 +11.6%
Mean target $25.00 +11.6%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.01%
Period EPS Actual EPS Est Surprise
June 30, 2026 $0.39 $0.35 0.04%
March 31, 2026 $0.32 $0.31 0.01%
Dec. 31, 2025 $0.29 $0.31 -0.02%

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
AVBC $337M -93.4 14.7% -3.2% -1.1% —
WTBA $376M 11.6 19.4% 34.2% 12.8% —
CBAN $379M 11.2 14.5% 21.4% 8.4% —
CZNC $359M 12.3 13.3% 19.1% 7.5% —
RBB $352M 11.3 -2.4% 618.3% 6.1% —
BMRC $419M -11.6 -58.1% -121.4% -8.6% —
PLBC $311M 9.8 — 30.1% 13.0% —
PBFS $338M 16.2 15.2% 128.3% 6.4% —
ISTR $262M 12.5 7.5% 25.4% 8.2% —
TFC $62.13B 12.9 53.0% 26.1% 8.2% —

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 8
Annual Income Statement data for AVBC
Metric Trend 20252024
Interest Income 2-point trend, +5.5% $131M $124M
Pretax Income 2-point trend, -136.9% $-6M $15M
Income Tax 2-point trend, -161.1% $-2M $4M
Net Income 2-point trend, -128.6% $-3M $11M
EPS (Basic) $-0.18 ·
EPS (Diluted) $-0.18 ·
Shares (Basic) 18,530,509 ·
Shares (Diluted) 18,530,509 ·
Balance Sheet 15
Annual Balance Sheet data for AVBC
Metric Trend 20252024
Cash & Equivalents 2-point trend, +132.9% $145M $62M
Short-term Investments 2-point trend, +176.9% $130M $47M
PP&E (Net) 2-point trend, +2.4% $29M $28M
PP&E (Gross) 2-point trend, -15.5% $53M $63M
Accum. Depreciation 2-point trend, -30.2% $24M $35M
Goodwill Flat — no change across 2 periods $12M $12M
Total Assets 2-point trend, +6.8% $2.84B $2.66B
Total Liabilities 2-point trend, -0.2% $2.46B $2.46B
Common Stock 2-point trend, +201000.00 $201.0K $0
Paid-in Capital 2-point trend, +194899000.00 $195M $0
Retained Earnings 2-point trend, -1.5% $212M $215M
AOCI 2-point trend, +40.2% $-13M $-21M
Stockholders' Equity 2-point trend, +95.5% $379M $194M
Liabilities + Equity 2-point trend, +6.8% $2.84B $2.66B
Shares Outstanding 2-point trend, +20076250.00 20,076,250 0
Cash Flow 10
Annual Cash Flow data for AVBC
Metric Trend 20252024
D&A 2-point trend, +0.2% $3M $3M
Deferred Tax 2-point trend, -408.5% $-3M $-543.0K
Operating Cash Flow 2-point trend, +22.2% $28M $23M
CapEx 2-point trend, +54.6% $4M $3M
Investing Cash Flow 2-point trend, -56.9% $-112M $-71M
Stock Issued 2-point trend, +185827000.00 $186M $0
Net Stock Activity $186M ·
Financing Cash Flow 2-point trend, +315.8% $166M $40M
Taxes Paid 2-point trend, -31.5% $3M $4M
Free Cash Flow $24M ·
Profitability 4
Annual Profitability data for AVBC
Metric Trend 20252024
Net Margin -3.2% ·
Pretax Margin -5.5% ·
ROA -0.12% ·
ROE -1.1% ·
Efficiency 1
Annual Efficiency data for AVBC
Metric Trend 20252024
Asset Turnover 0.0 ·
Per Share 5
Annual Per Share data for AVBC
Metric Trend 20252024
Book Value / Share $18.88 ·
Revenue / Share $5.59 ·
Cash Flow / Share $1.53 ·
Cash / Share $7.25 ·
EPS (TTM) $-0.18 ·
Growth Rates 1
Annual Growth Rates data for AVBC
Metric Trend 20252024
Revenue YoY 14.7% ·
Valuation (TTM) 10
Annual Valuation (TTM) data for AVBC
Metric Trend 20252024
Revenue TTM $104M ·
Net Income TTM $-3M ·
Market Cap $337M ·
P/E -93.4 ·
P/S 3.3 ·
P/B 0.9 ·
P / Tangible Book 0.9 ·
P / Cash Flow 11.9 ·
P / FCF 14.0 ·
Earnings Yield -1.1% ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-31
Net Income $-3M$11M
Diluted EPS $-0.18—
Cash Flow
2025-12-312024-12-31
Free Cash Flow $24M—

My Metrics Your personal watchlist — selected rows from Full Fundamentals

📊

Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.

Your selection is saved and follows you across all tickers.

Institutional owners (13F) 85 filers · $86.3M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
30 (+14 vs prior Q) 11 (+6 vs prior Q) 20 (+1 vs prior Q) 15 (+5 vs prior Q) +260K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
VANGUARD CAPITAL MANAGEMENT LLC $16,808,645 800,793 19.48% Shares
FJ Capital Management LLC $10,437,445 497,258 12.10% Shares
GEODE CAPITAL MANAGEMENT, LLC $7,854,040 374,081 9.10% Shares
STATE STREET CORP $5,274,766 251,299 6.11% Shares
TWO SIGMA INVESTMENTS, LP $5,188,938 247,210 6.01% Shares
HENNESSY ADVISORS INC $3,295,430 157,000 3.82% Shares
VANGUARD FIDUCIARY TRUST CO $2,616,236 124,642 3.03% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $2,584,352 123,123 3.00% Shares
RENAISSANCE TECHNOLOGIES LLC $2,451,884 116,812 2.84% Shares
COMMONWEALTH EQUITY SERVICES, LLC $1,941,330 92,488 2.25% Shares
WHITE PINE CAPITAL LLC $1,819,938 86,705 2.11% Shares
FRANKLIN RESOURCES INC $1,437,752 68,497 1.67% Shares
Polaris Capital Management, LLC $1,313,974 62,600 1.52% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $1,271,301 60,567 1.47% Shares
GOLDMAN SACHS GROUP INC $1,268,174 60,418 1.47% Shares
IRONWOOD INVESTMENT MANAGEMENT LLC $1,125,946 53,642 1.31% Shares
BNP PARIBAS FINANCIAL MARKETS $991,505 47,237 1.15% Shares
Trexquant Investment LP $944,676 45,006 1.10% Shares
PANAGORA ASSET MANAGEMENT INC $938,169 44,696 1.09% Shares
MARSHALL WACE, LLP $905,466 43,138 1.05% Shares
TWO SIGMA ADVISERS, LP $832,095 49,500 0.96% Shares
STILWELL VALUE LLC $734,650 35,000 0.85% Shares
Voleon Capital Management LP $730,074 34,782 0.85% Shares
Freestone Capital Holdings, LLC $729,535 34,756 0.85% Shares
BANK OF AMERICA CORP /DE/ $703,039 33,494 0.81% Shares
GREAT OAK CAPITAL PARTNERS, LLC $694,421 34,157 0.80% Shares
Arbiter Partners Capital Management LLC $688,472 32,800 0.80% Shares
JPMORGAN CHASE & CO $578,347 27,345 0.67% Shares
Oppenheimer & Close, LLC $556,277 26,502 0.64% Shares
MILLENNIUM MANAGEMENT LLC $476,242 22,689 0.55% Shares
Point72 (DIFC) Ltd $457,056 30,593 0.53% Shares
Russell Investments Group, Ltd. $448,388 21,362 0.52% Shares
XTX Topco Ltd $447,129 21,302 0.52% Shares
DEPRINCE RACE & ZOLLO INC $399,222 20,296 0.46% Shares
CITADEL ADVISORS LLC $376,561 17,940 0.44% Shares
DEUTSCHE BANK AG\ $375,301 17,880 0.44% Shares
Integrated Wealth Concepts LLC $372,320 17,738 0.43% Shares
RHUMBLINE ADVISERS $356,636 16,991 0.41% Shares
Bank of New York Mellon Corp $339,492 16,174 0.39% Shares
Engineers Gate Manager LP $323,666 15,420 0.38% Shares
LYNCH & ASSOCIATES/IN $319,174 15,206 0.37% Shares
OCCUDO QUANTITATIVE STRATEGIES LP $312,982 14,911 0.36% Shares
AMERICAN CENTURY COMPANIES INC $281,938 13,432 0.33% Shares
JANE STREET GROUP, LLC $276,228 13,160 0.32% Shares
ROCKLAND TRUST CO $265,440 12,646 0.31% Shares
Farther Finance Advisors, LLC $251,880 12,000 0.29% Shares
SEI INVESTMENTS CO $251,334 11,974 0.29% Shares
Nuveen, LLC $251,334 11,974 0.29% Shares
Schonfeld Strategic Advisors LLC $240,585 11,462 0.28% Shares
MetLife Investment Management, LLC $234,521 11,173 0.27% Shares
CITIGROUP INC $231,919 11,049 0.27% Shares
Intellus Advisors LLC $209,900 10,000 0.24% Shares
MACKENZIE FINANCIAL CORP $203,015 9,672 0.24% Shares
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. $176,337 8,401 0.20% Shares
Invesco Ltd. $153,311 7,304 0.18% Shares
Cubist Systematic Strategies, LLC $151,405 10,134 0.18% Shares
Vanguard Global Advisers, LLC $136,792 6,517 0.16% Shares
NEW YORK STATE COMMON RETIREMENT FUND $134,336 6,400 0.16% Shares
WELLS FARGO & COMPANY/MN $130,600 6,222 0.15% Shares
UBS Group AG $127,556 6,077 0.15% Shares
Police & Firemen's Retirement System of New Jersey $113,430 5,404 0.13% Shares
BARCLAYS PLC $109,610 5,222 0.13% Shares
VANGUARD GROUP INC $109,551 6,517 0.13% Shares
FLAGSHIP WEALTH ADVISORS, LLC $104,950 5,000 0.12% Shares
STRS OHIO $75,564 3,600 0.09% Shares
NORTHERN TRUST CORP $60,367 2,876 0.07% Shares
Tower Research Capital LLC (TRC) $41,434 1,974 0.05% Shares
Legal & General Group Plc $37,782 1,800 0.04% Shares
Sachetta, LLC $37,720 1,797 0.04% Shares
Ameritas Investment Partners, Inc. $34,906 1,663 0.04% Shares
BlackRock, Inc. $31,065 1,480 0.04% Shares
T. Rowe Price Investment Management, Inc. $24,621 1,172,953 0.03% Shares
NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO $21,872 1,042 0.03% Shares
ROYAL BANK OF CANADA $16,000 776 0.02% Shares
Sterling Capital Management LLC $7,745 369 0.01% Shares
MORGAN STANLEY $3,673 175 0.00% Shares
Quarry LP $3,295 157 0.00% Shares
EASTERN BANK $2,582 123 0.00% Shares
Physician Wealth Advisors, Inc. $1,386 66 0.00% Shares
FMR LLC $924 44 0.00% Shares
GSA CAPITAL PARTNERS LLP $739 35,205 0.00% Shares
Rialto Wealth Management, LLC $693 33 0.00% Shares
Bare Financial Services, Inc $609 29 0.00% Shares
PRICE T ROWE ASSOCIATES INC /MD/ $321 15,246 0.00% Shares
Avion Wealth $0 34 0.00% Shares

Company insiders 6 insiders · 3 officers · 2 directors

Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Robert D Cozzone President & CEO May 29, 2026 P 67,357 1 0 $40,006
Jonathan Michael Nelson CFO and Treasurer June 3, 2026 P 14,545 1 0 $20,128
Nicolas Karmelek EVP and CRO May 27, 2026 P 7,727 2 0 $628
Michael O Gilles Director May 15, 2026 P 5,000 3 0 $57,210
Kennedy O Saul — Aug. 11, 2026 P 10,050 6 0 $127,733
Joseph F Grimaldo — Aug. 11, 2026 P 44,655 1 0 $99,803

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 10 ETFs

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.09% 62,394 SH Aug. 8, 2026 Daily
IWN · iShares Trust 0.03% 170,696 SH Aug. 8, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.02% 15,939 SH Aug. 8, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 105,447 SH Aug. 8, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.01% 1,307 SH Aug. 8, 2026 Daily
IWM · iShares Trust 0.01% 345,009 SH Aug. 8, 2026 Daily
AVUS · AMERICAN CENTURY ETF TRUST 0.00% 8,092 NS May 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 210,485 SH Aug. 8, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 571,050 SH Aug. 8, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 1,737 SH Aug. 8, 2026 Daily